Home > EST National Bank > Net charge- offs to loans
EST National Bank, Net charge- offs to loans
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4456% | 1,981 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1092% | 405 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3153% | 210 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0223% | 1,447 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0275% | 1,449 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7820% | 239 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0378% | 505 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7280% | 466 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3496% | 168 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2641% | 3,144 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0666% | 604 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 615 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1062% | 351 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8914% | 40 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 989 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2358% | 74 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2174% | 1,099 |
| Percentage Net Loans Charged-off: Credit card loans | -0.1710% | 1,309 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1870% | 230 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1688% | 4,489 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0817% | 629 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1306% | 346 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1446% | 323 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5001% | 141 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0654% | 1,228 |
| Percentage Net Loans Charged-off: Credit card loans | -0.6539% | 1,292 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0293% | 326 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0583% | 8,062 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0241% | 1,031 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0123% | 806 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0325% | 807 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0362% | 736 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2951% | 681 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0785% | 1,229 |
| Percentage Net Loans Charged-off: Credit card loans | -0.8850% | 1,291 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6832% | 3,204 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0626% | 1,045 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0048% | 958 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1014% | 591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1121% | 553 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.2503% | 207 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1039% | 511 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2248% | 572 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |