Home > Essex Savings Bank, F.S.B. > Assets and Liabilities
Essex Savings Bank, F.S.B., Assets and Liabilities
| 2004-03-31 | Rank | |
| # of Employees: | 41 | 3,957 |
| Assets and Liabilities | ||
| Total Assets: | $337,023,000 | 1,690 |
| Cash and due from depository institutions | $67,339,000 | 3,957 |
| Interest-bearing balances | $47,127,000 | 133 |
| Securities | $165,115,000 | 800 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $87,120,000 | 3,751 |
| Loan loss allowance | $919,000 | 4,216 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $3,409,000 | 2,853 |
| Other real estate owned | $70,000 | 3,957 |
| Goodwill and other intangibles | $4,935,000 | 722 |
| All other assets | $9,035,000 | 1,547 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $337,023,000 | 1,690 |
| Total liabilities | $314,543,000 | 1,642 |
| Total deposits | $313,651,000 | 1,424 |
| Interest-bearing deposits | $313,651,000 | 1,197 |
| Deposits held in domestic offices | $313,651,000 | 1,421 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $892,000 | 3,487 |
| Total equity capital | $22,480,000 | 2,505 |
| Total bank equity capital | $22,480,000 | 2,505 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $6,000 | 8,055 |
| Surplus | $44,272,000 | 553 |
| Undivided profits | $-21,798,000 | 9,116 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,329,000 | 2,120 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $1,054,000 | 2,748 |
| Earning assets | $299,362,000 | 1,754 |
| Long-term assets (5+ years) | $0 | 8,096 |
| Average Assets, year-to-date | $336,953,000 | 1,666 |
| Average Assets, quarterly | $336,953,000 | 1,666 |
| Volatile liabilities | $130,795,000 | 856 |
| Insider loans | $289,000 | 6,289 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $665,000 | 8,383 |
| Tier 1 (core) risk-based capital | $17,756,000 | 2,920 |
| Tier 2 risk-based capital | $919,000 | 3,938 |
| Total risk weighted assets | $92,403,000 | 3,741 |
| Total unused commitments | $665,000 | 8,388 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 142 | 1,190 |
| Assets and Liabilities | ||
| Total Assets: | $336,883,000 | 1,678 |
| Cash and due from depository institutions | $126,757,000 | 1,190 |
| Interest-bearing balances | $107,385,000 | 72 |
| Securities | $40,956,000 | 2,917 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $154,490,000 | 2,302 |
| Loan loss allowance | $1,081,000 | 3,742 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $4,209,000 | 2,346 |
| Other real estate owned | $832,000 | 1,190 |
| Goodwill and other intangibles | $1,785,000 | 1,262 |
| All other assets | $7,854,000 | 1,757 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $336,883,000 | 1,678 |
| Total liabilities | $309,899,000 | 1,651 |
| Total deposits | $306,877,000 | 1,452 |
| Interest-bearing deposits | $302,747,000 | 1,244 |
| Deposits held in domestic offices | $306,877,000 | 1,449 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $3,022,000 | 1,362 |
| Total equity capital | $26,984,000 | 2,042 |
| Total bank equity capital | $26,984,000 | 2,042 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $6,000 | 8,116 |
| Surplus | $38,577,000 | 610 |
| Undivided profits | $-11,599,000 | 9,163 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,930,000 | 1,580 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $631,000 | 4,505 |
| Earning assets | $302,831,000 | 1,715 |
| Long-term assets (5+ years) | $0 | 8,140 |
| Average Assets, year-to-date | $349,654,600 | 1,558 |
| Average Assets, quarterly | $363,318,000 | 1,557 |
| Volatile liabilities | $40,104,000 | 2,342 |
| Insider loans | $481,000 | 5,524 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $3,695,000 | 6,359 |
| Tier 1 (core) risk-based capital | $24,531,000 | 2,146 |
| Tier 2 risk-based capital | $1,081,000 | 3,478 |
| Total risk weighted assets | $122,916,000 | 2,961 |
| Total unused commitments | $3,695,000 | 6,362 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 147 | 1,155 |
| Assets and Liabilities | ||
| Total Assets: | $389,753,000 | 1,454 |
| Cash and due from depository institutions | $110,124,000 | 1,155 |
| Interest-bearing balances | $80,761,000 | 99 |
| Securities | $26,536,000 | 3,977 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $235,815,000 | 1,523 |
| Loan loss allowance | $1,213,000 | 3,412 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $4,300,000 | 2,266 |
| Other real estate owned | $1,709,000 | 1,155 |
| Goodwill and other intangibles | $1,816,000 | 1,228 |
| All other assets | $9,453,000 | 1,529 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $389,753,000 | 1,454 |
| Total liabilities | $362,806,000 | 1,398 |
| Total deposits | $359,662,000 | 1,214 |
| Interest-bearing deposits | $355,201,000 | 1,037 |
| Deposits held in domestic offices | $359,662,000 | 1,212 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $3,144,000 | 1,391 |
| Total equity capital | $26,947,000 | 2,047 |
| Total bank equity capital | $26,947,000 | 2,047 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $6,000 | 8,167 |
| Surplus | $38,577,000 | 623 |
| Undivided profits | $-11,636,000 | 9,222 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $889,000 | 3,103 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $993,000 | 3,164 |
| Earning assets | $343,112,000 | 1,505 |
| Long-term assets (5+ years) | $0 | 8,204 |
| Average Assets, year-to-date | $352,847,500 | 1,561 |
| Average Assets, quarterly | $384,623,500 | 1,467 |
| Volatile liabilities | $40,022,000 | 2,305 |
| Insider loans | $485,000 | 5,519 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $156,233,000 | 620 |
| Tier 1 (core) risk-based capital | $24,290,000 | 2,170 |
| Tier 2 risk-based capital | $1,213,000 | 3,148 |
| Total risk weighted assets | $175,079,000 | 2,110 |
| Total unused commitments | $156,233,000 | 622 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 146 | 1,162 |
| Assets and Liabilities | ||
| Total Assets: | $379,494,000 | 1,472 |
| Cash and due from depository institutions | $115,050,000 | 1,162 |
| Interest-bearing balances | $88,743,000 | 89 |
| Securities | $2,661,000 | 8,410 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $244,119,000 | 1,458 |
| Loan loss allowance | $1,266,000 | 3,266 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $4,312,000 | 2,222 |
| Other real estate owned | $1,959,000 | 1,162 |
| Goodwill and other intangibles | $1,255,000 | 1,422 |
| All other assets | $10,138,000 | 1,369 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $379,494,000 | 1,472 |
| Total liabilities | $352,982,000 | 1,422 |
| Total deposits | $350,174,000 | 1,236 |
| Interest-bearing deposits | $346,366,000 | 1,061 |
| Deposits held in domestic offices | $350,174,000 | 1,235 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $2,808,000 | 1,558 |
| Total equity capital | $26,512,000 | 2,071 |
| Total bank equity capital | $26,512,000 | 2,071 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $6,000 | 8,196 |
| Surplus | $38,577,000 | 608 |
| Undivided profits | $-12,071,000 | 9,257 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $958,000 | 2,949 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $1,100,000 | 2,768 |
| Earning assets | $335,523,000 | 1,520 |
| Long-term assets (5+ years) | $0 | 8,230 |
| Average Assets, year-to-date | $340,545,670 | 1,598 |
| Average Assets, quarterly | $353,496,500 | 1,563 |
| Volatile liabilities | $33,504,000 | 2,624 |
| Insider loans | $488,000 | 5,504 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $184,917,000 | 549 |
| Tier 1 (core) risk-based capital | $23,755,000 | 2,169 |
| Tier 2 risk-based capital | $1,266,000 | 3,012 |
| Total risk weighted assets | $190,104,000 | 1,946 |
| Total unused commitments | $184,917,000 | 552 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 142 | 1,182 |
| Assets and Liabilities | ||
| Total Assets: | $327,499,000 | 1,666 |
| Cash and due from depository institutions | $44,494,000 | 1,182 |
| Interest-bearing balances | $27,394,000 | 290 |
| Securities | $2,280,000 | 8,568 |
| Federal funds sold & reverse repurchase agreements | $2,705,000 | 4,681 |
| Net loans & leases | $262,575,000 | 1,325 |
| Loan loss allowance | $1,133,000 | 3,497 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $4,299,000 | 2,201 |
| Other real estate owned | $876,000 | 1,182 |
| Goodwill and other intangibles | $1,309,000 | 1,385 |
| All other assets | $8,961,000 | 1,500 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $327,499,000 | 1,666 |
| Total liabilities | $301,420,000 | 1,633 |
| Total deposits | $297,070,000 | 1,460 |
| Interest-bearing deposits | $293,127,000 | 1,272 |
| Deposits held in domestic offices | $297,070,000 | 1,457 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $4,350,000 | 1,135 |
| Total equity capital | $26,079,000 | 2,047 |
| Total bank equity capital | $26,079,000 | 2,047 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $6,000 | 8,236 |
| Surplus | $38,577,000 | 609 |
| Undivided profits | $-12,504,000 | 9,305 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,486,000 | 2,082 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $1,245,000 | 2,458 |
| Earning assets | $294,954,000 | 1,698 |
| Long-term assets (5+ years) | $0 | 8,263 |
| Average Assets, year-to-date | $321,071,500 | 1,677 |
| Average Assets, quarterly | $321,071,500 | 1,677 |
| Volatile liabilities | $33,167,000 | 2,594 |
| Insider loans | $473,000 | 5,525 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $171,591,000 | 570 |
| Tier 1 (core) risk-based capital | $23,161,000 | 2,168 |
| Tier 2 risk-based capital | $1,133,000 | 3,217 |
| Total risk weighted assets | $196,070,000 | 1,840 |
| Total unused commitments | $171,591,000 | 571 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 139 | 1,196 |
| Assets and Liabilities | ||
| Total Assets: | $314,644,000 | 1,697 |
| Cash and due from depository institutions | $44,564,000 | 1,196 |
| Interest-bearing balances | $24,428,000 | 302 |
| Securities | $2,350,000 | 8,600 |
| Federal funds sold & reverse repurchase agreements | $2,552,000 | 4,316 |
| Net loans & leases | $249,041,000 | 1,385 |
| Loan loss allowance | $1,202,000 | 3,266 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $4,360,000 | 2,138 |
| Other real estate owned | $864,000 | 1,196 |
| Goodwill and other intangibles | $1,379,000 | 1,330 |
| All other assets | $9,534,000 | 1,375 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $314,644,000 | 1,697 |
| Total liabilities | $288,932,000 | 1,668 |
| Total deposits | $286,964,000 | 1,485 |
| Interest-bearing deposits | $283,762,000 | 1,290 |
| Deposits held in domestic offices | $286,964,000 | 1,482 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,968,000 | 2,051 |
| Total equity capital | $25,712,000 | 2,051 |
| Total bank equity capital | $25,712,000 | 2,051 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $6,000 | 8,272 |
| Surplus | $38,577,000 | 596 |
| Undivided profits | $-12,871,000 | 9,348 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,046,000 | 2,629 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $1,241,000 | 2,579 |
| Earning assets | $278,371,000 | 1,769 |
| Long-term assets (5+ years) | $0 | 8,289 |
| Average Assets, year-to-date | $304,390,000 | 1,665 |
| Average Assets, quarterly | $309,827,000 | 1,718 |
| Volatile liabilities | $33,773,000 | 2,553 |
| Insider loans | $516,000 | 5,382 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $187,358,000 | 510 |
| Tier 1 (core) risk-based capital | $22,642,000 | 2,188 |
| Tier 2 risk-based capital | $1,202,000 | 3,039 |
| Total risk weighted assets | $190,534,000 | 1,856 |
| Total unused commitments | $187,358,000 | 510 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 133 | 1,228 |
| Assets and Liabilities | ||
| Total Assets: | $302,654,000 | 1,686 |
| Cash and due from depository institutions | $12,111,000 | 1,228 |
| Interest-bearing balances | $3,200,000 | 1,717 |
| Securities | $1,756,000 | 8,929 |
| Federal funds sold & reverse repurchase agreements | $3,571,000 | 3,517 |
| Net loans & leases | $266,173,000 | 1,245 |
| Loan loss allowance | $1,195,000 | 3,128 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $4,629,000 | 1,948 |
| Other real estate owned | $222,000 | 1,228 |
| Goodwill and other intangibles | $1,652,000 | 1,166 |
| All other assets | $12,540,000 | 1,016 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $302,654,000 | 1,686 |
| Total liabilities | $279,370,000 | 1,647 |
| Total deposits | $269,990,000 | 1,486 |
| Interest-bearing deposits | $267,351,000 | 1,301 |
| Deposits held in domestic offices | $269,990,000 | 1,483 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $8,000,000 | 2,449 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,380,000 | 2,710 |
| Total equity capital | $23,284,000 | 2,123 |
| Total bank equity capital | $23,284,000 | 2,123 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $6,000 | 8,490 |
| Surplus | $38,577,000 | 585 |
| Undivided profits | $-15,299,000 | 9,599 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,257,000 | 2,243 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $1,514,000 | 2,243 |
| Earning assets | $274,700,000 | 1,707 |
| Long-term assets (5+ years) | $0 | 8,482 |
| Average Assets, year-to-date | $304,831,600 | 1,574 |
| Average Assets, quarterly | $300,110,000 | 1,668 |
| Volatile liabilities | $41,990,000 | 2,046 |
| Insider loans | $511,000 | 5,360 |
| FHLB advances | $8,000,000 | 2,277 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $184,922,000 | 499 |
| Tier 1 (core) risk-based capital | $19,712,000 | 2,379 |
| Tier 2 risk-based capital | $1,195,000 | 2,911 |
| Total risk weighted assets | $202,456,000 | 1,683 |
| Total unused commitments | $184,922,000 | 499 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 134 | 1,221 |
| Assets and Liabilities | ||
| Total Assets: | $307,539,000 | 1,552 |
| Cash and due from depository institutions | $16,639,000 | 1,221 |
| Interest-bearing balances | $10,985,000 | 416 |
| Securities | $2,260,000 | 9,198 |
| Federal funds sold & reverse repurchase agreements | $1,069,000 | 5,318 |
| Net loans & leases | $267,124,000 | 1,188 |
| Loan loss allowance | $1,218,000 | 2,931 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $3,972,000 | 2,222 |
| Other real estate owned | $271,000 | 1,221 |
| Goodwill and other intangibles | $2,115,000 | 1,011 |
| All other assets | $14,089,000 | 760 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $307,539,000 | 1,552 |
| Total liabilities | $284,870,000 | 1,519 |
| Total deposits | $242,604,000 | 1,572 |
| Interest-bearing deposits | $240,187,000 | 1,373 |
| Deposits held in domestic offices | $242,604,000 | 1,568 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $41,100,000 | 828 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $1,166,000 | 3,190 |
| Total equity capital | $22,669,000 | 2,067 |
| Total bank equity capital | $22,669,000 | 2,067 |
| Perpetual preferred stock | $11,400,000 | 33 |
| Common stock | $597,000 | 4,251 |
| Surplus | $26,586,000 | 745 |
| Undivided profits | $-15,914,000 | 9,895 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $395,000 | 4,303 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $1,877,000 | 1,332 |
| Earning assets | $281,438,000 | 1,556 |
| Long-term assets (5+ years) | $0 | 8,706 |
| Average Assets, year-to-date | $293,740,800 | 1,552 |
| Average Assets, quarterly | $300,768,500 | 1,568 |
| Volatile liabilities | $64,607,000 | 1,398 |
| Insider loans | $0 | 8,879 |
| FHLB advances | $41,000,000 | 246 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $101,041,000 | 709 |
| Tier 1 (core) risk-based capital | $18,425,000 | 2,436 |
| Tier 2 risk-based capital | $1,218,000 | 2,747 |
| Total risk weighted assets | $189,195,000 | 1,730 |
| Total unused commitments | $101,041,000 | 709 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 115 | 1,491 |
| Assets and Liabilities | ||
| Total Assets: | $279,256,000 | 1,700 |
| Cash and due from depository institutions | $16,644,000 | 1,491 |
| Interest-bearing balances | $9,820,000 | 407 |
| Securities | $3,249,000 | 9,253 |
| Federal funds sold & reverse repurchase agreements | $2,229,000 | 3,464 |
| Net loans & leases | $239,989,000 | 1,271 |
| Loan loss allowance | $1,001,000 | 3,426 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $3,400,000 | 2,541 |
| Other real estate owned | $527,000 | 1,491 |
| Goodwill and other intangibles | $2,021,000 | 1,071 |
| All other assets | $11,197,000 | 911 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $279,256,000 | 1,700 |
| Total liabilities | $260,364,000 | 1,643 |
| Total deposits | $209,061,000 | 1,806 |
| Interest-bearing deposits | $206,605,000 | 1,579 |
| Deposits held in domestic offices | $209,061,000 | 1,802 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $44,792,000 | 814 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $6,511,000 | 789 |
| Total equity capital | $18,892,000 | 2,325 |
| Total bank equity capital | $18,892,000 | 2,325 |
| Perpetual preferred stock | $11,400,000 | 30 |
| Common stock | $597,000 | 4,391 |
| Surplus | $26,586,000 | 750 |
| Undivided profits | $-19,691,000 | 10,218 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $554,000 | 3,427 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $1,453,000 | 1,487 |
| Earning assets | $255,287,000 | 1,694 |
| Long-term assets (5+ years) | $0 | 8,976 |
| Average Assets, year-to-date | $249,985,200 | 1,803 |
| Average Assets, quarterly | $269,981,000 | 1,735 |
| Volatile liabilities | $64,448,000 | 1,344 |
| Insider loans | $0 | 9,133 |
| FHLB advances | $44,600,000 | 229 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $67,782,000 | 956 |
| Tier 1 (core) risk-based capital | $17,353,000 | 2,524 |
| Tier 2 risk-based capital | $1,001,000 | 3,147 |
| Total risk weighted assets | $159,780,000 | 1,923 |
| Total unused commitments | $67,782,000 | 956 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 116 | 1,454 |
| Assets and Liabilities | ||
| Total Assets: | $230,980,000 | 2,002 |
| Cash and due from depository institutions | $16,547,000 | 1,454 |
| Interest-bearing balances | $11,314,000 | 542 |
| Securities | $4,224,000 | 9,046 |
| Federal funds sold & reverse repurchase agreements | $1,314,000 | 6,620 |
| Net loans & leases | $197,376,000 | 1,421 |
| Loan loss allowance | $1,293,000 | 2,662 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $3,184,000 | 2,553 |
| Other real estate owned | $571,000 | 1,454 |
| Goodwill and other intangibles | $929,000 | 1,476 |
| All other assets | $6,835,000 | 1,197 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $230,978,000 | 2,002 |
| Total liabilities | $216,305,000 | 1,923 |
| Total deposits | $184,333,000 | 2,061 |
| Interest-bearing deposits | $182,273,000 | 1,789 |
| Deposits held in domestic offices | $184,333,000 | 2,055 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $25,176,000 | 894 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $6,796,000 | 806 |
| Total equity capital | $14,673,000 | 3,063 |
| Total bank equity capital | $14,673,000 | 3,063 |
| Perpetual preferred stock | $11,400,000 | 29 |
| Common stock | $597,000 | 4,426 |
| Surplus | $24,556,000 | 745 |
| Undivided profits | $-21,880,000 | 10,467 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,004,000 | 2,382 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $1,190,000 | 1,826 |
| Earning assets | $214,228,000 | 1,988 |
| Long-term assets (5+ years) | $0 | 9,173 |
| Average Assets, year-to-date | $209,157,600 | 2,089 |
| Average Assets, quarterly | $221,941,500 | 2,047 |
| Volatile liabilities | $38,809,000 | 1,752 |
| Insider loans | $283,000 | 6,543 |
| FHLB advances | $24,908,000 | 280 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $54,483,000 | 1,069 |
| Tier 1 (core) risk-based capital | $16,071,000 | 2,662 |
| Tier 2 risk-based capital | $1,293,000 | 2,415 |
| Total risk weighted assets | $132,608,000 | 2,149 |
| Total unused commitments | $54,483,000 | 1,072 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 97 | 1,826 |
| Assets and Liabilities | ||
| Total Assets: | $194,916,000 | 2,325 |
| Cash and due from depository institutions | $8,285,000 | 1,826 |
| Interest-bearing balances | $6,262,000 | 720 |
| Securities | $4,222,000 | 9,516 |
| Federal funds sold & reverse repurchase agreements | $2,748,000 | 4,182 |
| Net loans & leases | $169,887,000 | 1,656 |
| Loan loss allowance | $1,642,000 | 2,148 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,927,000 | 3,949 |
| Other real estate owned | $1,511,000 | 1,826 |
| Goodwill and other intangibles | $1,330,000 | 1,188 |
| All other assets | $5,006,000 | 1,531 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $194,916,000 | 2,325 |
| Total liabilities | $181,227,000 | 2,267 |
| Total deposits | $153,007,000 | 2,452 |
| Interest-bearing deposits | $151,372,000 | 2,138 |
| Deposits held in domestic offices | $153,007,000 | 2,444 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $23,879,000 | 869 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $4,341,000 | 1,133 |
| Total equity capital | $13,689,000 | 3,237 |
| Total bank equity capital | $13,689,000 | 3,237 |
| Perpetual preferred stock | $11,400,000 | 37 |
| Common stock | $597,000 | 4,585 |
| Surplus | $24,556,000 | 745 |
| Undivided profits | $-22,864,000 | 10,929 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,311,000 | 1,959 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $1,137,000 | 1,979 |
| Earning assets | $183,119,000 | 2,283 |
| Long-term assets (5+ years) | $0 | 9,550 |
| Average Assets, year-to-date | $186,252,200 | 2,306 |
| Average Assets, quarterly | $193,324,500 | 2,310 |
| Volatile liabilities | $34,374,000 | 1,908 |
| Insider loans | $0 | 9,792 |
| FHLB advances | $23,547,000 | 280 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $40,704,000 | 1,262 |
| Tier 1 (core) risk-based capital | $15,298,000 | 2,774 |
| Tier 2 risk-based capital | $1,464,000 | 2,058 |
| Total risk weighted assets | $116,923,000 | 2,388 |
| Total unused commitments | $40,704,000 | 1,265 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 110 | 1,691 |
| Assets and Liabilities | ||
| Total Assets: | $174,462,000 | 2,653 |
| Cash and due from depository institutions | $3,433,000 | 1,691 |
| Interest-bearing balances | $1,727,000 | 1,783 |
| Securities | $8,117,000 | 8,581 |
| Federal funds sold & reverse repurchase agreements | $2,444,000 | 4,359 |
| Net loans & leases | $148,288,000 | 1,956 |
| Loan loss allowance | $2,496,000 | 1,558 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,484,000 | 3,114 |
| Other real estate owned | $2,054,000 | 1,691 |
| Goodwill and other intangibles | $429,000 | 1,758 |
| All other assets | $7,213,000 | 1,177 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $174,462,000 | 2,653 |
| Total liabilities | $160,758,000 | 2,592 |
| Total deposits | $131,046,000 | 2,922 |
| Interest-bearing deposits | $129,933,000 | 2,555 |
| Deposits held in domestic offices | $131,046,000 | 2,914 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $26,086,000 | 821 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $3,626,000 | 1,273 |
| Total equity capital | $13,704,000 | 3,241 |
| Total bank equity capital | $13,704,000 | 3,241 |
| Perpetual preferred stock | $11,400,000 | 37 |
| Common stock | $597,000 | 4,878 |
| Surplus | $24,556,000 | 784 |
| Undivided profits | $-22,849,000 | 11,458 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,667,000 | 1,205 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $1,021,000 | 2,197 |
| Earning assets | $160,576,000 | 2,638 |
| Long-term assets (5+ years) | $0 | 9,965 |
| Average Assets, year-to-date | $262,142,800 | 1,698 |
| Average Assets, quarterly | $173,524,000 | 2,636 |
| Volatile liabilities | $33,334,000 | 1,912 |
| Insider loans | $0 | 10,271 |
| FHLB advances | $25,690,000 | 283 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $40,382,000 | 1,242 |
| Tier 1 (core) risk-based capital | $15,090,000 | 2,869 |
| Tier 2 risk-based capital | $1,405,000 | 2,171 |
| Total risk weighted assets | $111,984,000 | 2,504 |
| Total unused commitments | $40,382,000 | 1,248 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 148 | 1,290 |
| Assets and Liabilities | ||
| Total Assets: | $340,420,000 | 1,393 |
| Cash and due from depository institutions | $12,603,000 | 1,290 |
| Interest-bearing balances | $9,665,000 | 476 |
| Securities | $25,442,000 | 4,648 |
| Federal funds sold & reverse repurchase agreements | $4,613,000 | 3,114 |
| Net loans & leases | $270,184,000 | 1,109 |
| Loan loss allowance | $5,190,000 | 881 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $4,117,000 | 1,872 |
| Other real estate owned | $4,831,000 | 1,290 |
| Goodwill and other intangibles | $8,656,000 | 382 |
| All other assets | $9,974,000 | 945 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $340,420,000 | 1,393 |
| Total liabilities | $318,929,000 | 1,363 |
| Total deposits | $285,278,000 | 1,377 |
| Interest-bearing deposits | $282,019,000 | 1,209 |
| Deposits held in domestic offices | $285,278,000 | 1,365 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $30,283,000 | 695 |
| Subordinated debt | $628,000 | 280 |
| All other liabilities | $2,740,000 | 1,640 |
| Total equity capital | $21,491,000 | 2,082 |
| Total bank equity capital | $21,491,000 | 2,082 |
| Perpetual preferred stock | $11,400,000 | 37 |
| Common stock | $597,000 | 5,139 |
| Surplus | $24,556,000 | 779 |
| Undivided profits | $-15,062,000 | 11,959 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,295,000 | 577 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $1,879,000 | 1,201 |
| Earning assets | $309,904,000 | 1,413 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $350,592,200 | 1,306 |
| Average Assets, quarterly | $345,085,000 | 1,366 |
| Volatile liabilities | $48,970,000 | 1,305 |
| Insider loans | $0 | 10,773 |
| FHLB advances | $29,833,000 | 241 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $38,214,000 | 1,246 |
| Tier 1 (core) risk-based capital | $14,181,000 | 3,036 |
| Tier 2 risk-based capital | $2,746,000 | 1,207 |
| Total risk weighted assets | $190,631,000 | 1,502 |
| Total unused commitments | $38,214,000 | 1,255 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 133 | 1,476 |
| Assets and Liabilities | ||
| Total Assets: | $294,207,000 | 1,573 |
| Cash and due from depository institutions | $2,721,000 | 1,476 |
| Interest-bearing balances | $1,374,000 | 2,034 |
| Securities | $29,210,000 | 4,357 |
| Federal funds sold & reverse repurchase agreements | $3,214,000 | 2,659 |
| Net loans & leases | $237,588,000 | 1,203 |
| Loan loss allowance | $3,409,000 | 1,242 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,924,000 | 3,779 |
| Other real estate owned | $4,154,000 | 1,476 |
| Goodwill and other intangibles | $348,000 | 1,639 |
| All other assets | $15,048,000 | 723 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $294,207,000 | 1,573 |
| Total liabilities | $284,358,000 | 1,481 |
| Total deposits | $223,527,000 | 1,698 |
| Interest-bearing deposits | $222,695,000 | 1,486 |
| Deposits held in domestic offices | $223,527,000 | 1,687 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $59,234,000 | 513 |
| Subordinated debt | $616,000 | 300 |
| All other liabilities | $981,000 | 3,118 |
| Total equity capital | $9,849,000 | 4,112 |
| Total bank equity capital | $9,849,000 | 4,112 |
| Perpetual preferred stock | $11,400,000 | 44 |
| Common stock | $597,000 | 5,407 |
| Surplus | $8,363,000 | 1,804 |
| Undivided profits | $-10,511,000 | 12,565 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,826,000 | 511 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $1,498,000 | 1,295 |
| Earning assets | $271,386,000 | 1,559 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $344,269,800 | 1,315 |
| Average Assets, quarterly | $305,935,500 | 1,489 |
| Volatile liabilities | $72,963,000 | 978 |
| Insider loans | $0 | 11,229 |
| FHLB advances | $58,952,000 | 186 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $35,316,000 | 1,275 |
| Tier 1 (core) risk-based capital | $10,869,000 | 3,789 |
| Tier 2 risk-based capital | $2,696,000 | 1,215 |
| Total risk weighted assets | $179,770,000 | 1,552 |
| Total unused commitments | $35,316,000 | 1,283 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 150 | 1,404 |
| Assets and Liabilities | ||
| Total Assets: | $387,437,000 | 1,235 |
| Cash and due from depository institutions | $3,726,000 | 1,404 |
| Interest-bearing balances | $1,690,000 | 2,653 |
| Securities | $50,136,000 | 2,767 |
| Federal funds sold & reverse repurchase agreements | $11,869,000 | 1,133 |
| Net loans & leases | $294,735,000 | 974 |
| Loan loss allowance | $3,028,000 | 1,458 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $2,346,000 | 3,119 |
| Other real estate owned | $7,100,000 | 1,404 |
| Goodwill and other intangibles | $926,000 | 1,044 |
| All other assets | $16,599,000 | 650 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $387,437,000 | 1,235 |
| Total liabilities | $374,250,000 | 1,175 |
| Total deposits | $330,345,000 | 1,201 |
| Interest-bearing deposits | $329,287,000 | 1,054 |
| Deposits held in domestic offices | $330,345,000 | 1,190 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $42,330,000 | 518 |
| Subordinated debt | $618,000 | 318 |
| All other liabilities | $957,000 | 3,243 |
| Total equity capital | $13,187,000 | 3,070 |
| Total bank equity capital | $13,187,000 | 3,070 |
| Perpetual preferred stock | $11,400,000 | 49 |
| Common stock | $597,000 | 5,643 |
| Surplus | $8,263,000 | 1,738 |
| Undivided profits | $-7,073,000 | 13,187 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,027,000 | 756 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $1,967,000 | 882 |
| Earning assets | $358,430,000 | 1,235 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $390,615,000 | 1,192 |
| Average Assets, quarterly | $388,333,000 | 1,224 |
| Volatile liabilities | $62,524,000 | 1,023 |
| Insider loans | $0 | 11,728 |
| FHLB advances | $41,661,000 | 198 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $39,087,000 | 1,182 |
| Tier 1 (core) risk-based capital | $13,593,000 | 2,916 |
| Tier 2 risk-based capital | $2,669,000 | 1,216 |
| Total risk weighted assets | $233,231,000 | 1,211 |
| Total unused commitments | $39,087,000 | 1,203 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 56 | 3,791 |
| Assets and Liabilities | ||
| Total Assets: | $222,555,000 | 2,137 |
| Cash and due from depository institutions | $2,641,000 | 3,791 |
| Interest-bearing balances | $838,000 | 4,146 |
| Securities | $15,105,000 | 7,315 |
| Federal funds sold & reverse repurchase agreements | $12,595,000 | 1,318 |
| Net loans & leases | $164,977,000 | 1,706 |
| Loan loss allowance | $2,751,000 | 1,639 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $436,000 | 9,371 |
| Other real estate owned | $8,488,000 | 3,791 |
| Goodwill and other intangibles | $68,000 | 2,377 |
| All other assets | $18,245,000 | 665 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $222,555,000 | 2,137 |
| Total liabilities | $220,687,000 | 1,984 |
| Total deposits | $190,564,000 | 2,155 |
| Interest-bearing deposits | $187,634,000 | 1,918 |
| Deposits held in domestic offices | $190,564,000 | 2,145 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $25,732,000 | 600 |
| Subordinated debt | $3,441,000 | 222 |
| All other liabilities | $950,000 | 3,437 |
| Total equity capital | $1,868,000 | 11,744 |
| Total bank equity capital | $1,868,000 | 11,744 |
| Perpetual preferred stock | $4,400,000 | 68 |
| Common stock | $597,000 | 5,942 |
| Surplus | $498,000 | 10,797 |
| Undivided profits | $-3,627,000 | 13,694 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,546,000 | 1,209 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $1,189,000 | 1,627 |
| Earning assets | $193,515,000 | 2,233 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $246,406,800 | 1,892 |
| Average Assets, quarterly | $222,789,500 | 2,114 |
| Volatile liabilities | $36,929,000 | 1,470 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $25,000,000 | 248 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $30,401,000 | 1,353 |
| Tier 1 (core) risk-based capital | $3,409,000 | 9,012 |
| Tier 2 risk-based capital | $3,409,000 | 1,007 |
| Total risk weighted assets | $166,770,000 | 1,708 |
| Total unused commitments | $30,401,000 | 1,369 |
| Derivatives | $0 | 651 |