Home > Essex Savings Bank, F.S.B. > Income and Expense
Essex Savings Bank, F.S.B., Income and Expense
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,629,000 | 5,789 |
| Total interest expense | $3,574,000 | 4,473 |
| Net interest income | $2,055,000 | 7,602 |
| Provision for loan and lease losses | $398,000 | 3,487 |
| Total noninterest income | $462,000 | 5,960 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $462,000 | 3,356 |
| Total noninterest expense | $2,181,000 | 5,964 |
| Salaries and employee benefits | $514,000 | 9,638 |
| Premises and equipment expense | $214,000 | 7,538 |
| Additional noninterest expense | $1,453,000 | 3,697 |
| Pre-tax net operating income | $-62,000 | 12,882 |
| Securities gains (losses) | $66,000 | 3,674 |
| Applicable income taxes | $-26,000 | 13,446 |
| Income before extraordinary items | $31,000 | 12,703 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $31,000 | 12,699 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $176,000 | 4,493 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-35,000 | 12,786 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.