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Essex Savings Bank, F.S.B., Assets and Liabilities
| 1992-12-31 | Rank | |
| # of Employees: | 14 | 10,332 |
| Assets and Liabilities | ||
| Total Assets: | $73,952,000 | 5,859 |
| Cash and due from depository institutions | $3,843,000 | 10,332 |
| Interest-bearing balances | $2,122,000 | 2,609 |
| Securities | $10,580,000 | 8,911 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $55,037,000 | 4,475 |
| Loan loss allowance | $412,000 | 7,355 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,081,000 | 5,906 |
| Other real estate owned | $867,000 | 10,332 |
| Goodwill and other intangibles | $470,000 | 1,384 |
| All other assets | $2,074,000 | 3,469 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $73,952,000 | 5,859 |
| Total liabilities | $69,994,000 | 5,672 |
| Total deposits | $63,110,000 | 5,997 |
| Interest-bearing deposits | $61,963,000 | 5,434 |
| Deposits held in domestic offices | $63,110,000 | 5,988 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $6,500,000 | 1,165 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $384,000 | 7,009 |
| Total equity capital | $3,958,000 | 8,312 |
| Total bank equity capital | $3,958,000 | 8,312 |
| Perpetual preferred stock | $1,500,000 | 114 |
| Common stock | $220,000 | 8,865 |
| Surplus | $2,045,000 | 5,326 |
| Undivided profits | $193,000 | 11,953 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $893,000 | 3,968 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $495,000 | 4,137 |
| Earning assets | $67,739,000 | 5,838 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $70,192,400 | 5,983 |
| Average Assets, quarterly | $71,935,000 | 5,952 |
| Volatile liabilities | $9,802,000 | 4,180 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $6,500,000 | 454 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $139,000 | 11,944 |
| Tier 1 (core) risk-based capital | $3,474,000 | 8,896 |
| Tier 2 risk-based capital | $329,000 | 7,163 |
| Total risk weighted assets | $40,776,000 | 5,846 |
| Total unused commitments | $139,000 | 11,956 |
| Derivatives | $0 | 651 |