Home > Escrow Bank USA > Performance and Condition Ratios
Escrow Bank USA, Performance and Condition Ratios
| 2009-03-31 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 0.4476% | 8,230 |
| Cost of funding earning assets | 0.0000% | 8,229 |
| Net interest margin | 0.4476% | 8,204 |
| Noninterest income to average assets | 0.0000% | 8,039 |
| Noninterest expense to average assets | 0.0000% | 8,247 |
| Loan and lease loss provision to assets | 0.0000% | 6,744 |
| Net operating income to assets | 0.4306% | 4,742 |
| Return on assets (ROA) | 0.4306% | 4,918 |
| Pretax return on assets | 0.4306% | 5,311 |
| Return on Equity (ROE) | 0.4890% | 6,279 |
| Retained earnings to average equity (ytd only) | 0.4890% | 5,458 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 0.0000% | 8,224 |
| Assets per employee ($millions) | NA | NA |
| Cash dividends to net income (ytd only)* | 0.0000% | 2,832 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 7,674 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 8,196 |
| Net loans and leases to deposits | NA | NA |
| Net loans and leases to core deposits | NA | NA |
| Total domestic deposits to total assets | 0.0000% | 8,256 |
| Equity capital to assets | 88.0581% | 16 |
| Core capital (leverage) ratio | 87.5869% | 17 |
| Tier 1 risk-based capital ratio | 424.0933% | 9 |
| Total risk-based capital ratio | 424.0933% | 9 |
| Memoranda: | ||
| Average total assets | $1,858,000 | 8,256 |
| Average earning assets | $1,787,500 | 8,245 |
| Average equity | $1,636,000 | 8,122 |
| Average total loans | NA | NA |
| 2008-12-31 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 4.1694% | 8,081 |
| Cost of funding earning assets | 0.0363% | 8,275 |
| Net interest margin | 4.1331% | 2,572 |
| Noninterest income to average assets | 257.2176% | 4 |
| Noninterest expense to average assets | 3.3628% | 2,785 |
| Loan and lease loss provision to assets | 0.0000% | 7,334 |
| Net operating income to assets | 162.5287% | 2 |
| Return on assets (ROA) | 162.6345% | 2 |
| Pretax return on assets | 256.7741% | 2 |
| Return on Equity (ROE) | 186.7851% | 2 |
| Retained earnings to average equity (ytd only) | -115.6165% | 8,286 |
| Net charge-offs to loans | NA | NA |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 1.2935% | 8,288 |
| Assets per employee ($millions) | NA | NA |
| Cash dividends to net income (ytd only)* | 161.8982% | 432 |
| Condition Ratios (%) | ||
| Loss allowance to loans | NA | NA |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 7,674 |
| Noncurrent loans to loans | NA | NA |
| Net loans and leases to total assets | 0.0000% | 8,249 |
| Net loans and leases to deposits | NA | NA |
| Net loans and leases to core deposits | NA | NA |
| Total domestic deposits to total assets | 0.0000% | 8,313 |
| Equity capital to assets | 88.0452% | 20 |
| Core capital (leverage) ratio | 15.7895% | 866 |
| Tier 1 risk-based capital ratio | 423.5751% | 10 |
| Total risk-based capital ratio | 423.5751% | 10 |
| Memoranda: | ||
| Average total assets | $24,800,400 | 7,847 |
| Average earning assets | $16,525,200 | 8,053 |
| Average equity | $21,593,800 | 3,028 |
| Average total loans | NA | NA |