Home > Escrow Bank USA > Income and Expense
Escrow Bank USA, Income and Expense
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,000 | 8,243 |
| Total interest expense | $0 | 8,229 |
| Net interest income | $2,000 | 8,229 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $0 | 8,039 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $0 | 7,262 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $0 | 7,833 |
| Total noninterest expense | $0 | 8,247 |
| Salaries and employee benefits | $0 | 8,225 |
| Premises and equipment expense | $0 | 8,212 |
| Additional noninterest expense | $0 | 8,244 |
| Pre-tax net operating income | $2,000 | 6,207 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $2,000 | 6,380 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,000 | 6,382 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $2,000 | 6,382 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $2,000 | 6,231 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $689,000 | 8,125 |
| Total interest expense | $6,000 | 8,284 |
| Net interest income | $683,000 | 7,918 |
| Provision for loan and lease losses | $0 | 7,334 |
| Total noninterest income | $63,791,000 | 156 |
| Gross Fiduciary activities income | $63,791,000 | 38 |
| Service charges on deposit accounts | $0 | 7,335 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $0 | 7,939 |
| Total noninterest expense | $834,000 | 7,754 |
| Salaries and employee benefits | $390,000 | 7,910 |
| Premises and equipment expense | $52,000 | 8,028 |
| Additional noninterest expense | $392,000 | 7,076 |
| Pre-tax net operating income | $63,640,000 | 118 |
| Securities gains (losses) | $41,000 | 1,735 |
| Applicable income taxes | $23,347,000 | 100 |
| Income before extraordinary items | $40,334,000 | 119 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $40,334,000 | 120 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,039 |
| Cash dividends | $65,300,000 | 71 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 1,347 |
| Net operating income | $40,307,760 | 129 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $608,000 | 8,174 |
| Total interest expense | $6,000 | 8,361 |
| Net interest income | $602,000 | 7,879 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $63,791,000 | 142 |
| Gross Fiduciary activities income | $63,791,000 | 37 |
| Service charges on deposit accounts | $0 | 7,386 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $0 | 8,105 |
| Total noninterest expense | $833,000 | 7,411 |
| Salaries and employee benefits | $389,000 | 7,648 |
| Premises and equipment expense | $52,000 | 7,945 |
| Additional noninterest expense | $392,000 | 6,511 |
| Pre-tax net operating income | $63,560,000 | 114 |
| Securities gains (losses) | $41,000 | 1,554 |
| Applicable income taxes | $23,324,000 | 104 |
| Income before extraordinary items | $40,277,000 | 123 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $40,277,000 | 123 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $45,800,000 | 75 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 1,184 |
| Net operating income | $40,250,760 | 131 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $448,000 | 8,213 |
| Total interest expense | $6,000 | 8,422 |
| Net interest income | $442,000 | 7,835 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $63,791,000 | 110 |
| Gross Fiduciary activities income | $63,791,000 | 28 |
| Service charges on deposit accounts | $0 | 7,428 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $0 | 8,191 |
| Total noninterest expense | $768,000 | 6,882 |
| Salaries and employee benefits | $389,000 | 7,026 |
| Premises and equipment expense | $52,000 | 7,661 |
| Additional noninterest expense | $327,000 | 5,946 |
| Pre-tax net operating income | $63,465,000 | 100 |
| Securities gains (losses) | $41,000 | 1,579 |
| Applicable income taxes | $23,182,000 | 93 |
| Income before extraordinary items | $40,324,000 | 105 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $40,324,000 | 105 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $45,800,000 | 54 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 1,064 |
| Net operating income | $40,297,760 | 104 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $249,000 | 8,205 |
| Total interest expense | $4,000 | 8,458 |
| Net interest income | $245,000 | 7,769 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $35,443,000 | 105 |
| Gross Fiduciary activities income | $35,443,000 | 26 |
| Service charges on deposit accounts | $0 | 7,431 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $0 | 8,220 |
| Total noninterest expense | $429,000 | 6,663 |
| Salaries and employee benefits | $247,000 | 6,550 |
| Premises and equipment expense | $25,000 | 7,727 |
| Additional noninterest expense | $157,000 | 6,058 |
| Pre-tax net operating income | $35,259,000 | 99 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $13,409,000 | 93 |
| Income before extraordinary items | $21,850,000 | 109 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $21,850,000 | 109 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $11,000,000 | 101 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 895 |
| Net operating income | $21,850,000 | 108 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $2,259,000 | 7,366 |
| Total interest expense | $369,000 | 8,135 |
| Net interest income | $1,890,000 | 6,638 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $204,336,000 | 84 |
| Gross Fiduciary activities income | $204,336,000 | 23 |
| Service charges on deposit accounts | $0 | 7,508 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $0 | 8,329 |
| Total noninterest expense | $2,032,000 | 6,176 |
| Salaries and employee benefits | $1,200,000 | 5,985 |
| Premises and equipment expense | $87,000 | 7,889 |
| Additional noninterest expense | $745,000 | 5,558 |
| Pre-tax net operating income | $204,194,000 | 80 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $77,396,000 | 71 |
| Income before extraordinary items | $126,798,000 | 84 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $126,798,000 | 83 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $125,600,000 | 74 |
| Sale, conversion, retirement of capital stock, net | $14,000 | 1,213 |
| Net operating income | $126,798,000 | 85 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,791,000 | 7,330 |
| Total interest expense | $361,000 | 8,027 |
| Net interest income | $1,430,000 | 6,655 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $152,708,000 | 87 |
| Gross Fiduciary activities income | $152,708,000 | 22 |
| Service charges on deposit accounts | $0 | 7,525 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $0 | 8,377 |
| Total noninterest expense | $1,844,000 | 5,623 |
| Salaries and employee benefits | $1,262,000 | 4,939 |
| Premises and equipment expense | $60,000 | 7,945 |
| Additional noninterest expense | $522,000 | 5,700 |
| Pre-tax net operating income | $152,294,000 | 92 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $58,254,000 | 85 |
| Income before extraordinary items | $94,040,000 | 99 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $94,040,000 | 98 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $92,900,000 | 71 |
| Sale, conversion, retirement of capital stock, net | $11,000 | 1,061 |
| Net operating income | $94,040,000 | 97 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,345,000 | 7,140 |
| Total interest expense | $353,000 | 7,723 |
| Net interest income | $992,000 | 6,605 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $95,379,000 | 96 |
| Gross Fiduciary activities income | $95,379,000 | 25 |
| Service charges on deposit accounts | $0 | 7,560 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $0 | 8,426 |
| Total noninterest expense | $1,227,000 | 5,658 |
| Salaries and employee benefits | $865,000 | 4,879 |
| Premises and equipment expense | $36,000 | 8,079 |
| Additional noninterest expense | $326,000 | 5,888 |
| Pre-tax net operating income | $95,144,000 | 110 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $34,892,000 | 107 |
| Income before extraordinary items | $60,252,000 | 118 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $60,252,000 | 118 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $59,700,000 | 85 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 965 |
| Net operating income | $60,252,000 | 113 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $837,000 | 6,724 |
| Total interest expense | $314,000 | 6,826 |
| Net interest income | $523,000 | 6,508 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $46,016,000 | 95 |
| Gross Fiduciary activities income | $46,016,000 | 25 |
| Service charges on deposit accounts | $0 | 7,573 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $0 | 8,433 |
| Total noninterest expense | $656,000 | 5,476 |
| Salaries and employee benefits | $464,000 | 4,686 |
| Premises and equipment expense | $20,000 | 8,023 |
| Additional noninterest expense | $172,000 | 5,709 |
| Pre-tax net operating income | $45,883,000 | 108 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $17,549,000 | 103 |
| Income before extraordinary items | $28,334,000 | 119 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $28,334,000 | 119 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $20,300,000 | 93 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 817 |
| Net operating income | $28,334,000 | 117 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $1,044,000 | 8,246 |
| Total interest expense | $13,000 | 8,639 |
| Net interest income | $1,031,000 | 7,805 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $149,822,000 | 107 |
| Gross Fiduciary activities income | $149,822,000 | 27 |
| Service charges on deposit accounts | $0 | 7,634 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $0 | 8,532 |
| Total noninterest expense | $2,011,000 | 6,147 |
| Salaries and employee benefits | $1,422,000 | 5,374 |
| Premises and equipment expense | $58,000 | 8,273 |
| Additional noninterest expense | $531,000 | 6,395 |
| Pre-tax net operating income | $148,842,000 | 127 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $56,933,000 | 119 |
| Income before extraordinary items | $91,909,000 | 138 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $91,909,000 | 139 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $121,600,000 | 72 |
| Sale, conversion, retirement of capital stock, net | $9,000 | 1,166 |
| Net operating income | $91,909,000 | 136 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $644,000 | 8,438 |
| Total interest expense | $8,000 | 8,710 |
| Net interest income | $636,000 | 8,110 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $98,739,000 | 125 |
| Gross Fiduciary activities income | $98,739,000 | 29 |
| Service charges on deposit accounts | $0 | 7,682 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $0 | 8,609 |
| Total noninterest expense | $810,000 | 7,587 |
| Salaries and employee benefits | $446,000 | 7,597 |
| Premises and equipment expense | $38,000 | 8,405 |
| Additional noninterest expense | $326,000 | 6,903 |
| Pre-tax net operating income | $98,565,000 | 148 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $37,703,000 | 141 |
| Income before extraordinary items | $60,862,000 | 157 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $60,862,000 | 158 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $90,300,000 | 77 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $60,862,000 | 154 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $290,000 | 8,621 |
| Total interest expense | $3,000 | 8,748 |
| Net interest income | $287,000 | 8,490 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $48,885,000 | 151 |
| Gross Fiduciary activities income | $48,885,000 | 32 |
| Service charges on deposit accounts | $0 | 7,707 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $0 | 8,630 |
| Total noninterest expense | $371,000 | 8,139 |
| Salaries and employee benefits | $216,000 | 8,101 |
| Premises and equipment expense | $17,000 | 8,587 |
| Additional noninterest expense | $138,000 | 7,742 |
| Pre-tax net operating income | $48,801,000 | 179 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $18,667,000 | 170 |
| Income before extraordinary items | $30,134,000 | 198 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $30,134,000 | 198 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $66,000,000 | 72 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $30,134,000 | 196 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $39,000 | 8,768 |
| Total interest expense | $0 | 8,772 |
| Net interest income | $39,000 | 8,757 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $4,142,000 | 444 |
| Gross Fiduciary activities income | $4,142,000 | 83 |
| Service charges on deposit accounts | $0 | 7,698 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $0 | 8,611 |
| Total noninterest expense | $25,000 | 8,774 |
| Salaries and employee benefits | $11,000 | 8,761 |
| Premises and equipment expense | $-2,000 | 8,785 |
| Additional noninterest expense | $16,000 | 8,736 |
| Pre-tax net operating income | $4,156,000 | 648 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $1,590,000 | 562 |
| Income before extraordinary items | $2,566,000 | 745 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,566,000 | 744 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $39,500,000 | 58 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $2,566,000 | 731 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $883,000 | 8,433 |
| Total interest expense | $26,000 | 8,734 |
| Net interest income | $857,000 | 8,150 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $115,615,000 | 134 |
| Gross Fiduciary activities income | $115,615,000 | 32 |
| Service charges on deposit accounts | $0 | 7,759 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $0 | 8,688 |
| Total noninterest expense | $1,567,000 | 6,777 |
| Salaries and employee benefits | $812,000 | 6,889 |
| Premises and equipment expense | $133,000 | 7,483 |
| Additional noninterest expense | $622,000 | 5,946 |
| Pre-tax net operating income | $114,905,000 | 160 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $43,873,000 | 150 |
| Income before extraordinary items | $71,032,000 | 173 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $71,032,000 | 173 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $59,000,000 | 116 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $71,032,000 | 172 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $599,000 | 8,519 |
| Total interest expense | $26,000 | 8,751 |
| Net interest income | $573,000 | 8,316 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $76,126,000 | 147 |
| Gross Fiduciary activities income | $76,126,000 | 34 |
| Service charges on deposit accounts | $0 | 7,794 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $0 | 8,723 |
| Total noninterest expense | $1,234,000 | 6,656 |
| Salaries and employee benefits | $628,000 | 6,800 |
| Premises and equipment expense | $170,000 | 6,427 |
| Additional noninterest expense | $436,000 | 6,111 |
| Pre-tax net operating income | $75,465,000 | 181 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $28,299,000 | 170 |
| Income before extraordinary items | $47,166,000 | 190 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $47,166,000 | 190 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $38,400,000 | 126 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $47,166,000 | 184 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $382,000 | 8,551 |
| Total interest expense | $20,000 | 8,758 |
| Net interest income | $362,000 | 8,371 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $43,270,000 | 160 |
| Gross Fiduciary activities income | $43,270,000 | 37 |
| Service charges on deposit accounts | $0 | 7,790 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $0 | 8,721 |
| Total noninterest expense | $833,000 | 6,640 |
| Salaries and employee benefits | $427,000 | 6,766 |
| Premises and equipment expense | $105,000 | 6,596 |
| Additional noninterest expense | $301,000 | 5,995 |
| Pre-tax net operating income | $42,799,000 | 196 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $16,094,000 | 184 |
| Income before extraordinary items | $26,705,000 | 213 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $26,705,000 | 213 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $23,700,000 | 120 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $26,705,000 | 207 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $178,000 | 8,660 |
| Total interest expense | $8,000 | 8,846 |
| Net interest income | $170,000 | 8,502 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $19,280,000 | 178 |
| Gross Fiduciary activities income | $19,280,000 | 40 |
| Service charges on deposit accounts | $0 | 7,845 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $0 | 8,766 |
| Total noninterest expense | $434,000 | 6,539 |
| Salaries and employee benefits | $229,000 | 6,639 |
| Premises and equipment expense | $61,000 | 6,293 |
| Additional noninterest expense | $144,000 | 6,135 |
| Pre-tax net operating income | $19,016,000 | 213 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $7,150,000 | 193 |
| Income before extraordinary items | $11,866,000 | 231 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $11,866,000 | 231 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $11,800,000 | 106 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $11,866,000 | 227 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $444,000 | 8,793 |
| Total interest expense | $10,000 | 8,901 |
| Net interest income | $434,000 | 8,708 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $44,413,000 | 238 |
| Gross Fiduciary activities income | $44,413,000 | 51 |
| Service charges on deposit accounts | $0 | 7,912 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $0 | 8,822 |
| Total noninterest expense | $3,242,000 | 4,422 |
| Salaries and employee benefits | $1,884,000 | 4,191 |
| Premises and equipment expense | $643,000 | 3,350 |
| Additional noninterest expense | $715,000 | 5,452 |
| Pre-tax net operating income | $41,605,000 | 300 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $13,037,000 | 317 |
| Income before extraordinary items | $28,568,000 | 301 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $28,568,000 | 301 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $20,850,000 | 209 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $28,568,000 | 292 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $300,000 | 8,871 |
| Total interest expense | $0 | 9,003 |
| Net interest income | $300,000 | 8,780 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $28,025,000 | 265 |
| Gross Fiduciary activities income | $28,025,000 | 55 |
| Service charges on deposit accounts | $0 | 7,933 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $0 | 8,890 |
| Total noninterest expense | $2,728,000 | 4,013 |
| Salaries and employee benefits | $1,666,000 | 3,651 |
| Premises and equipment expense | $495,000 | 3,282 |
| Additional noninterest expense | $567,000 | 5,236 |
| Pre-tax net operating income | $25,597,000 | 335 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $8,781,000 | 333 |
| Income before extraordinary items | $16,816,000 | 360 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $16,816,000 | 360 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $13,050,000 | 225 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $16,816,000 | 345 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $184,000 | 8,946 |
| Total interest expense | $0 | 9,056 |
| Net interest income | $184,000 | 8,875 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $16,291,000 | 279 |
| Gross Fiduciary activities income | $16,291,000 | 62 |
| Service charges on deposit accounts | $0 | 7,979 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $0 | 8,943 |
| Total noninterest expense | $2,300,000 | 3,360 |
| Salaries and employee benefits | $1,555,000 | 2,744 |
| Premises and equipment expense | $378,000 | 2,929 |
| Additional noninterest expense | $367,000 | 5,361 |
| Pre-tax net operating income | $14,175,000 | 387 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $5,256,000 | 365 |
| Income before extraordinary items | $8,919,000 | 422 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $8,919,000 | 422 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $7,550,000 | 242 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $8,919,000 | 408 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $92,000 | 8,996 |
| Total interest expense | $0 | 9,093 |
| Net interest income | $92,000 | 8,915 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $6,516,000 | 325 |
| Gross Fiduciary activities income | $6,516,000 | 70 |
| Service charges on deposit accounts | $0 | 7,976 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $0 | 8,950 |
| Total noninterest expense | $1,148,000 | 3,348 |
| Salaries and employee benefits | $806,000 | 2,662 |
| Premises and equipment expense | $177,000 | 3,127 |
| Additional noninterest expense | $165,000 | 5,693 |
| Pre-tax net operating income | $5,460,000 | 448 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $2,108,000 | 421 |
| Income before extraordinary items | $3,352,000 | 533 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $3,352,000 | 532 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $4,150,000 | 204 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $3,352,000 | 499 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $509,000 | 8,939 |
| Total interest expense | $23,000 | 9,081 |
| Net interest income | $486,000 | 8,819 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $30,329,000 | 303 |
| Gross Fiduciary activities income | $30,329,000 | 64 |
| Service charges on deposit accounts | $0 | 8,063 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $0 | 9,041 |
| Total noninterest expense | $4,628,000 | 3,271 |
| Salaries and employee benefits | $2,963,000 | 2,799 |
| Premises and equipment expense | $684,000 | 3,139 |
| Additional noninterest expense | $981,000 | 4,348 |
| Pre-tax net operating income | $26,187,000 | 389 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $10,361,000 | 357 |
| Income before extraordinary items | $15,826,000 | 459 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $15,826,000 | 460 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $16,800,000 | 271 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $15,826,000 | 429 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $412,000 | 9,006 |
| Total interest expense | $22,000 | 9,143 |
| Net interest income | $390,000 | 8,867 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $22,516,000 | 316 |
| Gross Fiduciary activities income | $22,516,000 | 65 |
| Service charges on deposit accounts | $0 | 8,111 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $0 | 9,106 |
| Total noninterest expense | $3,536,000 | 3,199 |
| Salaries and employee benefits | $2,250,000 | 2,771 |
| Premises and equipment expense | $526,000 | 3,074 |
| Additional noninterest expense | $760,000 | 4,220 |
| Pre-tax net operating income | $19,370,000 | 403 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $7,663,000 | 379 |
| Income before extraordinary items | $11,707,000 | 482 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $11,707,000 | 482 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $13,400,000 | 261 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $11,707,000 | 442 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $313,000 | 9,007 |
| Total interest expense | $22,000 | 9,173 |
| Net interest income | $291,000 | 8,817 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $15,629,000 | 307 |
| Gross Fiduciary activities income | $15,629,000 | 64 |
| Service charges on deposit accounts | $0 | 8,133 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $0 | 9,111 |
| Total noninterest expense | $2,269,000 | 3,315 |
| Salaries and employee benefits | $1,443,000 | 2,877 |
| Premises and equipment expense | $344,000 | 3,129 |
| Additional noninterest expense | $482,000 | 4,369 |
| Pre-tax net operating income | $13,651,000 | 388 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $5,401,000 | 372 |
| Income before extraordinary items | $8,250,000 | 459 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $8,250,000 | 459 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $9,000,000 | 228 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $8,250,000 | 423 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $186,000 | 8,982 |
| Total interest expense | $16,000 | 9,190 |
| Net interest income | $170,000 | 8,736 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $7,691,000 | 315 |
| Gross Fiduciary activities income | $7,691,000 | 65 |
| Service charges on deposit accounts | $0 | 8,142 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $0 | 9,145 |
| Total noninterest expense | $1,185,000 | 3,188 |
| Salaries and employee benefits | $769,000 | 2,701 |
| Premises and equipment expense | $180,000 | 3,019 |
| Additional noninterest expense | $236,000 | 4,401 |
| Pre-tax net operating income | $6,676,000 | 387 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $2,642,000 | 381 |
| Income before extraordinary items | $4,034,000 | 465 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $4,034,000 | 464 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $5,000,000 | 181 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $4,034,000 | 435 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,450,000 | 8,440 |
| Total interest expense | $254,000 | 8,980 |
| Net interest income | $1,196,000 | 7,945 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $26,726,000 | 337 |
| Gross Fiduciary activities income | $26,677,000 | 69 |
| Service charges on deposit accounts | $0 | 8,205 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $49,000 | 7,624 |
| Total noninterest expense | $5,462,000 | 2,701 |
| Salaries and employee benefits | $3,717,000 | 2,151 |
| Premises and equipment expense | $736,000 | 2,869 |
| Additional noninterest expense | $1,009,000 | 4,146 |
| Pre-tax net operating income | $22,460,000 | 426 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $8,884,000 | 391 |
| Income before extraordinary items | $13,576,000 | 500 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $13,576,000 | 504 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $9,700,000 | 373 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $13,576,000 | 479 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,011,000 | 8,202 |
| Total interest expense | $745,000 | 8,546 |
| Net interest income | $1,266,000 | 7,751 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $10,158,000 | 597 |
| Gross Fiduciary activities income | $3,685,000 | 205 |
| Service charges on deposit accounts | $0 | 8,399 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $6,473,000 | 544 |
| Total noninterest expense | $5,137,000 | 2,764 |
| Salaries and employee benefits | $3,290,000 | 2,282 |
| Premises and equipment expense | $675,000 | 3,045 |
| Additional noninterest expense | $1,172,000 | 3,576 |
| Pre-tax net operating income | $6,287,000 | 1,186 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $2,613,000 | 943 |
| Income before extraordinary items | $3,674,000 | 1,461 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $3,674,000 | 1,464 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $4,450,000 | 679 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $3,674,000 | 1,409 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $973,000 | 9,415 |
| Total interest expense | $61,000 | 9,773 |
| Net interest income | $912,000 | 8,668 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $5,764,000 | 836 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 8,617 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,764,000 | 583 |
| Total noninterest expense | $3,168,000 | 4,047 |
| Salaries and employee benefits | $2,095,000 | 3,331 |
| Premises and equipment expense | $331,000 | 5,126 |
| Additional noninterest expense | $742,000 | 4,977 |
| Pre-tax net operating income | $3,508,000 | 2,075 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $1,457,000 | 1,549 |
| Income before extraordinary items | $2,051,000 | 2,505 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,051,000 | 2,504 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,051,000 | 2,504 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $119,000 | 10,169 |
| Total interest expense | $0 | 10,199 |
| Net interest income | $119,000 | 10,131 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $0 | 10,180 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 8,885 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $0 | 10,153 |
| Total noninterest expense | $72,000 | 10,206 |
| Salaries and employee benefits | $23,000 | 10,197 |
| Premises and equipment expense | $5,000 | 10,174 |
| Additional noninterest expense | $44,000 | 10,168 |
| Pre-tax net operating income | $47,000 | 9,249 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $19,000 | 8,242 |
| Income before extraordinary items | $28,000 | 9,336 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $28,000 | 9,330 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $9,800,000 | 81 |
| Net operating income | $28,000 | 9,304 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.