Home > ESB Financial > Income and Expense
ESB Financial, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $13,285,000 | 2,451 |
| Total interest expense | $4,243,000 | 2,215 |
| Net interest income | $9,042,000 | 2,512 |
| Provision for loan and lease losses | $30,000 | 2,940 |
| Total noninterest income | $2,838,000 | 1,683 |
| Gross Fiduciary activities income | $543,000 | 586 |
| Service charges on deposit accounts | $1,370,000 | 787 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $925,000 | 2,360 |
| Total noninterest expense | $9,376,000 | 2,118 |
| Salaries and employee benefits | $4,910,000 | 2,220 |
| Premises and equipment expense | $850,000 | 2,214 |
| Additional noninterest expense | $925,000 | 2,360 |
| Pre-tax net operating income | $2,474,000 | 2,714 |
| Securities gains (losses) | $-339,000 | 4,106 |
| Applicable income taxes | $115,000 | 2,734 |
| Income before extraordinary items | $2,020,000 | 2,773 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,020,000 | 2,801 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $2,020,000 | 2,775 |
| Net charge-offs | $37,000 | 1,935 |
| Cash dividends | $1,028,000 | 2,129 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $2,342,050 | 2,644 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $9,591,000 | 2,482 |
| Total interest expense | $2,875,000 | 2,207 |
| Net interest income | $6,716,000 | 2,543 |
| Provision for loan and lease losses | $23,000 | 2,777 |
| Total noninterest income | $2,160,000 | 1,667 |
| Gross Fiduciary activities income | $447,000 | 572 |
| Service charges on deposit accounts | $1,044,000 | 769 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $669,000 | 2,373 |
| Total noninterest expense | $6,672,000 | 2,176 |
| Salaries and employee benefits | $3,544,000 | 2,258 |
| Premises and equipment expense | $600,000 | 2,306 |
| Additional noninterest expense | $669,000 | 2,372 |
| Pre-tax net operating income | $2,181,000 | 2,605 |
| Securities gains (losses) | $2,000 | 777 |
| Applicable income taxes | $95,000 | 2,735 |
| Income before extraordinary items | $2,088,000 | 2,463 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $2,088,000 | 2,485 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,088,000 | 2,464 |
| Net charge-offs | $39,000 | 1,585 |
| Cash dividends | $903,000 | 1,767 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $2,086,080 | 2,488 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $6,201,000 | 2,490 |
| Total interest expense | $1,578,000 | 2,281 |
| Net interest income | $4,623,000 | 2,522 |
| Provision for loan and lease losses | $15,000 | 2,665 |
| Total noninterest income | $1,380,000 | 1,635 |
| Gross Fiduciary activities income | $314,000 | 559 |
| Service charges on deposit accounts | $683,000 | 768 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $383,000 | 2,507 |
| Total noninterest expense | $4,281,000 | 2,219 |
| Salaries and employee benefits | $2,282,000 | 2,318 |
| Premises and equipment expense | $376,000 | 2,389 |
| Additional noninterest expense | $383,000 | 2,502 |
| Pre-tax net operating income | $1,707,000 | 2,446 |
| Securities gains (losses) | $1,000 | 881 |
| Applicable income taxes | $49,000 | 2,894 |
| Income before extraordinary items | $1,659,000 | 2,277 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,659,000 | 2,304 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,659,000 | 2,277 |
| Net charge-offs | $36,000 | 1,300 |
| Cash dividends | $779,000 | 1,594 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $1,658,030 | 2,291 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $3,048,000 | 2,508 |
| Total interest expense | $666,000 | 2,298 |
| Net interest income | $2,382,000 | 2,506 |
| Provision for loan and lease losses | $8,000 | 2,392 |
| Total noninterest income | $718,000 | 1,587 |
| Gross Fiduciary activities income | $200,000 | 549 |
| Service charges on deposit accounts | $336,000 | 791 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $182,000 | 2,543 |
| Total noninterest expense | $2,091,000 | 2,281 |
| Salaries and employee benefits | $1,073,000 | 2,444 |
| Premises and equipment expense | $189,000 | 2,432 |
| Additional noninterest expense | $182,000 | 2,543 |
| Pre-tax net operating income | $1,001,000 | 2,299 |
| Securities gains (losses) | $1,000 | 883 |
| Applicable income taxes | $27,000 | 2,850 |
| Income before extraordinary items | $975,000 | 2,127 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $975,000 | 2,127 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $975,000 | 2,127 |
| Net charge-offs | $22,000 | 1,082 |
| Cash dividends | $654,000 | 1,076 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $974,030 | 2,151 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $10,881,000 | 2,408 |
| Total interest expense | $2,091,000 | 1,551 |
| Net interest income | $8,790,000 | 2,543 |
| Provision for loan and lease losses | $33,000 | 2,662 |
| Total noninterest income | $3,001,000 | 1,631 |
| Gross Fiduciary activities income | $571,000 | 597 |
| Service charges on deposit accounts | $1,353,000 | 804 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,077,000 | 2,259 |
| Total noninterest expense | $8,850,000 | 2,166 |
| Salaries and employee benefits | $4,619,000 | 2,294 |
| Premises and equipment expense | $806,000 | 2,296 |
| Additional noninterest expense | $1,077,000 | 2,259 |
| Pre-tax net operating income | $2,908,000 | 2,695 |
| Securities gains (losses) | $-299,000 | 4,210 |
| Applicable income taxes | $109,000 | 2,968 |
| Income before extraordinary items | $2,500,000 | 2,688 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,500,000 | 2,685 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $2,500,000 | 2,687 |
| Net charge-offs | $57,000 | 1,476 |
| Cash dividends | $431,000 | 2,804 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $2,787,040 | 2,576 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $7,687,000 | 2,445 |
| Total interest expense | $1,452,000 | 1,354 |
| Net interest income | $6,235,000 | 2,596 |
| Provision for loan and lease losses | $25,000 | 2,497 |
| Total noninterest income | $2,322,000 | 1,620 |
| Gross Fiduciary activities income | $464,000 | 589 |
| Service charges on deposit accounts | $996,000 | 827 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $862,000 | 2,226 |
| Total noninterest expense | $6,320,000 | 2,220 |
| Salaries and employee benefits | $3,273,000 | 2,364 |
| Premises and equipment expense | $596,000 | 2,336 |
| Additional noninterest expense | $862,000 | 2,226 |
| Pre-tax net operating income | $2,212,000 | 2,667 |
| Securities gains (losses) | $3,000 | 589 |
| Applicable income taxes | $68,000 | 3,050 |
| Income before extraordinary items | $2,147,000 | 2,496 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,147,000 | 2,494 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $2,147,000 | 2,495 |
| Net charge-offs | $58,000 | 1,149 |
| Cash dividends | $326,000 | 2,471 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $2,144,090 | 2,536 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $4,840,000 | 2,485 |
| Total interest expense | $879,000 | 1,264 |
| Net interest income | $3,961,000 | 2,639 |
| Provision for loan and lease losses | $16,000 | 2,306 |
| Total noninterest income | $1,410,000 | 1,717 |
| Gross Fiduciary activities income | $352,000 | 538 |
| Service charges on deposit accounts | $639,000 | 847 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $419,000 | 2,577 |
| Total noninterest expense | $4,149,000 | 2,231 |
| Salaries and employee benefits | $2,146,000 | 2,400 |
| Premises and equipment expense | $387,000 | 2,372 |
| Additional noninterest expense | $1,616,000 | 1,886 |
| Pre-tax net operating income | $1,206,000 | 2,800 |
| Securities gains (losses) | $1,000 | 612 |
| Applicable income taxes | $28,000 | 3,168 |
| Income before extraordinary items | $1,179,000 | 2,644 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,179,000 | 2,642 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $1,179,000 | 2,644 |
| Net charge-offs | $29,000 | 1,185 |
| Cash dividends | $221,000 | 2,421 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $1,178,020 | 2,680 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $2,300,000 | 2,513 |
| Total interest expense | $401,000 | 1,311 |
| Net interest income | $1,899,000 | 2,660 |
| Provision for loan and lease losses | $8,000 | 2,059 |
| Total noninterest income | $701,000 | 1,717 |
| Gross Fiduciary activities income | $203,000 | 520 |
| Service charges on deposit accounts | $302,000 | 864 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $196,000 | 2,591 |
| Total noninterest expense | $1,971,000 | 2,309 |
| Salaries and employee benefits | $994,000 | 2,518 |
| Premises and equipment expense | $195,000 | 2,374 |
| Additional noninterest expense | $782,000 | 1,908 |
| Pre-tax net operating income | $621,000 | 2,678 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $12,000 | 3,083 |
| Income before extraordinary items | $609,000 | 2,522 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $609,000 | 2,520 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $609,000 | 2,522 |
| Net charge-offs | $22,000 | 920 |
| Cash dividends | $116,000 | 1,950 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $609,000 | 2,542 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $9,237,000 | 2,576 |
| Total interest expense | $1,611,000 | 1,572 |
| Net interest income | $7,626,000 | 2,719 |
| Provision for loan and lease losses | $131,000 | 1,998 |
| Total noninterest income | $2,896,000 | 1,842 |
| Gross Fiduciary activities income | $478,000 | 578 |
| Service charges on deposit accounts | $1,190,000 | 842 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,228,000 | 2,416 |
| Total noninterest expense | $8,605,000 | 2,181 |
| Salaries and employee benefits | $4,473,000 | 2,321 |
| Premises and equipment expense | $798,000 | 2,315 |
| Additional noninterest expense | $3,334,000 | 1,833 |
| Pre-tax net operating income | $1,786,000 | 3,290 |
| Securities gains (losses) | $5,000 | 1,837 |
| Applicable income taxes | $81,000 | 3,152 |
| Income before extraordinary items | $1,710,000 | 3,215 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,710,000 | 3,214 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $1,710,000 | 3,215 |
| Net charge-offs | $26,000 | 1,956 |
| Cash dividends | $725,000 | 2,528 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $1,705,250 | 3,193 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $6,978,000 | 2,613 |
| Total interest expense | $1,220,000 | 1,634 |
| Net interest income | $5,758,000 | 2,751 |
| Provision for loan and lease losses | $124,000 | 1,829 |
| Total noninterest income | $2,175,000 | 1,886 |
| Gross Fiduciary activities income | $378,000 | 571 |
| Service charges on deposit accounts | $874,000 | 851 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $923,000 | 2,474 |
| Total noninterest expense | $6,129,000 | 2,261 |
| Salaries and employee benefits | $3,218,000 | 2,403 |
| Premises and equipment expense | $563,000 | 2,436 |
| Additional noninterest expense | $2,348,000 | 1,914 |
| Pre-tax net operating income | $1,680,000 | 3,126 |
| Securities gains (losses) | $4,000 | 1,798 |
| Applicable income taxes | $91,000 | 2,969 |
| Income before extraordinary items | $1,593,000 | 3,059 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,593,000 | 3,059 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,593,000 | 3,059 |
| Net charge-offs | $7,000 | 2,078 |
| Cash dividends | $597,000 | 2,175 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $1,589,200 | 3,040 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $4,630,000 | 2,627 |
| Total interest expense | $814,000 | 1,704 |
| Net interest income | $3,816,000 | 2,768 |
| Provision for loan and lease losses | $118,000 | 1,605 |
| Total noninterest income | $1,532,000 | 1,783 |
| Gross Fiduciary activities income | $280,000 | 560 |
| Service charges on deposit accounts | $565,000 | 848 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $687,000 | 2,325 |
| Total noninterest expense | $4,042,000 | 2,274 |
| Salaries and employee benefits | $2,111,000 | 2,424 |
| Premises and equipment expense | $358,000 | 2,491 |
| Additional noninterest expense | $1,573,000 | 1,891 |
| Pre-tax net operating income | $1,188,000 | 3,057 |
| Securities gains (losses) | $2,000 | 1,698 |
| Applicable income taxes | $61,000 | 2,952 |
| Income before extraordinary items | $1,129,000 | 2,994 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,129,000 | 2,993 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $1,129,000 | 2,994 |
| Net charge-offs | $-4,000 | 3,475 |
| Cash dividends | $470,000 | 2,026 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $1,127,100 | 2,965 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $2,340,000 | 2,606 |
| Total interest expense | $402,000 | 1,788 |
| Net interest income | $1,938,000 | 2,717 |
| Provision for loan and lease losses | $111,000 | 1,188 |
| Total noninterest income | $852,000 | 1,676 |
| Gross Fiduciary activities income | $157,000 | 546 |
| Service charges on deposit accounts | $270,000 | 859 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $425,000 | 2,092 |
| Total noninterest expense | $1,979,000 | 2,281 |
| Salaries and employee benefits | $1,050,000 | 2,433 |
| Premises and equipment expense | $177,000 | 2,523 |
| Additional noninterest expense | $752,000 | 1,921 |
| Pre-tax net operating income | $700,000 | 2,836 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $31,000 | 2,908 |
| Income before extraordinary items | $669,000 | 2,756 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $669,000 | 2,754 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $669,000 | 2,756 |
| Net charge-offs | $-15,000 | 4,211 |
| Cash dividends | $342,000 | 1,482 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $669,000 | 2,717 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $9,838,000 | 2,540 |
| Total interest expense | $1,624,000 | 2,257 |
| Net interest income | $8,214,000 | 2,575 |
| Provision for loan and lease losses | $530,000 | 2,179 |
| Total noninterest income | $2,644,000 | 1,845 |
| Gross Fiduciary activities income | $478,000 | 580 |
| Service charges on deposit accounts | $1,083,000 | 880 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,083,000 | 2,402 |
| Total noninterest expense | $8,376,000 | 2,199 |
| Salaries and employee benefits | $4,262,000 | 2,391 |
| Premises and equipment expense | $787,000 | 2,368 |
| Additional noninterest expense | $3,327,000 | 1,778 |
| Pre-tax net operating income | $1,952,000 | 2,975 |
| Securities gains (losses) | $37,000 | 1,860 |
| Applicable income taxes | $81,000 | 3,008 |
| Income before extraordinary items | $1,908,000 | 2,878 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,908,000 | 2,877 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,908,000 | 2,878 |
| Net charge-offs | $174,000 | 1,642 |
| Cash dividends | $748,000 | 2,487 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $1,872,480 | 2,858 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $7,248,000 | 2,580 |
| Total interest expense | $1,215,000 | 2,361 |
| Net interest income | $6,033,000 | 2,616 |
| Provision for loan and lease losses | $383,000 | 2,195 |
| Total noninterest income | $2,598,000 | 1,553 |
| Gross Fiduciary activities income | $359,000 | 578 |
| Service charges on deposit accounts | $792,000 | 901 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,447,000 | 1,775 |
| Total noninterest expense | $6,203,000 | 2,193 |
| Salaries and employee benefits | $3,192,000 | 2,370 |
| Premises and equipment expense | $576,000 | 2,390 |
| Additional noninterest expense | $2,435,000 | 1,775 |
| Pre-tax net operating income | $2,045,000 | 2,551 |
| Securities gains (losses) | $39,000 | 1,650 |
| Applicable income taxes | $61,000 | 2,999 |
| Income before extraordinary items | $2,023,000 | 2,440 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,023,000 | 2,440 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,023,000 | 2,440 |
| Net charge-offs | $144,000 | 1,440 |
| Cash dividends | $614,000 | 2,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $1,985,170 | 2,416 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $4,745,000 | 2,640 |
| Total interest expense | $808,000 | 2,478 |
| Net interest income | $3,937,000 | 2,660 |
| Provision for loan and lease losses | $250,000 | 2,200 |
| Total noninterest income | $2,016,000 | 1,356 |
| Gross Fiduciary activities income | $260,000 | 569 |
| Service charges on deposit accounts | $505,000 | 949 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,251,000 | 1,476 |
| Total noninterest expense | $4,144,000 | 2,201 |
| Salaries and employee benefits | $2,097,000 | 2,391 |
| Premises and equipment expense | $373,000 | 2,419 |
| Additional noninterest expense | $1,674,000 | 1,734 |
| Pre-tax net operating income | $1,559,000 | 2,341 |
| Securities gains (losses) | $35,000 | 1,459 |
| Applicable income taxes | $45,000 | 2,939 |
| Income before extraordinary items | $1,549,000 | 2,195 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,549,000 | 2,195 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,549,000 | 2,195 |
| Net charge-offs | $18,000 | 2,227 |
| Cash dividends | $479,000 | 2,027 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $1,515,050 | 2,186 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $2,340,000 | 2,673 |
| Total interest expense | $419,000 | 2,563 |
| Net interest income | $1,921,000 | 2,665 |
| Provision for loan and lease losses | $118,000 | 1,852 |
| Total noninterest income | $704,000 | 1,594 |
| Gross Fiduciary activities income | $169,000 | 533 |
| Service charges on deposit accounts | $147,000 | 1,651 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $388,000 | 1,768 |
| Total noninterest expense | $1,891,000 | 2,351 |
| Salaries and employee benefits | $1,055,000 | 2,391 |
| Premises and equipment expense | $185,000 | 2,453 |
| Additional noninterest expense | $651,000 | 2,123 |
| Pre-tax net operating income | $616,000 | 2,515 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $18,000 | 2,932 |
| Income before extraordinary items | $598,000 | 2,412 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $598,000 | 2,411 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $598,000 | 2,412 |
| Net charge-offs | $-1,000 | 3,618 |
| Cash dividends | $345,000 | 1,559 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $598,000 | 2,382 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $9,351,000 | 2,685 |
| Total interest expense | $1,611,000 | 2,658 |
| Net interest income | $7,740,000 | 2,680 |
| Provision for loan and lease losses | $494,000 | 1,497 |
| Total noninterest income | $2,471,000 | 1,760 |
| Gross Fiduciary activities income | $466,000 | 584 |
| Service charges on deposit accounts | $637,000 | 1,614 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,368,000 | 1,900 |
| Total noninterest expense | $7,379,000 | 2,364 |
| Salaries and employee benefits | $3,942,000 | 2,471 |
| Premises and equipment expense | $773,000 | 2,398 |
| Additional noninterest expense | $2,664,000 | 2,115 |
| Pre-tax net operating income | $2,338,000 | 2,837 |
| Securities gains (losses) | $0 | 2,379 |
| Applicable income taxes | $89,000 | 3,076 |
| Income before extraordinary items | $2,249,000 | 2,734 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,249,000 | 2,734 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,249,000 | 2,736 |
| Net charge-offs | $98,000 | 2,219 |
| Cash dividends | $1,005,000 | 2,312 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $2,249,000 | 2,700 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $7,071,000 | 2,708 |
| Total interest expense | $1,180,000 | 2,707 |
| Net interest income | $5,891,000 | 2,685 |
| Provision for loan and lease losses | $371,000 | 1,408 |
| Total noninterest income | $1,891,000 | 1,727 |
| Gross Fiduciary activities income | $365,000 | 579 |
| Service charges on deposit accounts | $477,000 | 1,608 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,049,000 | 1,867 |
| Total noninterest expense | $5,445,000 | 2,396 |
| Salaries and employee benefits | $2,904,000 | 2,515 |
| Premises and equipment expense | $559,000 | 2,461 |
| Additional noninterest expense | $1,982,000 | 2,132 |
| Pre-tax net operating income | $1,966,000 | 2,753 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $65,000 | 3,146 |
| Income before extraordinary items | $1,901,000 | 2,615 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,901,000 | 2,616 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,901,000 | 2,616 |
| Net charge-offs | $79,000 | 1,914 |
| Cash dividends | $831,000 | 2,008 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $1,901,000 | 2,577 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $4,669,000 | 2,735 |
| Total interest expense | $761,000 | 2,741 |
| Net interest income | $3,908,000 | 2,710 |
| Provision for loan and lease losses | $247,000 | 1,393 |
| Total noninterest income | $1,229,000 | 1,730 |
| Gross Fiduciary activities income | $269,000 | 567 |
| Service charges on deposit accounts | $301,000 | 1,656 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $659,000 | 1,919 |
| Total noninterest expense | $3,459,000 | 2,487 |
| Salaries and employee benefits | $1,871,000 | 2,589 |
| Premises and equipment expense | $374,000 | 2,460 |
| Additional noninterest expense | $1,214,000 | 2,269 |
| Pre-tax net operating income | $1,431,000 | 2,593 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $45,000 | 3,135 |
| Income before extraordinary items | $1,386,000 | 2,435 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,386,000 | 2,435 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,386,000 | 2,435 |
| Net charge-offs | $59,000 | 1,722 |
| Cash dividends | $657,000 | 1,823 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $1,386,000 | 2,412 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $2,292,000 | 2,781 |
| Total interest expense | $358,000 | 2,789 |
| Net interest income | $1,934,000 | 2,738 |
| Provision for loan and lease losses | $124,000 | 1,329 |
| Total noninterest income | $586,000 | 1,756 |
| Gross Fiduciary activities income | $151,000 | 551 |
| Service charges on deposit accounts | $140,000 | 1,739 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $295,000 | 1,981 |
| Total noninterest expense | $1,701,000 | 2,535 |
| Salaries and employee benefits | $918,000 | 2,638 |
| Premises and equipment expense | $189,000 | 2,466 |
| Additional noninterest expense | $594,000 | 2,294 |
| Pre-tax net operating income | $695,000 | 2,585 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $22,000 | 3,116 |
| Income before extraordinary items | $673,000 | 2,423 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $673,000 | 2,422 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $673,000 | 2,422 |
| Net charge-offs | $10,000 | 1,981 |
| Cash dividends | $483,000 | 1,383 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $673,000 | 2,409 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $8,743,000 | 2,775 |
| Total interest expense | $1,227,000 | 2,638 |
| Net interest income | $7,516,000 | 2,765 |
| Provision for loan and lease losses | $465,000 | 1,522 |
| Total noninterest income | $2,363,000 | 1,814 |
| Gross Fiduciary activities income | $462,000 | 605 |
| Service charges on deposit accounts | $634,000 | 1,668 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,267,000 | 1,986 |
| Total noninterest expense | $7,117,000 | 2,448 |
| Salaries and employee benefits | $3,731,000 | 2,565 |
| Premises and equipment expense | $848,000 | 2,279 |
| Additional noninterest expense | $2,538,000 | 2,198 |
| Pre-tax net operating income | $2,297,000 | 2,913 |
| Securities gains (losses) | $-43,000 | 4,814 |
| Applicable income taxes | $72,000 | 3,238 |
| Income before extraordinary items | $2,182,000 | 2,803 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,182,000 | 2,802 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,182,000 | 2,802 |
| Net charge-offs | $516,000 | 938 |
| Cash dividends | $807,000 | 2,447 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $2,223,710 | 2,764 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $6,493,000 | 2,786 |
| Total interest expense | $874,000 | 2,646 |
| Net interest income | $5,619,000 | 2,778 |
| Provision for loan and lease losses | $348,000 | 1,458 |
| Total noninterest income | $1,807,000 | 1,801 |
| Gross Fiduciary activities income | $354,000 | 599 |
| Service charges on deposit accounts | $465,000 | 1,713 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $988,000 | 1,953 |
| Total noninterest expense | $5,334,000 | 2,456 |
| Salaries and employee benefits | $2,780,000 | 2,579 |
| Premises and equipment expense | $633,000 | 2,296 |
| Additional noninterest expense | $1,921,000 | 2,174 |
| Pre-tax net operating income | $1,744,000 | 2,961 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $56,000 | 3,274 |
| Income before extraordinary items | $1,688,000 | 2,805 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,688,000 | 2,804 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,688,000 | 2,804 |
| Net charge-offs | $488,000 | 725 |
| Cash dividends | $641,000 | 2,137 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $1,688,000 | 2,791 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $4,327,000 | 2,778 |
| Total interest expense | $557,000 | 2,630 |
| Net interest income | $3,770,000 | 2,772 |
| Provision for loan and lease losses | $231,000 | 1,398 |
| Total noninterest income | $1,163,000 | 1,834 |
| Gross Fiduciary activities income | $258,000 | 590 |
| Service charges on deposit accounts | $304,000 | 1,726 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $601,000 | 2,061 |
| Total noninterest expense | $3,483,000 | 2,504 |
| Salaries and employee benefits | $1,814,000 | 2,636 |
| Premises and equipment expense | $408,000 | 2,378 |
| Additional noninterest expense | $1,261,000 | 2,210 |
| Pre-tax net operating income | $1,219,000 | 2,854 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $37,000 | 3,280 |
| Income before extraordinary items | $1,182,000 | 2,687 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,182,000 | 2,686 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,182,000 | 2,686 |
| Net charge-offs | $421,000 | 583 |
| Cash dividends | $474,000 | 2,079 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $1,182,000 | 2,680 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $2,162,000 | 2,784 |
| Total interest expense | $282,000 | 2,564 |
| Net interest income | $1,880,000 | 2,792 |
| Provision for loan and lease losses | $116,000 | 1,358 |
| Total noninterest income | $558,000 | 1,858 |
| Gross Fiduciary activities income | $146,000 | 572 |
| Service charges on deposit accounts | $144,000 | 1,801 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $268,000 | 2,149 |
| Total noninterest expense | $1,741,000 | 2,519 |
| Salaries and employee benefits | $906,000 | 2,667 |
| Premises and equipment expense | $186,000 | 2,551 |
| Additional noninterest expense | $649,000 | 2,155 |
| Pre-tax net operating income | $581,000 | 2,865 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $18,000 | 3,283 |
| Income before extraordinary items | $563,000 | 2,715 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $563,000 | 2,715 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $563,000 | 2,715 |
| Net charge-offs | $63,000 | 1,068 |
| Cash dividends | $308,000 | 1,568 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $563,000 | 2,708 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $8,056,000 | 2,857 |
| Total interest expense | $1,042,000 | 2,478 |
| Net interest income | $7,014,000 | 2,881 |
| Provision for loan and lease losses | $366,000 | 1,750 |
| Total noninterest income | $2,011,000 | 2,016 |
| Gross Fiduciary activities income | $452,000 | 609 |
| Service charges on deposit accounts | $622,000 | 1,724 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $937,000 | 2,365 |
| Total noninterest expense | $6,893,000 | 2,534 |
| Salaries and employee benefits | $3,589,000 | 2,663 |
| Premises and equipment expense | $861,000 | 2,337 |
| Additional noninterest expense | $2,443,000 | 2,295 |
| Pre-tax net operating income | $1,766,000 | 3,297 |
| Securities gains (losses) | $-2,000 | 4,854 |
| Applicable income taxes | $67,000 | 3,440 |
| Income before extraordinary items | $1,697,000 | 2,949 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,697,000 | 2,948 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,697,000 | 2,949 |
| Net charge-offs | $194,000 | 1,861 |
| Cash dividends | $984,000 | 2,247 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $1,698,920 | 2,928 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $5,994,000 | 2,887 |
| Total interest expense | $775,000 | 2,469 |
| Net interest income | $5,219,000 | 2,921 |
| Provision for loan and lease losses | $252,000 | 1,800 |
| Total noninterest income | $1,659,000 | 1,933 |
| Gross Fiduciary activities income | $346,000 | 610 |
| Service charges on deposit accounts | $463,000 | 1,741 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $850,000 | 2,163 |
| Total noninterest expense | $4,859,000 | 2,647 |
| Salaries and employee benefits | $2,671,000 | 2,696 |
| Premises and equipment expense | $461,000 | 2,906 |
| Additional noninterest expense | $1,727,000 | 2,401 |
| Pre-tax net operating income | $1,767,000 | 2,902 |
| Securities gains (losses) | $2,000 | 2,024 |
| Applicable income taxes | $75,000 | 3,298 |
| Income before extraordinary items | $1,694,000 | 2,671 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,694,000 | 2,671 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,694,000 | 2,671 |
| Net charge-offs | $86,000 | 2,058 |
| Cash dividends | $804,000 | 1,915 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,692,080 | 2,655 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $3,983,000 | 2,880 |
| Total interest expense | $512,000 | 2,442 |
| Net interest income | $3,471,000 | 2,913 |
| Provision for loan and lease losses | $168,000 | 1,743 |
| Total noninterest income | $1,127,000 | 1,895 |
| Gross Fiduciary activities income | $244,000 | 600 |
| Service charges on deposit accounts | $304,000 | 1,748 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $579,000 | 2,149 |
| Total noninterest expense | $3,313,000 | 2,618 |
| Salaries and employee benefits | $1,819,000 | 2,671 |
| Premises and equipment expense | $298,000 | 2,967 |
| Additional noninterest expense | $1,196,000 | 2,332 |
| Pre-tax net operating income | $1,117,000 | 2,950 |
| Securities gains (losses) | $2,000 | 1,641 |
| Applicable income taxes | $52,000 | 3,278 |
| Income before extraordinary items | $1,067,000 | 2,715 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,067,000 | 2,715 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,067,000 | 2,715 |
| Net charge-offs | $31,000 | 2,330 |
| Cash dividends | $624,000 | 1,755 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,065,100 | 2,700 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,940,000 | 2,926 |
| Total interest expense | $246,000 | 2,485 |
| Net interest income | $1,694,000 | 2,970 |
| Provision for loan and lease losses | $84,000 | 1,627 |
| Total noninterest income | $598,000 | 1,826 |
| Gross Fiduciary activities income | $149,000 | 572 |
| Service charges on deposit accounts | $152,000 | 1,737 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $297,000 | 2,111 |
| Total noninterest expense | $1,672,000 | 2,615 |
| Salaries and employee benefits | $949,000 | 2,626 |
| Premises and equipment expense | $146,000 | 3,041 |
| Additional noninterest expense | $577,000 | 2,393 |
| Pre-tax net operating income | $536,000 | 2,972 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $26,000 | 3,238 |
| Income before extraordinary items | $510,000 | 2,721 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $510,000 | 2,721 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $510,000 | 2,721 |
| Net charge-offs | $17,000 | 1,973 |
| Cash dividends | $444,000 | 1,323 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $510,000 | 2,701 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $7,709,000 | 2,927 |
| Total interest expense | $945,000 | 2,513 |
| Net interest income | $6,764,000 | 2,954 |
| Provision for loan and lease losses | $391,000 | 1,727 |
| Total noninterest income | $2,290,000 | 1,948 |
| Gross Fiduciary activities income | $455,000 | 611 |
| Service charges on deposit accounts | $578,000 | 1,853 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $1,257,000 | 2,121 |
| Total noninterest expense | $6,350,000 | 2,748 |
| Salaries and employee benefits | $3,469,000 | 2,770 |
| Premises and equipment expense | $625,000 | 2,946 |
| Additional noninterest expense | $2,256,000 | 2,519 |
| Pre-tax net operating income | $2,313,000 | 2,807 |
| Securities gains (losses) | $-31,000 | 5,713 |
| Applicable income taxes | $93,000 | 3,340 |
| Income before extraordinary items | $2,189,000 | 2,630 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,189,000 | 2,628 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,189,000 | 2,629 |
| Net charge-offs | $175,000 | 2,071 |
| Cash dividends | $969,000 | 2,259 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $2,218,760 | 2,550 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $5,773,000 | 2,939 |
| Total interest expense | $705,000 | 2,525 |
| Net interest income | $5,068,000 | 2,967 |
| Provision for loan and lease losses | $261,000 | 1,775 |
| Total noninterest income | $1,719,000 | 1,949 |
| Gross Fiduciary activities income | $350,000 | 606 |
| Service charges on deposit accounts | $427,000 | 1,878 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $942,000 | 2,120 |
| Total noninterest expense | $4,695,000 | 2,764 |
| Salaries and employee benefits | $2,549,000 | 2,800 |
| Premises and equipment expense | $446,000 | 3,044 |
| Additional noninterest expense | $1,700,000 | 2,518 |
| Pre-tax net operating income | $1,831,000 | 2,768 |
| Securities gains (losses) | $-31,000 | 5,854 |
| Applicable income taxes | $75,000 | 3,381 |
| Income before extraordinary items | $1,725,000 | 2,578 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,725,000 | 2,579 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,725,000 | 2,579 |
| Net charge-offs | $109,000 | 1,996 |
| Cash dividends | $786,000 | 1,904 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,754,760 | 2,498 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $3,852,000 | 2,943 |
| Total interest expense | $471,000 | 2,529 |
| Net interest income | $3,381,000 | 2,977 |
| Provision for loan and lease losses | $179,000 | 1,756 |
| Total noninterest income | $1,156,000 | 1,922 |
| Gross Fiduciary activities income | $251,000 | 598 |
| Service charges on deposit accounts | $271,000 | 1,930 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $634,000 | 2,074 |
| Total noninterest expense | $3,089,000 | 2,800 |
| Salaries and employee benefits | $1,654,000 | 2,866 |
| Premises and equipment expense | $298,000 | 3,060 |
| Additional noninterest expense | $1,137,000 | 2,508 |
| Pre-tax net operating income | $1,269,000 | 2,670 |
| Securities gains (losses) | $-31,000 | 5,949 |
| Applicable income taxes | $48,000 | 3,418 |
| Income before extraordinary items | $1,190,000 | 2,505 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,190,000 | 2,504 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,190,000 | 2,504 |
| Net charge-offs | $57,000 | 2,050 |
| Cash dividends | $603,000 | 1,757 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,219,760 | 2,407 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,884,000 | 2,992 |
| Total interest expense | $235,000 | 2,539 |
| Net interest income | $1,649,000 | 3,037 |
| Provision for loan and lease losses | $99,000 | 1,546 |
| Total noninterest income | $577,000 | 1,887 |
| Gross Fiduciary activities income | $157,000 | 561 |
| Service charges on deposit accounts | $133,000 | 1,955 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $287,000 | 2,142 |
| Total noninterest expense | $1,552,000 | 2,796 |
| Salaries and employee benefits | $828,000 | 2,880 |
| Premises and equipment expense | $143,000 | 3,167 |
| Additional noninterest expense | $581,000 | 2,464 |
| Pre-tax net operating income | $575,000 | 2,795 |
| Securities gains (losses) | $-96,000 | 6,082 |
| Applicable income taxes | $23,000 | 3,413 |
| Income before extraordinary items | $456,000 | 2,896 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $456,000 | 2,895 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $456,000 | 2,896 |
| Net charge-offs | $29,000 | 1,766 |
| Cash dividends | $420,000 | 1,345 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $547,200 | 2,557 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $7,065,000 | 3,086 |
| Total interest expense | $896,000 | 2,618 |
| Net interest income | $6,169,000 | 3,131 |
| Provision for loan and lease losses | $255,000 | 2,064 |
| Total noninterest income | $2,348,000 | 1,904 |
| Gross Fiduciary activities income | $477,000 | 608 |
| Service charges on deposit accounts | $558,000 | 1,953 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $1,313,000 | 2,031 |
| Total noninterest expense | $6,239,000 | 2,785 |
| Salaries and employee benefits | $3,407,000 | 2,790 |
| Premises and equipment expense | $612,000 | 3,062 |
| Additional noninterest expense | $2,220,000 | 2,566 |
| Pre-tax net operating income | $2,023,000 | 2,989 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $92,000 | 3,359 |
| Income before extraordinary items | $1,931,000 | 2,801 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,931,000 | 2,803 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,931,000 | 2,804 |
| Net charge-offs | $34,000 | 3,503 |
| Cash dividends | $746,000 | 2,484 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,931,000 | 2,746 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $5,194,000 | 3,156 |
| Total interest expense | $664,000 | 2,675 |
| Net interest income | $4,530,000 | 3,196 |
| Provision for loan and lease losses | $180,000 | 2,044 |
| Total noninterest income | $1,765,000 | 1,920 |
| Gross Fiduciary activities income | $377,000 | 598 |
| Service charges on deposit accounts | $407,000 | 2,017 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $981,000 | 2,057 |
| Total noninterest expense | $4,540,000 | 2,857 |
| Salaries and employee benefits | $2,486,000 | 2,860 |
| Premises and equipment expense | $451,000 | 3,141 |
| Additional noninterest expense | $1,603,000 | 2,651 |
| Pre-tax net operating income | $1,575,000 | 2,989 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $64,000 | 3,520 |
| Income before extraordinary items | $1,511,000 | 2,750 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,511,000 | 2,750 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,511,000 | 2,751 |
| Net charge-offs | $19,000 | 3,373 |
| Cash dividends | $586,000 | 2,166 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,511,000 | 2,700 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $3,415,000 | 3,201 |
| Total interest expense | $440,000 | 2,697 |
| Net interest income | $2,975,000 | 3,239 |
| Provision for loan and lease losses | $105,000 | 2,154 |
| Total noninterest income | $1,237,000 | 1,861 |
| Gross Fiduciary activities income | $272,000 | 585 |
| Service charges on deposit accounts | $263,000 | 2,020 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $702,000 | 1,962 |
| Total noninterest expense | $3,040,000 | 2,863 |
| Salaries and employee benefits | $1,631,000 | 2,901 |
| Premises and equipment expense | $305,000 | 3,130 |
| Additional noninterest expense | $1,104,000 | 2,607 |
| Pre-tax net operating income | $1,067,000 | 2,953 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $39,000 | 3,581 |
| Income before extraordinary items | $1,028,000 | 2,706 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,028,000 | 2,707 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,028,000 | 2,708 |
| Net charge-offs | $1,000 | 3,770 |
| Cash dividends | $427,000 | 2,088 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,028,000 | 2,652 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,653,000 | 3,283 |
| Total interest expense | $217,000 | 2,729 |
| Net interest income | $1,436,000 | 3,315 |
| Provision for loan and lease losses | $45,000 | 2,176 |
| Total noninterest income | $587,000 | 1,907 |
| Gross Fiduciary activities income | $167,000 | 556 |
| Service charges on deposit accounts | $118,000 | 2,199 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $302,000 | 2,120 |
| Total noninterest expense | $1,548,000 | 2,838 |
| Salaries and employee benefits | $812,000 | 2,943 |
| Premises and equipment expense | $156,000 | 3,116 |
| Additional noninterest expense | $580,000 | 2,489 |
| Pre-tax net operating income | $430,000 | 3,269 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $17,000 | 3,603 |
| Income before extraordinary items | $413,000 | 3,061 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $413,000 | 3,064 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $413,000 | 3,064 |
| Net charge-offs | $2,000 | 2,999 |
| Cash dividends | $268,000 | 1,632 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $413,000 | 2,997 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $6,362,000 | 3,391 |
| Total interest expense | $898,000 | 2,789 |
| Net interest income | $5,464,000 | 3,447 |
| Provision for loan and lease losses | $155,000 | 2,743 |
| Total noninterest income | $2,213,000 | 1,963 |
| Gross Fiduciary activities income | $461,000 | 629 |
| Service charges on deposit accounts | $521,000 | 2,222 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,231,000 | 2,038 |
| Total noninterest expense | $5,996,000 | 2,920 |
| Salaries and employee benefits | $3,283,000 | 2,896 |
| Premises and equipment expense | $624,000 | 3,137 |
| Additional noninterest expense | $2,089,000 | 2,786 |
| Pre-tax net operating income | $1,526,000 | 3,455 |
| Securities gains (losses) | $2,000 | 3,069 |
| Applicable income taxes | $56,000 | 3,665 |
| Income before extraordinary items | $1,472,000 | 3,273 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,472,000 | 3,273 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,472,000 | 3,274 |
| Net charge-offs | $139,000 | 2,855 |
| Cash dividends | $637,000 | 2,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,470,080 | 3,223 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $4,665,000 | 3,475 |
| Total interest expense | $676,000 | 2,831 |
| Net interest income | $3,989,000 | 3,539 |
| Provision for loan and lease losses | $95,000 | 2,852 |
| Total noninterest income | $1,670,000 | 1,966 |
| Gross Fiduciary activities income | $348,000 | 622 |
| Service charges on deposit accounts | $384,000 | 2,255 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $938,000 | 2,031 |
| Total noninterest expense | $4,318,000 | 3,017 |
| Salaries and employee benefits | $2,396,000 | 2,970 |
| Premises and equipment expense | $451,000 | 3,282 |
| Additional noninterest expense | $1,471,000 | 2,928 |
| Pre-tax net operating income | $1,246,000 | 3,361 |
| Securities gains (losses) | $2,000 | 2,770 |
| Applicable income taxes | $55,000 | 3,619 |
| Income before extraordinary items | $1,193,000 | 3,160 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,193,000 | 3,160 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,193,000 | 3,161 |
| Net charge-offs | $107,000 | 2,619 |
| Cash dividends | $481,000 | 2,247 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,191,080 | 3,123 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,080,000 | 3,496 |
| Total interest expense | $454,000 | 2,843 |
| Net interest income | $2,626,000 | 3,564 |
| Provision for loan and lease losses | $60,000 | 2,755 |
| Total noninterest income | $1,045,000 | 2,032 |
| Gross Fiduciary activities income | $242,000 | 616 |
| Service charges on deposit accounts | $241,000 | 2,333 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $562,000 | 2,156 |
| Total noninterest expense | $2,842,000 | 3,058 |
| Salaries and employee benefits | $1,591,000 | 2,997 |
| Premises and equipment expense | $292,000 | 3,355 |
| Additional noninterest expense | $959,000 | 2,991 |
| Pre-tax net operating income | $769,000 | 3,453 |
| Securities gains (losses) | $2,000 | 2,363 |
| Applicable income taxes | $33,000 | 3,649 |
| Income before extraordinary items | $738,000 | 3,250 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $738,000 | 3,256 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $738,000 | 3,256 |
| Net charge-offs | $112,000 | 2,079 |
| Cash dividends | $325,000 | 2,252 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $736,080 | 3,208 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,511,000 | 3,564 |
| Total interest expense | $228,000 | 2,871 |
| Net interest income | $1,283,000 | 3,620 |
| Provision for loan and lease losses | $30,000 | 2,577 |
| Total noninterest income | $530,000 | 1,950 |
| Gross Fiduciary activities income | $139,000 | 597 |
| Service charges on deposit accounts | $116,000 | 2,377 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $275,000 | 2,126 |
| Total noninterest expense | $1,423,000 | 3,079 |
| Salaries and employee benefits | $783,000 | 3,038 |
| Premises and equipment expense | $148,000 | 3,376 |
| Additional noninterest expense | $492,000 | 2,920 |
| Pre-tax net operating income | $360,000 | 3,488 |
| Securities gains (losses) | $2,000 | 1,528 |
| Applicable income taxes | $15,000 | 3,648 |
| Income before extraordinary items | $347,000 | 3,270 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $347,000 | 3,273 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $347,000 | 3,273 |
| Net charge-offs | $97,000 | 1,393 |
| Cash dividends | $170,000 | 1,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $345,080 | 3,245 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $6,003,000 | 3,622 |
| Total interest expense | $978,000 | 2,989 |
| Net interest income | $5,025,000 | 3,688 |
| Provision for loan and lease losses | $90,000 | 3,788 |
| Total noninterest income | $2,128,000 | 2,071 |
| Gross Fiduciary activities income | $427,000 | 634 |
| Service charges on deposit accounts | $502,000 | 2,373 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,199,000 | 2,138 |
| Total noninterest expense | $5,677,000 | 3,104 |
| Salaries and employee benefits | $3,121,000 | 3,018 |
| Premises and equipment expense | $608,000 | 3,278 |
| Additional noninterest expense | $1,948,000 | 3,040 |
| Pre-tax net operating income | $1,386,000 | 3,543 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $61,000 | 3,681 |
| Income before extraordinary items | $1,325,000 | 3,381 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,325,000 | 3,382 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,325,000 | 3,384 |
| Net charge-offs | $81,000 | 3,952 |
| Cash dividends | $722,000 | 2,320 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,325,000 | 3,332 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $4,548,000 | 3,626 |
| Total interest expense | $737,000 | 3,064 |
| Net interest income | $3,811,000 | 3,695 |
| Provision for loan and lease losses | $45,000 | 4,007 |
| Total noninterest income | $1,546,000 | 2,165 |
| Gross Fiduciary activities income | $315,000 | 637 |
| Service charges on deposit accounts | $377,000 | 2,383 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $854,000 | 2,264 |
| Total noninterest expense | $4,265,000 | 3,097 |
| Salaries and employee benefits | $2,322,000 | 3,068 |
| Premises and equipment expense | $443,000 | 3,382 |
| Additional noninterest expense | $1,500,000 | 2,978 |
| Pre-tax net operating income | $1,047,000 | 3,605 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $51,000 | 3,714 |
| Income before extraordinary items | $996,000 | 3,431 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $996,000 | 3,434 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $996,000 | 3,435 |
| Net charge-offs | $76,000 | 3,521 |
| Cash dividends | $548,000 | 2,017 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $996,000 | 3,359 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,002,000 | 3,658 |
| Total interest expense | $498,000 | 3,081 |
| Net interest income | $2,504,000 | 3,712 |
| Provision for loan and lease losses | $15,000 | 4,344 |
| Total noninterest income | $1,008,000 | 2,220 |
| Gross Fiduciary activities income | $221,000 | 630 |
| Service charges on deposit accounts | $246,000 | 2,394 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $541,000 | 2,375 |
| Total noninterest expense | $2,813,000 | 3,139 |
| Salaries and employee benefits | $1,543,000 | 3,085 |
| Premises and equipment expense | $276,000 | 3,545 |
| Additional noninterest expense | $994,000 | 2,983 |
| Pre-tax net operating income | $684,000 | 3,606 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $32,000 | 3,725 |
| Income before extraordinary items | $652,000 | 3,450 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $652,000 | 3,451 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $652,000 | 3,453 |
| Net charge-offs | $44,000 | 3,462 |
| Cash dividends | $374,000 | 1,996 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $652,000 | 3,358 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,486,000 | 3,715 |
| Total interest expense | $252,000 | 3,130 |
| Net interest income | $1,234,000 | 3,770 |
| Provision for loan and lease losses | $15,000 | 3,721 |
| Total noninterest income | $490,000 | 2,260 |
| Gross Fiduciary activities income | $128,000 | 614 |
| Service charges on deposit accounts | $124,000 | 2,367 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $238,000 | 2,526 |
| Total noninterest expense | $1,419,000 | 3,153 |
| Salaries and employee benefits | $762,000 | 3,145 |
| Premises and equipment expense | $138,000 | 3,577 |
| Additional noninterest expense | $519,000 | 2,896 |
| Pre-tax net operating income | $290,000 | 3,859 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $12,000 | 3,847 |
| Income before extraordinary items | $278,000 | 3,711 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $278,000 | 3,710 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $278,000 | 3,712 |
| Net charge-offs | $28,000 | 2,842 |
| Cash dividends | $200,000 | 1,609 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $278,000 | 3,612 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $6,597,000 | 3,597 |
| Total interest expense | $1,127,000 | 3,327 |
| Net interest income | $5,470,000 | 3,592 |
| Provision for loan and lease losses | $180,000 | 4,053 |
| Total noninterest income | $2,198,000 | 2,055 |
| Gross Fiduciary activities income | $429,000 | 637 |
| Service charges on deposit accounts | $526,000 | 2,386 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,243,000 | 2,091 |
| Total noninterest expense | $5,690,000 | 3,153 |
| Salaries and employee benefits | $3,048,000 | 3,098 |
| Premises and equipment expense | $618,000 | 3,310 |
| Additional noninterest expense | $2,024,000 | 3,070 |
| Pre-tax net operating income | $1,798,000 | 3,017 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $77,000 | 3,677 |
| Income before extraordinary items | $1,721,000 | 2,883 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,721,000 | 2,886 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,721,000 | 2,885 |
| Net charge-offs | $140,000 | 4,122 |
| Cash dividends | $891,000 | 2,113 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,721,000 | 2,755 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $5,039,000 | 3,612 |
| Total interest expense | $859,000 | 3,408 |
| Net interest income | $4,180,000 | 3,607 |
| Provision for loan and lease losses | $180,000 | 3,637 |
| Total noninterest income | $1,617,000 | 2,077 |
| Gross Fiduciary activities income | $341,000 | 629 |
| Service charges on deposit accounts | $394,000 | 2,412 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $882,000 | 2,156 |
| Total noninterest expense | $4,208,000 | 3,210 |
| Salaries and employee benefits | $2,262,000 | 3,129 |
| Premises and equipment expense | $463,000 | 3,360 |
| Additional noninterest expense | $1,483,000 | 3,145 |
| Pre-tax net operating income | $1,409,000 | 3,017 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $68,000 | 3,616 |
| Income before extraordinary items | $1,341,000 | 2,855 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,341,000 | 2,856 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,341,000 | 2,855 |
| Net charge-offs | $111,000 | 3,871 |
| Cash dividends | $648,000 | 1,761 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,341,000 | 2,723 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,529,000 | 3,510 |
| Total interest expense | $581,000 | 3,479 |
| Net interest income | $2,948,000 | 3,478 |
| Provision for loan and lease losses | $120,000 | 3,606 |
| Total noninterest income | $937,000 | 2,256 |
| Gross Fiduciary activities income | $250,000 | 607 |
| Service charges on deposit accounts | $254,000 | 2,440 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $433,000 | 2,536 |
| Total noninterest expense | $2,806,000 | 3,226 |
| Salaries and employee benefits | $1,524,000 | 3,122 |
| Premises and equipment expense | $305,000 | 3,401 |
| Additional noninterest expense | $977,000 | 3,189 |
| Pre-tax net operating income | $959,000 | 2,936 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $35,000 | 3,742 |
| Income before extraordinary items | $924,000 | 2,755 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $924,000 | 2,756 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $924,000 | 2,756 |
| Net charge-offs | $99,000 | 3,430 |
| Cash dividends | $474,000 | 1,667 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $924,000 | 2,623 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,824,000 | 3,459 |
| Total interest expense | $298,000 | 3,527 |
| Net interest income | $1,526,000 | 3,415 |
| Provision for loan and lease losses | $60,000 | 3,447 |
| Total noninterest income | $457,000 | 2,289 |
| Gross Fiduciary activities income | $124,000 | 611 |
| Service charges on deposit accounts | $121,000 | 2,532 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $212,000 | 2,568 |
| Total noninterest expense | $1,495,000 | 3,062 |
| Salaries and employee benefits | $808,000 | 3,004 |
| Premises and equipment expense | $156,000 | 3,367 |
| Additional noninterest expense | $531,000 | 2,945 |
| Pre-tax net operating income | $428,000 | 3,185 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $15,000 | 3,807 |
| Income before extraordinary items | $413,000 | 2,986 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $413,000 | 2,989 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $413,000 | 2,990 |
| Net charge-offs | $90,000 | 2,538 |
| Cash dividends | $300,000 | 1,259 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $413,000 | 2,837 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $7,390,000 | 3,540 |
| Total interest expense | $1,496,000 | 3,458 |
| Net interest income | $5,894,000 | 3,509 |
| Provision for loan and lease losses | $270,000 | 4,267 |
| Total noninterest income | $1,826,000 | 2,154 |
| Gross Fiduciary activities income | $406,000 | 602 |
| Service charges on deposit accounts | $537,000 | 2,431 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $883,000 | 2,311 |
| Total noninterest expense | $5,723,000 | 3,175 |
| Salaries and employee benefits | $3,022,000 | 3,101 |
| Premises and equipment expense | $667,000 | 3,306 |
| Additional noninterest expense | $2,034,000 | 3,092 |
| Pre-tax net operating income | $1,727,000 | 2,776 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $73,000 | 3,560 |
| Income before extraordinary items | $1,654,000 | 2,577 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,654,000 | 2,578 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,654,000 | 2,579 |
| Net charge-offs | $121,000 | 4,812 |
| Cash dividends | $648,000 | 2,133 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,654,000 | 2,501 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $5,544,000 | 3,580 |
| Total interest expense | $1,176,000 | 3,454 |
| Net interest income | $4,368,000 | 3,556 |
| Provision for loan and lease losses | $225,000 | 3,970 |
| Total noninterest income | $1,365,000 | 2,144 |
| Gross Fiduciary activities income | $317,000 | 585 |
| Service charges on deposit accounts | $395,000 | 2,472 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $653,000 | 2,311 |
| Total noninterest expense | $4,299,000 | 3,179 |
| Salaries and employee benefits | $2,253,000 | 3,127 |
| Premises and equipment expense | $499,000 | 3,354 |
| Additional noninterest expense | $1,547,000 | 3,069 |
| Pre-tax net operating income | $1,209,000 | 2,988 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $47,000 | 3,654 |
| Income before extraordinary items | $1,162,000 | 2,781 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,162,000 | 2,783 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,162,000 | 2,783 |
| Net charge-offs | $97,000 | 4,464 |
| Cash dividends | $498,000 | 1,847 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,162,000 | 2,685 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,631,000 | 3,652 |
| Total interest expense | $822,000 | 3,442 |
| Net interest income | $2,809,000 | 3,654 |
| Provision for loan and lease losses | $180,000 | 3,659 |
| Total noninterest income | $900,000 | 2,147 |
| Gross Fiduciary activities income | $222,000 | 583 |
| Service charges on deposit accounts | $251,000 | 2,557 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $427,000 | 2,341 |
| Total noninterest expense | $2,874,000 | 3,208 |
| Salaries and employee benefits | $1,492,000 | 3,155 |
| Premises and equipment expense | $341,000 | 3,316 |
| Additional noninterest expense | $1,041,000 | 3,102 |
| Pre-tax net operating income | $655,000 | 3,299 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $28,000 | 3,676 |
| Income before extraordinary items | $627,000 | 3,114 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $627,000 | 3,116 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $627,000 | 3,116 |
| Net charge-offs | $80,000 | 4,060 |
| Cash dividends | $348,000 | 1,790 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $627,000 | 3,023 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,767,000 | 3,752 |
| Total interest expense | $409,000 | 3,546 |
| Net interest income | $1,358,000 | 3,729 |
| Provision for loan and lease losses | $90,000 | 3,467 |
| Total noninterest income | $460,000 | 2,143 |
| Gross Fiduciary activities income | $124,000 | 572 |
| Service charges on deposit accounts | $120,000 | 2,615 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $216,000 | 2,368 |
| Total noninterest expense | $1,409,000 | 3,272 |
| Salaries and employee benefits | $748,000 | 3,158 |
| Premises and equipment expense | $158,000 | 3,562 |
| Additional noninterest expense | $503,000 | 3,165 |
| Pre-tax net operating income | $319,000 | 3,412 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $14,000 | 3,619 |
| Income before extraordinary items | $305,000 | 3,198 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $305,000 | 3,194 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $305,000 | 3,197 |
| Net charge-offs | $20,000 | 4,032 |
| Cash dividends | $198,000 | 1,449 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $305,000 | 3,138 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $7,391,000 | 3,770 |
| Total interest expense | $1,748,000 | 3,909 |
| Net interest income | $5,643,000 | 3,644 |
| Provision for loan and lease losses | $330,000 | 4,718 |
| Total noninterest income | $1,667,000 | 2,357 |
| Gross Fiduciary activities income | $395,000 | 605 |
| Service charges on deposit accounts | $548,000 | 2,472 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $724,000 | 2,639 |
| Total noninterest expense | $5,502,000 | 3,339 |
| Salaries and employee benefits | $3,025,000 | 3,095 |
| Premises and equipment expense | $680,000 | 3,377 |
| Additional noninterest expense | $1,797,000 | 3,535 |
| Pre-tax net operating income | $1,478,000 | 2,747 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $69,000 | 3,467 |
| Income before extraordinary items | $1,409,000 | 2,610 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,409,000 | 2,606 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,409,000 | 2,612 |
| Net charge-offs | $190,000 | 4,814 |
| Cash dividends | $648,000 | 2,032 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,409,000 | 2,513 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $5,516,000 | 3,851 |
| Total interest expense | $1,308,000 | 4,047 |
| Net interest income | $4,208,000 | 3,697 |
| Provision for loan and lease losses | $225,000 | 4,711 |
| Total noninterest income | $1,272,000 | 2,344 |
| Gross Fiduciary activities income | $294,000 | 605 |
| Service charges on deposit accounts | $408,000 | 2,547 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $570,000 | 2,557 |
| Total noninterest expense | $4,022,000 | 3,392 |
| Salaries and employee benefits | $2,270,000 | 3,112 |
| Premises and equipment expense | $490,000 | 3,537 |
| Additional noninterest expense | $1,262,000 | 3,682 |
| Pre-tax net operating income | $1,233,000 | 2,732 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $54,000 | 3,528 |
| Income before extraordinary items | $1,179,000 | 2,584 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,179,000 | 2,582 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,179,000 | 2,586 |
| Net charge-offs | $126,000 | 4,679 |
| Cash dividends | $450,000 | 1,884 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,179,000 | 2,450 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,639,000 | 3,911 |
| Total interest expense | $863,000 | 4,170 |
| Net interest income | $2,776,000 | 3,735 |
| Provision for loan and lease losses | $150,000 | 4,587 |
| Total noninterest income | $843,000 | 2,291 |
| Gross Fiduciary activities income | $214,000 | 588 |
| Service charges on deposit accounts | $261,000 | 2,636 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $368,000 | 2,527 |
| Total noninterest expense | $2,620,000 | 3,488 |
| Salaries and employee benefits | $1,499,000 | 3,144 |
| Premises and equipment expense | $317,000 | 3,656 |
| Additional noninterest expense | $804,000 | 3,786 |
| Pre-tax net operating income | $849,000 | 2,681 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $37,000 | 3,476 |
| Income before extraordinary items | $812,000 | 2,482 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $812,000 | 2,478 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $812,000 | 2,481 |
| Net charge-offs | $90,000 | 4,353 |
| Cash dividends | $300,000 | 1,862 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $812,000 | 2,377 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,830,000 | 3,950 |
| Total interest expense | $429,000 | 4,307 |
| Net interest income | $1,401,000 | 3,740 |
| Provision for loan and lease losses | $75,000 | 4,293 |
| Total noninterest income | $410,000 | 2,323 |
| Gross Fiduciary activities income | $106,000 | 596 |
| Service charges on deposit accounts | $116,000 | 2,852 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $188,000 | 2,489 |
| Total noninterest expense | $1,320,000 | 3,502 |
| Salaries and employee benefits | $761,000 | 3,143 |
| Premises and equipment expense | $160,000 | 3,713 |
| Additional noninterest expense | $399,000 | 3,803 |
| Pre-tax net operating income | $416,000 | 2,772 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $16,000 | 3,569 |
| Income before extraordinary items | $400,000 | 2,549 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $400,000 | 2,546 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $400,000 | 2,549 |
| Net charge-offs | $78,000 | 3,327 |
| Cash dividends | $150,000 | 1,581 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $400,000 | 2,459 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $7,432,000 | 4,018 |
| Total interest expense | $1,849,000 | 4,677 |
| Net interest income | $5,583,000 | 3,658 |
| Provision for loan and lease losses | $397,000 | 4,887 |
| Total noninterest income | $1,386,000 | 2,700 |
| Gross Fiduciary activities income | $391,000 | 604 |
| Service charges on deposit accounts | $333,000 | 3,675 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $662,000 | 2,748 |
| Total noninterest expense | $5,451,000 | 3,430 |
| Salaries and employee benefits | $2,959,000 | 3,216 |
| Premises and equipment expense | $647,000 | 3,680 |
| Additional noninterest expense | $1,845,000 | 3,543 |
| Pre-tax net operating income | $1,121,000 | 2,816 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $10,000 | 3,886 |
| Income before extraordinary items | $1,111,000 | 2,595 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,111,000 | 2,593 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,111,000 | 2,594 |
| Net charge-offs | $350,000 | 4,292 |
| Cash dividends | $498,000 | 2,569 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,111,000 | 2,550 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $5,576,000 | 4,070 |
| Total interest expense | $1,396,000 | 4,786 |
| Net interest income | $4,180,000 | 3,680 |
| Provision for loan and lease losses | $265,000 | 4,793 |
| Total noninterest income | $1,009,000 | 2,802 |
| Gross Fiduciary activities income | $292,000 | 595 |
| Service charges on deposit accounts | $250,000 | 3,694 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $467,000 | 2,922 |
| Total noninterest expense | $4,095,000 | 3,436 |
| Salaries and employee benefits | $2,222,000 | 3,236 |
| Premises and equipment expense | $474,000 | 3,774 |
| Additional noninterest expense | $1,399,000 | 3,450 |
| Pre-tax net operating income | $829,000 | 3,057 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $30,000 | 3,607 |
| Income before extraordinary items | $799,000 | 2,863 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $799,000 | 2,860 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $799,000 | 2,863 |
| Net charge-offs | $234,000 | 4,060 |
| Cash dividends | $348,000 | 2,464 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $799,000 | 2,811 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,766,000 | 4,075 |
| Total interest expense | $944,000 | 4,875 |
| Net interest income | $2,822,000 | 3,628 |
| Provision for loan and lease losses | $190,000 | 4,393 |
| Total noninterest income | $662,000 | 2,844 |
| Gross Fiduciary activities income | $184,000 | 610 |
| Service charges on deposit accounts | $163,000 | 3,727 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $315,000 | 2,920 |
| Total noninterest expense | $2,685,000 | 3,515 |
| Salaries and employee benefits | $1,475,000 | 3,286 |
| Premises and equipment expense | $316,000 | 3,790 |
| Additional noninterest expense | $894,000 | 3,573 |
| Pre-tax net operating income | $609,000 | 2,990 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $20,000 | 3,701 |
| Income before extraordinary items | $589,000 | 2,801 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $589,000 | 2,799 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $589,000 | 2,801 |
| Net charge-offs | $162,000 | 3,687 |
| Cash dividends | $198,000 | 2,711 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $589,000 | 2,701 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,875,000 | 4,132 |
| Total interest expense | $485,000 | 4,909 |
| Net interest income | $1,390,000 | 3,660 |
| Provision for loan and lease losses | $80,000 | 4,216 |
| Total noninterest income | $339,000 | 2,795 |
| Gross Fiduciary activities income | $112,000 | 572 |
| Service charges on deposit accounts | $83,000 | 3,630 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $144,000 | 3,030 |
| Total noninterest expense | $1,294,000 | 3,544 |
| Salaries and employee benefits | $733,000 | 3,339 |
| Premises and equipment expense | $153,000 | 3,916 |
| Additional noninterest expense | $408,000 | 3,521 |
| Pre-tax net operating income | $355,000 | 3,041 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $15,000 | 3,758 |
| Income before extraordinary items | $340,000 | 2,881 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $340,000 | 2,881 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $340,000 | 2,882 |
| Net charge-offs | $64,000 | 3,311 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $340,000 | 2,750 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $7,456,000 | 4,315 |
| Total interest expense | $2,318,000 | 4,940 |
| Net interest income | $5,138,000 | 3,877 |
| Provision for loan and lease losses | $138,000 | 5,670 |
| Total noninterest income | $1,331,000 | 2,850 |
| Gross Fiduciary activities income | $443,000 | 594 |
| Service charges on deposit accounts | $368,000 | 3,622 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $520,000 | 3,110 |
| Total noninterest expense | $5,388,000 | 3,362 |
| Salaries and employee benefits | $2,878,000 | 3,371 |
| Premises and equipment expense | $690,000 | 3,550 |
| Additional noninterest expense | $1,820,000 | 3,117 |
| Pre-tax net operating income | $943,000 | 3,871 |
| Securities gains (losses) | $-137,000 | 7,281 |
| Applicable income taxes | $22,000 | 4,237 |
| Income before extraordinary items | $784,000 | 3,744 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $784,000 | 3,744 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-79,000 | 8,211 |
| Cash dividends | $922,000 | 2,445 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $916,890 | 3,597 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $5,688,000 | 4,344 |
| Total interest expense | $1,778,000 | 5,001 |
| Net interest income | $3,910,000 | 3,852 |
| Provision for loan and lease losses | $125,000 | 4,866 |
| Total noninterest income | $1,018,000 | 2,874 |
| Gross Fiduciary activities income | $329,000 | 601 |
| Service charges on deposit accounts | $276,000 | 3,651 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $413,000 | 3,132 |
| Total noninterest expense | $4,041,000 | 3,356 |
| Salaries and employee benefits | $2,329,000 | 3,186 |
| Premises and equipment expense | $524,000 | 3,528 |
| Additional noninterest expense | $1,188,000 | 3,412 |
| Pre-tax net operating income | $762,000 | 4,190 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $13,000 | 4,781 |
| Income before extraordinary items | $749,000 | 3,691 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $749,000 | 3,690 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-136,000 | 8,300 |
| Cash dividends | $761,000 | 2,161 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $749,000 | 3,828 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,745,000 | 4,432 |
| Total interest expense | $1,181,000 | 5,170 |
| Net interest income | $2,564,000 | 3,907 |
| Provision for loan and lease losses | $90,000 | 4,395 |
| Total noninterest income | $689,000 | 2,874 |
| Gross Fiduciary activities income | $224,000 | 610 |
| Service charges on deposit accounts | $181,000 | 3,680 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $284,000 | 3,125 |
| Total noninterest expense | $2,604,000 | 3,449 |
| Salaries and employee benefits | $1,538,000 | 3,261 |
| Premises and equipment expense | $336,000 | 3,646 |
| Additional noninterest expense | $730,000 | 3,606 |
| Pre-tax net operating income | $559,000 | 4,165 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $4,000 | 5,280 |
| Income before extraordinary items | $555,000 | 3,805 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $555,000 | 3,806 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-187,000 | 8,397 |
| Cash dividends | $497,000 | 2,313 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $555,000 | 3,755 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,861,000 | 4,534 |
| Total interest expense | $598,000 | 5,301 |
| Net interest income | $1,263,000 | 3,949 |
| Provision for loan and lease losses | $90,000 | 2,858 |
| Total noninterest income | $344,000 | 2,856 |
| Gross Fiduciary activities income | $132,000 | 598 |
| Service charges on deposit accounts | $92,000 | 3,611 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $120,000 | 3,442 |
| Total noninterest expense | $1,268,000 | 3,543 |
| Salaries and employee benefits | $759,000 | 3,320 |
| Premises and equipment expense | $149,000 | 4,002 |
| Additional noninterest expense | $360,000 | 3,589 |
| Pre-tax net operating income | $249,000 | 4,540 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $-10,000 | 7,841 |
| Income before extraordinary items | $259,000 | 4,128 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $259,000 | 4,130 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,249 |
| Cash dividends | $270,000 | 2,001 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $259,000 | 4,024 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $7,013,000 | 4,727 |
| Total interest expense | $2,321,000 | 5,466 |
| Net interest income | $4,692,000 | 4,188 |
| Provision for loan and lease losses | $283,000 | 3,306 |
| Total noninterest income | $1,168,000 | 3,193 |
| Gross Fiduciary activities income | $414,000 | 635 |
| Service charges on deposit accounts | $360,000 | 3,727 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $394,000 | 3,763 |
| Total noninterest expense | $4,666,000 | 3,650 |
| Salaries and employee benefits | $2,842,000 | 3,370 |
| Premises and equipment expense | $527,000 | 4,210 |
| Additional noninterest expense | $1,297,000 | 3,854 |
| Pre-tax net operating income | $911,000 | 4,927 |
| Securities gains (losses) | $-7,000 | 7,477 |
| Applicable income taxes | $50,000 | 4,935 |
| Income before extraordinary items | $854,000 | 4,644 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $854,000 | 4,645 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $317,000 | 2,225 |
| Cash dividends | $478,000 | 3,793 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $860,580 | 4,623 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $5,166,000 | 4,799 |
| Total interest expense | $1,710,000 | 5,524 |
| Net interest income | $3,456,000 | 4,248 |
| Provision for loan and lease losses | $178,000 | 3,234 |
| Total noninterest income | $872,000 | 3,201 |
| Gross Fiduciary activities income | $312,000 | 632 |
| Service charges on deposit accounts | $261,000 | 3,799 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $299,000 | 3,745 |
| Total noninterest expense | $3,522,000 | 3,601 |
| Salaries and employee benefits | $2,156,000 | 3,325 |
| Premises and equipment expense | $402,000 | 4,156 |
| Additional noninterest expense | $964,000 | 3,809 |
| Pre-tax net operating income | $628,000 | 5,353 |
| Securities gains (losses) | $-39,000 | 8,120 |
| Applicable income taxes | $38,000 | 5,126 |
| Income before extraordinary items | $551,000 | 5,199 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $551,000 | 5,200 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $331,000 | 1,438 |
| Cash dividends | $369,000 | 3,362 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $587,660 | 5,028 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,398,000 | 4,857 |
| Total interest expense | $1,115,000 | 5,590 |
| Net interest income | $2,283,000 | 4,303 |
| Provision for loan and lease losses | $94,000 | 3,390 |
| Total noninterest income | $601,000 | 3,145 |
| Gross Fiduciary activities income | $218,000 | 628 |
| Service charges on deposit accounts | $182,000 | 3,700 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $201,000 | 3,778 |
| Total noninterest expense | $2,324,000 | 3,665 |
| Salaries and employee benefits | $1,447,000 | 3,345 |
| Premises and equipment expense | $274,000 | 4,110 |
| Additional noninterest expense | $603,000 | 3,999 |
| Pre-tax net operating income | $466,000 | 5,185 |
| Securities gains (losses) | $-39,000 | 8,263 |
| Applicable income taxes | $25,000 | 5,215 |
| Income before extraordinary items | $402,000 | 5,068 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $402,000 | 5,069 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-75,000 | 8,377 |
| Cash dividends | $103,000 | 4,276 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $438,660 | 4,862 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,582,000 | 5,067 |
| Total interest expense | $532,000 | 5,708 |
| Net interest income | $1,050,000 | 4,542 |
| Provision for loan and lease losses | $64,000 | 2,702 |
| Total noninterest income | $293,000 | 3,157 |
| Gross Fiduciary activities income | $124,000 | 612 |
| Service charges on deposit accounts | $83,000 | 3,831 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $86,000 | 4,061 |
| Total noninterest expense | $1,148,000 | 3,697 |
| Salaries and employee benefits | $720,000 | 3,378 |
| Premises and equipment expense | $136,000 | 4,150 |
| Additional noninterest expense | $292,000 | 4,052 |
| Pre-tax net operating income | $131,000 | 6,286 |
| Securities gains (losses) | $-39,000 | 8,468 |
| Applicable income taxes | $13,000 | 5,188 |
| Income before extraordinary items | $79,000 | 6,727 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $79,000 | 6,726 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 2,637 |
| Cash dividends | $62,000 | 3,462 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $112,540 | 6,191 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $6,124,000 | 4,941 |
| Total interest expense | $2,075,000 | 5,298 |
| Net interest income | $4,049,000 | 4,629 |
| Provision for loan and lease losses | $102,000 | 4,687 |
| Total noninterest income | $1,128,000 | 3,273 |
| Gross Fiduciary activities income | $442,000 | 611 |
| Service charges on deposit accounts | $373,000 | 3,671 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $313,000 | 4,220 |
| Total noninterest expense | $4,384,000 | 3,699 |
| Salaries and employee benefits | $2,545,000 | 3,569 |
| Premises and equipment expense | $517,000 | 4,179 |
| Additional noninterest expense | $1,322,000 | 3,654 |
| Pre-tax net operating income | $691,000 | 5,940 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $32,000 | 5,723 |
| Income before extraordinary items | $659,000 | 5,623 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $659,000 | 5,624 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $102,000 | 3,120 |
| Cash dividends | $856,000 | 2,833 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $659,000 | 5,604 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $4,605,000 | 4,920 |
| Total interest expense | $1,554,000 | 5,239 |
| Net interest income | $3,051,000 | 4,643 |
| Provision for loan and lease losses | $72,000 | 4,622 |
| Total noninterest income | $810,000 | 3,374 |
| Gross Fiduciary activities income | $318,000 | 615 |
| Service charges on deposit accounts | $277,000 | 3,727 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $215,000 | 4,387 |
| Total noninterest expense | $3,279,000 | 3,716 |
| Salaries and employee benefits | $1,942,000 | 3,526 |
| Premises and equipment expense | $390,000 | 4,163 |
| Additional noninterest expense | $947,000 | 3,774 |
| Pre-tax net operating income | $510,000 | 6,179 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $24,000 | 5,893 |
| Income before extraordinary items | $486,000 | 5,818 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $486,000 | 5,820 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $774,000 | 2,297 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $486,000 | 5,818 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,039,000 | 4,908 |
| Total interest expense | $993,000 | 5,243 |
| Net interest income | $2,046,000 | 4,659 |
| Provision for loan and lease losses | $42,000 | 4,660 |
| Total noninterest income | $585,000 | 3,175 |
| Gross Fiduciary activities income | $216,000 | 622 |
| Service charges on deposit accounts | $184,000 | 3,732 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $185,000 | 3,893 |
| Total noninterest expense | $2,051,000 | 3,941 |
| Salaries and employee benefits | $1,244,000 | 3,631 |
| Premises and equipment expense | $245,000 | 4,324 |
| Additional noninterest expense | $562,000 | 4,116 |
| Pre-tax net operating income | $538,000 | 5,244 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $16,000 | 5,921 |
| Income before extraordinary items | $522,000 | 4,776 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $522,000 | 4,780 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,236 |
| Cash dividends | $474,000 | 2,480 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $522,000 | 4,765 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,452,000 | 4,996 |
| Total interest expense | $465,000 | 5,316 |
| Net interest income | $987,000 | 4,752 |
| Provision for loan and lease losses | $12,000 | 5,109 |
| Total noninterest income | $300,000 | 3,094 |
| Gross Fiduciary activities income | $98,000 | 648 |
| Service charges on deposit accounts | $89,000 | 3,722 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $113,000 | 3,483 |
| Total noninterest expense | $1,048,000 | 3,870 |
| Salaries and employee benefits | $652,000 | 3,531 |
| Premises and equipment expense | $126,000 | 4,273 |
| Additional noninterest expense | $270,000 | 4,230 |
| Pre-tax net operating income | $227,000 | 5,563 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $8,000 | 5,862 |
| Income before extraordinary items | $219,000 | 5,131 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $219,000 | 5,131 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 6,875 |
| Cash dividends | $324,000 | 1,854 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $219,000 | 5,123 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $5,476,000 | 4,853 |
| Total interest expense | $1,452,000 | 5,302 |
| Net interest income | $4,024,000 | 4,606 |
| Provision for loan and lease losses | $-50,000 | 8,577 |
| Total noninterest income | $1,008,000 | 3,547 |
| Gross Fiduciary activities income | $401,000 | 631 |
| Service charges on deposit accounts | $390,000 | 3,613 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $217,000 | 5,007 |
| Total noninterest expense | $3,994,000 | 3,863 |
| Salaries and employee benefits | $2,341,000 | 3,667 |
| Premises and equipment expense | $480,000 | 4,297 |
| Additional noninterest expense | $1,173,000 | 3,922 |
| Pre-tax net operating income | $1,088,000 | 5,135 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $17,000 | 6,385 |
| Income before extraordinary items | $1,071,000 | 4,651 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,071,000 | 4,652 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 5,078 |
| Cash dividends | $1,029,000 | 2,380 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,071,000 | 4,610 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $4,098,000 | 4,841 |
| Total interest expense | $1,015,000 | 5,392 |
| Net interest income | $3,083,000 | 4,548 |
| Provision for loan and lease losses | $-50,000 | 8,661 |
| Total noninterest income | $667,000 | 3,828 |
| Gross Fiduciary activities income | $275,000 | 644 |
| Service charges on deposit accounts | $288,000 | 3,663 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $104,000 | 5,876 |
| Total noninterest expense | $3,045,000 | 3,799 |
| Salaries and employee benefits | $1,771,000 | 3,612 |
| Premises and equipment expense | $360,000 | 4,288 |
| Additional noninterest expense | $914,000 | 3,760 |
| Pre-tax net operating income | $755,000 | 5,484 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $8,000 | 6,588 |
| Income before extraordinary items | $747,000 | 4,924 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $747,000 | 4,925 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 5,271 |
| Cash dividends | $854,000 | 2,036 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $747,000 | 4,889 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,712,000 | 4,808 |
| Total interest expense | $652,000 | 5,344 |
| Net interest income | $2,060,000 | 4,526 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $432,000 | 3,854 |
| Gross Fiduciary activities income | $193,000 | 641 |
| Service charges on deposit accounts | $194,000 | 3,565 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $45,000 | 6,573 |
| Total noninterest expense | $1,922,000 | 3,938 |
| Salaries and employee benefits | $1,123,000 | 3,750 |
| Premises and equipment expense | $244,000 | 4,222 |
| Additional noninterest expense | $555,000 | 4,032 |
| Pre-tax net operating income | $570,000 | 5,132 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $-1,000 | 8,563 |
| Income before extraordinary items | $571,000 | 4,550 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $571,000 | 4,551 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 4,782 |
| Cash dividends | $471,000 | 2,301 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $571,000 | 4,494 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,321,000 | 4,870 |
| Total interest expense | $314,000 | 5,349 |
| Net interest income | $1,007,000 | 4,599 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $162,000 | 4,514 |
| Gross Fiduciary activities income | $96,000 | 651 |
| Service charges on deposit accounts | $92,000 | 3,634 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $-26,000 | 8,922 |
| Total noninterest expense | $991,000 | 3,867 |
| Salaries and employee benefits | $594,000 | 3,596 |
| Premises and equipment expense | $125,000 | 4,196 |
| Additional noninterest expense | $272,000 | 4,102 |
| Pre-tax net operating income | $178,000 | 6,211 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $-9,000 | 8,697 |
| Income before extraordinary items | $187,000 | 5,595 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $187,000 | 5,596 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 3,394 |
| Cash dividends | $284,000 | 1,836 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $187,000 | 5,552 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $5,110,000 | 4,772 |
| Total interest expense | $1,214,000 | 5,072 |
| Net interest income | $3,896,000 | 4,566 |
| Provision for loan and lease losses | $6,000 | 7,145 |
| Total noninterest income | $1,036,000 | 3,459 |
| Gross Fiduciary activities income | $395,000 | 633 |
| Service charges on deposit accounts | $419,000 | 3,530 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $222,000 | 4,894 |
| Total noninterest expense | $3,860,000 | 3,877 |
| Salaries and employee benefits | $2,333,000 | 3,533 |
| Premises and equipment expense | $460,000 | 4,343 |
| Additional noninterest expense | $1,067,000 | 4,120 |
| Pre-tax net operating income | $1,066,000 | 5,074 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $35,000 | 6,251 |
| Income before extraordinary items | $1,031,000 | 4,603 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,031,000 | 4,603 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,745 |
| Cash dividends | $996,000 | 2,370 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,031,000 | 4,539 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,735,000 | 4,845 |
| Total interest expense | $915,000 | 5,046 |
| Net interest income | $2,820,000 | 4,680 |
| Provision for loan and lease losses | $6,000 | 6,914 |
| Total noninterest income | $807,000 | 3,385 |
| Gross Fiduciary activities income | $304,000 | 629 |
| Service charges on deposit accounts | $338,000 | 3,389 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $165,000 | 4,912 |
| Total noninterest expense | $2,847,000 | 3,873 |
| Salaries and employee benefits | $1,743,000 | 3,521 |
| Premises and equipment expense | $298,000 | 4,774 |
| Additional noninterest expense | $806,000 | 4,063 |
| Pre-tax net operating income | $774,000 | 5,279 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $22,000 | 6,467 |
| Income before extraordinary items | $752,000 | 4,785 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $752,000 | 4,785 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $774,000 | 2,063 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $752,000 | 4,693 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,492,000 | 4,854 |
| Total interest expense | $619,000 | 5,014 |
| Net interest income | $1,873,000 | 4,695 |
| Provision for loan and lease losses | $6,000 | 6,548 |
| Total noninterest income | $542,000 | 3,389 |
| Gross Fiduciary activities income | $212,000 | 622 |
| Service charges on deposit accounts | $221,000 | 3,416 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $109,000 | 4,988 |
| Total noninterest expense | $1,887,000 | 3,926 |
| Salaries and employee benefits | $1,148,000 | 3,577 |
| Premises and equipment expense | $194,000 | 4,859 |
| Additional noninterest expense | $545,000 | 4,043 |
| Pre-tax net operating income | $522,000 | 5,195 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $14,000 | 6,499 |
| Income before extraordinary items | $508,000 | 4,698 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $508,000 | 4,699 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,680 |
| Cash dividends | $467,000 | 2,246 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $508,000 | 4,607 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,251,000 | 4,860 |
| Total interest expense | $315,000 | 5,021 |
| Net interest income | $936,000 | 4,688 |
| Provision for loan and lease losses | $6,000 | 5,941 |
| Total noninterest income | $275,000 | 3,297 |
| Gross Fiduciary activities income | $119,000 | 598 |
| Service charges on deposit accounts | $113,000 | 3,294 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $43,000 | 5,417 |
| Total noninterest expense | $975,000 | 3,838 |
| Salaries and employee benefits | $603,000 | 3,440 |
| Premises and equipment expense | $101,000 | 4,760 |
| Additional noninterest expense | $271,000 | 4,056 |
| Pre-tax net operating income | $230,000 | 5,488 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $9,000 | 6,307 |
| Income before extraordinary items | $221,000 | 5,082 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $221,000 | 5,081 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,591 |
| Cash dividends | $246,000 | 1,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $221,000 | 4,952 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $5,344,000 | 4,672 |
| Total interest expense | $1,451,000 | 4,968 |
| Net interest income | $3,893,000 | 4,441 |
| Provision for loan and lease losses | $80,000 | 5,625 |
| Total noninterest income | $1,156,000 | 3,387 |
| Gross Fiduciary activities income | $452,000 | 602 |
| Service charges on deposit accounts | $473,000 | 3,241 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $231,000 | 4,994 |
| Total noninterest expense | $4,060,000 | 3,671 |
| Salaries and employee benefits | $2,349,000 | 3,439 |
| Premises and equipment expense | $469,000 | 4,260 |
| Additional noninterest expense | $1,242,000 | 3,632 |
| Pre-tax net operating income | $909,000 | 5,397 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $21,000 | 6,768 |
| Income before extraordinary items | $888,000 | 4,971 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $888,000 | 4,971 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 4,981 |
| Cash dividends | $867,000 | 2,553 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $888,000 | 4,803 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,095,000 | 4,647 |
| Total interest expense | $1,117,000 | 5,026 |
| Net interest income | $2,978,000 | 4,404 |
| Provision for loan and lease losses | $72,000 | 5,277 |
| Total noninterest income | $838,000 | 3,537 |
| Gross Fiduciary activities income | $333,000 | 605 |
| Service charges on deposit accounts | $360,000 | 3,202 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $145,000 | 5,406 |
| Total noninterest expense | $3,050,000 | 3,657 |
| Salaries and employee benefits | $1,765,000 | 3,416 |
| Premises and equipment expense | $362,000 | 4,168 |
| Additional noninterest expense | $923,000 | 3,636 |
| Pre-tax net operating income | $694,000 | 5,534 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $42,000 | 6,352 |
| Income before extraordinary items | $652,000 | 5,168 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $652,000 | 5,168 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 4,097 |
| Cash dividends | $713,000 | 2,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $652,000 | 4,989 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,786,000 | 4,622 |
| Total interest expense | $769,000 | 5,048 |
| Net interest income | $2,017,000 | 4,373 |
| Provision for loan and lease losses | $48,000 | 5,200 |
| Total noninterest income | $583,000 | 3,415 |
| Gross Fiduciary activities income | $234,000 | 592 |
| Service charges on deposit accounts | $248,000 | 3,082 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $101,000 | 5,311 |
| Total noninterest expense | $2,028,000 | 3,651 |
| Salaries and employee benefits | $1,071,000 | 3,692 |
| Premises and equipment expense | $230,000 | 4,307 |
| Additional noninterest expense | $727,000 | 3,130 |
| Pre-tax net operating income | $524,000 | 5,200 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $27,000 | 6,403 |
| Income before extraordinary items | $497,000 | 4,815 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $497,000 | 4,814 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 3,623 |
| Cash dividends | $549,000 | 2,021 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $497,000 | 4,604 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,410,000 | 4,599 |
| Total interest expense | $398,000 | 5,051 |
| Net interest income | $1,012,000 | 4,361 |
| Provision for loan and lease losses | $24,000 | 4,998 |
| Total noninterest income | $340,000 | 2,963 |
| Gross Fiduciary activities income | $159,000 | 502 |
| Service charges on deposit accounts | $127,000 | 2,959 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $54,000 | 5,123 |
| Total noninterest expense | $987,000 | 3,704 |
| Salaries and employee benefits | $583,000 | 3,443 |
| Premises and equipment expense | $112,000 | 4,395 |
| Additional noninterest expense | $292,000 | 3,731 |
| Pre-tax net operating income | $341,000 | 4,446 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $19,000 | 6,113 |
| Income before extraordinary items | $322,000 | 4,051 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $322,000 | 4,049 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,250 |
| Cash dividends | $228,000 | 2,070 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $322,000 | 3,854 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $6,055,000 | 4,526 |
| Total interest expense | $1,919,000 | 4,942 |
| Net interest income | $4,136,000 | 4,239 |
| Provision for loan and lease losses | $137,000 | 5,105 |
| Total noninterest income | $1,093,000 | 3,284 |
| Gross Fiduciary activities income | $426,000 | 628 |
| Service charges on deposit accounts | $439,000 | 3,302 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $228,000 | 4,770 |
| Total noninterest expense | $3,831,000 | 3,682 |
| Salaries and employee benefits | $2,205,000 | 3,450 |
| Premises and equipment expense | $514,000 | 3,868 |
| Additional noninterest expense | $1,112,000 | 3,841 |
| Pre-tax net operating income | $1,261,000 | 4,579 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $92,000 | 6,039 |
| Income before extraordinary items | $1,169,000 | 4,152 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,169,000 | 4,153 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $134,000 | 3,701 |
| Cash dividends | $1,092,000 | 2,091 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,169,000 | 4,052 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $7,030,000 | 4,422 |
| Total interest expense | $2,863,000 | 4,903 |
| Net interest income | $4,167,000 | 4,004 |
| Provision for loan and lease losses | $70,000 | 6,194 |
| Total noninterest income | $1,132,000 | 3,056 |
| Gross Fiduciary activities income | $459,000 | 620 |
| Service charges on deposit accounts | $427,000 | 3,221 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $246,000 | 4,515 |
| Total noninterest expense | $3,675,000 | 3,689 |
| Salaries and employee benefits | $2,168,000 | 3,351 |
| Premises and equipment expense | $496,000 | 3,900 |
| Additional noninterest expense | $1,011,000 | 4,037 |
| Pre-tax net operating income | $1,554,000 | 3,762 |
| Securities gains (losses) | $-1,000 | 9,012 |
| Applicable income taxes | $78,000 | 6,299 |
| Income before extraordinary items | $1,475,000 | 3,265 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,475,000 | 3,270 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 5,793 |
| Cash dividends | $1,255,000 | 1,900 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,475,950 | 3,158 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $7,358,000 | 4,403 |
| Total interest expense | $3,274,000 | 4,609 |
| Net interest income | $4,084,000 | 4,116 |
| Provision for loan and lease losses | $62,000 | 6,152 |
| Total noninterest income | $1,162,000 | 2,830 |
| Gross Fiduciary activities income | $458,000 | 625 |
| Service charges on deposit accounts | $415,000 | 3,146 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $289,000 | 4,007 |
| Total noninterest expense | $3,327,000 | 3,878 |
| Salaries and employee benefits | $2,104,000 | 3,321 |
| Premises and equipment expense | $342,000 | 5,015 |
| Additional noninterest expense | $881,000 | 4,418 |
| Pre-tax net operating income | $1,857,000 | 3,496 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $318,000 | 4,468 |
| Income before extraordinary items | $1,539,000 | 3,190 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,539,000 | 3,188 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 4,719 |
| Cash dividends | $1,125,000 | 2,093 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,539,000 | 3,178 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $6,891,000 | 4,467 |
| Total interest expense | $2,842,000 | 4,792 |
| Net interest income | $4,049,000 | 4,130 |
| Provision for loan and lease losses | $40,000 | 6,849 |
| Total noninterest income | $1,164,000 | 2,761 |
| Gross Fiduciary activities income | $499,000 | 640 |
| Service charges on deposit accounts | $426,000 | 3,053 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $239,000 | 4,537 |
| Total noninterest expense | $3,776,000 | 3,488 |
| Salaries and employee benefits | $1,938,000 | 3,543 |
| Premises and equipment expense | $368,000 | 4,800 |
| Additional noninterest expense | $1,470,000 | 2,909 |
| Pre-tax net operating income | $1,397,000 | 4,301 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $507,000 | 3,613 |
| Income before extraordinary items | $890,000 | 4,778 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $890,000 | 4,778 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 5,882 |
| Cash dividends | $816,000 | 2,627 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $890,000 | 4,736 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $7,157,000 | 4,323 |
| Total interest expense | $3,116,000 | 4,578 |
| Net interest income | $4,041,000 | 4,088 |
| Provision for loan and lease losses | $40,000 | 6,927 |
| Total noninterest income | $1,102,000 | 2,875 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $441,000 | 2,874 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $661,000 | 2,485 |
| Total noninterest expense | $3,053,000 | 4,055 |
| Salaries and employee benefits | $1,858,000 | 3,570 |
| Premises and equipment expense | $406,000 | 4,375 |
| Additional noninterest expense | $789,000 | 4,729 |
| Pre-tax net operating income | $2,050,000 | 3,287 |
| Securities gains (losses) | $-1,000 | 9,769 |
| Applicable income taxes | $686,000 | 3,077 |
| Income before extraordinary items | $1,363,000 | 3,527 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,363,000 | 3,527 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 9,653 |
| Cash dividends | $792,000 | 2,628 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,363,670 | 3,430 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,778,000 | 4,617 |
| Total interest expense | $3,225,000 | 4,425 |
| Net interest income | $3,553,000 | 4,675 |
| Provision for loan and lease losses | $35,000 | 7,233 |
| Total noninterest income | $1,051,000 | 2,932 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $443,000 | 2,941 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $608,000 | 2,449 |
| Total noninterest expense | $2,769,000 | 4,384 |
| Salaries and employee benefits | $1,664,000 | 3,899 |
| Premises and equipment expense | $363,000 | 4,768 |
| Additional noninterest expense | $742,000 | 4,993 |
| Pre-tax net operating income | $1,800,000 | 3,862 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $586,000 | 3,759 |
| Income before extraordinary items | $1,214,000 | 4,008 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,214,000 | 4,007 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 4,456 |
| Cash dividends | $870,000 | 2,438 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,214,000 | 3,944 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,427,000 | 4,911 |
| Total interest expense | $3,056,000 | 4,712 |
| Net interest income | $3,371,000 | 4,989 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $951,000 | 3,256 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $471,000 | 2,875 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $480,000 | 3,011 |
| Total noninterest expense | $2,557,000 | 4,912 |
| Salaries and employee benefits | $1,560,000 | 4,168 |
| Premises and equipment expense | $327,000 | 5,258 |
| Additional noninterest expense | $670,000 | 5,922 |
| Pre-tax net operating income | $1,765,000 | 3,798 |
| Securities gains (losses) | $59,000 | 1,236 |
| Applicable income taxes | $670,000 | 3,277 |
| Income before extraordinary items | $1,154,000 | 4,001 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,154,000 | 4,002 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 6,733 |
| Cash dividends | $870,000 | 2,366 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,116,240 | 4,063 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,141,000 | 5,102 |
| Total interest expense | $3,098,000 | 4,621 |
| Net interest income | $3,043,000 | 5,436 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $951,000 | 3,227 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $486,000 | 2,790 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $465,000 | 3,009 |
| Total noninterest expense | $2,416,000 | 5,147 |
| Salaries and employee benefits | $1,504,000 | 4,270 |
| Premises and equipment expense | $315,000 | 5,426 |
| Additional noninterest expense | $597,000 | 6,560 |
| Pre-tax net operating income | $1,578,000 | 4,272 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $552,000 | 3,890 |
| Income before extraordinary items | $1,026,000 | 4,494 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,026,000 | 4,492 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 10,354 |
| Cash dividends | $408,000 | 3,805 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,026,000 | 4,484 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,527,000 | 5,217 |
| Total interest expense | $2,384,000 | 4,838 |
| Net interest income | $3,143,000 | 5,415 |
| Provision for loan and lease losses | $15,000 | 8,073 |
| Total noninterest income | $916,000 | 3,318 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $470,000 | 2,939 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $446,000 | 3,188 |
| Total noninterest expense | $2,495,000 | 5,160 |
| Salaries and employee benefits | $1,452,000 | 4,400 |
| Premises and equipment expense | $343,000 | 5,146 |
| Additional noninterest expense | $700,000 | 6,311 |
| Pre-tax net operating income | $1,549,000 | 4,288 |
| Securities gains (losses) | $-26,000 | 10,539 |
| Applicable income taxes | $592,000 | 3,553 |
| Income before extraordinary items | $931,000 | 4,770 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $931,000 | 4,776 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 10,614 |
| Cash dividends | $360,000 | 3,991 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $947,640 | 4,754 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,786,000 | 5,118 |
| Total interest expense | $2,392,000 | 5,010 |
| Net interest income | $3,394,000 | 5,080 |
| Provision for loan and lease losses | $30,000 | 8,397 |
| Total noninterest income | $911,000 | 3,598 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $460,000 | 3,027 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $451,000 | 3,489 |
| Total noninterest expense | $2,450,000 | 5,372 |
| Salaries and employee benefits | $1,425,000 | 4,477 |
| Premises and equipment expense | $351,000 | 5,221 |
| Additional noninterest expense | $674,000 | 6,756 |
| Pre-tax net operating income | $1,825,000 | 3,625 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $672,000 | 3,235 |
| Income before extraordinary items | $1,153,000 | 4,166 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,153,000 | 4,284 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 8,917 |
| Cash dividends | $312,000 | 4,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,153,000 | 3,960 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,200,000 | 5,343 |
| Total interest expense | $3,038,000 | 5,100 |
| Net interest income | $3,162,000 | 5,471 |
| Provision for loan and lease losses | $60,000 | 8,535 |
| Total noninterest income | $811,000 | 3,937 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $405,000 | 3,439 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $406,000 | 3,672 |
| Total noninterest expense | $2,450,000 | 5,403 |
| Salaries and employee benefits | $1,385,000 | 4,542 |
| Premises and equipment expense | $390,000 | 4,889 |
| Additional noninterest expense | $675,000 | 6,916 |
| Pre-tax net operating income | $1,463,000 | 4,134 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $535,000 | 3,768 |
| Income before extraordinary items | $928,000 | 4,815 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $928,000 | 4,861 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 8,345 |
| Cash dividends | $288,000 | 4,150 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $928,000 | 4,492 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.