Home > Erin Bank & Trust Company > Income and Expense
Erin Bank & Trust Company, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,444,000 | 9,006 |
| Total interest expense | $916,000 | 9,057 |
| Net interest income | $1,528,000 | 8,801 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $204,000 | 8,663 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $154,000 | 6,797 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $50,000 | 9,618 |
| Total noninterest expense | $1,145,000 | 8,825 |
| Salaries and employee benefits | $563,000 | 8,864 |
| Premises and equipment expense | $82,000 | 10,584 |
| Additional noninterest expense | $500,000 | 7,854 |
| Pre-tax net operating income | $587,000 | 8,071 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $226,000 | 6,926 |
| Income before extraordinary items | $361,000 | 8,541 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $361,000 | 8,546 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $83,000 | 4,075 |
| Cash dividends | $680,000 | 2,585 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $361,000 | 8,590 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,530,000 | 11,174 |
| Total interest expense | $556,000 | 11,393 |
| Net interest income | $974,000 | 10,875 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $96,000 | 11,420 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $74,000 | 9,210 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $22,000 | 11,885 |
| Total noninterest expense | $724,000 | 11,050 |
| Salaries and employee benefits | $283,000 | 11,842 |
| Premises and equipment expense | $44,000 | 12,403 |
| Additional noninterest expense | $397,000 | 9,297 |
| Pre-tax net operating income | $346,000 | 9,841 |
| Securities gains (losses) | $12,000 | 5,266 |
| Applicable income taxes | $115,000 | 9,413 |
| Income before extraordinary items | $243,000 | 10,129 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $243,000 | 10,275 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 6,126 |
| Cash dividends | $4,005,000 | 572 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $234,840 | 9,981 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,090,000 | 8,817 |
| Total interest expense | $1,235,000 | 9,471 |
| Net interest income | $1,855,000 | 8,180 |
| Provision for loan and lease losses | $72,000 | 8,175 |
| Total noninterest income | $150,000 | 10,494 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $108,000 | 8,278 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $42,000 | 10,916 |
| Total noninterest expense | $1,045,000 | 9,770 |
| Salaries and employee benefits | $562,000 | 9,167 |
| Premises and equipment expense | $80,000 | 11,493 |
| Additional noninterest expense | $403,000 | 9,531 |
| Pre-tax net operating income | $888,000 | 6,151 |
| Securities gains (losses) | $25,000 | 5,285 |
| Applicable income taxes | $235,000 | 6,910 |
| Income before extraordinary items | $678,000 | 6,051 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $678,000 | 6,123 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-50,000 | 13,477 |
| Cash dividends | $158,000 | 5,652 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $659,500 | 5,818 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.