Home > Erie State Bank > Income and Expense
Erie State Bank, Income and Expense
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $742,000 | 7,478 |
| Total interest expense | $233,000 | 7,239 |
| Net interest income | $509,000 | 7,494 |
| Provision for loan and lease losses | $0 | 7,042 |
| Total noninterest income | $45,000 | 7,073 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $22,000 | 6,598 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $23,000 | 6,550 |
| Total noninterest expense | $501,000 | 7,519 |
| Salaries and employee benefits | $253,000 | 7,522 |
| Premises and equipment expense | $54,000 | 7,421 |
| Additional noninterest expense | $194,000 | 7,425 |
| Pre-tax net operating income | $53,000 | 5,617 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $-3,000 | 6,510 |
| Income before extraordinary items | $56,000 | 5,775 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $56,000 | 5,776 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $56,000 | 5,776 |
| Net charge-offs | $0 | 6,851 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $56,000 | 5,637 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $562,000 | 7,589 |
| Total interest expense | $190,000 | 7,319 |
| Net interest income | $372,000 | 7,610 |
| Provision for loan and lease losses | $0 | 6,977 |
| Total noninterest income | $24,000 | 7,299 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $17,000 | 6,689 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $7,000 | 6,979 |
| Total noninterest expense | $364,000 | 7,628 |
| Salaries and employee benefits | $182,000 | 7,633 |
| Premises and equipment expense | $39,000 | 7,533 |
| Additional noninterest expense | $143,000 | 7,529 |
| Pre-tax net operating income | $32,000 | 5,859 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $-3,000 | 6,790 |
| Income before extraordinary items | $35,000 | 5,990 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $35,000 | 5,990 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $35,000 | 5,990 |
| Net charge-offs | $0 | 6,672 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $35,000 | 5,865 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $388,000 | 7,644 |
| Total interest expense | $131,000 | 7,380 |
| Net interest income | $257,000 | 7,666 |
| Provision for loan and lease losses | $0 | 6,857 |
| Total noninterest income | $18,000 | 7,345 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $12,000 | 6,717 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $6,000 | 7,011 |
| Total noninterest expense | $245,000 | 7,693 |
| Salaries and employee benefits | $119,000 | 7,704 |
| Premises and equipment expense | $28,000 | 7,560 |
| Additional noninterest expense | $98,000 | 7,580 |
| Pre-tax net operating income | $30,000 | 5,923 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $-3,000 | 6,868 |
| Income before extraordinary items | $33,000 | 6,011 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $33,000 | 6,013 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $33,000 | 6,012 |
| Net charge-offs | $0 | 6,372 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $33,000 | 5,915 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $205,000 | 7,726 |
| Total interest expense | $69,000 | 7,451 |
| Net interest income | $136,000 | 7,751 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $11,000 | 7,408 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $7,000 | 6,721 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $4,000 | 7,081 |
| Total noninterest expense | $121,000 | 7,797 |
| Salaries and employee benefits | $59,000 | 7,808 |
| Premises and equipment expense | $15,000 | 7,614 |
| Additional noninterest expense | $47,000 | 7,696 |
| Pre-tax net operating income | $26,000 | 5,952 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $-3,000 | 7,031 |
| Income before extraordinary items | $29,000 | 6,000 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $29,000 | 6,001 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $29,000 | 6,000 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $29,000 | 5,884 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $690,000 | 7,843 |
| Total interest expense | $375,000 | 7,403 |
| Net interest income | $315,000 | 7,920 |
| Provision for loan and lease losses | $0 | 7,427 |
| Total noninterest income | $42,000 | 7,463 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $28,000 | 6,793 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $14,000 | 7,094 |
| Total noninterest expense | $522,000 | 7,864 |
| Salaries and employee benefits | $242,000 | 7,886 |
| Premises and equipment expense | $57,000 | 7,738 |
| Additional noninterest expense | $223,000 | 7,671 |
| Pre-tax net operating income | $-165,000 | 5,667 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $-165,000 | 5,779 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-165,000 | 5,778 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-165,000 | 5,778 |
| Net charge-offs | $3,000 | 7,105 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-165,000 | 5,770 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $516,000 | 7,937 |
| Total interest expense | $294,000 | 7,478 |
| Net interest income | $222,000 | 8,010 |
| Provision for loan and lease losses | $0 | 7,284 |
| Total noninterest income | $31,000 | 7,597 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $22,000 | 6,824 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $9,000 | 7,300 |
| Total noninterest expense | $343,000 | 7,974 |
| Salaries and employee benefits | $181,000 | 7,956 |
| Premises and equipment expense | $44,000 | 7,804 |
| Additional noninterest expense | $118,000 | 7,937 |
| Pre-tax net operating income | $-90,000 | 5,859 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-90,000 | 5,954 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-90,000 | 5,954 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-90,000 | 5,954 |
| Net charge-offs | $1,000 | 6,910 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-90,000 | 5,926 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $354,000 | 8,016 |
| Total interest expense | $203,000 | 7,556 |
| Net interest income | $151,000 | 8,092 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $21,000 | 7,665 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $15,000 | 6,873 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $6,000 | 7,431 |
| Total noninterest expense | $241,000 | 8,046 |
| Salaries and employee benefits | $121,000 | 8,051 |
| Premises and equipment expense | $32,000 | 7,838 |
| Additional noninterest expense | $88,000 | 7,950 |
| Pre-tax net operating income | $-69,000 | 6,023 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-69,000 | 6,120 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-69,000 | 6,119 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-69,000 | 6,119 |
| Net charge-offs | $1,000 | 6,525 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-69,000 | 6,075 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $185,000 | 8,072 |
| Total interest expense | $103,000 | 7,626 |
| Net interest income | $82,000 | 8,140 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $12,000 | 7,693 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $8,000 | 6,838 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $4,000 | 7,406 |
| Total noninterest expense | $120,000 | 8,093 |
| Salaries and employee benefits | $60,000 | 8,107 |
| Premises and equipment expense | $17,000 | 7,834 |
| Additional noninterest expense | $43,000 | 7,964 |
| Pre-tax net operating income | $-26,000 | 6,402 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-26,000 | 6,547 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-26,000 | 6,548 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-26,000 | 6,548 |
| Net charge-offs | $1,000 | 5,564 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-26,000 | 6,427 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $920,000 | 8,030 |
| Total interest expense | $490,000 | 7,684 |
| Net interest income | $430,000 | 8,124 |
| Provision for loan and lease losses | $0 | 7,334 |
| Total noninterest income | $41,000 | 7,799 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $28,000 | 6,946 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $13,000 | 7,607 |
| Total noninterest expense | $451,000 | 8,155 |
| Salaries and employee benefits | $233,000 | 8,165 |
| Premises and equipment expense | $68,000 | 7,900 |
| Additional noninterest expense | $150,000 | 8,078 |
| Pre-tax net operating income | $20,000 | 6,250 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $2,000 | 4,800 |
| Income before extraordinary items | $18,000 | 6,150 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $18,000 | 6,150 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,039 |
| Cash dividends | $105,000 | 4,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $18,000 | 6,293 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $709,000 | 8,106 |
| Total interest expense | $377,000 | 7,776 |
| Net interest income | $332,000 | 8,203 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $30,000 | 7,938 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $20,000 | 7,007 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $10,000 | 7,769 |
| Total noninterest expense | $339,000 | 8,219 |
| Salaries and employee benefits | $175,000 | 8,232 |
| Premises and equipment expense | $52,000 | 7,945 |
| Additional noninterest expense | $112,000 | 8,127 |
| Pre-tax net operating income | $23,000 | 6,670 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $2,000 | 5,168 |
| Income before extraordinary items | $21,000 | 6,529 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $21,000 | 6,527 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $105,000 | 4,369 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $21,000 | 6,695 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $494,000 | 8,153 |
| Total interest expense | $263,000 | 7,838 |
| Net interest income | $231,000 | 8,257 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $19,000 | 8,041 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $13,000 | 7,054 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $6,000 | 7,890 |
| Total noninterest expense | $218,000 | 8,296 |
| Salaries and employee benefits | $116,000 | 8,305 |
| Premises and equipment expense | $36,000 | 7,974 |
| Additional noninterest expense | $66,000 | 8,243 |
| Pre-tax net operating income | $32,000 | 6,771 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $2,000 | 5,394 |
| Income before extraordinary items | $30,000 | 6,817 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $30,000 | 6,816 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $105,000 | 4,048 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $30,000 | 6,763 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $260,000 | 8,183 |
| Total interest expense | $136,000 | 7,892 |
| Net interest income | $124,000 | 8,288 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $11,000 | 8,018 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $6,000 | 7,087 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $5,000 | 7,707 |
| Total noninterest expense | $110,000 | 8,341 |
| Salaries and employee benefits | $58,000 | 8,350 |
| Premises and equipment expense | $19,000 | 7,975 |
| Additional noninterest expense | $33,000 | 8,272 |
| Pre-tax net operating income | $25,000 | 6,911 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $25,000 | 6,949 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $25,000 | 6,950 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $35,000 | 3,491 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $25,000 | 6,856 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $1,142,000 | 8,113 |
| Total interest expense | $530,000 | 7,918 |
| Net interest income | $612,000 | 8,175 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $45,000 | 8,073 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $31,000 | 7,007 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $14,000 | 7,960 |
| Total noninterest expense | $477,000 | 8,349 |
| Salaries and employee benefits | $252,000 | 8,363 |
| Premises and equipment expense | $75,000 | 8,012 |
| Additional noninterest expense | $150,000 | 8,254 |
| Pre-tax net operating income | $180,000 | 6,921 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,000 | 5,973 |
| Income before extraordinary items | $179,000 | 6,862 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $179,000 | 6,861 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 5,952 |
| Cash dividends | $140,000 | 5,168 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $179,000 | 6,838 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $859,000 | 8,168 |
| Total interest expense | $391,000 | 7,971 |
| Net interest income | $468,000 | 8,225 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $35,000 | 8,106 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $24,000 | 7,029 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $11,000 | 7,986 |
| Total noninterest expense | $364,000 | 8,340 |
| Salaries and employee benefits | $195,000 | 8,341 |
| Premises and equipment expense | $58,000 | 7,963 |
| Additional noninterest expense | $111,000 | 8,262 |
| Pre-tax net operating income | $139,000 | 7,183 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $1,000 | 6,113 |
| Income before extraordinary items | $138,000 | 7,094 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $138,000 | 7,093 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 5,200 |
| Cash dividends | $140,000 | 4,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $138,000 | 7,081 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $566,000 | 8,243 |
| Total interest expense | $254,000 | 8,034 |
| Net interest income | $312,000 | 8,293 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $23,000 | 8,167 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $15,000 | 7,097 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $8,000 | 8,008 |
| Total noninterest expense | $249,000 | 8,376 |
| Salaries and employee benefits | $136,000 | 8,377 |
| Premises and equipment expense | $39,000 | 8,020 |
| Additional noninterest expense | $74,000 | 8,300 |
| Pre-tax net operating income | $86,000 | 7,328 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $1,000 | 6,141 |
| Income before extraordinary items | $85,000 | 7,219 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $85,000 | 7,220 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 4,692 |
| Cash dividends | $105,000 | 4,267 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $85,000 | 7,215 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $278,000 | 8,306 |
| Total interest expense | $126,000 | 8,084 |
| Net interest income | $152,000 | 8,359 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $11,000 | 8,220 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $7,000 | 7,153 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $4,000 | 8,000 |
| Total noninterest expense | $127,000 | 8,403 |
| Salaries and employee benefits | $69,000 | 8,411 |
| Premises and equipment expense | $20,000 | 8,023 |
| Additional noninterest expense | $38,000 | 8,309 |
| Pre-tax net operating income | $36,000 | 7,462 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $1,000 | 6,046 |
| Income before extraordinary items | $35,000 | 7,380 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $35,000 | 7,379 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 3,481 |
| Cash dividends | $35,000 | 3,706 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $35,000 | 7,369 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $1,060,000 | 8,238 |
| Total interest expense | $433,000 | 8,031 |
| Net interest income | $627,000 | 8,287 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $54,000 | 8,186 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $41,000 | 7,020 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $13,000 | 8,184 |
| Total noninterest expense | $498,000 | 8,442 |
| Salaries and employee benefits | $278,000 | 8,424 |
| Premises and equipment expense | $76,000 | 8,075 |
| Additional noninterest expense | $144,000 | 8,389 |
| Pre-tax net operating income | $183,000 | 7,460 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $2,000 | 6,435 |
| Income before extraordinary items | $181,000 | 7,349 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $181,000 | 7,351 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 5,489 |
| Cash dividends | $170,000 | 5,094 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $181,000 | 7,343 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $789,000 | 8,310 |
| Total interest expense | $313,000 | 8,103 |
| Net interest income | $476,000 | 8,360 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $45,000 | 8,219 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $34,000 | 7,042 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $11,000 | 8,185 |
| Total noninterest expense | $380,000 | 8,458 |
| Salaries and employee benefits | $217,000 | 8,434 |
| Premises and equipment expense | $57,000 | 8,121 |
| Additional noninterest expense | $106,000 | 8,445 |
| Pre-tax net operating income | $141,000 | 7,662 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $2,000 | 6,519 |
| Income before extraordinary items | $139,000 | 7,538 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $139,000 | 7,540 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 5,016 |
| Cash dividends | $170,000 | 4,327 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $139,000 | 7,540 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $516,000 | 8,371 |
| Total interest expense | $200,000 | 8,138 |
| Net interest income | $316,000 | 8,420 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $31,000 | 8,261 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $22,000 | 7,105 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $9,000 | 8,144 |
| Total noninterest expense | $263,000 | 8,478 |
| Salaries and employee benefits | $155,000 | 8,426 |
| Premises and equipment expense | $37,000 | 8,150 |
| Additional noninterest expense | $71,000 | 8,467 |
| Pre-tax net operating income | $84,000 | 7,782 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $2,000 | 6,505 |
| Income before extraordinary items | $82,000 | 7,668 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $82,000 | 7,669 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $135,000 | 4,103 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $82,000 | 7,674 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $254,000 | 8,397 |
| Total interest expense | $95,000 | 8,174 |
| Net interest income | $159,000 | 8,438 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $15,000 | 8,268 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $11,000 | 7,109 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $4,000 | 8,174 |
| Total noninterest expense | $131,000 | 8,503 |
| Salaries and employee benefits | $77,000 | 8,452 |
| Premises and equipment expense | $18,000 | 8,165 |
| Additional noninterest expense | $36,000 | 8,460 |
| Pre-tax net operating income | $43,000 | 7,783 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $2,000 | 6,346 |
| Income before extraordinary items | $41,000 | 7,673 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $41,000 | 7,673 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $50,000 | 3,539 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $41,000 | 7,675 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $992,000 | 8,332 |
| Total interest expense | $283,000 | 8,229 |
| Net interest income | $709,000 | 8,330 |
| Provision for loan and lease losses | $66,000 | 5,357 |
| Total noninterest income | $58,000 | 8,369 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $44,000 | 7,168 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $14,000 | 8,298 |
| Total noninterest expense | $475,000 | 8,588 |
| Salaries and employee benefits | $260,000 | 8,579 |
| Premises and equipment expense | $75,000 | 8,174 |
| Additional noninterest expense | $140,000 | 8,536 |
| Pre-tax net operating income | $226,000 | 7,624 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $5,000 | 6,664 |
| Income before extraordinary items | $221,000 | 7,492 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $221,000 | 7,495 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 4,088 |
| Cash dividends | $275,000 | 4,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $221,000 | 7,467 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $736,000 | 8,379 |
| Total interest expense | $196,000 | 8,289 |
| Net interest income | $540,000 | 8,355 |
| Provision for loan and lease losses | $54,000 | 5,082 |
| Total noninterest income | $42,000 | 8,421 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $30,000 | 7,268 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $12,000 | 8,286 |
| Total noninterest expense | $357,000 | 8,584 |
| Salaries and employee benefits | $197,000 | 8,575 |
| Premises and equipment expense | $56,000 | 8,182 |
| Additional noninterest expense | $104,000 | 8,554 |
| Pre-tax net operating income | $171,000 | 7,745 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $5,000 | 6,684 |
| Income before extraordinary items | $166,000 | 7,630 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $166,000 | 7,630 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 4,957 |
| Cash dividends | $200,000 | 4,032 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $166,000 | 7,596 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $488,000 | 8,391 |
| Total interest expense | $125,000 | 8,305 |
| Net interest income | $363,000 | 8,368 |
| Provision for loan and lease losses | $36,000 | 4,958 |
| Total noninterest income | $28,000 | 8,417 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $18,000 | 7,341 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $10,000 | 8,146 |
| Total noninterest expense | $238,000 | 8,594 |
| Salaries and employee benefits | $133,000 | 8,581 |
| Premises and equipment expense | $37,000 | 8,199 |
| Additional noninterest expense | $68,000 | 8,551 |
| Pre-tax net operating income | $117,000 | 7,758 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $4,000 | 6,673 |
| Income before extraordinary items | $113,000 | 7,648 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $113,000 | 7,648 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 4,682 |
| Cash dividends | $150,000 | 3,809 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $113,000 | 7,603 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $249,000 | 8,451 |
| Total interest expense | $62,000 | 8,358 |
| Net interest income | $187,000 | 8,432 |
| Provision for loan and lease losses | $18,000 | 4,743 |
| Total noninterest income | $13,000 | 8,505 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $9,000 | 7,376 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $4,000 | 8,331 |
| Total noninterest expense | $119,000 | 8,656 |
| Salaries and employee benefits | $67,000 | 8,639 |
| Premises and equipment expense | $17,000 | 8,338 |
| Additional noninterest expense | $35,000 | 8,588 |
| Pre-tax net operating income | $63,000 | 7,727 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $4,000 | 6,466 |
| Income before extraordinary items | $59,000 | 7,606 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $59,000 | 7,605 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $75,000 | 3,171 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $59,000 | 7,579 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $989,000 | 8,399 |
| Total interest expense | $244,000 | 8,312 |
| Net interest income | $745,000 | 8,379 |
| Provision for loan and lease losses | $72,000 | 5,454 |
| Total noninterest income | $50,000 | 8,580 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $31,000 | 7,538 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $19,000 | 8,248 |
| Total noninterest expense | $478,000 | 8,697 |
| Salaries and employee benefits | $276,000 | 8,655 |
| Premises and equipment expense | $78,000 | 8,237 |
| Additional noninterest expense | $124,000 | 8,719 |
| Pre-tax net operating income | $245,000 | 7,629 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $5,000 | 6,914 |
| Income before extraordinary items | $240,000 | 7,460 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $240,000 | 7,460 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 4,850 |
| Cash dividends | $300,000 | 4,324 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $240,000 | 7,413 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $742,000 | 8,444 |
| Total interest expense | $184,000 | 8,344 |
| Net interest income | $558,000 | 8,415 |
| Provision for loan and lease losses | $54,000 | 5,285 |
| Total noninterest income | $36,000 | 8,652 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $23,000 | 7,593 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $13,000 | 8,331 |
| Total noninterest expense | $362,000 | 8,716 |
| Salaries and employee benefits | $211,000 | 8,670 |
| Premises and equipment expense | $56,000 | 8,290 |
| Additional noninterest expense | $95,000 | 8,736 |
| Pre-tax net operating income | $178,000 | 7,791 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $5,000 | 6,948 |
| Income before extraordinary items | $173,000 | 7,634 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $173,000 | 7,634 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,993 |
| Cash dividends | $225,000 | 3,810 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $173,000 | 7,581 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $497,000 | 8,502 |
| Total interest expense | $126,000 | 8,366 |
| Net interest income | $371,000 | 8,467 |
| Provision for loan and lease losses | $36,000 | 5,137 |
| Total noninterest income | $24,000 | 8,711 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $15,000 | 7,653 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $9,000 | 8,365 |
| Total noninterest expense | $243,000 | 8,762 |
| Salaries and employee benefits | $141,000 | 8,729 |
| Premises and equipment expense | $42,000 | 8,198 |
| Additional noninterest expense | $60,000 | 8,818 |
| Pre-tax net operating income | $116,000 | 7,793 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $5,000 | 6,869 |
| Income before extraordinary items | $111,000 | 7,671 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $111,000 | 7,673 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,407 |
| Cash dividends | $175,000 | 3,625 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $111,000 | 7,599 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $253,000 | 8,540 |
| Total interest expense | $64,000 | 8,416 |
| Net interest income | $189,000 | 8,495 |
| Provision for loan and lease losses | $18,000 | 4,919 |
| Total noninterest income | $11,000 | 8,767 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $6,000 | 7,724 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $5,000 | 8,313 |
| Total noninterest expense | $122,000 | 8,800 |
| Salaries and employee benefits | $70,000 | 8,771 |
| Premises and equipment expense | $24,000 | 8,053 |
| Additional noninterest expense | $28,000 | 8,888 |
| Pre-tax net operating income | $60,000 | 7,766 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $4,000 | 6,676 |
| Income before extraordinary items | $56,000 | 7,659 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $56,000 | 7,661 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 4,263 |
| Cash dividends | $50,000 | 3,361 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $56,000 | 7,584 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,177,000 | 8,419 |
| Total interest expense | $358,000 | 8,257 |
| Net interest income | $819,000 | 8,382 |
| Provision for loan and lease losses | $74,000 | 5,763 |
| Total noninterest income | $31,000 | 8,933 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $25,000 | 7,773 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $6,000 | 8,884 |
| Total noninterest expense | $461,000 | 8,884 |
| Salaries and employee benefits | $274,000 | 8,833 |
| Premises and equipment expense | $68,000 | 8,518 |
| Additional noninterest expense | $119,000 | 8,922 |
| Pre-tax net operating income | $315,000 | 7,375 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $-1,000 | 8,693 |
| Income before extraordinary items | $316,000 | 7,201 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $316,000 | 7,202 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $88,000 | 4,282 |
| Cash dividends | $200,000 | 4,908 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $316,000 | 7,053 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $894,000 | 8,497 |
| Total interest expense | $285,000 | 8,310 |
| Net interest income | $609,000 | 8,468 |
| Provision for loan and lease losses | $18,000 | 6,830 |
| Total noninterest income | $24,000 | 9,003 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $19,000 | 7,837 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $5,000 | 8,924 |
| Total noninterest expense | $345,000 | 8,930 |
| Salaries and employee benefits | $209,000 | 8,850 |
| Premises and equipment expense | $48,000 | 8,603 |
| Additional noninterest expense | $88,000 | 8,971 |
| Pre-tax net operating income | $270,000 | 7,331 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $-1,000 | 8,855 |
| Income before extraordinary items | $271,000 | 7,110 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $271,000 | 7,111 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 6,281 |
| Cash dividends | $200,000 | 4,010 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $271,000 | 6,946 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $613,000 | 8,519 |
| Total interest expense | $199,000 | 8,343 |
| Net interest income | $414,000 | 8,476 |
| Provision for loan and lease losses | $12,000 | 6,682 |
| Total noninterest income | $17,000 | 9,018 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $12,000 | 7,878 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $5,000 | 8,823 |
| Total noninterest expense | $231,000 | 8,948 |
| Salaries and employee benefits | $141,000 | 8,868 |
| Premises and equipment expense | $31,000 | 8,641 |
| Additional noninterest expense | $59,000 | 8,980 |
| Pre-tax net operating income | $188,000 | 7,306 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $-1,000 | 8,923 |
| Income before extraordinary items | $189,000 | 7,069 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $189,000 | 7,070 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,782 |
| Cash dividends | $150,000 | 3,830 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $189,000 | 6,874 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $320,000 | 8,531 |
| Total interest expense | $104,000 | 8,377 |
| Net interest income | $216,000 | 8,467 |
| Provision for loan and lease losses | $6,000 | 6,408 |
| Total noninterest income | $8,000 | 9,052 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $5,000 | 7,933 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $3,000 | 8,754 |
| Total noninterest expense | $113,000 | 9,006 |
| Salaries and employee benefits | $70,000 | 8,910 |
| Premises and equipment expense | $15,000 | 8,679 |
| Additional noninterest expense | $28,000 | 9,056 |
| Pre-tax net operating income | $105,000 | 7,111 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $-1,000 | 8,975 |
| Income before extraordinary items | $106,000 | 6,785 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $106,000 | 6,787 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,386 |
| Cash dividends | $50,000 | 3,404 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $106,000 | 6,614 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,343,000 | 8,547 |
| Total interest expense | $516,000 | 8,339 |
| Net interest income | $827,000 | 8,540 |
| Provision for loan and lease losses | $22,000 | 7,458 |
| Total noninterest income | $34,000 | 9,081 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $27,000 | 7,890 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $7,000 | 9,001 |
| Total noninterest expense | $478,000 | 9,023 |
| Salaries and employee benefits | $280,000 | 8,960 |
| Premises and equipment expense | $63,000 | 8,706 |
| Additional noninterest expense | $135,000 | 8,978 |
| Pre-tax net operating income | $361,000 | 7,323 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $361,000 | 7,026 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $361,000 | 7,027 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,119 |
| Cash dividends | $393,000 | 3,901 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $361,000 | 6,898 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,492,000 | 8,741 |
| Total interest expense | $814,000 | 8,403 |
| Net interest income | $678,000 | 8,891 |
| Provision for loan and lease losses | $30,000 | 7,215 |
| Total noninterest income | $43,000 | 9,232 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $32,000 | 7,942 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $11,000 | 9,089 |
| Total noninterest expense | $451,000 | 9,263 |
| Salaries and employee benefits | $261,000 | 9,211 |
| Premises and equipment expense | $65,000 | 8,882 |
| Additional noninterest expense | $125,000 | 9,225 |
| Pre-tax net operating income | $240,000 | 7,687 |
| Securities gains (losses) | $19,000 | 3,188 |
| Applicable income taxes | $-1,000 | 8,922 |
| Income before extraordinary items | $260,000 | 7,373 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $260,000 | 7,374 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,166 |
| Cash dividends | $140,000 | 5,412 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $241,000 | 7,369 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,678,000 | 8,755 |
| Total interest expense | $1,069,000 | 8,085 |
| Net interest income | $609,000 | 9,281 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $55,000 | 9,258 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $38,000 | 7,905 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $17,000 | 9,087 |
| Total noninterest expense | $488,000 | 9,419 |
| Salaries and employee benefits | $269,000 | 9,389 |
| Premises and equipment expense | $69,000 | 9,003 |
| Additional noninterest expense | $150,000 | 9,237 |
| Pre-tax net operating income | $176,000 | 8,470 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $176,000 | 8,228 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $176,000 | 8,227 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 6,846 |
| Cash dividends | $136,000 | 5,633 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $176,000 | 8,234 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,556,000 | 9,000 |
| Total interest expense | $859,000 | 8,540 |
| Net interest income | $697,000 | 9,290 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $51,000 | 9,576 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $38,000 | 8,115 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $13,000 | 9,578 |
| Total noninterest expense | $470,000 | 9,715 |
| Salaries and employee benefits | $289,000 | 9,530 |
| Premises and equipment expense | $68,000 | 9,271 |
| Additional noninterest expense | $113,000 | 9,827 |
| Pre-tax net operating income | $278,000 | 8,215 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $278,000 | 7,741 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $278,000 | 7,739 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,085 |
| Cash dividends | $219,000 | 5,085 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $278,000 | 7,716 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,499,000 | 9,296 |
| Total interest expense | $764,000 | 9,030 |
| Net interest income | $735,000 | 9,412 |
| Provision for loan and lease losses | $30,000 | 7,298 |
| Total noninterest income | $109,000 | 8,860 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $47,000 | 8,116 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $62,000 | 7,734 |
| Total noninterest expense | $422,000 | 9,996 |
| Salaries and employee benefits | $247,000 | 9,895 |
| Premises and equipment expense | $67,000 | 9,419 |
| Additional noninterest expense | $108,000 | 10,072 |
| Pre-tax net operating income | $392,000 | 7,924 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $0 | 9,340 |
| Income before extraordinary items | $392,000 | 7,271 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $392,000 | 7,268 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,524 |
| Cash dividends | $310,000 | 4,484 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $392,000 | 7,182 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,488,000 | 9,679 |
| Total interest expense | $768,000 | 9,345 |
| Net interest income | $720,000 | 9,882 |
| Provision for loan and lease losses | $30,000 | 7,369 |
| Total noninterest income | $65,000 | 10,031 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $47,000 | 8,496 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $18,000 | 9,956 |
| Total noninterest expense | $432,000 | 10,382 |
| Salaries and employee benefits | $246,000 | 10,294 |
| Premises and equipment expense | $77,000 | 9,513 |
| Additional noninterest expense | $109,000 | 10,450 |
| Pre-tax net operating income | $323,000 | 8,867 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $44,000 | 9,342 |
| Income before extraordinary items | $279,000 | 8,532 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $279,000 | 8,534 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 6,193 |
| Cash dividends | $120,000 | 6,224 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $279,000 | 8,490 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,432,000 | 10,210 |
| Total interest expense | $728,000 | 9,887 |
| Net interest income | $704,000 | 10,375 |
| Provision for loan and lease losses | $30,000 | 7,397 |
| Total noninterest income | $62,000 | 10,646 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $43,000 | 9,024 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $19,000 | 10,461 |
| Total noninterest expense | $417,000 | 10,913 |
| Salaries and employee benefits | $241,000 | 10,777 |
| Premises and equipment expense | $58,000 | 10,410 |
| Additional noninterest expense | $118,000 | 10,912 |
| Pre-tax net operating income | $319,000 | 8,996 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $158,000 | 7,760 |
| Income before extraordinary items | $161,000 | 9,681 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $161,000 | 9,680 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 6,429 |
| Cash dividends | $220,000 | 5,231 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $161,000 | 9,622 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,409,000 | 10,674 |
| Total interest expense | $652,000 | 10,476 |
| Net interest income | $757,000 | 10,668 |
| Provision for loan and lease losses | $30,000 | 7,070 |
| Total noninterest income | $63,000 | 11,107 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $43,000 | 9,448 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $20,000 | 10,891 |
| Total noninterest expense | $434,000 | 11,318 |
| Salaries and employee benefits | $244,000 | 11,208 |
| Premises and equipment expense | $50,000 | 11,093 |
| Additional noninterest expense | $140,000 | 11,180 |
| Pre-tax net operating income | $356,000 | 9,352 |
| Securities gains (losses) | $-1,000 | 9,017 |
| Applicable income taxes | $122,000 | 8,764 |
| Income before extraordinary items | $233,000 | 9,572 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $233,000 | 9,577 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,876 |
| Cash dividends | $112,000 | 6,604 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $233,660 | 9,550 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,329,000 | 11,081 |
| Total interest expense | $539,000 | 10,914 |
| Net interest income | $790,000 | 11,086 |
| Provision for loan and lease losses | $32,000 | 7,014 |
| Total noninterest income | $67,000 | 11,559 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $45,000 | 9,872 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $22,000 | 11,301 |
| Total noninterest expense | $443,000 | 11,862 |
| Salaries and employee benefits | $240,000 | 11,755 |
| Premises and equipment expense | $51,000 | 11,600 |
| Additional noninterest expense | $152,000 | 11,766 |
| Pre-tax net operating income | $382,000 | 9,500 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $120,000 | 8,923 |
| Income before extraordinary items | $262,000 | 9,566 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $262,000 | 9,575 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 6,562 |
| Cash dividends | $192,000 | 5,610 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $262,000 | 9,620 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,331,000 | 11,614 |
| Total interest expense | $609,000 | 11,086 |
| Net interest income | $722,000 | 11,781 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $74,000 | 11,969 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $47,000 | 10,174 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $27,000 | 11,511 |
| Total noninterest expense | $465,000 | 12,334 |
| Salaries and employee benefits | $273,000 | 11,950 |
| Premises and equipment expense | $44,000 | 12,403 |
| Additional noninterest expense | $148,000 | 12,451 |
| Pre-tax net operating income | $331,000 | 9,974 |
| Securities gains (losses) | $3,000 | 6,505 |
| Applicable income taxes | $103,000 | 9,654 |
| Income before extraordinary items | $231,000 | 10,259 |
| Extraordinary gains, net | $96,000 | 1,613 |
| Net income | $327,000 | 9,327 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 9,293 |
| Cash dividends | $192,000 | 5,572 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $228,930 | 10,044 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,519,000 | 11,920 |
| Total interest expense | $831,000 | 11,185 |
| Net interest income | $688,000 | 12,370 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $52,000 | 13,061 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $32,000 | 11,008 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $20,000 | 12,557 |
| Total noninterest expense | $452,000 | 12,890 |
| Salaries and employee benefits | $250,000 | 12,604 |
| Premises and equipment expense | $42,000 | 12,992 |
| Additional noninterest expense | $160,000 | 12,788 |
| Pre-tax net operating income | $288,000 | 10,259 |
| Securities gains (losses) | $-3,000 | 12,949 |
| Applicable income taxes | $80,000 | 10,440 |
| Income before extraordinary items | $205,000 | 10,524 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $205,000 | 10,663 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 10,474 |
| Cash dividends | $200,000 | 4,982 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $207,160 | 10,160 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.