Home > Equity Bank > Net charge- offs to loans
Equity Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1266% | 779 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0038% | 951 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0049% | 4,108 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0007% | 3,456 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0052% | 229 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0013% | 3,567 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6251% | 464 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2399% | 1,822 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2448% | 1,677 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1136% | 705 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0021% | 821 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0066% | 4,183 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0026% | 3,641 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0070% | 183 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0037% | 3,751 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5464% | 410 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1773% | 1,827 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1808% | 1,745 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0743% | 829 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0029% | 648 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0101% | 4,297 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0036% | 3,745 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0105% | 140 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0052% | 3,834 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3454% | 493 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1367% | 1,759 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1393% | 1,725 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0455% | 901 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0029% | 3,727 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0093% | 4,047 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0213% | 80 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0127% | 4,156 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2890% | 368 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1434% | 1,573 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1461% | 1,493 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0816% | 842 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0544% | 349 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1211% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0018% | 3,461 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0516% | 116 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0066% | 3,780 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1000% | 858 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2914% | 1,441 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2957% | 1,349 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0887% | 689 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0516% | 298 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1159% | 145 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0008% | 3,375 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0717% | 86 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0071% | 3,800 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1506% | 557 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2778% | 1,319 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2816% | 1,247 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0336% | 1,064 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0200% | 413 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0557% | 157 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0074% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0110% | 3,790 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1152% | 55 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0213% | 4,023 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0130% | 3,377 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2010% | 1,427 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2035% | 1,350 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0453% | 838 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0364% | 252 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1079% | 90 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0159% | 15 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0275% | 4,140 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0296% | 4,189 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0041% | 626 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1011% | 1,562 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1022% | 1,474 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3070% | 278 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0148% | 948 |
| Percentage Net Loans Charged-off:Construction & development | -0.0778% | 4,219 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0074% | 4,117 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0018% | 976 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0018% | 238 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0018% | 940 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1845% | 177 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2669% | 1,339 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7470% | 195 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2520% | 1,289 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0372% | 1,340 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0300% | 674 |
| Percentage Net Loans Charged-off:Construction & development | -0.1142% | 4,312 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0011% | 630 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0144% | 655 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0025% | 213 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0155% | 616 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0052% | 1,239 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2205% | 1,329 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7610% | 198 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2057% | 1,264 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0460% | 1,171 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0454% | 537 |
| Percentage Net Loans Charged-off:Construction & development | -0.1862% | 4,396 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0119% | 467 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0026% | 747 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0036% | 176 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0025% | 721 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0024% | 3,319 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2195% | 1,237 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7362% | 127 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1969% | 1,189 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0096% | 1,570 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0123% | 4,101 |
| Percentage Net Loans Charged-off:Construction & development | -0.4141% | 4,469 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0236% | 275 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0055% | 515 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0060% | 474 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0080% | 3,595 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3343% | 980 |
| Percentage Net Loans Charged-off: Credit card loans | 5.4369% | 57 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2881% | 951 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1050% | 1,418 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0444% | 1,056 |
| Percentage Net Loans Charged-off:Construction & development | -0.0011% | 4,038 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0164% | 894 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0809% | 596 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0054% | 381 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0885% | 539 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1765% | 1,196 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4602% | 1,307 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4692% | 134 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4253% | 1,284 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0703% | 1,614 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0476% | 844 |
| Percentage Net Loans Charged-off:Construction & development | -0.0006% | 4,073 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0137% | 691 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0806% | 513 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0884% | 468 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0457% | 1,491 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4646% | 1,241 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2269% | 99 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4192% | 1,212 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0452% | 1,845 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0043% | 1,365 |
| Percentage Net Loans Charged-off:Construction & development | -0.1845% | 4,517 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0016% | 649 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0637% | 539 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0144% | 263 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0684% | 485 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0730% | 1,204 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3838% | 1,490 |
| Percentage Net Loans Charged-off: Credit card loans | 6.1095% | 71 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3090% | 1,523 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0405% | 1,630 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0110% | 908 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0032% | 411 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0165% | 726 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0286% | 183 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0153% | 683 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0021% | 3,638 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5597% | 1,201 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 422 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5681% | 1,100 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6730% | 254 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1405% | 555 |
| Percentage Net Loans Charged-off:Construction & development | -0.0145% | 4,282 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1297% | 525 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2416% | 292 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7458% | 67 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1984% | 362 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3858% | 212 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5328% | 1,487 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 608 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5410% | 1,351 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5527% | 302 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1020% | 597 |
| Percentage Net Loans Charged-off:Construction & development | -0.0195% | 4,380 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0052% | 4,435 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2907% | 216 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9894% | 45 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2317% | 279 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0024% | 226 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3762% | 1,754 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 568 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3819% | 1,616 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7834% | 183 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1169% | 503 |
| Percentage Net Loans Charged-off:Construction & development | -0.0280% | 4,477 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0034% | 678 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3173% | 202 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1991% | 132 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3273% | 194 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.0059% | 142 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3413% | 1,723 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 510 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3466% | 1,593 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1169% | 1,040 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0233% | 878 |
| Percentage Net Loans Charged-off:Construction & development | -0.0558% | 4,636 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0074% | 413 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0684% | 536 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4478% | 62 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0368% | 651 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3132% | 616 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3640% | 1,535 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 435 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3697% | 1,420 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0423% | 2,567 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0013% | 2,292 |
| Percentage Net Loans Charged-off:Construction & development | 0.0449% | 298 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0242% | 4,772 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0070% | 1,915 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0615% | 404 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0034% | 1,905 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0126% | 2,107 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4354% | 1,708 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 619 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4403% | 1,602 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0400% | 2,290 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0014% | 1,965 |
| Percentage Net Loans Charged-off:Construction & development | 0.0568% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0310% | 4,876 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0039% | 1,710 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0541% | 356 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0007% | 1,685 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0155% | 1,798 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3537% | 1,761 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 577 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3572% | 1,643 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0299% | 2,262 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0121% | 4,415 |
| Percentage Net Loans Charged-off:Construction & development | 0.0099% | 236 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0724% | 5,117 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0214% | 1,224 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0913% | 266 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0173% | 1,209 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0313% | 1,430 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2701% | 1,886 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 525 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2720% | 1,772 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0662% | 1,448 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0362% | 812 |
| Percentage Net Loans Charged-off:Construction & development | -0.0041% | 4,488 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0142% | 403 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0829% | 604 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0874% | 554 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0072% | 1,086 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3263% | 1,651 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3289% | 1,533 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0547% | 2,706 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0247% | 4,914 |
| Percentage Net Loans Charged-off:Construction & development | 0.0045% | 504 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1155% | 5,300 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0528% | 1,509 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0358% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0538% | 1,435 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1086% | 1,815 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5516% | 1,632 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3411% | 638 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5530% | 1,494 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0813% | 1,990 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0118% | 4,602 |
| Percentage Net Loans Charged-off:Construction & development | 0.0079% | 398 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1173% | 5,346 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0772% | 1,107 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 589 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0820% | 1,061 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1556% | 1,346 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6478% | 1,287 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 650 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6520% | 1,164 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0793% | 1,830 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0466% | 5,155 |
| Percentage Net Loans Charged-off:Construction & development | 0.0153% | 307 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1813% | 5,464 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0533% | 1,214 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0565% | 1,154 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2406% | 962 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6614% | 1,208 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 579 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6654% | 1,085 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1316% | 1,135 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0798% | 756 |
| Percentage Net Loans Charged-off:Construction & development | 0.3466% | 107 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0081% | 502 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0881% | 793 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0934% | 744 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0123% | 1,094 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7717% | 1,059 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7751% | 940 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1138% | 2,123 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0653% | 1,560 |
| Percentage Net Loans Charged-off:Construction & development | -0.1348% | 4,984 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1357% | 743 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0541% | 1,826 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 792 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0577% | 1,694 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0747% | 2,004 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2142% | 299 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.2142% | 275 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1147% | 1,132 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1088% | 1,855 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0841% | 1,174 |
| Percentage Net Loans Charged-off:Construction & development | -0.0103% | 4,592 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0819% | 715 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1061% | 1,181 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 687 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1135% | 1,095 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0218% | 1,924 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3832% | 265 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.3833% | 242 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0118% | 1,337 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1518% | 1,418 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1275% | 876 |
| Percentage Net Loans Charged-off:Construction & development | -0.0101% | 4,668 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1397% | 505 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1421% | 930 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 570 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1517% | 857 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0444% | 1,501 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7707% | 211 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.7707% | 180 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0163% | 1,118 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1041% | 1,502 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0554% | 1,133 |
| Percentage Net Loans Charged-off:Construction & development | 0.0288% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0419% | 491 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0486% | 1,216 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0518% | 1,135 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0817% | 997 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4612% | 277 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.4612% | 247 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0278% | 851 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4238% | 667 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3127% | 580 |
| Percentage Net Loans Charged-off:Construction & development | -0.1710% | 5,148 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5927% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1366% | 1,462 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 945 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1458% | 1,376 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6876% | 810 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4794% | 221 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.4794% | 195 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0034% | 5,025 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4697% | 533 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3557% | 476 |
| Percentage Net Loans Charged-off:Construction & development | -0.2349% | 5,290 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7083% | 262 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0981% | 1,614 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 830 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1048% | 1,530 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7737% | 611 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0396% | 298 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.0396% | 259 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0049% | 5,102 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4280% | 601 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5761% | 262 |
| Percentage Net Loans Charged-off:Construction & development | -0.0138% | 4,854 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0647% | 180 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1641% | 1,152 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 710 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1752% | 1,083 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0010% | 1,757 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0854% | 305 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.0854% | 272 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0666% | 2,070 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0571% | 1,442 |
| Percentage Net Loans Charged-off:Construction & development | -0.0186% | 5,012 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0241% | 678 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1342% | 1,073 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1435% | 979 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0063% | 1,149 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2745% | 328 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.2745% | 289 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1239% | 2,791 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1344% | 1,989 |
| Percentage Net Loans Charged-off:Construction & development | -0.0460% | 5,129 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0198% | 2,013 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3799% | 897 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1675% | 776 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3918% | 869 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0065% | 2,707 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8410% | 444 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8410% | 400 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1028% | 1,091 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1392% | 2,402 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1603% | 1,625 |
| Percentage Net Loans Charged-off:Construction & development | -0.0564% | 5,217 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0264% | 1,668 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4520% | 723 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2200% | 653 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4644% | 667 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0099% | 2,330 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2807% | 651 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2807% | 589 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1344% | 925 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1237% | 2,436 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1517% | 1,632 |
| Percentage Net Loans Charged-off:Construction & development | -0.0800% | 5,358 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0360% | 5,871 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5417% | 641 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3824% | 443 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5498% | 626 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0206% | 1,911 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5479% | 1,424 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5479% | 1,296 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1829% | 1,623 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2366% | 1,064 |
| Percentage Net Loans Charged-off:Construction & development | -0.0127% | 5,231 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0744% | 6,181 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8911% | 350 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0677% | 168 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8820% | 363 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0536% | 5,100 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5611% | 566 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5611% | 507 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0241% | 5,535 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2394% | 2,540 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2486% | 2,018 |
| Percentage Net Loans Charged-off:Construction & development | -0.0618% | 5,509 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3139% | 1,405 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2715% | 1,840 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1025% | 1,227 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2787% | 1,751 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0644% | 2,719 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4080% | 380 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.4080% | 343 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1981% | 917 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2410% | 2,366 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2670% | 1,810 |
| Percentage Net Loans Charged-off:Construction & development | -0.0786% | 5,602 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3312% | 1,216 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3067% | 1,581 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1387% | 1,044 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3136% | 1,527 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0108% | 2,684 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0341% | 466 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.0341% | 420 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2632% | 774 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2938% | 2,010 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3515% | 1,469 |
| Percentage Net Loans Charged-off:Construction & development | -0.1000% | 5,689 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4910% | 906 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3154% | 1,543 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2119% | 848 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3195% | 1,477 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0132% | 2,318 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5182% | 670 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5182% | 602 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0112% | 5,566 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3638% | 1,546 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4385% | 1,144 |
| Percentage Net Loans Charged-off:Construction & development | -0.1716% | 5,852 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7913% | 525 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1322% | 1,941 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1374% | 1,799 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0323% | 1,590 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3420% | 774 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3420% | 700 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0225% | 5,679 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3113% | 3,089 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0960% | 4,054 |
| Percentage Net Loans Charged-off:Construction & development | -0.0294% | 5,942 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0185% | 6,479 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4130% | 2,075 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,753 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4369% | 1,933 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8524% | 1,590 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2896% | 6,534 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2896% | 6,486 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2428% | 499 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4357% | 2,358 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1343% | 3,531 |
| Percentage Net Loans Charged-off:Construction & development | -0.0381% | 5,996 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0185% | 6,524 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6444% | 1,394 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,549 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6914% | 1,261 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0985% | 1,234 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.7220% | 6,816 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.7220% | 6,766 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3996% | 420 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1155% | 4,016 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0707% | 3,796 |
| Percentage Net Loans Charged-off:Construction & development | -0.0455% | 6,020 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0190% | 6,569 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3800% | 1,963 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,330 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4076% | 1,803 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0517% | 2,657 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.1961% | 6,937 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.1961% | 6,885 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4288% | 382 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1250% | 3,358 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1160% | 2,896 |
| Percentage Net Loans Charged-off:Construction & development | -0.0752% | 6,123 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0193% | 6,605 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5938% | 1,337 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6360% | 1,188 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0514% | 5,688 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1662% | 6,065 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1662% | 5,993 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4177% | 325 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1651% | 4,831 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1351% | 4,350 |
| Percentage Net Loans Charged-off:Construction & development | 1.3009% | 1,987 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2551% | 7,076 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7501% | 1,633 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,926 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7985% | 1,506 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2135% | 3,419 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,946 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 4,804 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5785% | 745 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0517% | 5,461 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 5,230 |
| Percentage Net Loans Charged-off:Construction & development | 0.8133% | 2,008 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3424% | 7,160 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6368% | 1,719 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,690 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6773% | 1,591 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1579% | 3,177 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,575 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 4,414 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6040% | 693 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0253% | 5,470 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0624% | 7,141 |
| Percentage Net Loans Charged-off:Construction & development | 2.5480% | 1,239 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.6191% | 7,255 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3286% | 2,365 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,446 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3511% | 2,183 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2579% | 2,584 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,113 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,954 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4547% | 708 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.5452% | 7,421 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.7383% | 7,419 |
| Percentage Net Loans Charged-off:Construction & development | 0.9183% | 1,241 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.3157% | 7,335 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0498% | 2,886 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0536% | 2,666 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0933% | 6,333 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,362 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,214 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4257% | 573 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5246% | 3,524 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5666% | 2,788 |
| Percentage Net Loans Charged-off:Construction & development | 0.0983% | 3,243 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6486% | 1,757 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5349% | 2,188 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1052% | 1,786 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5678% | 2,068 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3629% | 3,616 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5675% | 7,357 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.5503% | 624 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1576% | 5,056 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1014% | 4,514 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,073 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0010% | 3,180 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3034% | 2,707 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1378% | 1,535 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3160% | 2,561 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2561% | 3,474 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.8121% | 7,460 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4650% | 596 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2220% | 4,272 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2137% | 3,472 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,645 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6919% | 1,545 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2026% | 1,222 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7296% | 1,440 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1765% | 3,288 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.1538% | 7,544 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.8308% | 471 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0269% | 7,153 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0132% | 3,999 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0506% | 2,869 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4001% | 769 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0234% | 2,843 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0651% | 6,691 |
| Percentage Net Loans Charged-off: Loans to individuals | -2.0881% | 7,681 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5649% | 678 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9212% | 2,546 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8964% | 2,061 |
| Percentage Net Loans Charged-off:Construction & development | 2.5916% | 1,850 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4619% | 1,813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4173% | 938 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,916 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5287% | 863 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0306% | 2,812 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5444% | 3,939 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8202% | 1,063 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2111% | 1,683 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2058% | 1,350 |
| Percentage Net Loans Charged-off:Construction & development | 3.1734% | 1,378 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6367% | 1,159 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.8671% | 585 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 2.0134% | 548 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3256% | 2,026 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4176% | 4,001 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8302% | 919 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4361% | 3,064 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4485% | 2,263 |
| Percentage Net Loans Charged-off:Construction & development | 0.0457% | 2,586 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4775% | 676 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5892% | 628 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3844% | 2,881 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0638% | 7,221 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1092% | 725 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1819% | 3,547 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1781% | 2,500 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5773% | 1,120 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6207% | 1,002 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0880% | 2,567 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0615% | 6,983 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.6788% | 486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0947% | 5,381 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0115% | 5,068 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0413% | 3,558 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0440% | 3,303 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0943% | 4,056 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7272% | 649 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0176% | 765 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0972% | 4,484 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0497% | 3,541 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1829% | 1,799 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1947% | 1,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0264% | 3,719 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2954% | 424 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8532% | 701 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1443% | 3,291 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0785% | 2,597 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2987% | 1,139 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3172% | 1,003 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0418% | 2,930 |
| Percentage Net Loans Charged-off: Loans to individuals | 11.4816% | 63 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9577% | 591 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1478% | 2,532 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1377% | 1,498 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5331% | 565 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5638% | 510 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0067% | 2,176 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.9042% | 312 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4557% | 412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0271% | 5,609 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0018% | 7,818 |
| Percentage Net Loans Charged-off:Construction & development | -0.0048% | 7,613 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0025% | 7,695 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0025% | 7,688 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0157% | 3,832 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3971% | 3,538 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1423% | 598 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0290% | 4,777 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0027% | 7,550 |
| Percentage Net Loans Charged-off:Construction & development | -0.0087% | 7,608 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0034% | 7,624 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0034% | 7,603 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0212% | 3,117 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5377% | 2,538 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1415% | 505 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0308% | 4,170 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0041% | 7,569 |
| Percentage Net Loans Charged-off:Construction & development | -0.0131% | 7,618 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0054% | 7,667 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0054% | 7,659 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0333% | 2,512 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0081% | 1,270 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9963% | 505 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0301% | 3,403 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0043% | 7,593 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0124% | 7,831 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0125% | 7,802 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0238% | 1,773 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9734% | 574 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8193% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0943% | 3,365 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0012% | 7,548 |
| Percentage Net Loans Charged-off:Construction & development | 0.0279% | 684 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0132% | 7,939 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2710% | 2,199 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.3001% | 8,412 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.8296% | 402 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0239% | 4,605 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0017% | 7,510 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0174% | 8,006 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0289% | 1,909 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0292% | 1,796 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0925% | 2,455 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.6231% | 8,481 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9346% | 523 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0279% | 4,044 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0105% | 2,150 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0504% | 1,397 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0508% | 1,321 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,652 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5503% | 2,198 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8070% | 514 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0390% | 3,070 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0224% | 1,292 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1585% | 592 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1604% | 580 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3607% | 7,741 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4811% | 339 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0430% | 4,942 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0100% | 3,077 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0692% | 1,747 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0703% | 1,681 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0074% | 7,029 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3160% | 508 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0365% | 4,618 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,051 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0105% | 6,850 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1638% | 523 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0391% | 4,176 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,541 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0171% | 6,858 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1218% | 554 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1005% | 2,436 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0196% | 6,898 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.8647% | 243 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4263% | 1,336 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3266% | 550 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7447% | 225 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7478% | 232 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4179% | 2,340 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0017% | 2,041 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5493% | 859 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4647% | 305 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9988% | 141 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0030% | 143 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6253% | 1,548 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8217% | 2,322 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4429% | 1,088 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0839% | 1,370 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1758% | 873 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1767% | 839 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0674% | 984 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3368% | 3,909 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9288% | 473 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1693% | 722 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3524% | 432 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3535% | 426 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.6955% | 405 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6345% | 2,573 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2566% | 2,848 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0082% | 3,687 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0152% | 3,021 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0152% | 2,870 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3402% | 3,108 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7455% | 3,191 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1895% | 3,097 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0218% | 8,463 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0402% | 8,601 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0402% | 8,596 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6365% | 1,937 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5245% | 3,732 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0464% | 5,063 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0325% | 8,595 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0602% | 8,711 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0602% | 8,706 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,532 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2244% | 4,873 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1126% | 3,179 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0651% | 8,812 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1183% | 8,893 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.1183% | 8,876 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,449 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5190% | 3,142 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4209% | 1,981 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0074% | 8,332 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0124% | 8,526 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0124% | 8,517 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2414% | 3,635 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4017% | 1,522 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4524% | 1,820 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0276% | 2,878 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0412% | 2,253 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0416% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0857% | 4,252 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5714% | 1,185 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4789% | 1,370 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2566% | 2,634 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3879% | 1,920 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3523% | 2,316 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0344% | 10,354 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1788% | 11,450 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2292% | 11,961 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.7169% | 13,090 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -1.0663% | 13,839 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |