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Equity Bank, Income and Expense
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,550,000 | 5,484 |
| Total interest expense | $1,801,000 | 6,841 |
| Net interest income | $3,749,000 | 4,554 |
| Provision for loan and lease losses | $260,000 | 2,872 |
| Total noninterest income | $958,000 | 3,235 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $260,000 | 4,682 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $698,000 | 2,305 |
| Total noninterest expense | $3,168,000 | 4,127 |
| Salaries and employee benefits | $1,539,000 | 4,219 |
| Premises and equipment expense | $425,000 | 4,323 |
| Additional noninterest expense | $1,204,000 | 3,770 |
| Pre-tax net operating income | $1,279,000 | 4,883 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $486,000 | 4,235 |
| Income before extraordinary items | $793,000 | 5,341 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $793,000 | 5,343 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 5,641 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $1,085,000 | 362 |
| Net operating income | $793,000 | 5,276 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,221,000 | 5,809 |
| Total interest expense | $2,016,000 | 6,429 |
| Net interest income | $3,205,000 | 5,217 |
| Provision for loan and lease losses | $115,000 | 4,295 |
| Total noninterest income | $992,000 | 3,121 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $220,000 | 5,343 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $772,000 | 2,156 |
| Total noninterest expense | $3,016,000 | 4,272 |
| Salaries and employee benefits | $1,133,000 | 5,474 |
| Premises and equipment expense | $400,000 | 4,538 |
| Additional noninterest expense | $1,483,000 | 3,114 |
| Pre-tax net operating income | $1,066,000 | 5,727 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $382,000 | 5,108 |
| Income before extraordinary items | $684,000 | 6,093 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $684,000 | 6,091 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $288,000 | 1,985 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $684,000 | 6,058 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,867,000 | 5,781 |
| Total interest expense | $1,884,000 | 5,873 |
| Net interest income | $2,983,000 | 5,635 |
| Provision for loan and lease losses | $150,000 | 3,586 |
| Total noninterest income | $2,018,000 | 1,827 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $203,000 | 5,805 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,815,000 | 1,206 |
| Total noninterest expense | $3,305,000 | 4,051 |
| Salaries and employee benefits | $953,000 | 6,344 |
| Premises and equipment expense | $297,000 | 5,766 |
| Additional noninterest expense | $2,055,000 | 2,515 |
| Pre-tax net operating income | $1,546,000 | 4,305 |
| Securities gains (losses) | $-3,000 | 9,178 |
| Applicable income taxes | $607,000 | 3,484 |
| Income before extraordinary items | $936,000 | 4,746 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $936,000 | 4,750 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $179,000 | 2,680 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $937,920 | 4,790 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,628,000 | 6,174 |
| Total interest expense | $2,075,000 | 5,666 |
| Net interest income | $2,553,000 | 6,438 |
| Provision for loan and lease losses | $240,000 | 3,470 |
| Total noninterest income | $1,306,000 | 2,730 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $180,000 | 6,372 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,126,000 | 1,878 |
| Total noninterest expense | $2,620,000 | 5,064 |
| Salaries and employee benefits | $894,000 | 6,750 |
| Premises and equipment expense | $351,000 | 5,221 |
| Additional noninterest expense | $1,375,000 | 3,770 |
| Pre-tax net operating income | $999,000 | 5,888 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $379,000 | 5,204 |
| Income before extraordinary items | $620,000 | 6,633 |
| Extraordinary gains, net | $24,000 | 2,616 |
| Net income | $644,000 | 6,631 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $154,000 | 3,617 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $620,000 | 6,385 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,781,000 | 6,587 |
| Total interest expense | $2,860,000 | 5,368 |
| Net interest income | $1,921,000 | 7,971 |
| Provision for loan and lease losses | $315,000 | 4,000 |
| Total noninterest income | $1,499,000 | 2,392 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $139,000 | 7,416 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,360,000 | 1,616 |
| Total noninterest expense | $2,816,000 | 4,788 |
| Salaries and employee benefits | $772,000 | 7,452 |
| Premises and equipment expense | $359,000 | 5,264 |
| Additional noninterest expense | $1,685,000 | 3,243 |
| Pre-tax net operating income | $289,000 | 10,244 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $115,000 | 9,514 |
| Income before extraordinary items | $174,000 | 10,945 |
| Extraordinary gains, net | $98,000 | 756 |
| Net income | $272,000 | 9,791 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $339,000 | 3,122 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $174,000 | 10,607 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.