Home > Equitable Co-operative Bank > Income and Expense
Equitable Co-operative Bank, Income and Expense
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $1,504,000 | 4,793 |
| Total interest expense | $109,000 | 4,962 |
| Net interest income | $1,395,000 | 4,719 |
| Provision for loan and lease losses | $152,000 | 1,877 |
| Total noninterest income | $355,000 | 3,581 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $29,000 | 5,147 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $326,000 | 2,919 |
| Total noninterest expense | $1,488,000 | 4,304 |
| Salaries and employee benefits | $637,000 | 4,718 |
| Premises and equipment expense | $231,000 | 3,570 |
| Additional noninterest expense | $620,000 | 3,793 |
| Pre-tax net operating income | $110,000 | 5,439 |
| Securities gains (losses) | $-7,000 | 5,873 |
| Applicable income taxes | $15,000 | 3,858 |
| Income before extraordinary items | $88,000 | 5,503 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $88,000 | 5,501 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $88,000 | 5,502 |
| Net charge-offs | $0 | 3,689 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $93,950 | 5,433 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $756,000 | 4,819 |
| Total interest expense | $56,000 | 4,972 |
| Net interest income | $700,000 | 4,743 |
| Provision for loan and lease losses | $96,000 | 1,561 |
| Total noninterest income | $196,000 | 3,409 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $14,000 | 5,188 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $182,000 | 2,737 |
| Total noninterest expense | $802,000 | 4,178 |
| Salaries and employee benefits | $349,000 | 4,615 |
| Premises and equipment expense | $127,000 | 3,407 |
| Additional noninterest expense | $326,000 | 3,689 |
| Pre-tax net operating income | $-2,000 | 5,802 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $-13,000 | 5,989 |
| Income before extraordinary items | $11,000 | 5,757 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $11,000 | 5,756 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $11,000 | 5,756 |
| Net charge-offs | $0 | 3,094 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $11,000 | 5,723 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $3,278,000 | 4,701 |
| Total interest expense | $382,000 | 4,243 |
| Net interest income | $2,896,000 | 4,707 |
| Provision for loan and lease losses | $54,000 | 3,575 |
| Total noninterest income | $390,000 | 4,511 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $62,000 | 5,214 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $328,000 | 3,861 |
| Total noninterest expense | $2,965,000 | 4,358 |
| Salaries and employee benefits | $1,387,000 | 4,645 |
| Premises and equipment expense | $464,000 | 3,623 |
| Additional noninterest expense | $1,114,000 | 4,078 |
| Pre-tax net operating income | $267,000 | 5,349 |
| Securities gains (losses) | $-83,000 | 6,065 |
| Applicable income taxes | $-527,000 | 6,085 |
| Income before extraordinary items | $711,000 | 4,392 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $711,000 | 4,389 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $711,000 | 4,392 |
| Net charge-offs | $42,000 | 3,378 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $794,000 | 4,216 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $2,495,000 | 4,721 |
| Total interest expense | $318,000 | 4,097 |
| Net interest income | $2,177,000 | 4,745 |
| Provision for loan and lease losses | $9,000 | 4,059 |
| Total noninterest income | $385,000 | 4,170 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $46,000 | 5,291 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $339,000 | 3,444 |
| Total noninterest expense | $2,203,000 | 4,407 |
| Salaries and employee benefits | $1,010,000 | 4,730 |
| Premises and equipment expense | $371,000 | 3,540 |
| Additional noninterest expense | $822,000 | 4,127 |
| Pre-tax net operating income | $350,000 | 5,108 |
| Securities gains (losses) | $-83,000 | 6,177 |
| Applicable income taxes | $-534,000 | 6,220 |
| Income before extraordinary items | $801,000 | 3,883 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $801,000 | 3,882 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $801,000 | 3,883 |
| Net charge-offs | $42,000 | 2,903 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $884,000 | 3,669 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $1,610,000 | 4,829 |
| Total interest expense | $234,000 | 3,945 |
| Net interest income | $1,376,000 | 4,881 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $226,000 | 4,359 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $30,000 | 5,328 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $196,000 | 3,664 |
| Total noninterest expense | $1,437,000 | 4,490 |
| Salaries and employee benefits | $675,000 | 4,771 |
| Premises and equipment expense | $262,000 | 3,443 |
| Additional noninterest expense | $500,000 | 4,357 |
| Pre-tax net operating income | $165,000 | 5,376 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $3,000 | 4,308 |
| Income before extraordinary items | $162,000 | 5,313 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $162,000 | 5,312 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $162,000 | 5,315 |
| Net charge-offs | $14,000 | 3,124 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $162,000 | 5,268 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $802,000 | 4,856 |
| Total interest expense | $117,000 | 3,989 |
| Net interest income | $685,000 | 4,910 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $115,000 | 4,328 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $14,000 | 5,415 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $101,000 | 3,585 |
| Total noninterest expense | $729,000 | 4,493 |
| Salaries and employee benefits | $338,000 | 4,805 |
| Premises and equipment expense | $134,000 | 3,423 |
| Additional noninterest expense | $257,000 | 4,306 |
| Pre-tax net operating income | $71,000 | 5,460 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $2,000 | 4,215 |
| Income before extraordinary items | $69,000 | 5,428 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $69,000 | 5,430 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $69,000 | 5,430 |
| Net charge-offs | $14,000 | 2,324 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $69,000 | 5,361 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $3,463,000 | 4,777 |
| Total interest expense | $492,000 | 4,043 |
| Net interest income | $2,971,000 | 4,830 |
| Provision for loan and lease losses | $-65,000 | 5,991 |
| Total noninterest income | $503,000 | 4,257 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $74,000 | 5,334 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $429,000 | 3,495 |
| Total noninterest expense | $3,605,000 | 4,069 |
| Salaries and employee benefits | $1,989,000 | 3,999 |
| Premises and equipment expense | $503,000 | 3,620 |
| Additional noninterest expense | $1,113,000 | 4,208 |
| Pre-tax net operating income | $-66,000 | 6,141 |
| Securities gains (losses) | $69,000 | 1,510 |
| Applicable income taxes | $10,000 | 4,202 |
| Income before extraordinary items | $-7,000 | 6,117 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $-7,000 | 6,116 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-7,000 | 6,117 |
| Net charge-offs | $0 | 4,970 |
| Cash dividends | $200,000 | 3,700 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 784 |
| Net operating income | $-51,160 | 6,137 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $2,637,000 | 4,797 |
| Total interest expense | $371,000 | 4,096 |
| Net interest income | $2,266,000 | 4,846 |
| Provision for loan and lease losses | $-65,000 | 6,163 |
| Total noninterest income | $431,000 | 4,098 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $54,000 | 5,438 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $377,000 | 3,297 |
| Total noninterest expense | $2,538,000 | 4,235 |
| Salaries and employee benefits | $1,296,000 | 4,324 |
| Premises and equipment expense | $385,000 | 3,619 |
| Additional noninterest expense | $857,000 | 4,177 |
| Pre-tax net operating income | $224,000 | 5,574 |
| Securities gains (losses) | $36,000 | 1,670 |
| Applicable income taxes | $8,000 | 4,246 |
| Income before extraordinary items | $252,000 | 5,394 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $252,000 | 5,394 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $252,000 | 5,396 |
| Net charge-offs | $0 | 4,696 |
| Cash dividends | $200,000 | 3,059 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 731 |
| Net operating income | $217,080 | 5,470 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $1,760,000 | 4,813 |
| Total interest expense | $248,000 | 4,135 |
| Net interest income | $1,512,000 | 4,857 |
| Provision for loan and lease losses | $-65,000 | 6,302 |
| Total noninterest income | $344,000 | 3,766 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $37,000 | 5,424 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $307,000 | 3,012 |
| Total noninterest expense | $1,737,000 | 4,194 |
| Salaries and employee benefits | $891,000 | 4,284 |
| Premises and equipment expense | $251,000 | 3,703 |
| Additional noninterest expense | $595,000 | 4,115 |
| Pre-tax net operating income | $184,000 | 5,392 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $5,000 | 4,257 |
| Income before extraordinary items | $179,000 | 5,326 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $179,000 | 5,328 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $179,000 | 5,329 |
| Net charge-offs | $0 | 4,375 |
| Cash dividends | $200,000 | 2,696 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 675 |
| Net operating income | $179,000 | 5,280 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $872,000 | 4,875 |
| Total interest expense | $116,000 | 4,317 |
| Net interest income | $756,000 | 4,884 |
| Provision for loan and lease losses | $-65,000 | 6,489 |
| Total noninterest income | $224,000 | 3,265 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $18,000 | 5,462 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $206,000 | 2,522 |
| Total noninterest expense | $884,000 | 4,183 |
| Salaries and employee benefits | $465,000 | 4,233 |
| Premises and equipment expense | $133,000 | 3,620 |
| Additional noninterest expense | $286,000 | 4,204 |
| Pre-tax net operating income | $161,000 | 4,775 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $2,000 | 4,234 |
| Income before extraordinary items | $159,000 | 4,602 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $159,000 | 4,605 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $159,000 | 4,605 |
| Net charge-offs | $0 | 3,660 |
| Cash dividends | $200,000 | 1,744 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 574 |
| Net operating income | $159,000 | 4,552 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $3,453,000 | 4,965 |
| Total interest expense | $484,000 | 4,536 |
| Net interest income | $2,969,000 | 4,955 |
| Provision for loan and lease losses | $113,000 | 3,582 |
| Total noninterest income | $1,148,000 | 2,979 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $78,000 | 5,556 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,070,000 | 2,288 |
| Total noninterest expense | $3,615,000 | 4,173 |
| Salaries and employee benefits | $1,965,000 | 4,125 |
| Premises and equipment expense | $456,000 | 3,933 |
| Additional noninterest expense | $1,194,000 | 4,209 |
| Pre-tax net operating income | $389,000 | 5,246 |
| Securities gains (losses) | $130,000 | 1,155 |
| Applicable income taxes | $11,000 | 4,273 |
| Income before extraordinary items | $508,000 | 4,883 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $508,000 | 4,886 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $508,000 | 4,886 |
| Net charge-offs | $50,000 | 4,351 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $380,600 | 5,142 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $2,574,000 | 5,024 |
| Total interest expense | $365,000 | 4,612 |
| Net interest income | $2,209,000 | 5,017 |
| Provision for loan and lease losses | $113,000 | 3,247 |
| Total noninterest income | $1,034,000 | 2,773 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $60,000 | 5,583 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $974,000 | 2,073 |
| Total noninterest expense | $2,719,000 | 4,183 |
| Salaries and employee benefits | $1,456,000 | 4,152 |
| Premises and equipment expense | $348,000 | 3,945 |
| Additional noninterest expense | $915,000 | 4,162 |
| Pre-tax net operating income | $411,000 | 4,988 |
| Securities gains (losses) | $104,000 | 1,190 |
| Applicable income taxes | $9,000 | 4,349 |
| Income before extraordinary items | $506,000 | 4,586 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $506,000 | 4,590 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $506,000 | 4,591 |
| Net charge-offs | $50,000 | 3,855 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $404,080 | 4,808 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,682,000 | 5,093 |
| Total interest expense | $244,000 | 4,672 |
| Net interest income | $1,438,000 | 5,082 |
| Provision for loan and lease losses | $113,000 | 2,844 |
| Total noninterest income | $930,000 | 2,327 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $39,000 | 5,628 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $891,000 | 1,725 |
| Total noninterest expense | $1,852,000 | 4,143 |
| Salaries and employee benefits | $980,000 | 4,168 |
| Premises and equipment expense | $231,000 | 3,962 |
| Additional noninterest expense | $641,000 | 4,032 |
| Pre-tax net operating income | $403,000 | 4,468 |
| Securities gains (losses) | $102,000 | 1,105 |
| Applicable income taxes | $6,000 | 4,328 |
| Income before extraordinary items | $499,000 | 3,943 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $499,000 | 3,945 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $499,000 | 3,946 |
| Net charge-offs | $50,000 | 3,354 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $398,020 | 4,214 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $849,000 | 5,097 |
| Total interest expense | $126,000 | 4,682 |
| Net interest income | $723,000 | 5,092 |
| Provision for loan and lease losses | $108,000 | 1,972 |
| Total noninterest income | $754,000 | 1,634 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $19,000 | 5,651 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $735,000 | 1,215 |
| Total noninterest expense | $923,000 | 4,197 |
| Salaries and employee benefits | $513,000 | 4,096 |
| Premises and equipment expense | $114,000 | 4,024 |
| Additional noninterest expense | $296,000 | 4,259 |
| Pre-tax net operating income | $446,000 | 3,093 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $2,000 | 4,407 |
| Income before extraordinary items | $444,000 | 2,825 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $444,000 | 2,827 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $444,000 | 2,827 |
| Net charge-offs | $47,000 | 2,457 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $444,000 | 2,729 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $3,744,000 | 5,034 |
| Total interest expense | $738,000 | 4,282 |
| Net interest income | $3,006,000 | 5,100 |
| Provision for loan and lease losses | $120,000 | 4,465 |
| Total noninterest income | $1,394,000 | 2,726 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $90,000 | 5,580 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,304,000 | 2,019 |
| Total noninterest expense | $3,473,000 | 4,399 |
| Salaries and employee benefits | $1,840,000 | 4,341 |
| Premises and equipment expense | $457,000 | 4,028 |
| Additional noninterest expense | $1,176,000 | 4,407 |
| Pre-tax net operating income | $807,000 | 4,330 |
| Securities gains (losses) | $165,000 | 1,856 |
| Applicable income taxes | $35,000 | 4,005 |
| Income before extraordinary items | $937,000 | 4,021 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $937,000 | 4,021 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $937,000 | 4,023 |
| Net charge-offs | $5,000 | 5,755 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $778,600 | 4,142 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $2,844,000 | 5,086 |
| Total interest expense | $590,000 | 4,272 |
| Net interest income | $2,254,000 | 5,173 |
| Provision for loan and lease losses | $80,000 | 4,589 |
| Total noninterest income | $930,000 | 2,919 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $66,000 | 5,680 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $864,000 | 2,188 |
| Total noninterest expense | $2,502,000 | 4,516 |
| Salaries and employee benefits | $1,275,000 | 4,556 |
| Premises and equipment expense | $352,000 | 4,026 |
| Additional noninterest expense | $875,000 | 4,461 |
| Pre-tax net operating income | $602,000 | 4,452 |
| Securities gains (losses) | $165,000 | 1,585 |
| Applicable income taxes | $22,000 | 4,128 |
| Income before extraordinary items | $745,000 | 3,981 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $745,000 | 3,981 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $745,000 | 3,983 |
| Net charge-offs | $-2,000 | 6,317 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $584,950 | 4,239 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,919,000 | 5,094 |
| Total interest expense | $411,000 | 4,274 |
| Net interest income | $1,508,000 | 5,193 |
| Provision for loan and lease losses | $30,000 | 4,864 |
| Total noninterest income | $537,000 | 3,106 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $45,000 | 5,675 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $492,000 | 2,359 |
| Total noninterest expense | $1,622,000 | 4,609 |
| Salaries and employee benefits | $834,000 | 4,626 |
| Premises and equipment expense | $226,000 | 4,123 |
| Additional noninterest expense | $562,000 | 4,550 |
| Pre-tax net operating income | $393,000 | 4,474 |
| Securities gains (losses) | $31,000 | 2,315 |
| Applicable income taxes | $22,000 | 3,966 |
| Income before extraordinary items | $402,000 | 4,351 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $402,000 | 4,354 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $402,000 | 4,353 |
| Net charge-offs | $-2,000 | 6,263 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $372,550 | 4,296 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $967,000 | 5,124 |
| Total interest expense | $207,000 | 4,375 |
| Net interest income | $760,000 | 5,203 |
| Provision for loan and lease losses | $15,000 | 4,598 |
| Total noninterest income | $223,000 | 3,449 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $23,000 | 5,630 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $200,000 | 2,660 |
| Total noninterest expense | $784,000 | 4,721 |
| Salaries and employee benefits | $405,000 | 4,749 |
| Premises and equipment expense | $110,000 | 4,193 |
| Additional noninterest expense | $269,000 | 4,661 |
| Pre-tax net operating income | $184,000 | 4,633 |
| Securities gains (losses) | $22,000 | 1,558 |
| Applicable income taxes | $3,000 | 4,405 |
| Income before extraordinary items | $203,000 | 4,357 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $203,000 | 4,359 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $203,000 | 4,360 |
| Net charge-offs | $-2,000 | 6,038 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $181,220 | 4,401 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $3,884,000 | 5,218 |
| Total interest expense | $899,000 | 4,648 |
| Net interest income | $2,985,000 | 5,277 |
| Provision for loan and lease losses | $104,000 | 5,309 |
| Total noninterest income | $538,000 | 4,271 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $79,000 | 5,832 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $459,000 | 3,236 |
| Total noninterest expense | $3,200,000 | 4,696 |
| Salaries and employee benefits | $1,649,000 | 4,688 |
| Premises and equipment expense | $413,000 | 4,492 |
| Additional noninterest expense | $1,138,000 | 4,605 |
| Pre-tax net operating income | $219,000 | 5,449 |
| Securities gains (losses) | $-140,000 | 7,125 |
| Applicable income taxes | $12,000 | 4,266 |
| Income before extraordinary items | $67,000 | 5,979 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $67,000 | 5,981 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $67,000 | 5,981 |
| Net charge-offs | $-12,000 | 7,037 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $186,000 | 5,487 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $2,897,000 | 5,280 |
| Total interest expense | $679,000 | 4,761 |
| Net interest income | $2,218,000 | 5,344 |
| Provision for loan and lease losses | $28,000 | 5,855 |
| Total noninterest income | $311,000 | 4,762 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $57,000 | 5,906 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $254,000 | 3,708 |
| Total noninterest expense | $2,427,000 | 4,680 |
| Salaries and employee benefits | $1,261,000 | 4,648 |
| Premises and equipment expense | $317,000 | 4,495 |
| Additional noninterest expense | $849,000 | 4,609 |
| Pre-tax net operating income | $74,000 | 5,912 |
| Securities gains (losses) | $-139,000 | 7,258 |
| Applicable income taxes | $6,000 | 4,372 |
| Income before extraordinary items | $-71,000 | 6,383 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-71,000 | 6,386 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-71,000 | 6,386 |
| Net charge-offs | $-38,000 | 7,217 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $68,000 | 5,907 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,943,000 | 5,316 |
| Total interest expense | $460,000 | 4,833 |
| Net interest income | $1,483,000 | 5,361 |
| Provision for loan and lease losses | $15,000 | 5,808 |
| Total noninterest income | $110,000 | 5,737 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $37,000 | 5,936 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $73,000 | 5,024 |
| Total noninterest expense | $1,663,000 | 4,666 |
| Salaries and employee benefits | $864,000 | 4,606 |
| Premises and equipment expense | $217,000 | 4,472 |
| Additional noninterest expense | $582,000 | 4,610 |
| Pre-tax net operating income | $-85,000 | 6,393 |
| Securities gains (losses) | $-148,000 | 7,355 |
| Applicable income taxes | $9,000 | 4,140 |
| Income before extraordinary items | $-242,000 | 6,676 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-242,000 | 6,677 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-242,000 | 6,677 |
| Net charge-offs | $-38,000 | 7,277 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-94,000 | 6,459 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $986,000 | 5,305 |
| Total interest expense | $236,000 | 4,884 |
| Net interest income | $750,000 | 5,344 |
| Provision for loan and lease losses | $15,000 | 5,117 |
| Total noninterest income | $54,000 | 5,845 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $19,000 | 5,858 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $35,000 | 5,181 |
| Total noninterest expense | $898,000 | 4,477 |
| Salaries and employee benefits | $472,000 | 4,384 |
| Premises and equipment expense | $125,000 | 4,165 |
| Additional noninterest expense | $301,000 | 4,520 |
| Pre-tax net operating income | $-109,000 | 6,698 |
| Securities gains (losses) | $48,000 | 772 |
| Applicable income taxes | $3,000 | 4,206 |
| Income before extraordinary items | $-64,000 | 6,623 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-64,000 | 6,623 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-64,000 | 6,623 |
| Net charge-offs | $3,000 | 4,807 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-112,000 | 6,730 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $4,138,000 | 5,323 |
| Total interest expense | $1,107,000 | 5,001 |
| Net interest income | $3,031,000 | 5,333 |
| Provision for loan and lease losses | $874,000 | 3,264 |
| Total noninterest income | $545,000 | 4,413 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $82,000 | 5,740 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $463,000 | 3,299 |
| Total noninterest expense | $3,127,000 | 4,916 |
| Salaries and employee benefits | $1,670,000 | 4,751 |
| Premises and equipment expense | $393,000 | 4,796 |
| Additional noninterest expense | $1,064,000 | 4,929 |
| Pre-tax net operating income | $-425,000 | 6,213 |
| Securities gains (losses) | $-22,000 | 7,089 |
| Applicable income taxes | $14,000 | 4,130 |
| Income before extraordinary items | $-461,000 | 6,349 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-461,000 | 6,350 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-461,000 | 6,350 |
| Net charge-offs | $824,000 | 2,958 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-439,000 | 6,288 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $3,076,000 | 5,434 |
| Total interest expense | $858,000 | 5,079 |
| Net interest income | $2,218,000 | 5,462 |
| Provision for loan and lease losses | $874,000 | 2,721 |
| Total noninterest income | $248,000 | 5,339 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $61,000 | 5,835 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $187,000 | 4,287 |
| Total noninterest expense | $2,207,000 | 5,092 |
| Salaries and employee benefits | $1,211,000 | 4,882 |
| Premises and equipment expense | $294,000 | 4,878 |
| Additional noninterest expense | $702,000 | 5,253 |
| Pre-tax net operating income | $-615,000 | 6,607 |
| Securities gains (losses) | $-23,000 | 7,273 |
| Applicable income taxes | $10,000 | 4,245 |
| Income before extraordinary items | $-648,000 | 6,750 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-648,000 | 6,751 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-648,000 | 6,751 |
| Net charge-offs | $131,000 | 4,638 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-625,000 | 6,680 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,059,000 | 5,477 |
| Total interest expense | $596,000 | 5,086 |
| Net interest income | $1,463,000 | 5,506 |
| Provision for loan and lease losses | $327,000 | 3,479 |
| Total noninterest income | $153,000 | 5,451 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $42,000 | 5,813 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $111,000 | 4,471 |
| Total noninterest expense | $1,360,000 | 5,328 |
| Salaries and employee benefits | $755,000 | 5,090 |
| Premises and equipment expense | $185,000 | 5,051 |
| Additional noninterest expense | $420,000 | 5,549 |
| Pre-tax net operating income | $-71,000 | 6,226 |
| Securities gains (losses) | $2,000 | 2,979 |
| Applicable income taxes | $6,000 | 4,252 |
| Income before extraordinary items | $-75,000 | 6,369 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-75,000 | 6,371 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-75,000 | 6,369 |
| Net charge-offs | $129,000 | 3,979 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-77,000 | 6,293 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,011,000 | 5,591 |
| Total interest expense | $311,000 | 5,122 |
| Net interest income | $700,000 | 5,655 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $71,000 | 5,623 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $21,000 | 5,847 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $50,000 | 4,691 |
| Total noninterest expense | $680,000 | 5,388 |
| Salaries and employee benefits | $363,000 | 5,249 |
| Premises and equipment expense | $93,000 | 5,121 |
| Additional noninterest expense | $224,000 | 5,415 |
| Pre-tax net operating income | $91,000 | 5,152 |
| Securities gains (losses) | $3,000 | 1,999 |
| Applicable income taxes | $7,000 | 3,969 |
| Income before extraordinary items | $87,000 | 5,156 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $87,000 | 5,157 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $87,000 | 5,156 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $84,210 | 5,074 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $4,744,000 | 5,276 |
| Total interest expense | $1,581,000 | 5,047 |
| Net interest income | $3,163,000 | 5,247 |
| Provision for loan and lease losses | $302,000 | 5,239 |
| Total noninterest income | $136,000 | 6,685 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $88,000 | 5,919 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $48,000 | 6,408 |
| Total noninterest expense | $2,979,000 | 5,204 |
| Salaries and employee benefits | $1,660,000 | 4,895 |
| Premises and equipment expense | $398,000 | 5,004 |
| Additional noninterest expense | $921,000 | 5,472 |
| Pre-tax net operating income | $18,000 | 5,354 |
| Securities gains (losses) | $-1,794,000 | 7,791 |
| Applicable income taxes | $-368,000 | 6,936 |
| Income before extraordinary items | $-1,408,000 | 6,537 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-1,408,000 | 6,537 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-1,408,000 | 6,537 |
| Net charge-offs | $548,000 | 3,666 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $9,260 | 5,446 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $3,621,000 | 5,285 |
| Total interest expense | $1,235,000 | 5,071 |
| Net interest income | $2,386,000 | 5,245 |
| Provision for loan and lease losses | $77,000 | 6,244 |
| Total noninterest income | $52,000 | 7,381 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $66,000 | 5,973 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $-14,000 | 7,684 |
| Total noninterest expense | $2,176,000 | 5,292 |
| Salaries and employee benefits | $1,180,000 | 5,088 |
| Premises and equipment expense | $275,000 | 5,244 |
| Additional noninterest expense | $721,000 | 5,323 |
| Pre-tax net operating income | $185,000 | 4,982 |
| Securities gains (losses) | $-82,000 | 7,444 |
| Applicable income taxes | $-343,000 | 7,232 |
| Income before extraordinary items | $446,000 | 3,879 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $446,000 | 3,876 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $446,000 | 3,878 |
| Net charge-offs | $368,000 | 3,445 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $528,000 | 3,511 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,442,000 | 5,311 |
| Total interest expense | $859,000 | 5,092 |
| Net interest income | $1,583,000 | 5,253 |
| Provision for loan and lease losses | $12,000 | 6,848 |
| Total noninterest income | $79,000 | 6,694 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $40,000 | 6,076 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $39,000 | 6,109 |
| Total noninterest expense | $1,444,000 | 5,353 |
| Salaries and employee benefits | $780,000 | 5,180 |
| Premises and equipment expense | $182,000 | 5,312 |
| Additional noninterest expense | $482,000 | 5,342 |
| Pre-tax net operating income | $206,000 | 4,613 |
| Securities gains (losses) | $-82,000 | 7,655 |
| Applicable income taxes | $-348,000 | 7,469 |
| Income before extraordinary items | $472,000 | 3,197 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $472,000 | 3,195 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $472,000 | 3,196 |
| Net charge-offs | $364,000 | 2,710 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $554,000 | 2,805 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,238,000 | 5,298 |
| Total interest expense | $456,000 | 5,077 |
| Net interest income | $782,000 | 5,282 |
| Provision for loan and lease losses | $12,000 | 6,236 |
| Total noninterest income | $25,000 | 7,225 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $19,000 | 6,115 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $6,000 | 7,210 |
| Total noninterest expense | $691,000 | 5,428 |
| Salaries and employee benefits | $377,000 | 5,338 |
| Premises and equipment expense | $91,000 | 5,354 |
| Additional noninterest expense | $223,000 | 5,294 |
| Pre-tax net operating income | $104,000 | 4,993 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $28,000 | 3,336 |
| Income before extraordinary items | $76,000 | 5,298 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $76,000 | 5,303 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $76,000 | 5,302 |
| Net charge-offs | $14,000 | 4,567 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $76,000 | 5,123 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $4,989,000 | 5,465 |
| Total interest expense | $2,235,000 | 5,041 |
| Net interest income | $2,754,000 | 5,652 |
| Provision for loan and lease losses | $663,000 | 3,329 |
| Total noninterest income | $407,000 | 5,238 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $87,000 | 6,083 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $320,000 | 3,994 |
| Total noninterest expense | $2,843,000 | 5,292 |
| Salaries and employee benefits | $1,660,000 | 5,029 |
| Premises and equipment expense | $395,000 | 5,114 |
| Additional noninterest expense | $788,000 | 5,510 |
| Pre-tax net operating income | $-345,000 | 6,666 |
| Securities gains (losses) | $-1,824,000 | 7,866 |
| Applicable income taxes | $-257,000 | 7,284 |
| Income before extraordinary items | $-1,912,000 | 7,358 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,912,000 | 7,356 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $365,000 | 3,256 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-306,880 | 6,724 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $3,748,000 | 5,532 |
| Total interest expense | $1,706,000 | 5,122 |
| Net interest income | $2,042,000 | 5,734 |
| Provision for loan and lease losses | $313,000 | 3,481 |
| Total noninterest income | $323,000 | 5,226 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $65,000 | 6,126 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $258,000 | 3,967 |
| Total noninterest expense | $2,056,000 | 5,382 |
| Salaries and employee benefits | $1,208,000 | 5,132 |
| Premises and equipment expense | $299,000 | 5,120 |
| Additional noninterest expense | $549,000 | 5,667 |
| Pre-tax net operating income | $-4,000 | 6,749 |
| Securities gains (losses) | $-1,229,000 | 7,967 |
| Applicable income taxes | $-248,000 | 7,704 |
| Income before extraordinary items | $-985,000 | 7,496 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-985,000 | 7,494 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $154,000 | 3,362 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-1,800 | 6,767 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,464,000 | 5,652 |
| Total interest expense | $1,155,000 | 5,221 |
| Net interest income | $1,309,000 | 5,851 |
| Provision for loan and lease losses | $22,000 | 5,910 |
| Total noninterest income | $235,000 | 5,120 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $42,000 | 6,170 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $193,000 | 3,845 |
| Total noninterest expense | $1,367,000 | 5,422 |
| Salaries and employee benefits | $808,000 | 5,176 |
| Premises and equipment expense | $201,000 | 5,131 |
| Additional noninterest expense | $358,000 | 5,725 |
| Pre-tax net operating income | $155,000 | 6,087 |
| Securities gains (losses) | $9,000 | 2,500 |
| Applicable income taxes | $-208,000 | 7,988 |
| Income before extraordinary items | $372,000 | 4,622 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $372,000 | 4,622 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-19,000 | 8,039 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $363,000 | 4,602 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,256,000 | 5,695 |
| Total interest expense | $600,000 | 5,287 |
| Net interest income | $656,000 | 5,871 |
| Provision for loan and lease losses | $22,000 | 4,820 |
| Total noninterest income | $122,000 | 5,043 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $21,000 | 6,186 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $101,000 | 3,742 |
| Total noninterest expense | $677,000 | 5,475 |
| Salaries and employee benefits | $400,000 | 5,229 |
| Premises and equipment expense | $104,000 | 5,055 |
| Additional noninterest expense | $173,000 | 5,772 |
| Pre-tax net operating income | $79,000 | 6,262 |
| Securities gains (losses) | $9,000 | 2,013 |
| Applicable income taxes | $5,000 | 5,114 |
| Income before extraordinary items | $83,000 | 6,073 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $83,000 | 6,075 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-20,000 | 8,139 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $74,540 | 6,122 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $4,952,000 | 5,750 |
| Total interest expense | $2,338,000 | 5,447 |
| Net interest income | $2,614,000 | 5,857 |
| Provision for loan and lease losses | $937,000 | 1,488 |
| Total noninterest income | $604,000 | 4,628 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $91,000 | 6,151 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $513,000 | 3,268 |
| Total noninterest expense | $2,784,000 | 5,244 |
| Salaries and employee benefits | $1,712,000 | 4,917 |
| Premises and equipment expense | $256,000 | 6,188 |
| Additional noninterest expense | $816,000 | 5,283 |
| Pre-tax net operating income | $-503,000 | 7,818 |
| Securities gains (losses) | $14,000 | 1,219 |
| Applicable income taxes | $22,000 | 5,376 |
| Income before extraordinary items | $-511,000 | 7,889 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-511,000 | 7,888 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $977,000 | 1,044 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-525,000 | 7,885 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $3,626,000 | 5,836 |
| Total interest expense | $1,728,000 | 5,493 |
| Net interest income | $1,898,000 | 5,963 |
| Provision for loan and lease losses | $912,000 | 967 |
| Total noninterest income | $409,000 | 4,851 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $68,000 | 6,177 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $341,000 | 3,506 |
| Total noninterest expense | $2,056,000 | 5,271 |
| Salaries and employee benefits | $1,278,000 | 4,902 |
| Premises and equipment expense | $177,000 | 6,379 |
| Additional noninterest expense | $601,000 | 5,290 |
| Pre-tax net operating income | $-661,000 | 8,167 |
| Securities gains (losses) | $14,000 | 909 |
| Applicable income taxes | $46,000 | 5,004 |
| Income before extraordinary items | $-693,000 | 8,227 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-693,000 | 8,224 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $953,000 | 676 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $-707,000 | 8,224 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,392,000 | 5,887 |
| Total interest expense | $1,143,000 | 5,514 |
| Net interest income | $1,249,000 | 6,047 |
| Provision for loan and lease losses | $861,000 | 661 |
| Total noninterest income | $318,000 | 4,540 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $46,000 | 6,201 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $272,000 | 3,180 |
| Total noninterest expense | $1,386,000 | 5,269 |
| Salaries and employee benefits | $857,000 | 4,911 |
| Premises and equipment expense | $116,000 | 6,453 |
| Additional noninterest expense | $413,000 | 5,200 |
| Pre-tax net operating income | $-680,000 | 8,370 |
| Securities gains (losses) | $3,000 | 1,133 |
| Applicable income taxes | $66,000 | 4,522 |
| Income before extraordinary items | $-743,000 | 8,423 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-743,000 | 8,421 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $902,000 | 479 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $-746,000 | 8,412 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,189,000 | 5,903 |
| Total interest expense | $558,000 | 5,577 |
| Net interest income | $631,000 | 6,029 |
| Provision for loan and lease losses | $826,000 | 340 |
| Total noninterest income | $180,000 | 4,251 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $23,000 | 6,169 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $157,000 | 2,924 |
| Total noninterest expense | $760,000 | 4,972 |
| Salaries and employee benefits | $444,000 | 4,830 |
| Premises and equipment expense | $66,000 | 6,178 |
| Additional noninterest expense | $250,000 | 4,540 |
| Pre-tax net operating income | $-775,000 | 8,570 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $33,000 | 4,531 |
| Income before extraordinary items | $-808,000 | 8,581 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-808,000 | 8,579 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $902,000 | 258 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $-808,000 | 8,576 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $4,669,000 | 5,737 |
| Total interest expense | $1,824,000 | 5,654 |
| Net interest income | $2,845,000 | 5,683 |
| Provision for loan and lease losses | $45,000 | 5,711 |
| Total noninterest income | $924,000 | 3,726 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $103,000 | 6,121 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $821,000 | 2,548 |
| Total noninterest expense | $2,975,000 | 4,924 |
| Salaries and employee benefits | $1,802,000 | 4,607 |
| Premises and equipment expense | $474,000 | 4,421 |
| Additional noninterest expense | $699,000 | 5,653 |
| Pre-tax net operating income | $749,000 | 5,790 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $225,000 | 4,171 |
| Income before extraordinary items | $524,000 | 6,066 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $524,000 | 6,067 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 5,765 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $524,000 | 6,065 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $3,440,000 | 5,789 |
| Total interest expense | $1,303,000 | 5,708 |
| Net interest income | $2,137,000 | 5,721 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $808,000 | 3,377 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $77,000 | 6,199 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $731,000 | 2,270 |
| Total noninterest expense | $2,250,000 | 4,863 |
| Salaries and employee benefits | $1,338,000 | 4,618 |
| Premises and equipment expense | $390,000 | 4,163 |
| Additional noninterest expense | $522,000 | 5,640 |
| Pre-tax net operating income | $695,000 | 5,546 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $236,000 | 3,927 |
| Income before extraordinary items | $459,000 | 5,953 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $459,000 | 5,954 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $459,000 | 5,949 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,263,000 | 5,796 |
| Total interest expense | $832,000 | 5,704 |
| Net interest income | $1,431,000 | 5,740 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $574,000 | 3,213 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $52,000 | 6,195 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $522,000 | 2,154 |
| Total noninterest expense | $1,511,000 | 4,855 |
| Salaries and employee benefits | $885,000 | 4,663 |
| Premises and equipment expense | $241,000 | 4,371 |
| Additional noninterest expense | $385,000 | 5,341 |
| Pre-tax net operating income | $494,000 | 5,426 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $167,000 | 3,860 |
| Income before extraordinary items | $327,000 | 5,827 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $327,000 | 5,827 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $327,000 | 5,826 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,086,000 | 5,877 |
| Total interest expense | $406,000 | 5,643 |
| Net interest income | $680,000 | 5,889 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $99,000 | 5,618 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $27,000 | 6,103 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $72,000 | 4,366 |
| Total noninterest expense | $722,000 | 5,033 |
| Salaries and employee benefits | $419,000 | 4,864 |
| Premises and equipment expense | $121,000 | 4,385 |
| Additional noninterest expense | $182,000 | 5,465 |
| Pre-tax net operating income | $57,000 | 7,609 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $7,000 | 5,939 |
| Income before extraordinary items | $50,000 | 7,534 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $50,000 | 7,533 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $50,000 | 7,538 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $3,923,000 | 5,879 |
| Total interest expense | $1,157,000 | 5,917 |
| Net interest income | $2,766,000 | 5,757 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $892,000 | 3,818 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $99,000 | 6,305 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $793,000 | 2,556 |
| Total noninterest expense | $2,903,000 | 4,872 |
| Salaries and employee benefits | $1,590,000 | 4,863 |
| Premises and equipment expense | $571,000 | 3,806 |
| Additional noninterest expense | $742,000 | 5,422 |
| Pre-tax net operating income | $755,000 | 5,996 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $250,000 | 4,363 |
| Income before extraordinary items | $505,000 | 6,349 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $505,000 | 6,354 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $505,000 | 6,323 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,889,000 | 5,915 |
| Total interest expense | $804,000 | 6,009 |
| Net interest income | $2,085,000 | 5,762 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $688,000 | 3,765 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $73,000 | 6,369 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $615,000 | 2,523 |
| Total noninterest expense | $2,181,000 | 4,846 |
| Salaries and employee benefits | $1,190,000 | 4,853 |
| Premises and equipment expense | $460,000 | 3,586 |
| Additional noninterest expense | $531,000 | 5,530 |
| Pre-tax net operating income | $592,000 | 6,039 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $198,000 | 4,432 |
| Income before extraordinary items | $394,000 | 6,407 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $394,000 | 6,408 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $394,000 | 6,370 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,874,000 | 5,933 |
| Total interest expense | $510,000 | 5,993 |
| Net interest income | $1,364,000 | 5,808 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $601,000 | 3,084 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $47,000 | 6,391 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $554,000 | 2,042 |
| Total noninterest expense | $1,513,000 | 4,702 |
| Salaries and employee benefits | $817,000 | 4,741 |
| Premises and equipment expense | $327,000 | 3,379 |
| Additional noninterest expense | $369,000 | 5,361 |
| Pre-tax net operating income | $452,000 | 5,692 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $160,000 | 4,150 |
| Income before extraordinary items | $292,000 | 6,178 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $292,000 | 6,181 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,447 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $292,000 | 6,126 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $902,000 | 6,040 |
| Total interest expense | $248,000 | 5,985 |
| Net interest income | $654,000 | 5,947 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $245,000 | 3,517 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $22,000 | 6,479 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $223,000 | 2,319 |
| Total noninterest expense | $752,000 | 4,736 |
| Salaries and employee benefits | $391,000 | 4,921 |
| Premises and equipment expense | $179,000 | 3,170 |
| Additional noninterest expense | $182,000 | 5,390 |
| Pre-tax net operating income | $147,000 | 6,611 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $50,000 | 4,748 |
| Income before extraordinary items | $97,000 | 6,948 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $97,000 | 6,950 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $97,000 | 6,923 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,410,000 | 6,048 |
| Total interest expense | $950,000 | 5,803 |
| Net interest income | $2,460,000 | 6,059 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $1,068,000 | 3,383 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $96,000 | 6,534 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $972,000 | 2,188 |
| Total noninterest expense | $2,959,000 | 4,705 |
| Salaries and employee benefits | $1,688,000 | 4,550 |
| Premises and equipment expense | $559,000 | 3,755 |
| Additional noninterest expense | $712,000 | 5,470 |
| Pre-tax net operating income | $569,000 | 6,489 |
| Securities gains (losses) | $154,000 | 970 |
| Applicable income taxes | $222,000 | 4,620 |
| Income before extraordinary items | $501,000 | 6,361 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $501,000 | 6,365 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,654 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $394,740 | 6,745 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,511,000 | 6,093 |
| Total interest expense | $713,000 | 5,776 |
| Net interest income | $1,798,000 | 6,142 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $984,000 | 2,968 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $81,000 | 6,393 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $903,000 | 1,913 |
| Total noninterest expense | $2,226,000 | 4,662 |
| Salaries and employee benefits | $1,268,000 | 4,501 |
| Premises and equipment expense | $410,000 | 3,801 |
| Additional noninterest expense | $548,000 | 5,351 |
| Pre-tax net operating income | $556,000 | 6,075 |
| Securities gains (losses) | $47,000 | 1,709 |
| Applicable income taxes | $191,000 | 4,508 |
| Income before extraordinary items | $412,000 | 6,247 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $412,000 | 6,247 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,223 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $380,040 | 6,362 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,628,000 | 6,202 |
| Total interest expense | $478,000 | 5,776 |
| Net interest income | $1,150,000 | 6,276 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $742,000 | 2,726 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $55,000 | 6,376 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $687,000 | 1,743 |
| Total noninterest expense | $1,540,000 | 4,582 |
| Salaries and employee benefits | $856,000 | 4,492 |
| Premises and equipment expense | $291,000 | 3,648 |
| Additional noninterest expense | $393,000 | 5,126 |
| Pre-tax net operating income | $352,000 | 6,172 |
| Securities gains (losses) | $48,000 | 1,489 |
| Applicable income taxes | $128,000 | 4,508 |
| Income before extraordinary items | $272,000 | 6,261 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $272,000 | 6,262 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,680 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $239,360 | 6,460 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $802,000 | 6,254 |
| Total interest expense | $237,000 | 5,848 |
| Net interest income | $565,000 | 6,340 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $222,000 | 3,798 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $21,000 | 6,734 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $201,000 | 2,472 |
| Total noninterest expense | $715,000 | 4,849 |
| Salaries and employee benefits | $391,000 | 4,820 |
| Premises and equipment expense | $127,000 | 4,055 |
| Additional noninterest expense | $197,000 | 5,125 |
| Pre-tax net operating income | $72,000 | 7,574 |
| Securities gains (losses) | $45,000 | 1,261 |
| Applicable income taxes | $36,000 | 5,209 |
| Income before extraordinary items | $81,000 | 7,198 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $81,000 | 7,200 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $49,950 | 7,733 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,457,000 | 6,076 |
| Total interest expense | $1,093,000 | 5,856 |
| Net interest income | $2,364,000 | 6,077 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $597,000 | 4,984 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $88,000 | 6,750 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $509,000 | 3,549 |
| Total noninterest expense | $2,534,000 | 5,166 |
| Salaries and employee benefits | $1,562,000 | 4,726 |
| Premises and equipment expense | $336,000 | 5,308 |
| Additional noninterest expense | $636,000 | 5,797 |
| Pre-tax net operating income | $427,000 | 6,930 |
| Securities gains (losses) | $54,000 | 2,448 |
| Applicable income taxes | $134,000 | 5,413 |
| Income before extraordinary items | $347,000 | 7,056 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $347,000 | 7,057 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 7,116 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $308,120 | 7,102 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,633,000 | 6,099 |
| Total interest expense | $840,000 | 5,928 |
| Net interest income | $1,793,000 | 6,063 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $362,000 | 5,571 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $58,000 | 7,002 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $304,000 | 4,018 |
| Total noninterest expense | $1,894,000 | 5,163 |
| Salaries and employee benefits | $1,170,000 | 4,712 |
| Premises and equipment expense | $254,000 | 5,274 |
| Additional noninterest expense | $470,000 | 5,833 |
| Pre-tax net operating income | $261,000 | 7,381 |
| Securities gains (losses) | $3,000 | 3,777 |
| Applicable income taxes | $50,000 | 6,201 |
| Income before extraordinary items | $214,000 | 7,497 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $214,000 | 7,500 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,592 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $211,570 | 7,362 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,789,000 | 6,081 |
| Total interest expense | $567,000 | 6,003 |
| Net interest income | $1,222,000 | 6,010 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $202,000 | 5,982 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $44,000 | 6,806 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $158,000 | 4,487 |
| Total noninterest expense | $1,263,000 | 5,163 |
| Salaries and employee benefits | $793,000 | 4,644 |
| Premises and equipment expense | $169,000 | 5,253 |
| Additional noninterest expense | $301,000 | 5,968 |
| Pre-tax net operating income | $161,000 | 7,520 |
| Securities gains (losses) | $-8,000 | 9,027 |
| Applicable income taxes | $24,000 | 6,488 |
| Income before extraordinary items | $129,000 | 7,664 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $129,000 | 7,667 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,006 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $135,720 | 7,420 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $923,000 | 6,018 |
| Total interest expense | $287,000 | 6,077 |
| Net interest income | $636,000 | 5,873 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $121,000 | 5,446 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $19,000 | 6,970 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $102,000 | 3,896 |
| Total noninterest expense | $624,000 | 5,209 |
| Salaries and employee benefits | $401,000 | 4,609 |
| Premises and equipment expense | $86,000 | 5,190 |
| Additional noninterest expense | $137,000 | 6,250 |
| Pre-tax net operating income | $133,000 | 6,710 |
| Securities gains (losses) | $-85,000 | 9,254 |
| Applicable income taxes | $5,000 | 6,893 |
| Income before extraordinary items | $43,000 | 8,035 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $43,000 | 8,034 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,853 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $119,500 | 6,398 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,738,000 | 6,127 |
| Total interest expense | $1,238,000 | 6,335 |
| Net interest income | $2,500,000 | 5,911 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $681,000 | 4,403 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $92,000 | 6,721 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $589,000 | 2,998 |
| Total noninterest expense | $2,479,000 | 5,109 |
| Salaries and employee benefits | $1,530,000 | 4,628 |
| Premises and equipment expense | $326,000 | 5,308 |
| Additional noninterest expense | $623,000 | 5,794 |
| Pre-tax net operating income | $702,000 | 6,073 |
| Securities gains (losses) | $-132,000 | 9,160 |
| Applicable income taxes | $176,000 | 5,299 |
| Income before extraordinary items | $394,000 | 6,874 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $394,000 | 6,873 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $485,080 | 6,323 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,884,000 | 6,448 |
| Total interest expense | $1,449,000 | 7,080 |
| Net interest income | $2,435,000 | 5,801 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $400,000 | 5,681 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $82,000 | 6,939 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $318,000 | 3,984 |
| Total noninterest expense | $2,249,000 | 5,308 |
| Salaries and employee benefits | $1,354,000 | 4,884 |
| Premises and equipment expense | $303,000 | 5,484 |
| Additional noninterest expense | $592,000 | 5,889 |
| Pre-tax net operating income | $586,000 | 6,219 |
| Securities gains (losses) | $362,000 | 785 |
| Applicable income taxes | $275,000 | 4,439 |
| Income before extraordinary items | $673,000 | 5,321 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $673,000 | 5,325 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,531 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $415,980 | 6,366 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,661,000 | 6,771 |
| Total interest expense | $1,428,000 | 7,296 |
| Net interest income | $2,233,000 | 6,210 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $256,000 | 6,710 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $65,000 | 7,298 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $191,000 | 4,905 |
| Total noninterest expense | $2,025,000 | 5,636 |
| Salaries and employee benefits | $1,201,000 | 5,227 |
| Premises and equipment expense | $282,000 | 5,628 |
| Additional noninterest expense | $542,000 | 6,118 |
| Pre-tax net operating income | $464,000 | 7,179 |
| Securities gains (losses) | $551,000 | 249 |
| Applicable income taxes | $293,000 | 4,644 |
| Income before extraordinary items | $722,000 | 5,336 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $722,000 | 5,335 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $330,790 | 7,283 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,495,000 | 6,831 |
| Total interest expense | $1,497,000 | 6,989 |
| Net interest income | $1,998,000 | 6,647 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $249,000 | 6,957 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $65,000 | 7,480 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $184,000 | 5,135 |
| Total noninterest expense | $1,836,000 | 6,008 |
| Salaries and employee benefits | $1,102,000 | 5,484 |
| Premises and equipment expense | $243,000 | 6,141 |
| Additional noninterest expense | $491,000 | 6,579 |
| Pre-tax net operating income | $411,000 | 7,547 |
| Securities gains (losses) | $657,000 | 289 |
| Applicable income taxes | $400,000 | 4,165 |
| Income before extraordinary items | $668,000 | 5,599 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $668,000 | 5,596 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $247,520 | 7,925 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,552,000 | 6,899 |
| Total interest expense | $1,540,000 | 7,107 |
| Net interest income | $2,012,000 | 6,648 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $215,000 | 7,399 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $68,000 | 7,585 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $147,000 | 5,739 |
| Total noninterest expense | $1,725,000 | 6,170 |
| Salaries and employee benefits | $1,017,000 | 5,723 |
| Premises and equipment expense | $233,000 | 6,215 |
| Additional noninterest expense | $475,000 | 6,610 |
| Pre-tax net operating income | $502,000 | 7,352 |
| Securities gains (losses) | $539,000 | 532 |
| Applicable income taxes | $409,000 | 4,359 |
| Income before extraordinary items | $632,000 | 5,898 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $632,000 | 5,897 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 9,586 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $287,040 | 7,908 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,480,000 | 7,182 |
| Total interest expense | $1,463,000 | 7,434 |
| Net interest income | $2,017,000 | 6,887 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $118,000 | 9,097 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $63,000 | 8,074 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $55,000 | 8,220 |
| Total noninterest expense | $1,520,000 | 6,740 |
| Salaries and employee benefits | $931,000 | 6,149 |
| Premises and equipment expense | $243,000 | 6,164 |
| Additional noninterest expense | $346,000 | 7,839 |
| Pre-tax net operating income | $615,000 | 7,348 |
| Securities gains (losses) | $422,000 | 471 |
| Applicable income taxes | $420,000 | 4,734 |
| Income before extraordinary items | $617,000 | 6,267 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $617,000 | 6,269 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 6,879 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $346,920 | 7,968 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,382,000 | 7,530 |
| Total interest expense | $1,445,000 | 7,706 |
| Net interest income | $1,937,000 | 7,283 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $76,000 | 10,350 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $50,000 | 8,845 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $26,000 | 10,065 |
| Total noninterest expense | $1,412,000 | 7,359 |
| Salaries and employee benefits | $809,000 | 6,937 |
| Premises and equipment expense | $175,000 | 7,528 |
| Additional noninterest expense | $428,000 | 7,646 |
| Pre-tax net operating income | $601,000 | 7,412 |
| Securities gains (losses) | $330,000 | 527 |
| Applicable income taxes | $373,000 | 5,113 |
| Income before extraordinary items | $558,000 | 6,514 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $558,000 | 6,517 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $346,800 | 7,981 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,269,000 | 7,833 |
| Total interest expense | $1,304,000 | 8,269 |
| Net interest income | $1,965,000 | 7,385 |
| Provision for loan and lease losses | $2,000 | 8,854 |
| Total noninterest income | $88,000 | 10,550 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $52,000 | 9,178 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $36,000 | 9,923 |
| Total noninterest expense | $1,484,000 | 7,326 |
| Salaries and employee benefits | $872,000 | 6,694 |
| Premises and equipment expense | $134,000 | 8,673 |
| Additional noninterest expense | $478,000 | 7,449 |
| Pre-tax net operating income | $567,000 | 8,065 |
| Securities gains (losses) | $15,000 | 2,090 |
| Applicable income taxes | $213,000 | 7,202 |
| Income before extraordinary items | $369,000 | 8,324 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $369,000 | 8,326 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 7,475 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $359,400 | 8,381 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,045,000 | 7,962 |
| Total interest expense | $1,140,000 | 8,144 |
| Net interest income | $1,905,000 | 7,789 |
| Provision for loan and lease losses | $50,000 | 6,087 |
| Total noninterest income | $108,000 | 10,558 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $52,000 | 9,629 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $56,000 | 9,309 |
| Total noninterest expense | $1,528,000 | 7,515 |
| Salaries and employee benefits | $819,000 | 7,089 |
| Premises and equipment expense | $106,000 | 9,833 |
| Additional noninterest expense | $603,000 | 7,022 |
| Pre-tax net operating income | $435,000 | 9,095 |
| Securities gains (losses) | $34,000 | 1,394 |
| Applicable income taxes | $202,000 | 7,307 |
| Income before extraordinary items | $267,000 | 9,524 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $267,000 | 9,533 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 10,077 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $245,240 | 9,820 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,311,000 | 7,818 |
| Total interest expense | $1,344,000 | 7,724 |
| Net interest income | $1,967,000 | 7,780 |
| Provision for loan and lease losses | $73,000 | 6,535 |
| Total noninterest income | $97,000 | 11,399 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $56,000 | 9,838 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $41,000 | 10,614 |
| Total noninterest expense | $1,342,000 | 8,369 |
| Salaries and employee benefits | $765,000 | 7,537 |
| Premises and equipment expense | $119,000 | 9,813 |
| Additional noninterest expense | $458,000 | 8,638 |
| Pre-tax net operating income | $649,000 | 7,629 |
| Securities gains (losses) | $28,000 | 4,186 |
| Applicable income taxes | $286,000 | 6,253 |
| Income before extraordinary items | $391,000 | 8,526 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $391,000 | 8,687 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 7,509 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $373,080 | 8,447 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,705,000 | 7,898 |
| Total interest expense | $1,799,000 | 7,608 |
| Net interest income | $1,906,000 | 8,021 |
| Provision for loan and lease losses | $227,000 | 4,888 |
| Total noninterest income | $173,000 | 9,962 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $50,000 | 10,309 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $123,000 | 7,370 |
| Total noninterest expense | $1,433,000 | 8,166 |
| Salaries and employee benefits | $760,000 | 7,538 |
| Premises and equipment expense | $103,000 | 10,619 |
| Additional noninterest expense | $570,000 | 7,774 |
| Pre-tax net operating income | $419,000 | 9,066 |
| Securities gains (losses) | $63,000 | 3,745 |
| Applicable income taxes | $263,000 | 6,460 |
| Income before extraordinary items | $219,000 | 10,332 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $219,000 | 10,470 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 7,201 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $178,680 | 10,559 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.