Home > Equitable Bank > Income and Expense
Equitable Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $23,709,000 | 1,677 |
| Total interest expense | $9,950,000 | 1,296 |
| Net interest income | $13,759,000 | 1,944 |
| Provision for loan and lease losses | $-33,000 | 4,248 |
| Total noninterest income | $4,953,000 | 1,206 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $185,000 | 2,767 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,768,000 | 906 |
| Total noninterest expense | $15,081,000 | 1,518 |
| Salaries and employee benefits | $8,363,000 | 1,540 |
| Premises and equipment expense | $1,432,000 | 1,596 |
| Additional noninterest expense | $4,768,000 | 906 |
| Pre-tax net operating income | $3,664,000 | 2,280 |
| Securities gains (losses) | $0 | 988 |
| Applicable income taxes | $845,000 | 1,544 |
| Income before extraordinary items | $2,819,000 | 2,409 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,819,000 | 2,433 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $2,819,000 | 2,411 |
| Net charge-offs | $-96,000 | 4,328 |
| Cash dividends | $850,000 | 2,327 |
| Sale, conversion, retirement of capital stock, net | $225,000 | 352 |
| Net operating income | $2,819,000 | 2,422 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $17,289,000 | 1,677 |
| Total interest expense | $6,933,000 | 1,275 |
| Net interest income | $10,356,000 | 1,949 |
| Provision for loan and lease losses | $-24,000 | 4,295 |
| Total noninterest income | $3,669,000 | 1,214 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $145,000 | 2,738 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,524,000 | 931 |
| Total noninterest expense | $11,223,000 | 1,516 |
| Salaries and employee benefits | $6,238,000 | 1,557 |
| Premises and equipment expense | $1,033,000 | 1,631 |
| Additional noninterest expense | $3,524,000 | 931 |
| Pre-tax net operating income | $2,826,000 | 2,301 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $649,000 | 1,576 |
| Income before extraordinary items | $2,177,000 | 2,422 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $2,177,000 | 2,445 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,177,000 | 2,424 |
| Net charge-offs | $-96,000 | 4,356 |
| Cash dividends | $0 | 3,078 |
| Sale, conversion, retirement of capital stock, net | $208,000 | 322 |
| Net operating income | $2,177,000 | 2,441 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $11,136,000 | 1,691 |
| Total interest expense | $4,146,000 | 1,273 |
| Net interest income | $6,990,000 | 1,943 |
| Provision for loan and lease losses | $92,000 | 1,861 |
| Total noninterest income | $2,406,000 | 1,166 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $98,000 | 2,710 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,308,000 | 874 |
| Total noninterest expense | $7,240,000 | 1,542 |
| Salaries and employee benefits | $4,021,000 | 1,597 |
| Premises and equipment expense | $713,000 | 1,596 |
| Additional noninterest expense | $2,308,000 | 873 |
| Pre-tax net operating income | $2,064,000 | 2,211 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $472,000 | 1,538 |
| Income before extraordinary items | $1,592,000 | 2,339 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,592,000 | 2,366 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,592,000 | 2,339 |
| Net charge-offs | $30,000 | 1,381 |
| Cash dividends | $0 | 2,952 |
| Sale, conversion, retirement of capital stock, net | $198,000 | 274 |
| Net operating income | $1,592,000 | 2,349 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $5,421,000 | 1,712 |
| Total interest expense | $1,858,000 | 1,255 |
| Net interest income | $3,563,000 | 1,918 |
| Provision for loan and lease losses | $-117,000 | 4,548 |
| Total noninterest income | $1,128,000 | 1,221 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $47,000 | 2,788 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,081,000 | 909 |
| Total noninterest expense | $3,532,000 | 1,599 |
| Salaries and employee benefits | $2,021,000 | 1,626 |
| Premises and equipment expense | $367,000 | 1,591 |
| Additional noninterest expense | $1,081,000 | 909 |
| Pre-tax net operating income | $1,276,000 | 1,991 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $364,000 | 1,237 |
| Income before extraordinary items | $912,000 | 2,217 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $912,000 | 2,217 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $912,000 | 2,217 |
| Net charge-offs | $11,000 | 1,336 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $21,000 | 367 |
| Net operating income | $912,000 | 2,241 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $18,049,000 | 1,695 |
| Total interest expense | $2,836,000 | 1,232 |
| Net interest income | $15,213,000 | 1,770 |
| Provision for loan and lease losses | $736,000 | 995 |
| Total noninterest income | $5,524,000 | 1,134 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $180,000 | 2,860 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,344,000 | 860 |
| Total noninterest expense | $14,465,000 | 1,535 |
| Salaries and employee benefits | $7,789,000 | 1,606 |
| Premises and equipment expense | $1,508,000 | 1,528 |
| Additional noninterest expense | $5,344,000 | 860 |
| Pre-tax net operating income | $5,536,000 | 1,929 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $1,218,000 | 1,405 |
| Income before extraordinary items | $4,318,000 | 2,011 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $4,318,000 | 2,010 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $4,318,000 | 2,010 |
| Net charge-offs | $38,000 | 1,675 |
| Cash dividends | $2,361,000 | 1,348 |
| Sale, conversion, retirement of capital stock, net | $25,000 | 527 |
| Net operating income | $4,318,000 | 2,034 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $12,643,000 | 1,733 |
| Total interest expense | $1,471,000 | 1,332 |
| Net interest income | $11,172,000 | 1,773 |
| Provision for loan and lease losses | $561,000 | 909 |
| Total noninterest income | $4,340,000 | 1,112 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $128,000 | 2,953 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,212,000 | 853 |
| Total noninterest expense | $10,697,000 | 1,551 |
| Salaries and employee benefits | $5,743,000 | 1,621 |
| Premises and equipment expense | $1,165,000 | 1,498 |
| Additional noninterest expense | $4,212,000 | 853 |
| Pre-tax net operating income | $4,254,000 | 1,859 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $922,000 | 1,398 |
| Income before extraordinary items | $3,332,000 | 1,958 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,332,000 | 1,957 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $3,332,000 | 1,957 |
| Net charge-offs | $36,000 | 1,353 |
| Cash dividends | $0 | 3,099 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 507 |
| Net operating income | $3,332,000 | 1,991 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $7,872,000 | 1,774 |
| Total interest expense | $799,000 | 1,367 |
| Net interest income | $7,073,000 | 1,807 |
| Provision for loan and lease losses | $360,000 | 836 |
| Total noninterest income | $3,120,000 | 1,043 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $74,000 | 3,085 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,046,000 | 818 |
| Total noninterest expense | $6,963,000 | 1,559 |
| Salaries and employee benefits | $3,653,000 | 1,669 |
| Premises and equipment expense | $835,000 | 1,410 |
| Additional noninterest expense | $2,475,000 | 1,351 |
| Pre-tax net operating income | $2,870,000 | 1,780 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $609,000 | 1,338 |
| Income before extraordinary items | $2,261,000 | 1,841 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,261,000 | 1,842 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $2,261,000 | 1,841 |
| Net charge-offs | $35,000 | 1,118 |
| Cash dividends | $0 | 2,961 |
| Sale, conversion, retirement of capital stock, net | $-22,000 | 4,723 |
| Net operating income | $2,261,000 | 1,881 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $3,771,000 | 1,799 |
| Total interest expense | $385,000 | 1,345 |
| Net interest income | $3,386,000 | 1,819 |
| Provision for loan and lease losses | $89,000 | 1,058 |
| Total noninterest income | $1,451,000 | 1,083 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $35,000 | 3,137 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,416,000 | 867 |
| Total noninterest expense | $3,509,000 | 1,535 |
| Salaries and employee benefits | $1,971,000 | 1,584 |
| Premises and equipment expense | $355,000 | 1,631 |
| Additional noninterest expense | $1,183,000 | 1,386 |
| Pre-tax net operating income | $1,239,000 | 1,881 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $265,000 | 1,406 |
| Income before extraordinary items | $974,000 | 1,949 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $974,000 | 1,948 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $974,000 | 1,949 |
| Net charge-offs | $0 | 1,838 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $46,000 | 336 |
| Net operating income | $974,000 | 1,973 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $16,745,000 | 1,715 |
| Total interest expense | $1,981,000 | 1,342 |
| Net interest income | $14,764,000 | 1,742 |
| Provision for loan and lease losses | $405,000 | 1,191 |
| Total noninterest income | $5,975,000 | 1,167 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $125,000 | 3,201 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,850,000 | 962 |
| Total noninterest expense | $14,648,000 | 1,486 |
| Salaries and employee benefits | $8,271,000 | 1,527 |
| Premises and equipment expense | $1,416,000 | 1,593 |
| Additional noninterest expense | $4,961,000 | 1,342 |
| Pre-tax net operating income | $5,686,000 | 1,895 |
| Securities gains (losses) | $0 | 2,062 |
| Applicable income taxes | $1,230,000 | 1,461 |
| Income before extraordinary items | $4,456,000 | 2,029 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $4,456,000 | 2,030 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $4,456,000 | 2,031 |
| Net charge-offs | $2,000 | 2,583 |
| Cash dividends | $0 | 3,608 |
| Sale, conversion, retirement of capital stock, net | $-152,000 | 4,772 |
| Net operating income | $4,456,000 | 2,008 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $12,995,000 | 1,692 |
| Total interest expense | $1,591,000 | 1,336 |
| Net interest income | $11,404,000 | 1,729 |
| Provision for loan and lease losses | $255,000 | 1,274 |
| Total noninterest income | $4,390,000 | 1,202 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $87,000 | 3,317 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,303,000 | 993 |
| Total noninterest expense | $10,851,000 | 1,496 |
| Salaries and employee benefits | $6,203,000 | 1,525 |
| Premises and equipment expense | $1,017,000 | 1,673 |
| Additional noninterest expense | $3,631,000 | 1,372 |
| Pre-tax net operating income | $4,688,000 | 1,854 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $995,000 | 1,458 |
| Income before extraordinary items | $3,693,000 | 1,981 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $3,693,000 | 1,980 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $3,693,000 | 1,981 |
| Net charge-offs | $1,000 | 2,373 |
| Cash dividends | $0 | 3,251 |
| Sale, conversion, retirement of capital stock, net | $-205,000 | 4,861 |
| Net operating income | $3,693,000 | 1,957 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $7,893,000 | 1,811 |
| Total interest expense | $1,160,000 | 1,286 |
| Net interest income | $6,733,000 | 1,883 |
| Provision for loan and lease losses | $142,000 | 1,462 |
| Total noninterest income | $3,038,000 | 1,168 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $54,000 | 3,359 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,984,000 | 977 |
| Total noninterest expense | $7,136,000 | 1,510 |
| Salaries and employee benefits | $4,171,000 | 1,507 |
| Premises and equipment expense | $680,000 | 1,661 |
| Additional noninterest expense | $2,285,000 | 1,421 |
| Pre-tax net operating income | $2,493,000 | 2,124 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $471,000 | 1,702 |
| Income before extraordinary items | $2,022,000 | 2,214 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,022,000 | 2,213 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $2,022,000 | 2,214 |
| Net charge-offs | $2,000 | 2,060 |
| Cash dividends | $0 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $-245,000 | 4,911 |
| Net operating income | $2,022,000 | 2,184 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $3,822,000 | 1,859 |
| Total interest expense | $643,000 | 1,227 |
| Net interest income | $3,179,000 | 1,951 |
| Provision for loan and lease losses | $84,000 | 1,395 |
| Total noninterest income | $1,448,000 | 1,211 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $27,000 | 3,337 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,421,000 | 1,013 |
| Total noninterest expense | $3,338,000 | 1,582 |
| Salaries and employee benefits | $1,966,000 | 1,570 |
| Premises and equipment expense | $338,000 | 1,693 |
| Additional noninterest expense | $1,034,000 | 1,508 |
| Pre-tax net operating income | $1,205,000 | 2,140 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $301,000 | 1,506 |
| Income before extraordinary items | $904,000 | 2,354 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $904,000 | 2,352 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $904,000 | 2,354 |
| Net charge-offs | $0 | 1,930 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $51,000 | 323 |
| Net operating income | $904,000 | 2,305 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $15,843,000 | 1,811 |
| Total interest expense | $4,105,000 | 1,139 |
| Net interest income | $11,738,000 | 1,994 |
| Provision for loan and lease losses | $463,000 | 2,321 |
| Total noninterest income | $6,941,000 | 1,025 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $124,000 | 3,326 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,817,000 | 823 |
| Total noninterest expense | $13,841,000 | 1,505 |
| Salaries and employee benefits | $8,057,000 | 1,506 |
| Premises and equipment expense | $1,162,000 | 1,838 |
| Additional noninterest expense | $4,622,000 | 1,368 |
| Pre-tax net operating income | $4,375,000 | 1,954 |
| Securities gains (losses) | $0 | 2,675 |
| Applicable income taxes | $998,000 | 1,428 |
| Income before extraordinary items | $3,377,000 | 2,137 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,377,000 | 2,138 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,377,000 | 2,138 |
| Net charge-offs | $41,000 | 2,512 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $203,000 | 371 |
| Net operating income | $3,377,000 | 2,086 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $11,644,000 | 1,855 |
| Total interest expense | $3,303,000 | 1,133 |
| Net interest income | $8,341,000 | 2,073 |
| Provision for loan and lease losses | $383,000 | 2,195 |
| Total noninterest income | $5,012,000 | 1,022 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $93,000 | 3,340 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,919,000 | 822 |
| Total noninterest expense | $10,107,000 | 1,517 |
| Salaries and employee benefits | $5,834,000 | 1,534 |
| Premises and equipment expense | $883,000 | 1,819 |
| Additional noninterest expense | $3,390,000 | 1,372 |
| Pre-tax net operating income | $2,863,000 | 2,102 |
| Securities gains (losses) | $0 | 2,494 |
| Applicable income taxes | $668,000 | 1,502 |
| Income before extraordinary items | $2,195,000 | 2,314 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,195,000 | 2,314 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,195,000 | 2,314 |
| Net charge-offs | $40,000 | 2,171 |
| Cash dividends | $0 | 3,384 |
| Sale, conversion, retirement of capital stock, net | $152,000 | 349 |
| Net operating income | $2,195,000 | 2,260 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $7,696,000 | 1,890 |
| Total interest expense | $2,479,000 | 1,093 |
| Net interest income | $5,217,000 | 2,195 |
| Provision for loan and lease losses | $339,000 | 1,935 |
| Total noninterest income | $2,958,000 | 1,051 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $64,000 | 3,331 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,894,000 | 837 |
| Total noninterest expense | $6,479,000 | 1,562 |
| Salaries and employee benefits | $3,741,000 | 1,570 |
| Premises and equipment expense | $555,000 | 1,883 |
| Additional noninterest expense | $2,183,000 | 1,393 |
| Pre-tax net operating income | $1,357,000 | 2,539 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $311,000 | 1,718 |
| Income before extraordinary items | $1,046,000 | 2,757 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,046,000 | 2,756 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,046,000 | 2,757 |
| Net charge-offs | $40,000 | 1,845 |
| Cash dividends | $0 | 3,237 |
| Sale, conversion, retirement of capital stock, net | $69,000 | 361 |
| Net operating income | $1,046,000 | 2,707 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $3,949,000 | 1,833 |
| Total interest expense | $1,118,000 | 1,316 |
| Net interest income | $2,831,000 | 2,010 |
| Provision for loan and lease losses | $276,000 | 1,246 |
| Total noninterest income | $955,000 | 1,332 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $42,000 | 3,261 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $913,000 | 1,033 |
| Total noninterest expense | $3,056,000 | 1,671 |
| Salaries and employee benefits | $1,720,000 | 1,696 |
| Premises and equipment expense | $264,000 | 1,977 |
| Additional noninterest expense | $1,072,000 | 1,431 |
| Pre-tax net operating income | $454,000 | 2,900 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $101,000 | 1,926 |
| Income before extraordinary items | $353,000 | 3,085 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $353,000 | 3,085 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $353,000 | 3,086 |
| Net charge-offs | $3,000 | 2,231 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $64,000 | 289 |
| Net operating income | $353,000 | 3,059 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $15,041,000 | 1,914 |
| Total interest expense | $3,983,000 | 1,476 |
| Net interest income | $11,058,000 | 2,068 |
| Provision for loan and lease losses | $538,000 | 1,427 |
| Total noninterest income | $4,673,000 | 1,178 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $186,000 | 3,258 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,487,000 | 892 |
| Total noninterest expense | $11,947,000 | 1,652 |
| Salaries and employee benefits | $6,534,000 | 1,721 |
| Premises and equipment expense | $1,115,000 | 1,892 |
| Additional noninterest expense | $4,298,000 | 1,424 |
| Pre-tax net operating income | $3,246,000 | 2,340 |
| Securities gains (losses) | $0 | 2,379 |
| Applicable income taxes | $775,000 | 1,625 |
| Income before extraordinary items | $2,471,000 | 2,583 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,471,000 | 2,584 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,471,000 | 2,585 |
| Net charge-offs | $34,000 | 2,858 |
| Cash dividends | $0 | 3,944 |
| Sale, conversion, retirement of capital stock, net | $175,000 | 409 |
| Net operating income | $2,471,000 | 2,551 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $10,653,000 | 2,032 |
| Total interest expense | $2,882,000 | 1,528 |
| Net interest income | $7,771,000 | 2,204 |
| Provision for loan and lease losses | $485,000 | 1,187 |
| Total noninterest income | $3,169,000 | 1,247 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $145,000 | 3,231 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,024,000 | 952 |
| Total noninterest expense | $8,405,000 | 1,748 |
| Salaries and employee benefits | $4,513,000 | 1,845 |
| Premises and equipment expense | $827,000 | 1,918 |
| Additional noninterest expense | $3,065,000 | 1,483 |
| Pre-tax net operating income | $2,050,000 | 2,686 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $490,000 | 1,812 |
| Income before extraordinary items | $1,560,000 | 2,910 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,560,000 | 2,911 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,560,000 | 2,911 |
| Net charge-offs | $27,000 | 2,576 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $69,000 | 455 |
| Net operating income | $1,560,000 | 2,879 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $7,253,000 | 1,995 |
| Total interest expense | $1,795,000 | 1,584 |
| Net interest income | $5,458,000 | 2,119 |
| Provision for loan and lease losses | $345,000 | 1,112 |
| Total noninterest income | $1,832,000 | 1,353 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $98,000 | 3,219 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,734,000 | 1,039 |
| Total noninterest expense | $5,965,000 | 1,674 |
| Salaries and employee benefits | $3,306,000 | 1,727 |
| Premises and equipment expense | $519,000 | 2,012 |
| Additional noninterest expense | $2,140,000 | 1,445 |
| Pre-tax net operating income | $980,000 | 3,124 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $233,000 | 2,087 |
| Income before extraordinary items | $747,000 | 3,344 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $747,000 | 3,342 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $747,000 | 3,343 |
| Net charge-offs | $28,000 | 2,198 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $-28,000 | 5,255 |
| Net operating income | $747,000 | 3,318 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $3,519,000 | 2,041 |
| Total interest expense | $809,000 | 1,663 |
| Net interest income | $2,710,000 | 2,146 |
| Provision for loan and lease losses | $168,000 | 1,072 |
| Total noninterest income | $746,000 | 1,495 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $55,000 | 3,093 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $691,000 | 1,173 |
| Total noninterest expense | $2,708,000 | 1,801 |
| Salaries and employee benefits | $1,612,000 | 1,763 |
| Premises and equipment expense | $264,000 | 2,004 |
| Additional noninterest expense | $832,000 | 1,758 |
| Pre-tax net operating income | $580,000 | 2,862 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $131,000 | 1,943 |
| Income before extraordinary items | $449,000 | 3,046 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $449,000 | 3,044 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $449,000 | 3,045 |
| Net charge-offs | $2,000 | 2,456 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $97,000 | 236 |
| Net operating income | $449,000 | 3,034 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $12,416,000 | 2,156 |
| Total interest expense | $2,356,000 | 1,724 |
| Net interest income | $10,060,000 | 2,235 |
| Provision for loan and lease losses | $27,000 | 3,742 |
| Total noninterest income | $2,702,000 | 1,653 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $282,000 | 2,839 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,420,000 | 1,319 |
| Total noninterest expense | $9,386,000 | 2,001 |
| Salaries and employee benefits | $5,498,000 | 1,953 |
| Premises and equipment expense | $1,087,000 | 1,933 |
| Additional noninterest expense | $2,801,000 | 2,043 |
| Pre-tax net operating income | $3,349,000 | 2,343 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $951,000 | 1,433 |
| Income before extraordinary items | $2,398,000 | 2,652 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,398,000 | 2,650 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,398,000 | 2,651 |
| Net charge-offs | $361,000 | 1,185 |
| Cash dividends | $0 | 4,033 |
| Sale, conversion, retirement of capital stock, net | $247,000 | 381 |
| Net operating income | $2,398,000 | 2,646 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $9,131,000 | 2,174 |
| Total interest expense | $1,666,000 | 1,723 |
| Net interest income | $7,465,000 | 2,262 |
| Provision for loan and lease losses | $-84,000 | 5,273 |
| Total noninterest income | $1,887,000 | 1,749 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $212,000 | 2,854 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,675,000 | 1,415 |
| Total noninterest expense | $6,834,000 | 2,044 |
| Salaries and employee benefits | $3,989,000 | 1,986 |
| Premises and equipment expense | $773,000 | 2,014 |
| Additional noninterest expense | $2,072,000 | 2,062 |
| Pre-tax net operating income | $2,602,000 | 2,331 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $756,000 | 1,426 |
| Income before extraordinary items | $1,846,000 | 2,652 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,846,000 | 2,651 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,846,000 | 2,651 |
| Net charge-offs | $358,000 | 895 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $152,000 | 375 |
| Net operating income | $1,846,000 | 2,641 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $5,956,000 | 2,193 |
| Total interest expense | $1,037,000 | 1,730 |
| Net interest income | $4,919,000 | 2,281 |
| Provision for loan and lease losses | $-168,000 | 5,405 |
| Total noninterest income | $1,149,000 | 1,847 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $137,000 | 2,896 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,012,000 | 1,505 |
| Total noninterest expense | $4,429,000 | 2,097 |
| Salaries and employee benefits | $2,563,000 | 2,067 |
| Premises and equipment expense | $505,000 | 2,063 |
| Additional noninterest expense | $1,361,000 | 2,100 |
| Pre-tax net operating income | $1,807,000 | 2,242 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $563,000 | 1,301 |
| Income before extraordinary items | $1,244,000 | 2,601 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,244,000 | 2,600 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,244,000 | 2,600 |
| Net charge-offs | $2,000 | 3,018 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $55,000 | 433 |
| Net operating income | $1,244,000 | 2,596 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $2,935,000 | 2,210 |
| Total interest expense | $478,000 | 1,767 |
| Net interest income | $2,457,000 | 2,278 |
| Provision for loan and lease losses | $134,000 | 1,253 |
| Total noninterest income | $446,000 | 2,124 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $66,000 | 2,967 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $380,000 | 1,762 |
| Total noninterest expense | $2,221,000 | 2,114 |
| Salaries and employee benefits | $1,278,000 | 2,098 |
| Premises and equipment expense | $255,000 | 2,089 |
| Additional noninterest expense | $688,000 | 2,066 |
| Pre-tax net operating income | $548,000 | 2,968 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $167,000 | 1,736 |
| Income before extraordinary items | $381,000 | 3,328 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $381,000 | 3,328 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $381,000 | 3,328 |
| Net charge-offs | $-2,000 | 4,048 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $-19,000 | 5,562 |
| Net operating income | $381,000 | 3,322 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $10,479,000 | 2,352 |
| Total interest expense | $1,489,000 | 1,938 |
| Net interest income | $8,990,000 | 2,409 |
| Provision for loan and lease losses | $834,000 | 1,017 |
| Total noninterest income | $2,381,000 | 1,819 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $295,000 | 2,894 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,086,000 | 1,493 |
| Total noninterest expense | $8,112,000 | 2,241 |
| Salaries and employee benefits | $4,930,000 | 2,107 |
| Premises and equipment expense | $916,000 | 2,235 |
| Additional noninterest expense | $2,266,000 | 2,429 |
| Pre-tax net operating income | $2,425,000 | 2,799 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $1,215,000 | 1,708 |
| Income before extraordinary items | $1,210,000 | 3,466 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,210,000 | 3,464 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,210,000 | 3,466 |
| Net charge-offs | $-35,000 | 5,054 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $145,000 | 448 |
| Net operating income | $1,210,000 | 3,449 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $7,659,000 | 2,415 |
| Total interest expense | $1,046,000 | 2,014 |
| Net interest income | $6,613,000 | 2,460 |
| Provision for loan and lease losses | $527,000 | 1,110 |
| Total noninterest income | $1,694,000 | 1,908 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $226,000 | 2,869 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,468,000 | 1,570 |
| Total noninterest expense | $6,042,000 | 2,270 |
| Salaries and employee benefits | $3,703,000 | 2,117 |
| Premises and equipment expense | $682,000 | 2,257 |
| Additional noninterest expense | $1,657,000 | 2,487 |
| Pre-tax net operating income | $1,738,000 | 2,928 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $629,000 | 1,875 |
| Income before extraordinary items | $1,109,000 | 3,357 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,109,000 | 3,356 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,109,000 | 3,357 |
| Net charge-offs | $6,000 | 3,411 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $85,000 | 436 |
| Net operating income | $1,109,000 | 3,329 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $4,845,000 | 2,504 |
| Total interest expense | $641,000 | 2,104 |
| Net interest income | $4,204,000 | 2,547 |
| Provision for loan and lease losses | $322,000 | 1,133 |
| Total noninterest income | $1,168,000 | 1,858 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $151,000 | 2,869 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,017,000 | 1,520 |
| Total noninterest expense | $3,965,000 | 2,296 |
| Salaries and employee benefits | $2,417,000 | 2,157 |
| Premises and equipment expense | $442,000 | 2,304 |
| Additional noninterest expense | $1,106,000 | 2,491 |
| Pre-tax net operating income | $1,085,000 | 2,995 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $395,000 | 1,912 |
| Income before extraordinary items | $690,000 | 3,433 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $690,000 | 3,432 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $690,000 | 3,433 |
| Net charge-offs | $5,000 | 3,121 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $9,000 | 600 |
| Net operating income | $690,000 | 3,409 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $2,327,000 | 2,570 |
| Total interest expense | $300,000 | 2,177 |
| Net interest income | $2,027,000 | 2,623 |
| Provision for loan and lease losses | $61,000 | 1,872 |
| Total noninterest income | $478,000 | 2,108 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $72,000 | 2,942 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $406,000 | 1,739 |
| Total noninterest expense | $1,996,000 | 2,302 |
| Salaries and employee benefits | $1,200,000 | 2,199 |
| Premises and equipment expense | $226,000 | 2,310 |
| Additional noninterest expense | $570,000 | 2,412 |
| Pre-tax net operating income | $448,000 | 3,261 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $160,000 | 2,055 |
| Income before extraordinary items | $288,000 | 3,665 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $288,000 | 3,664 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $288,000 | 3,665 |
| Net charge-offs | $-1,000 | 3,990 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $45,000 | 337 |
| Net operating income | $288,000 | 3,649 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $8,706,000 | 2,682 |
| Total interest expense | $1,168,000 | 2,177 |
| Net interest income | $7,538,000 | 2,743 |
| Provision for loan and lease losses | $440,000 | 1,607 |
| Total noninterest income | $2,473,000 | 1,870 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $313,000 | 2,876 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $2,160,000 | 1,519 |
| Total noninterest expense | $7,540,000 | 2,404 |
| Salaries and employee benefits | $4,457,000 | 2,290 |
| Premises and equipment expense | $873,000 | 2,364 |
| Additional noninterest expense | $2,210,000 | 2,565 |
| Pre-tax net operating income | $2,031,000 | 3,035 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $741,000 | 1,923 |
| Income before extraordinary items | $1,290,000 | 3,515 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,290,000 | 3,513 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,290,000 | 3,514 |
| Net charge-offs | $19,000 | 3,658 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $48,000 | 589 |
| Net operating income | $1,290,000 | 3,461 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $6,439,000 | 2,716 |
| Total interest expense | $877,000 | 2,178 |
| Net interest income | $5,562,000 | 2,771 |
| Provision for loan and lease losses | $270,000 | 1,728 |
| Total noninterest income | $1,777,000 | 1,917 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $240,000 | 2,854 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $1,537,000 | 1,569 |
| Total noninterest expense | $5,662,000 | 2,401 |
| Salaries and employee benefits | $3,341,000 | 2,286 |
| Premises and equipment expense | $665,000 | 2,339 |
| Additional noninterest expense | $1,656,000 | 2,575 |
| Pre-tax net operating income | $1,407,000 | 3,200 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $498,000 | 2,059 |
| Income before extraordinary items | $909,000 | 3,667 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $909,000 | 3,665 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $909,000 | 3,667 |
| Net charge-offs | $32,000 | 2,868 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $74,000 | 463 |
| Net operating income | $909,000 | 3,596 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $4,204,000 | 2,768 |
| Total interest expense | $586,000 | 2,175 |
| Net interest income | $3,618,000 | 2,830 |
| Provision for loan and lease losses | $118,000 | 2,195 |
| Total noninterest income | $1,119,000 | 1,963 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $150,000 | 2,961 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $969,000 | 1,585 |
| Total noninterest expense | $3,691,000 | 2,461 |
| Salaries and employee benefits | $2,178,000 | 2,341 |
| Premises and equipment expense | $423,000 | 2,412 |
| Additional noninterest expense | $1,090,000 | 2,609 |
| Pre-tax net operating income | $928,000 | 3,216 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $340,000 | 2,029 |
| Income before extraordinary items | $588,000 | 3,714 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $588,000 | 3,711 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $588,000 | 3,713 |
| Net charge-offs | $-12,000 | 5,029 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $41,000 | 468 |
| Net operating income | $588,000 | 3,655 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $2,062,000 | 2,801 |
| Total interest expense | $296,000 | 2,161 |
| Net interest income | $1,766,000 | 2,888 |
| Provision for loan and lease losses | $2,000 | 3,590 |
| Total noninterest income | $525,000 | 2,012 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $68,000 | 3,097 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $457,000 | 1,606 |
| Total noninterest expense | $1,849,000 | 2,467 |
| Salaries and employee benefits | $1,072,000 | 2,379 |
| Premises and equipment expense | $209,000 | 2,466 |
| Additional noninterest expense | $568,000 | 2,501 |
| Pre-tax net operating income | $440,000 | 3,249 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $161,000 | 2,039 |
| Income before extraordinary items | $279,000 | 3,742 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $279,000 | 3,739 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $279,000 | 3,740 |
| Net charge-offs | $6,000 | 2,526 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $-37,000 | 6,078 |
| Net operating income | $279,000 | 3,686 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $7,965,000 | 2,846 |
| Total interest expense | $1,169,000 | 2,166 |
| Net interest income | $6,796,000 | 2,930 |
| Provision for loan and lease losses | $-547,000 | 5,962 |
| Total noninterest income | $2,204,000 | 1,982 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $290,000 | 3,093 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $1,914,000 | 1,575 |
| Total noninterest expense | $7,222,000 | 2,507 |
| Salaries and employee benefits | $4,291,000 | 2,340 |
| Premises and equipment expense | $812,000 | 2,528 |
| Additional noninterest expense | $2,119,000 | 2,683 |
| Pre-tax net operating income | $2,325,000 | 2,761 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $833,000 | 1,759 |
| Income before extraordinary items | $1,492,000 | 3,239 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,492,000 | 3,240 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,492,000 | 3,241 |
| Net charge-offs | $-961,000 | 6,093 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $-859,000 | 6,140 |
| Net operating income | $1,492,000 | 3,189 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $5,885,000 | 2,901 |
| Total interest expense | $891,000 | 2,155 |
| Net interest income | $4,994,000 | 2,994 |
| Provision for loan and lease losses | $-631,000 | 6,112 |
| Total noninterest income | $1,614,000 | 2,033 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $219,000 | 3,093 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,395,000 | 1,617 |
| Total noninterest expense | $5,421,000 | 2,510 |
| Salaries and employee benefits | $3,236,000 | 2,333 |
| Premises and equipment expense | $611,000 | 2,552 |
| Additional noninterest expense | $1,574,000 | 2,689 |
| Pre-tax net operating income | $1,818,000 | 2,735 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $652,000 | 1,770 |
| Income before extraordinary items | $1,166,000 | 3,243 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,166,000 | 3,241 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,166,000 | 3,242 |
| Net charge-offs | $-912,000 | 6,188 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $-892,000 | 6,242 |
| Net operating income | $1,166,000 | 3,187 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $3,753,000 | 2,982 |
| Total interest expense | $632,000 | 2,068 |
| Net interest income | $3,121,000 | 3,131 |
| Provision for loan and lease losses | $-704,000 | 6,231 |
| Total noninterest income | $1,024,000 | 2,105 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $142,000 | 3,126 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $882,000 | 1,688 |
| Total noninterest expense | $3,508,000 | 2,594 |
| Salaries and employee benefits | $2,066,000 | 2,440 |
| Premises and equipment expense | $411,000 | 2,540 |
| Additional noninterest expense | $1,031,000 | 2,742 |
| Pre-tax net operating income | $1,341,000 | 2,533 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $564,000 | 1,516 |
| Income before extraordinary items | $777,000 | 3,217 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $777,000 | 3,217 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $777,000 | 3,218 |
| Net charge-offs | $-884,000 | 6,291 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 722 |
| Net operating income | $777,000 | 3,154 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,849,000 | 3,024 |
| Total interest expense | $374,000 | 1,806 |
| Net interest income | $1,475,000 | 3,257 |
| Provision for loan and lease losses | $-858,000 | 6,365 |
| Total noninterest income | $412,000 | 2,359 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $63,000 | 3,309 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $349,000 | 1,925 |
| Total noninterest expense | $1,731,000 | 2,615 |
| Salaries and employee benefits | $1,025,000 | 2,475 |
| Premises and equipment expense | $212,000 | 2,529 |
| Additional noninterest expense | $494,000 | 2,823 |
| Pre-tax net operating income | $1,014,000 | 1,831 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $404,000 | 1,182 |
| Income before extraordinary items | $610,000 | 2,363 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $610,000 | 2,366 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $610,000 | 2,365 |
| Net charge-offs | $-868,000 | 6,384 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $33,000 | 401 |
| Net operating income | $610,000 | 2,295 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $7,150,000 | 3,131 |
| Total interest expense | $1,128,000 | 2,368 |
| Net interest income | $6,022,000 | 3,239 |
| Provision for loan and lease losses | $235,000 | 2,310 |
| Total noninterest income | $2,052,000 | 2,062 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $321,000 | 3,086 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,731,000 | 1,627 |
| Total noninterest expense | $6,675,000 | 2,704 |
| Salaries and employee benefits | $3,966,000 | 2,520 |
| Premises and equipment expense | $883,000 | 2,478 |
| Additional noninterest expense | $1,826,000 | 3,085 |
| Pre-tax net operating income | $1,164,000 | 3,905 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $78,000 | 3,524 |
| Income before extraordinary items | $1,086,000 | 3,809 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,086,000 | 3,810 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,086,000 | 3,811 |
| Net charge-offs | $221,000 | 2,352 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 805 |
| Net operating income | $1,086,000 | 3,764 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $5,276,000 | 3,194 |
| Total interest expense | $823,000 | 2,465 |
| Net interest income | $4,453,000 | 3,297 |
| Provision for loan and lease losses | $235,000 | 1,885 |
| Total noninterest income | $1,482,000 | 2,132 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $243,000 | 3,095 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $1,239,000 | 1,677 |
| Total noninterest expense | $5,056,000 | 2,693 |
| Salaries and employee benefits | $2,937,000 | 2,549 |
| Premises and equipment expense | $666,000 | 2,495 |
| Additional noninterest expense | $1,453,000 | 2,970 |
| Pre-tax net operating income | $644,000 | 4,486 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $-58,000 | 6,386 |
| Income before extraordinary items | $702,000 | 4,125 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $702,000 | 4,126 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $702,000 | 4,126 |
| Net charge-offs | $-59,000 | 6,086 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $-24,000 | 6,512 |
| Net operating income | $702,000 | 4,070 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,429,000 | 3,263 |
| Total interest expense | $539,000 | 2,516 |
| Net interest income | $2,890,000 | 3,355 |
| Provision for loan and lease losses | $88,000 | 2,517 |
| Total noninterest income | $936,000 | 2,175 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $156,000 | 3,147 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $780,000 | 1,732 |
| Total noninterest expense | $3,300,000 | 2,754 |
| Salaries and employee benefits | $1,849,000 | 2,683 |
| Premises and equipment expense | $449,000 | 2,479 |
| Additional noninterest expense | $1,002,000 | 2,883 |
| Pre-tax net operating income | $438,000 | 4,391 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $-132,000 | 6,527 |
| Income before extraordinary items | $570,000 | 3,723 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $570,000 | 3,728 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $570,000 | 3,730 |
| Net charge-offs | $-97,000 | 6,314 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $-37,000 | 6,600 |
| Net operating income | $570,000 | 3,661 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,661,000 | 3,348 |
| Total interest expense | $267,000 | 2,551 |
| Net interest income | $1,394,000 | 3,451 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $427,000 | 2,268 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $72,000 | 3,281 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $355,000 | 1,805 |
| Total noninterest expense | $1,658,000 | 2,746 |
| Salaries and employee benefits | $944,000 | 2,652 |
| Premises and equipment expense | $226,000 | 2,519 |
| Additional noninterest expense | $488,000 | 2,938 |
| Pre-tax net operating income | $163,000 | 4,764 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $48,000 | 2,984 |
| Income before extraordinary items | $115,000 | 4,991 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $115,000 | 4,994 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $115,000 | 4,993 |
| Net charge-offs | $-45,000 | 6,285 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $9,000 | 584 |
| Net operating income | $115,000 | 4,951 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $6,527,000 | 3,432 |
| Total interest expense | $1,126,000 | 2,693 |
| Net interest income | $5,401,000 | 3,518 |
| Provision for loan and lease losses | $-865,000 | 6,655 |
| Total noninterest income | $1,843,000 | 2,271 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $351,000 | 3,084 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,492,000 | 1,857 |
| Total noninterest expense | $6,531,000 | 2,790 |
| Salaries and employee benefits | $3,665,000 | 2,688 |
| Premises and equipment expense | $903,000 | 2,459 |
| Additional noninterest expense | $1,963,000 | 3,020 |
| Pre-tax net operating income | $1,578,000 | 3,313 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $581,000 | 2,000 |
| Income before extraordinary items | $997,000 | 3,914 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $997,000 | 3,917 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $997,000 | 3,918 |
| Net charge-offs | $-1,002,000 | 6,777 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $-132,000 | 6,743 |
| Net operating income | $997,000 | 3,857 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $4,849,000 | 3,476 |
| Total interest expense | $867,000 | 2,720 |
| Net interest income | $3,982,000 | 3,576 |
| Provision for loan and lease losses | $-424,000 | 6,714 |
| Total noninterest income | $1,429,000 | 2,272 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $267,000 | 3,077 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,162,000 | 1,857 |
| Total noninterest expense | $4,886,000 | 2,803 |
| Salaries and employee benefits | $2,701,000 | 2,738 |
| Premises and equipment expense | $699,000 | 2,418 |
| Additional noninterest expense | $1,486,000 | 2,997 |
| Pre-tax net operating income | $949,000 | 3,762 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $359,000 | 2,251 |
| Income before extraordinary items | $590,000 | 4,336 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $590,000 | 4,339 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $590,000 | 4,340 |
| Net charge-offs | $-561,000 | 6,828 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $-129,000 | 6,840 |
| Net operating income | $590,000 | 4,257 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,985,000 | 3,671 |
| Total interest expense | $601,000 | 2,703 |
| Net interest income | $2,384,000 | 3,832 |
| Provision for loan and lease losses | $-96,000 | 6,673 |
| Total noninterest income | $1,086,000 | 2,110 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $168,000 | 3,166 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $918,000 | 1,685 |
| Total noninterest expense | $3,216,000 | 2,836 |
| Salaries and employee benefits | $1,761,000 | 2,809 |
| Premises and equipment expense | $474,000 | 2,380 |
| Additional noninterest expense | $981,000 | 3,015 |
| Pre-tax net operating income | $350,000 | 4,675 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $147,000 | 2,708 |
| Income before extraordinary items | $203,000 | 5,247 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $203,000 | 5,250 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $203,000 | 5,250 |
| Net charge-offs | $-137,000 | 6,741 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $-101,000 | 6,900 |
| Net operating income | $203,000 | 5,129 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,505,000 | 3,680 |
| Total interest expense | $314,000 | 2,691 |
| Net interest income | $1,191,000 | 3,854 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $581,000 | 2,003 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $77,000 | 3,284 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $504,000 | 1,569 |
| Total noninterest expense | $1,582,000 | 2,899 |
| Salaries and employee benefits | $864,000 | 2,869 |
| Premises and equipment expense | $233,000 | 2,443 |
| Additional noninterest expense | $485,000 | 3,066 |
| Pre-tax net operating income | $190,000 | 4,540 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $99,000 | 2,416 |
| Income before extraordinary items | $91,000 | 5,350 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $91,000 | 5,352 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $91,000 | 5,352 |
| Net charge-offs | $-41,000 | 6,659 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $91,000 | 5,247 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $6,425,000 | 3,661 |
| Total interest expense | $1,608,000 | 2,577 |
| Net interest income | $4,817,000 | 3,908 |
| Provision for loan and lease losses | $-95,000 | 6,878 |
| Total noninterest income | $1,996,000 | 2,186 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $345,000 | 3,211 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,651,000 | 1,748 |
| Total noninterest expense | $6,268,000 | 2,936 |
| Salaries and employee benefits | $3,327,000 | 2,910 |
| Premises and equipment expense | $893,000 | 2,503 |
| Additional noninterest expense | $2,048,000 | 3,047 |
| Pre-tax net operating income | $640,000 | 4,623 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $206,000 | 2,987 |
| Income before extraordinary items | $434,000 | 5,111 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $434,000 | 5,109 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $434,000 | 5,110 |
| Net charge-offs | $-104,000 | 6,950 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $434,000 | 4,903 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $4,886,000 | 3,695 |
| Total interest expense | $1,227,000 | 2,636 |
| Net interest income | $3,659,000 | 3,934 |
| Provision for loan and lease losses | $-95,000 | 7,020 |
| Total noninterest income | $1,386,000 | 2,296 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $253,000 | 3,302 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,133,000 | 1,834 |
| Total noninterest expense | $4,675,000 | 2,961 |
| Salaries and employee benefits | $2,476,000 | 2,934 |
| Premises and equipment expense | $666,000 | 2,540 |
| Additional noninterest expense | $1,533,000 | 3,056 |
| Pre-tax net operating income | $465,000 | 4,800 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $153,000 | 3,049 |
| Income before extraordinary items | $312,000 | 5,279 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $312,000 | 5,277 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $312,000 | 5,277 |
| Net charge-offs | $-77,000 | 6,989 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $312,000 | 5,085 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,315,000 | 3,679 |
| Total interest expense | $826,000 | 2,705 |
| Net interest income | $2,489,000 | 3,900 |
| Provision for loan and lease losses | $-94,000 | 7,099 |
| Total noninterest income | $809,000 | 2,474 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $166,000 | 3,316 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $643,000 | 2,021 |
| Total noninterest expense | $3,111,000 | 2,970 |
| Salaries and employee benefits | $1,617,000 | 2,994 |
| Premises and equipment expense | $448,000 | 2,538 |
| Additional noninterest expense | $1,046,000 | 3,004 |
| Pre-tax net operating income | $281,000 | 4,917 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $98,000 | 3,068 |
| Income before extraordinary items | $183,000 | 5,431 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $183,000 | 5,430 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $183,000 | 5,430 |
| Net charge-offs | $-137,000 | 7,125 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $183,000 | 5,236 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,677,000 | 3,685 |
| Total interest expense | $431,000 | 2,702 |
| Net interest income | $1,246,000 | 3,921 |
| Provision for loan and lease losses | $-100,000 | 7,195 |
| Total noninterest income | $390,000 | 2,515 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $81,000 | 3,352 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $309,000 | 2,062 |
| Total noninterest expense | $1,519,000 | 3,018 |
| Salaries and employee benefits | $807,000 | 3,008 |
| Premises and equipment expense | $230,000 | 2,493 |
| Additional noninterest expense | $482,000 | 3,186 |
| Pre-tax net operating income | $217,000 | 4,389 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $64,000 | 2,841 |
| Income before extraordinary items | $153,000 | 4,817 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $153,000 | 4,820 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $153,000 | 4,821 |
| Net charge-offs | $-124,000 | 7,193 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $153,000 | 4,678 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $7,655,000 | 3,443 |
| Total interest expense | $2,370,000 | 2,426 |
| Net interest income | $5,285,000 | 3,766 |
| Provision for loan and lease losses | $1,577,000 | 1,830 |
| Total noninterest income | $1,895,000 | 2,093 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 6,974 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,895,000 | 1,420 |
| Total noninterest expense | $6,227,000 | 2,969 |
| Salaries and employee benefits | $3,104,000 | 3,029 |
| Premises and equipment expense | $1,473,000 | 1,682 |
| Additional noninterest expense | $1,650,000 | 3,616 |
| Pre-tax net operating income | $-624,000 | 6,460 |
| Securities gains (losses) | $128,000 | 1,846 |
| Applicable income taxes | $-215,000 | 6,937 |
| Income before extraordinary items | $-281,000 | 6,374 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-281,000 | 6,376 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-281,000 | 6,376 |
| Net charge-offs | $1,731,000 | 1,699 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-362,920 | 6,374 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $5,794,000 | 3,465 |
| Total interest expense | $1,867,000 | 2,417 |
| Net interest income | $3,927,000 | 3,809 |
| Provision for loan and lease losses | $1,410,000 | 1,570 |
| Total noninterest income | $1,461,000 | 2,044 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,025 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,461,000 | 1,369 |
| Total noninterest expense | $4,809,000 | 2,898 |
| Salaries and employee benefits | $2,357,000 | 3,008 |
| Premises and equipment expense | $1,106,000 | 1,709 |
| Additional noninterest expense | $1,346,000 | 3,416 |
| Pre-tax net operating income | $-831,000 | 6,740 |
| Securities gains (losses) | $128,000 | 1,564 |
| Applicable income taxes | $-276,000 | 7,130 |
| Income before extraordinary items | $-427,000 | 6,658 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-427,000 | 6,659 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-427,000 | 6,659 |
| Net charge-offs | $1,683,000 | 1,377 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-508,920 | 6,644 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,933,000 | 3,446 |
| Total interest expense | $1,331,000 | 2,358 |
| Net interest income | $2,602,000 | 3,839 |
| Provision for loan and lease losses | $1,335,000 | 1,243 |
| Total noninterest income | $966,000 | 2,045 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,067 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $966,000 | 1,375 |
| Total noninterest expense | $3,392,000 | 2,761 |
| Salaries and employee benefits | $1,572,000 | 3,015 |
| Premises and equipment expense | $751,000 | 1,683 |
| Additional noninterest expense | $1,069,000 | 3,030 |
| Pre-tax net operating income | $-1,159,000 | 7,023 |
| Securities gains (losses) | $128,000 | 968 |
| Applicable income taxes | $-374,000 | 7,297 |
| Income before extraordinary items | $-657,000 | 6,904 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-657,000 | 6,903 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-657,000 | 6,904 |
| Net charge-offs | $1,690,000 | 1,026 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-738,920 | 6,930 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,000,000 | 3,411 |
| Total interest expense | $690,000 | 2,348 |
| Net interest income | $1,310,000 | 3,826 |
| Provision for loan and lease losses | $113,000 | 3,224 |
| Total noninterest income | $530,000 | 1,908 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,070 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $530,000 | 1,297 |
| Total noninterest expense | $1,516,000 | 3,085 |
| Salaries and employee benefits | $786,000 | 3,049 |
| Premises and equipment expense | $382,000 | 1,690 |
| Additional noninterest expense | $348,000 | 4,116 |
| Pre-tax net operating income | $211,000 | 4,149 |
| Securities gains (losses) | $128,000 | 462 |
| Applicable income taxes | $84,000 | 2,371 |
| Income before extraordinary items | $255,000 | 3,549 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $255,000 | 3,546 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $255,000 | 3,547 |
| Net charge-offs | $766,000 | 1,019 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $159,000 | 4,293 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $9,384,000 | 3,111 |
| Total interest expense | $3,464,000 | 2,288 |
| Net interest income | $5,920,000 | 3,496 |
| Provision for loan and lease losses | $2,910,000 | 1,649 |
| Total noninterest income | $2,396,000 | 1,818 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $2,396,000 | 1,241 |
| Total noninterest expense | $6,931,000 | 2,748 |
| Salaries and employee benefits | $3,901,000 | 2,465 |
| Premises and equipment expense | $1,595,000 | 1,604 |
| Additional noninterest expense | $1,435,000 | 4,123 |
| Pre-tax net operating income | $-1,525,000 | 6,660 |
| Securities gains (losses) | $44,000 | 2,743 |
| Applicable income taxes | $-580,000 | 7,204 |
| Income before extraordinary items | $-901,000 | 6,550 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-901,000 | 6,551 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-901,000 | 6,551 |
| Net charge-offs | $3,170,000 | 1,421 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-929,160 | 6,522 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $7,248,000 | 3,094 |
| Total interest expense | $2,692,000 | 2,297 |
| Net interest income | $4,556,000 | 3,483 |
| Provision for loan and lease losses | $2,269,000 | 1,526 |
| Total noninterest income | $1,589,000 | 2,008 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $1,589,000 | 1,282 |
| Total noninterest expense | $5,084,000 | 2,798 |
| Salaries and employee benefits | $2,919,000 | 2,485 |
| Premises and equipment expense | $1,202,000 | 1,618 |
| Additional noninterest expense | $963,000 | 4,410 |
| Pre-tax net operating income | $-1,208,000 | 6,854 |
| Securities gains (losses) | $44,000 | 2,501 |
| Applicable income taxes | $-464,000 | 7,355 |
| Income before extraordinary items | $-700,000 | 6,775 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-700,000 | 6,776 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-700,000 | 6,776 |
| Net charge-offs | $2,821,000 | 1,197 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-728,160 | 6,741 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,921,000 | 3,084 |
| Total interest expense | $1,862,000 | 2,302 |
| Net interest income | $3,059,000 | 3,471 |
| Provision for loan and lease losses | $1,282,000 | 1,675 |
| Total noninterest income | $956,000 | 2,121 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $956,000 | 1,337 |
| Total noninterest expense | $3,394,000 | 2,796 |
| Salaries and employee benefits | $1,970,000 | 2,468 |
| Premises and equipment expense | $807,000 | 1,628 |
| Additional noninterest expense | $617,000 | 4,517 |
| Pre-tax net operating income | $-661,000 | 6,849 |
| Securities gains (losses) | $53,000 | 1,843 |
| Applicable income taxes | $-277,000 | 7,382 |
| Income before extraordinary items | $-331,000 | 6,723 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-331,000 | 6,725 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-331,000 | 6,724 |
| Net charge-offs | $855,000 | 1,877 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-364,920 | 6,708 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,486,000 | 3,122 |
| Total interest expense | $973,000 | 2,310 |
| Net interest income | $1,513,000 | 3,530 |
| Provision for loan and lease losses | $692,000 | 1,491 |
| Total noninterest income | $440,000 | 2,219 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $440,000 | 1,421 |
| Total noninterest expense | $1,720,000 | 2,807 |
| Salaries and employee benefits | $970,000 | 2,538 |
| Premises and equipment expense | $406,000 | 1,666 |
| Additional noninterest expense | $344,000 | 4,209 |
| Pre-tax net operating income | $-459,000 | 7,150 |
| Securities gains (losses) | $62,000 | 1,041 |
| Applicable income taxes | $-140,000 | 7,504 |
| Income before extraordinary items | $-257,000 | 7,022 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-257,000 | 7,023 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-257,000 | 7,022 |
| Net charge-offs | $810,000 | 1,185 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-297,300 | 7,033 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $10,781,000 | 3,035 |
| Total interest expense | $5,024,000 | 2,251 |
| Net interest income | $5,757,000 | 3,576 |
| Provision for loan and lease losses | $1,453,000 | 2,940 |
| Total noninterest income | $2,019,000 | 2,114 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $2,019,000 | 1,361 |
| Total noninterest expense | $7,844,000 | 2,506 |
| Salaries and employee benefits | $4,148,000 | 2,370 |
| Premises and equipment expense | $1,649,000 | 1,635 |
| Additional noninterest expense | $2,047,000 | 3,256 |
| Pre-tax net operating income | $-1,521,000 | 6,451 |
| Securities gains (losses) | $166,000 | 1,703 |
| Applicable income taxes | $-436,000 | 6,994 |
| Income before extraordinary items | $-919,000 | 6,321 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-919,000 | 6,321 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-919,000 | 6,321 |
| Net charge-offs | $371,000 | 4,198 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-1,031,880 | 6,386 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $8,150,000 | 3,063 |
| Total interest expense | $3,936,000 | 2,247 |
| Net interest income | $4,214,000 | 3,656 |
| Provision for loan and lease losses | $1,429,000 | 2,280 |
| Total noninterest income | $1,613,000 | 2,053 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $1,613,000 | 1,325 |
| Total noninterest expense | $6,139,000 | 2,415 |
| Salaries and employee benefits | $3,207,000 | 2,321 |
| Premises and equipment expense | $1,232,000 | 1,661 |
| Additional noninterest expense | $1,700,000 | 2,968 |
| Pre-tax net operating income | $-1,741,000 | 6,956 |
| Securities gains (losses) | $172,000 | 1,401 |
| Applicable income taxes | $-500,000 | 7,343 |
| Income before extraordinary items | $-1,069,000 | 6,780 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-1,069,000 | 6,781 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-1,069,000 | 6,781 |
| Net charge-offs | $464,000 | 3,145 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-1,185,960 | 6,829 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $5,474,000 | 3,066 |
| Total interest expense | $2,740,000 | 2,251 |
| Net interest income | $2,734,000 | 3,717 |
| Provision for loan and lease losses | $1,314,000 | 1,768 |
| Total noninterest income | $1,120,000 | 2,011 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $1,120,000 | 1,324 |
| Total noninterest expense | $4,417,000 | 2,272 |
| Salaries and employee benefits | $2,230,000 | 2,264 |
| Premises and equipment expense | $822,000 | 1,688 |
| Additional noninterest expense | $1,365,000 | 2,543 |
| Pre-tax net operating income | $-1,877,000 | 7,353 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-606,000 | 7,630 |
| Income before extraordinary items | $-1,271,000 | 7,260 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,271,000 | 7,260 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-1,271,000 | 7,259 |
| Net charge-offs | $1,032,000 | 1,608 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-1,271,000 | 7,255 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,715,000 | 3,119 |
| Total interest expense | $1,369,000 | 2,324 |
| Net interest income | $1,346,000 | 3,742 |
| Provision for loan and lease losses | $709,000 | 1,451 |
| Total noninterest income | $505,000 | 2,125 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $505,000 | 1,377 |
| Total noninterest expense | $1,849,000 | 2,609 |
| Salaries and employee benefits | $1,122,000 | 2,276 |
| Premises and equipment expense | $412,000 | 1,708 |
| Additional noninterest expense | $315,000 | 4,255 |
| Pre-tax net operating income | $-707,000 | 7,489 |
| Securities gains (losses) | $9,000 | 1,939 |
| Applicable income taxes | $-263,000 | 7,765 |
| Income before extraordinary items | $-435,000 | 7,384 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-435,000 | 7,385 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-435,000 | 7,385 |
| Net charge-offs | $651,000 | 1,195 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-440,760 | 7,355 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $11,866,000 | 3,076 |
| Total interest expense | $6,428,000 | 2,368 |
| Net interest income | $5,438,000 | 3,725 |
| Provision for loan and lease losses | $1,634,000 | 2,047 |
| Total noninterest income | $2,005,000 | 2,144 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $2,005,000 | 1,298 |
| Total noninterest expense | $7,504,000 | 2,526 |
| Salaries and employee benefits | $4,964,000 | 2,050 |
| Premises and equipment expense | $1,570,000 | 1,752 |
| Additional noninterest expense | $970,000 | 4,914 |
| Pre-tax net operating income | $-1,695,000 | 7,265 |
| Securities gains (losses) | $-68,000 | 7,197 |
| Applicable income taxes | $-561,000 | 7,537 |
| Income before extraordinary items | $-1,202,000 | 7,088 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,202,000 | 7,089 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,154,000 | 1,806 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-1,155,760 | 7,179 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $8,998,000 | 3,109 |
| Total interest expense | $4,958,000 | 2,395 |
| Net interest income | $4,040,000 | 3,774 |
| Provision for loan and lease losses | $855,000 | 2,005 |
| Total noninterest income | $1,566,000 | 2,143 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,566,000 | 1,320 |
| Total noninterest expense | $5,638,000 | 2,506 |
| Salaries and employee benefits | $3,777,000 | 2,036 |
| Premises and equipment expense | $1,170,000 | 1,759 |
| Additional noninterest expense | $691,000 | 4,992 |
| Pre-tax net operating income | $-887,000 | 7,467 |
| Securities gains (losses) | $-57,000 | 7,490 |
| Applicable income taxes | $-268,000 | 7,719 |
| Income before extraordinary items | $-676,000 | 7,324 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-676,000 | 7,322 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $600,000 | 1,770 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-634,960 | 7,417 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $5,986,000 | 3,158 |
| Total interest expense | $3,386,000 | 2,426 |
| Net interest income | $2,600,000 | 3,867 |
| Provision for loan and lease losses | $404,000 | 2,144 |
| Total noninterest income | $1,112,000 | 2,071 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $1,112,000 | 1,300 |
| Total noninterest expense | $3,854,000 | 2,458 |
| Salaries and employee benefits | $2,627,000 | 1,979 |
| Premises and equipment expense | $772,000 | 1,775 |
| Additional noninterest expense | $455,000 | 5,026 |
| Pre-tax net operating income | $-546,000 | 7,642 |
| Securities gains (losses) | $-46,000 | 8,227 |
| Applicable income taxes | $-138,000 | 7,915 |
| Income before extraordinary items | $-454,000 | 7,660 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-454,000 | 7,660 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $342,000 | 1,662 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-418,580 | 7,619 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,949,000 | 3,274 |
| Total interest expense | $1,716,000 | 2,554 |
| Net interest income | $1,233,000 | 4,026 |
| Provision for loan and lease losses | $104,000 | 2,670 |
| Total noninterest income | $570,000 | 2,037 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $570,000 | 1,279 |
| Total noninterest expense | $1,917,000 | 2,462 |
| Salaries and employee benefits | $1,305,000 | 2,021 |
| Premises and equipment expense | $385,000 | 1,781 |
| Additional noninterest expense | $227,000 | 4,985 |
| Pre-tax net operating income | $-218,000 | 7,792 |
| Securities gains (losses) | $-9,000 | 8,315 |
| Applicable income taxes | $-61,000 | 8,061 |
| Income before extraordinary items | $-166,000 | 7,775 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-166,000 | 7,774 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,488 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-159,430 | 7,726 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $11,411,000 | 3,418 |
| Total interest expense | $6,822,000 | 2,701 |
| Net interest income | $4,589,000 | 4,241 |
| Provision for loan and lease losses | $293,000 | 3,249 |
| Total noninterest income | $1,821,000 | 2,358 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,821,000 | 1,450 |
| Total noninterest expense | $7,551,000 | 2,415 |
| Salaries and employee benefits | $5,216,000 | 1,932 |
| Premises and equipment expense | $1,463,000 | 1,806 |
| Additional noninterest expense | $872,000 | 5,059 |
| Pre-tax net operating income | $-1,434,000 | 8,179 |
| Securities gains (losses) | $-30,000 | 7,873 |
| Applicable income taxes | $-572,000 | 8,341 |
| Income before extraordinary items | $-892,000 | 8,071 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-892,000 | 8,068 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 4,521 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-872,800 | 8,056 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $8,468,000 | 3,459 |
| Total interest expense | $5,110,000 | 2,699 |
| Net interest income | $3,358,000 | 4,337 |
| Provision for loan and lease losses | $233,000 | 2,738 |
| Total noninterest income | $1,302,000 | 2,441 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,302,000 | 1,515 |
| Total noninterest expense | $5,702,000 | 2,379 |
| Salaries and employee benefits | $3,935,000 | 1,908 |
| Premises and equipment expense | $1,100,000 | 1,782 |
| Additional noninterest expense | $667,000 | 4,933 |
| Pre-tax net operating income | $-1,275,000 | 8,346 |
| Securities gains (losses) | $-23,000 | 7,998 |
| Applicable income taxes | $-499,000 | 8,444 |
| Income before extraordinary items | $-799,000 | 8,268 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-799,000 | 8,265 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 4,157 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $-784,280 | 8,258 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $5,628,000 | 3,480 |
| Total interest expense | $3,395,000 | 2,692 |
| Net interest income | $2,233,000 | 4,371 |
| Provision for loan and lease losses | $173,000 | 2,411 |
| Total noninterest income | $806,000 | 2,594 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $806,000 | 1,607 |
| Total noninterest expense | $3,799,000 | 2,407 |
| Salaries and employee benefits | $2,637,000 | 1,936 |
| Premises and equipment expense | $736,000 | 1,795 |
| Additional noninterest expense | $426,000 | 5,074 |
| Pre-tax net operating income | $-933,000 | 8,444 |
| Securities gains (losses) | $-15,000 | 8,077 |
| Applicable income taxes | $-360,000 | 8,519 |
| Income before extraordinary items | $-588,000 | 8,368 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-588,000 | 8,367 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 3,915 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $-578,400 | 8,361 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,804,000 | 3,465 |
| Total interest expense | $1,718,000 | 2,656 |
| Net interest income | $1,086,000 | 4,455 |
| Provision for loan and lease losses | $128,000 | 1,681 |
| Total noninterest income | $268,000 | 3,365 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $268,000 | 2,121 |
| Total noninterest expense | $1,861,000 | 2,456 |
| Salaries and employee benefits | $1,302,000 | 1,970 |
| Premises and equipment expense | $358,000 | 1,851 |
| Additional noninterest expense | $201,000 | 5,243 |
| Pre-tax net operating income | $-635,000 | 8,548 |
| Securities gains (losses) | $-8,000 | 8,229 |
| Applicable income taxes | $-272,000 | 8,584 |
| Income before extraordinary items | $-371,000 | 8,481 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-371,000 | 8,479 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 1,933 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $-365,880 | 8,469 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $10,511,000 | 3,448 |
| Total interest expense | $6,013,000 | 2,587 |
| Net interest income | $4,498,000 | 4,337 |
| Provision for loan and lease losses | $120,000 | 4,374 |
| Total noninterest income | $1,472,000 | 2,733 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,472,000 | 1,698 |
| Total noninterest expense | $7,331,000 | 2,414 |
| Salaries and employee benefits | $4,738,000 | 2,065 |
| Premises and equipment expense | $1,249,000 | 2,005 |
| Additional noninterest expense | $1,344,000 | 3,600 |
| Pre-tax net operating income | $-1,481,000 | 8,524 |
| Securities gains (losses) | $326,000 | 308 |
| Applicable income taxes | $-393,000 | 8,549 |
| Income before extraordinary items | $-762,000 | 8,397 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-762,000 | 8,397 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $105,000 | 3,086 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $-977,160 | 8,443 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $7,724,000 | 3,471 |
| Total interest expense | $4,309,000 | 2,614 |
| Net interest income | $3,415,000 | 4,330 |
| Provision for loan and lease losses | $90,000 | 4,225 |
| Total noninterest income | $1,098,000 | 2,745 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,098,000 | 1,694 |
| Total noninterest expense | $5,405,000 | 2,446 |
| Salaries and employee benefits | $3,445,000 | 2,132 |
| Premises and equipment expense | $912,000 | 2,063 |
| Additional noninterest expense | $1,048,000 | 3,475 |
| Pre-tax net operating income | $-982,000 | 8,585 |
| Securities gains (losses) | $342,000 | 252 |
| Applicable income taxes | $-187,000 | 8,619 |
| Income before extraordinary items | $-453,000 | 8,452 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $-453,000 | 8,452 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 3,229 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $-695,820 | 8,530 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $5,073,000 | 3,466 |
| Total interest expense | $2,733,000 | 2,633 |
| Net interest income | $2,340,000 | 4,248 |
| Provision for loan and lease losses | $60,000 | 4,062 |
| Total noninterest income | $752,000 | 2,704 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $752,000 | 1,673 |
| Total noninterest expense | $3,638,000 | 2,437 |
| Salaries and employee benefits | $2,337,000 | 2,095 |
| Premises and equipment expense | $597,000 | 2,090 |
| Additional noninterest expense | $704,000 | 3,456 |
| Pre-tax net operating income | $-606,000 | 8,601 |
| Securities gains (losses) | $342,000 | 202 |
| Applicable income taxes | $-49,000 | 8,583 |
| Income before extraordinary items | $-215,000 | 8,439 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-215,000 | 8,440 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 2,556 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $-492,020 | 8,578 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,477,000 | 3,473 |
| Total interest expense | $1,307,000 | 2,629 |
| Net interest income | $1,170,000 | 4,228 |
| Provision for loan and lease losses | $30,000 | 3,822 |
| Total noninterest income | $350,000 | 2,781 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $350,000 | 1,727 |
| Total noninterest expense | $1,659,000 | 2,651 |
| Salaries and employee benefits | $1,025,000 | 2,400 |
| Premises and equipment expense | $284,000 | 2,197 |
| Additional noninterest expense | $350,000 | 3,457 |
| Pre-tax net operating income | $-169,000 | 8,518 |
| Securities gains (losses) | $342,000 | 127 |
| Applicable income taxes | $47,000 | 4,563 |
| Income before extraordinary items | $126,000 | 6,317 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $126,000 | 6,317 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 2,805 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $-123,660 | 8,472 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $8,752,000 | 3,493 |
| Total interest expense | $4,354,000 | 2,478 |
| Net interest income | $4,398,000 | 4,333 |
| Provision for loan and lease losses | $118,000 | 4,603 |
| Total noninterest income | $1,276,000 | 2,995 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,276,000 | 1,872 |
| Total noninterest expense | $5,899,000 | 2,795 |
| Salaries and employee benefits | $3,572,000 | 2,553 |
| Premises and equipment expense | $1,096,000 | 2,187 |
| Additional noninterest expense | $1,231,000 | 3,796 |
| Pre-tax net operating income | $-343,000 | 8,443 |
| Securities gains (losses) | $299,000 | 410 |
| Applicable income taxes | $-97,000 | 8,604 |
| Income before extraordinary items | $53,000 | 8,131 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $53,000 | 8,130 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-23,000 | 8,297 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $-138,360 | 8,364 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $6,278,000 | 3,565 |
| Total interest expense | $3,080,000 | 2,484 |
| Net interest income | $3,198,000 | 4,443 |
| Provision for loan and lease losses | $88,000 | 4,501 |
| Total noninterest income | $990,000 | 2,927 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $990,000 | 1,828 |
| Total noninterest expense | $4,000,000 | 3,026 |
| Salaries and employee benefits | $2,434,000 | 2,737 |
| Premises and equipment expense | $809,000 | 2,210 |
| Additional noninterest expense | $757,000 | 4,365 |
| Pre-tax net operating income | $100,000 | 8,015 |
| Securities gains (losses) | $-30,000 | 8,328 |
| Applicable income taxes | $-28,000 | 8,652 |
| Income before extraordinary items | $98,000 | 7,979 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $98,000 | 7,980 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-27,000 | 8,273 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $128,000 | 7,780 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,030,000 | 3,608 |
| Total interest expense | $1,955,000 | 2,464 |
| Net interest income | $2,075,000 | 4,504 |
| Provision for loan and lease losses | $58,000 | 4,382 |
| Total noninterest income | $629,000 | 2,990 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $629,000 | 1,869 |
| Total noninterest expense | $2,363,000 | 3,342 |
| Salaries and employee benefits | $1,426,000 | 3,059 |
| Premises and equipment expense | $498,000 | 2,338 |
| Additional noninterest expense | $439,000 | 4,808 |
| Pre-tax net operating income | $283,000 | 6,690 |
| Securities gains (losses) | $-18,000 | 8,332 |
| Applicable income taxes | $55,000 | 5,432 |
| Income before extraordinary items | $210,000 | 6,857 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $210,000 | 6,858 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 2,872 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $224,220 | 6,678 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,999,000 | 3,599 |
| Total interest expense | $947,000 | 2,442 |
| Net interest income | $1,052,000 | 4,460 |
| Provision for loan and lease losses | $30,000 | 3,913 |
| Total noninterest income | $130,000 | 5,081 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $130,000 | 3,252 |
| Total noninterest expense | $1,059,000 | 3,682 |
| Salaries and employee benefits | $648,000 | 3,327 |
| Premises and equipment expense | $236,000 | 2,482 |
| Additional noninterest expense | $175,000 | 5,506 |
| Pre-tax net operating income | $93,000 | 7,321 |
| Securities gains (losses) | $-13,000 | 8,592 |
| Applicable income taxes | $21,000 | 5,628 |
| Income before extraordinary items | $59,000 | 7,606 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $59,000 | 7,605 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 1,985 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $68,620 | 7,440 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $8,096,000 | 3,382 |
| Total interest expense | $3,715,000 | 2,188 |
| Net interest income | $4,381,000 | 4,203 |
| Provision for loan and lease losses | $90,000 | 5,165 |
| Total noninterest income | $872,000 | 3,845 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $872,000 | 2,346 |
| Total noninterest expense | $4,661,000 | 3,321 |
| Salaries and employee benefits | $2,922,000 | 2,902 |
| Premises and equipment expense | $908,000 | 2,504 |
| Additional noninterest expense | $831,000 | 4,969 |
| Pre-tax net operating income | $502,000 | 6,711 |
| Securities gains (losses) | $-279,000 | 8,838 |
| Applicable income taxes | $-28,000 | 8,638 |
| Income before extraordinary items | $251,000 | 7,421 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $251,000 | 7,421 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $313,000 | 1,930 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $530,000 | 6,165 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $6,065,000 | 3,356 |
| Total interest expense | $2,783,000 | 2,145 |
| Net interest income | $3,282,000 | 4,192 |
| Provision for loan and lease losses | $60,000 | 5,125 |
| Total noninterest income | $711,000 | 3,697 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $711,000 | 2,245 |
| Total noninterest expense | $3,434,000 | 3,339 |
| Salaries and employee benefits | $2,144,000 | 2,945 |
| Premises and equipment expense | $677,000 | 2,504 |
| Additional noninterest expense | $613,000 | 4,987 |
| Pre-tax net operating income | $499,000 | 6,328 |
| Securities gains (losses) | $-264,000 | 8,952 |
| Applicable income taxes | $-14,000 | 8,747 |
| Income before extraordinary items | $249,000 | 7,209 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $249,000 | 7,210 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $292,000 | 1,466 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $513,000 | 5,685 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,062,000 | 3,344 |
| Total interest expense | $1,865,000 | 2,116 |
| Net interest income | $2,197,000 | 4,190 |
| Provision for loan and lease losses | $30,000 | 5,293 |
| Total noninterest income | $505,000 | 3,552 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $505,000 | 2,175 |
| Total noninterest expense | $2,287,000 | 3,372 |
| Salaries and employee benefits | $1,405,000 | 3,006 |
| Premises and equipment expense | $462,000 | 2,441 |
| Additional noninterest expense | $420,000 | 4,892 |
| Pre-tax net operating income | $385,000 | 5,944 |
| Securities gains (losses) | $-249,000 | 9,016 |
| Applicable income taxes | $-42,000 | 8,876 |
| Income before extraordinary items | $178,000 | 7,094 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $178,000 | 7,094 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $283,000 | 1,087 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $427,000 | 5,056 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,034,000 | 3,346 |
| Total interest expense | $944,000 | 2,117 |
| Net interest income | $1,090,000 | 4,205 |
| Provision for loan and lease losses | $15,000 | 5,048 |
| Total noninterest income | $101,000 | 5,747 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $101,000 | 3,702 |
| Total noninterest expense | $1,148,000 | 3,348 |
| Salaries and employee benefits | $720,000 | 2,954 |
| Premises and equipment expense | $239,000 | 2,409 |
| Additional noninterest expense | $189,000 | 5,269 |
| Pre-tax net operating income | $28,000 | 8,212 |
| Securities gains (losses) | $-239,000 | 9,090 |
| Applicable income taxes | $-89,000 | 9,029 |
| Income before extraordinary items | $-122,000 | 8,872 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-122,000 | 8,873 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 1,573 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $30,960 | 8,082 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $8,550,000 | 3,245 |
| Total interest expense | $4,226,000 | 2,107 |
| Net interest income | $4,324,000 | 4,127 |
| Provision for loan and lease losses | $390,000 | 2,639 |
| Total noninterest income | $778,000 | 4,305 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $778,000 | 2,785 |
| Total noninterest expense | $4,568,000 | 3,316 |
| Salaries and employee benefits | $2,786,000 | 2,963 |
| Premises and equipment expense | $961,000 | 2,342 |
| Additional noninterest expense | $821,000 | 4,960 |
| Pre-tax net operating income | $144,000 | 8,031 |
| Securities gains (losses) | $67,000 | 2,251 |
| Applicable income taxes | $-21,000 | 8,806 |
| Income before extraordinary items | $232,000 | 7,605 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $232,000 | 7,609 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $307,000 | 2,220 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $165,000 | 7,811 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $6,461,000 | 3,265 |
| Total interest expense | $3,215,000 | 2,162 |
| Net interest income | $3,246,000 | 4,140 |
| Provision for loan and lease losses | $375,000 | 2,114 |
| Total noninterest income | $588,000 | 4,319 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $588,000 | 2,859 |
| Total noninterest expense | $3,471,000 | 3,258 |
| Salaries and employee benefits | $2,115,000 | 2,939 |
| Premises and equipment expense | $734,000 | 2,304 |
| Additional noninterest expense | $622,000 | 4,885 |
| Pre-tax net operating income | $-12,000 | 8,664 |
| Securities gains (losses) | $80,000 | 1,936 |
| Applicable income taxes | $-66,000 | 9,034 |
| Income before extraordinary items | $134,000 | 8,017 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $134,000 | 8,020 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $303,000 | 1,694 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $54,000 | 8,388 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,378,000 | 3,241 |
| Total interest expense | $2,187,000 | 2,183 |
| Net interest income | $2,191,000 | 4,105 |
| Provision for loan and lease losses | $360,000 | 1,536 |
| Total noninterest income | $414,000 | 4,168 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $414,000 | 2,744 |
| Total noninterest expense | $2,345,000 | 3,224 |
| Salaries and employee benefits | $1,429,000 | 2,913 |
| Premises and equipment expense | $496,000 | 2,273 |
| Additional noninterest expense | $420,000 | 4,834 |
| Pre-tax net operating income | $-100,000 | 8,823 |
| Securities gains (losses) | $93,000 | 1,565 |
| Applicable income taxes | $-85,000 | 9,120 |
| Income before extraordinary items | $78,000 | 8,157 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $78,000 | 8,160 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $279,000 | 1,308 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $18,480 | 8,539 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,181,000 | 3,262 |
| Total interest expense | $1,108,000 | 2,202 |
| Net interest income | $1,073,000 | 4,184 |
| Provision for loan and lease losses | $60,000 | 3,248 |
| Total noninterest income | $195,000 | 4,228 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $195,000 | 2,764 |
| Total noninterest expense | $1,207,000 | 3,125 |
| Salaries and employee benefits | $768,000 | 2,706 |
| Premises and equipment expense | $254,000 | 2,222 |
| Additional noninterest expense | $185,000 | 5,250 |
| Pre-tax net operating income | $1,000 | 8,682 |
| Securities gains (losses) | $-28,000 | 9,207 |
| Applicable income taxes | $-11,000 | 9,081 |
| Income before extraordinary items | $-16,000 | 8,862 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-16,000 | 8,859 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $1,920 | 8,644 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $8,955,000 | 3,311 |
| Total interest expense | $4,825,000 | 2,318 |
| Net interest income | $4,130,000 | 4,243 |
| Provision for loan and lease losses | $453,000 | 2,563 |
| Total noninterest income | $753,000 | 4,146 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $753,000 | 2,597 |
| Total noninterest expense | $4,299,000 | 3,353 |
| Salaries and employee benefits | $2,535,000 | 3,082 |
| Premises and equipment expense | $992,000 | 2,201 |
| Additional noninterest expense | $772,000 | 5,060 |
| Pre-tax net operating income | $131,000 | 8,193 |
| Securities gains (losses) | $3,000 | 4,139 |
| Applicable income taxes | $-33,000 | 8,953 |
| Income before extraordinary items | $167,000 | 8,004 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $167,000 | 8,005 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $642,000 | 1,369 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $164,000 | 7,916 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $9,162,000 | 3,584 |
| Total interest expense | $6,056,000 | 2,639 |
| Net interest income | $3,106,000 | 4,935 |
| Provision for loan and lease losses | $572,000 | 1,985 |
| Total noninterest income | $2,955,000 | 1,492 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $2,955,000 | 955 |
| Total noninterest expense | $4,860,000 | 2,893 |
| Salaries and employee benefits | $2,171,000 | 3,350 |
| Premises and equipment expense | $1,030,000 | 2,074 |
| Additional noninterest expense | $1,659,000 | 2,636 |
| Pre-tax net operating income | $629,000 | 6,067 |
| Securities gains (losses) | $80,000 | 1,936 |
| Applicable income taxes | $155,000 | 5,396 |
| Income before extraordinary items | $554,000 | 5,826 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $554,000 | 5,829 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 5,841 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $491,600 | 5,999 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $9,429,000 | 3,573 |
| Total interest expense | $6,247,000 | 2,677 |
| Net interest income | $3,182,000 | 4,944 |
| Provision for loan and lease losses | $25,000 | 7,386 |
| Total noninterest income | $314,000 | 6,179 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $314,000 | 3,821 |
| Total noninterest expense | $3,199,000 | 4,012 |
| Salaries and employee benefits | $1,721,000 | 3,911 |
| Premises and equipment expense | $633,000 | 3,125 |
| Additional noninterest expense | $845,000 | 4,551 |
| Pre-tax net operating income | $272,000 | 8,019 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $118,000 | 6,305 |
| Income before extraordinary items | $154,000 | 8,395 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $154,000 | 8,394 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $154,000 | 8,398 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $9,043,000 | 3,524 |
| Total interest expense | $5,631,000 | 2,611 |
| Net interest income | $3,412,000 | 4,727 |
| Provision for loan and lease losses | $25,000 | 7,415 |
| Total noninterest income | $222,000 | 7,232 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $222,000 | 4,701 |
| Total noninterest expense | $2,874,000 | 4,359 |
| Salaries and employee benefits | $1,481,000 | 4,386 |
| Premises and equipment expense | $559,000 | 3,450 |
| Additional noninterest expense | $834,000 | 4,646 |
| Pre-tax net operating income | $735,000 | 6,189 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $280,000 | 4,961 |
| Income before extraordinary items | $455,000 | 6,666 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $455,000 | 6,664 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $455,000 | 6,647 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $9,199,000 | 3,473 |
| Total interest expense | $5,907,000 | 2,560 |
| Net interest income | $3,292,000 | 4,817 |
| Provision for loan and lease losses | $25,000 | 7,503 |
| Total noninterest income | $219,000 | 7,344 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $219,000 | 4,731 |
| Total noninterest expense | $2,634,000 | 4,596 |
| Salaries and employee benefits | $1,386,000 | 4,527 |
| Premises and equipment expense | $477,000 | 3,824 |
| Additional noninterest expense | $771,000 | 4,802 |
| Pre-tax net operating income | $852,000 | 5,897 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $323,000 | 4,972 |
| Income before extraordinary items | $529,000 | 6,432 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $529,000 | 6,431 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,392 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $529,000 | 6,326 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $8,957,000 | 3,593 |
| Total interest expense | $5,772,000 | 2,587 |
| Net interest income | $3,185,000 | 5,074 |
| Provision for loan and lease losses | $24,000 | 7,686 |
| Total noninterest income | $220,000 | 7,587 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $220,000 | 4,727 |
| Total noninterest expense | $2,555,000 | 4,704 |
| Salaries and employee benefits | $1,391,000 | 4,527 |
| Premises and equipment expense | $462,000 | 3,959 |
| Additional noninterest expense | $702,000 | 5,209 |
| Pre-tax net operating income | $826,000 | 6,429 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $283,000 | 5,886 |
| Income before extraordinary items | $543,000 | 6,714 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $543,000 | 6,716 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $543,000 | 6,656 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $8,585,000 | 3,774 |
| Total interest expense | $5,418,000 | 2,813 |
| Net interest income | $3,167,000 | 5,228 |
| Provision for loan and lease losses | $65,000 | 5,977 |
| Total noninterest income | $214,000 | 8,035 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $214,000 | 4,994 |
| Total noninterest expense | $3,178,000 | 4,112 |
| Salaries and employee benefits | $1,374,000 | 4,654 |
| Premises and equipment expense | $437,000 | 4,224 |
| Additional noninterest expense | $1,367,000 | 3,382 |
| Pre-tax net operating income | $138,000 | 10,155 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $24,000 | 10,128 |
| Income before extraordinary items | $114,000 | 10,101 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $114,000 | 10,100 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $114,000 | 10,044 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $8,453,000 | 3,826 |
| Total interest expense | $5,256,000 | 2,902 |
| Net interest income | $3,197,000 | 5,225 |
| Provision for loan and lease losses | $54,000 | 6,067 |
| Total noninterest income | $112,000 | 10,027 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $112,000 | 6,865 |
| Total noninterest expense | $2,490,000 | 5,012 |
| Salaries and employee benefits | $1,362,000 | 4,681 |
| Premises and equipment expense | $441,000 | 4,174 |
| Additional noninterest expense | $687,000 | 5,941 |
| Pre-tax net operating income | $765,000 | 6,979 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $291,000 | 6,120 |
| Income before extraordinary items | $474,000 | 7,449 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $474,000 | 7,450 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $474,000 | 7,415 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $7,993,000 | 3,736 |
| Total interest expense | $4,187,000 | 2,921 |
| Net interest income | $3,806,000 | 4,581 |
| Provision for loan and lease losses | $12,000 | 8,270 |
| Total noninterest income | $113,000 | 10,449 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $113,000 | 7,127 |
| Total noninterest expense | $2,503,000 | 5,152 |
| Salaries and employee benefits | $1,440,000 | 4,445 |
| Premises and equipment expense | $368,000 | 4,905 |
| Additional noninterest expense | $695,000 | 6,357 |
| Pre-tax net operating income | $1,404,000 | 4,664 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $484,000 | 4,158 |
| Income before extraordinary items | $920,000 | 4,819 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $920,000 | 4,826 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $920,000 | 4,874 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $8,227,000 | 3,712 |
| Total interest expense | $4,208,000 | 3,015 |
| Net interest income | $4,019,000 | 4,377 |
| Provision for loan and lease losses | $4,000 | 10,179 |
| Total noninterest income | $136,000 | 10,502 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $136,000 | 6,879 |
| Total noninterest expense | $2,241,000 | 5,777 |
| Salaries and employee benefits | $1,250,000 | 5,053 |
| Premises and equipment expense | $357,000 | 5,153 |
| Additional noninterest expense | $634,000 | 7,047 |
| Pre-tax net operating income | $1,910,000 | 3,466 |
| Securities gains (losses) | $131,000 | 2,144 |
| Applicable income taxes | $692,000 | 3,151 |
| Income before extraordinary items | $1,349,000 | 3,581 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,349,000 | 3,692 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 11,543 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,262,540 | 3,621 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $8,451,000 | 4,091 |
| Total interest expense | $4,953,000 | 3,338 |
| Net interest income | $3,498,000 | 5,009 |
| Provision for loan and lease losses | $36,000 | 9,661 |
| Total noninterest income | $151,000 | 10,475 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $151,000 | 6,621 |
| Total noninterest expense | $2,133,000 | 6,081 |
| Salaries and employee benefits | $1,093,000 | 5,607 |
| Premises and equipment expense | $313,000 | 5,788 |
| Additional noninterest expense | $726,000 | 6,577 |
| Pre-tax net operating income | $1,480,000 | 4,081 |
| Securities gains (losses) | $45,000 | 4,303 |
| Applicable income taxes | $558,000 | 3,642 |
| Income before extraordinary items | $967,000 | 4,641 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $967,000 | 4,690 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 8,508 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $938,200 | 4,448 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.