Home > Equitable Bank > Assets and Liabilities
Equitable Bank, Assets and Liabilities
| 2007-12-31 | Rank | |
| # of Employees: | 52 | 3,254 |
| Assets and Liabilities | ||
| Total Assets: | $172,536,000 | 3,549 |
| Cash and due from depository institutions | $4,114,000 | 3,254 |
| Interest-bearing balances | $256,000 | 3,774 |
| Securities | $6,743,000 | 6,696 |
| Federal funds sold & reverse repurchase agreements | $1,400,000 | 4,637 |
| Net loans & leases | $156,837,000 | 2,787 |
| Loan loss allowance | $3,054,000 | 1,770 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $424,000 | 7,127 |
| Other real estate owned | $0 | 3,254 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $3,018,000 | 4,222 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $172,536,000 | 3,549 |
| Total liabilities | $150,186,000 | 3,613 |
| Total deposits | $130,950,000 | 3,709 |
| Interest-bearing deposits | $102,537,000 | 3,934 |
| Deposits held in domestic offices | $130,950,000 | 3,707 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $157,000 | 3,307 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $18,007,000 | 1,989 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $1,072,000 | 3,840 |
| Total equity capital | $22,350,000 | 2,997 |
| Total bank equity capital | $22,350,000 | 2,997 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $3,764,000 | 1,278 |
| Surplus | $3,430,000 | 4,774 |
| Undivided profits | $15,156,000 | 2,293 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,437 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $736,000 | 4,943 |
| Earning assets | $165,236,000 | 3,425 |
| Long-term assets (5+ years) | $2,760,000 | 6,602 |
| Average Assets, year-to-date | $182,078,200 | 3,301 |
| Average Assets, quarterly | $177,308,500 | 3,440 |
| Volatile liabilities | $38,314,000 | 3,195 |
| Insider loans | $9,315,000 | 784 |
| FHLB advances | $11,000,000 | 2,474 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $28,758,000 | 2,655 |
| Tier 1 (core) risk-based capital | $22,350,000 | 2,841 |
| Tier 2 risk-based capital | $1,934,000 | 2,472 |
| Total risk weighted assets | $153,584,000 | 2,993 |
| Total unused commitments | $28,758,000 | 2,656 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 55 | 3,088 |
| Assets and Liabilities | ||
| Total Assets: | $182,081,000 | 3,356 |
| Cash and due from depository institutions | $4,596,000 | 3,088 |
| Interest-bearing balances | $327,000 | 3,402 |
| Securities | $11,599,000 | 5,795 |
| Federal funds sold & reverse repurchase agreements | $5,200,000 | 2,473 |
| Net loans & leases | $157,666,000 | 2,721 |
| Loan loss allowance | $2,008,000 | 2,492 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $459,000 | 7,042 |
| Other real estate owned | $0 | 3,088 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $2,561,000 | 4,675 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $182,081,000 | 3,356 |
| Total liabilities | $159,577,000 | 3,402 |
| Total deposits | $134,425,000 | 3,614 |
| Interest-bearing deposits | $103,450,000 | 3,898 |
| Deposits held in domestic offices | $134,425,000 | 3,612 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $160,000 | 3,314 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $23,868,000 | 1,590 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $1,124,000 | 3,801 |
| Total equity capital | $22,504,000 | 2,950 |
| Total bank equity capital | $22,504,000 | 2,950 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $3,764,000 | 1,256 |
| Surplus | $3,430,000 | 4,747 |
| Undivided profits | $15,310,000 | 2,266 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,413 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $877,000 | 4,658 |
| Earning assets | $174,792,000 | 3,236 |
| Long-term assets (5+ years) | $3,521,000 | 6,332 |
| Average Assets, year-to-date | $184,463,750 | 3,244 |
| Average Assets, quarterly | $185,530,000 | 3,284 |
| Volatile liabilities | $49,081,000 | 2,612 |
| Insider loans | $9,323,000 | 771 |
| FHLB advances | $5,000,000 | 3,294 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $37,046,000 | 2,257 |
| Tier 1 (core) risk-based capital | $22,504,000 | 2,826 |
| Tier 2 risk-based capital | $1,938,000 | 2,447 |
| Total risk weighted assets | $155,008,000 | 2,918 |
| Total unused commitments | $37,046,000 | 2,257 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 55 | 3,128 |
| Assets and Liabilities | ||
| Total Assets: | $188,979,000 | 3,256 |
| Cash and due from depository institutions | $6,427,000 | 3,128 |
| Interest-bearing balances | $372,000 | 3,363 |
| Securities | $14,089,000 | 5,363 |
| Federal funds sold & reverse repurchase agreements | $9,100,000 | 1,727 |
| Net loans & leases | $156,496,000 | 2,736 |
| Loan loss allowance | $2,008,000 | 2,498 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $463,000 | 7,060 |
| Other real estate owned | $0 | 3,128 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $2,404,000 | 4,799 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $188,979,000 | 3,256 |
| Total liabilities | $167,189,000 | 3,269 |
| Total deposits | $151,312,000 | 3,298 |
| Interest-bearing deposits | $117,259,000 | 3,551 |
| Deposits held in domestic offices | $151,312,000 | 3,296 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $256,000 | 3,185 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $14,292,000 | 2,077 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,329,000 | 3,197 |
| Total equity capital | $21,790,000 | 2,994 |
| Total bank equity capital | $21,790,000 | 2,994 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $3,764,000 | 1,245 |
| Surplus | $3,430,000 | 4,748 |
| Undivided profits | $14,596,000 | 2,310 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,419 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $734,000 | 4,988 |
| Earning assets | $180,057,000 | 3,145 |
| Long-term assets (5+ years) | $4,675,000 | 5,973 |
| Average Assets, year-to-date | $185,258,000 | 3,254 |
| Average Assets, quarterly | $186,409,500 | 3,261 |
| Volatile liabilities | $36,608,000 | 3,247 |
| Insider loans | $10,190,000 | 696 |
| FHLB advances | $5,000,000 | 3,202 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $38,534,000 | 2,213 |
| Tier 1 (core) risk-based capital | $21,790,000 | 2,900 |
| Tier 2 risk-based capital | $1,958,000 | 2,416 |
| Total risk weighted assets | $156,586,000 | 2,874 |
| Total unused commitments | $38,534,000 | 2,214 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 56 | 3,069 |
| Assets and Liabilities | ||
| Total Assets: | $183,840,000 | 3,323 |
| Cash and due from depository institutions | $5,804,000 | 3,069 |
| Interest-bearing balances | $418,000 | 3,312 |
| Securities | $12,088,000 | 5,721 |
| Federal funds sold & reverse repurchase agreements | $9,700,000 | 2,043 |
| Net loans & leases | $153,321,000 | 2,759 |
| Loan loss allowance | $1,999,000 | 2,497 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $478,000 | 7,029 |
| Other real estate owned | $0 | 3,069 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $2,449,000 | 4,637 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $183,840,000 | 3,323 |
| Total liabilities | $162,802,000 | 3,349 |
| Total deposits | $146,186,000 | 3,408 |
| Interest-bearing deposits | $111,379,000 | 3,691 |
| Deposits held in domestic offices | $146,186,000 | 3,406 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $309,000 | 2,823 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $14,538,000 | 1,990 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $1,769,000 | 2,669 |
| Total equity capital | $21,038,000 | 3,098 |
| Total bank equity capital | $21,038,000 | 3,098 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $3,764,000 | 1,226 |
| Surplus | $3,430,000 | 4,721 |
| Undivided profits | $13,844,000 | 2,461 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,425 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $746,000 | 4,807 |
| Earning assets | $175,527,000 | 3,195 |
| Long-term assets (5+ years) | $4,621,000 | 5,956 |
| Average Assets, year-to-date | $183,397,500 | 3,301 |
| Average Assets, quarterly | $183,397,500 | 3,301 |
| Volatile liabilities | $36,277,000 | 3,188 |
| Insider loans | $9,347,000 | 743 |
| FHLB advances | $5,000,000 | 3,144 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $45,593,000 | 1,949 |
| Tier 1 (core) risk-based capital | $21,038,000 | 2,970 |
| Tier 2 risk-based capital | $1,905,000 | 2,479 |
| Total risk weighted assets | $152,475,000 | 2,914 |
| Total unused commitments | $45,593,000 | 1,950 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 51 | 3,301 |
| Assets and Liabilities | ||
| Total Assets: | $182,955,000 | 3,301 |
| Cash and due from depository institutions | $5,857,000 | 3,301 |
| Interest-bearing balances | $650,000 | 2,902 |
| Securities | $12,109,000 | 5,764 |
| Federal funds sold & reverse repurchase agreements | $11,100,000 | 1,485 |
| Net loans & leases | $151,199,000 | 2,783 |
| Loan loss allowance | $1,979,000 | 2,492 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $513,000 | 6,934 |
| Other real estate owned | $0 | 3,301 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $2,177,000 | 4,967 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $182,955,000 | 3,301 |
| Total liabilities | $162,546,000 | 3,320 |
| Total deposits | $147,147,000 | 3,359 |
| Interest-bearing deposits | $110,085,000 | 3,680 |
| Deposits held in domestic offices | $147,147,000 | 3,356 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $14,765,000 | 979 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,610 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $634,000 | 4,920 |
| Total equity capital | $20,409,000 | 3,122 |
| Total bank equity capital | $20,409,000 | 3,122 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $3,764,000 | 1,215 |
| Surplus | $3,430,000 | 4,693 |
| Undivided profits | $13,215,000 | 2,515 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,071,000 | 1,499 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $843,000 | 4,532 |
| Earning assets | $175,058,000 | 3,169 |
| Long-term assets (5+ years) | $6,763,000 | 5,348 |
| Average Assets, year-to-date | $175,269,200 | 3,299 |
| Average Assets, quarterly | $185,378,000 | 3,227 |
| Volatile liabilities | $40,629,000 | 3,074 |
| Insider loans | $6,869,000 | 1,030 |
| FHLB advances | $0 | 5,139 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $48,406,000 | 1,871 |
| Tier 1 (core) risk-based capital | $20,409,000 | 3,011 |
| Tier 2 risk-based capital | $1,891,000 | 2,481 |
| Total risk weighted assets | $151,173,000 | 2,900 |
| Total unused commitments | $48,406,000 | 1,871 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 51 | 3,313 |
| Assets and Liabilities | ||
| Total Assets: | $187,801,000 | 3,194 |
| Cash and due from depository institutions | $5,461,000 | 3,313 |
| Interest-bearing balances | $227,000 | 3,875 |
| Securities | $12,109,000 | 5,811 |
| Federal funds sold & reverse repurchase agreements | $15,500,000 | 897 |
| Net loans & leases | $151,645,000 | 2,746 |
| Loan loss allowance | $1,929,000 | 2,551 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $547,000 | 6,878 |
| Other real estate owned | $0 | 3,313 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $2,539,000 | 4,659 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $187,802,000 | 3,194 |
| Total liabilities | $168,082,000 | 3,188 |
| Total deposits | $149,621,000 | 3,246 |
| Interest-bearing deposits | $108,703,000 | 3,680 |
| Deposits held in domestic offices | $149,621,000 | 3,243 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,739,000 | 1,358 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $10,000,000 | 2,638 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $722,000 | 4,663 |
| Total equity capital | $19,720,000 | 3,195 |
| Total bank equity capital | $19,720,000 | 3,195 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $3,764,000 | 1,203 |
| Surplus | $3,430,000 | 4,677 |
| Undivided profits | $12,526,000 | 2,606 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,509 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $704,000 | 5,151 |
| Earning assets | $179,481,000 | 3,093 |
| Long-term assets (5+ years) | $8,615,000 | 4,892 |
| Average Assets, year-to-date | $173,347,750 | 3,343 |
| Average Assets, quarterly | $185,558,000 | 3,199 |
| Volatile liabilities | $32,828,000 | 3,543 |
| Insider loans | $6,281,000 | 1,116 |
| FHLB advances | $10,000,000 | 2,507 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $53,405,000 | 1,761 |
| Tier 1 (core) risk-based capital | $19,720,000 | 3,094 |
| Tier 2 risk-based capital | $1,929,000 | 2,431 |
| Total risk weighted assets | $155,135,000 | 2,827 |
| Total unused commitments | $53,405,000 | 1,761 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 53 | 3,211 |
| Assets and Liabilities | ||
| Total Assets: | $183,315,000 | 3,231 |
| Cash and due from depository institutions | $9,499,000 | 3,211 |
| Interest-bearing balances | $101,000 | 4,778 |
| Securities | $11,111,000 | 6,014 |
| Federal funds sold & reverse repurchase agreements | $18,800,000 | 644 |
| Net loans & leases | $140,741,000 | 2,903 |
| Loan loss allowance | $1,829,000 | 2,656 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $521,000 | 6,968 |
| Other real estate owned | $0 | 3,211 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $2,643,000 | 4,491 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $183,316,000 | 3,231 |
| Total liabilities | $164,307,000 | 3,240 |
| Total deposits | $136,540,000 | 3,485 |
| Interest-bearing deposits | $92,046,000 | 4,088 |
| Deposits held in domestic offices | $136,540,000 | 3,482 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,368,000 | 1,088 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $15,000,000 | 2,124 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $399,000 | 5,827 |
| Total equity capital | $19,009,000 | 3,193 |
| Total bank equity capital | $19,009,000 | 3,193 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $3,764,000 | 1,187 |
| Surplus | $3,430,000 | 4,653 |
| Undivided profits | $11,815,000 | 2,624 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,512 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $600,000 | 5,327 |
| Earning assets | $170,753,000 | 3,189 |
| Long-term assets (5+ years) | $10,045,000 | 4,587 |
| Average Assets, year-to-date | $168,530,000 | 3,421 |
| Average Assets, quarterly | $175,306,000 | 3,332 |
| Volatile liabilities | $49,910,000 | 2,595 |
| Insider loans | $5,674,000 | 1,216 |
| FHLB advances | $15,000,000 | 2,002 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $51,375,000 | 1,821 |
| Tier 1 (core) risk-based capital | $19,009,000 | 3,132 |
| Tier 2 risk-based capital | $1,826,000 | 2,527 |
| Total risk weighted assets | $146,105,000 | 2,942 |
| Total unused commitments | $51,375,000 | 1,821 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 54 | 3,159 |
| Assets and Liabilities | ||
| Total Assets: | $167,297,000 | 3,469 |
| Cash and due from depository institutions | $6,332,000 | 3,159 |
| Interest-bearing balances | $28,000 | 5,950 |
| Securities | $12,361,000 | 5,803 |
| Federal funds sold & reverse repurchase agreements | $13,300,000 | 1,128 |
| Net loans & leases | $132,722,000 | 2,992 |
| Loan loss allowance | $1,757,000 | 2,711 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $553,000 | 6,861 |
| Other real estate owned | $0 | 3,159 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $2,029,000 | 5,019 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $167,297,000 | 3,469 |
| Total liabilities | $148,952,000 | 3,472 |
| Total deposits | $130,270,000 | 3,609 |
| Interest-bearing deposits | $90,060,000 | 4,158 |
| Deposits held in domestic offices | $130,270,000 | 3,605 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $17,790,000 | 828 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $892,000 | 3,799 |
| Total equity capital | $18,345,000 | 3,271 |
| Total bank equity capital | $18,345,000 | 3,271 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $3,764,000 | 1,175 |
| Surplus | $3,430,000 | 4,588 |
| Undivided profits | $11,151,000 | 2,784 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,875,000 | 1,389 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $611,000 | 5,039 |
| Earning assets | $158,411,000 | 3,388 |
| Long-term assets (5+ years) | $9,804,000 | 4,626 |
| Average Assets, year-to-date | $161,137,500 | 3,535 |
| Average Assets, quarterly | $161,137,500 | 3,535 |
| Volatile liabilities | $38,723,000 | 2,971 |
| Insider loans | $6,131,000 | 1,100 |
| FHLB advances | $0 | 5,285 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $53,740,000 | 1,741 |
| Tier 1 (core) risk-based capital | $18,345,000 | 3,192 |
| Tier 2 risk-based capital | $1,698,000 | 2,637 |
| Total risk weighted assets | $135,757,000 | 3,076 |
| Total unused commitments | $53,740,000 | 1,742 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 52 | 3,249 |
| Assets and Liabilities | ||
| Total Assets: | $154,978,000 | 3,634 |
| Cash and due from depository institutions | $6,283,000 | 3,249 |
| Interest-bearing balances | $24,000 | 6,085 |
| Securities | $12,362,000 | 5,840 |
| Federal funds sold & reverse repurchase agreements | $8,000,000 | 1,667 |
| Net loans & leases | $125,875,000 | 3,087 |
| Loan loss allowance | $1,682,000 | 2,749 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $570,000 | 6,821 |
| Other real estate owned | $0 | 3,249 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $1,888,000 | 5,199 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $154,978,000 | 3,634 |
| Total liabilities | $137,908,000 | 3,671 |
| Total deposits | $128,151,000 | 3,597 |
| Interest-bearing deposits | $83,154,000 | 4,351 |
| Deposits held in domestic offices | $128,151,000 | 3,593 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,319,000 | 1,211 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,856 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $438,000 | 5,418 |
| Total equity capital | $17,070,000 | 3,432 |
| Total bank equity capital | $17,070,000 | 3,432 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $3,433,000 | 1,259 |
| Surplus | $2,815,000 | 4,945 |
| Undivided profits | $10,822,000 | 2,840 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,875,000 | 1,379 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $613,000 | 5,101 |
| Earning assets | $146,261,000 | 3,546 |
| Long-term assets (5+ years) | $10,598,000 | 4,485 |
| Average Assets, year-to-date | $156,467,200 | 3,481 |
| Average Assets, quarterly | $158,599,500 | 3,540 |
| Volatile liabilities | $22,596,000 | 4,152 |
| Insider loans | $5,268,000 | 1,283 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $45,980,000 | 1,902 |
| Tier 1 (core) risk-based capital | $17,070,000 | 3,360 |
| Tier 2 risk-based capital | $1,580,000 | 2,757 |
| Total risk weighted assets | $126,326,000 | 3,235 |
| Total unused commitments | $45,980,000 | 1,902 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 55 | 3,095 |
| Assets and Liabilities | ||
| Total Assets: | $162,221,000 | 3,474 |
| Cash and due from depository institutions | $7,193,000 | 3,095 |
| Interest-bearing balances | $21,000 | 6,208 |
| Securities | $12,363,000 | 5,833 |
| Federal funds sold & reverse repurchase agreements | $18,732,000 | 700 |
| Net loans & leases | $121,482,000 | 3,153 |
| Loan loss allowance | $1,866,000 | 2,528 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $609,000 | 6,757 |
| Other real estate owned | $0 | 3,095 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $1,842,000 | 5,252 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $162,221,000 | 3,474 |
| Total liabilities | $146,004,000 | 3,443 |
| Total deposits | $137,935,000 | 3,348 |
| Interest-bearing deposits | $99,108,000 | 3,777 |
| Deposits held in domestic offices | $137,935,000 | 3,344 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,570,000 | 1,326 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $0 | 5,928 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $499,000 | 5,158 |
| Total equity capital | $16,217,000 | 3,544 |
| Total bank equity capital | $16,217,000 | 3,544 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $3,433,000 | 1,229 |
| Surplus | $2,815,000 | 4,895 |
| Undivided profits | $9,969,000 | 3,074 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,875,000 | 1,379 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $551,000 | 5,416 |
| Earning assets | $152,598,000 | 3,397 |
| Long-term assets (5+ years) | $12,782,000 | 4,179 |
| Average Assets, year-to-date | $156,839,500 | 3,461 |
| Average Assets, quarterly | $163,452,000 | 3,415 |
| Volatile liabilities | $22,692,000 | 4,097 |
| Insider loans | $5,275,000 | 1,223 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $46,357,000 | 1,843 |
| Tier 1 (core) risk-based capital | $16,217,000 | 3,449 |
| Tier 2 risk-based capital | $1,574,000 | 2,726 |
| Total risk weighted assets | $125,635,000 | 3,197 |
| Total unused commitments | $46,357,000 | 1,845 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 54 | 3,118 |
| Assets and Liabilities | ||
| Total Assets: | $164,683,000 | 3,370 |
| Cash and due from depository institutions | $6,178,000 | 3,118 |
| Interest-bearing balances | $18,000 | 6,229 |
| Securities | $12,364,000 | 5,884 |
| Federal funds sold & reverse repurchase agreements | $20,700,000 | 597 |
| Net loans & leases | $122,956,000 | 3,043 |
| Loan loss allowance | $1,549,000 | 2,899 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $657,000 | 6,615 |
| Other real estate owned | $0 | 3,118 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $1,828,000 | 5,136 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $164,683,000 | 3,370 |
| Total liabilities | $148,681,000 | 3,344 |
| Total deposits | $140,842,000 | 3,237 |
| Interest-bearing deposits | $96,469,000 | 3,812 |
| Deposits held in domestic offices | $140,842,000 | 3,234 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,382,000 | 1,350 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,868 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $457,000 | 5,104 |
| Total equity capital | $16,002,000 | 3,533 |
| Total bank equity capital | $16,002,000 | 3,533 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $3,433,000 | 1,210 |
| Surplus | $2,816,000 | 4,872 |
| Undivided profits | $9,753,000 | 3,087 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,875,000 | 1,355 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $473,000 | 5,623 |
| Earning assets | $156,038,000 | 3,267 |
| Long-term assets (5+ years) | $14,806,000 | 3,932 |
| Average Assets, year-to-date | $155,045,670 | 3,472 |
| Average Assets, quarterly | $159,965,500 | 3,419 |
| Volatile liabilities | $22,680,000 | 3,963 |
| Insider loans | $5,938,000 | 1,059 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $40,534,000 | 1,990 |
| Tier 1 (core) risk-based capital | $16,002,000 | 3,426 |
| Tier 2 risk-based capital | $1,549,000 | 2,737 |
| Total risk weighted assets | $128,464,000 | 3,060 |
| Total unused commitments | $40,534,000 | 1,990 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 57 | 2,959 |
| Assets and Liabilities | ||
| Total Assets: | $155,248,000 | 3,513 |
| Cash and due from depository institutions | $6,574,000 | 2,959 |
| Interest-bearing balances | $15,000 | 6,351 |
| Securities | $12,365,000 | 5,966 |
| Federal funds sold & reverse repurchase agreements | $20,000,000 | 612 |
| Net loans & leases | $113,716,000 | 3,187 |
| Loan loss allowance | $1,546,000 | 2,881 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $793,000 | 6,298 |
| Other real estate owned | $0 | 2,959 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $1,800,000 | 5,140 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $155,248,000 | 3,513 |
| Total liabilities | $139,767,000 | 3,505 |
| Total deposits | $134,107,000 | 3,360 |
| Interest-bearing deposits | $94,708,000 | 3,890 |
| Deposits held in domestic offices | $134,107,000 | 3,356 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,121,000 | 1,553 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,784 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $539,000 | 4,604 |
| Total equity capital | $15,481,000 | 3,561 |
| Total bank equity capital | $15,481,000 | 3,561 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $3,433,000 | 1,203 |
| Surplus | $2,815,000 | 4,874 |
| Undivided profits | $9,233,000 | 3,159 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,494,000 | 1,057 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $540,000 | 5,070 |
| Earning assets | $146,096,000 | 3,446 |
| Long-term assets (5+ years) | $12,341,000 | 4,352 |
| Average Assets, year-to-date | $150,227,000 | 3,586 |
| Average Assets, quarterly | $150,227,000 | 3,586 |
| Volatile liabilities | $21,037,000 | 4,035 |
| Insider loans | $3,905,000 | 1,591 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $31,514,000 | 2,314 |
| Tier 1 (core) risk-based capital | $15,481,000 | 3,476 |
| Tier 2 risk-based capital | $1,532,000 | 2,721 |
| Total risk weighted assets | $121,807,000 | 3,144 |
| Total unused commitments | $31,514,000 | 2,318 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 55 | 3,070 |
| Assets and Liabilities | ||
| Total Assets: | $145,206,000 | 3,696 |
| Cash and due from depository institutions | $5,396,000 | 3,070 |
| Interest-bearing balances | $167,000 | 4,553 |
| Securities | $10,365,000 | 6,383 |
| Federal funds sold & reverse repurchase agreements | $13,500,000 | 880 |
| Net loans & leases | $113,582,000 | 3,184 |
| Loan loss allowance | $1,533,000 | 2,883 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $752,000 | 6,404 |
| Other real estate owned | $0 | 3,070 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $1,611,000 | 5,390 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $145,206,000 | 3,696 |
| Total liabilities | $130,634,000 | 3,684 |
| Total deposits | $126,989,000 | 3,498 |
| Interest-bearing deposits | $91,312,000 | 3,975 |
| Deposits held in domestic offices | $126,989,000 | 3,495 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,376,000 | 1,897 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $0 | 5,836 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $269,000 | 6,230 |
| Total equity capital | $14,572,000 | 3,752 |
| Total bank equity capital | $14,572,000 | 3,752 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $3,283,000 | 1,214 |
| Surplus | $2,369,000 | 5,210 |
| Undivided profits | $8,920,000 | 3,295 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $792,000 | 2,845 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $506,000 | 5,290 |
| Earning assets | $137,614,000 | 3,603 |
| Long-term assets (5+ years) | $17,352,000 | 3,753 |
| Average Assets, year-to-date | $150,141,600 | 3,481 |
| Average Assets, quarterly | $146,876,500 | 3,641 |
| Volatile liabilities | $18,625,000 | 4,303 |
| Insider loans | $3,616,000 | 1,688 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $33,784,000 | 2,149 |
| Tier 1 (core) risk-based capital | $14,572,000 | 3,629 |
| Tier 2 risk-based capital | $1,503,000 | 2,747 |
| Total risk weighted assets | $120,220,000 | 3,165 |
| Total unused commitments | $33,784,000 | 2,149 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 51 | 3,279 |
| Assets and Liabilities | ||
| Total Assets: | $148,547,000 | 3,607 |
| Cash and due from depository institutions | $3,779,000 | 3,279 |
| Interest-bearing balances | $66,000 | 5,611 |
| Securities | $8,361,000 | 6,851 |
| Federal funds sold & reverse repurchase agreements | $17,100,000 | 669 |
| Net loans & leases | $117,078,000 | 3,063 |
| Loan loss allowance | $1,513,000 | 2,919 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $578,000 | 6,857 |
| Other real estate owned | $0 | 3,279 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $1,651,000 | 5,313 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $148,547,000 | 3,607 |
| Total liabilities | $134,303,000 | 3,593 |
| Total deposits | $129,055,000 | 3,419 |
| Interest-bearing deposits | $94,517,000 | 3,830 |
| Deposits held in domestic offices | $129,055,000 | 3,414 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,892,000 | 1,654 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $0 | 5,863 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $356,000 | 5,769 |
| Total equity capital | $14,244,000 | 3,815 |
| Total bank equity capital | $14,244,000 | 3,815 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $3,283,000 | 1,201 |
| Surplus | $2,369,000 | 5,189 |
| Undivided profits | $8,592,000 | 3,380 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $800,000 | 3,029 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $496,000 | 5,520 |
| Earning assets | $142,605,000 | 3,465 |
| Long-term assets (5+ years) | $20,858,000 | 3,449 |
| Average Assets, year-to-date | $151,375,500 | 3,446 |
| Average Assets, quarterly | $157,752,500 | 3,392 |
| Volatile liabilities | $18,902,000 | 4,225 |
| Insider loans | $3,674,000 | 1,604 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $25,318,000 | 2,559 |
| Tier 1 (core) risk-based capital | $14,244,000 | 3,671 |
| Tier 2 risk-based capital | $1,513,000 | 2,713 |
| Total risk weighted assets | $121,951,000 | 3,082 |
| Total unused commitments | $25,318,000 | 2,563 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 47 | 3,543 |
| Assets and Liabilities | ||
| Total Assets: | $166,958,000 | 3,238 |
| Cash and due from depository institutions | $6,524,000 | 3,543 |
| Interest-bearing balances | $65,000 | 5,654 |
| Securities | $6,362,000 | 7,433 |
| Federal funds sold & reverse repurchase agreements | $32,600,000 | 339 |
| Net loans & leases | $119,443,000 | 2,961 |
| Loan loss allowance | $1,474,000 | 2,978 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $539,000 | 7,005 |
| Other real estate owned | $0 | 3,543 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $1,490,000 | 5,577 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $166,958,000 | 3,238 |
| Total liabilities | $153,081,000 | 3,192 |
| Total deposits | $145,772,000 | 3,053 |
| Interest-bearing deposits | $111,362,000 | 3,330 |
| Deposits held in domestic offices | $145,772,000 | 3,049 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,897,000 | 1,409 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $412,000 | 5,070 |
| Total equity capital | $13,877,000 | 3,782 |
| Total bank equity capital | $13,877,000 | 3,782 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $3,283,000 | 1,199 |
| Surplus | $2,369,000 | 5,193 |
| Undivided profits | $8,225,000 | 3,337 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $462,000 | 5,542 |
| Earning assets | $158,470,000 | 3,146 |
| Long-term assets (5+ years) | $22,175,000 | 3,432 |
| Average Assets, year-to-date | $152,318,330 | 3,442 |
| Average Assets, quarterly | $156,983,500 | 3,376 |
| Volatile liabilities | $22,784,000 | 3,665 |
| Insider loans | $3,682,000 | 1,567 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $33,837,000 | 2,100 |
| Tier 1 (core) risk-based capital | $13,877,000 | 3,719 |
| Tier 2 risk-based capital | $1,474,000 | 2,743 |
| Total risk weighted assets | $127,531,000 | 2,920 |
| Total unused commitments | $33,837,000 | 2,104 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 46 | 3,588 |
| Assets and Liabilities | ||
| Total Assets: | $147,009,000 | 3,603 |
| Cash and due from depository institutions | $4,708,000 | 3,588 |
| Interest-bearing balances | $14,000 | 6,527 |
| Securities | $6,117,000 | 7,482 |
| Federal funds sold & reverse repurchase agreements | $14,500,000 | 1,003 |
| Net loans & leases | $119,547,000 | 2,908 |
| Loan loss allowance | $1,432,000 | 3,030 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $541,000 | 7,004 |
| Other real estate owned | $0 | 3,588 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $1,596,000 | 5,205 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $147,009,000 | 3,603 |
| Total liabilities | $133,514,000 | 3,560 |
| Total deposits | $123,225,000 | 3,527 |
| Interest-bearing deposits | $96,348,000 | 3,769 |
| Deposits held in domestic offices | $123,225,000 | 3,523 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,892,000 | 1,085 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $397,000 | 5,498 |
| Total equity capital | $13,495,000 | 3,951 |
| Total bank equity capital | $13,495,000 | 3,951 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $3,283,000 | 1,191 |
| Surplus | $2,369,000 | 5,184 |
| Undivided profits | $7,843,000 | 3,613 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,089 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $502,000 | 5,171 |
| Earning assets | $140,178,000 | 3,480 |
| Long-term assets (5+ years) | $21,949,000 | 3,377 |
| Average Assets, year-to-date | $144,998,500 | 3,599 |
| Average Assets, quarterly | $144,998,500 | 3,599 |
| Volatile liabilities | $27,052,000 | 3,147 |
| Insider loans | $3,591,000 | 1,604 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $32,893,000 | 2,072 |
| Tier 1 (core) risk-based capital | $13,495,000 | 3,750 |
| Tier 2 risk-based capital | $1,432,000 | 2,791 |
| Total risk weighted assets | $125,371,000 | 2,911 |
| Total unused commitments | $32,893,000 | 2,077 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 45 | 3,693 |
| Assets and Liabilities | ||
| Total Assets: | $142,988,000 | 3,660 |
| Cash and due from depository institutions | $6,394,000 | 3,693 |
| Interest-bearing balances | $0 | 6,994 |
| Securities | $7,618,000 | 7,161 |
| Federal funds sold & reverse repurchase agreements | $12,600,000 | 934 |
| Net loans & leases | $114,072,000 | 3,003 |
| Loan loss allowance | $1,407,000 | 3,061 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $562,000 | 6,972 |
| Other real estate owned | $0 | 3,693 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $1,742,000 | 5,030 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $142,988,000 | 3,660 |
| Total liabilities | $129,902,000 | 3,622 |
| Total deposits | $124,749,000 | 3,470 |
| Interest-bearing deposits | $98,841,000 | 3,672 |
| Deposits held in domestic offices | $124,749,000 | 3,467 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,746,000 | 1,652 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $407,000 | 5,279 |
| Total equity capital | $13,086,000 | 3,967 |
| Total bank equity capital | $13,086,000 | 3,967 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $3,281,000 | 1,195 |
| Surplus | $2,364,000 | 5,174 |
| Undivided profits | $7,441,000 | 3,670 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,180 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $503,000 | 5,349 |
| Earning assets | $134,290,000 | 3,579 |
| Long-term assets (5+ years) | $19,286,000 | 3,674 |
| Average Assets, year-to-date | $136,867,600 | 3,671 |
| Average Assets, quarterly | $139,909,500 | 3,703 |
| Volatile liabilities | $21,038,000 | 3,783 |
| Insider loans | $3,806,000 | 1,473 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $24,372,000 | 2,475 |
| Tier 1 (core) risk-based capital | $13,086,000 | 3,815 |
| Tier 2 risk-based capital | $1,407,000 | 2,813 |
| Total risk weighted assets | $118,708,000 | 3,066 |
| Total unused commitments | $24,372,000 | 2,481 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 46 | 3,631 |
| Assets and Liabilities | ||
| Total Assets: | $136,831,000 | 3,779 |
| Cash and due from depository institutions | $3,396,000 | 3,631 |
| Interest-bearing balances | $0 | 7,032 |
| Securities | $5,273,000 | 7,713 |
| Federal funds sold & reverse repurchase agreements | $13,000,000 | 1,118 |
| Net loans & leases | $112,933,000 | 3,003 |
| Loan loss allowance | $1,373,000 | 3,100 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $495,000 | 7,184 |
| Other real estate owned | $0 | 3,631 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $1,734,000 | 5,065 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $136,831,000 | 3,779 |
| Total liabilities | $124,205,000 | 3,743 |
| Total deposits | $116,441,000 | 3,658 |
| Interest-bearing deposits | $90,049,000 | 3,944 |
| Deposits held in domestic offices | $116,441,000 | 3,655 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,220,000 | 1,298 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $544,000 | 4,800 |
| Total equity capital | $12,626,000 | 4,079 |
| Total bank equity capital | $12,626,000 | 4,079 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $3,279,000 | 1,188 |
| Surplus | $2,358,000 | 5,152 |
| Undivided profits | $6,989,000 | 3,843 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $136,000 | 6,566 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $136,000 | 787 |
| Income earned, not collected on loans | $459,000 | 5,834 |
| Earning assets | $131,206,000 | 3,625 |
| Long-term assets (5+ years) | $22,954,000 | 3,332 |
| Average Assets, year-to-date | $135,337,500 | 3,720 |
| Average Assets, quarterly | $136,124,500 | 3,770 |
| Volatile liabilities | $24,332,000 | 3,377 |
| Insider loans | $3,816,000 | 1,456 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $28,915,000 | 2,222 |
| Tier 1 (core) risk-based capital | $12,626,000 | 3,921 |
| Tier 2 risk-based capital | $1,373,000 | 2,854 |
| Total risk weighted assets | $116,139,000 | 3,083 |
| Total unused commitments | $28,915,000 | 2,226 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 43 | 3,851 |
| Assets and Liabilities | ||
| Total Assets: | $135,418,000 | 3,789 |
| Cash and due from depository institutions | $5,500,000 | 3,851 |
| Interest-bearing balances | $0 | 7,050 |
| Securities | $5,261,000 | 7,694 |
| Federal funds sold & reverse repurchase agreements | $10,800,000 | 1,473 |
| Net loans & leases | $111,615,000 | 2,984 |
| Loan loss allowance | $1,354,000 | 3,094 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $492,000 | 7,217 |
| Other real estate owned | $0 | 3,851 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $1,750,000 | 4,923 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $135,418,000 | 3,789 |
| Total liabilities | $123,219,000 | 3,747 |
| Total deposits | $118,087,000 | 3,615 |
| Interest-bearing deposits | $93,690,000 | 3,838 |
| Deposits held in domestic offices | $118,087,000 | 3,611 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,690,000 | 1,527 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $442,000 | 5,423 |
| Total equity capital | $12,199,000 | 4,191 |
| Total bank equity capital | $12,199,000 | 4,191 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $3,279,000 | 1,175 |
| Surplus | $2,358,000 | 5,130 |
| Undivided profits | $6,562,000 | 4,040 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $142,000 | 6,529 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $139,000 | 830 |
| Income earned, not collected on loans | $456,000 | 5,726 |
| Earning assets | $127,676,000 | 3,697 |
| Long-term assets (5+ years) | $23,863,000 | 3,104 |
| Average Assets, year-to-date | $134,839,670 | 3,745 |
| Average Assets, quarterly | $134,438,000 | 3,777 |
| Volatile liabilities | $21,750,000 | 3,608 |
| Insider loans | $3,575,000 | 1,546 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $31,917,000 | 2,027 |
| Tier 1 (core) risk-based capital | $12,199,000 | 3,972 |
| Tier 2 risk-based capital | $1,354,000 | 2,847 |
| Total risk weighted assets | $113,704,000 | 3,093 |
| Total unused commitments | $31,917,000 | 2,038 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 40 | 4,051 |
| Assets and Liabilities | ||
| Total Assets: | $133,458,000 | 3,791 |
| Cash and due from depository institutions | $5,213,000 | 4,051 |
| Interest-bearing balances | $0 | 7,012 |
| Securities | $4,264,000 | 8,016 |
| Federal funds sold & reverse repurchase agreements | $9,800,000 | 1,763 |
| Net loans & leases | $111,777,000 | 2,935 |
| Loan loss allowance | $1,351,000 | 3,046 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $466,000 | 7,301 |
| Other real estate owned | $209,000 | 4,051 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $1,729,000 | 4,932 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $133,458,000 | 3,791 |
| Total liabilities | $121,628,000 | 3,749 |
| Total deposits | $115,790,000 | 3,631 |
| Interest-bearing deposits | $89,863,000 | 3,942 |
| Deposits held in domestic offices | $115,790,000 | 3,627 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,351,000 | 1,354 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $487,000 | 5,209 |
| Total equity capital | $11,830,000 | 4,210 |
| Total bank equity capital | $11,830,000 | 4,210 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $3,279,000 | 1,175 |
| Surplus | $2,358,000 | 5,108 |
| Undivided profits | $6,193,000 | 4,106 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $409,000 | 4,741 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $229,000 | 644 |
| Income earned, not collected on loans | $470,000 | 5,613 |
| Earning assets | $125,841,000 | 3,693 |
| Long-term assets (5+ years) | $21,924,000 | 3,199 |
| Average Assets, year-to-date | $134,550,500 | 3,736 |
| Average Assets, quarterly | $134,550,500 | 3,736 |
| Volatile liabilities | $25,061,000 | 3,225 |
| Insider loans | $3,586,000 | 1,495 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $30,136,000 | 2,032 |
| Tier 1 (core) risk-based capital | $11,830,000 | 4,005 |
| Tier 2 risk-based capital | $1,351,000 | 2,788 |
| Total risk weighted assets | $113,609,000 | 3,058 |
| Total unused commitments | $30,136,000 | 2,040 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 42 | 3,876 |
| Assets and Liabilities | ||
| Total Assets: | $135,643,000 | 3,689 |
| Cash and due from depository institutions | $4,590,000 | 3,876 |
| Interest-bearing balances | $0 | 7,009 |
| Securities | $6,018,000 | 7,531 |
| Federal funds sold & reverse repurchase agreements | $10,094,000 | 1,419 |
| Net loans & leases | $112,494,000 | 2,914 |
| Loan loss allowance | $1,301,000 | 3,079 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $473,000 | 7,312 |
| Other real estate owned | $209,000 | 3,876 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $1,765,000 | 4,907 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $135,643,000 | 3,689 |
| Total liabilities | $124,438,000 | 3,628 |
| Total deposits | $116,251,000 | 3,571 |
| Interest-bearing deposits | $91,749,000 | 3,812 |
| Deposits held in domestic offices | $116,251,000 | 3,568 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,582,000 | 1,195 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $605,000 | 4,681 |
| Total equity capital | $11,205,000 | 4,347 |
| Total bank equity capital | $11,205,000 | 4,347 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $3,276,000 | 1,160 |
| Surplus | $2,353,000 | 5,072 |
| Undivided profits | $5,576,000 | 4,353 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $771,000 | 3,257 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $493,000 | 5,648 |
| Earning assets | $128,606,000 | 3,579 |
| Long-term assets (5+ years) | $18,342,000 | 3,525 |
| Average Assets, year-to-date | $142,254,800 | 3,404 |
| Average Assets, quarterly | $139,585,000 | 3,563 |
| Volatile liabilities | $28,105,000 | 2,936 |
| Insider loans | $3,702,000 | 1,437 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $26,254,000 | 2,177 |
| Tier 1 (core) risk-based capital | $11,205,000 | 4,119 |
| Tier 2 risk-based capital | $1,301,000 | 2,844 |
| Total risk weighted assets | $117,023,000 | 2,950 |
| Total unused commitments | $26,254,000 | 2,182 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 38 | 4,210 |
| Assets and Liabilities | ||
| Total Assets: | $142,847,000 | 3,405 |
| Cash and due from depository institutions | $3,878,000 | 4,210 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $11,404,000 | 6,156 |
| Federal funds sold & reverse repurchase agreements | $20,271,000 | 684 |
| Net loans & leases | $104,061,000 | 3,038 |
| Loan loss allowance | $757,000 | 4,459 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $376,000 | 7,762 |
| Other real estate owned | $1,206,000 | 4,210 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $1,651,000 | 5,065 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $142,847,000 | 3,405 |
| Total liabilities | $133,608,000 | 3,300 |
| Total deposits | $118,938,000 | 3,359 |
| Interest-bearing deposits | $96,635,000 | 3,546 |
| Deposits held in domestic offices | $118,938,000 | 3,354 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,853,000 | 907 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $817,000 | 3,986 |
| Total equity capital | $9,239,000 | 4,791 |
| Total bank equity capital | $9,239,000 | 4,791 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $2,924,000 | 1,348 |
| Surplus | $1,206,000 | 6,547 |
| Undivided profits | $5,109,000 | 4,386 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $941,000 | 2,815 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $565,000 | 5,497 |
| Earning assets | $135,736,000 | 3,282 |
| Long-term assets (5+ years) | $8,870,000 | 5,054 |
| Average Assets, year-to-date | $118,430,800 | 3,831 |
| Average Assets, quarterly | $127,561,500 | 3,709 |
| Volatile liabilities | $45,757,000 | 1,911 |
| Insider loans | $4,187,000 | 1,174 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $35,029,000 | 1,651 |
| Tier 1 (core) risk-based capital | $9,239,000 | 4,626 |
| Tier 2 risk-based capital | $757,000 | 4,192 |
| Total risk weighted assets | $112,519,000 | 2,929 |
| Total unused commitments | $35,029,000 | 1,656 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 39 | 4,189 |
| Assets and Liabilities | ||
| Total Assets: | $107,884,000 | 4,188 |
| Cash and due from depository institutions | $3,558,000 | 4,189 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $15,021,000 | 5,564 |
| Federal funds sold & reverse repurchase agreements | $11,000,000 | 1,082 |
| Net loans & leases | $76,861,000 | 3,818 |
| Loan loss allowance | $666,000 | 4,742 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $475,000 | 7,574 |
| Other real estate owned | $0 | 4,189 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $969,000 | 6,244 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $107,884,000 | 4,188 |
| Total liabilities | $99,248,000 | 4,096 |
| Total deposits | $88,856,000 | 4,201 |
| Interest-bearing deposits | $68,809,000 | 4,551 |
| Deposits held in domestic offices | $88,856,000 | 4,196 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,168,000 | 1,155 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $1,224,000 | 3,057 |
| Total equity capital | $8,636,000 | 4,939 |
| Total bank equity capital | $8,636,000 | 4,939 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $2,921,000 | 1,351 |
| Surplus | $1,202,000 | 6,646 |
| Undivided profits | $4,513,000 | 4,633 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $637,000 | 3,201 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $382,000 | 6,076 |
| Earning assets | $102,882,000 | 4,058 |
| Long-term assets (5+ years) | $7,751,000 | 5,147 |
| Average Assets, year-to-date | $95,630,400 | 4,441 |
| Average Assets, quarterly | $103,356,500 | 4,292 |
| Volatile liabilities | $30,949,000 | 2,604 |
| Insider loans | $1,290,000 | 3,244 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $18,984,000 | 2,418 |
| Tier 1 (core) risk-based capital | $8,636,000 | 4,838 |
| Tier 2 risk-based capital | $666,000 | 4,478 |
| Total risk weighted assets | $82,159,200 | 3,681 |
| Total unused commitments | $18,984,000 | 2,422 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 39 | 4,286 |
| Assets and Liabilities | ||
| Total Assets: | $88,643,000 | 4,868 |
| Cash and due from depository institutions | $4,202,000 | 4,286 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $18,425,000 | 5,121 |
| Federal funds sold & reverse repurchase agreements | $10,100,000 | 950 |
| Net loans & leases | $54,308,000 | 4,840 |
| Loan loss allowance | $462,000 | 5,953 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $582,000 | 7,379 |
| Other real estate owned | $0 | 4,286 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $1,026,000 | 6,116 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $88,643,000 | 4,868 |
| Total liabilities | $81,018,000 | 4,802 |
| Total deposits | $75,269,000 | 4,788 |
| Interest-bearing deposits | $53,420,000 | 5,427 |
| Deposits held in domestic offices | $75,269,000 | 4,784 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,290,000 | 1,645 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $459,000 | 5,630 |
| Total equity capital | $7,625,000 | 5,298 |
| Total bank equity capital | $7,625,000 | 5,298 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $2,919,000 | 1,356 |
| Surplus | $1,198,000 | 6,840 |
| Undivided profits | $3,508,000 | 5,115 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $137,000 | 6,403 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $231,000 | 7,389 |
| Earning assets | $82,833,000 | 4,775 |
| Long-term assets (5+ years) | $6,094,000 | 5,923 |
| Average Assets, year-to-date | $80,622,000 | 5,063 |
| Average Assets, quarterly | $86,520,000 | 4,914 |
| Volatile liabilities | $18,121,000 | 3,727 |
| Insider loans | $2,751,000 | 1,701 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $11,336,000 | 3,451 |
| Tier 1 (core) risk-based capital | $7,625,000 | 5,313 |
| Tier 2 risk-based capital | $462,000 | 5,599 |
| Total risk weighted assets | $60,900,900 | 4,569 |
| Total unused commitments | $11,336,000 | 3,457 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 34 | 4,841 |
| Assets and Liabilities | ||
| Total Assets: | $73,199,000 | 5,554 |
| Cash and due from depository institutions | $2,989,000 | 4,841 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $9,123,000 | 7,359 |
| Federal funds sold & reverse repurchase agreements | $17,300,000 | 942 |
| Net loans & leases | $42,478,000 | 5,492 |
| Loan loss allowance | $408,000 | 6,322 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $594,000 | 7,382 |
| Other real estate owned | $0 | 4,841 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $715,000 | 7,110 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $73,199,000 | 5,554 |
| Total liabilities | $64,944,000 | 5,573 |
| Total deposits | $63,359,000 | 5,439 |
| Interest-bearing deposits | $47,923,000 | 5,867 |
| Deposits held in domestic offices | $63,359,000 | 5,436 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,185,000 | 2,302 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $400,000 | 6,530 |
| Total equity capital | $8,255,000 | 5,065 |
| Total bank equity capital | $8,255,000 | 5,065 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $2,917,000 | 1,305 |
| Surplus | $1,193,000 | 6,842 |
| Undivided profits | $4,145,000 | 4,981 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $880,000 | 2,615 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $223,000 | 7,610 |
| Earning assets | $68,901,000 | 5,444 |
| Long-term assets (5+ years) | $2,519,000 | 7,407 |
| Average Assets, year-to-date | $73,179,600 | 5,314 |
| Average Assets, quarterly | $73,798,500 | 5,434 |
| Volatile liabilities | $13,619,000 | 4,064 |
| Insider loans | $2,868,000 | 1,506 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $5,991,000 | 4,885 |
| Tier 1 (core) risk-based capital | $8,250,000 | 4,892 |
| Tier 2 risk-based capital | $408,000 | 5,921 |
| Total risk weighted assets | $48,116,400 | 5,221 |
| Total unused commitments | $5,991,000 | 4,890 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 36 | 4,776 |
| Assets and Liabilities | ||
| Total Assets: | $69,438,000 | 5,759 |
| Cash and due from depository institutions | $2,805,000 | 4,776 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $13,612,000 | 6,355 |
| Federal funds sold & reverse repurchase agreements | $10,200,000 | 1,320 |
| Net loans & leases | $41,440,000 | 5,671 |
| Loan loss allowance | $421,000 | 6,361 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $665,000 | 7,152 |
| Other real estate owned | $0 | 4,776 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $716,000 | 7,303 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $69,438,000 | 5,759 |
| Total liabilities | $62,075,000 | 5,761 |
| Total deposits | $58,903,000 | 5,731 |
| Interest-bearing deposits | $43,263,000 | 6,344 |
| Deposits held in domestic offices | $58,903,000 | 5,724 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,592,000 | 1,954 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $580,000 | 5,325 |
| Total equity capital | $7,363,000 | 5,525 |
| Total bank equity capital | $7,363,000 | 5,525 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $2,914,000 | 1,287 |
| Surplus | $1,189,000 | 7,000 |
| Undivided profits | $3,260,000 | 5,784 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $684,000 | 3,288 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $269,000 | 7,233 |
| Earning assets | $65,252,000 | 5,667 |
| Long-term assets (5+ years) | $882,000 | 8,630 |
| Average Assets, year-to-date | $70,870,200 | 5,481 |
| Average Assets, quarterly | $71,344,000 | 5,595 |
| Volatile liabilities | $9,501,000 | 5,170 |
| Insider loans | $1,743,000 | 2,311 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $5,753,000 | 4,852 |
| Tier 1 (core) risk-based capital | $7,363,000 | 5,377 |
| Tier 2 risk-based capital | $421,000 | 5,814 |
| Total risk weighted assets | $46,074,300 | 5,381 |
| Total unused commitments | $5,753,000 | 4,857 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 36 | 5,025 |
| Assets and Liabilities | ||
| Total Assets: | $65,282,000 | 6,172 |
| Cash and due from depository institutions | $3,228,000 | 5,025 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $13,097,000 | 6,962 |
| Federal funds sold & reverse repurchase agreements | $9,400,000 | 1,370 |
| Net loans & leases | $37,456,000 | 6,118 |
| Loan loss allowance | $401,000 | 6,781 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $670,000 | 7,263 |
| Other real estate owned | $635,000 | 5,025 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $796,000 | 7,152 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $65,282,000 | 6,172 |
| Total liabilities | $58,822,000 | 6,158 |
| Total deposits | $56,140,000 | 6,123 |
| Interest-bearing deposits | $42,014,000 | 6,665 |
| Deposits held in domestic offices | $56,140,000 | 6,114 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,218,000 | 2,164 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $464,000 | 6,236 |
| Total equity capital | $6,460,000 | 6,155 |
| Total bank equity capital | $6,460,000 | 6,155 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $2,802,000 | 1,383 |
| Surplus | $1,141,000 | 7,287 |
| Undivided profits | $2,517,000 | 6,591 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $371,000 | 5,073 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $248,000 | 7,695 |
| Earning assets | $59,953,000 | 6,148 |
| Long-term assets (5+ years) | $571,000 | 9,213 |
| Average Assets, year-to-date | $65,786,400 | 5,964 |
| Average Assets, quarterly | $65,944,000 | 6,079 |
| Volatile liabilities | $9,050,000 | 5,170 |
| Insider loans | $2,464,000 | 1,743 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $7,898,000 | 3,939 |
| Tier 1 (core) risk-based capital | $6,460,000 | 6,056 |
| Tier 2 risk-based capital | $401,000 | 6,108 |
| Total risk weighted assets | $42,809,700 | 5,687 |
| Total unused commitments | $7,898,000 | 3,953 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 36 | 5,163 |
| Assets and Liabilities | ||
| Total Assets: | $63,286,000 | 6,385 |
| Cash and due from depository institutions | $4,215,000 | 5,163 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $11,101,000 | 7,888 |
| Federal funds sold & reverse repurchase agreements | $10,950,000 | 1,288 |
| Net loans & leases | $35,459,000 | 6,328 |
| Loan loss allowance | $555,000 | 5,614 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $455,000 | 8,534 |
| Other real estate owned | $328,000 | 5,163 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $778,000 | 7,418 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $63,286,000 | 6,385 |
| Total liabilities | $57,426,000 | 6,340 |
| Total deposits | $54,287,000 | 6,391 |
| Interest-bearing deposits | $39,183,000 | 7,135 |
| Deposits held in domestic offices | $54,287,000 | 6,384 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,528,000 | 2,009 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $611,000 | 5,401 |
| Total equity capital | $5,860,000 | 6,665 |
| Total bank equity capital | $5,860,000 | 6,665 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $2,796,000 | 1,420 |
| Surplus | $1,138,000 | 7,436 |
| Undivided profits | $1,926,000 | 7,615 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $959,000 | 2,712 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $236,000 | 8,156 |
| Earning assets | $57,510,000 | 6,429 |
| Long-term assets (5+ years) | $2,621,000 | 7,342 |
| Average Assets, year-to-date | $60,683,400 | 6,379 |
| Average Assets, quarterly | $66,312,000 | 6,131 |
| Volatile liabilities | $5,828,000 | 6,389 |
| Insider loans | $2,553,000 | 1,709 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $4,148,000 | 5,479 |
| Tier 1 (core) risk-based capital | $5,860,000 | 6,530 |
| Tier 2 risk-based capital | $511,150 | 5,177 |
| Total risk weighted assets | $40,847,750 | 5,858 |
| Total unused commitments | $4,148,000 | 5,489 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 32 | 5,876 |
| Assets and Liabilities | ||
| Total Assets: | $54,942,000 | 7,066 |
| Cash and due from depository institutions | $2,886,000 | 5,876 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $11,242,000 | 8,320 |
| Federal funds sold & reverse repurchase agreements | $5,975,000 | 1,543 |
| Net loans & leases | $33,116,000 | 6,601 |
| Loan loss allowance | $518,000 | 6,030 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $499,000 | 8,505 |
| Other real estate owned | $348,000 | 5,876 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $876,000 | 7,319 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $54,942,000 | 7,066 |
| Total liabilities | $49,758,000 | 7,049 |
| Total deposits | $46,412,000 | 7,158 |
| Interest-bearing deposits | $33,143,000 | 7,978 |
| Deposits held in domestic offices | $46,412,000 | 7,150 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,134,000 | 2,230 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $212,000 | 8,764 |
| Total equity capital | $5,184,000 | 6,944 |
| Total bank equity capital | $5,184,000 | 6,944 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $2,791,000 | 1,435 |
| Surplus | $1,136,000 | 7,588 |
| Undivided profits | $1,257,000 | 8,480 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $656,000 | 3,587 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $235,000 | 7,748 |
| Earning assets | $50,333,000 | 7,022 |
| Long-term assets (5+ years) | $1,131,000 | 9,255 |
| Average Assets, year-to-date | $54,856,600 | 6,950 |
| Average Assets, quarterly | $55,310,500 | 6,981 |
| Volatile liabilities | $6,048,000 | 6,061 |
| Insider loans | $2,178,000 | 1,921 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $4,434,000 | 5,260 |
| Tier 1 (core) risk-based capital | $5,283,000 | 6,964 |
| Tier 2 risk-based capital | $453,690 | 5,706 |
| Total risk weighted assets | $36,231,190 | 6,352 |
| Total unused commitments | $4,434,000 | 5,267 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 38 | 5,309 |
| Assets and Liabilities | ||
| Total Assets: | $55,027,000 | 7,262 |
| Cash and due from depository institutions | $2,548,000 | 5,309 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $7,600,000 | 10,049 |
| Federal funds sold & reverse repurchase agreements | $5,700,000 | 2,448 |
| Net loans & leases | $37,170,000 | 6,032 |
| Loan loss allowance | $568,000 | 5,809 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $444,000 | 9,096 |
| Other real estate owned | $922,000 | 5,309 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $643,000 | 8,213 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $55,027,000 | 7,262 |
| Total liabilities | $50,051,000 | 7,237 |
| Total deposits | $47,580,000 | 7,303 |
| Interest-bearing deposits | $36,210,000 | 7,880 |
| Deposits held in domestic offices | $47,580,000 | 7,296 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,303,000 | 2,098 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $168,000 | 9,944 |
| Total equity capital | $4,976,000 | 7,292 |
| Total bank equity capital | $4,976,000 | 7,292 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $2,787,000 | 1,446 |
| Surplus | $1,134,000 | 7,694 |
| Undivided profits | $1,055,000 | 9,389 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $703,000 | 3,996 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $237,000 | 7,283 |
| Earning assets | $50,470,000 | 7,237 |
| Long-term assets (5+ years) | $523,000 | 10,628 |
| Average Assets, year-to-date | $61,822,400 | 6,521 |
| Average Assets, quarterly | $56,120,500 | 7,121 |
| Volatile liabilities | $4,416,000 | 6,968 |
| Insider loans | $2,225,000 | 1,850 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $4,628,000 | 5,108 |
| Tier 1 (core) risk-based capital | $4,976,000 | 7,221 |
| Tier 2 risk-based capital | $498,650 | 5,303 |
| Total risk weighted assets | $39,822,950 | 5,907 |
| Total unused commitments | $4,628,000 | 5,128 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 37 | 5,527 |
| Assets and Liabilities | ||
| Total Assets: | $75,737,000 | 5,743 |
| Cash and due from depository institutions | $9,316,000 | 5,527 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $12,958,000 | 8,024 |
| Federal funds sold & reverse repurchase agreements | $11,200,000 | 1,469 |
| Net loans & leases | $40,571,000 | 5,679 |
| Loan loss allowance | $517,000 | 6,301 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $531,000 | 8,702 |
| Other real estate owned | $452,000 | 5,527 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $709,000 | 8,021 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $75,737,000 | 5,743 |
| Total liabilities | $71,096,000 | 5,600 |
| Total deposits | $67,642,000 | 5,666 |
| Interest-bearing deposits | $45,442,000 | 6,979 |
| Deposits held in domestic offices | $67,642,000 | 5,657 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,862,000 | 1,770 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $592,000 | 5,072 |
| Total equity capital | $4,641,000 | 7,465 |
| Total bank equity capital | $4,641,000 | 7,465 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $2,787,000 | 1,478 |
| Surplus | $1,134,000 | 7,688 |
| Undivided profits | $720,000 | 10,350 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $838,000 | 4,132 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $254,000 | 7,440 |
| Earning assets | $64,729,000 | 6,076 |
| Long-term assets (5+ years) | $876,000 | 10,444 |
| Average Assets, year-to-date | $68,076,000 | 6,137 |
| Average Assets, quarterly | $73,443,500 | 5,841 |
| Volatile liabilities | $6,109,000 | 5,814 |
| Insider loans | $763,000 | 1,161 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $5,853,000 | 4,185 |
| Tier 1 (core) risk-based capital | $4,641,000 | 7,404 |
| Tier 2 risk-based capital | $517,000 | 5,067 |
| Total risk weighted assets | $44,521,900 | 5,469 |
| Total unused commitments | $5,853,000 | 4,205 |
| Derivatives | $0 | 651 |