Home > Equitable Bank > Income and Expense
Equitable Bank, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $12,664,000 | 2,645 |
| Total interest expense | $3,907,000 | 3,752 |
| Net interest income | $8,757,000 | 2,052 |
| Provision for loan and lease losses | $624,000 | 1,306 |
| Total noninterest income | $3,191,000 | 1,308 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $2,199,000 | 627 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $992,000 | 1,816 |
| Total noninterest expense | $9,335,000 | 1,520 |
| Salaries and employee benefits | $4,838,000 | 1,375 |
| Premises and equipment expense | $1,713,000 | 1,218 |
| Additional noninterest expense | $2,784,000 | 1,807 |
| Pre-tax net operating income | $1,989,000 | 3,510 |
| Securities gains (losses) | $-19,000 | 10,530 |
| Applicable income taxes | $583,000 | 3,730 |
| Income before extraordinary items | $1,387,000 | 3,495 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,387,000 | 3,493 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $347,000 | 1,766 |
| Cash dividends | $560,000 | 3,076 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,400,300 | 3,436 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $9,941,000 | 3,047 |
| Total interest expense | $2,659,000 | 4,399 |
| Net interest income | $7,282,000 | 2,480 |
| Provision for loan and lease losses | $184,000 | 3,174 |
| Total noninterest income | $2,810,000 | 1,434 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $2,132,000 | 646 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $678,000 | 2,387 |
| Total noninterest expense | $7,566,000 | 1,903 |
| Salaries and employee benefits | $3,725,000 | 1,807 |
| Premises and equipment expense | $1,349,000 | 1,544 |
| Additional noninterest expense | $2,492,000 | 2,142 |
| Pre-tax net operating income | $2,342,000 | 3,006 |
| Securities gains (losses) | $-2,000 | 9,023 |
| Applicable income taxes | $692,000 | 3,119 |
| Income before extraordinary items | $1,648,000 | 2,923 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,648,000 | 2,930 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $159,000 | 2,877 |
| Cash dividends | $500,000 | 3,161 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,649,400 | 2,945 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $8,741,000 | 3,521 |
| Total interest expense | $2,274,000 | 5,226 |
| Net interest income | $6,467,000 | 2,800 |
| Provision for loan and lease losses | $192,000 | 4,009 |
| Total noninterest income | $2,782,000 | 1,548 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $2,091,000 | 661 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $691,000 | 2,627 |
| Total noninterest expense | $6,902,000 | 2,123 |
| Salaries and employee benefits | $3,157,000 | 2,103 |
| Premises and equipment expense | $946,000 | 2,174 |
| Additional noninterest expense | $2,799,000 | 2,021 |
| Pre-tax net operating income | $2,155,000 | 3,071 |
| Securities gains (losses) | $3,000 | 6,505 |
| Applicable income taxes | $325,000 | 5,787 |
| Income before extraordinary items | $1,833,000 | 2,725 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,833,000 | 2,804 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 11,674 |
| Cash dividends | $1,400,000 | 1,343 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,830,450 | 2,571 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,595,000 | 5,816 |
| Total interest expense | $1,722,000 | 7,838 |
| Net interest income | $3,873,000 | 4,579 |
| Provision for loan and lease losses | $241,000 | 4,678 |
| Total noninterest income | $1,043,000 | 3,208 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $652,000 | 2,090 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $391,000 | 3,763 |
| Total noninterest expense | $3,390,000 | 4,050 |
| Salaries and employee benefits | $1,347,000 | 4,675 |
| Premises and equipment expense | $462,000 | 4,256 |
| Additional noninterest expense | $1,581,000 | 3,432 |
| Pre-tax net operating income | $1,285,000 | 4,651 |
| Securities gains (losses) | $181,000 | 2,152 |
| Applicable income taxes | $463,000 | 4,256 |
| Income before extraordinary items | $1,003,000 | 4,493 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,003,000 | 4,537 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $266,000 | 3,585 |
| Cash dividends | $350,000 | 3,631 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $879,920 | 4,705 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.