Home > Equinox Bank, FSB > Assets and Liabilities
Equinox Bank, FSB, Assets and Liabilities
| 2005-09-30 | Rank | |
| # of Employees: | 26 | 5,432 |
| Assets and Liabilities | ||
| Total Assets: | $85,436,000 | 5,429 |
| Cash and due from depository institutions | $7,253,000 | 5,432 |
| Interest-bearing balances | $7,066,000 | 803 |
| Securities | $6,611,000 | 7,098 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $70,174,000 | 4,618 |
| Loan loss allowance | $243,000 | 7,589 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $348,000 | 7,495 |
| Other real estate owned | $0 | 5,432 |
| Goodwill and other intangibles | $89,000 | 2,903 |
| All other assets | $961,000 | 6,774 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $85,436,000 | 5,429 |
| Total liabilities | $79,869,000 | 5,271 |
| Total deposits | $75,373,000 | 5,172 |
| Interest-bearing deposits | $72,573,000 | 4,701 |
| Deposits held in domestic offices | $75,373,000 | 5,168 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $4,400,000 | 3,915 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $96,000 | 8,195 |
| Total equity capital | $5,567,000 | 6,975 |
| Total bank equity capital | $5,567,000 | 6,975 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $564,000 | 3,944 |
| Surplus | $6,888,000 | 2,961 |
| Undivided profits | $-1,885,000 | 8,628 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $335,000 | 4,552 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $375,000 | 6,605 |
| Earning assets | $83,851,000 | 5,210 |
| Long-term assets (5+ years) | $0 | 7,872 |
| Average Assets, year-to-date | $89,591,250 | 5,172 |
| Average Assets, quarterly | $89,543,000 | 5,242 |
| Volatile liabilities | $36,269,000 | 2,989 |
| Insider loans | $101,000 | 7,185 |
| FHLB advances | $4,400,000 | 3,752 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $2,162,000 | 7,215 |
| Tier 1 (core) risk-based capital | $5,659,000 | 6,877 |
| Tier 2 risk-based capital | $243,000 | 7,397 |
| Total risk weighted assets | $50,825,000 | 5,729 |
| Total unused commitments | $2,162,000 | 7,217 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 32 | 4,728 |
| Assets and Liabilities | ||
| Total Assets: | $93,650,000 | 5,093 |
| Cash and due from depository institutions | $6,629,000 | 4,728 |
| Interest-bearing balances | $6,429,000 | 832 |
| Securities | $6,815,000 | 7,100 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $78,652,000 | 4,270 |
| Loan loss allowance | $273,000 | 7,413 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $383,000 | 7,361 |
| Other real estate owned | $0 | 4,728 |
| Goodwill and other intangibles | $107,000 | 2,826 |
| All other assets | $1,064,000 | 6,399 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $93,650,000 | 5,093 |
| Total liabilities | $87,872,000 | 4,921 |
| Total deposits | $83,354,000 | 4,808 |
| Interest-bearing deposits | $80,418,000 | 4,348 |
| Deposits held in domestic offices | $83,354,000 | 4,805 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $4,400,000 | 3,817 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $118,000 | 7,831 |
| Total equity capital | $5,778,000 | 6,835 |
| Total bank equity capital | $5,778,000 | 6,835 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $564,000 | 3,936 |
| Surplus | $6,888,000 | 2,911 |
| Undivided profits | $-1,674,000 | 8,614 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $830,000 | 2,631 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $452,000 | 5,782 |
| Earning assets | $91,896,000 | 4,881 |
| Long-term assets (5+ years) | $0 | 7,884 |
| Average Assets, year-to-date | $90,976,330 | 5,114 |
| Average Assets, quarterly | $92,017,000 | 5,104 |
| Volatile liabilities | $39,732,000 | 2,707 |
| Insider loans | $101,000 | 7,192 |
| FHLB advances | $4,400,000 | 3,675 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $5,446,000 | 5,850 |
| Tier 1 (core) risk-based capital | $5,804,000 | 6,769 |
| Tier 2 risk-based capital | $273,000 | 7,210 |
| Total risk weighted assets | $55,831,000 | 5,387 |
| Total unused commitments | $5,446,000 | 5,851 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 33 | 4,612 |
| Assets and Liabilities | ||
| Total Assets: | $90,384,000 | 5,208 |
| Cash and due from depository institutions | $1,286,000 | 4,612 |
| Interest-bearing balances | $1,151,000 | 2,564 |
| Securities | $6,872,000 | 7,142 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $80,409,000 | 4,153 |
| Loan loss allowance | $279,000 | 7,415 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $407,000 | 7,326 |
| Other real estate owned | $0 | 4,612 |
| Goodwill and other intangibles | $124,000 | 2,777 |
| All other assets | $1,286,000 | 5,976 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $90,384,000 | 5,208 |
| Total liabilities | $84,518,000 | 5,057 |
| Total deposits | $74,986,000 | 5,184 |
| Interest-bearing deposits | $71,439,000 | 4,773 |
| Deposits held in domestic offices | $74,986,000 | 5,180 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,790,000 | 1,965 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $6,400,000 | 3,188 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $342,000 | 5,728 |
| Total equity capital | $5,866,000 | 6,774 |
| Total bank equity capital | $5,866,000 | 6,774 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $564,000 | 3,951 |
| Surplus | $6,888,000 | 2,874 |
| Undivided profits | $-1,586,000 | 8,634 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $873,000 | 2,604 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $48,000 | 985 |
| Income earned, not collected on loans | $461,000 | 5,606 |
| Earning assets | $88,432,000 | 5,009 |
| Long-term assets (5+ years) | $0 | 7,945 |
| Average Assets, year-to-date | $89,639,500 | 5,203 |
| Average Assets, quarterly | $89,639,500 | 5,203 |
| Volatile liabilities | $45,667,000 | 2,342 |
| Insider loans | $102,000 | 7,208 |
| FHLB advances | $6,400,000 | 3,057 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $9,596,000 | 4,712 |
| Tier 1 (core) risk-based capital | $5,932,000 | 6,714 |
| Tier 2 risk-based capital | $279,000 | 7,188 |
| Total risk weighted assets | $54,176,000 | 5,457 |
| Total unused commitments | $9,596,000 | 4,714 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 30 | 4,933 |
| Assets and Liabilities | ||
| Total Assets: | $88,895,000 | 5,245 |
| Cash and due from depository institutions | $3,783,000 | 4,933 |
| Interest-bearing balances | $3,629,000 | 1,405 |
| Securities | $7,276,000 | 7,066 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $75,944,000 | 4,304 |
| Loan loss allowance | $429,000 | 6,461 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $435,000 | 7,271 |
| Other real estate owned | $90,000 | 4,933 |
| Goodwill and other intangibles | $143,000 | 2,715 |
| All other assets | $1,224,000 | 6,052 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $88,895,000 | 5,245 |
| Total liabilities | $82,896,000 | 5,121 |
| Total deposits | $70,311,000 | 5,362 |
| Interest-bearing deposits | $65,834,000 | 5,003 |
| Deposits held in domestic offices | $70,311,000 | 5,359 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,943,000 | 1,783 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $8,400,000 | 2,853 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $242,000 | 6,470 |
| Total equity capital | $5,999,000 | 6,734 |
| Total bank equity capital | $5,999,000 | 6,734 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $564,000 | 3,959 |
| Surplus | $6,888,000 | 2,824 |
| Undivided profits | $-1,453,000 | 8,701 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,383,000 | 1,106 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $464,000 | 5,579 |
| Earning assets | $86,849,000 | 5,061 |
| Long-term assets (5+ years) | $0 | 7,981 |
| Average Assets, year-to-date | $89,514,400 | 5,120 |
| Average Assets, quarterly | $88,251,000 | 5,239 |
| Volatile liabilities | $49,148,000 | 2,153 |
| Insider loans | $102,000 | 7,251 |
| FHLB advances | $8,400,000 | 2,716 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $3,583,000 | 6,512 |
| Tier 1 (core) risk-based capital | $6,008,000 | 6,636 |
| Tier 2 risk-based capital | $429,000 | 6,187 |
| Total risk weighted assets | $56,113,000 | 5,361 |
| Total unused commitments | $3,583,000 | 6,512 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 30 | 4,945 |
| Assets and Liabilities | ||
| Total Assets: | $87,607,000 | 5,272 |
| Cash and due from depository institutions | $5,409,000 | 4,945 |
| Interest-bearing balances | $5,240,000 | 1,095 |
| Securities | $9,636,000 | 6,585 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $69,985,000 | 4,514 |
| Loan loss allowance | $460,000 | 6,309 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $462,000 | 7,198 |
| Other real estate owned | $542,000 | 4,945 |
| Goodwill and other intangibles | $161,000 | 2,640 |
| All other assets | $1,412,000 | 5,716 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $87,607,000 | 5,272 |
| Total liabilities | $81,520,000 | 5,139 |
| Total deposits | $74,878,000 | 5,125 |
| Interest-bearing deposits | $71,295,000 | 4,727 |
| Deposits held in domestic offices | $74,878,000 | 5,122 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $5,400,000 | 3,469 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,242,000 | 2,739 |
| Total equity capital | $6,087,000 | 6,720 |
| Total bank equity capital | $6,087,000 | 6,720 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $564,000 | 3,978 |
| Surplus | $6,888,000 | 2,786 |
| Undivided profits | $-1,365,000 | 8,738 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,852,000 | 1,507 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $531,000 | 5,269 |
| Earning assets | $84,861,000 | 5,100 |
| Long-term assets (5+ years) | $0 | 8,028 |
| Average Assets, year-to-date | $89,669,250 | 5,115 |
| Average Assets, quarterly | $88,955,000 | 5,207 |
| Volatile liabilities | $42,310,000 | 2,381 |
| Insider loans | $103,000 | 7,252 |
| FHLB advances | $5,400,000 | 3,314 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $5,027,000 | 5,857 |
| Tier 1 (core) risk-based capital | $6,066,000 | 6,599 |
| Tier 2 risk-based capital | $460,000 | 6,002 |
| Total risk weighted assets | $46,302,000 | 5,894 |
| Total unused commitments | $5,027,000 | 5,862 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 27 | 5,380 |
| Assets and Liabilities | ||
| Total Assets: | $90,303,000 | 5,175 |
| Cash and due from depository institutions | $6,929,000 | 5,380 |
| Interest-bearing balances | $6,660,000 | 903 |
| Securities | $6,649,000 | 7,349 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $74,267,000 | 4,290 |
| Loan loss allowance | $436,000 | 6,462 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $495,000 | 7,136 |
| Other real estate owned | $177,000 | 5,380 |
| Goodwill and other intangibles | $174,000 | 2,617 |
| All other assets | $1,612,000 | 5,339 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $90,303,000 | 5,175 |
| Total liabilities | $84,245,000 | 5,030 |
| Total deposits | $75,773,000 | 5,091 |
| Interest-bearing deposits | $71,977,000 | 4,696 |
| Deposits held in domestic offices | $75,773,000 | 5,089 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $6,400,000 | 3,198 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $2,072,000 | 1,727 |
| Total equity capital | $6,058,000 | 6,597 |
| Total bank equity capital | $6,058,000 | 6,597 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $564,000 | 4,004 |
| Surplus | $6,888,000 | 2,744 |
| Undivided profits | $-1,394,000 | 8,759 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,510,000 | 1,839 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $614,000 | 4,520 |
| Earning assets | $87,576,000 | 4,966 |
| Long-term assets (5+ years) | $0 | 8,066 |
| Average Assets, year-to-date | $90,356,670 | 5,111 |
| Average Assets, quarterly | $90,778,500 | 5,141 |
| Volatile liabilities | $41,643,000 | 2,360 |
| Insider loans | $103,000 | 7,292 |
| FHLB advances | $6,400,000 | 3,057 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $8,383,000 | 4,816 |
| Tier 1 (core) risk-based capital | $6,083,000 | 6,532 |
| Tier 2 risk-based capital | $436,000 | 6,134 |
| Total risk weighted assets | $48,742,000 | 5,718 |
| Total unused commitments | $8,383,000 | 4,819 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 28 | 5,232 |
| Assets and Liabilities | ||
| Total Assets: | $91,254,000 | 5,136 |
| Cash and due from depository institutions | $2,543,000 | 5,232 |
| Interest-bearing balances | $2,350,000 | 2,145 |
| Securities | $6,887,000 | 7,290 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $79,084,000 | 4,038 |
| Loan loss allowance | $421,000 | 6,543 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $530,000 | 7,039 |
| Other real estate owned | $334,000 | 5,232 |
| Goodwill and other intangibles | $187,000 | 2,579 |
| All other assets | $1,689,000 | 5,065 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $91,254,000 | 5,136 |
| Total liabilities | $85,240,000 | 4,982 |
| Total deposits | $73,861,000 | 5,198 |
| Interest-bearing deposits | $70,812,000 | 4,782 |
| Deposits held in domestic offices | $73,861,000 | 5,196 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,049,000 | 1,839 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $8,100,000 | 2,731 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $230,000 | 6,775 |
| Total equity capital | $6,014,000 | 6,728 |
| Total bank equity capital | $6,014,000 | 6,728 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $564,000 | 4,011 |
| Surplus | $6,888,000 | 2,712 |
| Undivided profits | $-1,438,000 | 8,854 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,328,000 | 2,122 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $592,000 | 4,589 |
| Earning assets | $88,321,000 | 4,943 |
| Long-term assets (5+ years) | $0 | 8,096 |
| Average Assets, year-to-date | $90,383,500 | 5,130 |
| Average Assets, quarterly | $90,383,500 | 5,130 |
| Volatile liabilities | $43,100,000 | 2,235 |
| Insider loans | $104,000 | 7,306 |
| FHLB advances | $8,100,000 | 2,606 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $7,751,000 | 4,972 |
| Tier 1 (core) risk-based capital | $5,983,000 | 6,556 |
| Tier 2 risk-based capital | $421,000 | 6,191 |
| Total risk weighted assets | $51,036,000 | 5,544 |
| Total unused commitments | $7,751,000 | 4,979 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 26 | 5,504 |
| Assets and Liabilities | ||
| Total Assets: | $89,513,000 | 5,167 |
| Cash and due from depository institutions | $3,005,000 | 5,504 |
| Interest-bearing balances | $2,756,000 | 1,846 |
| Securities | $7,320,000 | 7,245 |
| Federal funds sold & reverse repurchase agreements | $38,000 | 6,291 |
| Net loans & leases | $75,876,000 | 4,119 |
| Loan loss allowance | $384,000 | 6,824 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $574,000 | 6,931 |
| Other real estate owned | $657,000 | 5,504 |
| Goodwill and other intangibles | $204,000 | 2,538 |
| All other assets | $1,839,000 | 4,906 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $89,513,000 | 5,167 |
| Total liabilities | $83,732,000 | 5,023 |
| Total deposits | $73,462,000 | 5,200 |
| Interest-bearing deposits | $70,652,000 | 4,760 |
| Deposits held in domestic offices | $73,462,000 | 5,196 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,010,000 | 2,251 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $6,900,000 | 2,967 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,360,000 | 2,509 |
| Total equity capital | $5,781,000 | 6,796 |
| Total bank equity capital | $5,781,000 | 6,796 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $564,000 | 4,044 |
| Surplus | $6,888,000 | 2,686 |
| Undivided profits | $-1,671,000 | 8,944 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,385,000 | 2,093 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $564,000 | 4,928 |
| Earning assets | $85,990,000 | 5,009 |
| Long-term assets (5+ years) | $0 | 8,140 |
| Average Assets, year-to-date | $83,958,800 | 5,281 |
| Average Assets, quarterly | $88,463,000 | 5,194 |
| Volatile liabilities | $40,596,000 | 2,322 |
| Insider loans | $105,000 | 7,345 |
| FHLB advances | $6,900,000 | 2,825 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $8,113,000 | 4,741 |
| Tier 1 (core) risk-based capital | $5,769,000 | 6,646 |
| Tier 2 risk-based capital | $384,000 | 6,505 |
| Total risk weighted assets | $51,723,000 | 5,476 |
| Total unused commitments | $8,113,000 | 4,744 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 33 | 4,698 |
| Assets and Liabilities | ||
| Total Assets: | $87,413,000 | 5,236 |
| Cash and due from depository institutions | $2,621,000 | 4,698 |
| Interest-bearing balances | $2,405,000 | 2,145 |
| Securities | $8,975,000 | 6,768 |
| Federal funds sold & reverse repurchase agreements | $723,000 | 5,666 |
| Net loans & leases | $71,783,000 | 4,272 |
| Loan loss allowance | $417,000 | 6,597 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $814,000 | 6,323 |
| Other real estate owned | $604,000 | 4,698 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $1,893,000 | 4,858 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $87,413,000 | 5,236 |
| Total liabilities | $81,635,000 | 5,087 |
| Total deposits | $71,698,000 | 5,274 |
| Interest-bearing deposits | $68,281,000 | 4,868 |
| Deposits held in domestic offices | $71,698,000 | 5,271 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,025,000 | 2,548 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $8,500,000 | 2,634 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $412,000 | 5,592 |
| Total equity capital | $5,778,000 | 6,808 |
| Total bank equity capital | $5,778,000 | 6,808 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $564,000 | 4,073 |
| Surplus | $6,888,000 | 2,635 |
| Undivided profits | $-1,674,000 | 9,010 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,059,000 | 1,589 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $587,000 | 4,943 |
| Earning assets | $83,886,000 | 5,070 |
| Long-term assets (5+ years) | $0 | 8,204 |
| Average Assets, year-to-date | $82,570,250 | 5,360 |
| Average Assets, quarterly | $85,245,000 | 5,291 |
| Volatile liabilities | $37,685,000 | 2,422 |
| Insider loans | $105,000 | 7,396 |
| FHLB advances | $8,500,000 | 2,490 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $5,406,000 | 5,619 |
| Tier 1 (core) risk-based capital | $5,762,000 | 6,671 |
| Tier 2 risk-based capital | $417,000 | 6,238 |
| Total risk weighted assets | $49,189,000 | 5,644 |
| Total unused commitments | $5,406,000 | 5,623 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 36 | 4,424 |
| Assets and Liabilities | ||
| Total Assets: | $83,077,000 | 5,410 |
| Cash and due from depository institutions | $2,961,000 | 4,424 |
| Interest-bearing balances | $2,711,000 | 2,153 |
| Securities | $6,413,000 | 7,380 |
| Federal funds sold & reverse repurchase agreements | $777,000 | 6,042 |
| Net loans & leases | $68,296,000 | 4,412 |
| Loan loss allowance | $395,000 | 6,761 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $818,000 | 6,299 |
| Other real estate owned | $1,886,000 | 4,424 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $1,926,000 | 4,671 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $83,077,000 | 5,410 |
| Total liabilities | $77,318,000 | 5,275 |
| Total deposits | $71,486,000 | 5,275 |
| Interest-bearing deposits | $67,045,000 | 4,919 |
| Deposits held in domestic offices | $71,486,000 | 5,272 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $5,400,000 | 3,185 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $432,000 | 5,488 |
| Total equity capital | $5,759,000 | 6,832 |
| Total bank equity capital | $5,759,000 | 6,832 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $564,000 | 4,080 |
| Surplus | $6,888,000 | 2,602 |
| Undivided profits | $-1,693,000 | 9,048 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,977,000 | 1,641 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $777,000 | 3,801 |
| Earning assets | $78,197,000 | 5,305 |
| Long-term assets (5+ years) | $0 | 8,230 |
| Average Assets, year-to-date | $80,956,000 | 5,428 |
| Average Assets, quarterly | $82,681,500 | 5,397 |
| Volatile liabilities | $31,598,000 | 2,741 |
| Insider loans | $105,000 | 7,463 |
| FHLB advances | $5,400,000 | 3,020 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $8,409,000 | 4,611 |
| Tier 1 (core) risk-based capital | $5,730,000 | 6,640 |
| Tier 2 risk-based capital | $395,000 | 6,410 |
| Total risk weighted assets | $48,194,000 | 5,678 |
| Total unused commitments | $8,409,000 | 4,622 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 36 | 4,413 |
| Assets and Liabilities | ||
| Total Assets: | $82,286,000 | 5,394 |
| Cash and due from depository institutions | $4,135,000 | 4,413 |
| Interest-bearing balances | $3,737,000 | 1,872 |
| Securities | $4,538,000 | 7,941 |
| Federal funds sold & reverse repurchase agreements | $810,000 | 6,459 |
| Net loans & leases | $69,616,000 | 4,309 |
| Loan loss allowance | $323,000 | 7,249 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $855,000 | 6,193 |
| Other real estate owned | $537,000 | 4,413 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $1,795,000 | 4,828 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $82,286,000 | 5,394 |
| Total liabilities | $77,358,000 | 5,213 |
| Total deposits | $71,141,000 | 5,256 |
| Interest-bearing deposits | $68,489,000 | 4,841 |
| Deposits held in domestic offices | $71,141,000 | 5,253 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $5,400,000 | 3,107 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $817,000 | 3,825 |
| Total equity capital | $4,928,000 | 7,255 |
| Total bank equity capital | $4,928,000 | 7,255 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $564,000 | 4,092 |
| Surplus | $6,188,000 | 2,760 |
| Undivided profits | $-1,824,000 | 9,110 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,593,000 | 926 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $582,000 | 4,820 |
| Earning assets | $78,701,000 | 5,228 |
| Long-term assets (5+ years) | $0 | 8,263 |
| Average Assets, year-to-date | $79,895,500 | 5,460 |
| Average Assets, quarterly | $79,895,500 | 5,460 |
| Volatile liabilities | $27,005,000 | 3,049 |
| Insider loans | $106,000 | 7,460 |
| FHLB advances | $5,400,000 | 2,950 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $6,459,000 | 5,127 |
| Tier 1 (core) risk-based capital | $4,913,000 | 7,096 |
| Tier 2 risk-based capital | $323,000 | 6,951 |
| Total risk weighted assets | $50,087,000 | 5,499 |
| Total unused commitments | $6,459,000 | 5,141 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 38 | 4,206 |
| Assets and Liabilities | ||
| Total Assets: | $77,505,000 | 5,561 |
| Cash and due from depository institutions | $4,356,000 | 4,206 |
| Interest-bearing balances | $3,652,000 | 1,740 |
| Securities | $4,196,000 | 8,057 |
| Federal funds sold & reverse repurchase agreements | $717,000 | 6,170 |
| Net loans & leases | $65,190,000 | 4,503 |
| Loan loss allowance | $317,000 | 7,290 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $926,000 | 6,018 |
| Other real estate owned | $682,000 | 4,206 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $1,438,000 | 5,458 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $77,505,000 | 5,561 |
| Total liabilities | $72,601,000 | 5,395 |
| Total deposits | $66,706,000 | 5,423 |
| Interest-bearing deposits | $64,411,000 | 4,993 |
| Deposits held in domestic offices | $66,706,000 | 5,419 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $5,400,000 | 3,141 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $495,000 | 5,244 |
| Total equity capital | $4,904,000 | 7,234 |
| Total bank equity capital | $4,904,000 | 7,234 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $564,000 | 4,097 |
| Surplus | $6,188,000 | 2,718 |
| Undivided profits | $-1,848,000 | 9,156 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,454,000 | 909 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $605,000 | 4,914 |
| Earning assets | $73,755,000 | 5,413 |
| Long-term assets (5+ years) | $0 | 8,289 |
| Average Assets, year-to-date | $68,246,200 | 5,816 |
| Average Assets, quarterly | $71,057,000 | 5,821 |
| Volatile liabilities | $22,692,000 | 3,436 |
| Insider loans | $107,000 | 7,478 |
| FHLB advances | $5,400,000 | 2,952 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $7,591,000 | 4,677 |
| Tier 1 (core) risk-based capital | $4,882,000 | 7,088 |
| Tier 2 risk-based capital | $317,000 | 7,006 |
| Total risk weighted assets | $49,599,000 | 5,512 |
| Total unused commitments | $7,591,000 | 4,679 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 35 | 4,488 |
| Assets and Liabilities | ||
| Total Assets: | $66,135,000 | 5,994 |
| Cash and due from depository institutions | $4,113,000 | 4,488 |
| Interest-bearing balances | $3,690,000 | 1,574 |
| Securities | $8,506,000 | 6,886 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $51,499,000 | 5,178 |
| Loan loss allowance | $256,000 | 7,736 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $575,000 | 7,073 |
| Other real estate owned | $0 | 4,488 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $1,442,000 | 5,487 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $66,135,000 | 5,994 |
| Total liabilities | $62,002,000 | 5,842 |
| Total deposits | $55,876,000 | 5,928 |
| Interest-bearing deposits | $53,540,000 | 5,529 |
| Deposits held in domestic offices | $55,876,000 | 5,924 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,970,000 | 2,198 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $3,900,000 | 3,411 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $256,000 | 7,321 |
| Total equity capital | $4,133,000 | 7,697 |
| Total bank equity capital | $4,133,000 | 7,697 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $564,000 | 4,177 |
| Surplus | $5,293,000 | 2,961 |
| Undivided profits | $-1,724,000 | 9,389 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $641,000 | 3,620 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $498,000 | 5,963 |
| Earning assets | $63,695,000 | 5,817 |
| Long-term assets (5+ years) | $0 | 8,482 |
| Average Assets, year-to-date | $57,649,400 | 6,270 |
| Average Assets, quarterly | $66,919,000 | 5,924 |
| Volatile liabilities | $19,166,000 | 3,799 |
| Insider loans | $163,000 | 7,202 |
| FHLB advances | $3,900,000 | 3,224 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $6,103,000 | 5,064 |
| Tier 1 (core) risk-based capital | $4,099,000 | 7,610 |
| Tier 2 risk-based capital | $256,000 | 7,498 |
| Total risk weighted assets | $34,701,000 | 6,601 |
| Total unused commitments | $6,103,000 | 5,071 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 26 | 5,597 |
| Assets and Liabilities | ||
| Total Assets: | $46,158,000 | 7,132 |
| Cash and due from depository institutions | $4,034,000 | 5,597 |
| Interest-bearing balances | $3,895,000 | 1,071 |
| Securities | $6,762,000 | 7,752 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $34,019,000 | 6,439 |
| Loan loss allowance | $200,000 | 8,302 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $567,000 | 7,243 |
| Other real estate owned | $0 | 5,597 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $776,000 | 6,927 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $46,158,000 | 7,132 |
| Total liabilities | $42,028,000 | 7,033 |
| Total deposits | $34,330,000 | 7,484 |
| Interest-bearing deposits | $32,545,000 | 7,109 |
| Deposits held in domestic offices | $34,330,000 | 7,483 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,346,000 | 1,520 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $2,000,000 | 3,957 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $352,000 | 6,856 |
| Total equity capital | $4,130,000 | 7,762 |
| Total bank equity capital | $4,130,000 | 7,762 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $564,000 | 4,306 |
| Surplus | $5,343,000 | 2,861 |
| Undivided profits | $-1,777,000 | 9,730 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,688 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $381,000 | 6,087 |
| Earning assets | $44,676,000 | 6,930 |
| Long-term assets (5+ years) | $0 | 8,706 |
| Average Assets, year-to-date | $31,358,000 | 8,115 |
| Average Assets, quarterly | $41,091,500 | 7,449 |
| Volatile liabilities | $13,466,000 | 4,783 |
| Insider loans | $0 | 8,879 |
| FHLB advances | $2,000,000 | 677 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $849,000 | 8,497 |
| Tier 1 (core) risk-based capital | $4,094,000 | 7,700 |
| Tier 2 risk-based capital | $200,000 | 8,101 |
| Total risk weighted assets | $26,607,000 | 7,336 |
| Total unused commitments | $849,000 | 8,502 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 22 | 6,389 |
| Assets and Liabilities | ||
| Total Assets: | $16,744,000 | 9,624 |
| Cash and due from depository institutions | $3,550,000 | 6,389 |
| Interest-bearing balances | $3,459,000 | 1,133 |
| Securities | $8,507,000 | 7,497 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $3,868,000 | 9,993 |
| Loan loss allowance | $35,000 | 9,989 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $565,000 | 7,447 |
| Other real estate owned | $0 | 6,389 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $254,000 | 9,527 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $16,744,000 | 9,624 |
| Total liabilities | $11,983,000 | 9,790 |
| Total deposits | $7,370,000 | 9,990 |
| Interest-bearing deposits | $7,162,000 | 9,891 |
| Deposits held in domestic offices | $7,370,000 | 9,990 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,564,000 | 1,789 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $49,000 | 9,956 |
| Total equity capital | $4,761,000 | 7,156 |
| Total bank equity capital | $4,761,000 | 7,156 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $564,000 | 4,448 |
| Surplus | $5,343,000 | 2,826 |
| Undivided profits | $-1,146,000 | 9,912 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,001 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $22,000 | 9,935 |
| Earning assets | $15,834,000 | 9,545 |
| Long-term assets (5+ years) | $0 | 8,976 |
| Average Assets, year-to-date | $15,613,000 | 9,643 |
| Average Assets, quarterly | $15,613,000 | 9,682 |
| Volatile liabilities | $5,551,000 | 7,073 |
| Insider loans | $0 | 9,133 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $1,241,000 | 8,284 |
| Tier 1 (core) risk-based capital | $4,818,000 | 7,145 |
| Tier 2 risk-based capital | $35,000 | 9,969 |
| Total risk weighted assets | $5,250,000 | 9,993 |
| Total unused commitments | $4,240,000 | 5,878 |
| Derivatives | $0 | 488 |