Home > Equality Savings Bank > Income and Expense
Equality Savings Bank, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $19,963,000 | 1,623 |
| Total interest expense | $13,629,000 | 1,117 |
| Net interest income | $6,334,000 | 2,778 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $3,068,000 | 1,322 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $117,000 | 6,410 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $2,951,000 | 902 |
| Total noninterest expense | $7,789,000 | 1,771 |
| Salaries and employee benefits | $4,519,000 | 1,541 |
| Premises and equipment expense | $1,083,000 | 1,893 |
| Additional noninterest expense | $2,187,000 | 1,989 |
| Pre-tax net operating income | $1,613,000 | 3,903 |
| Securities gains (losses) | $164,000 | 595 |
| Applicable income taxes | $690,000 | 2,933 |
| Income before extraordinary items | $1,087,000 | 4,186 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,087,000 | 4,190 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,619 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $982,040 | 4,444 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $16,873,000 | 1,912 |
| Total interest expense | $11,937,000 | 1,298 |
| Net interest income | $4,936,000 | 3,440 |
| Provision for loan and lease losses | $91,000 | 5,294 |
| Total noninterest income | $3,379,000 | 1,232 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $3,379,000 | 844 |
| Total noninterest expense | $7,309,000 | 1,790 |
| Salaries and employee benefits | $4,657,000 | 1,403 |
| Premises and equipment expense | $1,285,000 | 1,526 |
| Additional noninterest expense | $1,367,000 | 3,009 |
| Pre-tax net operating income | $915,000 | 5,688 |
| Securities gains (losses) | $1,300,000 | 320 |
| Applicable income taxes | $1,048,000 | 2,225 |
| Income before extraordinary items | $1,167,000 | 4,024 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,167,000 | 4,023 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 7,204 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $335,000 | 7,535 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $14,040,000 | 2,328 |
| Total interest expense | $9,360,000 | 1,656 |
| Net interest income | $4,680,000 | 3,702 |
| Provision for loan and lease losses | $74,000 | 5,820 |
| Total noninterest income | $1,987,000 | 1,776 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $1,987,000 | 1,110 |
| Total noninterest expense | $5,362,000 | 2,403 |
| Salaries and employee benefits | $3,397,000 | 1,936 |
| Premises and equipment expense | $981,000 | 2,021 |
| Additional noninterest expense | $984,000 | 3,966 |
| Pre-tax net operating income | $1,231,000 | 5,157 |
| Securities gains (losses) | $643,000 | 372 |
| Applicable income taxes | $721,000 | 3,164 |
| Income before extraordinary items | $1,153,000 | 4,190 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,153,000 | 4,190 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $192,000 | 5,504 |
| Sale, conversion, retirement of capital stock, net | $10,006,000 | 85 |
| Net operating income | $741,480 | 5,671 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $13,126,000 | 2,546 |
| Total interest expense | $9,153,000 | 1,726 |
| Net interest income | $3,973,000 | 4,348 |
| Provision for loan and lease losses | $25,000 | 7,649 |
| Total noninterest income | $1,890,000 | 1,927 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $1,890,000 | 1,199 |
| Total noninterest expense | $5,490,000 | 2,498 |
| Salaries and employee benefits | $2,796,000 | 2,370 |
| Premises and equipment expense | $814,000 | 2,409 |
| Additional noninterest expense | $1,880,000 | 2,598 |
| Pre-tax net operating income | $348,000 | 8,820 |
| Securities gains (losses) | $241,000 | 626 |
| Applicable income taxes | $207,000 | 7,036 |
| Income before extraordinary items | $382,000 | 7,774 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $382,000 | 7,771 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $224,000 | 5,214 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 888 |
| Net operating income | $225,350 | 8,985 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $11,119,000 | 2,983 |
| Total interest expense | $7,930,000 | 1,975 |
| Net interest income | $3,189,000 | 5,236 |
| Provision for loan and lease losses | $6,000 | 8,588 |
| Total noninterest income | $570,000 | 4,744 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $570,000 | 2,627 |
| Total noninterest expense | $2,972,000 | 4,317 |
| Salaries and employee benefits | $1,345,000 | 4,728 |
| Premises and equipment expense | $597,000 | 3,214 |
| Additional noninterest expense | $1,030,000 | 4,241 |
| Pre-tax net operating income | $781,000 | 6,908 |
| Securities gains (losses) | $10,000 | 2,384 |
| Applicable income taxes | $236,000 | 6,858 |
| Income before extraordinary items | $555,000 | 6,876 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $555,000 | 6,874 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 6,445 |
| Cash dividends | $226,000 | 5,188 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $548,000 | 6,888 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $8,852,000 | 3,393 |
| Total interest expense | $5,800,000 | 2,157 |
| Net interest income | $3,052,000 | 5,545 |
| Provision for loan and lease losses | $12,000 | 8,270 |
| Total noninterest income | $437,000 | 5,797 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $437,000 | 3,228 |
| Total noninterest expense | $2,953,000 | 4,483 |
| Salaries and employee benefits | $1,497,000 | 4,283 |
| Premises and equipment expense | $578,000 | 3,382 |
| Additional noninterest expense | $878,000 | 5,292 |
| Pre-tax net operating income | $524,000 | 8,486 |
| Securities gains (losses) | $19,000 | 1,821 |
| Applicable income taxes | $302,000 | 5,856 |
| Income before extraordinary items | $241,000 | 9,795 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $241,000 | 9,808 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $228,000 | 5,160 |
| Sale, conversion, retirement of capital stock, net | $105,000 | 798 |
| Net operating income | $228,840 | 10,002 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $8,961,000 | 3,432 |
| Total interest expense | $6,125,000 | 2,119 |
| Net interest income | $2,836,000 | 5,913 |
| Provision for loan and lease losses | $15,000 | 9,365 |
| Total noninterest income | $1,169,000 | 2,961 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $1,169,000 | 1,843 |
| Total noninterest expense | $2,836,000 | 4,737 |
| Salaries and employee benefits | $1,446,000 | 4,418 |
| Premises and equipment expense | $614,000 | 3,257 |
| Additional noninterest expense | $776,000 | 6,074 |
| Pre-tax net operating income | $1,154,000 | 5,324 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $331,000 | 5,722 |
| Income before extraordinary items | $823,000 | 5,446 |
| Extraordinary gains, net | $173,000 | 1,116 |
| Net income | $996,000 | 4,861 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 9,413 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $3,239,000 | 265 |
| Net operating income | $823,000 | 5,203 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $9,762,000 | 3,573 |
| Total interest expense | $6,965,000 | 2,416 |
| Net interest income | $2,797,000 | 6,054 |
| Provision for loan and lease losses | $12,000 | 11,000 |
| Total noninterest income | $1,016,000 | 3,275 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $1,016,000 | 1,976 |
| Total noninterest expense | $2,635,000 | 5,069 |
| Salaries and employee benefits | $1,263,000 | 4,938 |
| Premises and equipment expense | $599,000 | 3,360 |
| Additional noninterest expense | $773,000 | 6,261 |
| Pre-tax net operating income | $1,166,000 | 5,034 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $292,000 | 6,046 |
| Income before extraordinary items | $874,000 | 5,028 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $874,000 | 5,079 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $874,000 | 4,723 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.