Home > Envision Bank > Income and Expense

Envision Bank, Income and Expense

2022-09-30 (YTD Data)		Rank
Total interest income	$19,662,000	1,223
Total interest expense	$1,851,000	1,086
Net interest income	$17,811,000	1,228
Provision for loan and lease losses	$661,000	817
Total noninterest income	$5,671,000	927
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$441,000	1,527
Trading account gains and fees	NA	NA
Additional Noninterest Income	$5,230,000	733
Total noninterest expense	$22,974,000	854
Salaries and employee benefits	$13,590,000	817
Premises and equipment expense	$1,489,000	1,217
Additional noninterest expense	$5,230,000	733
Pre-tax net operating income	$-153,000	4,644
Securities gains (losses)	$0	740
Applicable income taxes	$-698,000	4,713
Income before extraordinary items	$545,000	3,878
Extraordinary gains, net	$0	4
Net income	$545,000	3,877
Minority interest net income	$0	57
Net income of bank and minority interests.	$545,000	3,877
Net charge-offs	$28,000	1,462
Cash dividends	$11,000,000	326
Sale, conversion, retirement of capital stock, net	$5,094,000	92
Net operating income	$545,000	3,915
2022-06-30 (YTD Data)		Rank
Total interest income	$12,183,000	1,252
Total interest expense	$902,000	1,236
Net interest income	$11,281,000	1,248
Provision for loan and lease losses	$340,000	863
Total noninterest income	$4,016,000	881
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$294,000	1,519
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,722,000	712
Total noninterest expense	$16,143,000	795
Salaries and employee benefits	$9,549,000	766
Premises and equipment expense	$924,000	1,301
Additional noninterest expense	$5,670,000	694
Pre-tax net operating income	$-1,186,000	4,739
Securities gains (losses)	$0	687
Applicable income taxes	$-1,234,000	4,751
Income before extraordinary items	$48,000	4,456
Extraordinary gains, net	$0	4
Net income	$48,000	4,456
Minority interest net income	$0	60
Net income of bank and minority interests.	$48,000	4,456
Net charge-offs	$27,000	1,209
Cash dividends	$11,000,000	246
Sale, conversion, retirement of capital stock, net	$1,587,000	115
Net operating income	$48,000	4,491
2022-03-31 (YTD Data)		Rank
Total interest income	$5,729,000	1,281
Total interest expense	$462,000	1,172
Net interest income	$5,267,000	1,284
Provision for loan and lease losses	$71,000	1,187
Total noninterest income	$2,192,000	835
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$150,000	1,498
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,042,000	678
Total noninterest expense	$8,673,000	741
Salaries and employee benefits	$5,145,000	720
Premises and equipment expense	$365,000	1,599
Additional noninterest expense	$3,163,000	625
Pre-tax net operating income	$-1,285,000	4,782
Securities gains (losses)	$0	623
Applicable income taxes	$-1,074,000	4,779
Income before extraordinary items	$-211,000	4,707
Extraordinary gains, net	$0	4
Net income	$-211,000	4,706
Minority interest net income	$0	50
Net income of bank and minority interests.	$-211,000	4,707
Net charge-offs	$3,000	1,472
Cash dividends	$11,000,000	163
Sale, conversion, retirement of capital stock, net	$392,000	136
Net operating income	$-211,000	4,722
2021-12-31 (YTD Data)		Rank
Total interest income	$24,112,000	1,270
Total interest expense	$2,153,000	1,248
Net interest income	$21,959,000	1,258
Provision for loan and lease losses	$-438,000	4,415
Total noninterest income	$31,924,000	373
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$580,000	1,451
Trading account gains and fees	NA	NA
Additional Noninterest Income	$31,344,000	305
Total noninterest expense	$41,597,000	631
Salaries and employee benefits	$28,173,000	518
Premises and equipment expense	$2,791,000	919
Additional noninterest expense	$10,633,000	730
Pre-tax net operating income	$12,724,000	1,079
Securities gains (losses)	$0	2,062
Applicable income taxes	$3,075,000	848
Income before extraordinary items	$9,649,000	1,174
Extraordinary gains, net	$0	10
Net income	$9,649,000	1,174
Minority interest net income	$0	74
Net income of bank and minority interests.	$9,649,000	1,174
Net charge-offs	$57,000	1,590
Cash dividends	$8,000,000	561
Sale, conversion, retirement of capital stock, net	$1,595,000	188
Net operating income	$9,649,000	1,157
2021-09-30 (YTD Data)		Rank
Total interest income	$17,955,000	1,307
Total interest expense	$1,690,000	1,271
Net interest income	$16,265,000	1,295
Provision for loan and lease losses	$-330,000	4,497
Total noninterest income	$27,390,000	357
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$424,000	1,461
Trading account gains and fees	NA	NA
Additional Noninterest Income	$26,966,000	278
Total noninterest expense	$32,357,000	611
Salaries and employee benefits	$22,101,000	506
Premises and equipment expense	$2,079,000	939
Additional noninterest expense	$8,177,000	726
Pre-tax net operating income	$11,628,000	946
Securities gains (losses)	$0	2,015
Applicable income taxes	$2,755,000	787
Income before extraordinary items	$8,873,000	1,047
Extraordinary gains, net	$0	8
Net income	$8,873,000	1,048
Minority interest net income	$0	69
Net income of bank and minority interests.	$8,873,000	1,048
Net charge-offs	$22,000	1,693
Cash dividends	$5,000,000	590
Sale, conversion, retirement of capital stock, net	$1,132,000	175
Net operating income	$8,873,000	1,027
2021-06-30 (YTD Data)		Rank
Total interest income	$11,503,000	1,335
Total interest expense	$1,211,000	1,230
Net interest income	$10,292,000	1,340
Provision for loan and lease losses	$-240,000	4,549
Total noninterest income	$19,240,000	342
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$271,000	1,457
Trading account gains and fees	NA	NA
Additional Noninterest Income	$18,969,000	273
Total noninterest expense	$22,546,000	587
Salaries and employee benefits	$15,731,000	475
Premises and equipment expense	$1,365,000	944
Additional noninterest expense	$5,450,000	709
Pre-tax net operating income	$7,226,000	999
Securities gains (losses)	$0	1,818
Applicable income taxes	$1,512,000	887
Income before extraordinary items	$5,714,000	1,068
Extraordinary gains, net	$0	6
Net income	$5,714,000	1,069
Minority interest net income	$0	67
Net income of bank and minority interests.	$5,714,000	1,069
Net charge-offs	$21,000	1,478
Cash dividends	$5,000,000	441
Sale, conversion, retirement of capital stock, net	$723,000	156
Net operating income	$5,714,000	1,047
2021-03-31 (YTD Data)		Rank
Total interest income	$5,761,000	1,342
Total interest expense	$670,000	1,185
Net interest income	$5,091,000	1,348
Provision for loan and lease losses	$-213,000	4,703
Total noninterest income	$12,424,000	295
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$129,000	1,508
Trading account gains and fees	NA	NA
Additional Noninterest Income	$12,295,000	241
Total noninterest expense	$11,956,000	544
Salaries and employee benefits	$8,427,000	451
Premises and equipment expense	$744,000	892
Additional noninterest expense	$2,785,000	680
Pre-tax net operating income	$5,772,000	687
Securities gains (losses)	$0	1,392
Applicable income taxes	$1,663,000	520
Income before extraordinary items	$4,109,000	793
Extraordinary gains, net	$0	3
Net income	$4,109,000	793
Minority interest net income	$0	55
Net income of bank and minority interests.	$4,109,000	793
Net charge-offs	$8,000	1,420
Cash dividends	$5,000,000	236
Sale, conversion, retirement of capital stock, net	$374,000	139
Net operating income	$4,109,000	774
2020-12-31 (YTD Data)		Rank
Total interest income	$23,590,000	1,286
Total interest expense	$4,721,000	1,007
Net interest income	$18,869,000	1,353
Provision for loan and lease losses	$2,552,000	900
Total noninterest income	$55,412,000	255
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$537,000	1,539
Trading account gains and fees	NA	NA
Additional Noninterest Income	$54,875,000	209
Total noninterest expense	$46,346,000	549
Salaries and employee benefits	$33,102,000	437
Premises and equipment expense	$3,546,000	734
Additional noninterest expense	$9,698,000	756
Pre-tax net operating income	$25,383,000	482
Securities gains (losses)	$0	2,675
Applicable income taxes	$5,470,000	454
Income before extraordinary items	$19,913,000	522
Extraordinary gains, net	$0	4
Net income	$19,913,000	522
Minority interest net income	$0	72
Net income of bank and minority interests.	$19,913,000	522
Net charge-offs	$48,000	2,410
Cash dividends	$5,000,000	748
Sale, conversion, retirement of capital stock, net	$1,745,000	164
Net operating income	$19,913,000	504
2020-09-30 (YTD Data)		Rank
Total interest income	$17,760,000	1,284
Total interest expense	$3,933,000	977
Net interest income	$13,827,000	1,377
Provision for loan and lease losses	$2,338,000	814
Total noninterest income	$39,824,000	253
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$386,000	1,593
Trading account gains and fees	NA	NA
Additional Noninterest Income	$39,438,000	206
Total noninterest expense	$33,394,000	551
Salaries and employee benefits	$24,393,000	434
Premises and equipment expense	$2,396,000	797
Additional noninterest expense	$6,605,000	798
Pre-tax net operating income	$17,919,000	483
Securities gains (losses)	$0	2,494
Applicable income taxes	$3,266,000	510
Income before extraordinary items	$14,653,000	501
Extraordinary gains, net	$0	4
Net income	$14,653,000	500
Minority interest net income	$0	65
Net income of bank and minority interests.	$14,653,000	501
Net charge-offs	$21,000	2,476
Cash dividends	$5,000,000	559
Sale, conversion, retirement of capital stock, net	$1,431,000	138
Net operating income	$14,653,000	491
2020-06-30 (YTD Data)		Rank
Total interest income	$12,112,000	1,276
Total interest expense	$2,955,000	938
Net interest income	$9,157,000	1,376
Provision for loan and lease losses	$1,792,000	770
Total noninterest income	$19,951,000	296
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$267,000	1,561
Trading account gains and fees	NA	NA
Additional Noninterest Income	$19,684,000	234
Total noninterest expense	$22,323,000	546
Salaries and employee benefits	$16,496,000	422
Premises and equipment expense	$1,537,000	818
Additional noninterest expense	$4,290,000	814
Pre-tax net operating income	$4,993,000	958
Securities gains (losses)	$0	2,249
Applicable income taxes	$605,000	1,195
Income before extraordinary items	$4,388,000	962
Extraordinary gains, net	$0	4
Net income	$4,388,000	962
Minority interest net income	$0	65
Net income of bank and minority interests.	$4,388,000	962
Net charge-offs	$13,000	2,360
Cash dividends	$0	3,237
Sale, conversion, retirement of capital stock, net	$1,180,000	111
Net operating income	$4,388,000	932
2020-03-31 (YTD Data)		Rank
Total interest income	$6,053,000	1,288
Total interest expense	$1,628,000	942
Net interest income	$4,425,000	1,389
Provision for loan and lease losses	$724,000	733
Total noninterest income	$6,451,000	348
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$160,000	1,558
Trading account gains and fees	NA	NA
Additional Noninterest Income	$6,291,000	269
Total noninterest expense	$10,959,000	563
Salaries and employee benefits	$8,107,000	427
Premises and equipment expense	$698,000	910
Additional noninterest expense	$2,154,000	811
Pre-tax net operating income	$-807,000	5,016
Securities gains (losses)	$0	1,705
Applicable income taxes	$11,000	3,113
Income before extraordinary items	$-818,000	4,998
Extraordinary gains, net	$0	4
Net income	$-818,000	4,999
Minority interest net income	$0	56
Net income of bank and minority interests.	$-818,000	4,998
Net charge-offs	$8,000	1,948
Cash dividends	$0	2,639
Sale, conversion, retirement of capital stock, net	$947,000	88
Net operating income	$-818,000	5,026
2019-12-31 (YTD Data)		Rank
Total interest income	$25,231,000	1,256
Total interest expense	$7,398,000	888
Net interest income	$17,833,000	1,369
Provision for loan and lease losses	$0	3,973
Total noninterest income	$21,647,000	406
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$695,000	1,507
Trading account gains and fees	NA	NA
Additional Noninterest Income	$20,952,000	317
Total noninterest expense	$35,991,000	654
Salaries and employee benefits	$24,814,000	533
Premises and equipment expense	$2,783,000	907
Additional noninterest expense	$8,394,000	821
Pre-tax net operating income	$3,489,000	2,240
Securities gains (losses)	$16,000	1,722
Applicable income taxes	$115,000	2,960
Income before extraordinary items	$3,390,000	2,119
Extraordinary gains, net	$0	11
Net income	$3,390,000	2,121
Minority interest net income	$0	76
Net income of bank and minority interests.	$3,390,000	2,121
Net charge-offs	$157,000	1,885
Cash dividends	$0	3,944
Sale, conversion, retirement of capital stock, net	$1,142,000	198
Net operating income	$3,374,480	2,093
2019-09-30 (YTD Data)		Rank
Total interest income	$19,012,000	1,260
Total interest expense	$5,570,000	895
Net interest income	$13,442,000	1,367
Provision for loan and lease losses	$-144,000	5,116
Total noninterest income	$15,571,000	415
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$507,000	1,553
Trading account gains and fees	NA	NA
Additional Noninterest Income	$15,064,000	323
Total noninterest expense	$26,483,000	671
Salaries and employee benefits	$18,450,000	538
Premises and equipment expense	$1,972,000	950
Additional noninterest expense	$6,061,000	839
Pre-tax net operating income	$2,674,000	2,266
Securities gains (losses)	$0	2,167
Applicable income taxes	$95,000	2,960
Income before extraordinary items	$2,579,000	2,156
Extraordinary gains, net	$0	11
Net income	$2,579,000	2,156
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,579,000	2,157
Net charge-offs	$140,000	1,538
Cash dividends	$0	3,588
Sale, conversion, retirement of capital stock, net	$890,000	179
Net operating income	$2,579,000	2,123
2019-06-30 (YTD Data)		Rank
Total interest income	$12,470,000	1,270
Total interest expense	$3,602,000	897
Net interest income	$8,868,000	1,384
Provision for loan and lease losses	$-144,000	5,190
Total noninterest income	$9,273,000	443
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$314,000	1,611
Trading account gains and fees	NA	NA
Additional Noninterest Income	$8,959,000	335
Total noninterest expense	$16,756,000	700
Salaries and employee benefits	$11,458,000	573
Premises and equipment expense	$1,299,000	961
Additional noninterest expense	$3,999,000	849
Pre-tax net operating income	$1,529,000	2,472
Securities gains (losses)	$0	1,702
Applicable income taxes	$82,000	2,810
Income before extraordinary items	$1,447,000	2,379
Extraordinary gains, net	$0	11
Net income	$1,447,000	2,378
Minority interest net income	$0	69
Net income of bank and minority interests.	$1,447,000	2,379
Net charge-offs	$139,000	1,213
Cash dividends	$0	3,456
Sale, conversion, retirement of capital stock, net	$598,000	159
Net operating income	$1,447,000	2,347
2019-03-31 (YTD Data)		Rank
Total interest income	$6,016,000	1,303
Total interest expense	$1,638,000	954
Net interest income	$4,378,000	1,403
Provision for loan and lease losses	$0	3,406
Total noninterest income	$3,413,000	542
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$146,000	1,675
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,267,000	406
Total noninterest expense	$7,888,000	738
Salaries and employee benefits	$5,387,000	609
Premises and equipment expense	$656,000	949
Additional noninterest expense	$1,845,000	900
Pre-tax net operating income	$-97,000	5,244
Securities gains (losses)	$0	1,087
Applicable income taxes	$-37,000	5,256
Income before extraordinary items	$-60,000	5,217
Extraordinary gains, net	$0	5
Net income	$-60,000	5,216
Minority interest net income	$0	52
Net income of bank and minority interests.	$-60,000	5,216
Net charge-offs	$155,000	719
Cash dividends	$0	2,803
Sale, conversion, retirement of capital stock, net	$278,000	143
Net operating income	$-60,000	5,218
2018-12-31 (YTD Data)		Rank
Total interest income	$21,283,000	1,365
Total interest expense	$4,588,000	997
Net interest income	$16,695,000	1,444
Provision for loan and lease losses	$762,000	1,090
Total noninterest income	$13,921,000	540
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$669,000	1,592
Trading account gains and fees	NA	NA
Additional Noninterest Income	$13,252,000	414
Total noninterest expense	$31,595,000	725
Salaries and employee benefits	$19,820,000	630
Premises and equipment expense	$3,513,000	717
Additional noninterest expense	$8,262,000	824
Pre-tax net operating income	$-1,741,000	5,375
Securities gains (losses)	$-11,000	4,441
Applicable income taxes	$31,000	3,527
Income before extraordinary items	$-1,783,000	5,369
Extraordinary gains, net	$0	6
Net income	$-1,783,000	5,368
Minority interest net income	$0	72
Net income of bank and minority interests.	$-1,783,000	5,368
Net charge-offs	$62,000	2,485
Cash dividends	$0	4,033
Sale, conversion, retirement of capital stock, net	$1,016,000	226
Net operating income	$-1,772,000	5,367
2018-09-30 (YTD Data)		Rank
Total interest income	$15,234,000	1,406
Total interest expense	$2,959,000	1,078
Net interest income	$12,275,000	1,472
Provision for loan and lease losses	$183,000	2,061
Total noninterest income	$8,300,000	634
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$496,000	1,613
Trading account gains and fees	NA	NA
Additional Noninterest Income	$7,804,000	495
Total noninterest expense	$22,260,000	751
Salaries and employee benefits	$14,090,000	675
Premises and equipment expense	$2,106,000	886
Additional noninterest expense	$6,064,000	822
Pre-tax net operating income	$-1,868,000	5,460
Securities gains (losses)	$49,000	423
Applicable income taxes	$14,000	3,717
Income before extraordinary items	$-1,833,000	5,450
Extraordinary gains, net	$0	5
Net income	$-1,833,000	5,449
Minority interest net income	$0	66
Net income of bank and minority interests.	$-1,833,000	5,449
Net charge-offs	$30,000	2,498
Cash dividends	$0	3,618
Sale, conversion, retirement of capital stock, net	$829,000	199
Net operating income	$-1,882,000	5,449
2018-06-30 (YTD Data)		Rank
Total interest income	$9,766,000	1,446
Total interest expense	$1,750,000	1,140
Net interest income	$8,016,000	1,496
Provision for loan and lease losses	$5,000	3,680
Total noninterest income	$5,092,000	681
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$337,000	1,578
Trading account gains and fees	NA	NA
Additional Noninterest Income	$4,755,000	523
Total noninterest expense	$14,828,000	753
Salaries and employee benefits	$9,364,000	678
Premises and equipment expense	$1,468,000	853
Additional noninterest expense	$3,996,000	825
Pre-tax net operating income	$-1,725,000	5,526
Securities gains (losses)	$49,000	341
Applicable income taxes	$9,000	3,721
Income before extraordinary items	$-1,685,000	5,518
Extraordinary gains, net	$0	6
Net income	$-1,685,000	5,517
Minority interest net income	$0	65
Net income of bank and minority interests.	$-1,685,000	5,517
Net charge-offs	$0	3,209
Cash dividends	$0	3,485
Sale, conversion, retirement of capital stock, net	$538,000	182
Net operating income	$-1,734,000	5,518
2018-03-31 (YTD Data)		Rank
Total interest income	$4,727,000	1,479
Total interest expense	$745,000	1,251
Net interest income	$3,982,000	1,504
Provision for loan and lease losses	$95,000	1,506
Total noninterest income	$2,344,000	701
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$156,000	1,693
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,188,000	543
Total noninterest expense	$6,965,000	806
Salaries and employee benefits	$4,408,000	729
Premises and equipment expense	$684,000	913
Additional noninterest expense	$1,873,000	875
Pre-tax net operating income	$-734,000	5,584
Securities gains (losses)	$49,000	233
Applicable income taxes	$4,000	3,713
Income before extraordinary items	$-689,000	5,573
Extraordinary gains, net	$0	7
Net income	$-689,000	5,573
Minority interest net income	$0	52
Net income of bank and minority interests.	$-689,000	5,573
Net charge-offs	$-12,000	4,814
Cash dividends	$0	2,774
Sale, conversion, retirement of capital stock, net	$280,000	168
Net operating income	$-738,000	5,577
2017-12-31 (YTD Data)		Rank
Total interest income	$16,940,000	1,580
Total interest expense	$2,110,000	1,479
Net interest income	$14,830,000	1,578
Provision for loan and lease losses	$540,000	1,377
Total noninterest income	$12,967,000	577
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$674,000	1,615
Trading account gains and fees	NA	NA
Additional Noninterest Income	$12,293,000	448
Total noninterest expense	$29,615,000	744
Salaries and employee benefits	$19,538,000	621
Premises and equipment expense	$2,592,000	933
Additional noninterest expense	$7,485,000	871
Pre-tax net operating income	$-2,358,000	5,644
Securities gains (losses)	$0	2,243
Applicable income taxes	$18,000	3,784
Income before extraordinary items	$-2,376,000	5,623
Extraordinary gains, net	$0	9
Net income	$-2,376,000	5,623
Minority interest net income	$0	76
Net income of bank and minority interests.	$-2,376,000	5,623
Net charge-offs	$74,000	2,701
Cash dividends	$0	4,147
Sale, conversion, retirement of capital stock, net	$467,000	305
Net operating income	$-2,376,000	5,623
2017-09-30 (YTD Data)		Rank
Total interest income	$12,448,000	1,607
Total interest expense	$1,458,000	1,550
Net interest income	$10,990,000	1,591
Provision for loan and lease losses	$335,000	1,514
Total noninterest income	$10,415,000	557
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$497,000	1,642
Trading account gains and fees	NA	NA
Additional Noninterest Income	$9,918,000	426
Total noninterest expense	$21,652,000	756
Salaries and employee benefits	$14,309,000	638
Premises and equipment expense	$1,962,000	935
Additional noninterest expense	$5,381,000	914
Pre-tax net operating income	$-582,000	5,660
Securities gains (losses)	$0	2,274
Applicable income taxes	$-148,000	5,669
Income before extraordinary items	$-434,000	5,645
Extraordinary gains, net	$0	9
Net income	$-434,000	5,645
Minority interest net income	$0	71
Net income of bank and minority interests.	$-434,000	5,645
Net charge-offs	$61,000	2,312
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$213,000	335
Net operating income	$-434,000	5,646
2017-06-30 (YTD Data)		Rank
Total interest income	$8,059,000	1,633
Total interest expense	$885,000	1,630
Net interest income	$7,174,000	1,621
Provision for loan and lease losses	$335,000	1,111
Total noninterest income	$6,844,000	558
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$328,000	1,645
Trading account gains and fees	NA	NA
Additional Noninterest Income	$6,516,000	424
Total noninterest expense	$14,492,000	749
Salaries and employee benefits	$9,685,000	628
Premises and equipment expense	$1,280,000	951
Additional noninterest expense	$3,527,000	927
Pre-tax net operating income	$-809,000	5,739
Securities gains (losses)	$0	1,906
Applicable income taxes	$-277,000	5,750
Income before extraordinary items	$-532,000	5,725
Extraordinary gains, net	$0	11
Net income	$-532,000	5,725
Minority interest net income	$0	71
Net income of bank and minority interests.	$-532,000	5,725
Net charge-offs	$49,000	2,013
Cash dividends	$0	3,544
Sale, conversion, retirement of capital stock, net	$145,000	309
Net operating income	$-532,000	5,723
2017-03-31 (YTD Data)		Rank
Total interest income	$3,884,000	1,678
Total interest expense	$400,000	1,756
Net interest income	$3,484,000	1,659
Provision for loan and lease losses	$235,000	830
Total noninterest income	$3,410,000	552
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$162,000	1,650
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,248,000	422
Total noninterest expense	$7,127,000	771
Salaries and employee benefits	$4,682,000	664
Premises and equipment expense	$661,000	944
Additional noninterest expense	$1,784,000	906
Pre-tax net operating income	$-468,000	5,808
Securities gains (losses)	$0	1,153
Applicable income taxes	$-23,000	5,743
Income before extraordinary items	$-445,000	5,804
Extraordinary gains, net	$0	8
Net income	$-445,000	5,804
Minority interest net income	$0	55
Net income of bank and minority interests.	$-445,000	5,804
Net charge-offs	$69,000	1,132
Cash dividends	$0	2,846
Sale, conversion, retirement of capital stock, net	$72,000	283
Net operating income	$-445,000	5,804
2016-12-31 (YTD Data)		Rank
Total interest income	$14,215,000	1,778
Total interest expense	$1,606,000	1,711
Net interest income	$12,609,000	1,784
Provision for loan and lease losses	$103,000	3,092
Total noninterest income	$14,869,000	517
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$657,000	1,698
Trading account gains and fees	$0	170
Additional Noninterest Income	$14,212,000	401
Total noninterest expense	$24,726,000	864
Salaries and employee benefits	$15,308,000	774
Premises and equipment expense	$2,128,000	1,115
Additional noninterest expense	$7,290,000	910
Pre-tax net operating income	$2,649,000	2,585
Securities gains (losses)	$161,000	1,006
Applicable income taxes	$13,000	3,951
Income before extraordinary items	$2,797,000	2,220
Extraordinary gains, net	$0	5
Net income	$2,797,000	2,218
Minority interest net income	$0	82
Net income of bank and minority interests.	$2,797,000	2,219
Net charge-offs	$71,000	2,877
Cash dividends	$0	4,239
Sale, conversion, retirement of capital stock, net	$36,685,000	17
Net operating income	$2,636,000	2,270
2016-09-30 (YTD Data)		Rank
Total interest income	$10,291,000	1,851
Total interest expense	$1,218,000	1,681
Net interest income	$9,073,000	1,851
Provision for loan and lease losses	$-98,000	5,729
Total noninterest income	$10,587,000	542
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$482,000	1,725
Trading account gains and fees	$0	169
Additional Noninterest Income	$10,105,000	414
Total noninterest expense	$16,603,000	956
Salaries and employee benefits	$9,931,000	889
Premises and equipment expense	$1,488,000	1,197
Additional noninterest expense	$5,184,000	948
Pre-tax net operating income	$3,155,000	1,885
Securities gains (losses)	$161,000	932
Applicable income taxes	$3,000	4,173
Income before extraordinary items	$3,313,000	1,551
Extraordinary gains, net	$0	5
Net income	$3,313,000	1,550
Minority interest net income	$0	71
Net income of bank and minority interests.	$3,313,000	1,551
Net charge-offs	$45,000	2,657
Cash dividends	$0	3,792
Sale, conversion, retirement of capital stock, net	$36,522,000	13
Net operating income	$3,152,000	1,570
2016-06-30 (YTD Data)		Rank
Total interest income	$6,416,000	1,962
Total interest expense	$762,000	1,784
Net interest income	$5,654,000	1,979
Provision for loan and lease losses	$63,000	2,677
Total noninterest income	$3,345,000	920
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$337,000	1,650
Trading account gains and fees	$0	157
Additional Noninterest Income	$3,008,000	729
Total noninterest expense	$8,276,000	1,229
Salaries and employee benefits	$4,557,000	1,247
Premises and equipment expense	$757,000	1,508
Additional noninterest expense	$2,962,000	1,108
Pre-tax net operating income	$660,000	3,747
Securities gains (losses)	$62,000	1,287
Applicable income taxes	$3,000	4,154
Income before extraordinary items	$719,000	3,369
Extraordinary gains, net	$0	16
Net income	$719,000	3,366
Minority interest net income	$0	71
Net income of bank and minority interests.	$719,000	3,367
Net charge-offs	$43,000	2,261
Cash dividends	$0	3,654
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$657,000	3,458
2016-03-31 (YTD Data)		Rank
Total interest income	$3,154,000	1,992
Total interest expense	$374,000	1,812
Net interest income	$2,780,000	2,003
Provision for loan and lease losses	$63,000	1,927
Total noninterest income	$1,261,000	1,098
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$159,000	1,719
Trading account gains and fees	$0	142
Additional Noninterest Income	$1,102,000	877
Total noninterest expense	$4,035,000	1,258
Salaries and employee benefits	$2,189,000	1,284
Premises and equipment expense	$394,000	1,468
Additional noninterest expense	$1,452,000	1,119
Pre-tax net operating income	$-57,000	5,912
Securities gains (losses)	$62,000	732
Applicable income taxes	$3,000	4,042
Income before extraordinary items	$2,000	5,798
Extraordinary gains, net	$0	12
Net income	$2,000	5,797
Minority interest net income	$0	62
Net income of bank and minority interests.	$2,000	5,797
Net charge-offs	$17,000	2,074
Cash dividends	$0	2,895
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$-37,680	5,887
2015-12-31 (YTD Data)		Rank
Total interest income	$12,493,000	1,955
Total interest expense	$1,356,000	1,927
Net interest income	$11,137,000	1,945
Provision for loan and lease losses	$-137,000	5,770
Total noninterest income	$5,069,000	1,112
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$770,000	1,523
Trading account gains and fees	$0	159
Additional Noninterest Income	$4,299,000	896
Total noninterest expense	$17,197,000	1,167
Salaries and employee benefits	$9,228,000	1,212
Premises and equipment expense	$1,725,000	1,346
Additional noninterest expense	$6,244,000	1,051
Pre-tax net operating income	$-854,000	6,076
Securities gains (losses)	$-7,000	5,835
Applicable income taxes	$-108,000	6,006
Income before extraordinary items	$-753,000	6,075
Extraordinary gains, net	$0	23
Net income	$-753,000	6,075
Minority interest net income	$0	81
Net income of bank and minority interests.	$-753,000	6,075
Net charge-offs	$167,000	2,162
Cash dividends	$0	4,291
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$-746,910	6,070
2015-09-30 (YTD Data)		Rank
Total interest income	$9,315,000	1,982
Total interest expense	$986,000	1,991
Net interest income	$8,329,000	1,967
Provision for loan and lease losses	$-28,000	5,842
Total noninterest income	$3,451,000	1,195
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$722,000	1,277
Trading account gains and fees	$0	153
Additional Noninterest Income	$2,729,000	1,039
Total noninterest expense	$12,840,000	1,181
Salaries and employee benefits	$6,932,000	1,217
Premises and equipment expense	$1,355,000	1,318
Additional noninterest expense	$4,553,000	1,076
Pre-tax net operating income	$-1,032,000	6,210
Securities gains (losses)	$16,000	2,128
Applicable income taxes	$-5,000	6,041
Income before extraordinary items	$-1,011,000	6,209
Extraordinary gains, net	$0	21
Net income	$-1,011,000	6,209
Minority interest net income	$0	78
Net income of bank and minority interests.	$-1,011,000	6,209
Net charge-offs	$58,000	2,660
Cash dividends	$0	3,825
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$-1,027,000	6,201
2015-06-30 (YTD Data)		Rank
Total interest income	$6,041,000	2,023
Total interest expense	$644,000	2,029
Net interest income	$5,397,000	2,003
Provision for loan and lease losses	$125,000	1,961
Total noninterest income	$2,027,000	1,314
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$476,000	1,262
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,551,000	1,159
Total noninterest expense	$7,952,000	1,262
Salaries and employee benefits	$4,411,000	1,263
Premises and equipment expense	$924,000	1,296
Additional noninterest expense	$2,617,000	1,222
Pre-tax net operating income	$-653,000	6,272
Securities gains (losses)	$-7,000	6,079
Applicable income taxes	$-4,000	6,119
Income before extraordinary items	$-656,000	6,276
Extraordinary gains, net	$0	22
Net income	$-656,000	6,276
Minority interest net income	$0	75
Net income of bank and minority interests.	$-656,000	6,276
Net charge-offs	$17,000	3,040
Cash dividends	$0	3,664
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$-649,070	6,273
2015-03-31 (YTD Data)		Rank
Total interest income	$2,972,000	2,053
Total interest expense	$316,000	2,074
Net interest income	$2,656,000	2,021
Provision for loan and lease losses	$0	3,703
Total noninterest income	$1,002,000	1,288
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$229,000	1,285
Trading account gains and fees	$0	152
Additional Noninterest Income	$773,000	1,120
Total noninterest expense	$3,938,000	1,276
Salaries and employee benefits	$2,191,000	1,275
Premises and equipment expense	$526,000	1,153
Additional noninterest expense	$1,221,000	1,289
Pre-tax net operating income	$-280,000	6,329
Securities gains (losses)	$-7,000	6,219
Applicable income taxes	$-158,000	6,384
Income before extraordinary items	$-129,000	6,266
Extraordinary gains, net	$0	13
Net income	$-129,000	6,266
Minority interest net income	$0	64
Net income of bank and minority interests.	$-129,000	6,267
Net charge-offs	$6,000	2,677
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$-124,520	6,246
2014-12-31 (YTD Data)		Rank
Total interest income	$11,857,000	2,057
Total interest expense	$1,302,000	2,119
Net interest income	$10,555,000	2,026
Provision for loan and lease losses	$120,000	2,961
Total noninterest income	$4,653,000	1,154
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$1,096,000	1,199
Trading account gains and fees	$0	180
Additional Noninterest Income	$3,557,000	979
Total noninterest expense	$14,715,000	1,330
Salaries and employee benefits	$8,045,000	1,317
Premises and equipment expense	$1,565,000	1,516
Additional noninterest expense	$5,105,000	1,274
Pre-tax net operating income	$373,000	5,315
Securities gains (losses)	$780,000	263
Applicable income taxes	$142,000	3,195
Income before extraordinary items	$1,011,000	3,951
Extraordinary gains, net	$0	17
Net income	$1,011,000	3,951
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,011,000	3,953
Net charge-offs	$406,000	1,705
Cash dividends	$0	4,358
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$324,600	5,288
2014-09-30 (YTD Data)		Rank
Total interest income	$8,667,000	2,123
Total interest expense	$1,008,000	2,113
Net interest income	$7,659,000	2,094
Provision for loan and lease losses	$120,000	2,607
Total noninterest income	$3,559,000	1,141
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$815,000	1,215
Trading account gains and fees	$0	174
Additional Noninterest Income	$2,744,000	970
Total noninterest expense	$10,658,000	1,378
Salaries and employee benefits	$5,927,000	1,342
Premises and equipment expense	$1,204,000	1,487
Additional noninterest expense	$3,527,000	1,368
Pre-tax net operating income	$440,000	4,955
Securities gains (losses)	$740,000	209
Applicable income taxes	$231,000	2,688
Income before extraordinary items	$949,000	3,592
Extraordinary gains, net	$0	15
Net income	$949,000	3,593
Minority interest net income	$0	81
Net income of bank and minority interests.	$949,000	3,594
Net charge-offs	$418,000	1,309
Cash dividends	$0	3,845
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$357,000	5,005
2014-06-30 (YTD Data)		Rank
Total interest income	$5,602,000	2,165
Total interest expense	$717,000	2,004
Net interest income	$4,885,000	2,165
Provision for loan and lease losses	$120,000	2,134
Total noninterest income	$2,567,000	1,068
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$538,000	1,207
Trading account gains and fees	$0	172
Additional Noninterest Income	$2,029,000	878
Total noninterest expense	$7,141,000	1,369
Salaries and employee benefits	$3,918,000	1,353
Premises and equipment expense	$828,000	1,443
Additional noninterest expense	$2,395,000	1,340
Pre-tax net operating income	$191,000	5,366
Securities gains (losses)	$569,000	201
Applicable income taxes	$139,000	2,743
Income before extraordinary items	$621,000	3,571
Extraordinary gains, net	$0	20
Net income	$621,000	3,576
Minority interest net income	$0	80
Net income of bank and minority interests.	$621,000	3,577
Net charge-offs	$408,000	1,020
Cash dividends	$0	3,668
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$154,420	5,408
2014-03-31 (YTD Data)		Rank
Total interest income	$2,792,000	2,166
Total interest expense	$400,000	1,861
Net interest income	$2,392,000	2,212
Provision for loan and lease losses	$35,000	2,513
Total noninterest income	$1,621,000	856
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$263,000	1,214
Trading account gains and fees	$0	147
Additional Noninterest Income	$1,358,000	678
Total noninterest expense	$3,639,000	1,364
Salaries and employee benefits	$1,978,000	1,359
Premises and equipment expense	$461,000	1,330
Additional noninterest expense	$1,200,000	1,327
Pre-tax net operating income	$339,000	3,599
Securities gains (losses)	$244,000	248
Applicable income taxes	$152,000	1,992
Income before extraordinary items	$431,000	2,861
Extraordinary gains, net	$0	16
Net income	$431,000	2,864
Minority interest net income	$0	66
Net income of bank and minority interests.	$431,000	2,864
Net charge-offs	$35,000	2,123
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$250,440	3,817
2013-12-31 (YTD Data)		Rank
Total interest income	$11,779,000	2,089
Total interest expense	$1,967,000	1,729
Net interest income	$9,812,000	2,130
Provision for loan and lease losses	$1,911,000	646
Total noninterest income	$4,627,000	1,200
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$1,179,000	1,170
Trading account gains and fees	$0	184
Additional Noninterest Income	$3,448,000	1,054
Total noninterest expense	$16,971,000	1,198
Salaries and employee benefits	$9,786,000	1,111
Premises and equipment expense	$1,689,000	1,405
Additional noninterest expense	$5,496,000	1,223
Pre-tax net operating income	$-4,443,000	6,749
Securities gains (losses)	$39,000	1,968
Applicable income taxes	$-1,785,000	6,720
Income before extraordinary items	$-2,619,000	6,704
Extraordinary gains, net	$0	29
Net income	$-2,619,000	6,704
Minority interest net income	$0	90
Net income of bank and minority interests.	$-2,619,000	6,704
Net charge-offs	$1,612,000	894
Cash dividends	$0	4,350
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$-2,643,960	6,697
2013-09-30 (YTD Data)		Rank
Total interest income	$8,864,000	2,094
Total interest expense	$1,498,000	1,755
Net interest income	$7,366,000	2,130
Provision for loan and lease losses	$1,611,000	602
Total noninterest income	$3,811,000	1,144
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$877,000	1,182
Trading account gains and fees	$0	180
Additional Noninterest Income	$2,934,000	984
Total noninterest expense	$12,105,000	1,254
Salaries and employee benefits	$6,804,000	1,197
Premises and equipment expense	$1,227,000	1,466
Additional noninterest expense	$4,074,000	1,226
Pre-tax net operating income	$-2,539,000	6,818
Securities gains (losses)	$106,000	1,177
Applicable income taxes	$-1,046,000	6,835
Income before extraordinary items	$-1,387,000	6,752
Extraordinary gains, net	$0	25
Net income	$-1,387,000	6,753
Minority interest net income	$0	84
Net income of bank and minority interests.	$-1,387,000	6,753
Net charge-offs	$1,551,000	722
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$-1,454,840	6,748
2013-06-30 (YTD Data)		Rank
Total interest income	$5,969,000	2,065
Total interest expense	$1,014,000	1,762
Net interest income	$4,955,000	2,104
Provision for loan and lease losses	$1,135,000	620
Total noninterest income	$2,708,000	1,096
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$561,000	1,202
Trading account gains and fees	$0	157
Additional Noninterest Income	$2,147,000	940
Total noninterest expense	$8,145,000	1,243
Salaries and employee benefits	$4,756,000	1,151
Premises and equipment expense	$826,000	1,456
Additional noninterest expense	$2,563,000	1,298
Pre-tax net operating income	$-1,617,000	6,855
Securities gains (losses)	$243,000	655
Applicable income taxes	$-614,000	6,881
Income before extraordinary items	$-760,000	6,773
Extraordinary gains, net	$0	22
Net income	$-760,000	6,775
Minority interest net income	$0	82
Net income of bank and minority interests.	$-760,000	6,774
Net charge-offs	$1,064,000	733
Cash dividends	$0	3,564
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$-915,520	6,783
2013-03-31 (YTD Data)		Rank
Total interest income	$2,982,000	2,090
Total interest expense	$518,000	1,774
Net interest income	$2,464,000	2,128
Provision for loan and lease losses	$35,000	3,111
Total noninterest income	$1,347,000	1,101
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$277,000	1,207
Trading account gains and fees	$0	148
Additional Noninterest Income	$1,070,000	946
Total noninterest expense	$3,637,000	1,375
Salaries and employee benefits	$1,900,000	1,398
Premises and equipment expense	$430,000	1,423
Additional noninterest expense	$1,307,000	1,262
Pre-tax net operating income	$139,000	4,946
Securities gains (losses)	$177,000	509
Applicable income taxes	$35,000	3,248
Income before extraordinary items	$281,000	3,689
Extraordinary gains, net	$0	10
Net income	$281,000	3,688
Minority interest net income	$0	76
Net income of bank and minority interests.	$281,000	3,690
Net charge-offs	$-12,000	6,270
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$123,470	4,885
2012-12-31 (YTD Data)		Rank
Total interest income	$13,468,000	1,951
Total interest expense	$2,341,000	1,861
Net interest income	$11,127,000	1,962
Provision for loan and lease losses	$390,000	3,053
Total noninterest income	$5,830,000	1,029
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$1,190,000	1,187
Trading account gains and fees	$0	166
Additional Noninterest Income	$4,640,000	861
Total noninterest expense	$14,979,000	1,333
Salaries and employee benefits	$8,163,000	1,271
Premises and equipment expense	$1,490,000	1,589
Additional noninterest expense	$5,326,000	1,277
Pre-tax net operating income	$1,588,000	3,237
Securities gains (losses)	$406,000	1,105
Applicable income taxes	$382,000	2,451
Income before extraordinary items	$1,612,000	2,982
Extraordinary gains, net	$0	29
Net income	$1,612,000	2,983
Minority interest net income	$0	93
Net income of bank and minority interests.	$1,612,000	2,984
Net charge-offs	$621,000	2,376
Cash dividends	$0	4,373
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$1,283,140	3,273
2012-09-30 (YTD Data)		Rank
Total interest income	$10,304,000	1,951
Total interest expense	$1,789,000	1,906
Net interest income	$8,515,000	1,951
Provision for loan and lease losses	$135,000	4,004
Total noninterest income	$4,249,000	1,049
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$888,000	1,199
Trading account gains and fees	$0	157
Additional Noninterest Income	$3,361,000	859
Total noninterest expense	$11,245,000	1,328
Salaries and employee benefits	$6,180,000	1,272
Premises and equipment expense	$1,115,000	1,604
Additional noninterest expense	$3,950,000	1,287
Pre-tax net operating income	$1,384,000	3,051
Securities gains (losses)	$205,000	1,416
Applicable income taxes	$324,000	2,388
Income before extraordinary items	$1,265,000	2,963
Extraordinary gains, net	$0	20
Net income	$1,265,000	2,963
Minority interest net income	$0	86
Net income of bank and minority interests.	$1,265,000	2,962
Net charge-offs	$174,000	3,447
Cash dividends	$0	3,773
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$1,101,000	3,103
2012-06-30 (YTD Data)		Rank
Total interest income	$6,980,000	1,927
Total interest expense	$1,213,000	1,945
Net interest income	$5,767,000	1,919
Provision for loan and lease losses	$45,000	4,652
Total noninterest income	$2,422,000	1,151
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$575,000	1,229
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,847,000	979
Total noninterest expense	$7,383,000	1,346
Salaries and employee benefits	$4,117,000	1,265
Premises and equipment expense	$738,000	1,617
Additional noninterest expense	$2,528,000	1,344
Pre-tax net operating income	$761,000	3,379
Securities gains (losses)	$82,000	1,724
Applicable income taxes	$147,000	2,738
Income before extraordinary items	$696,000	3,336
Extraordinary gains, net	$0	19
Net income	$696,000	3,336
Minority interest net income	$0	84
Net income of bank and minority interests.	$696,000	3,337
Net charge-offs	$-98,000	7,090
Cash dividends	$0	3,576
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$627,940	3,378
2012-03-31 (YTD Data)		Rank
Total interest income	$3,527,000	1,921
Total interest expense	$629,000	1,957
Net interest income	$2,898,000	1,915
Provision for loan and lease losses	$25,000	4,328
Total noninterest income	$1,158,000	1,192
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$288,000	1,225
Trading account gains and fees	$0	148
Additional Noninterest Income	$870,000	1,010
Total noninterest expense	$3,713,000	1,334
Salaries and employee benefits	$2,067,000	1,262
Premises and equipment expense	$373,000	1,598
Additional noninterest expense	$1,273,000	1,325
Pre-tax net operating income	$318,000	3,732
Securities gains (losses)	$2,000	2,023
Applicable income taxes	$40,000	3,237
Income before extraordinary items	$280,000	3,766
Extraordinary gains, net	$0	19
Net income	$280,000	3,769
Minority interest net income	$0	78
Net income of bank and minority interests.	$280,000	3,769
Net charge-offs	$-92,000	7,173
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$278,260	3,617
2011-12-31 (YTD Data)		Rank
Total interest income	$15,077,000	1,870
Total interest expense	$3,033,000	1,939
Net interest income	$12,044,000	1,837
Provision for loan and lease losses	$775,000	2,786
Total noninterest income	$3,619,000	1,320
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$1,267,000	1,160
Trading account gains and fees	$0	146
Additional Noninterest Income	$2,352,000	1,223
Total noninterest expense	$14,279,000	1,369
Salaries and employee benefits	$7,538,000	1,309
Premises and equipment expense	$1,480,000	1,674
Additional noninterest expense	$5,261,000	1,322
Pre-tax net operating income	$609,000	4,491
Securities gains (losses)	$29,000	2,921
Applicable income taxes	$-50,000	6,735
Income before extraordinary items	$688,000	4,182
Extraordinary gains, net	$0	29
Net income	$688,000	4,185
Minority interest net income	$0	96
Net income of bank and minority interests.	$688,000	4,185
Net charge-offs	$976,000	2,388
Cash dividends	$0	4,207
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$659,000	4,118
2011-09-30 (YTD Data)		Rank
Total interest income	$11,406,000	1,867
Total interest expense	$2,319,000	1,983
Net interest income	$9,087,000	1,835
Provision for loan and lease losses	$75,000	5,242
Total noninterest income	$2,336,000	1,440
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$943,000	1,176
Trading account gains and fees	$0	145
Additional Noninterest Income	$1,393,000	1,413
Total noninterest expense	$10,628,000	1,382
Salaries and employee benefits	$5,549,000	1,342
Premises and equipment expense	$1,131,000	1,663
Additional noninterest expense	$3,948,000	1,307
Pre-tax net operating income	$720,000	3,914
Securities gains (losses)	$2,000	3,369
Applicable income taxes	$47,000	3,654
Income before extraordinary items	$675,000	3,822
Extraordinary gains, net	$0	21
Net income	$675,000	3,823
Minority interest net income	$0	87
Net income of bank and minority interests.	$675,000	3,823
Net charge-offs	$156,000	3,976
Cash dividends	$0	3,617
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$673,140	3,712
2011-06-30 (YTD Data)		Rank
Total interest income	$7,634,000	1,875
Total interest expense	$1,565,000	2,030
Net interest income	$6,069,000	1,839
Provision for loan and lease losses	$25,000	5,594
Total noninterest income	$1,528,000	1,460
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$601,000	1,202
Trading account gains and fees	$0	153
Additional Noninterest Income	$927,000	1,418
Total noninterest expense	$7,167,000	1,387
Salaries and employee benefits	$3,682,000	1,358
Premises and equipment expense	$771,000	1,645
Additional noninterest expense	$2,714,000	1,301
Pre-tax net operating income	$405,000	4,182
Securities gains (losses)	$6,000	2,492
Applicable income taxes	$10,000	4,094
Income before extraordinary items	$401,000	3,974
Extraordinary gains, net	$0	15
Net income	$401,000	3,975
Minority interest net income	$0	89
Net income of bank and minority interests.	$401,000	3,976
Net charge-offs	$45,000	4,534
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$395,120	3,902
2011-03-31 (YTD Data)		Rank
Total interest income	$3,758,000	1,918
Total interest expense	$800,000	2,056
Net interest income	$2,958,000	1,869
Provision for loan and lease losses	$25,000	4,826
Total noninterest income	$786,000	1,440
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$303,000	1,179
Trading account gains and fees	$0	158
Additional Noninterest Income	$483,000	1,377
Total noninterest expense	$3,596,000	1,387
Salaries and employee benefits	$1,866,000	1,355
Premises and equipment expense	$416,000	1,543
Additional noninterest expense	$1,314,000	1,339
Pre-tax net operating income	$123,000	4,897
Securities gains (losses)	$0	1,772
Applicable income taxes	$-22,000	7,087
Income before extraordinary items	$145,000	4,507
Extraordinary gains, net	$0	9
Net income	$145,000	4,506
Minority interest net income	$0	86
Net income of bank and minority interests.	$145,000	4,507
Net charge-offs	$32,000	3,717
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$145,000	4,445
2010-12-31 (YTD Data)		Rank
Total interest income	$16,205,000	1,866
Total interest expense	$3,321,000	2,380
Net interest income	$12,884,000	1,719
Provision for loan and lease losses	$1,338,000	2,622
Total noninterest income	$3,943,000	1,283
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$1,344,000	1,118
Trading account gains and fees	$0	175
Additional Noninterest Income	$2,599,000	1,163
Total noninterest expense	$13,967,000	1,430
Salaries and employee benefits	$7,125,000	1,378
Premises and equipment expense	$1,540,000	1,674
Additional noninterest expense	$5,302,000	1,372
Pre-tax net operating income	$1,522,000	2,701
Securities gains (losses)	$249,000	1,417
Applicable income taxes	$-71,000	6,778
Income before extraordinary items	$1,842,000	2,162
Extraordinary gains, net	$0	29
Net income	$1,842,000	2,164
Minority interest net income	$0	111
Net income of bank and minority interests.	$1,842,000	2,165
Net charge-offs	$1,123,000	2,528
Cash dividends	$0	4,193
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$1,593,000	2,305
2010-09-30 (YTD Data)		Rank
Total interest income	$12,327,000	1,877
Total interest expense	$2,475,000	2,497
Net interest income	$9,852,000	1,709
Provision for loan and lease losses	$1,162,000	2,308
Total noninterest income	$2,689,000	1,349
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$1,000,000	1,164
Trading account gains and fees	$0	165
Additional Noninterest Income	$1,689,000	1,241
Total noninterest expense	$10,350,000	1,438
Salaries and employee benefits	$5,264,000	1,410
Premises and equipment expense	$1,144,000	1,715
Additional noninterest expense	$3,942,000	1,351
Pre-tax net operating income	$1,029,000	3,034
Securities gains (losses)	$239,000	1,234
Applicable income taxes	$241,000	2,371
Income before extraordinary items	$1,027,000	2,843
Extraordinary gains, net	$0	23
Net income	$1,027,000	2,837
Minority interest net income	$0	110
Net income of bank and minority interests.	$1,027,000	2,842
Net charge-offs	$1,116,000	2,067
Cash dividends	$0	3,702
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$833,410	3,092
2010-06-30 (YTD Data)		Rank
Total interest income	$8,341,000	1,880
Total interest expense	$1,626,000	2,619
Net interest income	$6,715,000	1,674
Provision for loan and lease losses	$688,000	2,405
Total noninterest income	$1,654,000	1,413
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$681,000	1,148
Trading account gains and fees	$0	152
Additional Noninterest Income	$973,000	1,321
Total noninterest expense	$6,816,000	1,447
Salaries and employee benefits	$3,410,000	1,455
Premises and equipment expense	$759,000	1,737
Additional noninterest expense	$2,647,000	1,348
Pre-tax net operating income	$865,000	2,653
Securities gains (losses)	$239,000	827
Applicable income taxes	$252,000	1,900
Income before extraordinary items	$852,000	2,395
Extraordinary gains, net	$0	19
Net income	$852,000	2,391
Minority interest net income	$0	105
Net income of bank and minority interests.	$852,000	2,394
Net charge-offs	$405,000	2,694
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$667,970	2,747
2010-03-31 (YTD Data)		Rank
Total interest income	$4,239,000	1,894
Total interest expense	$853,000	2,623
Net interest income	$3,386,000	1,683
Provision for loan and lease losses	$488,000	1,862
Total noninterest income	$770,000	1,491
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$332,000	1,180
Trading account gains and fees	$0	175
Additional Noninterest Income	$438,000	1,424
Total noninterest expense	$3,258,000	1,543
Salaries and employee benefits	$1,684,000	1,488
Premises and equipment expense	$386,000	1,752
Additional noninterest expense	$1,188,000	1,488
Pre-tax net operating income	$410,000	2,794
Securities gains (losses)	$149,000	628
Applicable income taxes	$125,000	1,902
Income before extraordinary items	$434,000	2,411
Extraordinary gains, net	$0	16
Net income	$434,000	2,410
Minority interest net income	$0	91
Net income of bank and minority interests.	$434,000	2,411
Net charge-offs	$347,000	1,891
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$317,780	2,927
2009-12-31 (YTD Data)		Rank
Total interest income	$18,598,000	1,832
Total interest expense	$6,108,000	1,894
Net interest income	$12,490,000	1,780
Provision for loan and lease losses	$2,600,000	2,132
Total noninterest income	$3,403,000	1,469
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$1,495,000	1,154
Trading account gains and fees	$0	211
Additional Noninterest Income	$1,908,000	1,418
Total noninterest expense	$13,976,000	1,476
Salaries and employee benefits	$7,308,000	1,379
Premises and equipment expense	$1,694,000	1,582
Additional noninterest expense	$4,974,000	1,495
Pre-tax net operating income	$-683,000	6,097
Securities gains (losses)	$-991,000	7,714
Applicable income taxes	$-431,000	6,990
Income before extraordinary items	$-1,243,000	6,464
Extraordinary gains, net	$0	34
Net income	$-1,243,000	6,464
Minority interest net income	$0	115
Net income of bank and minority interests.	$-1,243,000	6,464
Net charge-offs	$1,225,000	2,622
Cash dividends	$0	4,670
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$-509,660	6,082
2009-09-30 (YTD Data)		Rank
Total interest income	$14,071,000	1,849
Total interest expense	$4,870,000	1,874
Net interest income	$9,201,000	1,815
Provision for loan and lease losses	$670,000	3,355
Total noninterest income	$2,353,000	1,580
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$1,098,000	1,178
Trading account gains and fees	$0	212
Additional Noninterest Income	$1,255,000	1,565
Total noninterest expense	$10,466,000	1,468
Salaries and employee benefits	$5,562,000	1,368
Premises and equipment expense	$1,246,000	1,634
Additional noninterest expense	$3,658,000	1,481
Pre-tax net operating income	$418,000	4,133
Securities gains (losses)	$-477,000	7,741
Applicable income taxes	$-222,000	7,120
Income before extraordinary items	$163,000	5,021
Extraordinary gains, net	$0	27
Net income	$163,000	5,020
Minority interest net income	$0	118
Net income of bank and minority interests.	$163,000	5,020
Net charge-offs	$103,000	5,031
Cash dividends	$0	4,191
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$468,280	3,716
2009-06-30 (YTD Data)		Rank
Total interest income	$9,395,000	1,878
Total interest expense	$3,436,000	1,866
Net interest income	$5,959,000	1,863
Provision for loan and lease losses	$570,000	2,791
Total noninterest income	$1,661,000	1,530
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$713,000	1,183
Trading account gains and fees	$0	193
Additional Noninterest Income	$948,000	1,479
Total noninterest expense	$7,066,000	1,468
Salaries and employee benefits	$3,719,000	1,399
Premises and equipment expense	$847,000	1,640
Additional noninterest expense	$2,500,000	1,481
Pre-tax net operating income	$-16,000	5,863
Securities gains (losses)	$-88,000	7,672
Applicable income taxes	$-157,000	7,252
Income before extraordinary items	$53,000	5,556
Extraordinary gains, net	$0	21
Net income	$53,000	5,553
Minority interest net income	$0	112
Net income of bank and minority interests.	$53,000	5,553
Net charge-offs	$69,000	4,617
Cash dividends	$0	3,983
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$109,320	5,043
2009-03-31 (YTD Data)		Rank
Total interest income	$4,682,000	1,903
Total interest expense	$1,705,000	1,940
Net interest income	$2,977,000	1,861
Provision for loan and lease losses	$60,000	4,614
Total noninterest income	$806,000	1,546
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$330,000	1,250
Trading account gains and fees	$0	171
Additional Noninterest Income	$476,000	1,441
Total noninterest expense	$3,350,000	1,495
Salaries and employee benefits	$1,825,000	1,438
Premises and equipment expense	$420,000	1,680
Additional noninterest expense	$1,105,000	1,467
Pre-tax net operating income	$373,000	2,943
Securities gains (losses)	$0	2,434
Applicable income taxes	$65,000	2,634
Income before extraordinary items	$308,000	3,086
Extraordinary gains, net	$0	15
Net income	$308,000	3,087
Minority interest net income	$0	102
Net income of bank and minority interests.	$308,000	3,087
Net charge-offs	$4,000	5,207
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$308,000	2,933
2008-12-31 (YTD Data)		Rank
Total interest income	$18,774,000	2,027
Total interest expense	$7,615,000	2,057
Net interest income	$11,159,000	1,989
Provision for loan and lease losses	$40,000	6,700
Total noninterest income	$2,504,000	1,805
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$1,356,000	1,332
Trading account gains and fees	$0	154
Additional Noninterest Income	$1,148,000	1,940
Total noninterest expense	$12,164,000	1,613
Salaries and employee benefits	$6,849,000	1,510
Premises and equipment expense	$1,402,000	1,943
Additional noninterest expense	$3,913,000	1,578
Pre-tax net operating income	$1,459,000	3,077
Securities gains (losses)	$-2,768,000	7,973
Applicable income taxes	$-429,000	7,440
Income before extraordinary items	$-880,000	6,937
Extraordinary gains, net	$0	39
Net income	$-880,000	6,939
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$21,000	6,238
Cash dividends	$0	5,455
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$974,560	3,478
2008-09-30 (YTD Data)		Rank
Total interest income	$14,048,000	2,087
Total interest expense	$5,943,000	2,067
Net interest income	$8,105,000	2,061
Provision for loan and lease losses	$0	6,991
Total noninterest income	$1,791,000	1,933
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$980,000	1,391
Trading account gains and fees	$0	148
Additional Noninterest Income	$811,000	2,105
Total noninterest expense	$8,696,000	1,671
Salaries and employee benefits	$4,923,000	1,590
Premises and equipment expense	$1,015,000	2,018
Additional noninterest expense	$2,758,000	1,625
Pre-tax net operating income	$1,200,000	3,317
Securities gains (losses)	$-2,768,000	8,126
Applicable income taxes	$182,000	3,017
Income before extraordinary items	$-1,750,000	7,797
Extraordinary gains, net	$0	31
Net income	$-1,750,000	7,796
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$11,000	5,807
Cash dividends	$0	4,937
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,018,000	3,218
2008-06-30 (YTD Data)		Rank
Total interest income	$9,392,000	2,102
Total interest expense	$4,237,000	2,040
Net interest income	$5,155,000	2,153
Provision for loan and lease losses	$0	6,671
Total noninterest income	$1,194,000	1,956
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$632,000	1,410
Trading account gains and fees	$0	149
Additional Noninterest Income	$562,000	2,076
Total noninterest expense	$5,736,000	1,685
Salaries and employee benefits	$3,280,000	1,604
Premises and equipment expense	$667,000	2,037
Additional noninterest expense	$1,789,000	1,650
Pre-tax net operating income	$613,000	3,971
Securities gains (losses)	$22,000	1,974
Applicable income taxes	$98,000	3,474
Income before extraordinary items	$537,000	3,874
Extraordinary gains, net	$0	21
Net income	$537,000	3,875
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$9,000	5,182
Cash dividends	$0	4,733
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$518,300	3,893
2008-03-31 (YTD Data)		Rank
Total interest income	$4,814,000	2,104
Total interest expense	$2,260,000	2,040
Net interest income	$2,554,000	2,168
Provision for loan and lease losses	$0	6,080
Total noninterest income	$586,000	1,992
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$315,000	1,387
Trading account gains and fees	$0	158
Additional Noninterest Income	$271,000	2,093
Total noninterest expense	$2,788,000	1,728
Salaries and employee benefits	$1,545,000	1,701
Premises and equipment expense	$344,000	1,980
Additional noninterest expense	$899,000	1,594
Pre-tax net operating income	$352,000	3,808
Securities gains (losses)	$0	2,688
Applicable income taxes	$71,000	3,202
Income before extraordinary items	$281,000	3,958
Extraordinary gains, net	$0	15
Net income	$281,000	3,960
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$5,000	4,249
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$281,000	3,870
2007-12-31 (YTD Data)		Rank
Total interest income	$19,879,000	2,102
Total interest expense	$9,647,000	1,992
Net interest income	$10,232,000	2,203
Provision for loan and lease losses	$84,000	5,148
Total noninterest income	$2,682,000	1,781
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$1,240,000	1,448
Trading account gains and fees	$0	178
Additional Noninterest Income	$1,442,000	1,717
Total noninterest expense	$11,276,000	1,637
Salaries and employee benefits	$6,340,000	1,596
Premises and equipment expense	$1,459,000	1,810
Additional noninterest expense	$3,477,000	1,593
Pre-tax net operating income	$1,554,000	3,840
Securities gains (losses)	$-79,000	8,097
Applicable income taxes	$301,000	3,376
Income before extraordinary items	$1,174,000	3,986
Extraordinary gains, net	$0	39
Net income	$1,174,000	3,987
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$5,000	6,179
Cash dividends	$0	5,817
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$1,237,200	3,872
2007-09-30 (YTD Data)		Rank
Total interest income	$14,960,000	2,106
Total interest expense	$7,219,000	1,997
Net interest income	$7,741,000	2,204
Provision for loan and lease losses	$84,000	4,451
Total noninterest income	$1,858,000	1,901
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$789,000	1,674
Trading account gains and fees	$0	184
Additional Noninterest Income	$1,069,000	1,743
Total noninterest expense	$8,248,000	1,666
Salaries and employee benefits	$4,611,000	1,634
Premises and equipment expense	$1,122,000	1,752
Additional noninterest expense	$2,515,000	1,622
Pre-tax net operating income	$1,267,000	3,827
Securities gains (losses)	$-79,000	8,253
Applicable income taxes	$238,000	3,479
Income before extraordinary items	$950,000	3,996
Extraordinary gains, net	$0	33
Net income	$950,000	3,996
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$7,000	5,346
Cash dividends	$0	5,179
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$1,013,200	3,855
2007-06-30 (YTD Data)		Rank
Total interest income	$9,984,000	2,115
Total interest expense	$4,784,000	2,023
Net interest income	$5,200,000	2,209
Provision for loan and lease losses	$70,000	3,835
Total noninterest income	$1,211,000	1,947
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$509,000	1,731
Trading account gains and fees	$0	168
Additional Noninterest Income	$702,000	1,775
Total noninterest expense	$5,452,000	1,698
Salaries and employee benefits	$3,025,000	1,695
Premises and equipment expense	$755,000	1,756
Additional noninterest expense	$1,672,000	1,619
Pre-tax net operating income	$889,000	3,787
Securities gains (losses)	$-79,000	8,369
Applicable income taxes	$167,000	3,504
Income before extraordinary items	$643,000	4,022
Extraordinary gains, net	$0	29
Net income	$643,000	4,022
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	5,315
Cash dividends	$0	4,977
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$705,410	3,786
2007-03-31 (YTD Data)		Rank
Total interest income	$5,010,000	2,103
Total interest expense	$2,404,000	2,002
Net interest income	$2,606,000	2,203
Provision for loan and lease losses	$28,000	4,050
Total noninterest income	$585,000	1,993
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$239,000	1,775
Trading account gains and fees	$0	195
Additional Noninterest Income	$346,000	1,761
Total noninterest expense	$2,662,000	1,739
Salaries and employee benefits	$1,479,000	1,753
Premises and equipment expense	$373,000	1,791
Additional noninterest expense	$810,000	1,661
Pre-tax net operating income	$501,000	3,524
Securities gains (losses)	$-79,000	8,534
Applicable income taxes	$89,000	3,431
Income before extraordinary items	$333,000	3,936
Extraordinary gains, net	$0	22
Net income	$333,000	3,937
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,000	3,748
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$395,410	3,505
2006-12-31 (YTD Data)		Rank
Total interest income	$19,719,000	2,007
Total interest expense	$8,455,000	1,950
Net interest income	$11,264,000	2,065
Provision for loan and lease losses	$129,000	4,279
Total noninterest income	$2,998,000	1,637
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$1,062,000	1,666
Trading account gains and fees	$0	130
Additional Noninterest Income	$1,936,000	1,395
Total noninterest expense	$12,564,000	1,424
Salaries and employee benefits	$7,926,000	1,229
Premises and equipment expense	$1,446,000	1,758
Additional noninterest expense	$3,192,000	1,644
Pre-tax net operating income	$1,569,000	4,197
Securities gains (losses)	$-27,000	7,677
Applicable income taxes	$167,000	4,493
Income before extraordinary items	$1,375,000	3,966
Extraordinary gains, net	$0	51
Net income	$1,375,000	3,966
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$39,000	4,358
Cash dividends	$0	5,941
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$1,399,030	3,917
2006-09-30 (YTD Data)		Rank
Total interest income	$14,649,000	2,008
Total interest expense	$6,126,000	1,951
Net interest income	$8,523,000	2,056
Provision for loan and lease losses	$129,000	3,721
Total noninterest income	$2,118,000	1,723
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$795,000	1,667
Trading account gains and fees	$0	126
Additional Noninterest Income	$1,323,000	1,485
Total noninterest expense	$8,873,000	1,511
Salaries and employee benefits	$5,382,000	1,378
Premises and equipment expense	$1,070,000	1,777
Additional noninterest expense	$2,421,000	1,631
Pre-tax net operating income	$1,639,000	3,578
Securities gains (losses)	$-27,000	7,950
Applicable income taxes	$277,000	3,688
Income before extraordinary items	$1,335,000	3,467
Extraordinary gains, net	$0	45
Net income	$1,335,000	3,469
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	5,679
Cash dividends	$0	5,292
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$1,357,410	3,415
2006-06-30 (YTD Data)		Rank
Total interest income	$9,616,000	2,003
Total interest expense	$3,873,000	1,959
Net interest income	$5,743,000	2,037
Provision for loan and lease losses	$95,000	3,398
Total noninterest income	$1,484,000	1,662
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$515,000	1,697
Trading account gains and fees	$0	126
Additional Noninterest Income	$969,000	1,379
Total noninterest expense	$6,121,000	1,471
Salaries and employee benefits	$3,826,000	1,304
Premises and equipment expense	$714,000	1,776
Additional noninterest expense	$1,581,000	1,671
Pre-tax net operating income	$1,011,000	3,775
Securities gains (losses)	$-3,000	7,591
Applicable income taxes	$126,000	4,242
Income before extraordinary items	$882,000	3,494
Extraordinary gains, net	$0	39
Net income	$882,000	3,497
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	6,860
Cash dividends	$0	5,069
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$884,610	3,478
2006-03-31 (YTD Data)		Rank
Total interest income	$4,728,000	2,007
Total interest expense	$1,805,000	1,995
Net interest income	$2,923,000	1,984
Provision for loan and lease losses	$44,000	3,457
Total noninterest income	$545,000	2,070
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$246,000	1,709
Trading account gains and fees	$0	115
Additional Noninterest Income	$299,000	1,945
Total noninterest expense	$2,772,000	1,627
Salaries and employee benefits	$1,662,000	1,494
Premises and equipment expense	$358,000	1,776
Additional noninterest expense	$752,000	1,741
Pre-tax net operating income	$652,000	3,130
Securities gains (losses)	$0	955
Applicable income taxes	$179,000	2,763
Income before extraordinary items	$473,000	3,308
Extraordinary gains, net	$0	21
Net income	$473,000	3,307
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,399
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$473,000	3,285
2005-12-31 (YTD Data)		Rank
Total interest income	$17,858,000	1,883
Total interest expense	$5,772,000	1,950
Net interest income	$12,086,000	1,810
Provision for loan and lease losses	$195,000	3,634
Total noninterest income	$2,277,000	2,014
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$1,026,000	1,688
Trading account gains and fees	$0	138
Additional Noninterest Income	$1,251,000	1,908
Total noninterest expense	$11,094,000	1,543
Salaries and employee benefits	$6,338,000	1,486
Premises and equipment expense	$1,466,000	1,665
Additional noninterest expense	$3,290,000	1,551
Pre-tax net operating income	$3,074,000	2,699
Securities gains (losses)	$-73,000	8,323
Applicable income taxes	$883,000	2,440
Income before extraordinary items	$2,118,000	2,945
Extraordinary gains, net	$0	46
Net income	$2,118,000	2,946
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-12,000	8,115
Cash dividends	$0	6,054
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$2,169,830	2,855
2005-09-30 (YTD Data)		Rank
Total interest income	$13,226,000	1,858
Total interest expense	$4,119,000	1,936
Net interest income	$9,107,000	1,796
Provision for loan and lease losses	$176,000	3,243
Total noninterest income	$1,661,000	2,043
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$746,000	1,725
Trading account gains and fees	$0	126
Additional Noninterest Income	$915,000	1,934
Total noninterest expense	$8,253,000	1,548
Salaries and employee benefits	$4,704,000	1,481
Premises and equipment expense	$1,093,000	1,664
Additional noninterest expense	$2,456,000	1,527
Pre-tax net operating income	$2,339,000	2,707
Securities gains (losses)	$-73,000	8,574
Applicable income taxes	$723,000	2,347
Income before extraordinary items	$1,543,000	3,059
Extraordinary gains, net	$0	35
Net income	$1,543,000	3,060
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-12,000	7,983
Cash dividends	$0	5,317
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$1,592,640	2,955
2005-06-30 (YTD Data)		Rank
Total interest income	$8,739,000	1,823
Total interest expense	$2,615,000	1,904
Net interest income	$6,124,000	1,758
Provision for loan and lease losses	$119,000	3,138
Total noninterest income	$1,090,000	2,061
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$469,000	1,778
Trading account gains and fees	$0	116
Additional Noninterest Income	$621,000	1,884
Total noninterest expense	$5,474,000	1,547
Salaries and employee benefits	$3,114,000	1,491
Premises and equipment expense	$724,000	1,652
Additional noninterest expense	$1,636,000	1,525
Pre-tax net operating income	$1,621,000	2,595
Securities gains (losses)	$-73,000	8,663
Applicable income taxes	$497,000	2,284
Income before extraordinary items	$1,051,000	2,971
Extraordinary gains, net	$0	30
Net income	$1,051,000	2,971
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-7,000	7,718
Cash dividends	$0	5,072
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$1,100,640	2,831
2005-03-31 (YTD Data)		Rank
Total interest income	$4,320,000	1,814
Total interest expense	$1,251,000	1,895
Net interest income	$3,069,000	1,741
Provision for loan and lease losses	$60,000	2,830
Total noninterest income	$535,000	2,040
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$240,000	1,697
Trading account gains and fees	$0	115
Additional Noninterest Income	$295,000	1,908
Total noninterest expense	$2,714,000	1,562
Salaries and employee benefits	$1,533,000	1,520
Premises and equipment expense	$380,000	1,602
Additional noninterest expense	$801,000	1,551
Pre-tax net operating income	$830,000	2,498
Securities gains (losses)	$0	1,685
Applicable income taxes	$269,000	2,147
Income before extraordinary items	$561,000	2,764
Extraordinary gains, net	$0	24
Net income	$561,000	2,764
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-7,000	7,779
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$561,000	2,715
2004-12-31 (YTD Data)		Rank
Total interest income	$15,901,000	1,804
Total interest expense	$4,252,000	1,914
Net interest income	$11,649,000	1,737
Provision for loan and lease losses	$282,000	3,042
Total noninterest income	$2,046,000	2,167
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$729,000	2,303
Trading account gains and fees	$0	138
Additional Noninterest Income	$1,317,000	1,786
Total noninterest expense	$9,841,000	1,654
Salaries and employee benefits	$5,741,000	1,547
Premises and equipment expense	$1,172,000	1,967
Additional noninterest expense	$2,928,000	1,661
Pre-tax net operating income	$3,572,000	2,241
Securities gains (losses)	$129,000	1,077
Applicable income taxes	$1,146,000	1,961
Income before extraordinary items	$2,555,000	2,388
Extraordinary gains, net	$0	34
Net income	$2,555,000	2,390
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	6,745
Cash dividends	$0	6,149
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$2,465,990	2,397
2004-09-30 (YTD Data)		Rank
Total interest income	$11,772,000	1,803
Total interest expense	$3,140,000	1,909
Net interest income	$8,632,000	1,743
Provision for loan and lease losses	$251,000	2,563
Total noninterest income	$1,424,000	2,293
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$474,000	2,617
Trading account gains and fees	$0	134
Additional Noninterest Income	$950,000	1,838
Total noninterest expense	$7,256,000	1,662
Salaries and employee benefits	$4,209,000	1,579
Premises and equipment expense	$887,000	1,950
Additional noninterest expense	$2,160,000	1,677
Pre-tax net operating income	$2,549,000	2,345
Securities gains (losses)	$123,000	1,042
Applicable income taxes	$820,000	2,071
Income before extraordinary items	$1,852,000	2,494
Extraordinary gains, net	$0	26
Net income	$1,852,000	2,497
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	7,579
Cash dividends	$0	5,363
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$1,767,130	2,528
2004-06-30 (YTD Data)		Rank
Total interest income	$7,769,000	1,807
Total interest expense	$2,071,000	1,917
Net interest income	$5,698,000	1,751
Provision for loan and lease losses	$164,000	2,573
Total noninterest income	$897,000	2,374
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$249,000	3,164
Trading account gains and fees	$0	130
Additional Noninterest Income	$648,000	1,817
Total noninterest expense	$4,829,000	1,671
Salaries and employee benefits	$2,794,000	1,578
Premises and equipment expense	$577,000	1,995
Additional noninterest expense	$1,458,000	1,651
Pre-tax net operating income	$1,602,000	2,444
Securities gains (losses)	$44,000	1,536
Applicable income taxes	$516,000	2,150
Income before extraordinary items	$1,130,000	2,653
Extraordinary gains, net	$0	21
Net income	$1,130,000	2,654
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-2,000	7,524
Cash dividends	$0	5,087
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$1,099,640	2,640
2004-03-31 (YTD Data)		Rank
Total interest income	$3,876,000	1,817
Total interest expense	$1,040,000	1,926
Net interest income	$2,836,000	1,756
Provision for loan and lease losses	$95,000	2,197
Total noninterest income	$428,000	2,424
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$102,000	3,536
Trading account gains and fees	$0	121
Additional Noninterest Income	$326,000	1,776
Total noninterest expense	$2,369,000	1,714
Salaries and employee benefits	$1,362,000	1,642
Premises and equipment expense	$294,000	1,968
Additional noninterest expense	$713,000	1,666
Pre-tax net operating income	$800,000	2,431
Securities gains (losses)	$44,000	1,269
Applicable income taxes	$265,000	2,103
Income before extraordinary items	$579,000	2,585
Extraordinary gains, net	$0	16
Net income	$579,000	2,586
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-2,000	7,358
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$548,640	2,619
2003-12-31 (YTD Data)		Rank
Total interest income	$15,497,000	1,837
Total interest expense	$4,818,000	1,859
Net interest income	$10,679,000	1,832
Provision for loan and lease losses	$29,000	6,833
Total noninterest income	$2,155,000	2,195
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$440,000	3,436
Trading account gains and fees	$0	160
Additional Noninterest Income	$1,715,000	1,633
Total noninterest expense	$8,846,000	1,793
Salaries and employee benefits	$5,168,000	1,670
Premises and equipment expense	$1,069,000	2,127
Additional noninterest expense	$2,609,000	1,850
Pre-tax net operating income	$3,959,000	1,989
Securities gains (losses)	$345,000	962
Applicable income taxes	$1,433,000	1,686
Income before extraordinary items	$2,871,000	2,107
Extraordinary gains, net	$0	54
Net income	$2,871,000	2,107
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-108,000	9,052
Cash dividends	$0	6,283
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$2,639,850	2,172
2003-09-30 (YTD Data)		Rank
Total interest income	$11,646,000	1,870
Total interest expense	$3,734,000	1,875
Net interest income	$7,912,000	1,867
Provision for loan and lease losses	$29,000	6,447
Total noninterest income	$1,615,000	2,237
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$321,000	3,507
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,294,000	1,703
Total noninterest expense	$6,511,000	1,829
Salaries and employee benefits	$3,733,000	1,738
Premises and equipment expense	$805,000	2,125
Additional noninterest expense	$1,973,000	1,828
Pre-tax net operating income	$2,987,000	2,058
Securities gains (losses)	$304,000	949
Applicable income taxes	$1,096,000	1,720
Income before extraordinary items	$2,195,000	2,145
Extraordinary gains, net	$0	40
Net income	$2,195,000	2,143
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-53,000	8,966
Cash dividends	$0	5,519
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$1,991,320	2,231
2003-06-30 (YTD Data)		Rank
Total interest income	$7,990,000	1,829
Total interest expense	$2,611,000	1,841
Net interest income	$5,379,000	1,814
Provision for loan and lease losses	$29,000	5,996
Total noninterest income	$1,141,000	2,141
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$221,000	3,380
Trading account gains and fees	$0	150
Additional Noninterest Income	$920,000	1,615
Total noninterest expense	$4,339,000	1,819
Salaries and employee benefits	$2,471,000	1,735
Premises and equipment expense	$536,000	2,122
Additional noninterest expense	$1,332,000	1,809
Pre-tax net operating income	$2,152,000	1,919
Securities gains (losses)	$193,000	1,066
Applicable income taxes	$784,000	1,651
Income before extraordinary items	$1,561,000	2,036
Extraordinary gains, net	$0	30
Net income	$1,561,000	2,034
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-4,000	8,223
Cash dividends	$0	5,215
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$1,431,690	2,078
2003-03-31 (YTD Data)		Rank
Total interest income	$4,040,000	1,814
Total interest expense	$1,367,000	1,817
Net interest income	$2,673,000	1,830
Provision for loan and lease losses	$29,000	4,819
Total noninterest income	$514,000	2,247
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$115,000	3,184
Trading account gains and fees	$0	134
Additional Noninterest Income	$399,000	1,738
Total noninterest expense	$2,133,000	1,838
Salaries and employee benefits	$1,200,000	1,777
Premises and equipment expense	$280,000	2,035
Additional noninterest expense	$653,000	1,801
Pre-tax net operating income	$1,025,000	1,990
Securities gains (losses)	$119,000	906
Applicable income taxes	$378,000	1,712
Income before extraordinary items	$766,000	2,051
Extraordinary gains, net	$0	21
Net income	$766,000	2,049
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-9,000	8,512
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$686,270	2,109
2002-12-31 (YTD Data)		Rank
Total interest income	$17,302,000	1,789
Total interest expense	$6,511,000	1,750
Net interest income	$10,791,000	1,797
Provision for loan and lease losses	$225,000	4,105
Total noninterest income	$1,864,000	2,260
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$442,000	3,278
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,422,000	1,714
Total noninterest expense	$8,122,000	1,862
Salaries and employee benefits	$4,464,000	1,804
Premises and equipment expense	$1,001,000	2,185
Additional noninterest expense	$2,657,000	1,758
Pre-tax net operating income	$4,308,000	1,869
Securities gains (losses)	$-24,000	9,014
Applicable income taxes	$1,450,000	1,700
Income before extraordinary items	$2,834,000	2,107
Extraordinary gains, net	$0	70
Net income	$2,834,000	2,106
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-13,000	8,875
Cash dividends	$0	6,377
Sale, conversion, retirement of capital stock, net	$400,000	497
Net operating income	$2,849,840	2,026
2001-12-31 (YTD Data)		Rank
Total interest income	$17,057,000	2,009
Total interest expense	$8,242,000	1,969
Net interest income	$8,815,000	2,020
Provision for loan and lease losses	$258,000	3,528
Total noninterest income	$1,657,000	2,328
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$459,000	3,045
Trading account gains and fees	$0	177
Additional Noninterest Income	$1,198,000	1,804
Total noninterest expense	$7,395,000	1,944
Salaries and employee benefits	$4,014,000	1,872
Premises and equipment expense	$1,102,000	1,951
Additional noninterest expense	$2,279,000	1,973
Pre-tax net operating income	$2,819,000	2,408
Securities gains (losses)	$173,000	1,312
Applicable income taxes	$888,000	2,260
Income before extraordinary items	$2,104,000	2,417
Extraordinary gains, net	$0	105
Net income	$2,104,000	2,421
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	7,648
Cash dividends	$0	6,617
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$1,982,900	2,475
2000-12-31 (YTD Data)		Rank
Total interest income	$15,803,000	2,216
Total interest expense	$7,562,000	2,248
Net interest income	$8,241,000	2,147
Provision for loan and lease losses	$119,000	4,982
Total noninterest income	$1,200,000	2,759
Gross Fiduciary activities income	$0	1,332
Service charges on deposit accounts	$407,000	3,198
Trading account gains and fees	$0	180
Additional Noninterest Income	$793,000	2,162
Total noninterest expense	$6,494,000	2,119
Salaries and employee benefits	$3,473,000	2,051
Premises and equipment expense	$870,000	2,378
Additional noninterest expense	$2,151,000	2,016
Pre-tax net operating income	$2,828,000	2,507
Securities gains (losses)	$129,000	509
Applicable income taxes	$962,000	2,192
Income before extraordinary items	$1,995,000	2,576
Extraordinary gains, net	$0	38
Net income	$1,995,000	2,575
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-9,000	9,146
Cash dividends	$0	6,853
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$1,908,570	2,666
1999-12-31 (YTD Data)		Rank
Total interest income	$14,182,000	2,297
Total interest expense	$6,780,000	2,183
Net interest income	$7,402,000	2,381
Provision for loan and lease losses	$114,000	4,972
Total noninterest income	$1,079,000	2,925
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$358,000	3,512
Trading account gains and fees	$0	173
Additional Noninterest Income	$721,000	2,327
Total noninterest expense	$5,981,000	2,286
Salaries and employee benefits	$3,175,000	2,212
Premises and equipment expense	$804,000	2,528
Additional noninterest expense	$2,002,000	2,189
Pre-tax net operating income	$2,386,000	2,901
Securities gains (losses)	$192,000	550
Applicable income taxes	$838,000	2,544
Income before extraordinary items	$1,740,000	2,885
Extraordinary gains, net	$0	35
Net income	$1,740,000	2,886
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$12,000	6,647
Cash dividends	$0	7,131
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$1,611,360	3,034
1998-12-31 (YTD Data)		Rank
Total interest income	$14,396,000	2,259
Total interest expense	$7,092,000	2,139
Net interest income	$7,304,000	2,337
Provision for loan and lease losses	$0	8,652
Total noninterest income	$852,000	3,456
Gross Fiduciary activities income	$0	1,398
Service charges on deposit accounts	$353,000	3,480
Trading account gains and fees	$0	224
Additional Noninterest Income	$499,000	2,986
Total noninterest expense	$5,682,000	2,304
Salaries and employee benefits	$3,167,000	2,137
Premises and equipment expense	$796,000	2,461
Additional noninterest expense	$1,719,000	2,419
Pre-tax net operating income	$2,474,000	2,821
Securities gains (losses)	$442,000	596
Applicable income taxes	$778,000	2,803
Income before extraordinary items	$2,138,000	2,406
Extraordinary gains, net	$0	32
Net income	$2,138,000	2,404
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-87,000	10,217
Cash dividends	$0	7,473
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$1,815,340	2,700
1997-12-31 (YTD Data)		Rank
Total interest income	$14,322,000	2,278
Total interest expense	$6,915,000	2,177
Net interest income	$7,407,000	2,360
Provision for loan and lease losses	$90,000	5,371
Total noninterest income	$775,000	3,679
Gross Fiduciary activities income	$0	1,450
Service charges on deposit accounts	$362,000	3,509
Trading account gains and fees	$0	239
Additional Noninterest Income	$413,000	3,224
Total noninterest expense	$5,192,000	2,478
Salaries and employee benefits	$2,939,000	2,255
Premises and equipment expense	$724,000	2,651
Additional noninterest expense	$1,529,000	2,687
Pre-tax net operating income	$2,900,000	2,562
Securities gains (losses)	$16,000	2,045
Applicable income taxes	$1,003,000	2,433
Income before extraordinary items	$1,913,000	2,689
Extraordinary gains, net	$0	44
Net income	$1,913,000	2,688
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$179,000	2,715
Cash dividends	$0	7,871
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$1,902,440	2,653
1996-12-31 (YTD Data)		Rank
Total interest income	$13,681,000	2,441
Total interest expense	$6,667,000	2,312
Net interest income	$7,014,000	2,526
Provision for loan and lease losses	$105,000	4,971
Total noninterest income	$774,000	3,796
Gross Fiduciary activities income	$0	1,526
Service charges on deposit accounts	$346,000	3,793
Trading account gains and fees	$0	262
Additional Noninterest Income	$428,000	3,253
Total noninterest expense	$5,124,000	2,658
Salaries and employee benefits	$2,652,000	2,515
Premises and equipment expense	$701,000	2,789
Additional noninterest expense	$1,771,000	2,736
Pre-tax net operating income	$2,559,000	2,724
Securities gains (losses)	$103,000	948
Applicable income taxes	$950,000	2,468
Income before extraordinary items	$1,712,000	2,836
Extraordinary gains, net	$0	53
Net income	$1,712,000	2,837
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$76,000	4,457
Cash dividends	$0	8,336
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$1,646,080	2,894
1995-12-31 (YTD Data)		Rank
Total interest income	$12,629,000	2,653
Total interest expense	$6,147,000	2,498
Net interest income	$6,482,000	2,750
Provision for loan and lease losses	$200,000	2,992
Total noninterest income	$715,000	4,012
Gross Fiduciary activities income	$0	1,590
Service charges on deposit accounts	$377,000	3,544
Trading account gains and fees	$0	522
Additional Noninterest Income	$338,000	3,708
Total noninterest expense	$4,905,000	2,771
Salaries and employee benefits	$2,466,000	2,708
Premises and equipment expense	$478,000	3,898
Additional noninterest expense	$1,961,000	2,436
Pre-tax net operating income	$2,092,000	3,347
Securities gains (losses)	$-29,000	10,820
Applicable income taxes	$805,000	2,863
Income before extraordinary items	$1,258,000	3,793
Extraordinary gains, net	$0	65
Net income	$1,258,000	3,790
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$518,000	1,350
Cash dividends	$0	8,717
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$1,276,560	3,719
1994-12-31 (YTD Data)		Rank
Total interest income	$11,561,000	2,615
Total interest expense	$4,531,000	2,703
Net interest income	$7,030,000	2,561
Provision for loan and lease losses	$293,000	2,338
Total noninterest income	$825,000	3,620
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$399,000	3,383
Trading account gains and fees	$0	475
Additional Noninterest Income	$426,000	3,281
Total noninterest expense	$4,869,000	2,847
Salaries and employee benefits	$2,297,000	2,881
Premises and equipment expense	$438,000	4,256
Additional noninterest expense	$2,134,000	2,449
Pre-tax net operating income	$2,693,000	2,631
Securities gains (losses)	$-126,000	11,693
Applicable income taxes	$1,019,000	2,198
Income before extraordinary items	$1,548,000	3,090
Extraordinary gains, net	$0	249
Net income	$1,548,000	3,098
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$561,000	1,277
Cash dividends	$0	8,932
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$1,628,640	2,979
1993-12-31 (YTD Data)		Rank
Total interest income	$11,632,000	2,666
Total interest expense	$5,089,000	2,534
Net interest income	$6,543,000	2,759
Provision for loan and lease losses	$432,000	2,327
Total noninterest income	$806,000	3,967
Gross Fiduciary activities income	$0	1,630
Service charges on deposit accounts	$404,000	3,406
Trading account gains and fees	$0	532
Additional Noninterest Income	$402,000	3,737
Total noninterest expense	$5,876,000	2,438
Salaries and employee benefits	$2,014,000	3,264
Premises and equipment expense	$394,000	4,776
Additional noninterest expense	$3,468,000	1,697
Pre-tax net operating income	$1,041,000	5,738
Securities gains (losses)	$21,000	4,601
Applicable income taxes	$738,000	2,963
Income before extraordinary items	$324,000	9,192
Extraordinary gains, net	$0	3,149
Net income	$324,000	9,360
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$581,000	1,621
Cash dividends	$0	9,081
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$310,560	9,097
1992-12-31 (YTD Data)		Rank
Total interest income	$13,529,000	2,611
Total interest expense	$6,928,000	2,427
Net interest income	$6,601,000	2,779
Provision for loan and lease losses	$821,000	2,119
Total noninterest income	$1,020,000	3,266
Gross Fiduciary activities income	$0	1,658
Service charges on deposit accounts	$410,000	3,392
Trading account gains and fees	$0	504
Additional Noninterest Income	$610,000	2,800
Total noninterest expense	$5,467,000	2,641
Salaries and employee benefits	$2,100,000	3,080
Premises and equipment expense	$412,000	4,693
Additional noninterest expense	$2,955,000	2,019
Pre-tax net operating income	$1,333,000	4,515
Securities gains (losses)	$10,000	6,439
Applicable income taxes	$154,000	8,513
Income before extraordinary items	$1,189,000	3,843
Extraordinary gains, net	$504,000	206
Net income	$1,693,000	2,761
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$978,000	1,587
Cash dividends	$0	8,912
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$1,180,100	3,585

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.