Home > Enterprise National Bank of Jacksonville > Income and Expense
Enterprise National Bank of Jacksonville, Income and Expense
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $13,137,000 | 2,543 |
| Total interest expense | $5,486,000 | 2,773 |
| Net interest income | $7,651,000 | 2,360 |
| Provision for loan and lease losses | $133,000 | 4,377 |
| Total noninterest income | $627,000 | 4,434 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $369,000 | 3,586 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $258,000 | 4,454 |
| Total noninterest expense | $6,179,000 | 2,222 |
| Salaries and employee benefits | $2,897,000 | 2,298 |
| Premises and equipment expense | $821,000 | 2,388 |
| Additional noninterest expense | $2,461,000 | 2,036 |
| Pre-tax net operating income | $1,966,000 | 3,460 |
| Securities gains (losses) | $-29,000 | 10,826 |
| Applicable income taxes | $995,000 | 2,357 |
| Income before extraordinary items | $942,000 | 4,720 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $942,000 | 4,721 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $255,000 | 2,321 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $843,000 | 408 |
| Net operating income | $960,560 | 4,587 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $12,215,000 | 2,737 |
| Total interest expense | $5,255,000 | 2,903 |
| Net interest income | $6,960,000 | 2,577 |
| Provision for loan and lease losses | $167,000 | 3,428 |
| Total noninterest income | $707,000 | 4,055 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $443,000 | 3,049 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $264,000 | 4,342 |
| Total noninterest expense | $5,215,000 | 2,602 |
| Salaries and employee benefits | $2,823,000 | 2,352 |
| Premises and equipment expense | $837,000 | 2,381 |
| Additional noninterest expense | $1,555,000 | 2,999 |
| Pre-tax net operating income | $2,285,000 | 3,104 |
| Securities gains (losses) | $-6,000 | 9,789 |
| Applicable income taxes | $822,000 | 2,817 |
| Income before extraordinary items | $1,457,000 | 3,329 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,457,000 | 3,328 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-20,000 | 11,021 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,460,840 | 3,298 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $9,559,000 | 3,165 |
| Total interest expense | $3,311,000 | 3,618 |
| Net interest income | $6,248,000 | 2,892 |
| Provision for loan and lease losses | $268,000 | 2,466 |
| Total noninterest income | $741,000 | 3,946 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $422,000 | 3,223 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $319,000 | 3,924 |
| Total noninterest expense | $4,829,000 | 2,860 |
| Salaries and employee benefits | $2,742,000 | 2,440 |
| Premises and equipment expense | $672,000 | 2,932 |
| Additional noninterest expense | $1,415,000 | 3,495 |
| Pre-tax net operating income | $1,892,000 | 3,597 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $677,000 | 3,170 |
| Income before extraordinary items | $1,215,000 | 3,809 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,215,000 | 3,814 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $75,000 | 4,289 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,215,000 | 3,837 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $7,487,000 | 4,052 |
| Total interest expense | $2,657,000 | 4,567 |
| Net interest income | $4,830,000 | 3,684 |
| Provision for loan and lease losses | $120,000 | 5,200 |
| Total noninterest income | $582,000 | 5,059 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $360,000 | 3,790 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $222,000 | 5,355 |
| Total noninterest expense | $3,900,000 | 3,566 |
| Salaries and employee benefits | $2,123,000 | 3,089 |
| Premises and equipment expense | $608,000 | 3,286 |
| Additional noninterest expense | $1,169,000 | 4,289 |
| Pre-tax net operating income | $1,393,000 | 4,613 |
| Securities gains (losses) | $87,000 | 2,698 |
| Applicable income taxes | $533,000 | 3,960 |
| Income before extraordinary items | $947,000 | 4,894 |
| Extraordinary gains, net | $55,000 | 2,093 |
| Net income | $1,002,000 | 4,837 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $177,000 | 3,368 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $50,000 | 985 |
| Net operating income | $891,320 | 4,915 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,730,000 | 4,991 |
| Total interest expense | $2,910,000 | 5,290 |
| Net interest income | $3,820,000 | 4,637 |
| Provision for loan and lease losses | $303,000 | 4,086 |
| Total noninterest income | $430,000 | 6,269 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $286,000 | 4,619 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $144,000 | 6,792 |
| Total noninterest expense | $3,275,000 | 4,185 |
| Salaries and employee benefits | $1,693,000 | 3,783 |
| Premises and equipment expense | $496,000 | 3,998 |
| Additional noninterest expense | $1,086,000 | 4,736 |
| Pre-tax net operating income | $672,000 | 7,258 |
| Securities gains (losses) | $173,000 | 2,228 |
| Applicable income taxes | $347,000 | 5,391 |
| Income before extraordinary items | $498,000 | 7,356 |
| Extraordinary gains, net | $186,000 | 458 |
| Net income | $684,000 | 6,094 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $159,000 | 4,745 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 1,110 |
| Net operating income | $387,280 | 7,993 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.