Home > Enterprise National Bank > Income and Expense
Enterprise National Bank, Income and Expense
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $12,223,000 | 1,995 |
| Total interest expense | $4,403,000 | 1,814 |
| Net interest income | $7,820,000 | 2,109 |
| Provision for loan and lease losses | $1,098,000 | 701 |
| Total noninterest income | $717,000 | 3,681 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $437,000 | 2,716 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $280,000 | 3,922 |
| Total noninterest expense | $6,509,000 | 1,923 |
| Salaries and employee benefits | $2,684,000 | 2,510 |
| Premises and equipment expense | $1,018,000 | 1,774 |
| Additional noninterest expense | $2,807,000 | 1,358 |
| Pre-tax net operating income | $930,000 | 4,951 |
| Securities gains (losses) | $17,000 | 1,289 |
| Applicable income taxes | $175,000 | 4,614 |
| Income before extraordinary items | $772,000 | 4,850 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $772,000 | 4,852 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,366,000 | 405 |
| Cash dividends | $200,000 | 4,032 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $758,060 | 4,856 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $8,115,000 | 1,950 |
| Total interest expense | $2,825,000 | 1,789 |
| Net interest income | $5,290,000 | 2,059 |
| Provision for loan and lease losses | $570,000 | 870 |
| Total noninterest income | $473,000 | 3,659 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $308,000 | 2,571 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $165,000 | 4,110 |
| Total noninterest expense | $4,403,000 | 1,883 |
| Salaries and employee benefits | $1,769,000 | 2,527 |
| Premises and equipment expense | $693,000 | 1,727 |
| Additional noninterest expense | $1,941,000 | 1,284 |
| Pre-tax net operating income | $790,000 | 4,309 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $184,000 | 3,933 |
| Income before extraordinary items | $606,000 | 4,392 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $606,000 | 4,393 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $233,000 | 1,091 |
| Cash dividends | $200,000 | 3,480 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $606,000 | 4,340 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $4,096,000 | 1,897 |
| Total interest expense | $1,361,000 | 1,749 |
| Net interest income | $2,735,000 | 1,966 |
| Provision for loan and lease losses | $250,000 | 917 |
| Total noninterest income | $233,000 | 3,628 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $158,000 | 2,451 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $75,000 | 4,317 |
| Total noninterest expense | $2,107,000 | 1,965 |
| Salaries and employee benefits | $893,000 | 2,510 |
| Premises and equipment expense | $364,000 | 1,662 |
| Additional noninterest expense | $850,000 | 1,475 |
| Pre-tax net operating income | $611,000 | 3,182 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $175,000 | 2,812 |
| Income before extraordinary items | $436,000 | 3,398 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $436,000 | 3,399 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 1,959 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $436,000 | 3,364 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $11,559,000 | 2,482 |
| Total interest expense | $3,600,000 | 2,249 |
| Net interest income | $7,959,000 | 2,560 |
| Provision for loan and lease losses | $747,000 | 1,378 |
| Total noninterest income | $1,171,000 | 3,182 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $598,000 | 2,706 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $573,000 | 3,062 |
| Total noninterest expense | $6,883,000 | 2,315 |
| Salaries and employee benefits | $3,208,000 | 2,678 |
| Premises and equipment expense | $1,057,000 | 2,169 |
| Additional noninterest expense | $2,618,000 | 1,858 |
| Pre-tax net operating income | $1,500,000 | 4,247 |
| Securities gains (losses) | $-162,000 | 8,784 |
| Applicable income taxes | $416,000 | 3,656 |
| Income before extraordinary items | $922,000 | 4,905 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $922,000 | 4,905 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $160,000 | 2,939 |
| Cash dividends | $300,000 | 4,324 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,033,780 | 4,535 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $7,516,000 | 2,786 |
| Total interest expense | $2,298,000 | 2,544 |
| Net interest income | $5,218,000 | 2,879 |
| Provision for loan and lease losses | $260,000 | 2,516 |
| Total noninterest income | $806,000 | 3,388 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $423,000 | 2,871 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $383,000 | 3,272 |
| Total noninterest expense | $4,886,000 | 2,429 |
| Salaries and employee benefits | $2,361,000 | 2,708 |
| Premises and equipment expense | $710,000 | 2,393 |
| Additional noninterest expense | $1,815,000 | 1,979 |
| Pre-tax net operating income | $878,000 | 4,950 |
| Securities gains (losses) | $-162,000 | 8,928 |
| Applicable income taxes | $176,000 | 4,637 |
| Income before extraordinary items | $540,000 | 5,626 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $540,000 | 5,626 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 3,251 |
| Cash dividends | $300,000 | 3,420 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $661,500 | 5,017 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,702,000 | 3,601 |
| Total interest expense | $1,125,000 | 3,247 |
| Net interest income | $2,577,000 | 3,681 |
| Provision for loan and lease losses | $130,000 | 2,974 |
| Total noninterest income | $399,000 | 4,099 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $198,000 | 3,674 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $201,000 | 3,722 |
| Total noninterest expense | $2,633,000 | 2,953 |
| Salaries and employee benefits | $1,433,000 | 2,954 |
| Premises and equipment expense | $314,000 | 3,420 |
| Additional noninterest expense | $886,000 | 2,660 |
| Pre-tax net operating income | $213,000 | 7,091 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $89,000 | 4,985 |
| Income before extraordinary items | $124,000 | 7,552 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $124,000 | 7,552 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 8,198 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $124,000 | 7,482 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $3,857,000 | 1,825 |
| Total interest expense | $1,217,000 | 1,652 |
| Net interest income | $2,640,000 | 1,885 |
| Provision for loan and lease losses | $1,290,000 | 263 |
| Total noninterest income | $391,000 | 2,577 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $203,000 | 2,053 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $188,000 | 2,570 |
| Total noninterest expense | $2,695,000 | 1,508 |
| Salaries and employee benefits | $1,427,000 | 1,570 |
| Premises and equipment expense | $295,000 | 1,964 |
| Additional noninterest expense | $973,000 | 1,236 |
| Pre-tax net operating income | $-954,000 | 9,082 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $-398,000 | 9,093 |
| Income before extraordinary items | $-556,000 | 9,062 |
| Extraordinary gains, net | $-143,000 | 9,109 |
| Net income | $-699,000 | 9,077 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 2,144 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $18,000 | 387 |
| Net operating income | $-556,000 | 9,043 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $14,361,000 | 1,969 |
| Total interest expense | $4,865,000 | 1,840 |
| Net interest income | $9,496,000 | 2,059 |
| Provision for loan and lease losses | $415,000 | 2,514 |
| Total noninterest income | $2,924,000 | 1,722 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $680,000 | 2,421 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $2,244,000 | 1,348 |
| Total noninterest expense | $10,052,000 | 1,599 |
| Salaries and employee benefits | $6,248,000 | 1,372 |
| Premises and equipment expense | $1,378,000 | 1,648 |
| Additional noninterest expense | $2,426,000 | 1,980 |
| Pre-tax net operating income | $1,953,000 | 3,444 |
| Securities gains (losses) | $340,000 | 971 |
| Applicable income taxes | $690,000 | 2,829 |
| Income before extraordinary items | $1,603,000 | 3,401 |
| Extraordinary gains, net | $-303,000 | 9,162 |
| Net income | $1,300,000 | 3,924 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 6,094 |
| Cash dividends | $493,000 | 3,584 |
| Sale, conversion, retirement of capital stock, net | $-1,502,000 | 9,162 |
| Net operating income | $1,365,000 | 3,645 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $10,555,000 | 2,053 |
| Total interest expense | $3,640,000 | 1,921 |
| Net interest income | $6,915,000 | 2,125 |
| Provision for loan and lease losses | $397,000 | 2,039 |
| Total noninterest income | $2,322,000 | 1,686 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $487,000 | 2,534 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,835,000 | 1,318 |
| Total noninterest expense | $7,027,000 | 1,717 |
| Salaries and employee benefits | $4,447,000 | 1,463 |
| Premises and equipment expense | $1,029,000 | 1,667 |
| Additional noninterest expense | $1,551,000 | 2,311 |
| Pre-tax net operating income | $1,813,000 | 3,061 |
| Securities gains (losses) | $253,000 | 1,076 |
| Applicable income taxes | $686,000 | 2,421 |
| Income before extraordinary items | $1,380,000 | 3,159 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,380,000 | 3,158 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-288,000 | 9,197 |
| Cash dividends | $493,000 | 2,720 |
| Sale, conversion, retirement of capital stock, net | $-1,608,000 | 9,221 |
| Net operating income | $1,210,490 | 3,309 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $7,005,000 | 2,080 |
| Total interest expense | $2,450,000 | 1,964 |
| Net interest income | $4,555,000 | 2,144 |
| Provision for loan and lease losses | $138,000 | 3,257 |
| Total noninterest income | $1,528,000 | 1,693 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $302,000 | 2,635 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $1,226,000 | 1,313 |
| Total noninterest expense | $4,621,000 | 1,729 |
| Salaries and employee benefits | $2,892,000 | 1,487 |
| Premises and equipment expense | $684,000 | 1,669 |
| Additional noninterest expense | $1,045,000 | 2,273 |
| Pre-tax net operating income | $1,324,000 | 2,865 |
| Securities gains (losses) | $92,000 | 1,577 |
| Applicable income taxes | $427,000 | 2,572 |
| Income before extraordinary items | $989,000 | 3,005 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $989,000 | 3,004 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-445,000 | 9,246 |
| Cash dividends | $493,000 | 2,196 |
| Sale, conversion, retirement of capital stock, net | $-1,488,000 | 9,252 |
| Net operating income | $924,600 | 2,982 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $3,454,000 | 2,128 |
| Total interest expense | $1,245,000 | 1,982 |
| Net interest income | $2,209,000 | 2,202 |
| Provision for loan and lease losses | $43,000 | 4,044 |
| Total noninterest income | $665,000 | 1,854 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $142,000 | 2,695 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $523,000 | 1,440 |
| Total noninterest expense | $2,294,000 | 1,723 |
| Salaries and employee benefits | $1,446,000 | 1,481 |
| Premises and equipment expense | $343,000 | 1,670 |
| Additional noninterest expense | $505,000 | 2,320 |
| Pre-tax net operating income | $537,000 | 3,340 |
| Securities gains (losses) | $92,000 | 1,047 |
| Applicable income taxes | $169,000 | 3,000 |
| Income before extraordinary items | $460,000 | 3,131 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $460,000 | 3,129 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $106,000 | 1,462 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $-1,488,000 | 9,305 |
| Net operating income | $392,840 | 3,335 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $14,935,000 | 2,064 |
| Total interest expense | $6,320,000 | 1,805 |
| Net interest income | $8,615,000 | 2,250 |
| Provision for loan and lease losses | $1,136,000 | 1,200 |
| Total noninterest income | $2,148,000 | 2,013 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $565,000 | 2,689 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,583,000 | 1,581 |
| Total noninterest expense | $8,625,000 | 1,754 |
| Salaries and employee benefits | $5,266,000 | 1,537 |
| Premises and equipment expense | $1,280,000 | 1,723 |
| Additional noninterest expense | $2,079,000 | 2,223 |
| Pre-tax net operating income | $1,002,000 | 5,200 |
| Securities gains (losses) | $574,000 | 612 |
| Applicable income taxes | $481,000 | 3,530 |
| Income before extraordinary items | $1,095,000 | 4,338 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,095,000 | 4,338 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 4,776 |
| Cash dividends | $507,000 | 3,416 |
| Sale, conversion, retirement of capital stock, net | $221,000 | 562 |
| Net operating income | $698,940 | 5,426 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $17,804,000 | 1,926 |
| Total interest expense | $9,485,000 | 1,715 |
| Net interest income | $8,319,000 | 2,148 |
| Provision for loan and lease losses | $3,482,000 | 468 |
| Total noninterest income | $2,228,000 | 1,849 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $684,000 | 2,180 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,544,000 | 1,485 |
| Total noninterest expense | $7,849,000 | 1,842 |
| Salaries and employee benefits | $4,620,000 | 1,621 |
| Premises and equipment expense | $1,328,000 | 1,621 |
| Additional noninterest expense | $1,901,000 | 2,350 |
| Pre-tax net operating income | $-784,000 | 9,278 |
| Securities gains (losses) | $135,000 | 1,489 |
| Applicable income taxes | $-351,000 | 9,451 |
| Income before extraordinary items | $-298,000 | 9,123 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-298,000 | 9,124 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,445,000 | 398 |
| Cash dividends | $506,000 | 3,420 |
| Sale, conversion, retirement of capital stock, net | $-613,000 | 9,558 |
| Net operating income | $-384,400 | 9,130 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $19,896,000 | 1,745 |
| Total interest expense | $10,499,000 | 1,634 |
| Net interest income | $9,397,000 | 1,873 |
| Provision for loan and lease losses | $464,000 | 2,009 |
| Total noninterest income | $1,177,000 | 2,796 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $617,000 | 2,229 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $560,000 | 2,750 |
| Total noninterest expense | $6,140,000 | 2,233 |
| Salaries and employee benefits | $3,727,000 | 1,927 |
| Premises and equipment expense | $1,038,000 | 1,997 |
| Additional noninterest expense | $1,375,000 | 3,036 |
| Pre-tax net operating income | $3,970,000 | 1,842 |
| Securities gains (losses) | $59,000 | 682 |
| Applicable income taxes | $1,335,000 | 1,663 |
| Income before extraordinary items | $2,694,000 | 1,937 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,694,000 | 1,937 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $246,000 | 2,078 |
| Cash dividends | $415,000 | 3,874 |
| Sale, conversion, retirement of capital stock, net | $1,367,000 | 410 |
| Net operating income | $2,654,470 | 1,971 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $15,002,000 | 2,177 |
| Total interest expense | $7,026,000 | 2,117 |
| Net interest income | $7,976,000 | 2,198 |
| Provision for loan and lease losses | $158,000 | 4,148 |
| Total noninterest income | $1,187,000 | 2,714 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $474,000 | 2,751 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $713,000 | 2,343 |
| Total noninterest expense | $5,753,000 | 2,360 |
| Salaries and employee benefits | $3,341,000 | 2,100 |
| Premises and equipment expense | $1,053,000 | 1,944 |
| Additional noninterest expense | $1,359,000 | 3,103 |
| Pre-tax net operating income | $3,252,000 | 2,236 |
| Securities gains (losses) | $43,000 | 1,044 |
| Applicable income taxes | $1,138,000 | 2,008 |
| Income before extraordinary items | $2,157,000 | 2,413 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,157,000 | 2,413 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 7,495 |
| Cash dividends | $218,000 | 5,093 |
| Sale, conversion, retirement of capital stock, net | $16,000 | 954 |
| Net operating income | $2,129,050 | 2,404 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $13,055,000 | 2,500 |
| Total interest expense | $6,199,000 | 2,440 |
| Net interest income | $6,856,000 | 2,473 |
| Provision for loan and lease losses | $220,000 | 3,309 |
| Total noninterest income | $1,227,000 | 2,640 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $339,000 | 3,570 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $888,000 | 2,024 |
| Total noninterest expense | $4,993,000 | 2,618 |
| Salaries and employee benefits | $2,955,000 | 2,284 |
| Premises and equipment expense | $887,000 | 2,194 |
| Additional noninterest expense | $1,151,000 | 3,492 |
| Pre-tax net operating income | $2,870,000 | 2,484 |
| Securities gains (losses) | $-6,000 | 10,112 |
| Applicable income taxes | $1,021,000 | 2,280 |
| Income before extraordinary items | $1,843,000 | 2,744 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,843,000 | 2,745 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 9,354 |
| Cash dividends | $234,000 | 5,084 |
| Sale, conversion, retirement of capital stock, net | $3,715,000 | 293 |
| Net operating income | $1,846,840 | 2,669 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $11,340,000 | 2,881 |
| Total interest expense | $5,544,000 | 2,694 |
| Net interest income | $5,796,000 | 3,013 |
| Provision for loan and lease losses | $129,000 | 4,484 |
| Total noninterest income | $931,000 | 3,229 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $297,000 | 4,110 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $634,000 | 2,381 |
| Total noninterest expense | $4,364,000 | 2,908 |
| Salaries and employee benefits | $2,525,000 | 2,613 |
| Premises and equipment expense | $918,000 | 2,145 |
| Additional noninterest expense | $921,000 | 4,218 |
| Pre-tax net operating income | $2,234,000 | 3,207 |
| Securities gains (losses) | $13,000 | 2,177 |
| Applicable income taxes | $800,000 | 2,926 |
| Income before extraordinary items | $1,447,000 | 3,460 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,447,000 | 3,460 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,408 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $318,000 | 602 |
| Net operating income | $1,438,680 | 3,396 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $9,657,000 | 3,385 |
| Total interest expense | $4,835,000 | 3,097 |
| Net interest income | $4,822,000 | 3,660 |
| Provision for loan and lease losses | $295,000 | 2,626 |
| Total noninterest income | $947,000 | 3,269 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $298,000 | 4,251 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $649,000 | 2,435 |
| Total noninterest expense | $3,931,000 | 3,400 |
| Salaries and employee benefits | $2,375,000 | 2,828 |
| Premises and equipment expense | $781,000 | 2,508 |
| Additional noninterest expense | $775,000 | 5,325 |
| Pre-tax net operating income | $1,543,000 | 4,239 |
| Securities gains (losses) | $27,000 | 1,767 |
| Applicable income taxes | $621,000 | 3,488 |
| Income before extraordinary items | $949,000 | 4,687 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $949,000 | 4,689 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 4,783 |
| Cash dividends | $100,000 | 6,641 |
| Sale, conversion, retirement of capital stock, net | $496,000 | 473 |
| Net operating income | $931,720 | 4,704 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $7,809,000 | 4,100 |
| Total interest expense | $3,845,000 | 3,801 |
| Net interest income | $3,964,000 | 4,346 |
| Provision for loan and lease losses | $199,000 | 3,045 |
| Total noninterest income | $719,000 | 3,995 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $286,000 | 4,464 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $433,000 | 3,159 |
| Total noninterest expense | $2,983,000 | 4,306 |
| Salaries and employee benefits | $1,665,000 | 3,898 |
| Premises and equipment expense | $607,000 | 3,179 |
| Additional noninterest expense | $711,000 | 5,767 |
| Pre-tax net operating income | $1,501,000 | 4,454 |
| Securities gains (losses) | $3,000 | 3,092 |
| Applicable income taxes | $579,000 | 3,750 |
| Income before extraordinary items | $925,000 | 4,875 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $925,000 | 4,874 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 7,475 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $21,000 | 717 |
| Net operating income | $923,080 | 4,883 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,873,000 | 5,773 |
| Total interest expense | $2,000,000 | 5,615 |
| Net interest income | $2,873,000 | 5,791 |
| Provision for loan and lease losses | $167,000 | 3,389 |
| Total noninterest income | $429,000 | 5,866 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $237,000 | 5,236 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $192,000 | 5,402 |
| Total noninterest expense | $2,487,000 | 5,176 |
| Salaries and employee benefits | $1,242,000 | 5,085 |
| Premises and equipment expense | $529,000 | 3,619 |
| Additional noninterest expense | $716,000 | 6,204 |
| Pre-tax net operating income | $648,000 | 7,730 |
| Securities gains (losses) | $-13,000 | 10,028 |
| Applicable income taxes | $-398,000 | 12,461 |
| Income before extraordinary items | $1,033,000 | 4,415 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,033,000 | 4,415 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $11,000 | 1,079 |
| Net operating income | $1,046,000 | 4,424 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,527,000 | 7,500 |
| Total interest expense | $1,463,000 | 7,327 |
| Net interest income | $2,064,000 | 7,499 |
| Provision for loan and lease losses | $148,000 | 4,714 |
| Total noninterest income | $343,000 | 7,110 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $185,000 | 6,280 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $158,000 | 6,394 |
| Total noninterest expense | $1,926,000 | 6,539 |
| Salaries and employee benefits | $932,000 | 6,533 |
| Premises and equipment expense | $384,000 | 4,877 |
| Additional noninterest expense | $610,000 | 7,243 |
| Pre-tax net operating income | $333,000 | 9,958 |
| Securities gains (losses) | $6,000 | 5,977 |
| Applicable income taxes | $118,000 | 9,353 |
| Income before extraordinary items | $229,000 | 10,283 |
| Extraordinary gains, net | $118,000 | 1,435 |
| Net income | $347,000 | 9,139 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 7,509 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 1,191 |
| Net operating income | $225,100 | 10,103 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,643,000 | 9,645 |
| Total interest expense | $1,139,000 | 9,826 |
| Net interest income | $1,504,000 | 9,259 |
| Provision for loan and lease losses | $194,000 | 5,305 |
| Total noninterest income | $130,000 | 10,919 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $109,000 | 8,244 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $21,000 | 12,470 |
| Total noninterest expense | $1,550,000 | 7,737 |
| Salaries and employee benefits | $684,000 | 8,113 |
| Premises and equipment expense | $364,000 | 5,189 |
| Additional noninterest expense | $502,000 | 8,439 |
| Pre-tax net operating income | $-110,000 | 12,960 |
| Securities gains (losses) | $32,000 | 4,877 |
| Applicable income taxes | $0 | 12,680 |
| Income before extraordinary items | $-78,000 | 13,031 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-78,000 | 13,023 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $134,000 | 5,168 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-110,000 | 12,932 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.