Home > Enterprise National Bank > Assets and Liabilities
Enterprise National Bank, Assets and Liabilities
| 2005-09-30 | Rank | |
| # of Employees: | 54 | 3,152 |
| Assets and Liabilities | ||
| Total Assets: | $312,343,000 | 1,958 |
| Cash and due from depository institutions | $5,708,000 | 3,152 |
| Interest-bearing balances | $35,000 | 5,910 |
| Securities | $63,992,000 | 1,877 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $191,976,000 | 2,155 |
| Loan loss allowance | $4,866,000 | 999 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $2,949,000 | 3,427 |
| Other real estate owned | $2,176,000 | 3,152 |
| Goodwill and other intangibles | $37,079,000 | 263 |
| All other assets | $8,463,000 | 1,879 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $312,343,000 | 1,958 |
| Total liabilities | $250,212,000 | 2,193 |
| Total deposits | $209,264,000 | 2,344 |
| Interest-bearing deposits | $195,613,000 | 2,119 |
| Deposits held in domestic offices | $209,264,000 | 2,338 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,308,000 | 1,056 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $27,435,000 | 1,432 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,205,000 | 1,926 |
| Total equity capital | $62,131,000 | 974 |
| Total bank equity capital | $62,131,000 | 974 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $995,000 | 3,117 |
| Surplus | $60,279,000 | 475 |
| Undivided profits | $857,000 | 7,368 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,766,000 | 969 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $1,453,000 | 2,386 |
| Earning assets | $256,003,000 | 2,178 |
| Long-term assets (5+ years) | $62,136,000 | 1,504 |
| Average Assets, year-to-date | $327,934,000 | 1,803 |
| Average Assets, quarterly | $317,114,500 | 1,905 |
| Volatile liabilities | $83,586,000 | 1,534 |
| Insider loans | $6,767,000 | 949 |
| FHLB advances | $27,435,000 | 1,343 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $83,300,000 | 1,146 |
| Tier 1 (core) risk-based capital | $25,390,000 | 2,316 |
| Tier 2 risk-based capital | $2,851,000 | 1,658 |
| Total risk weighted assets | $226,062,000 | 1,893 |
| Total unused commitments | $83,300,000 | 1,147 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 49 | 3,404 |
| Assets and Liabilities | ||
| Total Assets: | $321,886,000 | 1,858 |
| Cash and due from depository institutions | $8,177,000 | 3,404 |
| Interest-bearing balances | $483,000 | 3,449 |
| Securities | $69,695,000 | 1,754 |
| Federal funds sold & reverse repurchase agreements | $3,809,000 | 2,538 |
| Net loans & leases | $189,569,000 | 2,132 |
| Loan loss allowance | $5,471,000 | 881 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $3,069,000 | 3,270 |
| Other real estate owned | $2,018,000 | 3,404 |
| Goodwill and other intangibles | $37,375,000 | 254 |
| All other assets | $8,174,000 | 1,874 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $321,886,000 | 1,858 |
| Total liabilities | $259,874,000 | 2,053 |
| Total deposits | $220,877,000 | 2,179 |
| Interest-bearing deposits | $207,076,000 | 1,964 |
| Deposits held in domestic offices | $220,877,000 | 2,174 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,078,000 | 1,209 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $27,511,000 | 1,428 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,408,000 | 1,700 |
| Total equity capital | $62,012,000 | 954 |
| Total bank equity capital | $62,012,000 | 954 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $995,000 | 3,099 |
| Surplus | $60,279,000 | 461 |
| Undivided profits | $738,000 | 7,462 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,374,000 | 1,088 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $1,350,000 | 2,347 |
| Earning assets | $263,556,000 | 2,077 |
| Long-term assets (5+ years) | $67,045,000 | 1,405 |
| Average Assets, year-to-date | $333,131,000 | 1,762 |
| Average Assets, quarterly | $325,267,500 | 1,817 |
| Volatile liabilities | $82,522,000 | 1,506 |
| Insider loans | $7,873,000 | 767 |
| FHLB advances | $27,511,000 | 1,345 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $65,947,000 | 1,354 |
| Tier 1 (core) risk-based capital | $24,928,000 | 2,303 |
| Tier 2 risk-based capital | $2,908,000 | 1,614 |
| Total risk weighted assets | $230,086,000 | 1,840 |
| Total unused commitments | $65,947,000 | 1,354 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 57 | 2,959 |
| Assets and Liabilities | ||
| Total Assets: | $328,649,000 | 1,810 |
| Cash and due from depository institutions | $6,921,000 | 2,959 |
| Interest-bearing balances | $685,000 | 3,100 |
| Securities | $69,628,000 | 1,777 |
| Federal funds sold & reverse repurchase agreements | $2,345,000 | 3,789 |
| Net loans & leases | $200,022,000 | 1,976 |
| Loan loss allowance | $5,346,000 | 899 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $3,162,000 | 3,186 |
| Other real estate owned | $1,017,000 | 2,959 |
| Goodwill and other intangibles | $37,421,000 | 254 |
| All other assets | $8,133,000 | 1,856 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $328,649,000 | 1,810 |
| Total liabilities | $267,004,000 | 1,980 |
| Total deposits | $231,030,000 | 2,071 |
| Interest-bearing deposits | $218,546,000 | 1,839 |
| Deposits held in domestic offices | $231,030,000 | 2,065 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,713,000 | 1,471 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $27,548,000 | 1,371 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,713,000 | 1,530 |
| Total equity capital | $61,645,000 | 945 |
| Total bank equity capital | $61,645,000 | 945 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $995,000 | 3,108 |
| Surplus | $60,279,000 | 452 |
| Undivided profits | $371,000 | 7,763 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,915,000 | 890 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $1,450,000 | 2,102 |
| Earning assets | $272,680,000 | 1,976 |
| Long-term assets (5+ years) | $70,932,000 | 1,385 |
| Average Assets, year-to-date | $338,753,500 | 1,741 |
| Average Assets, quarterly | $338,753,500 | 1,741 |
| Volatile liabilities | $80,997,000 | 1,487 |
| Insider loans | $6,361,000 | 956 |
| FHLB advances | $27,548,000 | 1,283 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $60,570,000 | 1,405 |
| Tier 1 (core) risk-based capital | $24,912,000 | 2,241 |
| Tier 2 risk-based capital | $2,983,000 | 1,543 |
| Total risk weighted assets | $236,316,000 | 1,754 |
| Total unused commitments | $60,570,000 | 1,405 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 56 | 3,021 |
| Assets and Liabilities | ||
| Total Assets: | $348,858,000 | 1,713 |
| Cash and due from depository institutions | $5,582,000 | 3,021 |
| Interest-bearing balances | $717,000 | 3,123 |
| Securities | $73,017,000 | 1,717 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $211,763,000 | 1,846 |
| Loan loss allowance | $5,134,000 | 927 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $3,204,000 | 3,121 |
| Other real estate owned | $1,244,000 | 3,021 |
| Goodwill and other intangibles | $37,806,000 | 250 |
| All other assets | $16,242,000 | 987 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $348,858,000 | 1,713 |
| Total liabilities | $287,110,000 | 1,838 |
| Total deposits | $249,811,000 | 1,876 |
| Interest-bearing deposits | $236,036,000 | 1,694 |
| Deposits held in domestic offices | $249,811,000 | 1,870 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,215,000 | 1,267 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $27,633,000 | 1,388 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $1,451,000 | 2,429 |
| Total equity capital | $61,748,000 | 944 |
| Total bank equity capital | $61,748,000 | 944 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $995,000 | 3,107 |
| Surplus | $60,279,000 | 455 |
| Undivided profits | $474,000 | 7,811 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,734,000 | 1,489 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $1,431,000 | 2,089 |
| Earning assets | $285,497,000 | 1,894 |
| Long-term assets (5+ years) | $74,774,000 | 1,343 |
| Average Assets, year-to-date | $323,641,200 | 1,737 |
| Average Assets, quarterly | $346,988,500 | 1,700 |
| Volatile liabilities | $82,284,000 | 1,427 |
| Insider loans | $6,180,000 | 966 |
| FHLB advances | $27,633,000 | 1,292 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $63,119,000 | 1,333 |
| Tier 1 (core) risk-based capital | $24,091,000 | 2,291 |
| Tier 2 risk-based capital | $3,219,000 | 1,433 |
| Total risk weighted assets | $255,613,000 | 1,627 |
| Total unused commitments | $63,119,000 | 1,334 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 58 | 2,918 |
| Assets and Liabilities | ||
| Total Assets: | $345,119,000 | 1,705 |
| Cash and due from depository institutions | $8,303,000 | 2,918 |
| Interest-bearing balances | $11,000 | 6,517 |
| Securities | $74,297,000 | 1,683 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $207,863,000 | 1,834 |
| Loan loss allowance | $4,733,000 | 983 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $3,696,000 | 2,730 |
| Other real estate owned | $1,201,000 | 2,918 |
| Goodwill and other intangibles | $38,152,000 | 246 |
| All other assets | $11,607,000 | 1,314 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $345,119,000 | 1,705 |
| Total liabilities | $283,399,000 | 1,854 |
| Total deposits | $241,587,000 | 1,907 |
| Interest-bearing deposits | $226,274,000 | 1,730 |
| Deposits held in domestic offices | $241,587,000 | 1,901 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,564,000 | 1,003 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $27,719,000 | 1,389 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,529,000 | 2,359 |
| Total equity capital | $61,720,000 | 934 |
| Total bank equity capital | $61,720,000 | 934 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $995,000 | 3,112 |
| Surplus | $60,447,000 | 450 |
| Undivided profits | $278,000 | 8,085 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,789,000 | 1,545 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $1,319,000 | 2,346 |
| Earning assets | $282,171,000 | 1,890 |
| Long-term assets (5+ years) | $78,382,000 | 1,307 |
| Average Assets, year-to-date | $317,337,000 | 1,772 |
| Average Assets, quarterly | $341,716,500 | 1,699 |
| Volatile liabilities | $78,812,000 | 1,436 |
| Insider loans | $5,557,000 | 1,051 |
| FHLB advances | $27,719,000 | 1,287 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $63,030,000 | 1,320 |
| Tier 1 (core) risk-based capital | $23,530,000 | 2,316 |
| Tier 2 risk-based capital | $3,068,000 | 1,474 |
| Total risk weighted assets | $243,781,000 | 1,663 |
| Total unused commitments | $63,030,000 | 1,321 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 75 | 2,291 |
| Assets and Liabilities | ||
| Total Assets: | $338,314,000 | 1,712 |
| Cash and due from depository institutions | $11,527,000 | 2,291 |
| Interest-bearing balances | $10,000 | 6,553 |
| Securities | $65,086,000 | 1,913 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $210,606,000 | 1,776 |
| Loan loss allowance | $4,688,000 | 986 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $3,722,000 | 2,671 |
| Other real estate owned | $324,000 | 2,291 |
| Goodwill and other intangibles | $38,350,000 | 238 |
| All other assets | $8,699,000 | 1,691 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $338,314,000 | 1,712 |
| Total liabilities | $278,007,000 | 1,875 |
| Total deposits | $238,840,000 | 1,918 |
| Interest-bearing deposits | $198,082,000 | 1,953 |
| Deposits held in domestic offices | $238,840,000 | 1,911 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,981,000 | 1,131 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $27,804,000 | 1,352 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $1,382,000 | 2,325 |
| Total equity capital | $60,307,000 | 912 |
| Total bank equity capital | $60,307,000 | 912 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $995,000 | 3,124 |
| Surplus | $60,261,000 | 443 |
| Undivided profits | $-949,000 | 8,657 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,009,000 | 940 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $1,340,000 | 2,169 |
| Earning assets | $275,702,000 | 1,909 |
| Long-term assets (5+ years) | $70,430,000 | 1,483 |
| Average Assets, year-to-date | $308,076,330 | 1,830 |
| Average Assets, quarterly | $314,642,500 | 1,809 |
| Volatile liabilities | $62,432,000 | 1,688 |
| Insider loans | $5,615,000 | 1,007 |
| FHLB advances | $27,804,000 | 1,256 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $68,355,000 | 1,203 |
| Tier 1 (core) risk-based capital | $23,030,000 | 2,320 |
| Tier 2 risk-based capital | $2,849,000 | 1,543 |
| Total risk weighted assets | $226,109,000 | 1,740 |
| Total unused commitments | $68,355,000 | 1,203 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 84 | 2,036 |
| Assets and Liabilities | ||
| Total Assets: | $290,971,000 | 1,946 |
| Cash and due from depository institutions | $9,613,000 | 2,036 |
| Interest-bearing balances | $0 | 6,987 |
| Securities | $59,453,000 | 2,081 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $210,161,000 | 1,744 |
| Loan loss allowance | $4,547,000 | 1,012 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $3,289,000 | 2,935 |
| Other real estate owned | $1,160,000 | 2,036 |
| Goodwill and other intangibles | $3,000 | 3,213 |
| All other assets | $7,292,000 | 1,836 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $290,971,000 | 1,946 |
| Total liabilities | $265,349,000 | 1,921 |
| Total deposits | $229,391,000 | 1,980 |
| Interest-bearing deposits | $196,505,000 | 1,964 |
| Deposits held in domestic offices | $229,391,000 | 1,973 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,434,000 | 1,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $26,000,000 | 1,351 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $1,524,000 | 2,392 |
| Total equity capital | $25,622,000 | 2,211 |
| Total bank equity capital | $25,622,000 | 2,211 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $5,476,000 | 656 |
| Surplus | $13,885,000 | 1,491 |
| Undivided profits | $6,261,000 | 4,136 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,871,000 | 1,594 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $1,214,000 | 2,357 |
| Earning assets | $269,614,000 | 1,930 |
| Long-term assets (5+ years) | $55,467,000 | 1,759 |
| Average Assets, year-to-date | $292,957,500 | 1,911 |
| Average Assets, quarterly | $292,957,500 | 1,911 |
| Volatile liabilities | $62,753,000 | 1,607 |
| Insider loans | $7,021,000 | 797 |
| FHLB advances | $26,000,000 | 1,247 |
| Loans and leases held for sale | $262,000 | 1,542 |
| Unused loan commitments | $55,318,000 | 1,390 |
| Tier 1 (core) risk-based capital | $24,594,000 | 2,159 |
| Tier 2 risk-based capital | $2,758,000 | 1,583 |
| Total risk weighted assets | $218,838,000 | 1,758 |
| Total unused commitments | $55,318,000 | 1,395 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 90 | 1,921 |
| Assets and Liabilities | ||
| Total Assets: | $294,944,000 | 1,907 |
| Cash and due from depository institutions | $6,881,000 | 1,921 |
| Interest-bearing balances | $0 | 6,994 |
| Securities | $68,228,000 | 1,888 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $207,494,000 | 1,741 |
| Loan loss allowance | $3,297,000 | 1,403 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $3,506,000 | 2,767 |
| Other real estate owned | $1,689,000 | 1,921 |
| Goodwill and other intangibles | $396,000 | 2,173 |
| All other assets | $6,750,000 | 1,994 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $294,944,000 | 1,907 |
| Total liabilities | $269,243,000 | 1,881 |
| Total deposits | $232,988,000 | 1,941 |
| Interest-bearing deposits | $199,168,000 | 1,935 |
| Deposits held in domestic offices | $232,988,000 | 1,938 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,164,000 | 1,342 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $26,000,000 | 1,353 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $3,091,000 | 1,336 |
| Total equity capital | $25,701,000 | 2,159 |
| Total bank equity capital | $25,701,000 | 2,159 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $5,473,000 | 660 |
| Surplus | $13,870,000 | 1,457 |
| Undivided profits | $6,358,000 | 4,056 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,628,000 | 844 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $1,333,000 | 2,250 |
| Earning assets | $275,722,000 | 1,868 |
| Long-term assets (5+ years) | $57,926,000 | 1,705 |
| Average Assets, year-to-date | $275,947,200 | 1,951 |
| Average Assets, quarterly | $293,671,500 | 1,896 |
| Volatile liabilities | $63,577,000 | 1,588 |
| Insider loans | $7,173,000 | 735 |
| FHLB advances | $26,000,000 | 1,255 |
| Loans and leases held for sale | $891,000 | 927 |
| Unused loan commitments | $51,745,000 | 1,412 |
| Tier 1 (core) risk-based capital | $24,589,000 | 2,143 |
| Tier 2 risk-based capital | $2,728,000 | 1,579 |
| Total risk weighted assets | $217,802,000 | 1,747 |
| Total unused commitments | $51,745,000 | 1,413 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 96 | 1,815 |
| Assets and Liabilities | ||
| Total Assets: | $292,399,000 | 1,932 |
| Cash and due from depository institutions | $8,373,000 | 1,815 |
| Interest-bearing balances | $0 | 7,032 |
| Securities | $68,730,000 | 1,851 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $204,252,000 | 1,744 |
| Loan loss allowance | $3,589,000 | 1,300 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $3,547,000 | 2,702 |
| Other real estate owned | $673,000 | 1,815 |
| Goodwill and other intangibles | $897,000 | 1,676 |
| All other assets | $5,927,000 | 2,184 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $292,399,000 | 1,932 |
| Total liabilities | $266,697,000 | 1,911 |
| Total deposits | $218,806,000 | 2,077 |
| Interest-bearing deposits | $214,974,000 | 1,807 |
| Deposits held in domestic offices | $218,806,000 | 2,073 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,963,000 | 1,696 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $42,000,000 | 954 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,928,000 | 1,984 |
| Total equity capital | $25,702,000 | 2,143 |
| Total bank equity capital | $25,702,000 | 2,143 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $5,411,000 | 658 |
| Surplus | $13,689,000 | 1,465 |
| Undivided profits | $6,602,000 | 3,980 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,614,000 | 592 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $1,241,000 | 2,527 |
| Earning assets | $272,982,000 | 1,891 |
| Long-term assets (5+ years) | $62,178,000 | 1,615 |
| Average Assets, year-to-date | $271,198,000 | 2,010 |
| Average Assets, quarterly | $277,291,500 | 2,008 |
| Volatile liabilities | $75,398,000 | 1,353 |
| Insider loans | $9,258,000 | 537 |
| FHLB advances | $42,000,000 | 862 |
| Loans and leases held for sale | $2,047,000 | 848 |
| Unused loan commitments | $84,301,000 | 984 |
| Tier 1 (core) risk-based capital | $24,219,000 | 2,173 |
| Tier 2 risk-based capital | $2,645,000 | 1,622 |
| Total risk weighted assets | $210,641,000 | 1,794 |
| Total unused commitments | $84,301,000 | 985 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 96 | 1,827 |
| Assets and Liabilities | ||
| Total Assets: | $262,184,000 | 2,106 |
| Cash and due from depository institutions | $13,315,000 | 1,827 |
| Interest-bearing balances | $0 | 7,050 |
| Securities | $43,368,000 | 2,701 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $194,110,000 | 1,795 |
| Loan loss allowance | $3,486,000 | 1,314 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $3,669,000 | 2,599 |
| Other real estate owned | $933,000 | 1,827 |
| Goodwill and other intangibles | $910,000 | 1,620 |
| All other assets | $5,879,000 | 2,109 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $262,184,000 | 2,106 |
| Total liabilities | $236,418,000 | 2,100 |
| Total deposits | $205,828,000 | 2,180 |
| Interest-bearing deposits | $202,309,000 | 1,895 |
| Deposits held in domestic offices | $205,828,000 | 2,175 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,293,000 | 2,006 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $26,000,000 | 1,320 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $2,297,000 | 1,804 |
| Total equity capital | $25,766,000 | 2,134 |
| Total bank equity capital | $25,766,000 | 2,134 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $5,408,000 | 652 |
| Surplus | $13,674,000 | 1,435 |
| Undivided profits | $6,684,000 | 3,994 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,407,000 | 738 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $1,063,000 | 2,870 |
| Earning assets | $237,478,000 | 2,130 |
| Long-term assets (5+ years) | $41,772,000 | 2,054 |
| Average Assets, year-to-date | $264,131,000 | 2,053 |
| Average Assets, quarterly | $259,853,500 | 2,110 |
| Volatile liabilities | $49,115,000 | 1,916 |
| Insider loans | $9,406,000 | 503 |
| FHLB advances | $26,000,000 | 1,212 |
| Loans and leases held for sale | $3,336,000 | 880 |
| Unused loan commitments | $61,848,000 | 1,217 |
| Tier 1 (core) risk-based capital | $23,935,000 | 2,152 |
| Tier 2 risk-based capital | $2,466,000 | 1,690 |
| Total risk weighted assets | $196,242,000 | 1,878 |
| Total unused commitments | $61,848,000 | 1,228 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 98 | 1,747 |
| Assets and Liabilities | ||
| Total Assets: | $257,523,000 | 2,108 |
| Cash and due from depository institutions | $12,471,000 | 1,747 |
| Interest-bearing balances | $0 | 7,012 |
| Securities | $49,179,000 | 2,418 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $184,417,000 | 1,856 |
| Loan loss allowance | $2,840,000 | 1,572 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $3,746,000 | 2,516 |
| Other real estate owned | $1,089,000 | 1,747 |
| Goodwill and other intangibles | $922,000 | 1,596 |
| All other assets | $5,699,000 | 2,117 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $257,523,000 | 2,108 |
| Total liabilities | $232,041,000 | 2,113 |
| Total deposits | $200,086,000 | 2,214 |
| Interest-bearing deposits | $189,369,000 | 2,021 |
| Deposits held in domestic offices | $200,086,000 | 2,209 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,150,000 | 1,517 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $26,000,000 | 1,264 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,805,000 | 2,213 |
| Total equity capital | $25,482,000 | 2,095 |
| Total bank equity capital | $25,482,000 | 2,095 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $5,408,000 | 641 |
| Surplus | $13,674,000 | 1,411 |
| Undivided profits | $6,400,000 | 4,028 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,631,000 | 1,240 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $1,162,000 | 2,624 |
| Earning assets | $233,596,000 | 2,135 |
| Long-term assets (5+ years) | $39,774,000 | 2,070 |
| Average Assets, year-to-date | $265,104,500 | 2,036 |
| Average Assets, quarterly | $265,104,500 | 2,036 |
| Volatile liabilities | $52,767,000 | 1,761 |
| Insider loans | $6,642,000 | 768 |
| FHLB advances | $26,000,000 | 1,166 |
| Loans and leases held for sale | $2,223,000 | 958 |
| Unused loan commitments | $54,343,000 | 1,299 |
| Tier 1 (core) risk-based capital | $23,887,000 | 2,098 |
| Tier 2 risk-based capital | $2,356,000 | 1,734 |
| Total risk weighted assets | $187,961,000 | 1,918 |
| Total unused commitments | $54,343,000 | 1,309 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 78 | 2,210 |
| Assets and Liabilities | ||
| Total Assets: | $272,686,000 | 1,969 |
| Cash and due from depository institutions | $13,261,000 | 2,210 |
| Interest-bearing balances | $0 | 7,009 |
| Securities | $51,282,000 | 2,294 |
| Federal funds sold & reverse repurchase agreements | $2,860,000 | 4,085 |
| Net loans & leases | $192,409,000 | 1,773 |
| Loan loss allowance | $2,903,000 | 1,507 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $3,850,000 | 2,437 |
| Other real estate owned | $1,509,000 | 2,210 |
| Goodwill and other intangibles | $935,000 | 1,559 |
| All other assets | $6,580,000 | 1,839 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $272,686,000 | 1,969 |
| Total liabilities | $246,150,000 | 1,950 |
| Total deposits | $213,620,000 | 2,019 |
| Interest-bearing deposits | $207,963,000 | 1,795 |
| Deposits held in domestic offices | $213,620,000 | 2,017 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,809,000 | 1,636 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $26,000,000 | 1,282 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,721,000 | 1,598 |
| Total equity capital | $26,536,000 | 1,975 |
| Total bank equity capital | $26,536,000 | 1,975 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $5,330,000 | 658 |
| Surplus | $13,509,000 | 1,393 |
| Undivided profits | $7,697,000 | 3,537 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,270,000 | 534 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $1,389,000 | 2,285 |
| Earning assets | $246,551,000 | 1,992 |
| Long-term assets (5+ years) | $37,497,000 | 2,144 |
| Average Assets, year-to-date | $264,616,400 | 1,927 |
| Average Assets, quarterly | $273,015,500 | 1,952 |
| Volatile liabilities | $59,072,000 | 1,584 |
| Insider loans | $4,674,000 | 1,099 |
| FHLB advances | $26,000,000 | 1,169 |
| Loans and leases held for sale | $8,713,000 | 497 |
| Unused loan commitments | $52,619,000 | 1,286 |
| Tier 1 (core) risk-based capital | $24,903,000 | 1,969 |
| Tier 2 risk-based capital | $2,442,000 | 1,631 |
| Total risk weighted assets | $194,919,000 | 1,827 |
| Total unused commitments | $52,619,000 | 1,287 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 87 | 1,971 |
| Assets and Liabilities | ||
| Total Assets: | $254,992,000 | 1,996 |
| Cash and due from depository institutions | $15,063,000 | 1,971 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $30,345,000 | 3,310 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $194,723,000 | 1,698 |
| Loan loss allowance | $1,836,000 | 2,169 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $4,058,000 | 2,231 |
| Other real estate owned | $3,027,000 | 1,971 |
| Goodwill and other intangibles | $990,000 | 1,463 |
| All other assets | $6,786,000 | 1,708 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $254,992,000 | 1,996 |
| Total liabilities | $235,755,000 | 1,941 |
| Total deposits | $194,921,000 | 2,116 |
| Interest-bearing deposits | $169,750,000 | 2,082 |
| Deposits held in domestic offices | $194,921,000 | 2,111 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,175,000 | 971 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $26,000,000 | 1,183 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $2,659,000 | 1,628 |
| Total equity capital | $19,237,000 | 2,548 |
| Total bank equity capital | $19,237,000 | 2,548 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $5,225,000 | 668 |
| Surplus | $7,315,000 | 2,263 |
| Undivided profits | $6,697,000 | 3,713 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,024,000 | 2,656 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $1,328,000 | 2,598 |
| Earning assets | $225,068,000 | 2,070 |
| Long-term assets (5+ years) | $23,844,000 | 2,938 |
| Average Assets, year-to-date | $246,054,400 | 1,985 |
| Average Assets, quarterly | $250,273,000 | 2,007 |
| Volatile liabilities | $70,770,000 | 1,326 |
| Insider loans | $6,638,000 | 706 |
| FHLB advances | $26,000,000 | 1,070 |
| Loans and leases held for sale | $5,053,000 | 579 |
| Unused loan commitments | $43,906,000 | 1,391 |
| Tier 1 (core) risk-based capital | $18,038,000 | 2,576 |
| Tier 2 risk-based capital | $1,837,000 | 2,002 |
| Total risk weighted assets | $197,491,000 | 1,722 |
| Total unused commitments | $43,906,000 | 1,395 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 69 | 2,497 |
| Assets and Liabilities | ||
| Total Assets: | $237,692,000 | 2,057 |
| Cash and due from depository institutions | $10,693,000 | 2,497 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $31,857,000 | 3,283 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $187,434,000 | 1,700 |
| Loan loss allowance | $1,800,000 | 2,089 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $3,399,000 | 2,590 |
| Other real estate owned | $1,559,000 | 2,497 |
| Goodwill and other intangibles | $6,000 | 3,090 |
| All other assets | $2,744,000 | 3,072 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $237,692,000 | 2,057 |
| Total liabilities | $217,131,000 | 2,019 |
| Total deposits | $189,230,000 | 2,077 |
| Interest-bearing deposits | $168,886,000 | 1,997 |
| Deposits held in domestic offices | $189,230,000 | 2,074 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,216,000 | 1,304 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $18,100,000 | 1,421 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $2,585,000 | 1,666 |
| Total equity capital | $20,561,000 | 2,277 |
| Total bank equity capital | $20,561,000 | 2,277 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $5,185,000 | 675 |
| Surplus | $7,247,000 | 2,222 |
| Undivided profits | $8,129,000 | 3,075 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $749,000 | 2,870 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $1,315,000 | 1,984 |
| Earning assets | $219,291,000 | 2,043 |
| Long-term assets (5+ years) | $22,288,000 | 2,948 |
| Average Assets, year-to-date | $224,646,800 | 2,060 |
| Average Assets, quarterly | $235,992,000 | 2,039 |
| Volatile liabilities | $66,472,000 | 1,368 |
| Insider loans | $7,331,000 | 620 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $4,647,000 | 355 |
| Unused loan commitments | $44,486,000 | 1,279 |
| Tier 1 (core) risk-based capital | $20,443,000 | 2,178 |
| Tier 2 risk-based capital | $1,800,000 | 1,963 |
| Total risk weighted assets | $184,637,300 | 1,768 |
| Total unused commitments | $44,486,000 | 1,280 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 71 | 2,470 |
| Assets and Liabilities | ||
| Total Assets: | $201,907,000 | 2,328 |
| Cash and due from depository institutions | $5,256,000 | 2,470 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $22,443,000 | 4,470 |
| Federal funds sold & reverse repurchase agreements | $710,000 | 5,382 |
| Net loans & leases | $167,222,000 | 1,805 |
| Loan loss allowance | $1,582,000 | 2,273 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $3,701,000 | 2,335 |
| Other real estate owned | $0 | 2,470 |
| Goodwill and other intangibles | $7,000 | 3,173 |
| All other assets | $2,568,000 | 3,236 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $201,907,000 | 2,328 |
| Total liabilities | $185,734,000 | 2,296 |
| Total deposits | $171,158,000 | 2,220 |
| Interest-bearing deposits | $152,771,000 | 2,136 |
| Deposits held in domestic offices | $171,158,000 | 2,214 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,349,000 | 2,031 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $9,500,000 | 2,092 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,727,000 | 2,123 |
| Total equity capital | $16,173,000 | 2,734 |
| Total bank equity capital | $16,173,000 | 2,734 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $4,361,000 | 878 |
| Surplus | $6,421,000 | 2,423 |
| Undivided profits | $5,391,000 | 3,976 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $589,000 | 3,292 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $1,031,000 | 2,172 |
| Earning assets | $190,375,000 | 2,260 |
| Long-term assets (5+ years) | $16,928,000 | 3,677 |
| Average Assets, year-to-date | $185,574,800 | 2,432 |
| Average Assets, quarterly | $197,121,500 | 2,363 |
| Volatile liabilities | $54,087,000 | 1,556 |
| Insider loans | $7,374,000 | 611 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $1,067,000 | 678 |
| Unused loan commitments | $42,999,000 | 1,345 |
| Tier 1 (core) risk-based capital | $16,796,000 | 2,607 |
| Tier 2 risk-based capital | $1,582,000 | 2,089 |
| Total risk weighted assets | $163,573,100 | 1,875 |
| Total unused commitments | $42,999,000 | 1,349 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 57 | 3,108 |
| Assets and Liabilities | ||
| Total Assets: | $177,479,000 | 2,584 |
| Cash and due from depository institutions | $5,550,000 | 3,108 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $24,440,000 | 4,223 |
| Federal funds sold & reverse repurchase agreements | $11,760,000 | 1,480 |
| Net loans & leases | $131,695,000 | 2,124 |
| Loan loss allowance | $1,427,000 | 2,429 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $2,194,000 | 3,605 |
| Other real estate owned | $0 | 3,108 |
| Goodwill and other intangibles | $8,000 | 3,308 |
| All other assets | $1,832,000 | 3,816 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $177,479,000 | 2,584 |
| Total liabilities | $162,422,000 | 2,554 |
| Total deposits | $146,592,000 | 2,608 |
| Interest-bearing deposits | $127,475,000 | 2,545 |
| Deposits held in domestic offices | $146,592,000 | 2,603 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,193,000 | 1,382 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $9,000,000 | 1,667 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,637,000 | 2,354 |
| Total equity capital | $15,057,000 | 2,986 |
| Total bank equity capital | $15,057,000 | 2,986 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $4,355,000 | 849 |
| Surplus | $6,410,000 | 2,309 |
| Undivided profits | $4,292,000 | 4,879 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $108,000 | 7,205 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $876,000 | 2,567 |
| Earning assets | $167,895,000 | 2,525 |
| Long-term assets (5+ years) | $18,310,000 | 3,324 |
| Average Assets, year-to-date | $160,636,400 | 2,702 |
| Average Assets, quarterly | $168,380,500 | 2,684 |
| Volatile liabilities | $39,478,000 | 1,723 |
| Insider loans | $5,522,000 | 749 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $6,376,000 | 444 |
| Unused loan commitments | $42,236,000 | 1,274 |
| Tier 1 (core) risk-based capital | $14,840,000 | 2,881 |
| Tier 2 risk-based capital | $1,427,000 | 2,203 |
| Total risk weighted assets | $130,282,600 | 2,188 |
| Total unused commitments | $42,236,000 | 1,280 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 50 | 3,586 |
| Assets and Liabilities | ||
| Total Assets: | $149,047,000 | 2,991 |
| Cash and due from depository institutions | $6,176,000 | 3,586 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $33,608,000 | 3,295 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $106,521,000 | 2,597 |
| Loan loss allowance | $1,203,000 | 2,858 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,135,000 | 5,574 |
| Other real estate owned | $0 | 3,586 |
| Goodwill and other intangibles | $9,000 | 3,399 |
| All other assets | $1,598,000 | 4,229 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $149,047,000 | 2,991 |
| Total liabilities | $139,417,000 | 2,888 |
| Total deposits | $114,902,000 | 3,239 |
| Interest-bearing deposits | $98,021,000 | 3,253 |
| Deposits held in domestic offices | $114,902,000 | 3,233 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $23,352,000 | 685 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,163,000 | 3,141 |
| Total equity capital | $9,630,000 | 4,448 |
| Total bank equity capital | $9,630,000 | 4,448 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $3,379,000 | 1,075 |
| Surplus | $3,673,000 | 3,591 |
| Undivided profits | $2,578,000 | 6,436 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,000 | 9,799 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $703,000 | 3,342 |
| Earning assets | $140,129,000 | 2,937 |
| Long-term assets (5+ years) | $19,357,000 | 2,852 |
| Average Assets, year-to-date | $138,723,600 | 3,047 |
| Average Assets, quarterly | $146,568,000 | 2,990 |
| Volatile liabilities | $45,356,000 | 1,527 |
| Insider loans | $3,140,000 | 1,355 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $1,824,000 | 622 |
| Unused loan commitments | $29,405,000 | 1,594 |
| Tier 1 (core) risk-based capital | $9,515,000 | 4,349 |
| Tier 2 risk-based capital | $1,203,000 | 2,471 |
| Total risk weighted assets | $103,006,400 | 2,691 |
| Total unused commitments | $29,405,000 | 1,597 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 51 | 3,657 |
| Assets and Liabilities | ||
| Total Assets: | $133,796,000 | 3,374 |
| Cash and due from depository institutions | $3,137,000 | 3,657 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $37,932,000 | 3,195 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $89,566,000 | 3,063 |
| Loan loss allowance | $1,072,000 | 3,307 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,546,000 | 4,593 |
| Other real estate owned | $0 | 3,657 |
| Goodwill and other intangibles | $10,000 | 3,244 |
| All other assets | $1,605,000 | 4,352 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $133,796,000 | 3,374 |
| Total liabilities | $126,076,000 | 3,239 |
| Total deposits | $113,478,000 | 3,364 |
| Interest-bearing deposits | $98,290,000 | 3,331 |
| Deposits held in domestic offices | $113,478,000 | 3,353 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,357,000 | 1,077 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,241,000 | 2,976 |
| Total equity capital | $7,720,000 | 5,392 |
| Total bank equity capital | $7,720,000 | 5,392 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $3,329,000 | 1,142 |
| Surplus | $3,301,000 | 3,967 |
| Undivided profits | $1,090,000 | 8,695 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,000 | 10,303 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $568,000 | 4,059 |
| Earning assets | $127,498,000 | 3,255 |
| Long-term assets (5+ years) | $16,193,000 | 3,092 |
| Average Assets, year-to-date | $118,657,000 | 3,627 |
| Average Assets, quarterly | $130,171,000 | 3,425 |
| Volatile liabilities | $35,180,000 | 1,820 |
| Insider loans | $2,074,000 | 2,056 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $1,890,000 | 547 |
| Unused loan commitments | $27,890,000 | 1,626 |
| Tier 1 (core) risk-based capital | $7,746,000 | 5,283 |
| Tier 2 risk-based capital | $1,072,000 | 2,779 |
| Total risk weighted assets | $86,888,400 | 3,169 |
| Total unused commitments | $27,890,000 | 1,643 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 41 | 4,605 |
| Assets and Liabilities | ||
| Total Assets: | $107,107,000 | 4,152 |
| Cash and due from depository institutions | $5,275,000 | 4,605 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $28,450,000 | 4,246 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $71,171,000 | 3,695 |
| Loan loss allowance | $842,000 | 4,078 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $916,000 | 6,361 |
| Other real estate owned | $0 | 4,605 |
| Goodwill and other intangibles | $11,000 | 2,989 |
| All other assets | $1,284,000 | 5,302 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $107,107,000 | 4,152 |
| Total liabilities | $100,589,000 | 3,981 |
| Total deposits | $87,929,000 | 4,307 |
| Interest-bearing deposits | $72,062,000 | 4,512 |
| Deposits held in domestic offices | $87,929,000 | 4,299 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,636,000 | 1,072 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $500,000 | 3,419 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,524,000 | 2,608 |
| Total equity capital | $6,518,000 | 6,174 |
| Total bank equity capital | $6,518,000 | 6,174 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $3,085,000 | 1,227 |
| Surplus | $3,049,000 | 4,137 |
| Undivided profits | $384,000 | 10,572 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 11,056 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $480,000 | 4,921 |
| Earning assets | $99,621,000 | 4,093 |
| Long-term assets (5+ years) | $10,541,000 | 3,916 |
| Average Assets, year-to-date | $93,646,600 | 4,505 |
| Average Assets, quarterly | $103,918,000 | 4,219 |
| Volatile liabilities | $22,600,000 | 2,385 |
| Insider loans | $2,719,000 | 1,601 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $2,299,000 | 558 |
| Unused loan commitments | $19,291,000 | 2,042 |
| Tier 1 (core) risk-based capital | $6,400,000 | 6,122 |
| Tier 2 risk-based capital | $842,000 | 3,430 |
| Total risk weighted assets | $73,271,800 | 3,601 |
| Total unused commitments | $19,291,000 | 2,053 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 33 | 5,756 |
| Assets and Liabilities | ||
| Total Assets: | $82,854,000 | 5,146 |
| Cash and due from depository institutions | $6,214,000 | 5,756 |
| Interest-bearing balances | $100,000 | 5,091 |
| Securities | $23,170,000 | 5,284 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $51,401,000 | 4,811 |
| Loan loss allowance | $653,000 | 5,070 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $805,000 | 6,890 |
| Other real estate owned | $0 | 5,756 |
| Goodwill and other intangibles | $21,000 | 2,761 |
| All other assets | $1,243,000 | 5,741 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $82,854,000 | 5,146 |
| Total liabilities | $77,540,000 | 4,997 |
| Total deposits | $72,098,000 | 5,103 |
| Interest-bearing deposits | $59,732,000 | 5,261 |
| Deposits held in domestic offices | $72,098,000 | 5,096 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,775,000 | 1,837 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $667,000 | 4,196 |
| Total equity capital | $5,314,000 | 6,836 |
| Total bank equity capital | $5,314,000 | 6,836 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $3,077,000 | 1,255 |
| Surplus | $3,027,000 | 4,084 |
| Undivided profits | $-790,000 | 12,120 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $19,000 | 10,608 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $283,000 | 6,872 |
| Earning assets | $74,671,000 | 5,227 |
| Long-term assets (5+ years) | $6,948,000 | 5,097 |
| Average Assets, year-to-date | $68,355,800 | 5,916 |
| Average Assets, quarterly | $77,696,500 | 5,431 |
| Volatile liabilities | $8,659,000 | 4,805 |
| Insider loans | $2,492,000 | 1,690 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $264,000 | 1,010 |
| Unused loan commitments | $12,537,000 | 2,672 |
| Tier 1 (core) risk-based capital | $5,445,000 | 6,824 |
| Tier 2 risk-based capital | $653,000 | 4,226 |
| Total risk weighted assets | $55,096,800 | 4,561 |
| Total unused commitments | $12,537,000 | 2,683 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 28 | 6,753 |
| Assets and Liabilities | ||
| Total Assets: | $59,711,000 | 6,866 |
| Cash and due from depository institutions | $2,080,000 | 6,753 |
| Interest-bearing balances | $100,000 | 6,134 |
| Securities | $15,371,000 | 7,278 |
| Federal funds sold & reverse repurchase agreements | $2,200,000 | 5,413 |
| Net loans & leases | $38,949,000 | 5,841 |
| Loan loss allowance | $486,000 | 6,504 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $629,000 | 7,938 |
| Other real estate owned | $0 | 6,753 |
| Goodwill and other intangibles | $62,000 | 2,415 |
| All other assets | $420,000 | 10,075 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $59,711,000 | 6,866 |
| Total liabilities | $55,289,000 | 6,757 |
| Total deposits | $49,733,000 | 7,085 |
| Interest-bearing deposits | $42,563,000 | 7,086 |
| Deposits held in domestic offices | $49,733,000 | 7,077 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,650,000 | 1,556 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $502,000 | 3,334 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $404,000 | 6,237 |
| Total equity capital | $4,422,000 | 7,881 |
| Total bank equity capital | $4,422,000 | 7,881 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $3,076,000 | 1,255 |
| Surplus | $3,026,000 | 4,048 |
| Undivided profits | $-1,680,000 | 12,940 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 12,424 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $164,000 | 9,072 |
| Earning assets | $56,620,000 | 6,695 |
| Long-term assets (5+ years) | $5,588,000 | 6,111 |
| Average Assets, year-to-date | $54,251,000 | 7,182 |
| Average Assets, quarterly | $57,941,000 | 6,955 |
| Volatile liabilities | $9,237,000 | 4,332 |
| Insider loans | $2,556,000 | 1,627 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $520,000 | 1,221 |
| Unused loan commitments | $10,704,000 | 2,951 |
| Tier 1 (core) risk-based capital | $4,360,000 | 7,883 |
| Tier 2 risk-based capital | $486,000 | 5,404 |
| Total risk weighted assets | $44,558,000 | 5,407 |
| Total unused commitments | $10,704,000 | 2,970 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 15 | 10,021 |
| Assets and Liabilities | ||
| Total Assets: | $47,300,000 | 8,161 |
| Cash and due from depository institutions | $2,914,000 | 10,021 |
| Interest-bearing balances | $195,000 | 6,298 |
| Securities | $8,940,000 | 9,616 |
| Federal funds sold & reverse repurchase agreements | $4,550,000 | 3,551 |
| Net loans & leases | $29,832,000 | 7,095 |
| Loan loss allowance | $361,000 | 7,946 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $681,000 | 7,734 |
| Other real estate owned | $0 | 10,021 |
| Goodwill and other intangibles | $102,000 | 2,194 |
| All other assets | $281,000 | 11,967 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $47,300,000 | 8,161 |
| Total liabilities | $43,228,000 | 8,145 |
| Total deposits | $40,337,000 | 8,309 |
| Interest-bearing deposits | $34,896,000 | 8,291 |
| Deposits held in domestic offices | $40,337,000 | 8,302 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,600,000 | 1,827 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $6,000 | 5,011 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $285,000 | 8,472 |
| Total equity capital | $4,072,000 | 8,184 |
| Total bank equity capital | $4,072,000 | 8,184 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $3,075,000 | 1,272 |
| Surplus | $3,025,000 | 3,934 |
| Undivided profits | $-2,028,000 | 13,541 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,000 | 12,749 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $103,000 | 11,475 |
| Earning assets | $43,517,000 | 8,091 |
| Long-term assets (5+ years) | $1,559,000 | 9,488 |
| Average Assets, year-to-date | $38,644,400 | 8,992 |
| Average Assets, quarterly | $45,151,000 | 8,342 |
| Volatile liabilities | $8,386,000 | 4,678 |
| Insider loans | $9,000 | 8,908 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $5,836,000 | 4,189 |
| Tier 1 (core) risk-based capital | $3,970,000 | 8,235 |
| Tier 2 risk-based capital | $361,000 | 6,740 |
| Total risk weighted assets | $34,004,700 | 6,723 |
| Total unused commitments | $5,836,000 | 4,209 |
| Derivatives | $0 | 651 |