Home > Enterprise Federal Savings Bank > Income and Expense
Enterprise Federal Savings Bank, Income and Expense
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $32,080,000 | 1,020 |
| Total interest expense | $22,411,000 | 729 |
| Net interest income | $9,669,000 | 1,769 |
| Provision for loan and lease losses | $196,000 | 3,565 |
| Total noninterest income | $1,396,000 | 2,398 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $1,396,000 | 1,472 |
| Total noninterest expense | $6,756,000 | 1,932 |
| Salaries and employee benefits | $4,129,000 | 1,616 |
| Premises and equipment expense | $856,000 | 2,277 |
| Additional noninterest expense | $1,771,000 | 2,356 |
| Pre-tax net operating income | $4,113,000 | 1,773 |
| Securities gains (losses) | $304,000 | 737 |
| Applicable income taxes | $1,660,000 | 1,474 |
| Income before extraordinary items | $2,757,000 | 1,896 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,757,000 | 1,896 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,985 |
| Cash dividends | $5,000,000 | 633 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,562,440 | 1,962 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $19,873,000 | 1,658 |
| Total interest expense | $12,769,000 | 1,254 |
| Net interest income | $7,104,000 | 2,446 |
| Provision for loan and lease losses | $180,000 | 3,648 |
| Total noninterest income | $777,000 | 3,670 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $777,000 | 2,071 |
| Total noninterest expense | $4,591,000 | 2,772 |
| Salaries and employee benefits | $2,984,000 | 2,219 |
| Premises and equipment expense | $717,000 | 2,679 |
| Additional noninterest expense | $890,000 | 4,352 |
| Pre-tax net operating income | $3,110,000 | 2,410 |
| Securities gains (losses) | $234,000 | 643 |
| Applicable income taxes | $1,148,000 | 2,174 |
| Income before extraordinary items | $2,196,000 | 2,370 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,196,000 | 2,370 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $2,159,000 | 1,225 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,041,560 | 2,483 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $16,337,000 | 2,068 |
| Total interest expense | $9,820,000 | 1,614 |
| Net interest income | $6,517,000 | 2,720 |
| Provision for loan and lease losses | $120,000 | 4,568 |
| Total noninterest income | $538,000 | 4,916 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $538,000 | 2,778 |
| Total noninterest expense | $5,248,000 | 2,591 |
| Salaries and employee benefits | $2,796,000 | 2,370 |
| Premises and equipment expense | $632,000 | 3,045 |
| Additional noninterest expense | $1,820,000 | 2,670 |
| Pre-tax net operating income | $1,687,000 | 3,958 |
| Securities gains (losses) | $558,000 | 391 |
| Applicable income taxes | $838,000 | 2,728 |
| Income before extraordinary items | $1,407,000 | 3,393 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,407,000 | 3,392 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 8,286 |
| Cash dividends | $1,962,000 | 1,319 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,049,880 | 4,254 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $13,192,000 | 2,536 |
| Total interest expense | $7,769,000 | 2,010 |
| Net interest income | $5,423,000 | 3,271 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $469,000 | 5,412 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $469,000 | 2,993 |
| Total noninterest expense | $3,796,000 | 3,482 |
| Salaries and employee benefits | $2,291,000 | 2,908 |
| Premises and equipment expense | $541,000 | 3,509 |
| Additional noninterest expense | $964,000 | 4,498 |
| Pre-tax net operating income | $2,096,000 | 3,344 |
| Securities gains (losses) | $957,000 | 230 |
| Applicable income taxes | $1,091,000 | 2,205 |
| Income before extraordinary items | $1,962,000 | 2,554 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,962,000 | 2,553 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $1,349,520 | 3,536 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $10,023,000 | 3,028 |
| Total interest expense | $5,445,000 | 2,282 |
| Net interest income | $4,578,000 | 3,864 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $296,000 | 7,300 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $296,000 | 4,126 |
| Total noninterest expense | $2,795,000 | 4,690 |
| Salaries and employee benefits | $1,586,000 | 4,080 |
| Premises and equipment expense | $374,000 | 4,847 |
| Additional noninterest expense | $835,000 | 5,502 |
| Pre-tax net operating income | $2,079,000 | 3,315 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $728,000 | 3,006 |
| Income before extraordinary items | $1,351,000 | 3,477 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,351,000 | 3,483 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $13,997,000 | 82 |
| Net operating income | $1,351,000 | 3,505 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $9,598,000 | 3,225 |
| Total interest expense | $5,600,000 | 2,311 |
| Net interest income | $3,998,000 | 4,402 |
| Provision for loan and lease losses | $60,000 | 6,949 |
| Total noninterest income | $278,000 | 7,960 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $278,000 | 4,681 |
| Total noninterest expense | $2,307,000 | 5,650 |
| Salaries and employee benefits | $1,211,000 | 5,196 |
| Premises and equipment expense | $262,000 | 6,466 |
| Additional noninterest expense | $834,000 | 5,727 |
| Pre-tax net operating income | $1,909,000 | 3,467 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $646,000 | 3,360 |
| Income before extraordinary items | $1,263,000 | 3,818 |
| Extraordinary gains, net | $-1,183,000 | 13,216 |
| Net income | $80,000 | 12,042 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 9,724 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,263,000 | 3,619 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $10,459,000 | 3,338 |
| Total interest expense | $6,652,000 | 2,541 |
| Net interest income | $3,807,000 | 4,653 |
| Provision for loan and lease losses | $72,000 | 8,175 |
| Total noninterest income | $365,000 | 6,901 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $365,000 | 3,923 |
| Total noninterest expense | $2,195,000 | 5,933 |
| Salaries and employee benefits | $960,000 | 6,264 |
| Premises and equipment expense | $364,000 | 5,189 |
| Additional noninterest expense | $871,000 | 5,670 |
| Pre-tax net operating income | $1,905,000 | 3,247 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $646,000 | 3,224 |
| Income before extraordinary items | $1,259,000 | 3,648 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,259,000 | 3,690 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-23,000 | 13,151 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,259,000 | 3,374 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.