Home > Enterprise Federal Savings Bank > Assets and Liabilities
Enterprise Federal Savings Bank, Assets and Liabilities
| 1998-12-31 | Rank | |
| # of Employees: | 58 | 3,057 |
| Assets and Liabilities | ||
| Total Assets: | $542,600,000 | 878 |
| Cash and due from depository institutions | $27,799,000 | 3,057 |
| Interest-bearing balances | $16,931,000 | 336 |
| Securities | $185,456,000 | 660 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $298,552,000 | 962 |
| Loan loss allowance | $1,267,000 | 2,700 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $5,451,000 | 1,471 |
| Other real estate owned | $0 | 3,057 |
| Goodwill and other intangibles | $10,815,000 | 354 |
| All other assets | $14,527,000 | 671 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $542,600,000 | 878 |
| Total liabilities | $499,917,000 | 866 |
| Total deposits | $345,873,000 | 1,074 |
| Interest-bearing deposits | $340,400,000 | 938 |
| Deposits held in domestic offices | $345,873,000 | 1,069 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $151,751,000 | 323 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $2,293,000 | 1,764 |
| Total equity capital | $42,683,000 | 1,048 |
| Total bank equity capital | $42,683,000 | 1,048 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,000 | 9,342 |
| Surplus | $31,068,000 | 609 |
| Undivided profits | $11,614,000 | 2,243 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $77,000 | 7,677 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $1,210,000 | 1,796 |
| Earning assets | $500,939,000 | 876 |
| Long-term assets (5+ years) | $0 | 9,173 |
| Average Assets, year-to-date | $460,505,400 | 970 |
| Average Assets, quarterly | $506,371,500 | 916 |
| Volatile liabilities | $202,570,000 | 531 |
| Insider loans | $0 | 9,309 |
| FHLB advances | $151,384,000 | 96 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $23,955,000 | 1,961 |
| Tier 1 (core) risk-based capital | $31,559,000 | 1,340 |
| Tier 2 risk-based capital | $1,267,000 | 2,455 |
| Total risk weighted assets | $247,923,000 | 1,169 |
| Total unused commitments | $23,955,000 | 1,965 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 38 | 4,573 |
| Assets and Liabilities | ||
| Total Assets: | $300,331,000 | 1,524 |
| Cash and due from depository institutions | $18,755,000 | 4,573 |
| Interest-bearing balances | $16,333,000 | 248 |
| Securities | $74,932,000 | 1,537 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $195,371,000 | 1,445 |
| Loan loss allowance | $620,000 | 4,934 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $3,548,000 | 2,217 |
| Other real estate owned | $0 | 4,573 |
| Goodwill and other intangibles | $13,000 | 3,342 |
| All other assets | $7,712,000 | 1,057 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $300,331,000 | 1,524 |
| Total liabilities | $270,098,000 | 1,521 |
| Total deposits | $147,742,000 | 2,518 |
| Interest-bearing deposits | $145,421,000 | 2,216 |
| Deposits held in domestic offices | $147,742,000 | 2,511 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $121,055,000 | 349 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,301,000 | 2,853 |
| Total equity capital | $30,233,000 | 1,499 |
| Total bank equity capital | $30,233,000 | 1,499 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,000 | 9,742 |
| Surplus | $16,914,000 | 997 |
| Undivided profits | $13,318,000 | 1,966 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $37,000 | 8,840 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $645,000 | 3,677 |
| Earning assets | $286,636,000 | 1,474 |
| Long-term assets (5+ years) | $0 | 9,550 |
| Average Assets, year-to-date | $268,197,400 | 1,614 |
| Average Assets, quarterly | $287,264,000 | 1,563 |
| Volatile liabilities | $137,986,000 | 691 |
| Insider loans | $0 | 9,792 |
| FHLB advances | $120,000,000 | 107 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $19,179,000 | 2,181 |
| Tier 1 (core) risk-based capital | $29,902,000 | 1,424 |
| Tier 2 risk-based capital | $620,000 | 4,403 |
| Total risk weighted assets | $168,387,000 | 1,669 |
| Total unused commitments | $19,179,000 | 2,187 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 38 | 4,777 |
| Assets and Liabilities | ||
| Total Assets: | $246,111,000 | 1,901 |
| Cash and due from depository institutions | $5,982,000 | 4,777 |
| Interest-bearing balances | $3,461,000 | 1,106 |
| Securities | $69,275,000 | 1,744 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $162,744,000 | 1,769 |
| Loan loss allowance | $440,000 | 6,427 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $3,570,000 | 2,221 |
| Other real estate owned | $0 | 4,777 |
| Goodwill and other intangibles | $43,000 | 2,876 |
| All other assets | $4,497,000 | 1,739 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $246,111,000 | 1,901 |
| Total liabilities | $217,568,000 | 1,953 |
| Total deposits | $144,366,000 | 2,673 |
| Interest-bearing deposits | $141,926,000 | 2,351 |
| Deposits held in domestic offices | $144,366,000 | 2,664 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $71,461,000 | 480 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,741,000 | 2,283 |
| Total equity capital | $28,543,000 | 1,590 |
| Total bank equity capital | $28,543,000 | 1,590 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,000 | 10,221 |
| Surplus | $16,422,000 | 1,060 |
| Undivided profits | $12,120,000 | 2,123 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $26,000 | 9,647 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $426,000 | 5,357 |
| Earning assets | $235,480,000 | 1,822 |
| Long-term assets (5+ years) | $0 | 9,965 |
| Average Assets, year-to-date | $221,205,000 | 2,044 |
| Average Assets, quarterly | $240,575,000 | 1,932 |
| Volatile liabilities | $88,696,000 | 942 |
| Insider loans | $0 | 10,271 |
| FHLB advances | $70,000,000 | 162 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $7,610,000 | 4,016 |
| Tier 1 (core) risk-based capital | $28,500,000 | 1,506 |
| Tier 2 risk-based capital | $440,000 | 5,757 |
| Total risk weighted assets | $132,155,000 | 2,134 |
| Total unused commitments | $7,610,000 | 4,031 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 34 | 5,419 |
| Assets and Liabilities | ||
| Total Assets: | $207,618,000 | 2,269 |
| Cash and due from depository institutions | $6,680,000 | 5,419 |
| Interest-bearing balances | $4,378,000 | 1,062 |
| Securities | $72,771,000 | 1,752 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $122,871,000 | 2,265 |
| Loan loss allowance | $323,000 | 7,801 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $2,474,000 | 3,055 |
| Other real estate owned | $0 | 5,419 |
| Goodwill and other intangibles | $73,000 | 2,485 |
| All other assets | $2,749,000 | 2,735 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $207,618,000 | 2,269 |
| Total liabilities | $178,431,000 | 2,377 |
| Total deposits | $134,824,000 | 2,870 |
| Interest-bearing deposits | $132,625,000 | 2,547 |
| Deposits held in domestic offices | $134,824,000 | 2,860 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $42,064,000 | 593 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,543,000 | 2,585 |
| Total equity capital | $29,187,000 | 1,553 |
| Total bank equity capital | $29,187,000 | 1,553 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,000 | 10,688 |
| Surplus | $14,248,000 | 1,188 |
| Undivided profits | $14,938,000 | 1,742 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,000 | 10,781 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $68,000 | 11,204 |
| Earning assets | $200,020,000 | 2,169 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $184,216,400 | 2,443 |
| Average Assets, quarterly | $202,701,000 | 2,297 |
| Volatile liabilities | $55,021,000 | 1,208 |
| Insider loans | $0 | 10,773 |
| FHLB advances | $40,000,000 | 208 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $4,052,000 | 5,545 |
| Tier 1 (core) risk-based capital | $29,002,000 | 1,486 |
| Tier 2 risk-based capital | $323,000 | 7,050 |
| Total risk weighted assets | $100,312,000 | 2,724 |
| Total unused commitments | $4,052,000 | 5,554 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 32 | 5,876 |
| Assets and Liabilities | ||
| Total Assets: | $157,494,000 | 2,876 |
| Cash and due from depository institutions | $12,366,000 | 5,876 |
| Interest-bearing balances | $10,122,000 | 362 |
| Securities | $37,873,000 | 3,482 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $103,699,000 | 2,588 |
| Loan loss allowance | $323,000 | 8,078 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,916,000 | 3,787 |
| Other real estate owned | $82,000 | 5,876 |
| Goodwill and other intangibles | $103,000 | 2,249 |
| All other assets | $1,455,000 | 5,055 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $157,494,000 | 2,876 |
| Total liabilities | $130,643,000 | 3,109 |
| Total deposits | $117,842,000 | 3,224 |
| Interest-bearing deposits | $116,203,000 | 2,847 |
| Deposits held in domestic offices | $117,842,000 | 3,216 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $12,100,000 | 1,129 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $701,000 | 4,021 |
| Total equity capital | $26,851,000 | 1,544 |
| Total bank equity capital | $26,851,000 | 1,544 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,000 | 11,259 |
| Surplus | $13,996,000 | 1,148 |
| Undivided profits | $12,854,000 | 1,822 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $101,000 | 8,399 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $72,000 | 11,518 |
| Earning assets | $151,694,000 | 2,737 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $145,829,800 | 3,017 |
| Average Assets, quarterly | $162,394,000 | 2,778 |
| Volatile liabilities | $22,771,000 | 2,278 |
| Insider loans | $0 | 11,229 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $1,062,000 | 8,995 |
| Tier 1 (core) risk-based capital | $26,851,000 | 1,539 |
| Tier 2 risk-based capital | $323,000 | 7,183 |
| Total risk weighted assets | $80,849,000 | 3,240 |
| Total unused commitments | $1,062,000 | 9,005 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 29 | 6,588 |
| Assets and Liabilities | ||
| Total Assets: | $133,146,000 | 3,422 |
| Cash and due from depository institutions | $8,334,000 | 6,588 |
| Interest-bearing balances | $6,197,000 | 987 |
| Securities | $28,223,000 | 4,722 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $93,071,000 | 2,773 |
| Loan loss allowance | $324,000 | 8,348 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,840,000 | 3,917 |
| Other real estate owned | $1,000 | 6,588 |
| Goodwill and other intangibles | $133,000 | 2,057 |
| All other assets | $1,544,000 | 4,323 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $133,146,000 | 3,422 |
| Total liabilities | $121,633,000 | 3,403 |
| Total deposits | $121,041,000 | 3,254 |
| Interest-bearing deposits | $121,041,000 | 2,819 |
| Deposits held in domestic offices | $121,041,000 | 3,244 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $592,000 | 4,719 |
| Total equity capital | $11,513,000 | 3,556 |
| Total bank equity capital | $11,513,000 | 3,556 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $0 | 11,979 |
| Surplus | $0 | 12,104 |
| Undivided profits | $11,513,000 | 2,072 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $187,000 | 7,733 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $131,000 | 10,036 |
| Earning assets | $127,491,000 | 3,290 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $132,232,000 | 3,356 |
| Average Assets, quarterly | $132,423,000 | 3,416 |
| Volatile liabilities | $10,095,000 | 4,066 |
| Insider loans | $170,000 | 8,700 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $58,000 | 11,996 |
| Tier 1 (core) risk-based capital | $11,513,000 | 3,475 |
| Tier 2 risk-based capital | $324,000 | 7,228 |
| Total risk weighted assets | $70,165,000 | 3,630 |
| Total unused commitments | $58,000 | 12,000 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 29 | 6,705 |
| Assets and Liabilities | ||
| Total Assets: | $132,406,000 | 3,500 |
| Cash and due from depository institutions | $9,524,000 | 6,705 |
| Interest-bearing balances | $7,466,000 | 1,003 |
| Securities | $28,217,000 | 4,709 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $90,053,000 | 2,935 |
| Loan loss allowance | $265,000 | 9,348 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,890,000 | 3,800 |
| Other real estate owned | $0 | 6,705 |
| Goodwill and other intangibles | $1,232,000 | 912 |
| All other assets | $1,490,000 | 4,618 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $132,406,000 | 3,500 |
| Total liabilities | $120,973,000 | 3,516 |
| Total deposits | $120,450,000 | 3,371 |
| Interest-bearing deposits | $119,078,000 | 2,994 |
| Deposits held in domestic offices | $120,450,000 | 3,362 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $523,000 | 5,634 |
| Total equity capital | $11,433,000 | 3,360 |
| Total bank equity capital | $11,433,000 | 3,360 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $0 | 12,472 |
| Surplus | $0 | 12,588 |
| Undivided profits | $11,433,000 | 1,921 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $415,000 | 6,217 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $89,000 | 11,888 |
| Earning assets | $125,736,000 | 3,369 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $130,149,400 | 3,484 |
| Average Assets, quarterly | $132,032,000 | 3,481 |
| Volatile liabilities | $10,819,000 | 3,878 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $531,000 | 10,452 |
| Tier 1 (core) risk-based capital | $11,433,000 | 3,305 |
| Tier 2 risk-based capital | $265,000 | 8,156 |
| Total risk weighted assets | $68,971,000 | 3,760 |
| Total unused commitments | $531,000 | 10,476 |
| Derivatives | $0 | 651 |