Home > Enterprise Banking Company > Income and Expense
Enterprise Banking Company, Income and Expense
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $3,764,000 | 5,548 |
| Total interest expense | $2,056,000 | 3,485 |
| Net interest income | $1,708,000 | 6,514 |
| Provision for loan and lease losses | $3,088,000 | 1,588 |
| Total noninterest income | $239,000 | 5,735 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $145,000 | 4,959 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $94,000 | 5,502 |
| Total noninterest expense | $2,935,000 | 5,073 |
| Salaries and employee benefits | $1,025,000 | 5,969 |
| Premises and equipment expense | $298,000 | 5,425 |
| Additional noninterest expense | $1,612,000 | 3,817 |
| Pre-tax net operating income | $-4,076,000 | 7,036 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $-4,076,000 | 7,105 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-4,076,000 | 7,104 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-4,076,000 | 7,105 |
| Net charge-offs | $3,559,000 | 1,316 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-4,076,000 | 7,085 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $3,018,000 | 5,484 |
| Total interest expense | $1,602,000 | 3,526 |
| Net interest income | $1,416,000 | 6,437 |
| Provision for loan and lease losses | $3,088,000 | 1,244 |
| Total noninterest income | $197,000 | 5,712 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $106,000 | 5,088 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $91,000 | 5,323 |
| Total noninterest expense | $2,319,000 | 4,952 |
| Salaries and employee benefits | $759,000 | 6,052 |
| Premises and equipment expense | $219,000 | 5,530 |
| Additional noninterest expense | $1,341,000 | 3,523 |
| Pre-tax net operating income | $-3,794,000 | 7,285 |
| Securities gains (losses) | $37,000 | 2,611 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-3,757,000 | 7,342 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-3,757,000 | 7,341 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-3,757,000 | 7,342 |
| Net charge-offs | $3,526,000 | 1,005 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-3,794,000 | 7,332 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,038,000 | 5,503 |
| Total interest expense | $1,118,000 | 3,493 |
| Net interest income | $920,000 | 6,505 |
| Provision for loan and lease losses | $0 | 6,857 |
| Total noninterest income | $156,000 | 5,424 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $72,000 | 5,061 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $84,000 | 4,910 |
| Total noninterest expense | $1,245,000 | 5,567 |
| Salaries and employee benefits | $506,000 | 6,085 |
| Premises and equipment expense | $145,000 | 5,586 |
| Additional noninterest expense | $594,000 | 4,612 |
| Pre-tax net operating income | $-169,000 | 6,389 |
| Securities gains (losses) | $37,000 | 2,071 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-132,000 | 6,464 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-132,000 | 6,466 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-132,000 | 6,464 |
| Net charge-offs | $70,000 | 4,589 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-169,000 | 6,469 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,116,000 | 5,325 |
| Total interest expense | $589,000 | 3,478 |
| Net interest income | $527,000 | 6,321 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $14,000 | 7,324 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $38,000 | 4,970 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-24,000 | 7,620 |
| Total noninterest expense | $594,000 | 5,761 |
| Salaries and employee benefits | $250,000 | 6,195 |
| Premises and equipment expense | $74,000 | 5,638 |
| Additional noninterest expense | $270,000 | 4,891 |
| Pre-tax net operating income | $-53,000 | 6,509 |
| Securities gains (losses) | $-37,000 | 7,608 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-90,000 | 6,730 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-90,000 | 6,731 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-90,000 | 6,730 |
| Net charge-offs | $134,000 | 2,842 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-53,000 | 6,554 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $4,725,000 | 5,293 |
| Total interest expense | $2,701,000 | 3,693 |
| Net interest income | $2,024,000 | 6,326 |
| Provision for loan and lease losses | $5,040,000 | 1,430 |
| Total noninterest income | $-392,000 | 7,867 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $187,000 | 4,761 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $-579,000 | 7,820 |
| Total noninterest expense | $2,216,000 | 5,981 |
| Salaries and employee benefits | $909,000 | 6,434 |
| Premises and equipment expense | $314,000 | 5,540 |
| Additional noninterest expense | $993,000 | 5,250 |
| Pre-tax net operating income | $-5,624,000 | 7,238 |
| Securities gains (losses) | $-37,000 | 7,131 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $-5,661,000 | 7,319 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-5,661,000 | 7,319 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-5,661,000 | 7,319 |
| Net charge-offs | $4,115,000 | 1,316 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-5,624,000 | 7,335 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $3,610,000 | 5,292 |
| Total interest expense | $2,068,000 | 3,773 |
| Net interest income | $1,542,000 | 6,317 |
| Provision for loan and lease losses | $5,040,000 | 1,040 |
| Total noninterest income | $-446,000 | 8,000 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $137,000 | 4,844 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $-583,000 | 7,971 |
| Total noninterest expense | $1,428,000 | 6,362 |
| Salaries and employee benefits | $697,000 | 6,428 |
| Premises and equipment expense | $227,000 | 5,686 |
| Additional noninterest expense | $504,000 | 6,234 |
| Pre-tax net operating income | $-5,372,000 | 7,526 |
| Securities gains (losses) | $-27,000 | 7,311 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-5,399,000 | 7,604 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-5,399,000 | 7,604 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-5,399,000 | 7,604 |
| Net charge-offs | $2,782,000 | 1,234 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-5,372,000 | 7,615 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,489,000 | 5,242 |
| Total interest expense | $1,403,000 | 3,840 |
| Net interest income | $1,086,000 | 6,206 |
| Provision for loan and lease losses | $4,900,000 | 745 |
| Total noninterest income | $-479,000 | 8,106 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $87,000 | 4,918 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $-566,000 | 8,089 |
| Total noninterest expense | $908,000 | 6,510 |
| Salaries and employee benefits | $486,000 | 6,399 |
| Premises and equipment expense | $165,000 | 5,542 |
| Additional noninterest expense | $257,000 | 6,797 |
| Pre-tax net operating income | $-5,201,000 | 7,753 |
| Securities gains (losses) | $-17,000 | 7,512 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-5,218,000 | 7,814 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-5,218,000 | 7,813 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-5,218,000 | 7,813 |
| Net charge-offs | $2,731,000 | 920 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-5,201,000 | 7,823 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,272,000 | 5,222 |
| Total interest expense | $709,000 | 3,908 |
| Net interest income | $563,000 | 6,121 |
| Provision for loan and lease losses | $190,000 | 2,929 |
| Total noninterest income | $53,000 | 6,292 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $41,000 | 4,966 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $12,000 | 6,706 |
| Total noninterest expense | $442,000 | 6,546 |
| Salaries and employee benefits | $246,000 | 6,426 |
| Premises and equipment expense | $79,000 | 5,681 |
| Additional noninterest expense | $117,000 | 6,823 |
| Pre-tax net operating income | $-16,000 | 6,340 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-16,000 | 6,490 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-16,000 | 6,491 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-16,000 | 6,491 |
| Net charge-offs | $-8,000 | 7,815 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-16,000 | 6,361 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $4,834,000 | 5,560 |
| Total interest expense | $2,591,000 | 4,647 |
| Net interest income | $2,243,000 | 6,156 |
| Provision for loan and lease losses | $954,000 | 2,780 |
| Total noninterest income | $211,000 | 6,414 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $187,000 | 4,921 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $24,000 | 7,314 |
| Total noninterest expense | $1,888,000 | 6,380 |
| Salaries and employee benefits | $1,066,000 | 6,281 |
| Premises and equipment expense | $309,000 | 5,728 |
| Additional noninterest expense | $513,000 | 6,574 |
| Pre-tax net operating income | $-388,000 | 6,694 |
| Securities gains (losses) | $-2,000 | 6,877 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $-390,000 | 6,638 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-390,000 | 6,638 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $562,000 | 2,643 |
| Cash dividends | $140,000 | 4,772 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-388,000 | 6,778 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $3,596,000 | 5,648 |
| Total interest expense | $1,888,000 | 4,848 |
| Net interest income | $1,708,000 | 6,167 |
| Provision for loan and lease losses | $370,000 | 3,202 |
| Total noninterest income | $150,000 | 6,594 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $133,000 | 5,050 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $17,000 | 7,516 |
| Total noninterest expense | $1,366,000 | 6,467 |
| Salaries and employee benefits | $828,000 | 6,200 |
| Premises and equipment expense | $234,000 | 5,723 |
| Additional noninterest expense | $304,000 | 7,014 |
| Pre-tax net operating income | $122,000 | 6,318 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $122,000 | 6,066 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $122,000 | 6,064 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 5,975 |
| Cash dividends | $140,000 | 4,181 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $122,000 | 6,228 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,339,000 | 5,789 |
| Total interest expense | $1,229,000 | 5,049 |
| Net interest income | $1,110,000 | 6,242 |
| Provision for loan and lease losses | $215,000 | 3,032 |
| Total noninterest income | $84,000 | 6,882 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $68,000 | 5,520 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $16,000 | 7,379 |
| Total noninterest expense | $922,000 | 6,472 |
| Salaries and employee benefits | $567,000 | 6,194 |
| Premises and equipment expense | $158,000 | 5,733 |
| Additional noninterest expense | $197,000 | 7,088 |
| Pre-tax net operating income | $57,000 | 6,635 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $57,000 | 6,656 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $57,000 | 6,655 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 5,244 |
| Cash dividends | $140,000 | 3,822 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $57,000 | 6,583 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,169,000 | 5,875 |
| Total interest expense | $612,000 | 5,225 |
| Net interest income | $557,000 | 6,265 |
| Provision for loan and lease losses | $105,000 | 2,634 |
| Total noninterest income | $41,000 | 6,929 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $30,000 | 5,688 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $11,000 | 7,150 |
| Total noninterest expense | $454,000 | 6,544 |
| Salaries and employee benefits | $283,000 | 6,235 |
| Premises and equipment expense | $77,000 | 5,819 |
| Additional noninterest expense | $94,000 | 7,167 |
| Pre-tax net operating income | $39,000 | 6,737 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $39,000 | 6,738 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $39,000 | 6,739 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,652 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $39,000 | 6,638 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $4,220,000 | 6,122 |
| Total interest expense | $2,059,000 | 5,775 |
| Net interest income | $2,161,000 | 6,333 |
| Provision for loan and lease losses | $234,000 | 3,647 |
| Total noninterest income | $147,000 | 7,158 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $102,000 | 5,994 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $45,000 | 7,199 |
| Total noninterest expense | $1,653,000 | 6,688 |
| Salaries and employee benefits | $991,000 | 6,454 |
| Premises and equipment expense | $284,000 | 5,918 |
| Additional noninterest expense | $378,000 | 7,152 |
| Pre-tax net operating income | $421,000 | 6,216 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $421,000 | 5,979 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $421,000 | 5,979 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 5,502 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $750,000 | 474 |
| Net operating income | $421,000 | 5,973 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $3,081,000 | 6,220 |
| Total interest expense | $1,425,000 | 5,970 |
| Net interest income | $1,656,000 | 6,318 |
| Provision for loan and lease losses | $204,000 | 2,977 |
| Total noninterest income | $105,000 | 7,263 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $72,000 | 6,103 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $33,000 | 7,248 |
| Total noninterest expense | $1,193,000 | 6,763 |
| Salaries and employee benefits | $721,000 | 6,529 |
| Premises and equipment expense | $209,000 | 5,970 |
| Additional noninterest expense | $263,000 | 7,293 |
| Pre-tax net operating income | $364,000 | 6,305 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $364,000 | 5,999 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $364,000 | 5,997 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $750,000 | 353 |
| Net operating income | $364,000 | 5,980 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,914,000 | 6,392 |
| Total interest expense | $859,000 | 6,227 |
| Net interest income | $1,055,000 | 6,462 |
| Provision for loan and lease losses | $109,000 | 3,174 |
| Total noninterest income | $44,000 | 7,788 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $38,000 | 6,420 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $6,000 | 8,115 |
| Total noninterest expense | $760,000 | 6,913 |
| Salaries and employee benefits | $448,000 | 6,743 |
| Premises and equipment expense | $130,000 | 6,176 |
| Additional noninterest expense | $182,000 | 7,240 |
| Pre-tax net operating income | $230,000 | 6,474 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $230,000 | 6,153 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $230,000 | 6,152 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,631 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $750,000 | 266 |
| Net operating income | $230,000 | 6,140 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $889,000 | 6,590 |
| Total interest expense | $370,000 | 6,523 |
| Net interest income | $519,000 | 6,523 |
| Provision for loan and lease losses | $59,000 | 2,928 |
| Total noninterest income | $20,000 | 7,871 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $18,000 | 6,477 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $2,000 | 8,219 |
| Total noninterest expense | $354,000 | 7,114 |
| Salaries and employee benefits | $206,000 | 6,966 |
| Premises and equipment expense | $46,000 | 6,946 |
| Additional noninterest expense | $102,000 | 7,049 |
| Pre-tax net operating income | $126,000 | 6,337 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $126,000 | 5,995 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $126,000 | 5,995 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,563 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $750,000 | 154 |
| Net operating income | $126,000 | 5,979 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $2,571,000 | 7,088 |
| Total interest expense | $980,000 | 6,976 |
| Net interest income | $1,591,000 | 7,066 |
| Provision for loan and lease losses | $290,000 | 2,855 |
| Total noninterest income | $162,000 | 7,213 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $71,000 | 6,569 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $91,000 | 6,486 |
| Total noninterest expense | $1,129,000 | 7,505 |
| Salaries and employee benefits | $741,000 | 7,147 |
| Premises and equipment expense | $100,000 | 7,794 |
| Additional noninterest expense | $288,000 | 7,640 |
| Pre-tax net operating income | $334,000 | 7,005 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $334,000 | 6,769 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $334,000 | 6,772 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 5,128 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $334,000 | 6,774 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,794,000 | 7,263 |
| Total interest expense | $651,000 | 7,184 |
| Net interest income | $1,143,000 | 7,224 |
| Provision for loan and lease losses | $234,000 | 2,549 |
| Total noninterest income | $116,000 | 7,327 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $52,000 | 6,672 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $64,000 | 6,583 |
| Total noninterest expense | $822,000 | 7,566 |
| Salaries and employee benefits | $530,000 | 7,246 |
| Premises and equipment expense | $136,000 | 6,944 |
| Additional noninterest expense | $156,000 | 8,093 |
| Pre-tax net operating income | $203,000 | 7,406 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $203,000 | 7,208 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $203,000 | 7,212 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 4,946 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $203,000 | 7,206 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,075,000 | 7,473 |
| Total interest expense | $358,000 | 7,452 |
| Net interest income | $717,000 | 7,390 |
| Provision for loan and lease losses | $175,000 | 2,349 |
| Total noninterest income | $73,000 | 7,453 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $35,000 | 6,693 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $38,000 | 6,794 |
| Total noninterest expense | $527,000 | 7,648 |
| Salaries and employee benefits | $339,000 | 7,373 |
| Premises and equipment expense | $81,000 | 7,165 |
| Additional noninterest expense | $107,000 | 8,084 |
| Pre-tax net operating income | $88,000 | 7,758 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $88,000 | 7,627 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $88,000 | 7,628 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,558 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $88,000 | 7,633 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $452,000 | 7,770 |
| Total interest expense | $144,000 | 7,727 |
| Net interest income | $308,000 | 7,669 |
| Provision for loan and lease losses | $108,000 | 1,890 |
| Total noninterest income | $41,000 | 7,270 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $17,000 | 6,702 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $24,000 | 6,429 |
| Total noninterest expense | $274,000 | 7,616 |
| Salaries and employee benefits | $167,000 | 7,416 |
| Premises and equipment expense | $42,000 | 7,104 |
| Additional noninterest expense | $65,000 | 7,821 |
| Pre-tax net operating income | $-33,000 | 8,335 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $-33,000 | 8,346 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-33,000 | 8,345 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 3,605 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $-33,000 | 8,332 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $799,000 | 8,483 |
| Total interest expense | $149,000 | 8,543 |
| Net interest income | $650,000 | 8,388 |
| Provision for loan and lease losses | $54,000 | 5,670 |
| Total noninterest income | $68,000 | 8,270 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $64,000 | 6,854 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $4,000 | 8,569 |
| Total noninterest expense | $539,000 | 8,504 |
| Salaries and employee benefits | $337,000 | 8,390 |
| Premises and equipment expense | $82,000 | 8,069 |
| Additional noninterest expense | $120,000 | 8,631 |
| Pre-tax net operating income | $125,000 | 7,915 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $125,000 | 7,879 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $125,000 | 7,879 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 5,266 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $125,000 | 7,850 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $479,000 | 8,610 |
| Total interest expense | $94,000 | 8,620 |
| Net interest income | $385,000 | 8,575 |
| Provision for loan and lease losses | $18,000 | 6,207 |
| Total noninterest income | $49,000 | 8,333 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $45,000 | 6,963 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $4,000 | 8,585 |
| Total noninterest expense | $300,000 | 8,675 |
| Salaries and employee benefits | $196,000 | 8,578 |
| Premises and equipment expense | $45,000 | 8,353 |
| Additional noninterest expense | $59,000 | 8,760 |
| Pre-tax net operating income | $116,000 | 7,952 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $116,000 | 7,871 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $116,000 | 7,872 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 4,418 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $116,000 | 7,845 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $235,000 | 8,710 |
| Total interest expense | $44,000 | 8,696 |
| Net interest income | $191,000 | 8,680 |
| Provision for loan and lease losses | $9,000 | 6,195 |
| Total noninterest income | $22,000 | 8,519 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $21,000 | 7,247 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $1,000 | 8,662 |
| Total noninterest expense | $139,000 | 8,789 |
| Salaries and employee benefits | $88,000 | 8,748 |
| Premises and equipment expense | $5,000 | 8,793 |
| Additional noninterest expense | $46,000 | 8,737 |
| Pre-tax net operating income | $65,000 | 8,059 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $65,000 | 7,995 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $65,000 | 7,995 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,290 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $65,000 | 7,958 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $25,000 | 8,907 |
| Total interest expense | $5,000 | 8,861 |
| Net interest income | $20,000 | 8,906 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $2,000 | 8,803 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $2,000 | 7,752 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $0 | 8,766 |
| Total noninterest expense | $10,000 | 8,922 |
| Salaries and employee benefits | $5,000 | 8,909 |
| Premises and equipment expense | $2,000 | 8,862 |
| Additional noninterest expense | $3,000 | 8,923 |
| Pre-tax net operating income | $12,000 | 8,332 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $12,000 | 8,334 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $12,000 | 8,333 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,232 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $12,000 | 8,306 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $445,000 | 8,792 |
| Total interest expense | $113,000 | 8,706 |
| Net interest income | $332,000 | 8,796 |
| Provision for loan and lease losses | $24,000 | 6,604 |
| Total noninterest income | $95,000 | 8,133 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $89,000 | 6,629 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $6,000 | 8,658 |
| Total noninterest expense | $311,000 | 8,879 |
| Salaries and employee benefits | $145,000 | 8,883 |
| Premises and equipment expense | $52,000 | 8,576 |
| Additional noninterest expense | $114,000 | 8,761 |
| Pre-tax net operating income | $92,000 | 8,138 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $13,000 | 6,689 |
| Income before extraordinary items | $79,000 | 8,174 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $79,000 | 8,174 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 5,458 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $79,000 | 8,137 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $334,000 | 8,847 |
| Total interest expense | $84,000 | 8,762 |
| Net interest income | $250,000 | 8,845 |
| Provision for loan and lease losses | $24,000 | 6,219 |
| Total noninterest income | $73,000 | 8,164 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $68,000 | 6,656 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $5,000 | 8,693 |
| Total noninterest expense | $213,000 | 8,938 |
| Salaries and employee benefits | $102,000 | 8,943 |
| Premises and equipment expense | $33,000 | 8,685 |
| Additional noninterest expense | $78,000 | 8,837 |
| Pre-tax net operating income | $86,000 | 8,187 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $15,000 | 6,651 |
| Income before extraordinary items | $71,000 | 8,219 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $71,000 | 8,222 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 5,184 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $71,000 | 8,177 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $217,000 | 8,915 |
| Total interest expense | $57,000 | 8,825 |
| Net interest income | $160,000 | 8,918 |
| Provision for loan and lease losses | $18,000 | 5,953 |
| Total noninterest income | $45,000 | 8,298 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $42,000 | 6,783 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $3,000 | 8,756 |
| Total noninterest expense | $138,000 | 8,999 |
| Salaries and employee benefits | $69,000 | 8,996 |
| Premises and equipment expense | $20,000 | 8,782 |
| Additional noninterest expense | $49,000 | 8,908 |
| Pre-tax net operating income | $49,000 | 8,250 |
| Securities gains (losses) | $1,000 | 3,212 |
| Applicable income taxes | $4,000 | 6,937 |
| Income before extraordinary items | $46,000 | 8,263 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $46,000 | 8,265 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 4,658 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $45,080 | 8,206 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $116,000 | 8,952 |
| Total interest expense | $29,000 | 8,866 |
| Net interest income | $87,000 | 8,935 |
| Provision for loan and lease losses | $9,000 | 5,706 |
| Total noninterest income | $23,000 | 8,272 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $20,000 | 6,805 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $3,000 | 8,561 |
| Total noninterest expense | $72,000 | 9,030 |
| Salaries and employee benefits | $34,000 | 9,041 |
| Premises and equipment expense | $11,000 | 8,739 |
| Additional noninterest expense | $27,000 | 8,908 |
| Pre-tax net operating income | $29,000 | 8,201 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $7,000 | 6,445 |
| Income before extraordinary items | $22,000 | 8,296 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $22,000 | 8,297 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 3,677 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $22,000 | 8,231 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $481,000 | 8,961 |
| Total interest expense | $152,000 | 8,855 |
| Net interest income | $329,000 | 8,976 |
| Provision for loan and lease losses | $36,000 | 6,612 |
| Total noninterest income | $77,000 | 8,536 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $70,000 | 7,085 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $7,000 | 8,858 |
| Total noninterest expense | $294,000 | 9,074 |
| Salaries and employee benefits | $155,000 | 9,066 |
| Premises and equipment expense | $42,000 | 8,879 |
| Additional noninterest expense | $97,000 | 9,018 |
| Pre-tax net operating income | $76,000 | 8,291 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $17,000 | 6,861 |
| Income before extraordinary items | $59,000 | 8,421 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $59,000 | 8,424 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 5,782 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $59,000 | 8,319 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $367,000 | 9,039 |
| Total interest expense | $116,000 | 8,945 |
| Net interest income | $251,000 | 9,052 |
| Provision for loan and lease losses | $27,000 | 6,482 |
| Total noninterest income | $55,000 | 8,643 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $50,000 | 7,213 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $5,000 | 8,924 |
| Total noninterest expense | $211,000 | 9,142 |
| Salaries and employee benefits | $115,000 | 9,119 |
| Premises and equipment expense | $31,000 | 8,911 |
| Additional noninterest expense | $65,000 | 9,090 |
| Pre-tax net operating income | $68,000 | 8,379 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $20,000 | 6,799 |
| Income before extraordinary items | $48,000 | 8,533 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $48,000 | 8,534 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 4,860 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $48,000 | 8,426 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $250,000 | 9,076 |
| Total interest expense | $79,000 | 8,995 |
| Net interest income | $171,000 | 9,084 |
| Provision for loan and lease losses | $18,000 | 6,396 |
| Total noninterest income | $33,000 | 8,738 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $30,000 | 7,331 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $3,000 | 8,960 |
| Total noninterest expense | $137,000 | 9,178 |
| Salaries and employee benefits | $76,000 | 9,156 |
| Premises and equipment expense | $20,000 | 8,935 |
| Additional noninterest expense | $41,000 | 9,123 |
| Pre-tax net operating income | $49,000 | 8,374 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $9,000 | 7,001 |
| Income before extraordinary items | $40,000 | 8,511 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $40,000 | 8,513 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,006 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $40,000 | 8,385 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $130,000 | 9,122 |
| Total interest expense | $40,000 | 9,051 |
| Net interest income | $90,000 | 9,110 |
| Provision for loan and lease losses | $9,000 | 6,152 |
| Total noninterest income | $17,000 | 8,734 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $16,000 | 7,223 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,000 | 9,034 |
| Total noninterest expense | $72,000 | 9,216 |
| Salaries and employee benefits | $39,000 | 9,199 |
| Premises and equipment expense | $10,000 | 8,968 |
| Additional noninterest expense | $23,000 | 9,133 |
| Pre-tax net operating income | $26,000 | 8,369 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $6,000 | 6,816 |
| Income before extraordinary items | $20,000 | 8,485 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $20,000 | 8,484 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 8,212 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $20,000 | 8,369 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $520,000 | 9,166 |
| Total interest expense | $243,000 | 8,995 |
| Net interest income | $277,000 | 9,194 |
| Provision for loan and lease losses | $36,000 | 7,011 |
| Total noninterest income | $86,000 | 8,573 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $79,000 | 6,958 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $7,000 | 9,001 |
| Total noninterest expense | $282,000 | 9,252 |
| Salaries and employee benefits | $154,000 | 9,228 |
| Premises and equipment expense | $43,000 | 9,009 |
| Additional noninterest expense | $85,000 | 9,216 |
| Pre-tax net operating income | $45,000 | 8,491 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $5,000 | 7,446 |
| Income before extraordinary items | $40,000 | 8,584 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $40,000 | 8,587 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 5,914 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $40,000 | 8,504 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $630,000 | 9,364 |
| Total interest expense | $363,000 | 9,208 |
| Net interest income | $267,000 | 9,447 |
| Provision for loan and lease losses | $36,000 | 7,043 |
| Total noninterest income | $92,000 | 8,625 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $85,000 | 6,877 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $7,000 | 9,251 |
| Total noninterest expense | $265,000 | 9,521 |
| Salaries and employee benefits | $139,000 | 9,506 |
| Premises and equipment expense | $43,000 | 9,247 |
| Additional noninterest expense | $83,000 | 9,462 |
| Pre-tax net operating income | $58,000 | 8,514 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $9,000 | 7,619 |
| Income before extraordinary items | $49,000 | 8,614 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $49,000 | 8,612 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 5,531 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $49,000 | 8,518 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $631,000 | 9,628 |
| Total interest expense | $308,000 | 9,533 |
| Net interest income | $323,000 | 9,669 |
| Provision for loan and lease losses | $43,000 | 6,774 |
| Total noninterest income | $83,000 | 8,830 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $78,000 | 7,035 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,000 | 9,650 |
| Total noninterest expense | $270,000 | 9,793 |
| Salaries and employee benefits | $149,000 | 9,754 |
| Premises and equipment expense | $36,000 | 9,597 |
| Additional noninterest expense | $85,000 | 9,719 |
| Pre-tax net operating income | $93,000 | 8,818 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $22,000 | 7,798 |
| Income before extraordinary items | $71,000 | 8,879 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $71,000 | 8,879 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 5,408 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $71,000 | 8,861 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $602,000 | 9,911 |
| Total interest expense | $290,000 | 9,809 |
| Net interest income | $312,000 | 9,942 |
| Provision for loan and lease losses | $36,000 | 6,998 |
| Total noninterest income | $90,000 | 8,980 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $84,000 | 7,049 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,000 | 9,914 |
| Total noninterest expense | $264,000 | 10,101 |
| Salaries and employee benefits | $150,000 | 10,038 |
| Premises and equipment expense | $37,000 | 9,880 |
| Additional noninterest expense | $77,000 | 10,063 |
| Pre-tax net operating income | $102,000 | 9,066 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $27,000 | 8,078 |
| Income before extraordinary items | $75,000 | 9,115 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $75,000 | 9,113 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 5,548 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $75,000 | 9,082 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $572,000 | 10,181 |
| Total interest expense | $289,000 | 10,080 |
| Net interest income | $283,000 | 10,219 |
| Provision for loan and lease losses | $51,000 | 6,547 |
| Total noninterest income | $90,000 | 9,186 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $60,000 | 7,784 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $30,000 | 9,010 |
| Total noninterest expense | $254,000 | 10,326 |
| Salaries and employee benefits | $135,000 | 10,299 |
| Premises and equipment expense | $37,000 | 10,081 |
| Additional noninterest expense | $82,000 | 10,250 |
| Pre-tax net operating income | $68,000 | 9,551 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $14,000 | 8,997 |
| Income before extraordinary items | $54,000 | 9,605 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $54,000 | 9,604 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 5,328 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $54,000 | 9,541 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $570,000 | 10,663 |
| Total interest expense | $284,000 | 10,544 |
| Net interest income | $286,000 | 10,697 |
| Provision for loan and lease losses | $32,000 | 7,323 |
| Total noninterest income | $55,000 | 10,192 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $49,000 | 8,444 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,000 | 10,622 |
| Total noninterest expense | $249,000 | 10,782 |
| Salaries and employee benefits | $130,000 | 10,763 |
| Premises and equipment expense | $37,000 | 10,494 |
| Additional noninterest expense | $82,000 | 10,681 |
| Pre-tax net operating income | $60,000 | 10,211 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $11,000 | 9,884 |
| Income before extraordinary items | $49,000 | 10,243 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $49,000 | 10,244 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 6,018 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $49,000 | 10,209 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $538,000 | 11,232 |
| Total interest expense | $294,000 | 11,088 |
| Net interest income | $244,000 | 11,293 |
| Provision for loan and lease losses | $77,000 | 5,672 |
| Total noninterest income | $60,000 | 10,673 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $54,000 | 8,722 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,000 | 11,162 |
| Total noninterest expense | $225,000 | 11,341 |
| Salaries and employee benefits | $116,000 | 11,328 |
| Premises and equipment expense | $39,000 | 10,933 |
| Additional noninterest expense | $70,000 | 11,300 |
| Pre-tax net operating income | $2,000 | 10,766 |
| Securities gains (losses) | $3,000 | 3,304 |
| Applicable income taxes | $0 | 10,572 |
| Income before extraordinary items | $5,000 | 10,790 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $5,000 | 10,785 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 4,930 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,000 | 10,761 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $399,000 | 11,833 |
| Total interest expense | $209,000 | 11,735 |
| Net interest income | $190,000 | 11,873 |
| Provision for loan and lease losses | $23,000 | 7,541 |
| Total noninterest income | $76,000 | 10,814 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $54,000 | 9,123 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $22,000 | 10,775 |
| Total noninterest expense | $200,000 | 11,874 |
| Salaries and employee benefits | $97,000 | 11,881 |
| Premises and equipment expense | $35,000 | 11,504 |
| Additional noninterest expense | $68,000 | 11,821 |
| Pre-tax net operating income | $43,000 | 11,335 |
| Securities gains (losses) | $-1,000 | 9,017 |
| Applicable income taxes | $2,000 | 11,074 |
| Income before extraordinary items | $40,000 | 11,339 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $40,000 | 11,337 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 7,103 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $40,950 | 11,303 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $310,000 | 12,515 |
| Total interest expense | $131,000 | 12,475 |
| Net interest income | $179,000 | 12,525 |
| Provision for loan and lease losses | $20,000 | 7,754 |
| Total noninterest income | $77,000 | 11,331 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $48,000 | 9,761 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $29,000 | 10,859 |
| Total noninterest expense | $214,000 | 12,498 |
| Salaries and employee benefits | $94,000 | 12,526 |
| Premises and equipment expense | $37,000 | 12,064 |
| Additional noninterest expense | $83,000 | 12,413 |
| Pre-tax net operating income | $22,000 | 12,014 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $0 | 11,630 |
| Income before extraordinary items | $22,000 | 11,960 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $22,000 | 11,961 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 5,828 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $22,000 | 11,996 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $325,000 | 13,167 |
| Total interest expense | $146,000 | 13,113 |
| Net interest income | $179,000 | 13,147 |
| Provision for loan and lease losses | $47,000 | 7,653 |
| Total noninterest income | $91,000 | 11,541 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $39,000 | 10,450 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $52,000 | 9,987 |
| Total noninterest expense | $223,000 | 13,156 |
| Salaries and employee benefits | $92,000 | 13,186 |
| Premises and equipment expense | $63,000 | 11,742 |
| Additional noninterest expense | $68,000 | 13,147 |
| Pre-tax net operating income | $0 | 12,389 |
| Securities gains (losses) | $12,000 | 5,266 |
| Applicable income taxes | $0 | 12,141 |
| Income before extraordinary items | $12,000 | 12,466 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $12,000 | 12,487 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 6,866 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $0 | 12,384 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $343,000 | 13,805 |
| Total interest expense | $182,000 | 13,743 |
| Net interest income | $161,000 | 13,803 |
| Provision for loan and lease losses | $85,000 | 7,723 |
| Total noninterest income | $83,000 | 12,197 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $36,000 | 10,838 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $47,000 | 10,600 |
| Total noninterest expense | $185,000 | 13,823 |
| Salaries and employee benefits | $92,000 | 13,805 |
| Premises and equipment expense | $30,000 | 13,418 |
| Additional noninterest expense | $63,000 | 13,781 |
| Pre-tax net operating income | $-26,000 | 12,809 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $0 | 12,680 |
| Income before extraordinary items | $-26,000 | 12,950 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-26,000 | 12,942 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 6,645 |
| Cash dividends | $10,000 | 8,694 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-26,000 | 12,752 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.