Home > Enterprise Banking > Income and Expense
Enterprise Banking, Income and Expense
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $10,777,000 | 3,190 |
| Total interest expense | $4,899,000 | 3,386 |
| Net interest income | $5,878,000 | 3,013 |
| Provision for loan and lease losses | $330,000 | 2,665 |
| Total noninterest income | $783,000 | 3,708 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $578,000 | 2,371 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $205,000 | 4,739 |
| Total noninterest expense | $4,548,000 | 2,964 |
| Salaries and employee benefits | $2,446,000 | 2,885 |
| Premises and equipment expense | $580,000 | 3,363 |
| Additional noninterest expense | $1,522,000 | 2,779 |
| Pre-tax net operating income | $1,783,000 | 3,594 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $629,000 | 3,013 |
| Income before extraordinary items | $1,154,000 | 3,969 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,154,000 | 3,971 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $621,000 | 1,060 |
| Cash dividends | $250,000 | 4,756 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,154,000 | 3,955 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $8,939,000 | 3,559 |
| Total interest expense | $3,856,000 | 3,700 |
| Net interest income | $5,083,000 | 3,406 |
| Provision for loan and lease losses | $1,475,000 | 706 |
| Total noninterest income | $689,000 | 4,030 |
| Gross Fiduciary activities income | $2,000 | 1,341 |
| Service charges on deposit accounts | $564,000 | 2,367 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $123,000 | 6,110 |
| Total noninterest expense | $3,774,000 | 3,491 |
| Salaries and employee benefits | $1,923,000 | 3,565 |
| Premises and equipment expense | $559,000 | 3,450 |
| Additional noninterest expense | $1,292,000 | 3,232 |
| Pre-tax net operating income | $523,000 | 7,044 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $160,000 | 6,155 |
| Income before extraordinary items | $363,000 | 7,206 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $363,000 | 7,208 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $182,000 | 2,537 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $363,000 | 7,179 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $8,082,000 | 3,902 |
| Total interest expense | $3,722,000 | 3,910 |
| Net interest income | $4,360,000 | 3,840 |
| Provision for loan and lease losses | $650,000 | 1,395 |
| Total noninterest income | $608,000 | 4,346 |
| Gross Fiduciary activities income | $10,000 | 1,291 |
| Service charges on deposit accounts | $475,000 | 2,671 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $123,000 | 6,149 |
| Total noninterest expense | $3,573,000 | 3,544 |
| Salaries and employee benefits | $1,796,000 | 3,674 |
| Premises and equipment expense | $570,000 | 3,327 |
| Additional noninterest expense | $1,207,000 | 3,358 |
| Pre-tax net operating income | $745,000 | 6,317 |
| Securities gains (losses) | $15,000 | 2,661 |
| Applicable income taxes | $261,000 | 5,540 |
| Income before extraordinary items | $499,000 | 6,624 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $499,000 | 6,623 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 4,060 |
| Cash dividends | $580,000 | 3,209 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $489,100 | 6,559 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,748,000 | 8,071 |
| Total interest expense | $1,442,000 | 7,483 |
| Net interest income | $1,306,000 | 8,458 |
| Provision for loan and lease losses | $100,000 | 5,146 |
| Total noninterest income | $82,000 | 9,723 |
| Gross Fiduciary activities income | $3,000 | 1,400 |
| Service charges on deposit accounts | $69,000 | 7,917 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $10,000 | 10,416 |
| Total noninterest expense | $1,138,000 | 7,881 |
| Salaries and employee benefits | $542,000 | 8,315 |
| Premises and equipment expense | $209,000 | 6,683 |
| Additional noninterest expense | $387,000 | 7,467 |
| Pre-tax net operating income | $150,000 | 9,844 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $-114,000 | 10,719 |
| Income before extraordinary items | $264,000 | 8,642 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $264,000 | 8,645 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $1,000,000 | 454 |
| Net operating income | $264,000 | 8,609 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,152,000 | 6,718 |
| Total interest expense | $1,875,000 | 6,669 |
| Net interest income | $2,277,000 | 6,599 |
| Provision for loan and lease losses | $63,000 | 6,028 |
| Total noninterest income | $583,000 | 4,656 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $367,000 | 3,600 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $216,000 | 4,967 |
| Total noninterest expense | $1,934,000 | 6,081 |
| Salaries and employee benefits | $1,059,000 | 5,746 |
| Premises and equipment expense | $292,000 | 5,694 |
| Additional noninterest expense | $583,000 | 6,459 |
| Pre-tax net operating income | $863,000 | 6,233 |
| Securities gains (losses) | $213,000 | 667 |
| Applicable income taxes | $313,000 | 5,701 |
| Income before extraordinary items | $763,000 | 5,460 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $763,000 | 5,461 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $93,000 | 4,082 |
| Cash dividends | $292,000 | 4,640 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $611,770 | 6,144 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,014,000 | 6,984 |
| Total interest expense | $1,820,000 | 6,845 |
| Net interest income | $2,194,000 | 6,876 |
| Provision for loan and lease losses | $12,000 | 8,132 |
| Total noninterest income | $422,000 | 5,788 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $293,000 | 4,382 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $129,000 | 6,436 |
| Total noninterest expense | $1,841,000 | 6,365 |
| Salaries and employee benefits | $983,000 | 6,149 |
| Premises and equipment expense | $276,000 | 5,977 |
| Additional noninterest expense | $582,000 | 6,646 |
| Pre-tax net operating income | $763,000 | 6,990 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $239,000 | 6,808 |
| Income before extraordinary items | $524,000 | 7,077 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $524,000 | 7,076 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 10,150 |
| Cash dividends | $286,000 | 4,686 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $524,000 | 7,051 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,348,000 | 7,555 |
| Total interest expense | $1,376,000 | 7,288 |
| Net interest income | $1,972,000 | 7,635 |
| Provision for loan and lease losses | $36,000 | 6,762 |
| Total noninterest income | $311,000 | 7,106 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $253,000 | 5,001 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $58,000 | 9,194 |
| Total noninterest expense | $1,689,000 | 7,028 |
| Salaries and employee benefits | $868,000 | 6,831 |
| Premises and equipment expense | $235,000 | 6,780 |
| Additional noninterest expense | $586,000 | 7,139 |
| Pre-tax net operating income | $558,000 | 8,256 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $177,000 | 7,765 |
| Income before extraordinary items | $381,000 | 8,346 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $381,000 | 8,353 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-29,000 | 11,539 |
| Cash dividends | $311,000 | 4,353 |
| Sale, conversion, retirement of capital stock, net | $501,000 | 543 |
| Net operating income | $381,000 | 8,398 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,262,000 | 7,907 |
| Total interest expense | $1,329,000 | 7,781 |
| Net interest income | $1,933,000 | 7,885 |
| Provision for loan and lease losses | $125,000 | 5,103 |
| Total noninterest income | $319,000 | 7,384 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $230,000 | 5,425 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $89,000 | 8,282 |
| Total noninterest expense | $1,531,000 | 7,731 |
| Salaries and employee benefits | $786,000 | 7,401 |
| Premises and equipment expense | $205,000 | 7,582 |
| Additional noninterest expense | $540,000 | 7,861 |
| Pre-tax net operating income | $596,000 | 7,970 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $184,000 | 7,926 |
| Income before extraordinary items | $412,000 | 8,311 |
| Extraordinary gains, net | $-40,000 | 12,653 |
| Net income | $372,000 | 8,878 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 5,529 |
| Cash dividends | $288,000 | 4,543 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $412,000 | 8,036 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,540,000 | 8,123 |
| Total interest expense | $1,610,000 | 8,170 |
| Net interest income | $1,930,000 | 7,948 |
| Provision for loan and lease losses | $331,000 | 3,906 |
| Total noninterest income | $284,000 | 7,944 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $212,000 | 5,774 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $72,000 | 9,195 |
| Total noninterest expense | $1,407,000 | 8,260 |
| Salaries and employee benefits | $719,000 | 7,841 |
| Premises and equipment expense | $180,000 | 8,311 |
| Additional noninterest expense | $508,000 | 8,384 |
| Pre-tax net operating income | $476,000 | 8,587 |
| Securities gains (losses) | $7,000 | 6,774 |
| Applicable income taxes | $143,000 | 8,814 |
| Income before extraordinary items | $340,000 | 8,821 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $340,000 | 8,962 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $386,000 | 2,891 |
| Cash dividends | $230,000 | 4,689 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $335,100 | 8,510 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.