Home > Enterprise Bank & Trust > Income and Expense

Enterprise Bank & Trust, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$764,702,000113
Total interest expense$191,582,000153
Net interest income$573,120,000100
Provision for loan and lease losses$36,605,00097
Total noninterest income$60,255,000219
Gross Fiduciary activities income$9,061,000189
Service charges on deposit accounts$16,560,000119
Trading account gains and fees$0123
Additional Noninterest Income$34,634,000227
Total noninterest expense$338,766,000134
Salaries and employee benefits$161,088,000123
Premises and equipment expense$16,718,000194
Additional noninterest expense$34,634,000227
Pre-tax net operating income$258,004,000111
Securities gains (losses)$792,00084
Applicable income taxes$55,028,000104
Income before extraordinary items$203,768,000103
Extraordinary gains, net$054
Net income$203,768,000106
Minority interest net income$088
Net income of bank and minority interests.$203,768,000105
Net charge-offs$38,044,00075
Cash dividends$45,000,000187
Sale, conversion, retirement of capital stock, net$5,707,00086
Net operating income$203,142,320112
2023-09-30 (YTD Data)Rank
Total interest income$557,678,000115
Total interest expense$127,925,000156
Net interest income$429,753,000102
Provision for loan and lease losses$18,552,000121
Total noninterest income$37,177,000248
Gross Fiduciary activities income$6,890,000182
Service charges on deposit accounts$12,217,000120
Trading account gains and fees$0125
Additional Noninterest Income$18,070,000284
Total noninterest expense$249,112,000136
Salaries and employee benefits$122,002,000123
Premises and equipment expense$12,239,000194
Additional noninterest expense$18,070,000284
Pre-tax net operating income$199,266,000115
Securities gains (losses)$349,00074
Applicable income taxes$43,390,000110
Income before extraordinary items$156,225,000110
Extraordinary gains, net$052
Net income$156,225,000110
Minority interest net income$081
Net income of bank and minority interests.$156,225,000110
Net charge-offs$9,565,000129
Cash dividends$35,000,000179
Sale, conversion, retirement of capital stock, net$3,705,00089
Net operating income$155,949,290113
2023-06-30 (YTD Data)Rank
Total interest income$356,822,000114
Total interest expense$71,365,000161
Net interest income$285,457,000104
Provision for loan and lease losses$10,522,000133
Total noninterest income$25,547,000237
Gross Fiduciary activities income$4,486,000182
Service charges on deposit accounts$8,031,000117
Trading account gains and fees$0112
Additional Noninterest Income$13,030,000257
Total noninterest expense$163,169,000133
Salaries and employee benefits$82,379,000119
Premises and equipment expense$8,019,000190
Additional noninterest expense$13,030,000257
Pre-tax net operating income$137,313,000113
Securities gains (losses)$446,00079
Applicable income taxes$30,179,000106
Income before extraordinary items$107,580,000106
Extraordinary gains, net$051
Net income$107,580,000108
Minority interest net income$081
Net income of bank and minority interests.$107,580,000106
Net charge-offs$2,709,000192
Cash dividends$25,000,000158
Sale, conversion, retirement of capital stock, net$1,466,000100
Net operating income$107,227,660111
2023-03-31 (YTD Data)Rank
Total interest income$168,978,000119
Total interest expense$26,842,000179
Net interest income$142,136,000104
Provision for loan and lease losses$4,183,000155
Total noninterest income$14,114,000221
Gross Fiduciary activities income$2,270,000183
Service charges on deposit accounts$4,122,000113
Trading account gains and fees$097
Additional Noninterest Income$7,722,000236
Total noninterest expense$79,241,000139
Salaries and employee benefits$41,606,000126
Premises and equipment expense$4,070,000198
Additional noninterest expense$7,722,000236
Pre-tax net operating income$72,826,000105
Securities gains (losses)$464,00062
Applicable income taxes$16,124,000104
Income before extraordinary items$57,166,000104
Extraordinary gains, net$04
Net income$57,166,000104
Minority interest net income$048
Net income of bank and minority interests.$57,166,000104
Net charge-offs$-264,0004,620
Cash dividends$25,000,00093
Sale, conversion, retirement of capital stock, net$0430
Net operating income$56,799,440107
2022-12-31 (YTD Data)Rank
Total interest income$513,937,000124
Total interest expense$31,226,000195
Net interest income$482,711,000118
Provision for loan and lease losses$-611,0004,553
Total noninterest income$53,624,000234
Gross Fiduciary activities income$9,154,000189
Service charges on deposit accounts$18,310,000112
Trading account gains and fees$0116
Additional Noninterest Income$26,160,000282
Total noninterest expense$264,532,000151
Salaries and employee benefits$142,258,000135
Premises and equipment expense$17,549,000184
Additional noninterest expense$26,160,000282
Pre-tax net operating income$272,414,000116
Securities gains (losses)$-404,0004,277
Applicable income taxes$59,108,000115
Income before extraordinary items$212,902,000118
Extraordinary gains, net$05
Net income$212,902,000118
Minority interest net income$063
Net income of bank and minority interests.$212,902,000118
Net charge-offs$3,899,000183
Cash dividends$75,000,000132
Sale, conversion, retirement of capital stock, net$0568
Net operating income$213,221,160118
2022-09-30 (YTD Data)Rank
Total interest income$357,483,000125
Total interest expense$15,986,000185
Net interest income$341,497,000123
Provision for loan and lease losses$-2,734,0004,712
Total noninterest income$40,121,000242
Gross Fiduciary activities income$6,929,000189
Service charges on deposit accounts$13,850,000113
Trading account gains and fees$0111
Additional Noninterest Income$19,342,000294
Total noninterest expense$189,721,000157
Salaries and employee benefits$105,161,000137
Premises and equipment expense$13,318,000184
Additional noninterest expense$19,342,000294
Pre-tax net operating income$194,631,000120
Securities gains (losses)$-447,0004,469
Applicable income taxes$42,366,000123
Income before extraordinary items$151,818,000123
Extraordinary gains, net$04
Net income$151,818,000123
Minority interest net income$057
Net income of bank and minority interests.$151,818,000123
Net charge-offs$1,824,000226
Cash dividends$50,000,000130
Sale, conversion, retirement of capital stock, net$0519
Net operating income$152,171,130122
2022-06-30 (YTD Data)Rank
Total interest income$222,036,000125
Total interest expense$7,109,000196
Net interest income$214,927,000124
Provision for loan and lease losses$-3,410,0004,734
Total noninterest income$31,101,000214
Gross Fiduciary activities income$4,713,000160
Service charges on deposit accounts$8,908,000115
Trading account gains and fees$0108
Additional Noninterest Income$17,480,000246
Total noninterest expense$123,867,000155
Salaries and employee benefits$69,463,000134
Premises and equipment expense$8,839,000185
Additional noninterest expense$45,565,000147
Pre-tax net operating income$125,571,000120
Securities gains (losses)$-304,0004,523
Applicable income taxes$27,383,000123
Income before extraordinary items$97,884,000120
Extraordinary gains, net$04
Net income$97,884,000120
Minority interest net income$060
Net income of bank and minority interests.$97,884,000120
Net charge-offs$1,346,000207
Cash dividends$50,000,000100
Sale, conversion, retirement of capital stock, net$0494
Net operating income$98,124,160119
2022-03-31 (YTD Data)Rank
Total interest income$106,267,000125
Total interest expense$3,060,000198
Net interest income$103,207,000125
Provision for loan and lease losses$-4,068,0004,756
Total noninterest income$17,466,000206
Gross Fiduciary activities income$2,415,000157
Service charges on deposit accounts$4,163,000120
Trading account gains and fees$0103
Additional Noninterest Income$10,888,000214
Total noninterest expense$60,851,000153
Salaries and employee benefits$34,796,000136
Premises and equipment expense$4,566,000185
Additional noninterest expense$21,489,000151
Pre-tax net operating income$63,890,000115
Securities gains (losses)$-169,0004,585
Applicable income taxes$13,887,000117
Income before extraordinary items$49,834,000117
Extraordinary gains, net$04
Net income$49,834,000117
Minority interest net income$050
Net income of bank and minority interests.$49,834,000117
Net charge-offs$1,521,000130
Cash dividends$25,000,000101
Sale, conversion, retirement of capital stock, net$0453
Net operating income$49,967,510116
2021-12-31 (YTD Data)Rank
Total interest income$382,289,000140
Total interest expense$11,514,000258
Net interest income$370,775,000136
Provision for loan and lease losses$13,385,00043
Total noninterest income$57,564,000252
Gross Fiduciary activities income$9,475,000161
Service charges on deposit accounts$15,412,000122
Trading account gains and fees$0132
Additional Noninterest Income$32,677,000293
Total noninterest expense$235,234,000162
Salaries and employee benefits$132,784,000141
Premises and equipment expense$16,461,000199
Additional noninterest expense$85,989,000153
Pre-tax net operating income$179,720,000160
Securities gains (losses)$43,0001,199
Applicable income taxes$38,099,000164
Income before extraordinary items$141,664,000157
Extraordinary gains, net$010
Net income$141,664,000157
Minority interest net income$074
Net income of bank and minority interests.$141,664,000157
Net charge-offs$11,629,000104
Cash dividends$95,000,000123
Sale, conversion, retirement of capital stock, net$0582
Net operating income$141,630,030157
2021-09-30 (YTD Data)Rank
Total interest income$274,895,000145
Total interest expense$8,511,000269
Net interest income$266,384,000140
Provision for loan and lease losses$17,045,00023
Total noninterest income$40,792,000268
Gross Fiduciary activities income$7,022,000160
Service charges on deposit accounts$11,445,000123
Trading account gains and fees$0132
Additional Noninterest Income$22,325,000324
Total noninterest expense$172,852,000162
Salaries and employee benefits$99,121,000142
Premises and equipment expense$11,905,000207
Additional noninterest expense$61,826,000155
Pre-tax net operating income$117,279,000172
Securities gains (losses)$43,0001,115
Applicable income taxes$24,294,000184
Income before extraordinary items$93,028,000173
Extraordinary gains, net$08
Net income$93,028,000173
Minority interest net income$069
Net income of bank and minority interests.$93,028,000173
Net charge-offs$8,366,000114
Cash dividends$75,000,000106
Sale, conversion, retirement of capital stock, net$0543
Net operating income$92,994,030171
2021-06-30 (YTD Data)Rank
Total interest income$171,917,000149
Total interest expense$5,550,000284
Net interest income$166,367,000142
Provision for loan and lease losses$-2,623,0004,764
Total noninterest income$24,125,000287
Gross Fiduciary activities income$4,633,000160
Service charges on deposit accounts$6,896,000130
Trading account gains and fees$0133
Additional Noninterest Income$12,596,000369
Total noninterest expense$101,101,000175
Salaries and employee benefits$57,760,000158
Premises and equipment expense$7,403,000215
Additional noninterest expense$35,938,000166
Pre-tax net operating income$92,014,000156
Securities gains (losses)$49,000897
Applicable income taxes$18,721,000166
Income before extraordinary items$73,342,000156
Extraordinary gains, net$06
Net income$73,342,000156
Minority interest net income$067
Net income of bank and minority interests.$73,342,000156
Net charge-offs$6,516,000111
Cash dividends$55,000,00095
Sale, conversion, retirement of capital stock, net$0517
Net operating income$73,302,800156
2021-03-31 (YTD Data)Rank
Total interest income$84,749,000150
Total interest expense$2,875,000290
Net interest income$81,874,000144
Provision for loan and lease losses$46,0001,789
Total noninterest income$11,630,000305
Gross Fiduciary activities income$2,297,000161
Service charges on deposit accounts$3,062,000135
Trading account gains and fees$0127
Additional Noninterest Income$6,271,000384
Total noninterest expense$52,720,000170
Salaries and employee benefits$29,776,000156
Premises and equipment expense$3,611,000217
Additional noninterest expense$19,333,000157
Pre-tax net operating income$40,738,000180
Securities gains (losses)$53,000643
Applicable income taxes$8,171,000188
Income before extraordinary items$32,620,000178
Extraordinary gains, net$03
Net income$32,620,000178
Minority interest net income$055
Net income of bank and minority interests.$32,620,000178
Net charge-offs$5,647,00087
Cash dividends$30,000,00071
Sale, conversion, retirement of capital stock, net$0482
Net operating income$32,577,600176
2020-12-31 (YTD Data)Rank
Total interest income$303,930,000160
Total interest expense$24,120,000232
Net interest income$279,810,000152
Provision for loan and lease losses$65,398,000114
Total noninterest income$50,766,000271
Gross Fiduciary activities income$8,588,000160
Service charges on deposit accounts$11,559,000139
Trading account gains and fees$0133
Additional Noninterest Income$30,619,000296
Total noninterest expense$158,033,000202
Salaries and employee benefits$91,851,000187
Premises and equipment expense$12,832,000238
Additional noninterest expense$53,350,000200
Pre-tax net operating income$107,145,000160
Securities gains (losses)$402,000689
Applicable income taxes$20,941,000173
Income before extraordinary items$86,606,000161
Extraordinary gains, net$04
Net income$86,606,000161
Minority interest net income$072
Net income of bank and minority interests.$86,606,000161
Net charge-offs$1,907,000426
Cash dividends$37,000,000192
Sale, conversion, retirement of capital stock, net$0566
Net operating income$86,280,380158
2020-09-30 (YTD Data)Rank
Total interest income$220,023,000163
Total interest expense$20,438,000231
Net interest income$199,585,000158
Provision for loan and lease losses$55,935,000122
Total noninterest income$32,780,000294
Gross Fiduciary activities income$6,310,000160
Service charges on deposit accounts$8,422,000140
Trading account gains and fees$0125
Additional Noninterest Income$18,048,000340
Total noninterest expense$109,638,000214
Salaries and employee benefits$64,901,000191
Premises and equipment expense$9,456,000241
Additional noninterest expense$35,281,000211
Pre-tax net operating income$66,792,000170
Securities gains (losses)$381,000589
Applicable income taxes$13,629,000175
Income before extraordinary items$53,544,000177
Extraordinary gains, net$04
Net income$53,544,000177
Minority interest net income$065
Net income of bank and minority interests.$53,544,000177
Net charge-offs$2,518,000282
Cash dividends$25,000,000191
Sale, conversion, retirement of capital stock, net$0532
Net operating income$53,239,200172
2020-06-30 (YTD Data)Rank
Total interest income$149,449,000165
Total interest expense$15,990,000225
Net interest income$133,459,000158
Provision for loan and lease losses$41,855,000124
Total noninterest income$22,201,000273
Gross Fiduciary activities income$4,166,000159
Service charges on deposit accounts$5,628,000140
Trading account gains and fees$0123
Additional Noninterest Income$12,407,000305
Total noninterest expense$74,215,000207
Salaries and employee benefits$43,036,000189
Premises and equipment expense$6,266,000239
Additional noninterest expense$24,913,000205
Pre-tax net operating income$39,590,000161
Securities gains (losses)$-35,0004,898
Applicable income taxes$7,951,000171
Income before extraordinary items$31,604,000166
Extraordinary gains, net$04
Net income$31,604,000166
Minority interest net income$065
Net income of bank and minority interests.$31,604,000166
Net charge-offs$1,491,000309
Cash dividends$20,000,000171
Sale, conversion, retirement of capital stock, net$0504
Net operating income$31,632,000163
2020-03-31 (YTD Data)Rank
Total interest income$76,472,000168
Total interest expense$11,123,000201
Net interest income$65,349,000161
Provision for loan and lease losses$22,264,000128
Total noninterest income$13,011,000227
Gross Fiduciary activities income$2,163,000158
Service charges on deposit accounts$3,077,000148
Trading account gains and fees$0106
Additional Noninterest Income$7,771,000234
Total noninterest expense$37,544,000211
Salaries and employee benefits$20,558,000196
Premises and equipment expense$3,224,000245
Additional noninterest expense$13,762,000197
Pre-tax net operating income$18,552,000162
Securities gains (losses)$-52,0004,947
Applicable income taxes$3,635,000163
Income before extraordinary items$14,865,000163
Extraordinary gains, net$04
Net income$14,865,000163
Minority interest net income$056
Net income of bank and minority interests.$14,865,000163
Net charge-offs$1,183,000218
Cash dividends$20,000,000127
Sale, conversion, retirement of capital stock, net$0482
Net operating income$14,906,600161
2019-12-31 (YTD Data)Rank
Total interest income$304,147,000171
Total interest expense$57,722,000182
Net interest income$246,425,000170
Provision for loan and lease losses$6,372,000215
Total noninterest income$47,360,000247
Gross Fiduciary activities income$8,595,000157
Service charges on deposit accounts$12,486,000143
Trading account gains and fees$0135
Additional Noninterest Income$26,279,000271
Total noninterest expense$160,518,000198
Salaries and employee benefits$85,304,000190
Premises and equipment expense$12,595,000235
Additional noninterest expense$62,619,000175
Pre-tax net operating income$126,895,000161
Securities gains (losses)$-3,0004,646
Applicable income taxes$26,652,000166
Income before extraordinary items$100,240,000163
Extraordinary gains, net$011
Net income$100,240,000164
Minority interest net income$076
Net income of bank and minority interests.$100,240,000164
Net charge-offs$6,560,000175
Cash dividends$60,000,000156
Sale, conversion, retirement of capital stock, net$0626
Net operating income$100,242,370162
2019-09-30 (YTD Data)Rank
Total interest income$227,142,000172
Total interest expense$44,354,000183
Net interest income$182,788,000173
Provision for loan and lease losses$5,031,000207
Total noninterest income$33,240,000255
Gross Fiduciary activities income$6,328,000156
Service charges on deposit accounts$9,302,000142
Trading account gains and fees$0129
Additional Noninterest Income$17,610,000289
Total noninterest expense$123,341,000194
Salaries and employee benefits$64,909,000189
Premises and equipment expense$9,257,000243
Additional noninterest expense$49,175,000171
Pre-tax net operating income$87,656,000169
Securities gains (losses)$87,000845
Applicable income taxes$18,657,000177
Income before extraordinary items$69,086,000171
Extraordinary gains, net$011
Net income$69,086,000172
Minority interest net income$072
Net income of bank and minority interests.$69,086,000172
Net charge-offs$3,952,000202
Cash dividends$35,000,000176
Sale, conversion, retirement of capital stock, net$0590
Net operating income$69,017,270171
2019-06-30 (YTD Data)Rank
Total interest income$146,287,000177
Total interest expense$28,624,000188
Net interest income$117,663,000178
Provision for loan and lease losses$3,198,000212
Total noninterest income$20,571,000262
Gross Fiduciary activities income$4,001,000163
Service charges on deposit accounts$6,137,000142
Trading account gains and fees$0131
Additional Noninterest Income$10,433,000301
Total noninterest expense$84,204,000193
Salaries and employee benefits$44,474,000187
Premises and equipment expense$6,068,000252
Additional noninterest expense$33,662,000169
Pre-tax net operating income$50,832,000187
Securities gains (losses)$-268,0005,253
Applicable income taxes$10,190,000199
Income before extraordinary items$40,374,000186
Extraordinary gains, net$011
Net income$40,374,000187
Minority interest net income$069
Net income of bank and minority interests.$40,374,000187
Net charge-offs$2,852,000185
Cash dividends$20,000,000183
Sale, conversion, retirement of capital stock, net$0573
Net operating income$40,588,400184
2019-03-31 (YTD Data)Rank
Total interest income$67,300,000186
Total interest expense$13,481,000190
Net interest income$53,819,000187
Provision for loan and lease losses$1,476,000222
Total noninterest income$9,108,000271
Gross Fiduciary activities income$1,696,000178
Service charges on deposit accounts$2,871,000149
Trading account gains and fees$0126
Additional Noninterest Income$4,541,000312
Total noninterest expense$36,168,000214
Salaries and employee benefits$22,815,000185
Premises and equipment expense$2,783,000265
Additional noninterest expense$10,570,000226
Pre-tax net operating income$25,283,000188
Securities gains (losses)$-268,0005,329
Applicable income taxes$5,020,000205
Income before extraordinary items$19,995,000191
Extraordinary gains, net$05
Net income$19,995,000191
Minority interest net income$052
Net income of bank and minority interests.$19,995,000191
Net charge-offs$1,857,000150
Cash dividends$10,000,000178
Sale, conversion, retirement of capital stock, net$0529
Net operating income$20,209,400186
2018-12-31 (YTD Data)Rank
Total interest income$236,727,000192
Total interest expense$40,016,000192
Net interest income$196,711,000196
Provision for loan and lease losses$6,644,000221
Total noninterest income$36,411,000284
Gross Fiduciary activities income$7,132,000171
Service charges on deposit accounts$11,490,000153
Trading account gains and fees$0126
Additional Noninterest Income$17,789,000337
Total noninterest expense$114,828,000238
Salaries and employee benefits$64,269,000234
Premises and equipment expense$9,997,000289
Additional noninterest expense$40,562,000239
Pre-tax net operating income$111,650,000178
Securities gains (losses)$-26,0004,668
Applicable income taxes$18,691,000212
Income before extraordinary items$92,933,000175
Extraordinary gains, net$06
Net income$92,933,000176
Minority interest net income$072
Net income of bank and minority interests.$92,933,000176
Net charge-offs$5,745,000186
Cash dividends$30,000,000211
Sale, conversion, retirement of capital stock, net$0671
Net operating income$92,954,580175
2018-09-30 (YTD Data)Rank
Total interest income$172,984,000191
Total interest expense$28,126,000191
Net interest income$144,858,000196
Provision for loan and lease losses$4,524,000218
Total noninterest income$26,011,000298
Gross Fiduciary activities income$5,423,000171
Service charges on deposit accounts$8,651,000152
Trading account gains and fees$0138
Additional Noninterest Income$11,937,000374
Total noninterest expense$85,843,000237
Salaries and employee benefits$48,420,000233
Premises and equipment expense$7,431,000293
Additional noninterest expense$29,992,000239
Pre-tax net operating income$80,502,000184
Securities gains (losses)$-3,0004,544
Applicable income taxes$13,205,000219
Income before extraordinary items$67,294,000178
Extraordinary gains, net$05
Net income$67,294,000178
Minority interest net income$066
Net income of bank and minority interests.$67,294,000178
Net charge-offs$2,915,000217
Cash dividends$22,500,000196
Sale, conversion, retirement of capital stock, net$0633
Net operating income$67,296,520179
2018-06-30 (YTD Data)Rank
Total interest income$112,519,000193
Total interest expense$16,963,000189
Net interest income$95,556,000195
Provision for loan and lease losses$2,261,000269
Total noninterest income$17,668,000291
Gross Fiduciary activities income$3,676,000170
Service charges on deposit accounts$5,717,000152
Trading account gains and fees$0130
Additional Noninterest Income$8,275,000358
Total noninterest expense$56,810,000240
Salaries and employee benefits$32,337,000232
Premises and equipment expense$4,943,000286
Additional noninterest expense$19,530,000239
Pre-tax net operating income$54,153,000180
Securities gains (losses)$32,000397
Applicable income taxes$9,980,000201
Income before extraordinary items$44,205,000172
Extraordinary gains, net$06
Net income$44,205,000172
Minority interest net income$065
Net income of bank and minority interests.$44,205,000172
Net charge-offs$468,000545
Cash dividends$15,000,000186
Sale, conversion, retirement of capital stock, net$0620
Net operating income$44,178,760172
2018-03-31 (YTD Data)Rank
Total interest income$54,865,000195
Total interest expense$7,605,000190
Net interest income$47,260,000194
Provision for loan and lease losses$1,871,000186
Total noninterest income$9,127,000283
Gross Fiduciary activities income$1,855,000171
Service charges on deposit accounts$2,311,000167
Trading account gains and fees$0123
Additional Noninterest Income$4,961,000313
Total noninterest expense$28,360,000241
Salaries and employee benefits$16,053,000232
Premises and equipment expense$2,570,000282
Additional noninterest expense$9,737,000235
Pre-tax net operating income$26,156,000179
Securities gains (losses)$23,000319
Applicable income taxes$4,309,000220
Income before extraordinary items$21,870,000176
Extraordinary gains, net$07
Net income$21,870,000176
Minority interest net income$052
Net income of bank and minority interests.$21,870,000176
Net charge-offs$-202,0005,481
Cash dividends$5,000,000206
Sale, conversion, retirement of capital stock, net$0580
Net operating income$21,850,680176
2017-12-31 (YTD Data)Rank
Total interest income$201,239,000192
Total interest expense$20,017,000212
Net interest income$181,222,000190
Provision for loan and lease losses$10,130,000151
Total noninterest income$33,854,000292
Gross Fiduciary activities income$7,177,000169
Service charges on deposit accounts$8,874,000178
Trading account gains and fees$0151
Additional Noninterest Income$17,803,000335
Total noninterest expense$112,483,000238
Salaries and employee benefits$60,782,000224
Premises and equipment expense$9,690,000285
Additional noninterest expense$42,011,000221
Pre-tax net operating income$92,463,000182
Securities gains (losses)$22,0001,291
Applicable income taxes$41,181,000165
Income before extraordinary items$51,304,000213
Extraordinary gains, net$09
Net income$51,304,000213
Minority interest net income$076
Net income of bank and minority interests.$51,304,000213
Net charge-offs$10,962,000131
Cash dividends$20,000,000234
Sale, conversion, retirement of capital stock, net$0711
Net operating income$51,289,920210
2017-09-30 (YTD Data)Rank
Total interest income$146,765,000194
Total interest expense$13,998,000218
Net interest income$132,767,000193
Provision for loan and lease losses$7,223,000159
Total noninterest income$23,046,000313
Gross Fiduciary activities income$5,310,000170
Service charges on deposit accounts$6,541,000182
Trading account gains and fees$0145
Additional Noninterest Income$11,195,000389
Total noninterest expense$83,119,000238
Salaries and employee benefits$46,094,000223
Premises and equipment expense$7,051,000294
Additional noninterest expense$29,974,000226
Pre-tax net operating income$65,471,000186
Securities gains (losses)$22,0001,272
Applicable income taxes$21,716,000192
Income before extraordinary items$43,777,000206
Extraordinary gains, net$09
Net income$43,777,000206
Minority interest net income$071
Net income of bank and minority interests.$43,777,000206
Net charge-offs$7,441,000126
Cash dividends$5,000,000498
Sale, conversion, retirement of capital stock, net$0677
Net operating income$43,762,260205
2017-06-30 (YTD Data)Rank
Total interest income$94,616,000200
Total interest expense$8,504,000226
Net interest income$86,112,000197
Provision for loan and lease losses$4,801,000162
Total noninterest income$14,762,000316
Gross Fiduciary activities income$3,488,000166
Service charges on deposit accounts$4,280,000182
Trading account gains and fees$0139
Additional Noninterest Income$6,994,000406
Total noninterest expense$56,501,000236
Salaries and employee benefits$31,312,000218
Premises and equipment expense$4,459,000316
Additional noninterest expense$20,730,000222
Pre-tax net operating income$39,572,000209
Securities gains (losses)$01,906
Applicable income taxes$13,067,000202
Income before extraordinary items$26,505,000223
Extraordinary gains, net$011
Net income$26,505,000223
Minority interest net income$071
Net income of bank and minority interests.$26,505,000223
Net charge-offs$6,411,000118
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$26,505,000222
2017-03-31 (YTD Data)Rank
Total interest income$43,431,000210
Total interest expense$3,908,000236
Net interest income$39,523,000206
Provision for loan and lease losses$1,385,000221
Total noninterest income$6,818,000342
Gross Fiduciary activities income$1,644,000176
Service charges on deposit accounts$2,027,000188
Trading account gains and fees$0142
Additional Noninterest Income$3,147,000432
Total noninterest expense$25,039,000265
Salaries and employee benefits$15,388,000222
Premises and equipment expense$2,049,000351
Additional noninterest expense$7,602,000272
Pre-tax net operating income$19,917,000200
Securities gains (losses)$01,153
Applicable income taxes$6,117,000208
Income before extraordinary items$13,800,000212
Extraordinary gains, net$08
Net income$13,800,000212
Minority interest net income$055
Net income of bank and minority interests.$13,800,000212
Net charge-offs$169,000671
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$13,800,000209
2016-12-31 (YTD Data)Rank
Total interest income$148,250,000221
Total interest expense$11,730,000278
Net interest income$136,520,000214
Provision for loan and lease losses$3,605,000339
Total noninterest income$28,271,000334
Gross Fiduciary activities income$5,905,000177
Service charges on deposit accounts$7,220,000210
Trading account gains and fees$0170
Additional Noninterest Income$15,146,000385
Total noninterest expense$80,738,000311
Salaries and employee benefits$47,984,000277
Premises and equipment expense$7,116,000383
Additional noninterest expense$25,638,000308
Pre-tax net operating income$80,448,000188
Securities gains (losses)$86,0001,450
Applicable income taxes$28,337,000177
Income before extraordinary items$52,197,000212
Extraordinary gains, net$05
Net income$52,197,000211
Minority interest net income$082
Net income of bank and minority interests.$52,197,000211
Net charge-offs$3,812,000257
Cash dividends$7,500,000486
Sale, conversion, retirement of capital stock, net$0759
Net operating income$52,141,100208
2016-09-30 (YTD Data)Rank
Total interest income$109,099,000224
Total interest expense$8,587,000280
Net interest income$100,512,000215
Provision for loan and lease losses$2,984,000295
Total noninterest income$19,354,000355
Gross Fiduciary activities income$4,383,000180
Service charges on deposit accounts$5,406,000210
Trading account gains and fees$0169
Additional Noninterest Income$9,565,000428
Total noninterest expense$59,704,000312
Salaries and employee benefits$36,097,000273
Premises and equipment expense$5,158,000394
Additional noninterest expense$18,449,000321
Pre-tax net operating income$57,178,000194
Securities gains (losses)$86,0001,363
Applicable income taxes$20,276,000187
Income before extraordinary items$36,988,000214
Extraordinary gains, net$05
Net income$36,988,000214
Minority interest net income$071
Net income of bank and minority interests.$36,988,000214
Net charge-offs$2,669,000240
Cash dividends$7,500,000363
Sale, conversion, retirement of capital stock, net$0719
Net operating income$36,932,100209
2016-06-30 (YTD Data)Rank
Total interest income$72,041,000226
Total interest expense$5,528,000285
Net interest income$66,513,000220
Provision for loan and lease losses$1,140,000458
Total noninterest income$12,628,000357
Gross Fiduciary activities income$2,903,000182
Service charges on deposit accounts$4,184,000183
Trading account gains and fees$0157
Additional Noninterest Income$5,541,000464
Total noninterest expense$40,101,000309
Salaries and employee benefits$24,466,000268
Premises and equipment expense$3,389,000396
Additional noninterest expense$12,246,000329
Pre-tax net operating income$37,900,000204
Securities gains (losses)$02,835
Applicable income taxes$13,395,000186
Income before extraordinary items$24,505,000218
Extraordinary gains, net$016
Net income$24,505,000217
Minority interest net income$071
Net income of bank and minority interests.$24,505,000217
Net charge-offs$707,000455
Cash dividends$5,000,000360
Sale, conversion, retirement of capital stock, net$0705
Net operating income$24,505,000213
2016-03-31 (YTD Data)Rank
Total interest income$35,514,000227
Total interest expense$2,663,000291
Net interest income$32,851,000222
Provision for loan and lease losses$760,000344
Total noninterest income$5,707,000363
Gross Fiduciary activities income$1,461,000181
Service charges on deposit accounts$1,784,000209
Trading account gains and fees$0142
Additional Noninterest Income$2,462,000489
Total noninterest expense$19,691,000309
Salaries and employee benefits$12,185,000265
Premises and equipment expense$1,713,000401
Additional noninterest expense$5,793,000332
Pre-tax net operating income$18,107,000197
Securities gains (losses)$02,077
Applicable income taxes$6,413,000188
Income before extraordinary items$11,694,000219
Extraordinary gains, net$012
Net income$11,694,000219
Minority interest net income$062
Net income of bank and minority interests.$11,694,000219
Net charge-offs$434,000376
Cash dividends$2,500,000354
Sale, conversion, retirement of capital stock, net$0659
Net operating income$11,694,000217
2015-12-31 (YTD Data)Rank
Total interest income$133,002,000230
Total interest expense$10,907,000258
Net interest income$122,095,000223
Provision for loan and lease losses$458,0001,452
Total noninterest income$18,469,000436
Gross Fiduciary activities income$6,006,000177
Service charges on deposit accounts$6,914,000221
Trading account gains and fees$0159
Additional Noninterest Income$5,549,000761
Total noninterest expense$77,913,000304
Salaries and employee benefits$44,368,000280
Premises and equipment expense$6,807,000396
Additional noninterest expense$26,738,000297
Pre-tax net operating income$62,193,000215
Securities gains (losses)$23,0002,161
Applicable income taxes$21,656,000203
Income before extraordinary items$40,560,000239
Extraordinary gains, net$023
Net income$40,560,000238
Minority interest net income$081
Net income of bank and minority interests.$40,560,000239
Net charge-offs$2,437,000318
Cash dividends$10,000,000388
Sale, conversion, retirement of capital stock, net$0804
Net operating income$40,545,050239
2015-09-30 (YTD Data)Rank
Total interest income$97,848,000239
Total interest expense$8,247,000257
Net interest income$89,601,000233
Provision for loan and lease losses$832,000699
Total noninterest income$12,401,000476
Gross Fiduciary activities income$4,552,000178
Service charges on deposit accounts$5,145,000227
Trading account gains and fees$0153
Additional Noninterest Income$2,704,0001,050
Total noninterest expense$55,974,000319
Salaries and employee benefits$32,932,000285
Premises and equipment expense$5,064,000407
Additional noninterest expense$17,978,000324
Pre-tax net operating income$45,196,000223
Securities gains (losses)$23,0001,941
Applicable income taxes$15,854,000208
Income before extraordinary items$29,365,000248
Extraordinary gains, net$021
Net income$29,365,000248
Minority interest net income$078
Net income of bank and minority interests.$29,365,000248
Net charge-offs$2,837,000223
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$29,350,050246
2015-06-30 (YTD Data)Rank
Total interest income$64,586,000241
Total interest expense$5,464,000257
Net interest income$59,122,000235
Provision for loan and lease losses$460,000826
Total noninterest income$8,254,000474
Gross Fiduciary activities income$3,018,000180
Service charges on deposit accounts$3,379,000225
Trading account gains and fees$0157
Additional Noninterest Income$1,857,0001,025
Total noninterest expense$37,111,000322
Salaries and employee benefits$22,094,000287
Premises and equipment expense$3,452,000400
Additional noninterest expense$11,565,000337
Pre-tax net operating income$29,805,000230
Securities gains (losses)$23,0001,643
Applicable income taxes$10,709,000211
Income before extraordinary items$19,119,000256
Extraordinary gains, net$022
Net income$19,119,000256
Minority interest net income$075
Net income of bank and minority interests.$19,119,000256
Net charge-offs$2,696,000173
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$19,104,280253
2015-03-31 (YTD Data)Rank
Total interest income$32,003,000244
Total interest expense$2,748,000255
Net interest income$29,255,000237
Provision for loan and lease losses$-1,690,0006,389
Total noninterest income$3,534,000515
Gross Fiduciary activities income$1,517,000181
Service charges on deposit accounts$1,837,000208
Trading account gains and fees$0152
Additional Noninterest Income$180,0002,768
Total noninterest expense$18,703,000324
Salaries and employee benefits$11,195,000285
Premises and equipment expense$1,769,000398
Additional noninterest expense$5,739,000328
Pre-tax net operating income$15,776,000217
Securities gains (losses)$22,0001,194
Applicable income taxes$5,637,000199
Income before extraordinary items$10,161,000233
Extraordinary gains, net$013
Net income$10,161,000232
Minority interest net income$064
Net income of bank and minority interests.$10,161,000233
Net charge-offs$1,992,000132
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$10,146,920230
2014-12-31 (YTD Data)Rank
Total interest income$131,335,000232
Total interest expense$12,871,000229
Net interest income$118,464,000225
Provision for loan and lease losses$5,492,000202
Total noninterest income$15,815,000462
Gross Fiduciary activities income$5,937,000174
Service charges on deposit accounts$7,105,000224
Trading account gains and fees$0180
Additional Noninterest Income$2,773,0001,153
Total noninterest expense$82,615,000293
Salaries and employee benefits$45,441,000267
Premises and equipment expense$6,853,000391
Additional noninterest expense$30,321,000272
Pre-tax net operating income$46,172,000247
Securities gains (losses)$03,259
Applicable income taxes$15,959,000227
Income before extraordinary items$30,213,000273
Extraordinary gains, net$017
Net income$30,213,000272
Minority interest net income$084
Net income of bank and minority interests.$30,213,000272
Net charge-offs$2,624,000396
Cash dividends$10,000,000331
Sale, conversion, retirement of capital stock, net$0862
Net operating income$30,213,000269
2014-09-30 (YTD Data)Rank
Total interest income$97,067,000233
Total interest expense$9,653,000232
Net interest income$87,414,000226
Provision for loan and lease losses$3,398,000225
Total noninterest income$11,089,000478
Gross Fiduciary activities income$4,454,000172
Service charges on deposit accounts$5,259,000228
Trading account gains and fees$0174
Additional Noninterest Income$1,376,0001,550
Total noninterest expense$59,061,000296
Salaries and employee benefits$34,520,000259
Premises and equipment expense$5,244,000382
Additional noninterest expense$19,297,000303
Pre-tax net operating income$36,044,000241
Securities gains (losses)$02,980
Applicable income taxes$12,356,000226
Income before extraordinary items$23,688,000259
Extraordinary gains, net$015
Net income$23,688,000258
Minority interest net income$081
Net income of bank and minority interests.$23,688,000259
Net charge-offs$1,781,000420
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$23,688,000258
2014-06-30 (YTD Data)Rank
Total interest income$66,111,000226
Total interest expense$6,414,000231
Net interest income$59,697,000223
Provision for loan and lease losses$5,209,000122
Total noninterest income$7,106,000499
Gross Fiduciary activities income$2,991,000169
Service charges on deposit accounts$3,468,000228
Trading account gains and fees$0172
Additional Noninterest Income$647,0001,945
Total noninterest expense$38,838,000298
Salaries and employee benefits$23,111,000256
Premises and equipment expense$3,491,000383
Additional noninterest expense$12,236,000310
Pre-tax net operating income$22,756,000240
Securities gains (losses)$02,580
Applicable income taxes$7,719,000225
Income before extraordinary items$15,037,000266
Extraordinary gains, net$020
Net income$15,037,000266
Minority interest net income$080
Net income of bank and minority interests.$15,037,000267
Net charge-offs$1,975,000291
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$15,037,000260
2014-03-31 (YTD Data)Rank
Total interest income$33,878,000225
Total interest expense$3,199,000230
Net interest income$30,679,000219
Provision for loan and lease losses$4,331,00093
Total noninterest income$3,967,000436
Gross Fiduciary activities income$1,530,000167
Service charges on deposit accounts$1,720,000226
Trading account gains and fees$0147
Additional Noninterest Income$717,0001,106
Total noninterest expense$19,328,000303
Salaries and employee benefits$11,604,000255
Premises and equipment expense$2,834,000242
Additional noninterest expense$4,890,000364
Pre-tax net operating income$10,987,000246
Securities gains (losses)$01,715
Applicable income taxes$3,737,000228
Income before extraordinary items$7,250,000269
Extraordinary gains, net$016
Net income$7,250,000269
Minority interest net income$066
Net income of bank and minority interests.$7,250,000269
Net charge-offs$640,000409
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$7,250,000263
2013-12-31 (YTD Data)Rank
Total interest income$152,517,000199
Total interest expense$14,871,000220
Net interest income$137,646,000195
Provision for loan and lease losses$3,855,000339
Total noninterest income$8,579,000759
Gross Fiduciary activities income$6,395,000155
Service charges on deposit accounts$6,720,000241
Trading account gains and fees$0184
Additional Noninterest Income$-4,536,0006,812
Total noninterest expense$85,544,000275
Salaries and employee benefits$45,736,000258
Premises and equipment expense$11,678,000220
Additional noninterest expense$28,130,000288
Pre-tax net operating income$56,826,000212
Securities gains (losses)$1,296,000182
Applicable income taxes$20,271,000183
Income before extraordinary items$37,851,000234
Extraordinary gains, net$029
Net income$37,851,000234
Minority interest net income$090
Net income of bank and minority interests.$37,851,000234
Net charge-offs$7,005,000251
Cash dividends$10,000,000328
Sale, conversion, retirement of capital stock, net$0924
Net operating income$37,008,600234
2013-09-30 (YTD Data)Rank
Total interest income$116,262,000193
Total interest expense$11,338,000219
Net interest income$104,924,000193
Provision for loan and lease losses$-305,0006,691
Total noninterest income$3,707,0001,165
Gross Fiduciary activities income$4,858,000150
Service charges on deposit accounts$4,945,000243
Trading account gains and fees$0180
Additional Noninterest Income$-6,096,0006,894
Total noninterest expense$58,517,000294
Salaries and employee benefits$32,009,000274
Premises and equipment expense$8,524,000227
Additional noninterest expense$17,984,000321
Pre-tax net operating income$50,419,000187
Securities gains (losses)$1,296,000163
Applicable income taxes$18,357,000168
Income before extraordinary items$33,358,000209
Extraordinary gains, net$025
Net income$33,358,000208
Minority interest net income$084
Net income of bank and minority interests.$33,358,000209
Net charge-offs$5,341,000249
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$32,515,600207
2013-06-30 (YTD Data)Rank
Total interest income$79,601,000190
Total interest expense$7,792,000217
Net interest income$71,809,000189
Provision for loan and lease losses$-2,464,0006,898
Total noninterest income$625,0002,942
Gross Fiduciary activities income$3,317,000151
Service charges on deposit accounts$3,205,000247
Trading account gains and fees$0157
Additional Noninterest Income$-5,897,0006,944
Total noninterest expense$38,925,000296
Salaries and employee benefits$21,518,000272
Premises and equipment expense$5,621,000231
Additional noninterest expense$11,786,000323
Pre-tax net operating income$35,973,000171
Securities gains (losses)$684,000275
Applicable income taxes$13,138,000157
Income before extraordinary items$23,519,000192
Extraordinary gains, net$022
Net income$23,519,000193
Minority interest net income$082
Net income of bank and minority interests.$23,519,000193
Net charge-offs$4,749,000211
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$23,081,240190
2013-03-31 (YTD Data)Rank
Total interest income$41,718,000189
Total interest expense$4,022,000213
Net interest income$37,696,000188
Provision for loan and lease losses$4,109,000123
Total noninterest income$2,294,000739
Gross Fiduciary activities income$1,686,000150
Service charges on deposit accounts$1,509,000258
Trading account gains and fees$0148
Additional Noninterest Income$-901,0007,010
Total noninterest expense$18,718,000312
Salaries and employee benefits$11,166,000265
Premises and equipment expense$2,919,000227
Additional noninterest expense$4,633,000398
Pre-tax net operating income$17,163,000184
Securities gains (losses)$684,000157
Applicable income taxes$6,371,000168
Income before extraordinary items$11,476,000197
Extraordinary gains, net$010
Net income$11,476,000198
Minority interest net income$076
Net income of bank and minority interests.$11,476,000198
Net charge-offs$4,021,000141
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$11,038,240203
2012-12-31 (YTD Data)Rank
Total interest income$164,764,000198
Total interest expense$19,292,000217
Net interest income$145,472,000193
Provision for loan and lease losses$22,790,000146
Total noninterest income$7,695,000821
Gross Fiduciary activities income$6,698,000147
Service charges on deposit accounts$5,540,000286
Trading account gains and fees$0166
Additional Noninterest Income$-4,543,0007,069
Total noninterest expense$80,828,000287
Salaries and employee benefits$42,234,000262
Premises and equipment expense$10,772,000236
Additional noninterest expense$27,822,000305
Pre-tax net operating income$49,549,000219
Securities gains (losses)$1,156,000451
Applicable income taxes$17,343,000190
Income before extraordinary items$33,362,000245
Extraordinary gains, net$029
Net income$33,362,000244
Minority interest net income$093
Net income of bank and minority interests.$33,362,000245
Net charge-offs$16,537,000216
Cash dividends$15,000,000233
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$32,599,040241
2012-09-30 (YTD Data)Rank
Total interest income$119,616,000203
Total interest expense$14,962,000220
Net interest income$104,654,000199
Provision for loan and lease losses$16,221,000158
Total noninterest income$11,174,000500
Gross Fiduciary activities income$5,053,000144
Service charges on deposit accounts$4,102,000290
Trading account gains and fees$0157
Additional Noninterest Income$2,019,0001,253
Total noninterest expense$59,896,000289
Salaries and employee benefits$32,031,000260
Premises and equipment expense$8,113,000237
Additional noninterest expense$19,752,000314
Pre-tax net operating income$39,711,000207
Securities gains (losses)$1,156,000345
Applicable income taxes$13,861,000182
Income before extraordinary items$27,006,000224
Extraordinary gains, net$020
Net income$27,006,000223
Minority interest net income$086
Net income of bank and minority interests.$27,006,000224
Net charge-offs$10,521,000253
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$26,243,040223
2012-06-30 (YTD Data)Rank
Total interest income$76,911,000211
Total interest expense$10,487,000216
Net interest income$66,424,000207
Provision for loan and lease losses$4,284,000341
Total noninterest income$3,668,000841
Gross Fiduciary activities income$3,404,000146
Service charges on deposit accounts$2,676,000294
Trading account gains and fees$0153
Additional Noninterest Income$-2,412,0007,237
Total noninterest expense$39,935,000287
Salaries and employee benefits$20,853,000260
Premises and equipment expense$5,397,000242
Additional noninterest expense$13,685,000302
Pre-tax net operating income$25,873,000212
Securities gains (losses)$1,156,000243
Applicable income taxes$9,091,000190
Income before extraordinary items$17,938,000224
Extraordinary gains, net$019
Net income$17,938,000223
Minority interest net income$084
Net income of bank and minority interests.$17,938,000224
Net charge-offs$5,715,000306
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$17,175,040221
2012-03-31 (YTD Data)Rank
Total interest income$37,111,000214
Total interest expense$5,503,000216
Net interest income$31,608,000207
Provision for loan and lease losses$4,003,000198
Total noninterest income$2,861,000610
Gross Fiduciary activities income$1,592,000149
Service charges on deposit accounts$1,292,000296
Trading account gains and fees$646,00057
Additional Noninterest Income$-669,0007,281
Total noninterest expense$19,842,000283
Salaries and employee benefits$10,282,000263
Premises and equipment expense$2,729,000234
Additional noninterest expense$6,831,000298
Pre-tax net operating income$10,624,000232
Securities gains (losses)$1,022,000139
Applicable income taxes$3,855,000201
Income before extraordinary items$7,791,000238
Extraordinary gains, net$019
Net income$7,791,000239
Minority interest net income$078
Net income of bank and minority interests.$7,791,000239
Net charge-offs$3,021,000284
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$7,106,260244
2011-12-31 (YTD Data)Rank
Total interest income$142,101,000220
Total interest expense$25,909,000220
Net interest income$116,192,000219
Provision for loan and lease losses$16,103,000279
Total noninterest income$16,856,000422
Gross Fiduciary activities income$6,169,000131
Service charges on deposit accounts$4,998,000318
Trading account gains and fees$3,644,00059
Additional Noninterest Income$2,045,0001,339
Total noninterest expense$73,600,000298
Salaries and employee benefits$35,504,000283
Premises and equipment expense$10,042,000261
Additional noninterest expense$28,054,000299
Pre-tax net operating income$43,345,000215
Securities gains (losses)$1,450,000312
Applicable income taxes$14,466,000197
Income before extraordinary items$30,329,000229
Extraordinary gains, net$029
Net income$30,329,000230
Minority interest net income$096
Net income of bank and minority interests.$30,329,000230
Net charge-offs$19,239,000262
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$29,343,000232
2011-09-30 (YTD Data)Rank
Total interest income$102,864,000227
Total interest expense$19,721,000224
Net interest income$83,143,000227
Provision for loan and lease losses$16,247,000217
Total noninterest income$16,273,000352
Gross Fiduciary activities income$4,665,000132
Service charges on deposit accounts$3,607,000330
Trading account gains and fees$1,910,00065
Additional Noninterest Income$6,091,000503
Total noninterest expense$51,427,000311
Salaries and employee benefits$25,142,000290
Premises and equipment expense$6,880,000294
Additional noninterest expense$19,405,000316
Pre-tax net operating income$31,742,000217
Securities gains (losses)$1,447,000245
Applicable income taxes$11,477,000193
Income before extraordinary items$21,712,000235
Extraordinary gains, net$021
Net income$21,712,000235
Minority interest net income$087
Net income of bank and minority interests.$21,712,000236
Net charge-offs$13,556,000272
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$20,771,450240
2011-06-30 (YTD Data)Rank
Total interest income$68,769,000228
Total interest expense$13,265,000232
Net interest income$55,504,000230
Provision for loan and lease losses$8,175,000277
Total noninterest income$8,676,000419
Gross Fiduciary activities income$3,016,000135
Service charges on deposit accounts$2,304,000340
Trading account gains and fees$1,341,00065
Additional Noninterest Income$2,015,000833
Total noninterest expense$34,076,000318
Salaries and employee benefits$16,352,000307
Premises and equipment expense$4,434,000308
Additional noninterest expense$13,290,000312
Pre-tax net operating income$21,929,000208
Securities gains (losses)$679,000272
Applicable income taxes$7,657,000181
Income before extraordinary items$14,951,000222
Extraordinary gains, net$015
Net income$14,951,000221
Minority interest net income$089
Net income of bank and minority interests.$14,951,000222
Net charge-offs$8,778,000294
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$14,502,860223
2011-03-31 (YTD Data)Rank
Total interest income$30,449,000251
Total interest expense$6,770,000238
Net interest income$23,679,000258
Provision for loan and lease losses$3,600,000312
Total noninterest income$4,793,000387
Gross Fiduciary activities income$1,508,000132
Service charges on deposit accounts$1,124,000349
Trading account gains and fees$352,00074
Additional Noninterest Income$1,809,000551
Total noninterest expense$16,822,000318
Salaries and employee benefits$8,394,000303
Premises and equipment expense$2,184,000317
Additional noninterest expense$6,244,000323
Pre-tax net operating income$8,050,000258
Securities gains (losses)$174,000380
Applicable income taxes$2,702,000238
Income before extraordinary items$5,522,000274
Extraordinary gains, net$09
Net income$5,522,000272
Minority interest net income$086
Net income of bank and minority interests.$5,522,000274
Net charge-offs$3,537,000354
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$5,405,420271
2010-12-31 (YTD Data)Rank
Total interest income$115,741,000269
Total interest expense$27,728,000283
Net interest income$88,013,000269
Provision for loan and lease losses$33,735,000242
Total noninterest income$16,717,000447
Gross Fiduciary activities income$5,338,000137
Service charges on deposit accounts$4,684,000336
Trading account gains and fees$1,906,00071
Additional Noninterest Income$4,789,000774
Total noninterest expense$58,375,000375
Salaries and employee benefits$27,580,000358
Premises and equipment expense$8,184,000332
Additional noninterest expense$22,611,000367
Pre-tax net operating income$12,620,000447
Securities gains (losses)$1,987,000269
Applicable income taxes$4,346,000407
Income before extraordinary items$10,261,000448
Extraordinary gains, net$029
Net income$10,261,000445
Minority interest net income$0111
Net income of bank and minority interests.$10,261,000448
Net charge-offs$33,970,000223
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$8,870,100481
2010-09-30 (YTD Data)Rank
Total interest income$85,676,000275
Total interest expense$20,974,000290
Net interest income$64,702,000272
Provision for loan and lease losses$30,410,000202
Total noninterest income$14,757,000381
Gross Fiduciary activities income$3,891,000138
Service charges on deposit accounts$3,554,000335
Trading account gains and fees$1,304,00071
Additional Noninterest Income$6,008,000513
Total noninterest expense$41,018,000387
Salaries and employee benefits$20,189,000360
Premises and equipment expense$6,067,000335
Additional noninterest expense$14,762,000392
Pre-tax net operating income$8,031,000534
Securities gains (losses)$1,206,000351
Applicable income taxes$3,051,000418
Income before extraordinary items$6,186,000556
Extraordinary gains, net$023
Net income$6,186,000553
Minority interest net income$0110
Net income of bank and minority interests.$6,186,000556
Net charge-offs$26,406,000211
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$5,377,980617
2010-06-30 (YTD Data)Rank
Total interest income$53,768,000294
Total interest expense$14,424,000289
Net interest income$39,344,000293
Provision for loan and lease losses$22,760,000195
Total noninterest income$8,600,000419
Gross Fiduciary activities income$2,714,000136
Service charges on deposit accounts$2,361,000332
Trading account gains and fees$1,174,00066
Additional Noninterest Income$2,351,000705
Total noninterest expense$26,235,000396
Salaries and employee benefits$13,126,000366
Premises and equipment expense$4,221,000325
Additional noninterest expense$8,888,000427
Pre-tax net operating income$-1,051,0007,029
Securities gains (losses)$1,082,000243
Applicable income taxes$14,0003,954
Income before extraordinary items$17,0006,093
Extraordinary gains, net$019
Net income$17,0006,095
Minority interest net income$0105
Net income of bank and minority interests.$17,0006,094
Net charge-offs$20,497,000196
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-675,4806,916
2010-03-31 (YTD Data)Rank
Total interest income$27,240,000302
Total interest expense$7,485,000297
Net interest income$19,755,000297
Provision for loan and lease losses$13,800,000177
Total noninterest income$3,707,000460
Gross Fiduciary activities income$1,363,000136
Service charges on deposit accounts$1,174,000337
Trading account gains and fees$0175
Additional Noninterest Income$1,170,000704
Total noninterest expense$12,779,000411
Salaries and employee benefits$6,499,000377
Premises and equipment expense$2,109,000333
Additional noninterest expense$4,171,000446
Pre-tax net operating income$-3,117,0007,696
Securities gains (losses)$557,000228
Applicable income taxes$-945,0007,788
Income before extraordinary items$-1,615,0007,590
Extraordinary gains, net$016
Net income$-1,615,0007,591
Minority interest net income$091
Net income of bank and minority interests.$-1,615,0007,591
Net charge-offs$12,716,000177
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$-1,971,4807,640
2009-12-31 (YTD Data)Rank
Total interest income$118,348,000296
Total interest expense$43,937,000260
Net interest income$74,411,000304
Provision for loan and lease losses$40,412,000297
Total noninterest income$19,813,000392
Gross Fiduciary activities income$4,938,000145
Service charges on deposit accounts$4,962,000344
Trading account gains and fees$0211
Additional Noninterest Income$9,913,000448
Total noninterest expense$94,908,000248
Salaries and employee benefits$25,112,000384
Premises and equipment expense$7,443,000365
Additional noninterest expense$62,353,000189
Pre-tax net operating income$-41,096,0007,840
Securities gains (losses)$955,000522
Applicable income taxes$3,627,000345
Income before extraordinary items$-43,768,0007,859
Extraordinary gains, net$034
Net income$-43,768,0007,858
Minority interest net income$0115
Net income of bank and minority interests.$-43,768,0007,858
Net charge-offs$29,842,000294
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$-44,723,0007,868
2009-09-30 (YTD Data)Rank
Total interest income$90,368,000303
Total interest expense$35,017,000267
Net interest income$55,351,000316
Provision for loan and lease losses$32,012,000275
Total noninterest income$15,369,000389
Gross Fiduciary activities income$3,832,000140
Service charges on deposit accounts$3,753,000343
Trading account gains and fees$0212
Additional Noninterest Income$7,784,000437
Total noninterest expense$82,137,000221
Salaries and employee benefits$18,640,000399
Premises and equipment expense$5,539,000375
Additional noninterest expense$57,958,000162
Pre-tax net operating income$-43,429,0007,966
Securities gains (losses)$952,000405
Applicable income taxes$882,000924
Income before extraordinary items$-43,359,0007,977
Extraordinary gains, net$027
Net income$-43,359,0007,976
Minority interest net income$0118
Net income of bank and minority interests.$-43,359,0007,976
Net charge-offs$20,801,000292
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-44,311,0007,979
2009-06-30 (YTD Data)Rank
Total interest income$55,006,000335
Total interest expense$18,205,000357
Net interest income$36,801,000318
Provision for loan and lease losses$23,100,000258
Total noninterest income$6,077,000579
Gross Fiduciary activities income$2,606,000142
Service charges on deposit accounts$2,544,000337
Trading account gains and fees$0193
Additional Noninterest Income$927,0001,498
Total noninterest expense$70,025,000195
Salaries and employee benefits$12,171,000414
Premises and equipment expense$3,613,000385
Additional noninterest expense$54,241,000135
Pre-tax net operating income$-50,247,0008,102
Securities gains (losses)$952,000300
Applicable income taxes$-1,656,0007,858
Income before extraordinary items$-47,639,0008,108
Extraordinary gains, net$021
Net income$-47,639,0008,107
Minority interest net income$0112
Net income of bank and minority interests.$-47,639,0008,107
Net charge-offs$11,773,000330
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$-48,562,4408,101
2009-03-31 (YTD Data)Rank
Total interest income$27,287,000339
Total interest expense$9,192,000361
Net interest income$18,095,000318
Provision for loan and lease losses$15,100,000191
Total noninterest income$2,759,000584
Gross Fiduciary activities income$1,310,000137
Service charges on deposit accounts$1,295,000321
Trading account gains and fees$0171
Additional Noninterest Income$154,0002,919
Total noninterest expense$57,094,000132
Salaries and employee benefits$5,970,000421
Premises and equipment expense$1,770,000399
Additional noninterest expense$49,354,00088
Pre-tax net operating income$-51,340,0008,198
Securities gains (losses)$316,000482
Applicable income taxes$-1,403,0008,050
Income before extraordinary items$-49,621,0008,196
Extraordinary gains, net$015
Net income$-49,621,0008,196
Minority interest net income$0102
Net income of bank and minority interests.$-49,621,0008,196
Net charge-offs$6,797,000259
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-49,927,5208,198
2008-12-31 (YTD Data)Rank
Total interest income$111,666,000360
Total interest expense$44,206,000366
Net interest income$67,460,000340
Provision for loan and lease losses$22,475,000344
Total noninterest income$17,758,000386
Gross Fiduciary activities income$6,341,000132
Service charges on deposit accounts$4,110,000420
Trading account gains and fees$0154
Additional Noninterest Income$7,307,000481
Total noninterest expense$42,862,000483
Salaries and employee benefits$24,336,000398
Premises and equipment expense$6,450,000425
Additional noninterest expense$12,076,000577
Pre-tax net operating income$19,881,000289
Securities gains (losses)$159,000838
Applicable income taxes$6,896,000249
Income before extraordinary items$13,144,000306
Extraordinary gains, net$039
Net income$13,144,000306
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,708,000343
Cash dividends$1,000,0002,281
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$13,039,060324
2008-09-30 (YTD Data)Rank
Total interest income$82,533,000373
Total interest expense$33,364,000382
Net interest income$49,169,000364
Provision for loan and lease losses$8,350,000457
Total noninterest income$11,504,000458
Gross Fiduciary activities income$4,822,000134
Service charges on deposit accounts$2,975,000446
Trading account gains and fees$0148
Additional Noninterest Income$3,707,000705
Total noninterest expense$31,670,000480
Salaries and employee benefits$19,181,000395
Premises and equipment expense$4,672,000441
Additional noninterest expense$7,817,000619
Pre-tax net operating income$20,653,000272
Securities gains (losses)$71,0001,185
Applicable income taxes$7,576,000229
Income before extraordinary items$13,148,000286
Extraordinary gains, net$031
Net income$13,148,000285
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,231,000508
Cash dividends$1,000,0001,791
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$13,102,560299
2008-06-30 (YTD Data)Rank
Total interest income$53,334,000389
Total interest expense$21,645,000408
Net interest income$31,689,000381
Provision for loan and lease losses$5,525,000403
Total noninterest income$7,712,000471
Gross Fiduciary activities income$3,243,000137
Service charges on deposit accounts$1,885,000453
Trading account gains and fees$0149
Additional Noninterest Income$2,584,000694
Total noninterest expense$20,624,000490
Salaries and employee benefits$12,639,000401
Premises and equipment expense$3,011,000457
Additional noninterest expense$4,974,000628
Pre-tax net operating income$13,252,000295
Securities gains (losses)$70,0001,202
Applicable income taxes$4,882,000259
Income before extraordinary items$8,440,000330
Extraordinary gains, net$021
Net income$8,440,000329
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,107,000413
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$8,395,200328
2008-03-31 (YTD Data)Rank
Total interest income$26,984,000401
Total interest expense$11,492,000409
Net interest income$15,492,000387
Provision for loan and lease losses$2,325,000363
Total noninterest income$4,373,000431
Gross Fiduciary activities income$1,624,000135
Service charges on deposit accounts$815,000512
Trading account gains and fees$0158
Additional Noninterest Income$1,934,000520
Total noninterest expense$10,749,000469
Salaries and employee benefits$6,512,000392
Premises and equipment expense$1,540,000450
Additional noninterest expense$2,697,000559
Pre-tax net operating income$6,791,000317
Securities gains (losses)$02,688
Applicable income taxes$2,505,000277
Income before extraordinary items$4,286,000362
Extraordinary gains, net$015
Net income$4,286,000363
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,592,000341
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$4,286,000345
2007-12-31 (YTD Data)Rank
Total interest income$110,262,000406
Total interest expense$51,526,000408
Net interest income$58,736,000410
Provision for loan and lease losses$4,615,000433
Total noninterest income$12,433,000529
Gross Fiduciary activities income$6,988,000127
Service charges on deposit accounts$2,744,000638
Trading account gains and fees$0178
Additional Noninterest Income$2,701,0001,093
Total noninterest expense$39,306,000494
Salaries and employee benefits$25,226,000395
Premises and equipment expense$5,680,000470
Additional noninterest expense$8,400,000680
Pre-tax net operating income$27,248,000373
Securities gains (losses)$233,000416
Applicable income taxes$9,563,000339
Income before extraordinary items$17,918,000390
Extraordinary gains, net$039
Net income$17,918,000387
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,000,000620
Cash dividends$4,000,000908
Sale, conversion, retirement of capital stock, net$1,329,000401
Net operating income$17,766,550386
2007-09-30 (YTD Data)Rank
Total interest income$81,851,000412
Total interest expense$38,553,000410
Net interest income$43,298,000414
Provision for loan and lease losses$2,165,000489
Total noninterest income$8,594,000558
Gross Fiduciary activities income$5,207,000125
Service charges on deposit accounts$1,958,000658
Trading account gains and fees$0184
Additional Noninterest Income$1,429,0001,422
Total noninterest expense$29,053,000494
Salaries and employee benefits$18,905,000394
Premises and equipment expense$4,226,000473
Additional noninterest expense$5,922,000715
Pre-tax net operating income$20,674,000405
Securities gains (losses)$01,655
Applicable income taxes$7,507,000359
Income before extraordinary items$13,167,000435
Extraordinary gains, net$033
Net income$13,167,000433
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,395,000521
Cash dividends$4,000,000674
Sale, conversion, retirement of capital stock, net$1,329,000295
Net operating income$13,167,000424
2007-06-30 (YTD Data)Rank
Total interest income$53,695,000428
Total interest expense$25,396,000419
Net interest income$28,299,000429
Provision for loan and lease losses$1,565,000401
Total noninterest income$5,742,000575
Gross Fiduciary activities income$3,461,000133
Service charges on deposit accounts$1,269,000686
Trading account gains and fees$0168
Additional Noninterest Income$1,012,0001,387
Total noninterest expense$19,355,000511
Salaries and employee benefits$12,469,000409
Premises and equipment expense$2,807,000486
Additional noninterest expense$4,079,000695
Pre-tax net operating income$13,121,000448
Securities gains (losses)$01,444
Applicable income taxes$4,738,000401
Income before extraordinary items$8,383,000480
Extraordinary gains, net$029
Net income$8,383,000479
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$856,000499
Cash dividends$4,000,000501
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$8,383,000469
2007-03-31 (YTD Data)Rank
Total interest income$26,524,000428
Total interest expense$12,472,000421
Net interest income$14,052,000428
Provision for loan and lease losses$850,000333
Total noninterest income$2,704,000590
Gross Fiduciary activities income$1,645,000135
Service charges on deposit accounts$615,000694
Trading account gains and fees$0195
Additional Noninterest Income$444,0001,485
Total noninterest expense$9,696,000505
Salaries and employee benefits$6,404,000407
Premises and equipment expense$1,333,000509
Additional noninterest expense$1,959,000710
Pre-tax net operating income$6,210,000463
Securities gains (losses)$01,187
Applicable income taxes$2,236,000417
Income before extraordinary items$3,974,000491
Extraordinary gains, net$022
Net income$3,974,000490
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$636,000346
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$3,974,000481
2006-12-31 (YTD Data)Rank
Total interest income$94,318,000440
Total interest expense$40,614,000443
Net interest income$53,704,000428
Provision for loan and lease losses$2,127,000531
Total noninterest income$10,570,000585
Gross Fiduciary activities income$6,350,000132
Service charges on deposit accounts$2,228,000792
Trading account gains and fees$0130
Additional Noninterest Income$1,992,0001,363
Total noninterest expense$34,854,000526
Salaries and employee benefits$22,614,000432
Premises and equipment expense$4,553,000552
Additional noninterest expense$7,687,000703
Pre-tax net operating income$27,293,000441
Securities gains (losses)$01,687
Applicable income taxes$9,583,000408
Income before extraordinary items$17,710,000471
Extraordinary gains, net$051
Net income$17,710,000470
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,198,000593
Cash dividends$9,000,000425
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$17,710,000458
2006-09-30 (YTD Data)Rank
Total interest income$63,991,000491
Total interest expense$26,679,000496
Net interest income$37,312,000478
Provision for loan and lease losses$1,777,000452
Total noninterest income$7,483,000624
Gross Fiduciary activities income$4,585,000140
Service charges on deposit accounts$1,559,000848
Trading account gains and fees$0126
Additional Noninterest Income$1,339,0001,474
Total noninterest expense$23,889,000586
Salaries and employee benefits$15,935,000466
Premises and equipment expense$2,945,000675
Additional noninterest expense$5,009,000807
Pre-tax net operating income$19,129,000471
Securities gains (losses)$01,388
Applicable income taxes$6,888,000443
Income before extraordinary items$12,241,000514
Extraordinary gains, net$045
Net income$12,241,000514
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$13,0004,593
Cash dividends$5,000,000514
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$12,241,000499
2006-06-30 (YTD Data)Rank
Total interest income$41,034,000496
Total interest expense$16,610,000502
Net interest income$24,424,000484
Provision for loan and lease losses$1,537,000335
Total noninterest income$4,976,000623
Gross Fiduciary activities income$3,010,000146
Service charges on deposit accounts$1,033,000842
Trading account gains and fees$0126
Additional Noninterest Income$933,0001,431
Total noninterest expense$15,595,000604
Salaries and employee benefits$10,318,000487
Premises and equipment expense$1,961,000680
Additional noninterest expense$3,316,000821
Pre-tax net operating income$12,268,000489
Securities gains (losses)$01,185
Applicable income taxes$4,418,000450
Income before extraordinary items$7,850,000525
Extraordinary gains, net$039
Net income$7,850,000524
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$78,0001,990
Cash dividends$5,000,000371
Sale, conversion, retirement of capital stock, net$0887
Net operating income$7,850,000511
2006-03-31 (YTD Data)Rank
Total interest income$19,408,000503
Total interest expense$7,638,000507
Net interest income$11,770,000500
Provision for loan and lease losses$800,000321
Total noninterest income$2,373,000638
Gross Fiduciary activities income$1,419,000151
Service charges on deposit accounts$501,000844
Trading account gains and fees$0115
Additional Noninterest Income$453,0001,441
Total noninterest expense$7,752,000596
Salaries and employee benefits$5,154,000483
Premises and equipment expense$996,000659
Additional noninterest expense$1,602,000833
Pre-tax net operating income$5,591,000513
Securities gains (losses)$0955
Applicable income taxes$2,014,000474
Income before extraordinary items$3,577,000565
Extraordinary gains, net$021
Net income$3,577,000564
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-174,0008,708
Cash dividends$5,000,000202
Sale, conversion, retirement of capital stock, net$0648
Net operating income$3,577,000552
2005-12-31 (YTD Data)Rank
Total interest income$68,062,000508
Total interest expense$22,192,000537
Net interest income$45,870,000485
Provision for loan and lease losses$1,490,000723
Total noninterest income$9,432,000649
Gross Fiduciary activities income$5,484,000151
Service charges on deposit accounts$2,065,000838
Trading account gains and fees$0138
Additional Noninterest Income$1,883,0001,414
Total noninterest expense$30,926,000574
Salaries and employee benefits$20,684,000457
Premises and equipment expense$3,669,000677
Additional noninterest expense$6,573,000797
Pre-tax net operating income$22,886,000486
Securities gains (losses)$-506,0008,702
Applicable income taxes$8,050,000450
Income before extraordinary items$14,330,000533
Extraordinary gains, net$046
Net income$14,330,000533
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$165,0002,574
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$14,653,840515
2005-09-30 (YTD Data)Rank
Total interest income$48,472,000521
Total interest expense$14,947,000556
Net interest income$33,525,000490
Provision for loan and lease losses$1,420,000538
Total noninterest income$7,001,000655
Gross Fiduciary activities income$3,925,000155
Service charges on deposit accounts$1,553,000834
Trading account gains and fees$0126
Additional Noninterest Income$1,523,0001,347
Total noninterest expense$22,444,000596
Salaries and employee benefits$15,151,000465
Premises and equipment expense$2,663,000688
Additional noninterest expense$4,630,000829
Pre-tax net operating income$16,662,000495
Securities gains (losses)$-98,0008,622
Applicable income taxes$5,956,000463
Income before extraordinary items$10,608,000539
Extraordinary gains, net$035
Net income$10,608,000539
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-83,0008,587
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$10,670,720526
2005-06-30 (YTD Data)Rank
Total interest income$30,870,000529
Total interest expense$8,812,000580
Net interest income$22,058,000489
Provision for loan and lease losses$1,012,000503
Total noninterest income$4,454,000669
Gross Fiduciary activities income$2,595,000157
Service charges on deposit accounts$1,020,000827
Trading account gains and fees$0116
Additional Noninterest Income$839,0001,523
Total noninterest expense$14,633,000603
Salaries and employee benefits$9,952,000469
Premises and equipment expense$1,721,000696
Additional noninterest expense$2,960,000853
Pre-tax net operating income$10,867,000495
Securities gains (losses)$02,146
Applicable income taxes$3,890,000465
Income before extraordinary items$6,977,000543
Extraordinary gains, net$030
Net income$6,977,000543
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-92,0008,644
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$6,977,000525
2005-03-31 (YTD Data)Rank
Total interest income$14,647,000540
Total interest expense$3,871,000618
Net interest income$10,776,000493
Provision for loan and lease losses$786,000315
Total noninterest income$2,047,000698
Gross Fiduciary activities income$1,279,000159
Service charges on deposit accounts$483,000843
Trading account gains and fees$0115
Additional Noninterest Income$285,0001,950
Total noninterest expense$7,158,000608
Salaries and employee benefits$4,892,000467
Premises and equipment expense$830,000722
Additional noninterest expense$1,436,000872
Pre-tax net operating income$4,879,000529
Securities gains (losses)$01,685
Applicable income taxes$1,782,000495
Income before extraordinary items$3,097,000592
Extraordinary gains, net$024
Net income$3,097,000592
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-188,0008,856
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$3,097,000575
2004-12-31 (YTD Data)Rank
Total interest income$48,852,000590
Total interest expense$10,761,000769
Net interest income$38,091,000538
Provision for loan and lease losses$2,212,000493
Total noninterest income$7,820,000732
Gross Fiduciary activities income$4,682,000160
Service charges on deposit accounts$2,032,000854
Trading account gains and fees$0138
Additional Noninterest Income$1,106,0002,024
Total noninterest expense$26,616,000627
Salaries and employee benefits$17,504,000508
Premises and equipment expense$3,252,000711
Additional noninterest expense$5,860,000853
Pre-tax net operating income$17,083,000557
Securities gains (losses)$126,0001,090
Applicable income taxes$6,122,000523
Income before extraordinary items$11,087,000614
Extraordinary gains, net$034
Net income$11,087,000615
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,137,000707
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$11,006,360595
2004-09-30 (YTD Data)Rank
Total interest income$35,166,000608
Total interest expense$7,452,000803
Net interest income$27,714,000550
Provision for loan and lease losses$1,437,000549
Total noninterest income$5,666,000769
Gross Fiduciary activities income$3,383,000161
Service charges on deposit accounts$1,529,000855
Trading account gains and fees$0134
Additional Noninterest Income$754,0002,152
Total noninterest expense$19,623,000633
Salaries and employee benefits$13,148,000510
Premises and equipment expense$2,399,000723
Additional noninterest expense$4,076,000912
Pre-tax net operating income$12,320,000575
Securities gains (losses)$126,0001,027
Applicable income taxes$4,379,000535
Income before extraordinary items$8,067,000636
Extraordinary gains, net$026
Net income$8,067,000637
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$586,000839
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$7,985,100613
2004-06-30 (YTD Data)Rank
Total interest income$22,624,000616
Total interest expense$4,670,000830
Net interest income$17,954,000558
Provision for loan and lease losses$1,337,000422
Total noninterest income$3,713,000783
Gross Fiduciary activities income$2,192,000168
Service charges on deposit accounts$997,000864
Trading account gains and fees$0130
Additional Noninterest Income$524,0002,116
Total noninterest expense$13,046,000636
Salaries and employee benefits$8,852,000505
Premises and equipment expense$1,587,000729
Additional noninterest expense$2,607,000953
Pre-tax net operating income$7,284,000629
Securities gains (losses)$1,0003,212
Applicable income taxes$2,495,000610
Income before extraordinary items$4,790,000701
Extraordinary gains, net$021
Net income$4,790,000701
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$479,000739
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$4,789,340671
2004-03-31 (YTD Data)Rank
Total interest income$10,935,000643
Total interest expense$2,238,000889
Net interest income$8,697,000576
Provision for loan and lease losses$597,000456
Total noninterest income$1,672,000827
Gross Fiduciary activities income$1,031,000173
Service charges on deposit accounts$457,000914
Trading account gains and fees$0121
Additional Noninterest Income$184,0002,617
Total noninterest expense$6,496,000641
Salaries and employee benefits$4,487,000502
Premises and equipment expense$779,000758
Additional noninterest expense$1,230,0001,001
Pre-tax net operating income$3,276,000682
Securities gains (losses)$1,0002,756
Applicable income taxes$1,194,000645
Income before extraordinary items$2,083,000799
Extraordinary gains, net$016
Net income$2,083,000798
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$501,000432
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$2,082,360753
2003-12-31 (YTD Data)Rank
Total interest income$43,206,000648
Total interest expense$9,274,000969
Net interest income$33,932,000562
Provision for loan and lease losses$3,627,000411
Total noninterest income$11,846,000575
Gross Fiduciary activities income$3,423,000188
Service charges on deposit accounts$1,782,000968
Trading account gains and fees$0160
Additional Noninterest Income$6,641,000603
Total noninterest expense$27,440,000622
Salaries and employee benefits$17,749,000499
Premises and equipment expense$3,395,000675
Additional noninterest expense$6,296,000819
Pre-tax net operating income$14,711,000612
Securities gains (losses)$78,0002,115
Applicable income taxes$5,440,000581
Income before extraordinary items$9,349,000701
Extraordinary gains, net$054
Net income$9,349,000703
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,637,000641
Cash dividends$2,000,0001,369
Sale, conversion, retirement of capital stock, net$0868
Net operating income$9,299,080654
2003-09-30 (YTD Data)Rank
Total interest income$32,404,000659
Total interest expense$7,068,000995
Net interest income$25,336,000577
Provision for loan and lease losses$2,728,000420
Total noninterest income$9,405,000576
Gross Fiduciary activities income$2,489,000201
Service charges on deposit accounts$1,347,000968
Trading account gains and fees$0153
Additional Noninterest Income$5,569,000590
Total noninterest expense$20,545,000629
Salaries and employee benefits$13,255,000515
Premises and equipment expense$2,589,000677
Additional noninterest expense$4,701,000829
Pre-tax net operating income$11,468,000604
Securities gains (losses)$78,0001,960
Applicable income taxes$4,246,000587
Income before extraordinary items$7,300,000705
Extraordinary gains, net$040
Net income$7,300,000706
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,259,000598
Cash dividends$1,000,0001,726
Sale, conversion, retirement of capital stock, net$0722
Net operating income$7,250,080659
2003-06-30 (YTD Data)Rank
Total interest income$21,686,000665
Total interest expense$4,912,000977
Net interest income$16,774,000581
Provision for loan and lease losses$2,093,000384
Total noninterest income$6,930,000548
Gross Fiduciary activities income$1,605,000207
Service charges on deposit accounts$893,000965
Trading account gains and fees$0150
Additional Noninterest Income$4,432,000514
Total noninterest expense$13,813,000624
Salaries and employee benefits$8,658,000516
Premises and equipment expense$1,767,000659
Additional noninterest expense$3,388,000767
Pre-tax net operating income$7,798,000594
Securities gains (losses)$78,0001,705
Applicable income taxes$2,910,000563
Income before extraordinary items$4,966,000689
Extraordinary gains, net$030
Net income$4,966,000690
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,154,000476
Cash dividends$1,000,0001,282
Sale, conversion, retirement of capital stock, net$0589
Net operating income$4,916,080647
2003-03-31 (YTD Data)Rank
Total interest income$10,889,000669
Total interest expense$2,527,000978
Net interest income$8,362,000584
Provision for loan and lease losses$999,000379
Total noninterest income$1,883,000821
Gross Fiduciary activities income$757,000221
Service charges on deposit accounts$487,000848
Trading account gains and fees$0134
Additional Noninterest Income$639,0001,229
Total noninterest expense$6,485,000648
Salaries and employee benefits$4,180,000528
Premises and equipment expense$863,000676
Additional noninterest expense$1,442,000866
Pre-tax net operating income$2,761,000813
Securities gains (losses)$78,0001,136
Applicable income taxes$1,048,000766
Income before extraordinary items$1,791,000942
Extraordinary gains, net$021
Net income$1,791,000941
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$424,000558
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$1,741,080894
2002-12-31 (YTD Data)Rank
Total interest income$45,171,000675
Total interest expense$13,145,000866
Net interest income$32,026,000593
Provision for loan and lease losses$2,251,000678
Total noninterest income$6,917,000800
Gross Fiduciary activities income$1,616,000317
Service charges on deposit accounts$1,771,000911
Trading account gains and fees$0153
Additional Noninterest Income$3,530,000902
Total noninterest expense$25,216,000647
Salaries and employee benefits$15,747,000532
Premises and equipment expense$3,617,000616
Additional noninterest expense$5,852,000852
Pre-tax net operating income$11,476,000757
Securities gains (losses)$04,537
Applicable income taxes$4,181,000701
Income before extraordinary items$7,295,000860
Extraordinary gains, net$070
Net income$7,295,000858
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$947,0001,018
Cash dividends$1,000,0002,224
Sale, conversion, retirement of capital stock, net$0862
Net operating income$7,295,000828
2001-12-31 (YTD Data)Rank
Total interest income$52,612,000673
Total interest expense$22,729,000737
Net interest income$29,883,000606
Provision for loan and lease losses$3,230,000489
Total noninterest income$4,799,0001,032
Gross Fiduciary activities income$1,149,000392
Service charges on deposit accounts$1,299,0001,137
Trading account gains and fees$0177
Additional Noninterest Income$2,351,0001,122
Total noninterest expense$24,535,000650
Salaries and employee benefits$15,142,000523
Premises and equipment expense$3,431,000637
Additional noninterest expense$5,962,000834
Pre-tax net operating income$6,917,0001,082
Securities gains (losses)$75,0001,993
Applicable income taxes$2,622,000939
Income before extraordinary items$4,370,0001,245
Extraordinary gains, net$0105
Net income$4,370,0001,244
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,031,000424
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$4,322,0001,205
2000-12-31 (YTD Data)Rank
Total interest income$45,254,000786
Total interest expense$21,653,000834
Net interest income$23,601,000748
Provision for loan and lease losses$712,0001,397
Total noninterest income$2,499,0001,585
Gross Fiduciary activities income$433,000642
Service charges on deposit accounts$618,0002,225
Trading account gains and fees$0180
Additional Noninterest Income$1,448,0001,423
Total noninterest expense$15,693,000907
Salaries and employee benefits$9,852,000715
Premises and equipment expense$2,086,000960
Additional noninterest expense$3,755,0001,213
Pre-tax net operating income$9,695,000804
Securities gains (losses)$01,956
Applicable income taxes$3,643,000699
Income before extraordinary items$6,052,000868
Extraordinary gains, net$038
Net income$6,052,000867
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$82,0003,920
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$6,052,000869
1999-12-31 (YTD Data)Rank
Total interest income$32,137,0001,024
Total interest expense$14,087,0001,076
Net interest income$18,050,000977
Provision for loan and lease losses$1,021,000946
Total noninterest income$2,191,0001,737
Gross Fiduciary activities income$138,000936
Service charges on deposit accounts$621,0002,135
Trading account gains and fees$0173
Additional Noninterest Income$1,432,0001,443
Total noninterest expense$12,102,0001,141
Salaries and employee benefits$7,426,000928
Premises and equipment expense$1,615,0001,254
Additional noninterest expense$3,061,0001,493
Pre-tax net operating income$7,118,0001,091
Securities gains (losses)$03,155
Applicable income taxes$2,677,000969
Income before extraordinary items$4,441,0001,232
Extraordinary gains, net$035
Net income$4,441,0001,230
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-14,0009,511
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$4,441,0001,213
1998-12-31 (YTD Data)Rank
Total interest income$25,414,0001,271
Total interest expense$11,869,0001,311
Net interest income$13,545,0001,251
Provision for loan and lease losses$711,0001,294
Total noninterest income$1,642,0002,125
Gross Fiduciary activities income$3,0001,349
Service charges on deposit accounts$250,0004,489
Trading account gains and fees$0224
Additional Noninterest Income$1,389,0001,478
Total noninterest expense$8,546,0001,558
Salaries and employee benefits$5,031,0001,303
Premises and equipment expense$1,413,0001,383
Additional noninterest expense$2,102,0002,028
Pre-tax net operating income$5,930,0001,268
Securities gains (losses)$04,449
Applicable income taxes$2,227,0001,127
Income before extraordinary items$3,703,0001,425
Extraordinary gains, net$032
Net income$3,703,0001,424
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$21,0006,250
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$3,703,0001,367
1997-12-31 (YTD Data)Rank
Total interest income$18,733,0001,768
Total interest expense$8,580,0001,807
Net interest income$10,157,0001,718
Provision for loan and lease losses$775,0001,220
Total noninterest income$285,0006,818
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$173,0005,777
Trading account gains and fees$0239
Additional Noninterest Income$112,0006,462
Total noninterest expense$5,381,0002,394
Salaries and employee benefits$3,139,0002,098
Premises and equipment expense$908,0002,160
Additional noninterest expense$1,334,0003,030
Pre-tax net operating income$4,286,0001,782
Securities gains (losses)$03,944
Applicable income taxes$1,605,0001,612
Income before extraordinary items$2,681,0001,966
Extraordinary gains, net$044
Net income$2,681,0001,966
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$30,0005,964
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$2,681,0001,912
1996-12-31 (YTD Data)Rank
Total interest income$12,544,0002,662
Total interest expense$5,554,0002,731
Net interest income$6,990,0002,536
Provision for loan and lease losses$345,0002,341
Total noninterest income$1,064,0002,979
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$129,0006,881
Trading account gains and fees$0262
Additional Noninterest Income$935,0001,899
Total noninterest expense$4,742,0002,883
Salaries and employee benefits$2,677,0002,491
Premises and equipment expense$565,0003,398
Additional noninterest expense$1,500,0003,117
Pre-tax net operating income$2,967,0002,398
Securities gains (losses)$04,148
Applicable income taxes$1,120,0002,127
Income before extraordinary items$1,847,0002,630
Extraordinary gains, net$053
Net income$1,847,0002,632
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-20,00010,693
Cash dividends$600,0003,013
Sale, conversion, retirement of capital stock, net$1,094,000360
Net operating income$1,847,0002,588
1995-12-31 (YTD Data)Rank
Total interest income$10,914,0003,035
Total interest expense$4,888,0003,080
Net interest income$6,026,0002,957
Provision for loan and lease losses$631,0001,291
Total noninterest income$738,0003,926
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$132,0007,047
Trading account gains and fees$0522
Additional Noninterest Income$606,0002,513
Total noninterest expense$4,054,0003,286
Salaries and employee benefits$1,988,0003,326
Premises and equipment expense$459,0004,049
Additional noninterest expense$1,607,0002,909
Pre-tax net operating income$2,079,0003,367
Securities gains (losses)$03,831
Applicable income taxes$755,0003,026
Income before extraordinary items$1,324,0003,618
Extraordinary gains, net$065
Net income$1,324,0003,615
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$231,0002,284
Cash dividends$326,0004,326
Sale, conversion, retirement of capital stock, net$5,000786
Net operating income$1,324,0003,596
1994-12-31 (YTD Data)Rank
Total interest income$7,374,0004,029
Total interest expense$2,570,0004,532
Net interest income$4,804,0003,696
Provision for loan and lease losses$450,0001,666
Total noninterest income$604,0004,632
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$168,0006,486
Trading account gains and fees$0475
Additional Noninterest Income$436,0003,233
Total noninterest expense$3,350,0003,999
Salaries and employee benefits$1,514,0004,245
Premises and equipment expense$447,0004,175
Additional noninterest expense$1,389,0003,561
Pre-tax net operating income$1,608,0004,151
Securities gains (losses)$03,600
Applicable income taxes$607,0003,484
Income before extraordinary items$1,001,0004,546
Extraordinary gains, net$0249
Net income$1,001,0004,547
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$172,0002,751
Cash dividends$88,0007,176
Sale, conversion, retirement of capital stock, net$13,0001,058
Net operating income$1,001,0004,584
1993-12-31 (YTD Data)Rank
Total interest income$5,771,0005,135
Total interest expense$2,084,0005,645
Net interest income$3,687,0004,736
Provision for loan and lease losses$162,0004,451
Total noninterest income$717,0004,351
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$172,0006,543
Trading account gains and feesNANA
Additional Noninterest Income$545,0003,079
Total noninterest expense$3,106,0004,381
Salaries and employee benefits$1,307,0004,853
Premises and equipment expense$430,0004,425
Additional noninterest expense$1,369,0003,783
Pre-tax net operating income$1,136,0005,394
Securities gains (losses)$27,0004,244
Applicable income taxes$411,0004,914
Income before extraordinary items$752,0005,817
Extraordinary gains, net$03,149
Net income$752,0005,967
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$46,0006,216
Cash dividends$73,0007,470
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$734,4505,651
1992-12-31 (YTD Data)Rank
Total interest income$5,297,0006,088
Total interest expense$2,355,0006,278
Net interest income$2,942,0005,805
Provision for loan and lease losses$182,0005,471
Total noninterest income$557,0005,246
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$140,0007,385
Trading account gains and feesNANA
Additional Noninterest Income$417,0003,606
Total noninterest expense$2,622,0005,089
Salaries and employee benefits$1,070,0005,700
Premises and equipment expense$412,0004,693
Additional noninterest expense$1,140,0004,551
Pre-tax net operating income$695,0007,126
Securities gains (losses)$96,0003,079
Applicable income taxes$285,0006,142
Income before extraordinary items$506,0007,274
Extraordinary gains, net$01,422
Net income$506,0007,365
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$141,0005,042
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$444,5607,432

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.