Home > Enterprise Bank & Trust > Net charge- offs to loans
Enterprise Bank & Trust, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3675% | 291 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0704% | 306 |
| Percentage Net Loans Charged-off:Construction & development | -0.0079% | 4,257 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0979% | 259 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0703% | 39 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0859% | 4,476 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0409% | 4,375 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0973% | 4,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5198% | 530 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8455% | 801 |
| Percentage Net Loans Charged-off: Credit card loans | 4.5192% | 132 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6914% | 824 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 7.0957% | 49 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1248% | 652 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1034% | 179 |
| Percentage Net Loans Charged-off:Construction & development | -0.0090% | 4,311 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1374% | 171 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0989% | 24 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0588% | 4,436 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0439% | 4,412 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0625% | 4,445 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1757% | 758 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3572% | 454 |
| Percentage Net Loans Charged-off: Credit card loans | 4.3869% | 85 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2339% | 451 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0537% | 984 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0010% | 3,417 |
| Percentage Net Loans Charged-off:Construction & development | -0.0096% | 4,375 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0065% | 4,243 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1569% | 12 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0138% | 4,078 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0765% | 81 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0365% | 4,323 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1446% | 720 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6690% | 817 |
| Percentage Net Loans Charged-off: Credit card loans | 6.4235% | 47 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4369% | 1,047 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0107% | 3,860 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0079% | 4,041 |
| Percentage Net Loans Charged-off:Construction & development | -0.0144% | 4,500 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0036% | 4,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3319% | 8 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2312% | 4,629 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0517% | 4,554 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2771% | 4,643 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0028% | 3,584 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4541% | 1,006 |
| Percentage Net Loans Charged-off: Credit card loans | 10.4217% | 30 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0595% | 1,703 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0420% | 1,281 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0020% | 3,323 |
| Percentage Net Loans Charged-off:Construction & development | -0.0079% | 4,336 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0127% | 4,200 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1277% | 153 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0395% | 4,456 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1658% | 121 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0187% | 1,238 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1945% | 1,729 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6719% | 351 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1770% | 1,710 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0265% | 1,292 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0059% | 3,618 |
| Percentage Net Loans Charged-off:Construction & development | -0.0087% | 4,389 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0160% | 4,283 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1046% | 161 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0069% | 158 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1260% | 143 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0061% | 1,072 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1552% | 1,701 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6579% | 338 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1371% | 1,679 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0295% | 1,136 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 697 |
| Percentage Net Loans Charged-off:Construction & development | -0.0097% | 4,024 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0106% | 4,132 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1368% | 134 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0337% | 96 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1588% | 117 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0305% | 3,631 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1560% | 1,574 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2935% | 374 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1512% | 1,522 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0673% | 657 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0063% | 429 |
| Percentage Net Loans Charged-off:Construction & development | -0.0117% | 4,107 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0185% | 4,339 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3227% | 58 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0529% | 68 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3775% | 54 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0493% | 3,877 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2319% | 1,227 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1670% | 215 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1999% | 1,211 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1457% | 651 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0201% | 861 |
| Percentage Net Loans Charged-off:Construction & development | -0.0728% | 4,211 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0218% | 558 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1421% | 200 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0659% | 3,393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1835% | 158 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2211% | 669 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1410% | 1,782 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1298% | 283 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1025% | 1,870 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1444% | 568 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0477% | 545 |
| Percentage Net Loans Charged-off:Construction & development | -0.0982% | 4,297 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0538% | 391 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2615% | 98 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1954% | 3,573 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3543% | 73 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2831% | 492 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1587% | 1,537 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9112% | 310 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1283% | 1,547 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1796% | 473 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1130% | 299 |
| Percentage Net Loans Charged-off:Construction & development | -0.0993% | 4,350 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1747% | 219 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0075% | 677 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2202% | 3,597 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0584% | 357 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2779% | 446 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1631% | 1,394 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3096% | 253 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1115% | 1,476 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3108% | 272 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2257% | 144 |
| Percentage Net Loans Charged-off:Construction & development | -0.1778% | 4,433 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3303% | 118 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1589% | 153 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2007% | 3,616 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2375% | 112 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4481% | 273 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1016% | 4,003 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3905% | 243 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1837% | 4,153 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0314% | 2,402 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0618% | 4,693 |
| Percentage Net Loans Charged-off:Construction & development | -0.0280% | 4,263 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1324% | 4,762 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0015% | 99 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2421% | 199 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0844% | 3,582 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3158% | 139 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1261% | 1,361 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8364% | 752 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1903% | 155 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4467% | 1,223 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0582% | 1,777 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0674% | 4,743 |
| Percentage Net Loans Charged-off:Construction & development | 0.0272% | 211 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1952% | 4,824 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0020% | 69 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3953% | 97 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0041% | 3,328 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4856% | 65 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1833% | 1,018 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1057% | 552 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7415% | 192 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6871% | 794 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0528% | 1,736 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0845% | 4,816 |
| Percentage Net Loans Charged-off:Construction & development | 0.0763% | 115 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2896% | 4,885 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0030% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6572% | 50 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0306% | 242 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7977% | 38 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1964% | 908 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1136% | 614 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5144% | 237 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7425% | 817 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0877% | 1,172 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2183% | 230 |
| Percentage Net Loans Charged-off:Construction & development | 0.1795% | 64 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0048% | 4,441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0060% | 24 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5031% | 22 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1740% | 102 |
| All other 1-4 family - Percent of loans charged-off, net | 1.8016% | 13 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0741% | 4,303 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1481% | 686 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2663% | 238 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8456% | 807 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1308% | 1,462 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0027% | 3,953 |
| Percentage Net Loans Charged-off:Construction & development | -0.1430% | 4,569 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0307% | 859 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0016% | 1,840 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1975% | 3,775 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0488% | 996 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2931% | 1,206 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3573% | 1,920 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1160% | 602 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4092% | 1,663 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1067% | 1,398 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0157% | 4,453 |
| Percentage Net Loans Charged-off:Construction & development | -0.2168% | 4,666 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0445% | 615 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0709% | 4,867 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2265% | 3,829 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0335% | 4,644 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2571% | 1,047 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0110% | 4,448 |
| Percentage Net Loans Charged-off: Credit card loans | -0.8579% | 954 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1579% | 2,328 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1179% | 1,252 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0217% | 4,596 |
| Percentage Net Loans Charged-off:Construction & development | -0.2149% | 4,703 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0677% | 431 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2067% | 5,086 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3465% | 3,877 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1726% | 5,063 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2905% | 857 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3887% | 4,958 |
| Percentage Net Loans Charged-off: Credit card loans | -1.7660% | 963 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1459% | 4,683 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1586% | 846 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0138% | 4,549 |
| Percentage Net Loans Charged-off:Construction & development | 0.0761% | 106 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0405% | 319 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3215% | 5,186 |
| Percentage Net Loans Charged-off: Home equity loans | -0.5066% | 3,929 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2750% | 5,167 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3386% | 590 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9637% | 348 |
| Percentage Net Loans Charged-off: Credit card loans | -0.1430% | 914 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.2467% | 265 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1356% | 1,397 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0050% | 4,179 |
| Percentage Net Loans Charged-off:Construction & development | -0.1073% | 4,637 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0163% | 948 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0116% | 1,814 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1804% | 213 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0363% | 4,806 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2878% | 1,125 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4077% | 1,760 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4077% | 1,664 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0923% | 1,577 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0104% | 4,328 |
| Percentage Net Loans Charged-off:Construction & development | -0.1445% | 4,731 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0015% | 4,432 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0773% | 840 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4318% | 90 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0230% | 4,672 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2036% | 1,103 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3589% | 1,751 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3589% | 1,642 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0223% | 2,430 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0181% | 4,570 |
| Percentage Net Loans Charged-off:Construction & development | -0.2072% | 4,825 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0042% | 4,578 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0932% | 668 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4851% | 80 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0181% | 4,629 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0625% | 1,295 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3592% | 1,641 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3592% | 1,535 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0195% | 4,546 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0025% | 4,010 |
| Percentage Net Loans Charged-off:Construction & development | -0.2356% | 4,908 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0036% | 4,725 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2083% | 318 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7831% | 48 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0444% | 738 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0462% | 4,395 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6047% | 1,188 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6047% | 1,082 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2870% | 916 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0808% | 1,131 |
| Percentage Net Loans Charged-off:Construction & development | 0.3113% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0026% | 4,607 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1914% | 615 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1496% | 340 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2030% | 579 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5202% | 955 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4599% | 1,846 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4599% | 1,711 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2646% | 819 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0659% | 1,080 |
| Percentage Net Loans Charged-off:Construction & development | 0.2242% | 218 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0162% | 4,916 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2222% | 475 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0752% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2621% | 409 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4870% | 787 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4735% | 1,658 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4735% | 1,517 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3509% | 573 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0388% | 1,321 |
| Percentage Net Loans Charged-off:Construction & development | 0.1987% | 176 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0302% | 5,129 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1407% | 716 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1292% | 300 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1438% | 683 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6968% | 551 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2337% | 2,206 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2337% | 2,068 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0191% | 2,410 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0232% | 1,191 |
| Percentage Net Loans Charged-off:Construction & development | 0.3359% | 110 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0399% | 5,341 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0200% | 4,907 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0117% | 344 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0287% | 5,065 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0125% | 1,093 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1943% | 2,055 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1943% | 1,920 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1275% | 1,971 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0223% | 2,334 |
| Percentage Net Loans Charged-off:Construction & development | 0.0843% | 413 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0338% | 5,203 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1692% | 913 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9126% | 87 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0367% | 5,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0931% | 1,916 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6871% | 1,413 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6871% | 1,289 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.5228% | 363 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1209% | 1,748 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1086% | 1,006 |
| Percentage Net Loans Charged-off:Construction & development | -0.0622% | 4,847 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1171% | 624 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2463% | 586 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2617% | 59 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0341% | 5,278 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1283% | 1,478 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7357% | 1,150 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7357% | 1,046 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0488% | 2,504 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1691% | 723 |
| Percentage Net Loans Charged-off:Construction & development | 0.2472% | 226 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1018% | 574 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3816% | 379 |
| Percentage Net Loans Charged-off: Home equity loans | 1.9600% | 36 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0572% | 5,480 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0638% | 4,836 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0660% | 728 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0660% | 654 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0605% | 1,897 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1383% | 708 |
| Percentage Net Loans Charged-off:Construction & development | 0.0893% | 200 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2189% | 289 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0446% | 5,436 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0410% | 4,136 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0456% | 5,473 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0040% | 1,197 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,488 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,340 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0921% | 2,513 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0518% | 2,248 |
| Percentage Net Loans Charged-off:Construction & development | 0.3020% | 433 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1160% | 5,675 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0031% | 279 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4690% | 423 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1450% | 4,411 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6434% | 276 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1415% | 1,750 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4377% | 5,817 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4377% | 5,776 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1455% | 1,672 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0957% | 1,518 |
| Percentage Net Loans Charged-off:Construction & development | 0.5319% | 321 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1569% | 5,829 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0042% | 232 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6950% | 230 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2164% | 4,490 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9556% | 151 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2094% | 1,270 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6036% | 5,906 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.6036% | 5,864 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2098% | 1,205 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1517% | 1,079 |
| Percentage Net Loans Charged-off:Construction & development | 0.9492% | 216 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2115% | 5,953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0066% | 182 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9081% | 176 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3289% | 4,559 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2620% | 109 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2907% | 956 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.9546% | 6,140 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.9546% | 6,103 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3140% | 758 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4608% | 362 |
| Percentage Net Loans Charged-off:Construction & development | 1.2247% | 139 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0749% | 5,898 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.9620% | 66 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0758% | 4,440 |
| All other 1-4 family - Percent of loans charged-off, net | 2.5448% | 48 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2259% | 754 |
| Percentage Net Loans Charged-off: Loans to individuals | -4.0336% | 6,241 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -4.0336% | 6,207 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1102% | 2,939 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0344% | 3,220 |
| Percentage Net Loans Charged-off:Construction & development | 0.6331% | 528 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0515% | 5,851 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0021% | 4,900 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0554% | 6,004 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0877% | 941 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0945% | 6,104 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1834% | 1,872 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7865% | 1,217 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7865% | 1,110 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0895% | 1,125 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1013% | 2,786 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1402% | 1,783 |
| Percentage Net Loans Charged-off:Construction & development | 0.8288% | 406 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1080% | 1,291 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0057% | 4,978 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1692% | 6,247 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1067% | 833 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2437% | 6,288 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0690% | 1,996 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0526% | 3,400 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0526% | 3,259 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1703% | 2,033 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1278% | 1,826 |
| Percentage Net Loans Charged-off:Construction & development | 0.2354% | 616 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1598% | 998 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0045% | 5,005 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0310% | 5,937 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1922% | 622 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0916% | 6,184 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2274% | 1,339 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1094% | 2,849 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1094% | 2,693 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1117% | 2,061 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0867% | 1,705 |
| Percentage Net Loans Charged-off:Construction & development | -0.9282% | 5,837 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2870% | 562 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0185% | 2,062 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4297% | 347 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0973% | 6,228 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1461% | 995 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1557% | 2,306 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1557% | 2,177 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3070% | 2,148 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4221% | 1,341 |
| Percentage Net Loans Charged-off:Construction & development | 0.3938% | 1,164 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5139% | 1,026 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1658% | 475 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0720% | 3,262 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3198% | 859 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0052% | 3,876 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1756% | 2,284 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4228% | 2,295 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4228% | 2,160 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3121% | 1,980 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4331% | 1,234 |
| Percentage Net Loans Charged-off:Construction & development | 0.4532% | 1,009 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5404% | 909 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0973% | 2,789 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3520% | 778 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0293% | 3,300 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1648% | 2,054 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5626% | 1,720 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5625% | 1,606 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4163% | 1,554 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6870% | 820 |
| Percentage Net Loans Charged-off:Construction & development | 0.7028% | 820 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7584% | 663 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5960% | 933 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5523% | 580 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6076% | 878 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0624% | 2,122 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8674% | 1,174 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8674% | 1,066 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7006% | 874 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2173% | 411 |
| Percentage Net Loans Charged-off:Construction & development | 0.7002% | 621 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4157% | 334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2452% | 415 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2245% | 280 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2507% | 415 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0094% | 1,662 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7230% | 597 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7230% | 536 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7431% | 1,581 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9429% | 1,071 |
| Percentage Net Loans Charged-off:Construction & development | 2.9081% | 863 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7552% | 1,152 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2246% | 2,849 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5168% | 434 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1431% | 6,806 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4497% | 2,185 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3050% | 2,994 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3050% | 2,824 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6370% | 1,728 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7235% | 1,375 |
| Percentage Net Loans Charged-off:Construction & development | 2.6336% | 880 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5554% | 1,295 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0813% | 6,825 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3459% | 1,088 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2047% | 6,924 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5080% | 1,854 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4014% | 2,430 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4014% | 2,267 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5202% | 2,031 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6830% | 1,450 |
| Percentage Net Loans Charged-off:Construction & development | 2.3239% | 885 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5412% | 1,195 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0046% | 3,797 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1891% | 1,139 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0495% | 6,722 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2629% | 2,110 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2141% | 2,916 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2141% | 2,738 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5498% | 1,714 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6681% | 1,309 |
| Percentage Net Loans Charged-off:Construction & development | 1.4024% | 853 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6963% | 834 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1151% | 2,485 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3114% | 804 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0573% | 2,567 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3599% | 1,417 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,014 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9395% | 1,851 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0318% | 1,566 |
| Percentage Net Loans Charged-off:Construction & development | 4.9008% | 1,000 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1724% | 2,837 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5609% | 717 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7451% | 1,644 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2864% | 1,498 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8732% | 1,387 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7804% | 2,270 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4237% | 3,051 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4237% | 2,770 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8998% | 1,778 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0986% | 1,319 |
| Percentage Net Loans Charged-off:Construction & development | 5.4432% | 810 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1177% | 2,630 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7660% | 558 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7334% | 1,553 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0930% | 1,577 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9077% | 1,264 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5251% | 2,374 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6013% | 2,272 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6013% | 1,981 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9025% | 1,729 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2532% | 1,138 |
| Percentage Net Loans Charged-off:Construction & development | 6.2811% | 677 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1325% | 2,199 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.2004% | 396 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5872% | 1,761 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1930% | 1,247 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6918% | 1,487 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2371% | 2,619 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.8127% | 7,172 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.8127% | 7,177 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7371% | 1,741 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0220% | 1,180 |
| Percentage Net Loans Charged-off:Construction & development | 4.6149% | 661 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2649% | 1,377 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.4966% | 252 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0421% | 2,918 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0525% | 2,673 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1783% | 2,043 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.1202% | 7,227 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.1202% | 7,246 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8376% | 1,139 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.3970% | 726 |
| Percentage Net Loans Charged-off:Construction & development | 5.3826% | 1,168 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6431% | 809 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.0905% | 407 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.8324% | 736 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3561% | 1,397 |
| All other 1-4 family - Percent of loans charged-off, net | 2.1868% | 607 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6470% | 3,057 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5513% | 3,246 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5461% | 1,047 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9161% | 997 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.4819% | 644 |
| Percentage Net Loans Charged-off:Construction & development | 5.9573% | 959 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.7791% | 681 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.8923% | 306 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9469% | 1,314 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1960% | 1,451 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1261% | 1,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6691% | 2,650 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7427% | 2,495 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.1987% | 477 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.2717% | 786 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.9421% | 488 |
| Percentage Net Loans Charged-off:Construction & development | 6.2097% | 840 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.9881% | 541 |
| Percentage Net Loans Charged-off: Multi-family residential | 7.2191% | 154 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4650% | 829 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4322% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 1.7135% | 733 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7721% | 2,258 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1106% | 1,756 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.1213% | 321 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.7961% | 569 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.8947% | 317 |
| Percentage Net Loans Charged-off:Construction & development | 8.5785% | 510 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.9222% | 214 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5975% | 1,411 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5868% | 688 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6001% | 1,336 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3512% | 2,152 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.3129% | 334 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5219% | 1,646 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.9611% | 1,071 |
| Percentage Net Loans Charged-off:Construction & development | 4.6684% | 1,314 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7026% | 1,462 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.9185% | 588 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.4576% | 507 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9718% | 868 |
| All other 1-4 family - Percent of loans charged-off, net | 2.7667% | 465 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5965% | 3,555 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,954 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2160% | 1,579 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3924% | 1,480 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7860% | 944 |
| Percentage Net Loans Charged-off:Construction & development | 3.9656% | 1,180 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8723% | 932 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0145% | 696 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.8750% | 579 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0798% | 674 |
| All other 1-4 family - Percent of loans charged-off, net | 2.0343% | 539 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5679% | 3,018 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,613 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2681% | 1,312 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2070% | 1,519 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3824% | 1,072 |
| Percentage Net Loans Charged-off:Construction & development | 2.8377% | 1,230 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7217% | 851 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.1404% | 307 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4040% | 724 |
| Percentage Net Loans Charged-off: Home equity loans | 1.6826% | 406 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3509% | 748 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8405% | 2,176 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,143 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4107% | 1,018 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3782% | 1,028 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3443% | 828 |
| Percentage Net Loans Charged-off:Construction & development | 2.0767% | 942 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0861% | 431 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4421% | 538 |
| Percentage Net Loans Charged-off: Home equity loans | 3.3361% | 196 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0813% | 675 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5047% | 1,154 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,232 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3851% | 817 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7198% | 1,715 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7292% | 1,234 |
| Percentage Net Loans Charged-off:Construction & development | 1.9117% | 1,124 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1962% | 1,420 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.1417% | 267 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9228% | 673 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3564% | 833 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0378% | 579 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7324% | 2,211 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,903 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0992% | 1,553 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3295% | 2,388 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4676% | 1,233 |
| Percentage Net Loans Charged-off:Construction & development | 0.7055% | 1,274 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1614% | 1,044 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.5207% | 153 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0366% | 457 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2512% | 334 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0172% | 3,784 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,434 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0128% | 1,577 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3800% | 1,761 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5550% | 849 |
| Percentage Net Loans Charged-off:Construction & development | 0.7375% | 879 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1024% | 933 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.3385% | 78 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5752% | 256 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 1.9168% | 186 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0071% | 6,781 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0784% | 7,361 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0654% | 1,236 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4165% | 1,236 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6148% | 551 |
| Percentage Net Loans Charged-off:Construction & development | 0.5580% | 599 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2314% | 434 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.9193% | 34 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0113% | 323 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2501% | 227 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0077% | 2,173 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,977 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0342% | 6,864 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1456% | 3,263 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2235% | 1,223 |
| Percentage Net Loans Charged-off:Construction & development | 0.3182% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0080% | 1,581 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9438% | 271 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2315% | 195 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0278% | 7,158 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,698 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1382% | 2,619 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1821% | 983 |
| Percentage Net Loans Charged-off:Construction & development | 0.3120% | 496 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0126% | 1,086 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6759% | 281 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8885% | 219 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0174% | 3,151 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9569% | 1,448 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1291% | 2,384 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1508% | 922 |
| Percentage Net Loans Charged-off:Construction & development | 0.0687% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0057% | 7,857 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8754% | 200 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1510% | 159 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0498% | 2,416 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4172% | 851 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1924% | 1,443 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2050% | 556 |
| Percentage Net Loans Charged-off:Construction & development | 0.0098% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0114% | 7,986 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2876% | 129 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 1.6888% | 92 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1766% | 1,341 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,795 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0953% | 3,342 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0563% | 1,860 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0049% | 1,271 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2961% | 570 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3857% | 430 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2091% | 2,419 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0432% | 7,554 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0016% | 5,766 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0031% | 7,612 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0003% | 7,792 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0143% | 7,965 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0190% | 7,989 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0147% | 2,999 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0477% | 7,326 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0147% | 4,555 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0041% | 7,654 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0005% | 7,876 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0186% | 8,038 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0246% | 8,068 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0646% | 2,221 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0475% | 7,096 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0672% | 7,908 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0084% | 7,834 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0010% | 7,968 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0372% | 8,192 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0499% | 8,228 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2258% | 7,694 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,843 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0171% | 5,791 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0266% | 2,515 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1000% | 778 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1160% | 8,485 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2407% | 6,109 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0737% | 8,380 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0144% | 7,107 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3426% | 4,322 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0116% | 7,666 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0086% | 2,715 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0665% | 719 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1147% | 8,469 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3254% | 6,075 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0440% | 8,251 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0605% | 7,307 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0820% | 7,759 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0194% | 7,598 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0272% | 8,110 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0159% | 722 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1543% | 8,505 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4969% | 6,014 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0397% | 8,206 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0068% | 6,742 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0964% | 4,766 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0801% | 8,069 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1059% | 8,525 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0868% | 8,404 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2607% | 8,617 |
| Percentage Net Loans Charged-off: Home equity loans | -1.0077% | 6,009 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0074% | 7,989 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0256% | 6,971 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1753% | 7,585 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1333% | 3,647 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1103% | 1,494 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1994% | 793 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0411% | 2,318 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1590% | 330 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0104% | 8,078 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2151% | 3,030 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1355% | 8,298 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0929% | 3,755 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1148% | 1,209 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2028% | 590 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0585% | 1,755 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2135% | 237 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0126% | 8,101 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0615% | 3,231 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1541% | 8,193 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1155% | 3,153 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1764% | 845 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3140% | 399 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0989% | 1,223 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3388% | 151 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0173% | 8,218 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0078% | 6,864 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1556% | 8,055 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2475% | 1,685 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3711% | 376 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6523% | 177 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2507% | 566 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7885% | 72 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0319% | 8,398 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0162% | 6,977 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0406% | 7,376 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2189% | 3,213 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0557% | 2,422 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1974% | 1,138 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6956% | 122 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0119% | 2,958 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7362% | 2,112 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1570% | 6,129 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2274% | 2,712 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0010% | 7,897 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0035% | 8,184 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0506% | 5,985 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0128% | 2,477 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9969% | 1,415 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1779% | 8,571 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3140% | 1,968 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0105% | 8,297 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0348% | 8,594 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0767% | 5,968 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0214% | 8,496 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4729% | 969 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6187% | 8,882 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2316% | 2,127 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0136% | 8,422 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0428% | 8,705 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1520% | 5,919 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0093% | 8,427 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1442% | 938 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.7480% | 8,859 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1361% | 4,527 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0510% | 2,535 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0017% | 1,551 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1479% | 1,300 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6783% | 119 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0023% | 3,195 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3941% | 3,105 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3112% | 5,351 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0838% | 1,687 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4955% | 1,649 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0874% | 1,821 |
| Percentage Net Loans Charged-off:Construction & development | 0.2020% | 472 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0069% | 1,396 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2740% | 6,667 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0907% | 1,634 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0029% | 5,944 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1250% | 1,304 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6109% | 1,211 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0243% | 2,185 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1338% | 1,658 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0197% | 6,736 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0145% | 709 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0579% | 395 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0925% | 261 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0377% | 974 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,356 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0042% | 8,948 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0076% | 1,313 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0228% | 1,428 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0363% | 1,453 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0011% | 1,001 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,370 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0083% | 7,790 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0073% | 860 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0197% | 683 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0304% | 564 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0123% | 934 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,315 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0169% | 7,847 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0165% | 10,107 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2411% | 3,400 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2239% | 3,717 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0713% | 7,744 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2553% | 6,539 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |