Enterprise Bank and Trust Company, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$201,367,000302
Total interest expense$44,502,000427
Net interest income$156,865,000265
Provision for loan and lease losses$9,248,000221
Total noninterest income$19,232,000465
Gross Fiduciary activities income$5,692,000245
Service charges on deposit accounts$5,564,000249
Trading account gains and fees$0123
Additional Noninterest Income$7,976,000635
Total noninterest expense$110,015,000298
Salaries and employee benefits$72,283,000246
Premises and equipment expense$12,044,000259
Additional noninterest expense$7,976,000635
Pre-tax net operating income$56,834,000320
Securities gains (losses)$-1,776,0004,385
Applicable income taxes$14,543,000259
Income before extraordinary items$40,515,000338
Extraordinary gains, net$054
Net income$40,515,000343
Minority interest net income$088
Net income of bank and minority interests.$40,515,000341
Net charge-offs$105,0001,474
Cash dividends$10,200,000481
Sale, conversion, retirement of capital stock, net$0540
Net operating income$41,918,040341
2023-09-30 (YTD Data)Rank
Total interest income$148,016,000305
Total interest expense$28,639,000452
Net interest income$119,377,000270
Provision for loan and lease losses$6,756,000226
Total noninterest income$14,363,000469
Gross Fiduciary activities income$4,151,000250
Service charges on deposit accounts$4,118,000250
Trading account gains and fees$0125
Additional Noninterest Income$6,094,000639
Total noninterest expense$81,777,000300
Salaries and employee benefits$53,815,000250
Premises and equipment expense$9,142,000259
Additional noninterest expense$6,094,000639
Pre-tax net operating income$45,207,000316
Securities gains (losses)$-2,427,0004,522
Applicable income taxes$10,547,000281
Income before extraordinary items$32,233,000341
Extraordinary gains, net$052
Net income$32,233,000344
Minority interest net income$081
Net income of bank and minority interests.$32,233,000341
Net charge-offs$90,0001,215
Cash dividends$7,200,000460
Sale, conversion, retirement of capital stock, net$0507
Net operating income$34,150,330330
2023-06-30 (YTD Data)Rank
Total interest income$95,657,000300
Total interest expense$15,721,000478
Net interest income$79,936,000264
Provision for loan and lease losses$5,004,000209
Total noninterest income$9,528,000464
Gross Fiduciary activities income$2,728,000246
Service charges on deposit accounts$2,688,000247
Trading account gains and fees$0112
Additional Noninterest Income$4,112,000606
Total noninterest expense$53,340,000297
Salaries and employee benefits$34,656,000254
Premises and equipment expense$6,152,000246
Additional noninterest expense$4,112,000606
Pre-tax net operating income$31,120,000311
Securities gains (losses)$-2,246,0004,569
Applicable income taxes$7,054,000285
Income before extraordinary items$21,820,000339
Extraordinary gains, net$051
Net income$21,820,000346
Minority interest net income$081
Net income of bank and minority interests.$21,820,000340
Net charge-offs$102,000911
Cash dividends$5,000,000429
Sale, conversion, retirement of capital stock, net$0486
Net operating income$23,594,340317
2023-03-31 (YTD Data)Rank
Total interest income$46,886,000307
Total interest expense$5,999,000527
Net interest income$40,887,000264
Provision for loan and lease losses$2,736,000191
Total noninterest income$4,629,000476
Gross Fiduciary activities income$1,301,000261
Service charges on deposit accounts$1,309,000261
Trading account gains and fees$097
Additional Noninterest Income$2,019,000601
Total noninterest expense$27,874,000295
Salaries and employee benefits$18,521,000250
Premises and equipment expense$3,057,000256
Additional noninterest expense$2,019,000601
Pre-tax net operating income$14,906,000334
Securities gains (losses)$-16,0004,086
Applicable income taxes$3,456,000297
Income before extraordinary items$11,434,000338
Extraordinary gains, net$04
Net income$11,434,000339
Minority interest net income$048
Net income of bank and minority interests.$11,434,000339
Net charge-offs$-44,0004,418
Cash dividends$1,800,000530
Sale, conversion, retirement of capital stock, net$0430
Net operating income$11,446,640342
2022-12-31 (YTD Data)Rank
Total interest income$161,237,000284
Total interest expense$5,763,000715
Net interest income$155,474,000269
Provision for loan and lease losses$5,800,000256
Total noninterest income$20,390,000468
Gross Fiduciary activities income$5,286,000261
Service charges on deposit accounts$5,072,000271
Trading account gains and fees$0116
Additional Noninterest Income$10,032,000561
Total noninterest expense$107,789,000296
Salaries and employee benefits$72,120,000247
Premises and equipment expense$11,512,000271
Additional noninterest expense$10,032,000561
Pre-tax net operating income$62,275,000326
Securities gains (losses)$-2,508,0004,576
Applicable income taxes$14,166,000300
Income before extraordinary items$45,601,000346
Extraordinary gains, net$05
Net income$45,601,000345
Minority interest net income$063
Net income of bank and minority interests.$45,601,000346
Net charge-offs$239,000856
Cash dividends$8,900,000522
Sale, conversion, retirement of capital stock, net$0568
Net operating income$47,582,320344
2022-09-30 (YTD Data)Rank
Total interest income$115,152,000280
Total interest expense$2,770,000779
Net interest income$112,382,000273
Provision for loan and lease losses$3,939,000246
Total noninterest income$13,636,000511
Gross Fiduciary activities income$4,027,000258
Service charges on deposit accounts$3,764,000280
Trading account gains and fees$0111
Additional Noninterest Income$5,845,000677
Total noninterest expense$80,009,000295
Salaries and employee benefits$53,450,000250
Premises and equipment expense$8,659,000269
Additional noninterest expense$5,845,000677
Pre-tax net operating income$42,070,000350
Securities gains (losses)$374,00077
Applicable income taxes$9,875,000325
Income before extraordinary items$32,569,000354
Extraordinary gains, net$04
Net income$32,569,000354
Minority interest net income$057
Net income of bank and minority interests.$32,569,000354
Net charge-offs$73,0001,054
Cash dividends$6,100,000504
Sale, conversion, retirement of capital stock, net$0519
Net operating income$32,273,540364
2022-06-30 (YTD Data)Rank
Total interest income$72,980,000280
Total interest expense$1,297,000888
Net interest income$71,683,000268
Provision for loan and lease losses$2,939,000207
Total noninterest income$8,978,000506
Gross Fiduciary activities income$2,726,000223
Service charges on deposit accounts$2,458,000280
Trading account gains and fees$0108
Additional Noninterest Income$3,794,000700
Total noninterest expense$52,511,000293
Salaries and employee benefits$34,535,000250
Premises and equipment expense$5,910,000255
Additional noninterest expense$12,066,000376
Pre-tax net operating income$25,211,000365
Securities gains (losses)$567,00051
Applicable income taxes$5,822,000336
Income before extraordinary items$19,956,000359
Extraordinary gains, net$04
Net income$19,956,000359
Minority interest net income$060
Net income of bank and minority interests.$19,956,000359
Net charge-offs$21,0001,305
Cash dividends$4,100,000485
Sale, conversion, retirement of capital stock, net$0494
Net operating income$19,508,070375
2022-03-31 (YTD Data)Rank
Total interest income$35,574,000278
Total interest expense$613,000903
Net interest income$34,961,000271
Provision for loan and lease losses$530,000318
Total noninterest income$4,499,000516
Gross Fiduciary activities income$1,415,000226
Service charges on deposit accounts$1,189,000288
Trading account gains and fees$0103
Additional Noninterest Income$1,895,000717
Total noninterest expense$25,730,000297
Salaries and employee benefits$16,792,000261
Premises and equipment expense$2,965,000258
Additional noninterest expense$5,973,000375
Pre-tax net operating income$13,200,000346
Securities gains (losses)$995,00036
Applicable income taxes$3,054,000314
Income before extraordinary items$11,141,000321
Extraordinary gains, net$04
Net income$11,141,000321
Minority interest net income$050
Net income of bank and minority interests.$11,141,000321
Net charge-offs$105,000488
Cash dividends$1,200,000684
Sale, conversion, retirement of capital stock, net$0453
Net operating income$10,354,950356
2021-12-31 (YTD Data)Rank
Total interest income$149,502,000264
Total interest expense$3,983,000676
Net interest income$145,519,000258
Provision for loan and lease losses$1,769,000333
Total noninterest income$17,340,000576
Gross Fiduciary activities income$5,536,000223
Service charges on deposit accounts$4,267,000301
Trading account gains and fees$0132
Additional Noninterest Income$7,537,000812
Total noninterest expense$101,292,000304
Salaries and employee benefits$66,634,000263
Premises and equipment expense$12,146,000250
Additional noninterest expense$22,512,000386
Pre-tax net operating income$59,798,000340
Securities gains (losses)$346,000445
Applicable income taxes$14,809,000303
Income before extraordinary items$45,335,000363
Extraordinary gains, net$010
Net income$45,335,000363
Minority interest net income$074
Net income of bank and minority interests.$45,335,000363
Net charge-offs$3,964,000192
Cash dividends$22,350,000274
Sale, conversion, retirement of capital stock, net$0582
Net operating income$45,061,660361
2021-09-30 (YTD Data)Rank
Total interest income$112,219,000268
Total interest expense$3,338,000643
Net interest income$108,881,000259
Provision for loan and lease losses$747,000590
Total noninterest income$11,560,000642
Gross Fiduciary activities income$4,050,000224
Service charges on deposit accounts$3,116,000304
Trading account gains and fees$0132
Additional Noninterest Income$4,394,000977
Total noninterest expense$74,759,000307
Salaries and employee benefits$49,377,000267
Premises and equipment expense$9,181,000250
Additional noninterest expense$16,201,000396
Pre-tax net operating income$44,935,000344
Securities gains (losses)$282,000466
Applicable income taxes$11,109,000307
Income before extraordinary items$34,108,000371
Extraordinary gains, net$08
Net income$34,108,000369
Minority interest net income$069
Net income of bank and minority interests.$34,108,000371
Net charge-offs$4,073,000161
Cash dividends$19,750,000235
Sale, conversion, retirement of capital stock, net$0543
Net operating income$33,885,220366
2021-06-30 (YTD Data)Rank
Total interest income$74,519,000264
Total interest expense$2,459,000600
Net interest income$72,060,000257
Provision for loan and lease losses$719,000429
Total noninterest income$8,641,000592
Gross Fiduciary activities income$2,593,000230
Service charges on deposit accounts$2,022,000300
Trading account gains and fees$0133
Additional Noninterest Income$4,026,000807
Total noninterest expense$49,052,000315
Salaries and employee benefits$32,153,000272
Premises and equipment expense$6,147,000252
Additional noninterest expense$10,752,000388
Pre-tax net operating income$30,930,000330
Securities gains (losses)$277,000393
Applicable income taxes$7,525,000304
Income before extraordinary items$23,682,000346
Extraordinary gains, net$06
Net income$23,682,000345
Minority interest net income$067
Net income of bank and minority interests.$23,682,000346
Net charge-offs$1,947,000193
Cash dividends$16,850,000191
Sale, conversion, retirement of capital stock, net$0517
Net operating income$23,463,170339
2021-03-31 (YTD Data)Rank
Total interest income$37,200,000264
Total interest expense$1,331,000585
Net interest income$35,869,000254
Provision for loan and lease losses$680,000272
Total noninterest income$4,021,000629
Gross Fiduciary activities income$1,285,000225
Service charges on deposit accounts$989,000296
Trading account gains and fees$0127
Additional Noninterest Income$1,747,000892
Total noninterest expense$23,954,000317
Salaries and employee benefits$15,721,000275
Premises and equipment expense$3,035,000255
Additional noninterest expense$5,198,000388
Pre-tax net operating income$15,256,000335
Securities gains (losses)$212,000319
Applicable income taxes$3,319,000329
Income before extraordinary items$12,149,000344
Extraordinary gains, net$03
Net income$12,149,000342
Minority interest net income$055
Net income of bank and minority interests.$12,149,000344
Net charge-offs$1,837,000144
Cash dividends$16,100,000113
Sale, conversion, retirement of capital stock, net$0482
Net operating income$11,981,520340
2020-12-31 (YTD Data)Rank
Total interest income$145,240,000278
Total interest expense$12,205,000421
Net interest income$133,035,000264
Provision for loan and lease losses$12,499,000293
Total noninterest income$16,705,000557
Gross Fiduciary activities income$4,579,000232
Service charges on deposit accounts$3,954,000295
Trading account gains and fees$0133
Additional Noninterest Income$8,172,000740
Total noninterest expense$93,075,000311
Salaries and employee benefits$61,580,000263
Premises and equipment expense$10,917,000274
Additional noninterest expense$20,578,000399
Pre-tax net operating income$44,166,000324
Securities gains (losses)$179,0001,086
Applicable income taxes$10,936,000279
Income before extraordinary items$33,409,000347
Extraordinary gains, net$04
Net income$33,409,000346
Minority interest net income$072
Net income of bank and minority interests.$33,409,000347
Net charge-offs$1,548,000491
Cash dividends$3,100,0001,089
Sale, conversion, retirement of capital stock, net$0566
Net operating income$33,267,590340
2020-09-30 (YTD Data)Rank
Total interest income$108,192,000278
Total interest expense$10,459,000393
Net interest income$97,733,000265
Provision for loan and lease losses$10,397,000300
Total noninterest income$12,139,000553
Gross Fiduciary activities income$3,343,000229
Service charges on deposit accounts$2,958,000292
Trading account gains and fees$0125
Additional Noninterest Income$5,838,000738
Total noninterest expense$69,590,000300
Salaries and employee benefits$46,267,000257
Premises and equipment expense$8,137,000273
Additional noninterest expense$15,186,000399
Pre-tax net operating income$29,885,000326
Securities gains (losses)$92,0001,257
Applicable income taxes$6,883,000302
Income before extraordinary items$23,094,000341
Extraordinary gains, net$04
Net income$23,094,000340
Minority interest net income$065
Net income of bank and minority interests.$23,094,000341
Net charge-offs$176,0001,336
Cash dividends$3,100,000789
Sale, conversion, retirement of capital stock, net$0532
Net operating income$23,021,320336
2020-06-30 (YTD Data)Rank
Total interest income$71,298,000284
Total interest expense$8,219,000381
Net interest income$63,079,000273
Provision for loan and lease losses$8,822,000283
Total noninterest income$8,072,000529
Gross Fiduciary activities income$2,180,000232
Service charges on deposit accounts$2,035,000289
Trading account gains and fees$0123
Additional Noninterest Income$3,857,000691
Total noninterest expense$46,885,000297
Salaries and employee benefits$31,236,000246
Premises and equipment expense$5,471,000272
Additional noninterest expense$10,178,000392
Pre-tax net operating income$15,444,000355
Securities gains (losses)$-31,0004,893
Applicable income taxes$3,611,000318
Income before extraordinary items$11,802,000385
Extraordinary gains, net$04
Net income$11,802,000384
Minority interest net income$065
Net income of bank and minority interests.$11,802,000385
Net charge-offs$112,0001,305
Cash dividends$3,100,000596
Sale, conversion, retirement of capital stock, net$0504
Net operating income$11,826,490373
2020-03-31 (YTD Data)Rank
Total interest income$35,030,000295
Total interest expense$4,820,000371
Net interest income$30,210,000283
Provision for loan and lease losses$6,147,000239
Total noninterest income$4,219,000479
Gross Fiduciary activities income$1,115,000229
Service charges on deposit accounts$1,182,000298
Trading account gains and fees$0106
Additional Noninterest Income$1,922,000627
Total noninterest expense$22,617,000301
Salaries and employee benefits$14,819,000258
Premises and equipment expense$2,767,000275
Additional noninterest expense$5,031,000384
Pre-tax net operating income$5,665,000419
Securities gains (losses)$-98,0004,981
Applicable income taxes$1,251,000385
Income before extraordinary items$4,316,000462
Extraordinary gains, net$04
Net income$4,316,000461
Minority interest net income$056
Net income of bank and minority interests.$4,316,000462
Net charge-offs$-3,0004,005
Cash dividends$1,300,000677
Sale, conversion, retirement of capital stock, net$0482
Net operating income$4,393,420441
2019-12-31 (YTD Data)Rank
Total interest income$137,303,000300
Total interest expense$20,326,000382
Net interest income$116,977,000287
Provision for loan and lease losses$1,180,000814
Total noninterest income$15,709,000508
Gross Fiduciary activities income$4,341,000231
Service charges on deposit accounts$4,610,000300
Trading account gains and fees$0135
Additional Noninterest Income$6,758,000683
Total noninterest expense$86,287,000306
Salaries and employee benefits$56,059,000260
Premises and equipment expense$10,480,000280
Additional noninterest expense$19,748,000385
Pre-tax net operating income$45,219,000336
Securities gains (losses)$514,000351
Applicable income taxes$10,703,000309
Income before extraordinary items$35,030,000350
Extraordinary gains, net$011
Net income$35,030,000351
Minority interest net income$076
Net income of bank and minority interests.$35,030,000351
Net charge-offs$1,414,000532
Cash dividends$5,700,000725
Sale, conversion, retirement of capital stock, net$0626
Net operating income$34,623,940345
2019-09-30 (YTD Data)Rank
Total interest income$102,593,000302
Total interest expense$15,471,000386
Net interest income$87,122,000290
Provision for loan and lease losses$1,580,000485
Total noninterest income$11,532,000515
Gross Fiduciary activities income$3,220,000233
Service charges on deposit accounts$3,358,000314
Trading account gains and fees$0129
Additional Noninterest Income$4,954,000690
Total noninterest expense$63,578,000316
Salaries and employee benefits$41,982,000261
Premises and equipment expense$7,863,000280
Additional noninterest expense$13,733,000404
Pre-tax net operating income$33,496,000339
Securities gains (losses)$422,000345
Applicable income taxes$7,743,000323
Income before extraordinary items$26,175,000352
Extraordinary gains, net$011
Net income$26,175,000353
Minority interest net income$072
Net income of bank and minority interests.$26,175,000353
Net charge-offs$1,494,000378
Cash dividends$4,300,000682
Sale, conversion, retirement of capital stock, net$0590
Net operating income$25,841,620348
2019-06-30 (YTD Data)Rank
Total interest income$67,702,000305
Total interest expense$10,277,000377
Net interest income$57,425,000292
Provision for loan and lease losses$555,000792
Total noninterest income$7,426,000523
Gross Fiduciary activities income$2,121,000234
Service charges on deposit accounts$2,155,000322
Trading account gains and fees$0131
Additional Noninterest Income$3,150,000693
Total noninterest expense$42,490,000312
Salaries and employee benefits$27,512,000264
Premises and equipment expense$5,313,000278
Additional noninterest expense$9,665,000394
Pre-tax net operating income$21,806,000339
Securities gains (losses)$409,000251
Applicable income taxes$5,206,000321
Income before extraordinary items$17,009,000351
Extraordinary gains, net$011
Net income$17,009,000352
Minority interest net income$069
Net income of bank and minority interests.$17,009,000352
Net charge-offs$53,0001,787
Cash dividends$2,900,000669
Sale, conversion, retirement of capital stock, net$0573
Net operating income$16,685,890349
2019-03-31 (YTD Data)Rank
Total interest income$33,342,000307
Total interest expense$4,985,000377
Net interest income$28,357,000292
Provision for loan and lease losses$-400,0005,314
Total noninterest income$3,633,000519
Gross Fiduciary activities income$1,039,000233
Service charges on deposit accounts$1,111,000312
Trading account gains and fees$0126
Additional Noninterest Income$1,483,000695
Total noninterest expense$20,801,000319
Salaries and employee benefits$13,471,000270
Premises and equipment expense$2,714,000273
Additional noninterest expense$4,616,000402
Pre-tax net operating income$11,589,000320
Securities gains (losses)$184,000204
Applicable income taxes$2,774,000295
Income before extraordinary items$8,999,000339
Extraordinary gains, net$05
Net income$8,999,000339
Minority interest net income$052
Net income of bank and minority interests.$8,999,000339
Net charge-offs$-281,0005,294
Cash dividends$1,600,000596
Sale, conversion, retirement of capital stock, net$0529
Net operating income$8,853,640330
2018-12-31 (YTD Data)Rank
Total interest income$123,121,000312
Total interest expense$13,143,000424
Net interest income$109,978,000302
Provision for loan and lease losses$2,250,000453
Total noninterest income$15,070,000509
Gross Fiduciary activities income$4,466,000223
Service charges on deposit accounts$4,282,000336
Trading account gains and fees$0126
Additional Noninterest Income$6,322,000692
Total noninterest expense$80,807,000325
Salaries and employee benefits$51,257,000276
Premises and equipment expense$10,463,000277
Additional noninterest expense$19,087,000399
Pre-tax net operating income$41,991,000353
Securities gains (losses)$-3,153,0005,371
Applicable income taxes$9,103,000329
Income before extraordinary items$29,735,000379
Extraordinary gains, net$06
Net income$29,735,000379
Minority interest net income$072
Net income of bank and minority interests.$29,735,000379
Net charge-offs$1,317,000472
Cash dividends$4,100,000848
Sale, conversion, retirement of capital stock, net$0671
Net operating income$32,225,870366
2018-09-30 (YTD Data)Rank
Total interest income$90,592,000312
Total interest expense$9,102,000425
Net interest income$81,490,000302
Provision for loan and lease losses$2,650,000320
Total noninterest income$11,226,000516
Gross Fiduciary activities income$3,368,000224
Service charges on deposit accounts$3,168,000341
Trading account gains and fees$0138
Additional Noninterest Income$4,690,000706
Total noninterest expense$60,145,000323
Salaries and employee benefits$38,345,000275
Premises and equipment expense$7,770,000278
Additional noninterest expense$14,030,000399
Pre-tax net operating income$29,921,000365
Securities gains (losses)$-21,0004,943
Applicable income taxes$6,775,000338
Income before extraordinary items$23,125,000376
Extraordinary gains, net$05
Net income$23,125,000376
Minority interest net income$066
Net income of bank and minority interests.$23,125,000376
Net charge-offs$1,030,000433
Cash dividends$2,800,000823
Sale, conversion, retirement of capital stock, net$0633
Net operating income$23,141,590375
2018-06-30 (YTD Data)Rank
Total interest income$59,194,000315
Total interest expense$5,399,000436
Net interest income$53,795,000302
Provision for loan and lease losses$1,900,000303
Total noninterest income$7,495,000517
Gross Fiduciary activities income$2,264,000225
Service charges on deposit accounts$2,109,000337
Trading account gains and fees$0130
Additional Noninterest Income$3,122,000715
Total noninterest expense$40,162,000327
Salaries and employee benefits$25,375,000277
Premises and equipment expense$5,171,000280
Additional noninterest expense$9,616,000392
Pre-tax net operating income$19,228,000365
Securities gains (losses)$-1,0004,637
Applicable income taxes$4,259,000338
Income before extraordinary items$14,968,000373
Extraordinary gains, net$06
Net income$14,968,000373
Minority interest net income$065
Net income of bank and minority interests.$14,968,000373
Net charge-offs$18,0002,302
Cash dividends$1,800,000837
Sale, conversion, retirement of capital stock, net$0620
Net operating income$14,968,790372
2018-03-31 (YTD Data)Rank
Total interest income$28,810,000315
Total interest expense$2,529,000432
Net interest income$26,281,000305
Provision for loan and lease losses$1,600,000203
Total noninterest income$3,792,000506
Gross Fiduciary activities income$1,133,000227
Service charges on deposit accounts$1,054,000339
Trading account gains and fees$0123
Additional Noninterest Income$1,605,000676
Total noninterest expense$19,396,000333
Salaries and employee benefits$12,109,000293
Premises and equipment expense$2,647,000277
Additional noninterest expense$4,640,000400
Pre-tax net operating income$9,077,000374
Securities gains (losses)$-3,0005,077
Applicable income taxes$1,934,000356
Income before extraordinary items$7,140,000383
Extraordinary gains, net$07
Net income$7,140,000383
Minority interest net income$052
Net income of bank and minority interests.$7,140,000383
Net charge-offs$-9,0004,705
Cash dividends$1,000,000704
Sale, conversion, retirement of capital stock, net$0580
Net operating income$7,142,370382
2017-12-31 (YTD Data)Rank
Total interest income$105,257,000317
Total interest expense$6,585,000533
Net interest income$98,672,000305
Provision for loan and lease losses$1,430,000671
Total noninterest income$14,785,000526
Gross Fiduciary activities income$4,146,000226
Service charges on deposit accounts$3,940,000361
Trading account gains and fees$0151
Additional Noninterest Income$6,699,000686
Total noninterest expense$75,952,000325
Salaries and employee benefits$48,379,000279
Premises and equipment expense$9,889,000280
Additional noninterest expense$17,684,000415
Pre-tax net operating income$36,075,000350
Securities gains (losses)$716,000179
Applicable income taxes$16,869,000295
Income before extraordinary items$19,922,000407
Extraordinary gains, net$09
Net income$19,922,000407
Minority interest net income$076
Net income of bank and minority interests.$19,922,000407
Net charge-offs$-143,0005,380
Cash dividends$3,000,0001,019
Sale, conversion, retirement of capital stock, net$0711
Net operating income$19,463,760408
2017-09-30 (YTD Data)Rank
Total interest income$76,891,000324
Total interest expense$4,539,000562
Net interest income$72,352,000312
Provision for loan and lease losses$1,630,000481
Total noninterest income$10,961,000540
Gross Fiduciary activities income$3,040,000230
Service charges on deposit accounts$2,929,000371
Trading account gains and fees$0145
Additional Noninterest Income$4,992,000696
Total noninterest expense$56,867,000324
Salaries and employee benefits$36,661,000274
Premises and equipment expense$7,317,000286
Additional noninterest expense$12,889,000414
Pre-tax net operating income$24,816,000388
Securities gains (losses)$485,000209
Applicable income taxes$7,993,000358
Income before extraordinary items$17,308,000401
Extraordinary gains, net$09
Net income$17,308,000400
Minority interest net income$071
Net income of bank and minority interests.$17,308,000401
Net charge-offs$-212,0005,497
Cash dividends$2,100,0001,008
Sale, conversion, retirement of capital stock, net$0677
Net operating income$16,978,200400
2017-06-30 (YTD Data)Rank
Total interest income$49,815,000332
Total interest expense$2,861,000580
Net interest income$46,954,000322
Provision for loan and lease losses$405,000975
Total noninterest income$7,223,000533
Gross Fiduciary activities income$1,992,000234
Service charges on deposit accounts$1,912,000371
Trading account gains and fees$0139
Additional Noninterest Income$3,319,000690
Total noninterest expense$38,022,000324
Salaries and employee benefits$24,484,000273
Premises and equipment expense$4,826,000287
Additional noninterest expense$8,712,000414
Pre-tax net operating income$15,750,000399
Securities gains (losses)$769,000110
Applicable income taxes$4,884,000375
Income before extraordinary items$11,635,000401
Extraordinary gains, net$011
Net income$11,635,000400
Minority interest net income$071
Net income of bank and minority interests.$11,635,000401
Net charge-offs$-211,0005,594
Cash dividends$1,200,0001,138
Sale, conversion, retirement of capital stock, net$0659
Net operating income$11,096,700413
2017-03-31 (YTD Data)Rank
Total interest income$24,421,000333
Total interest expense$1,291,000610
Net interest income$23,130,000323
Provision for loan and lease losses$125,0001,284
Total noninterest income$3,556,000537
Gross Fiduciary activities income$975,000235
Service charges on deposit accounts$903,000386
Trading account gains and fees$0142
Additional Noninterest Income$1,678,000668
Total noninterest expense$19,348,000322
Salaries and employee benefits$12,692,000270
Premises and equipment expense$2,415,000293
Additional noninterest expense$4,241,000423
Pre-tax net operating income$7,213,000415
Securities gains (losses)$540,00079
Applicable income taxes$1,864,000441
Income before extraordinary items$5,889,000396
Extraordinary gains, net$08
Net income$5,889,000395
Minority interest net income$055
Net income of bank and minority interests.$5,889,000396
Net charge-offs$-216,0005,735
Cash dividends$900,000798
Sale, conversion, retirement of capital stock, net$0632
Net operating income$5,478,600407
2016-12-31 (YTD Data)Rank
Total interest income$92,609,000333
Total interest expense$4,596,000645
Net interest income$88,013,000316
Provision for loan and lease losses$2,993,000386
Total noninterest income$13,417,000560
Gross Fiduciary activities income$3,920,000229
Service charges on deposit accounts$3,332,000416
Trading account gains and fees$0170
Additional Noninterest Income$6,165,000720
Total noninterest expense$70,205,000350
Salaries and employee benefits$43,886,000300
Premises and equipment expense$9,183,000295
Additional noninterest expense$17,136,000423
Pre-tax net operating income$28,232,000391
Securities gains (losses)$802,000291
Applicable income taxes$9,571,000348
Income before extraordinary items$19,463,000421
Extraordinary gains, net$05
Net income$19,463,000416
Minority interest net income$082
Net income of bank and minority interests.$19,463,000420
Net charge-offs$659,000903
Cash dividends$150,0003,807
Sale, conversion, retirement of capital stock, net$0759
Net operating income$18,925,660425
2016-09-30 (YTD Data)Rank
Total interest income$68,518,000331
Total interest expense$3,405,000651
Net interest income$65,113,000314
Provision for loan and lease losses$2,503,000346
Total noninterest income$9,965,000567
Gross Fiduciary activities income$2,956,000227
Service charges on deposit accounts$2,482,000415
Trading account gains and fees$0169
Additional Noninterest Income$4,527,000737
Total noninterest expense$51,732,000350
Salaries and employee benefits$32,458,000304
Premises and equipment expense$6,805,000299
Additional noninterest expense$12,469,000430
Pre-tax net operating income$20,843,000395
Securities gains (losses)$611,000326
Applicable income taxes$7,107,000356
Income before extraordinary items$14,347,000422
Extraordinary gains, net$05
Net income$14,347,000420
Minority interest net income$071
Net income of bank and minority interests.$14,347,000422
Net charge-offs$-78,0005,508
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$13,937,630427
2016-06-30 (YTD Data)Rank
Total interest income$45,294,000334
Total interest expense$2,264,000652
Net interest income$43,030,000317
Provision for loan and lease losses$1,117,000466
Total noninterest income$6,571,000561
Gross Fiduciary activities income$2,001,000227
Service charges on deposit accounts$1,656,000411
Trading account gains and fees$0157
Additional Noninterest Income$2,914,000745
Total noninterest expense$34,345,000348
Salaries and employee benefits$21,510,000306
Premises and equipment expense$4,471,000306
Additional noninterest expense$8,364,000426
Pre-tax net operating income$14,139,000389
Securities gains (losses)$65,0001,256
Applicable income taxes$4,807,000355
Income before extraordinary items$9,397,000418
Extraordinary gains, net$016
Net income$9,397,000417
Minority interest net income$071
Net income of bank and minority interests.$9,397,000417
Net charge-offs$-220,0005,863
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$9,354,100411
2016-03-31 (YTD Data)Rank
Total interest income$22,534,000330
Total interest expense$1,151,000646
Net interest income$21,383,000314
Provision for loan and lease losses$850,000308
Total noninterest income$3,149,000555
Gross Fiduciary activities income$903,000238
Service charges on deposit accounts$833,000404
Trading account gains and fees$0142
Additional Noninterest Income$1,413,000737
Total noninterest expense$16,835,000350
Salaries and employee benefits$10,485,000309
Premises and equipment expense$2,202,000319
Additional noninterest expense$4,148,000420
Pre-tax net operating income$6,847,000383
Securities gains (losses)$2,0001,894
Applicable income taxes$2,257,000356
Income before extraordinary items$4,592,000410
Extraordinary gains, net$012
Net income$4,592,000410
Minority interest net income$062
Net income of bank and minority interests.$4,592,000410
Net charge-offs$-52,0005,742
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$4,590,660404
2015-12-31 (YTD Data)Rank
Total interest income$83,915,000334
Total interest expense$4,107,000679
Net interest income$79,808,000318
Provision for loan and lease losses$3,267,000297
Total noninterest income$12,889,000562
Gross Fiduciary activities income$3,831,000233
Service charges on deposit accounts$3,195,000425
Trading account gains and fees$0159
Additional Noninterest Income$5,863,000725
Total noninterest expense$65,232,000354
Salaries and employee benefits$40,285,000305
Premises and equipment expense$9,019,000293
Additional noninterest expense$15,928,000438
Pre-tax net operating income$24,198,000410
Securities gains (losses)$1,828,000113
Applicable income taxes$8,749,000346
Income before extraordinary items$17,277,000435
Extraordinary gains, net$023
Net income$17,277,000435
Minority interest net income$081
Net income of bank and minority interests.$17,277,000436
Net charge-offs$1,380,000529
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$0804
Net operating income$16,070,520458
2015-09-30 (YTD Data)Rank
Total interest income$61,825,000345
Total interest expense$3,064,000687
Net interest income$58,761,000329
Provision for loan and lease losses$2,100,000323
Total noninterest income$9,406,000583
Gross Fiduciary activities income$2,869,000235
Service charges on deposit accounts$2,374,000431
Trading account gains and fees$0153
Additional Noninterest Income$4,163,000761
Total noninterest expense$48,563,000360
Salaries and employee benefits$29,934,000318
Premises and equipment expense$6,733,000301
Additional noninterest expense$11,896,000441
Pre-tax net operating income$17,504,000432
Securities gains (losses)$1,363,000139
Applicable income taxes$6,447,000373
Income before extraordinary items$12,420,000456
Extraordinary gains, net$021
Net income$12,420,000455
Minority interest net income$078
Net income of bank and minority interests.$12,420,000456
Net charge-offs$1,091,000462
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$11,520,420482
2015-06-30 (YTD Data)Rank
Total interest income$40,517,000351
Total interest expense$2,034,000688
Net interest income$38,483,000333
Provision for loan and lease losses$1,850,000254
Total noninterest income$6,300,000583
Gross Fiduciary activities income$1,909,000237
Service charges on deposit accounts$1,587,000430
Trading account gains and fees$0157
Additional Noninterest Income$2,804,000747
Total noninterest expense$32,027,000363
Salaries and employee benefits$19,679,000321
Premises and equipment expense$4,553,000298
Additional noninterest expense$7,795,000448
Pre-tax net operating income$10,906,000460
Securities gains (losses)$1,356,000108
Applicable income taxes$4,272,000372
Income before extraordinary items$7,990,000471
Extraordinary gains, net$022
Net income$7,990,000470
Minority interest net income$075
Net income of bank and minority interests.$7,990,000471
Net charge-offs$809,000412
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$7,108,600517
2015-03-31 (YTD Data)Rank
Total interest income$19,945,000356
Total interest expense$1,013,000693
Net interest income$18,932,000339
Provision for loan and lease losses$625,000323
Total noninterest income$3,208,000552
Gross Fiduciary activities income$951,000240
Service charges on deposit accounts$795,000420
Trading account gains and fees$0152
Additional Noninterest Income$1,462,000696
Total noninterest expense$15,844,000369
Salaries and employee benefits$9,581,000330
Premises and equipment expense$2,417,000282
Additional noninterest expense$3,846,000444
Pre-tax net operating income$5,671,000437
Securities gains (losses)$900,00098
Applicable income taxes$2,024,000384
Income before extraordinary items$4,547,000411
Extraordinary gains, net$013
Net income$4,547,000411
Minority interest net income$064
Net income of bank and minority interests.$4,547,000411
Net charge-offs$-57,0005,985
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$3,926,000461
2014-12-31 (YTD Data)Rank
Total interest income$77,163,000352
Total interest expense$4,067,000712
Net interest income$73,096,000334
Provision for loan and lease losses$1,395,000659
Total noninterest income$12,137,000561
Gross Fiduciary activities income$3,841,000232
Service charges on deposit accounts$3,571,000402
Trading account gains and fees$0180
Additional Noninterest Income$4,725,000789
Total noninterest expense$61,868,000362
Salaries and employee benefits$38,029,000315
Premises and equipment expense$8,056,000334
Additional noninterest expense$15,783,000442
Pre-tax net operating income$21,970,000424
Securities gains (losses)$1,619,000128
Applicable income taxes$8,013,000357
Income before extraordinary items$15,576,000456
Extraordinary gains, net$017
Net income$15,576,000455
Minority interest net income$084
Net income of bank and minority interests.$15,576,000456
Net charge-offs$1,241,000755
Cash dividends$1,850,0001,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$14,507,460477
2014-09-30 (YTD Data)Rank
Total interest income$56,882,000355
Total interest expense$3,064,000724
Net interest income$53,818,000336
Provision for loan and lease losses$1,165,000579
Total noninterest income$9,007,000561
Gross Fiduciary activities income$2,899,000231
Service charges on deposit accounts$2,670,000406
Trading account gains and fees$0174
Additional Noninterest Income$3,438,000814
Total noninterest expense$45,258,000365
Salaries and employee benefits$27,853,000317
Premises and equipment expense$5,990,000337
Additional noninterest expense$11,415,000457
Pre-tax net operating income$16,402,000427
Securities gains (losses)$830,000187
Applicable income taxes$5,879,000365
Income before extraordinary items$11,353,000458
Extraordinary gains, net$015
Net income$11,353,000457
Minority interest net income$081
Net income of bank and minority interests.$11,353,000458
Net charge-offs$1,103,000619
Cash dividends$1,250,0001,313
Sale, conversion, retirement of capital stock, net$0819
Net operating income$10,805,200466
2014-06-30 (YTD Data)Rank
Total interest income$37,320,000355
Total interest expense$2,055,000716
Net interest income$35,265,000337
Provision for loan and lease losses$400,000998
Total noninterest income$5,837,000569
Gross Fiduciary activities income$1,907,000238
Service charges on deposit accounts$1,767,000403
Trading account gains and fees$0172
Additional Noninterest Income$2,163,000828
Total noninterest expense$30,170,000367
Salaries and employee benefits$18,398,000319
Premises and equipment expense$4,046,000333
Additional noninterest expense$7,726,000446
Pre-tax net operating income$10,532,000436
Securities gains (losses)$615,000185
Applicable income taxes$3,849,000365
Income before extraordinary items$7,298,000470
Extraordinary gains, net$020
Net income$7,298,000469
Minority interest net income$080
Net income of bank and minority interests.$7,298,000470
Net charge-offs$839,000577
Cash dividends$350,0002,162
Sale, conversion, retirement of capital stock, net$0794
Net operating income$6,898,250482
2014-03-31 (YTD Data)Rank
Total interest income$18,374,000363
Total interest expense$1,024,000725
Net interest income$17,350,000343
Provision for loan and lease losses$200,000985
Total noninterest income$2,853,000568
Gross Fiduciary activities income$941,000241
Service charges on deposit accounts$874,000400
Trading account gains and fees$0147
Additional Noninterest Income$1,038,000817
Total noninterest expense$14,769,000377
Salaries and employee benefits$9,074,000319
Premises and equipment expense$2,039,000337
Additional noninterest expense$3,656,000467
Pre-tax net operating income$5,234,000416
Securities gains (losses)$488,000140
Applicable income taxes$1,861,000357
Income before extraordinary items$3,861,000433
Extraordinary gains, net$016
Net income$3,861,000432
Minority interest net income$066
Net income of bank and minority interests.$3,861,000433
Net charge-offs$995,000298
Cash dividends$350,0001,314
Sale, conversion, retirement of capital stock, net$0747
Net operating income$3,534,040448
2013-12-31 (YTD Data)Rank
Total interest income$71,739,000367
Total interest expense$4,153,000814
Net interest income$67,586,000347
Provision for loan and lease losses$3,279,000400
Total noninterest income$11,963,000580
Gross Fiduciary activities income$3,602,000233
Service charges on deposit accounts$3,488,000421
Trading account gains and fees$0184
Additional Noninterest Income$4,873,000824
Total noninterest expense$55,644,000401
Salaries and employee benefits$33,551,000344
Premises and equipment expense$7,217,000363
Additional noninterest expense$14,876,000478
Pre-tax net operating income$20,626,000431
Securities gains (losses)$1,239,000192
Applicable income taxes$7,361,000345
Income before extraordinary items$14,504,000471
Extraordinary gains, net$029
Net income$14,504,000471
Minority interest net income$090
Net income of bank and minority interests.$14,504,000472
Net charge-offs$566,0001,888
Cash dividends$950,0001,996
Sale, conversion, retirement of capital stock, net$0924
Net operating income$13,686,260487
2013-09-30 (YTD Data)Rank
Total interest income$53,011,000373
Total interest expense$3,135,000834
Net interest income$49,876,000358
Provision for loan and lease losses$1,900,000516
Total noninterest income$8,928,000597
Gross Fiduciary activities income$2,671,000232
Service charges on deposit accounts$2,562,000426
Trading account gains and fees$0180
Additional Noninterest Income$3,695,000831
Total noninterest expense$41,526,000395
Salaries and employee benefits$25,247,000341
Premises and equipment expense$5,376,000366
Additional noninterest expense$10,903,000489
Pre-tax net operating income$15,378,000443
Securities gains (losses)$1,031,000200
Applicable income taxes$5,559,000355
Income before extraordinary items$10,850,000473
Extraordinary gains, net$025
Net income$10,850,000472
Minority interest net income$084
Net income of bank and minority interests.$10,850,000474
Net charge-offs$155,0002,830
Cash dividends$950,0001,508
Sale, conversion, retirement of capital stock, net$0868
Net operating income$10,169,540497
2013-06-30 (YTD Data)Rank
Total interest income$34,939,000372
Total interest expense$2,116,000845
Net interest income$32,823,000355
Provision for loan and lease losses$1,317,000532
Total noninterest income$5,964,000604
Gross Fiduciary activities income$1,770,000232
Service charges on deposit accounts$1,676,000427
Trading account gains and fees$0157
Additional Noninterest Income$2,518,000834
Total noninterest expense$27,776,000398
Salaries and employee benefits$16,699,000341
Premises and equipment expense$3,652,000360
Additional noninterest expense$7,425,000482
Pre-tax net operating income$9,694,000448
Securities gains (losses)$948,000192
Applicable income taxes$3,629,000360
Income before extraordinary items$7,013,000481
Extraordinary gains, net$022
Net income$7,013,000480
Minority interest net income$082
Net income of bank and minority interests.$7,013,000483
Net charge-offs$-100,0006,687
Cash dividends$850,0001,227
Sale, conversion, retirement of capital stock, net$0838
Net operating income$6,387,320517
2013-03-31 (YTD Data)Rank
Total interest income$17,331,000376
Total interest expense$1,080,000861
Net interest income$16,251,000361
Provision for loan and lease losses$783,000493
Total noninterest income$3,024,000607
Gross Fiduciary activities income$879,000236
Service charges on deposit accounts$831,000421
Trading account gains and fees$0148
Additional Noninterest Income$1,314,000811
Total noninterest expense$13,383,000416
Salaries and employee benefits$8,048,000358
Premises and equipment expense$1,895,000335
Additional noninterest expense$3,440,000513
Pre-tax net operating income$5,109,000430
Securities gains (losses)$480,000217
Applicable income taxes$1,788,000371
Income before extraordinary items$3,801,000446
Extraordinary gains, net$010
Net income$3,801,000446
Minority interest net income$076
Net income of bank and minority interests.$3,801,000447
Net charge-offs$21,0003,051
Cash dividends$400,0001,090
Sale, conversion, retirement of capital stock, net$0789
Net operating income$3,474,600462
2012-12-31 (YTD Data)Rank
Total interest income$68,960,000391
Total interest expense$5,318,000844
Net interest income$63,642,000363
Provision for loan and lease losses$2,750,000827
Total noninterest income$11,356,000617
Gross Fiduciary activities income$3,139,000233
Service charges on deposit accounts$3,359,000439
Trading account gains and fees$0166
Additional Noninterest Income$4,858,000830
Total noninterest expense$52,675,000422
Salaries and employee benefits$32,034,000350
Premises and equipment expense$6,798,000368
Additional noninterest expense$13,843,000538
Pre-tax net operating income$19,573,000439
Securities gains (losses)$236,0001,559
Applicable income taxes$6,565,000364
Income before extraordinary items$13,244,000508
Extraordinary gains, net$029
Net income$13,244,000506
Minority interest net income$093
Net income of bank and minority interests.$13,244,000508
Net charge-offs$1,656,0001,328
Cash dividends$2,350,0001,067
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$13,085,880499
2012-09-30 (YTD Data)Rank
Total interest income$51,446,000396
Total interest expense$4,174,000841
Net interest income$47,272,000371
Provision for loan and lease losses$2,150,000798
Total noninterest income$8,281,000636
Gross Fiduciary activities income$2,318,000233
Service charges on deposit accounts$2,459,000453
Trading account gains and fees$0157
Additional Noninterest Income$3,504,000836
Total noninterest expense$38,628,000425
Salaries and employee benefits$23,534,000349
Premises and equipment expense$4,512,000417
Additional noninterest expense$10,582,000528
Pre-tax net operating income$14,775,000441
Securities gains (losses)$197,0001,450
Applicable income taxes$5,179,000357
Income before extraordinary items$9,793,000515
Extraordinary gains, net$020
Net income$9,793,000512
Minority interest net income$086
Net income of bank and minority interests.$9,793,000515
Net charge-offs$1,380,0001,186
Cash dividends$1,950,000808
Sale, conversion, retirement of capital stock, net$0952
Net operating income$9,664,950502
2012-06-30 (YTD Data)Rank
Total interest income$34,099,000398
Total interest expense$2,935,000832
Net interest income$31,164,000373
Provision for loan and lease losses$1,350,000868
Total noninterest income$5,500,000627
Gross Fiduciary activities income$1,526,000236
Service charges on deposit accounts$1,604,000459
Trading account gains and fees$0153
Additional Noninterest Income$2,370,000820
Total noninterest expense$25,634,000424
Salaries and employee benefits$15,344,000356
Premises and equipment expense$3,352,000377
Additional noninterest expense$6,938,000534
Pre-tax net operating income$9,680,000427
Securities gains (losses)$159,0001,278
Applicable income taxes$3,305,000367
Income before extraordinary items$6,534,000499
Extraordinary gains, net$019
Net income$6,534,000499
Minority interest net income$084
Net income of bank and minority interests.$6,534,000499
Net charge-offs$1,384,000910
Cash dividends$1,050,000925
Sale, conversion, retirement of capital stock, net$0928
Net operating income$6,429,060490
2012-03-31 (YTD Data)Rank
Total interest income$16,870,000401
Total interest expense$1,553,000804
Net interest income$15,317,000375
Provision for loan and lease losses$300,0001,500
Total noninterest income$2,826,000618
Gross Fiduciary activities income$748,000243
Service charges on deposit accounts$795,000455
Trading account gains and fees$0148
Additional Noninterest Income$1,283,000761
Total noninterest expense$12,755,000414
Salaries and employee benefits$7,503,000359
Premises and equipment expense$1,659,000386
Additional noninterest expense$3,593,000505
Pre-tax net operating income$5,088,000415
Securities gains (losses)$47,0001,254
Applicable income taxes$1,612,000365
Income before extraordinary items$3,523,000466
Extraordinary gains, net$019
Net income$3,523,000466
Minority interest net income$078
Net income of bank and minority interests.$3,523,000467
Net charge-offs$853,000749
Cash dividends$800,000568
Sale, conversion, retirement of capital stock, net$0861
Net operating income$3,490,570455
2011-12-31 (YTD Data)Rank
Total interest income$67,443,000411
Total interest expense$7,465,000793
Net interest income$59,978,000372
Provision for loan and lease losses$5,197,000764
Total noninterest income$10,529,000584
Gross Fiduciary activities income$2,890,000205
Service charges on deposit accounts$3,327,000455
Trading account gains and fees$0146
Additional Noninterest Income$4,312,000792
Total noninterest expense$48,608,000432
Salaries and employee benefits$28,671,000351
Premises and equipment expense$6,649,000391
Additional noninterest expense$13,288,000549
Pre-tax net operating income$16,702,000421
Securities gains (losses)$788,000548
Applicable income taxes$5,151,000406
Income before extraordinary items$12,339,000445
Extraordinary gains, net$029
Net income$12,339,000446
Minority interest net income$096
Net income of bank and minority interests.$12,339,000446
Net charge-offs$1,452,0001,923
Cash dividends$3,000,000657
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$11,779,520456
2011-09-30 (YTD Data)Rank
Total interest income$50,006,000421
Total interest expense$5,741,000812
Net interest income$44,265,000377
Provision for loan and lease losses$3,954,000748
Total noninterest income$7,747,000601
Gross Fiduciary activities income$2,193,000202
Service charges on deposit accounts$2,479,000465
Trading account gains and fees$0145
Additional Noninterest Income$3,075,000824
Total noninterest expense$35,785,000435
Salaries and employee benefits$21,275,000354
Premises and equipment expense$4,997,000395
Additional noninterest expense$9,513,000564
Pre-tax net operating income$12,273,000429
Securities gains (losses)$747,000453
Applicable income taxes$3,872,000393
Income before extraordinary items$9,148,000448
Extraordinary gains, net$021
Net income$9,148,000447
Minority interest net income$087
Net income of bank and minority interests.$9,148,000448
Net charge-offs$800,0002,136
Cash dividends$2,500,000533
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$8,625,100465
2011-06-30 (YTD Data)Rank
Total interest income$32,984,000433
Total interest expense$3,862,000841
Net interest income$29,122,000382
Provision for loan and lease losses$2,114,000883
Total noninterest income$5,172,000604
Gross Fiduciary activities income$1,478,000208
Service charges on deposit accounts$1,587,000482
Trading account gains and fees$0153
Additional Noninterest Income$2,107,000802
Total noninterest expense$23,991,000437
Salaries and employee benefits$14,098,000357
Premises and equipment expense$3,400,000392
Additional noninterest expense$6,493,000562
Pre-tax net operating income$8,189,000432
Securities gains (losses)$261,000603
Applicable income taxes$2,548,000393
Income before extraordinary items$5,902,000458
Extraordinary gains, net$015
Net income$5,902,000458
Minority interest net income$089
Net income of bank and minority interests.$5,902,000458
Net charge-offs$219,0003,013
Cash dividends$1,500,000557
Sale, conversion, retirement of capital stock, net$0986
Net operating income$5,719,300464
2011-03-31 (YTD Data)Rank
Total interest income$16,337,000438
Total interest expense$1,936,000873
Net interest income$14,401,000388
Provision for loan and lease losses$922,000918
Total noninterest income$2,615,000599
Gross Fiduciary activities income$732,000212
Service charges on deposit accounts$765,000489
Trading account gains and fees$0158
Additional Noninterest Income$1,118,000761
Total noninterest expense$12,062,000433
Salaries and employee benefits$6,976,000368
Premises and equipment expense$1,766,000385
Additional noninterest expense$3,320,000547
Pre-tax net operating income$4,032,000438
Securities gains (losses)$01,772
Applicable income taxes$1,203,000403
Income before extraordinary items$2,829,000479
Extraordinary gains, net$09
Net income$2,829,000477
Minority interest net income$086
Net income of bank and minority interests.$2,829,000479
Net charge-offs$64,0003,148
Cash dividends$1,000,000383
Sale, conversion, retirement of capital stock, net$0925
Net operating income$2,829,000458
2010-12-31 (YTD Data)Rank
Total interest income$65,465,000456
Total interest expense$8,883,000934
Net interest income$56,582,000388
Provision for loan and lease losses$5,137,0001,124
Total noninterest income$10,057,000630
Gross Fiduciary activities income$2,619,000216
Service charges on deposit accounts$3,186,000474
Trading account gains and fees$0175
Additional Noninterest Income$4,252,000833
Total noninterest expense$45,328,000464
Salaries and employee benefits$26,205,000376
Premises and equipment expense$4,962,000517
Additional noninterest expense$14,161,000544
Pre-tax net operating income$16,174,000370
Securities gains (losses)$867,000556
Applicable income taxes$5,064,000357
Income before extraordinary items$11,977,000382
Extraordinary gains, net$029
Net income$11,977,000381
Minority interest net income$0111
Net income of bank and minority interests.$11,977,000382
Net charge-offs$3,940,0001,225
Cash dividends$2,900,000568
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$11,370,100382
2010-09-30 (YTD Data)Rank
Total interest income$48,960,000454
Total interest expense$6,838,000945
Net interest income$42,122,000391
Provision for loan and lease losses$3,187,0001,216
Total noninterest income$7,393,000624
Gross Fiduciary activities income$1,951,000215
Service charges on deposit accounts$2,347,000483
Trading account gains and fees$0165
Additional Noninterest Income$3,095,000811
Total noninterest expense$33,835,000457
Salaries and employee benefits$19,825,000368
Premises and equipment expense$3,827,000505
Additional noninterest expense$10,183,000541
Pre-tax net operating income$12,493,000349
Securities gains (losses)$769,000517
Applicable income taxes$4,026,000337
Income before extraordinary items$9,236,000371
Extraordinary gains, net$023
Net income$9,236,000372
Minority interest net income$0110
Net income of bank and minority interests.$9,236,000372
Net charge-offs$2,420,0001,337
Cash dividends$2,400,000458
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$8,697,700380
2010-06-30 (YTD Data)Rank
Total interest income$32,508,000462
Total interest expense$4,666,000960
Net interest income$27,842,000391
Provision for loan and lease losses$1,912,0001,316
Total noninterest income$4,876,000613
Gross Fiduciary activities income$1,284,000215
Service charges on deposit accounts$1,554,000483
Trading account gains and fees$0152
Additional Noninterest Income$2,038,000799
Total noninterest expense$22,702,000455
Salaries and employee benefits$13,122,000367
Premises and equipment expense$2,562,000505
Additional noninterest expense$7,018,000522
Pre-tax net operating income$8,104,000352
Securities gains (losses)$769,000329
Applicable income taxes$2,681,000327
Income before extraordinary items$6,192,000354
Extraordinary gains, net$019
Net income$6,192,000354
Minority interest net income$0105
Net income of bank and minority interests.$6,192,000354
Net charge-offs$848,0001,881
Cash dividends$1,500,000452
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$5,653,700375
2010-03-31 (YTD Data)Rank
Total interest income$15,985,000484
Total interest expense$2,385,000988
Net interest income$13,600,000407
Provision for loan and lease losses$879,0001,284
Total noninterest income$2,427,000613
Gross Fiduciary activities income$638,000218
Service charges on deposit accounts$760,000496
Trading account gains and fees$0175
Additional Noninterest Income$1,029,000781
Total noninterest expense$11,045,000472
Salaries and employee benefits$6,446,000379
Premises and equipment expense$1,270,000522
Additional noninterest expense$3,329,000549
Pre-tax net operating income$4,103,000339
Securities gains (losses)$501,000252
Applicable income taxes$1,376,000299
Income before extraordinary items$3,228,000337
Extraordinary gains, net$016
Net income$3,228,000339
Minority interest net income$091
Net income of bank and minority interests.$3,228,000339
Net charge-offs$607,0001,446
Cash dividends$1,000,000322
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$2,877,300371
2009-12-31 (YTD Data)Rank
Total interest income$62,731,000526
Total interest expense$12,717,000930
Net interest income$50,014,000431
Provision for loan and lease losses$4,846,0001,465
Total noninterest income$9,027,000698
Gross Fiduciary activities income$2,135,000234
Service charges on deposit accounts$3,085,000542
Trading account gains and fees$0211
Additional Noninterest Income$3,807,000885
Total noninterest expense$42,339,000512
Salaries and employee benefits$24,418,000398
Premises and equipment expense$7,386,000368
Additional noninterest expense$10,535,000756
Pre-tax net operating income$11,856,000354
Securities gains (losses)$690,000686
Applicable income taxes$3,208,000376
Income before extraordinary items$9,338,000345
Extraordinary gains, net$034
Net income$9,338,000345
Minority interest net income$0115
Net income of bank and minority interests.$9,338,000347
Net charge-offs$1,897,0002,096
Cash dividends$2,800,000636
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$8,827,400369
2009-09-30 (YTD Data)Rank
Total interest income$46,565,000551
Total interest expense$10,087,000923
Net interest income$36,478,000454
Provision for loan and lease losses$3,106,0001,448
Total noninterest income$6,601,000709
Gross Fiduciary activities income$1,512,000243
Service charges on deposit accounts$2,237,000558
Trading account gains and fees$0212
Additional Noninterest Income$2,852,000887
Total noninterest expense$31,887,000514
Salaries and employee benefits$18,203,000413
Premises and equipment expense$5,672,000365
Additional noninterest expense$8,012,000716
Pre-tax net operating income$8,086,000406
Securities gains (losses)$190,0001,324
Applicable income taxes$2,058,000456
Income before extraordinary items$6,218,000427
Extraordinary gains, net$027
Net income$6,218,000426
Minority interest net income$0118
Net income of bank and minority interests.$6,218,000427
Net charge-offs$887,0002,334
Cash dividends$2,300,000550
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$6,075,500435
2009-06-30 (YTD Data)Rank
Total interest income$30,678,000572
Total interest expense$7,097,000926
Net interest income$23,581,000463
Provision for loan and lease losses$1,966,0001,408
Total noninterest income$4,335,000729
Gross Fiduciary activities income$983,000251
Service charges on deposit accounts$1,411,000590
Trading account gains and fees$0193
Additional Noninterest Income$1,941,000908
Total noninterest expense$21,396,000518
Salaries and employee benefits$12,045,000419
Premises and equipment expense$3,780,000372
Additional noninterest expense$5,571,000696
Pre-tax net operating income$4,554,000486
Securities gains (losses)$198,0001,019
Applicable income taxes$1,123,000548
Income before extraordinary items$3,629,000480
Extraordinary gains, net$021
Net income$3,629,000477
Minority interest net income$0112
Net income of bank and minority interests.$3,629,000480
Net charge-offs$525,0002,300
Cash dividends$1,400,000647
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$3,478,520489
2009-03-31 (YTD Data)Rank
Total interest income$15,303,000574
Total interest expense$3,734,000908
Net interest income$11,569,000466
Provision for loan and lease losses$1,102,0001,113
Total noninterest income$2,074,000728
Gross Fiduciary activities income$481,000254
Service charges on deposit accounts$706,000572
Trading account gains and fees$0171
Additional Noninterest Income$887,000928
Total noninterest expense$10,258,000512
Salaries and employee benefits$5,879,000427
Premises and equipment expense$1,894,000372
Additional noninterest expense$2,485,000683
Pre-tax net operating income$2,283,000521
Securities gains (losses)$214,000638
Applicable income taxes$620,000531
Income before extraordinary items$1,877,000527
Extraordinary gains, net$015
Net income$1,877,000527
Minority interest net income$0102
Net income of bank and minority interests.$1,877,000530
Net charge-offs$386,0001,575
Cash dividends$1,100,000393
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,716,500543
2008-12-31 (YTD Data)Rank
Total interest income$64,024,000584
Total interest expense$20,233,000775
Net interest income$43,791,000497
Provision for loan and lease losses$2,505,0001,559
Total noninterest income$9,053,000651
Gross Fiduciary activities income$2,445,000234
Service charges on deposit accounts$3,106,000556
Trading account gains and fees$0154
Additional Noninterest Income$3,502,000860
Total noninterest expense$37,727,000535
Salaries and employee benefits$22,454,000432
Premises and equipment expense$6,650,000417
Additional noninterest expense$8,623,000762
Pre-tax net operating income$12,612,000428
Securities gains (losses)$-3,397,0008,023
Applicable income taxes$2,342,000585
Income before extraordinary items$6,873,000572
Extraordinary gains, net$039
Net income$6,873,000572
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$781,0002,234
Cash dividends$2,201,0001,232
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$9,420,750435
2008-09-30 (YTD Data)Rank
Total interest income$48,076,000604
Total interest expense$15,878,000776
Net interest income$32,198,000521
Provision for loan and lease losses$2,040,0001,171
Total noninterest income$6,801,000672
Gross Fiduciary activities income$1,916,000233
Service charges on deposit accounts$2,307,000563
Trading account gains and fees$0148
Additional Noninterest Income$2,578,000914
Total noninterest expense$28,274,000527
Salaries and employee benefits$16,948,000442
Premises and equipment expense$4,937,000426
Additional noninterest expense$6,389,000732
Pre-tax net operating income$8,685,000575
Securities gains (losses)$267,000506
Applicable income taxes$2,563,000522
Income before extraordinary items$6,389,000568
Extraordinary gains, net$031
Net income$6,389,000567
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$387,0002,256
Cash dividends$1,850,0001,106
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$6,199,430618
2008-06-30 (YTD Data)Rank
Total interest income$31,940,000614
Total interest expense$11,112,000769
Net interest income$20,828,000537
Provision for loan and lease losses$867,0001,345
Total noninterest income$4,562,000686
Gross Fiduciary activities income$1,300,000235
Service charges on deposit accounts$1,503,000568
Trading account gains and fees$0149
Additional Noninterest Income$1,759,000925
Total noninterest expense$18,636,000537
Salaries and employee benefits$11,157,000455
Premises and equipment expense$3,252,000432
Additional noninterest expense$4,227,000714
Pre-tax net operating income$5,887,000599
Securities gains (losses)$47,0001,487
Applicable income taxes$1,554,000638
Income before extraordinary items$4,380,000630
Extraordinary gains, net$021
Net income$4,380,000629
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$213,0002,162
Cash dividends$901,0001,546
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$4,345,220617
2008-03-31 (YTD Data)Rank
Total interest income$16,251,000626
Total interest expense$5,950,000774
Net interest income$10,301,000534
Provision for loan and lease losses$317,0001,323
Total noninterest income$2,256,000684
Gross Fiduciary activities income$642,000239
Service charges on deposit accounts$719,000594
Trading account gains and fees$0158
Additional Noninterest Income$895,000928
Total noninterest expense$9,032,000547
Salaries and employee benefits$5,350,000481
Premises and equipment expense$1,621,000434
Additional noninterest expense$2,061,000703
Pre-tax net operating income$3,208,000610
Securities gains (losses)$47,0001,120
Applicable income taxes$948,000607
Income before extraordinary items$2,307,000671
Extraordinary gains, net$015
Net income$2,307,000672
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-24,0008,185
Cash dividends$501,0001,331
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$2,273,630651
2007-12-31 (YTD Data)Rank
Total interest income$65,359,000644
Total interest expense$23,181,000850
Net interest income$42,178,000541
Provision for loan and lease losses$1,000,0001,413
Total noninterest income$8,113,000736
Gross Fiduciary activities income$2,587,000238
Service charges on deposit accounts$2,225,000802
Trading account gains and fees$0178
Additional Noninterest Income$3,301,000939
Total noninterest expense$34,845,000538
Salaries and employee benefits$21,044,000460
Premises and equipment expense$6,470,000410
Additional noninterest expense$7,331,000788
Pre-tax net operating income$14,446,000615
Securities gains (losses)$1,655,000128
Applicable income taxes$5,040,000543
Income before extraordinary items$11,061,000597
Extraordinary gains, net$039
Net income$11,061,000595
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$395,0001,968
Cash dividends$1,225,0002,303
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$9,919,050649
2007-09-30 (YTD Data)Rank
Total interest income$48,526,000647
Total interest expense$17,039,000870
Net interest income$31,487,000541
Provision for loan and lease losses$350,0002,081
Total noninterest income$6,024,000747
Gross Fiduciary activities income$1,972,000234
Service charges on deposit accounts$1,615,000817
Trading account gains and fees$0184
Additional Noninterest Income$2,437,000953
Total noninterest expense$26,077,000537
Salaries and employee benefits$15,945,000462
Premises and equipment expense$4,873,000411
Additional noninterest expense$5,259,000793
Pre-tax net operating income$11,084,000643
Securities gains (losses)$869,000162
Applicable income taxes$3,921,000564
Income before extraordinary items$8,032,000653
Extraordinary gains, net$033
Net income$8,032,000651
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-109,0008,399
Cash dividends$1,000,0001,979
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$7,449,770699
2007-06-30 (YTD Data)Rank
Total interest income$31,751,000670
Total interest expense$10,911,000910
Net interest income$20,840,000561
Provision for loan and lease losses$135,0002,802
Total noninterest income$3,948,000786
Gross Fiduciary activities income$1,308,000242
Service charges on deposit accounts$1,027,000867
Trading account gains and fees$0168
Additional Noninterest Income$1,613,000991
Total noninterest expense$17,483,000546
Salaries and employee benefits$10,642,000476
Premises and equipment expense$3,353,000415
Additional noninterest expense$3,488,000806
Pre-tax net operating income$7,170,000683
Securities gains (losses)$478,000188
Applicable income taxes$2,528,000601
Income before extraordinary items$5,120,000712
Extraordinary gains, net$029
Net income$5,120,000711
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-42,0008,239
Cash dividends$400,0002,742
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$4,799,740749
2007-03-31 (YTD Data)Rank
Total interest income$15,700,000665
Total interest expense$5,291,000925
Net interest income$10,409,000558
Provision for loan and lease losses$83,0002,314
Total noninterest income$1,941,000773
Gross Fiduciary activities income$651,000243
Service charges on deposit accounts$504,000851
Trading account gains and fees$0195
Additional Noninterest Income$786,000999
Total noninterest expense$8,519,000562
Salaries and employee benefits$5,335,000479
Premises and equipment expense$1,617,000425
Additional noninterest expense$1,567,000877
Pre-tax net operating income$3,748,000657
Securities gains (losses)$53,000408
Applicable income taxes$1,289,000601
Income before extraordinary items$2,512,000717
Extraordinary gains, net$022
Net income$2,512,000716
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-73,0008,458
Cash dividends$400,0001,655
Sale, conversion, retirement of capital stock, net$0885
Net operating income$2,477,020720
2006-12-31 (YTD Data)Rank
Total interest income$60,863,000643
Total interest expense$17,776,000939
Net interest income$43,087,000534
Provision for loan and lease losses$1,259,000833
Total noninterest income$6,655,000867
Gross Fiduciary activities income$2,201,000258
Service charges on deposit accounts$1,757,0001,006
Trading account gains and fees$0130
Additional Noninterest Income$2,697,0001,074
Total noninterest expense$32,541,000558
Salaries and employee benefits$19,169,000495
Premises and equipment expense$6,096,000422
Additional noninterest expense$7,276,000746
Pre-tax net operating income$15,942,000649
Securities gains (losses)$-204,0008,379
Applicable income taxes$5,702,000575
Income before extraordinary items$10,036,000741
Extraordinary gains, net$051
Net income$10,036,000740
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$369,0001,436
Cash dividends$1,100,0002,398
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$10,166,560719
2006-09-30 (YTD Data)Rank
Total interest income$44,841,000661
Total interest expense$12,746,000953
Net interest income$32,095,000551
Provision for loan and lease losses$892,000860
Total noninterest income$4,845,000903
Gross Fiduciary activities income$1,628,000265
Service charges on deposit accounts$1,281,0001,039
Trading account gains and fees$0126
Additional Noninterest Income$1,936,0001,123
Total noninterest expense$24,529,000569
Salaries and employee benefits$14,964,000494
Premises and equipment expense$4,474,000447
Additional noninterest expense$5,091,000796
Pre-tax net operating income$11,519,000706
Securities gains (losses)$19,000755
Applicable income taxes$3,945,000646
Income before extraordinary items$7,593,000770
Extraordinary gains, net$045
Net income$7,593,000769
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$221,0001,417
Cash dividends$900,0002,057
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$7,580,460760
2006-06-30 (YTD Data)Rank
Total interest income$29,186,000663
Total interest expense$7,931,000974
Net interest income$21,255,000556
Provision for loan and lease losses$517,000947
Total noninterest income$3,083,000925
Gross Fiduciary activities income$1,048,000276
Service charges on deposit accounts$827,0001,069
Trading account gains and fees$0126
Additional Noninterest Income$1,208,0001,181
Total noninterest expense$16,451,000571
Salaries and employee benefits$10,129,000494
Premises and equipment expense$2,935,000457
Additional noninterest expense$3,387,000801
Pre-tax net operating income$7,370,000731
Securities gains (losses)$-9,0007,829
Applicable income taxes$2,508,000673
Income before extraordinary items$4,853,000800
Extraordinary gains, net$039
Net income$4,853,000800
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$81,0001,954
Cash dividends$300,0003,088
Sale, conversion, retirement of capital stock, net$0887
Net operating income$4,858,940791
2006-03-31 (YTD Data)Rank
Total interest income$14,205,000665
Total interest expense$3,755,000971
Net interest income$10,450,000558
Provision for loan and lease losses$273,000861
Total noninterest income$1,575,000895
Gross Fiduciary activities income$520,000274
Service charges on deposit accounts$415,0001,024
Trading account gains and fees$0115
Additional Noninterest Income$640,0001,124
Total noninterest expense$8,212,000564
Salaries and employee benefits$5,122,000485
Premises and equipment expense$1,425,000466
Additional noninterest expense$1,665,000806
Pre-tax net operating income$3,540,000744
Securities gains (losses)$30,000414
Applicable income taxes$1,191,000697
Income before extraordinary items$2,379,000803
Extraordinary gains, net$021
Net income$2,379,000802
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0006,875
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$2,358,900796
2005-12-31 (YTD Data)Rank
Total interest income$48,577,000672
Total interest expense$9,027,0001,253
Net interest income$39,550,000563
Provision for loan and lease losses$1,135,000930
Total noninterest income$5,914,000951
Gross Fiduciary activities income$1,886,000284
Service charges on deposit accounts$1,671,0001,062
Trading account gains and fees$0138
Additional Noninterest Income$2,357,0001,205
Total noninterest expense$30,209,000588
Salaries and employee benefits$18,326,000513
Premises and equipment expense$5,537,000450
Additional noninterest expense$6,346,000819
Pre-tax net operating income$14,120,000705
Securities gains (losses)$-25,0007,924
Applicable income taxes$5,069,000633
Income before extraordinary items$9,026,000800
Extraordinary gains, net$046
Net income$9,026,000802
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0005,898
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$9,042,000785
2005-09-30 (YTD Data)Rank
Total interest income$34,934,000674
Total interest expense$6,025,0001,326
Net interest income$28,909,000568
Provision for loan and lease losses$835,000903
Total noninterest income$4,325,000978
Gross Fiduciary activities income$1,389,000280
Service charges on deposit accounts$1,242,0001,067
Trading account gains and fees$0126
Additional Noninterest Income$1,694,0001,240
Total noninterest expense$22,247,000602
Salaries and employee benefits$13,534,000508
Premises and equipment expense$4,126,000447
Additional noninterest expense$4,587,000840
Pre-tax net operating income$10,152,000730
Securities gains (losses)$10,0001,474
Applicable income taxes$3,662,000655
Income before extraordinary items$6,500,000824
Extraordinary gains, net$035
Net income$6,500,000826
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0007,295
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$6,493,600811
2005-06-30 (YTD Data)Rank
Total interest income$22,492,000681
Total interest expense$3,770,0001,335
Net interest income$18,722,000571
Provision for loan and lease losses$475,0001,017
Total noninterest income$2,673,0001,027
Gross Fiduciary activities income$902,000282
Service charges on deposit accounts$807,0001,071
Trading account gains and fees$0116
Additional Noninterest Income$964,0001,384
Total noninterest expense$14,568,000604
Salaries and employee benefits$8,798,000516
Premises and equipment expense$2,754,000445
Additional noninterest expense$3,016,000841
Pre-tax net operating income$6,352,000766
Securities gains (losses)$02,146
Applicable income taxes$2,285,000686
Income before extraordinary items$4,067,000854
Extraordinary gains, net$030
Net income$4,067,000854
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0004,782
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$4,067,000835
2005-03-31 (YTD Data)Rank
Total interest income$10,763,000699
Total interest expense$1,758,0001,362
Net interest income$9,005,000585
Provision for loan and lease losses$200,0001,128
Total noninterest income$1,285,0001,023
Gross Fiduciary activities income$439,000293
Service charges on deposit accounts$400,0001,034
Trading account gains and fees$0115
Additional Noninterest Income$446,0001,439
Total noninterest expense$7,123,000610
Salaries and employee benefits$4,326,000522
Premises and equipment expense$1,373,000449
Additional noninterest expense$1,424,000882
Pre-tax net operating income$2,967,000802
Securities gains (losses)$01,685
Applicable income taxes$1,053,000733
Income before extraordinary items$1,914,000911
Extraordinary gains, net$024
Net income$1,914,000911
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-15,0008,178
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,914,000891
2004-12-31 (YTD Data)Rank
Total interest income$40,037,000696
Total interest expense$6,470,0001,268
Net interest income$33,567,000598
Provision for loan and lease losses$1,650,000655
Total noninterest income$5,710,000969
Gross Fiduciary activities income$1,756,000280
Service charges on deposit accounts$2,057,000841
Trading account gains and fees$0138
Additional Noninterest Income$1,897,0001,378
Total noninterest expense$25,580,000643
Salaries and employee benefits$14,788,000579
Premises and equipment expense$5,187,000450
Additional noninterest expense$5,605,000891
Pre-tax net operating income$12,047,000737
Securities gains (losses)$614,000397
Applicable income taxes$4,551,000643
Income before extraordinary items$8,110,000816
Extraordinary gains, net$034
Net income$8,110,000816
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$713,000987
Cash dividends$3,500,000848
Sale, conversion, retirement of capital stock, net$0872
Net operating income$7,717,040821
2004-09-30 (YTD Data)Rank
Total interest income$29,344,000710
Total interest expense$4,776,0001,264
Net interest income$24,568,000603
Provision for loan and lease losses$1,350,000582
Total noninterest income$4,352,000960
Gross Fiduciary activities income$1,365,000280
Service charges on deposit accounts$1,584,000828
Trading account gains and fees$0134
Additional Noninterest Income$1,403,0001,406
Total noninterest expense$18,741,000653
Salaries and employee benefits$10,846,000589
Premises and equipment expense$3,840,000462
Additional noninterest expense$4,055,000918
Pre-tax net operating income$8,829,000749
Securities gains (losses)$614,000374
Applicable income taxes$3,405,000658
Income before extraordinary items$6,038,000829
Extraordinary gains, net$026
Net income$6,038,000830
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$592,000830
Cash dividends$2,000,000976
Sale, conversion, retirement of capital stock, net$0738
Net operating income$5,645,040839
2004-06-30 (YTD Data)Rank
Total interest income$18,928,000727
Total interest expense$3,070,0001,285
Net interest income$15,858,000613
Provision for loan and lease losses$1,050,000497
Total noninterest income$2,914,000949
Gross Fiduciary activities income$896,000281
Service charges on deposit accounts$1,077,000809
Trading account gains and fees$0130
Additional Noninterest Income$941,0001,385
Total noninterest expense$12,371,000660
Salaries and employee benefits$7,160,000595
Premises and equipment expense$2,531,000464
Additional noninterest expense$2,680,000931
Pre-tax net operating income$5,351,000817
Securities gains (losses)$614,000306
Applicable income taxes$2,155,000683
Income before extraordinary items$3,810,000854
Extraordinary gains, net$021
Net income$3,810,000854
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$622,000597
Cash dividends$1,000,0001,241
Sale, conversion, retirement of capital stock, net$0638
Net operating income$3,417,040923
2004-03-31 (YTD Data)Rank
Total interest income$9,409,000746
Total interest expense$1,524,0001,311
Net interest income$7,885,000627
Provision for loan and lease losses$750,000379
Total noninterest income$1,420,000954
Gross Fiduciary activities income$421,000290
Service charges on deposit accounts$549,000772
Trading account gains and fees$0121
Additional Noninterest Income$450,0001,394
Total noninterest expense$6,197,000661
Salaries and employee benefits$3,695,000592
Premises and equipment expense$1,237,000489
Additional noninterest expense$1,265,000976
Pre-tax net operating income$2,358,000913
Securities gains (losses)$614,000225
Applicable income taxes$1,090,000685
Income before extraordinary items$1,882,000869
Extraordinary gains, net$016
Net income$1,882,000869
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$407,000489
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$1,489,0401,043
2003-12-31 (YTD Data)Rank
Total interest income$36,718,000772
Total interest expense$6,812,0001,302
Net interest income$29,906,000630
Provision for loan and lease losses$1,075,0001,110
Total noninterest income$6,158,000949
Gross Fiduciary activities income$1,708,000290
Service charges on deposit accounts$2,184,000791
Trading account gains and fees$0160
Additional Noninterest Income$2,266,0001,338
Total noninterest expense$23,329,000701
Salaries and employee benefits$13,773,000620
Premises and equipment expense$5,035,000469
Additional noninterest expense$4,521,0001,126
Pre-tax net operating income$11,660,000752
Securities gains (losses)$2,140,000282
Applicable income taxes$6,114,000533
Income before extraordinary items$7,686,000848
Extraordinary gains, net$054
Net income$7,686,000850
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$460,0001,716
Cash dividends$3,485,000879
Sale, conversion, retirement of capital stock, net$0868
Net operating income$6,316,400956
2003-09-30 (YTD Data)Rank
Total interest income$27,458,000792
Total interest expense$5,247,0001,321
Net interest income$22,211,000651
Provision for loan and lease losses$833,0001,048
Total noninterest income$4,671,000981
Gross Fiduciary activities income$1,172,000310
Service charges on deposit accounts$1,622,000805
Trading account gains and fees$0153
Additional Noninterest Income$1,877,0001,293
Total noninterest expense$17,298,000727
Salaries and employee benefits$10,146,000648
Premises and equipment expense$3,809,000472
Additional noninterest expense$3,343,0001,139
Pre-tax net operating income$8,751,000779
Securities gains (losses)$1,869,000290
Applicable income taxes$4,986,000507
Income before extraordinary items$5,634,000904
Extraordinary gains, net$040
Net income$5,634,000904
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-81,0009,048
Cash dividends$2,485,000857
Sale, conversion, retirement of capital stock, net$0722
Net operating income$4,437,8401,066
2003-06-30 (YTD Data)Rank
Total interest income$18,724,000784
Total interest expense$3,623,0001,322
Net interest income$15,101,000641
Provision for loan and lease losses$600,000971
Total noninterest income$3,102,000975
Gross Fiduciary activities income$782,000315
Service charges on deposit accounts$1,063,000811
Trading account gains and fees$0150
Additional Noninterest Income$1,257,0001,288
Total noninterest expense$11,657,000714
Salaries and employee benefits$6,732,000651
Premises and equipment expense$2,537,000474
Additional noninterest expense$2,388,0001,064
Pre-tax net operating income$5,946,000758
Securities gains (losses)$1,555,000271
Applicable income taxes$3,917,000456
Income before extraordinary items$3,584,000941
Extraordinary gains, net$030
Net income$3,584,000941
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-77,0009,080
Cash dividends$1,450,000967
Sale, conversion, retirement of capital stock, net$0589
Net operating income$2,588,8001,189
2003-03-31 (YTD Data)Rank
Total interest income$9,487,000773
Total interest expense$1,878,0001,299
Net interest income$7,609,000638
Provision for loan and lease losses$300,000910
Total noninterest income$1,508,000968
Gross Fiduciary activities income$361,000332
Service charges on deposit accounts$500,000826
Trading account gains and fees$0134
Additional Noninterest Income$647,0001,224
Total noninterest expense$5,879,000702
Salaries and employee benefits$3,394,000639
Premises and equipment expense$1,246,000484
Additional noninterest expense$1,239,000990
Pre-tax net operating income$2,938,000768
Securities gains (losses)$1,316,000183
Applicable income taxes$3,559,000309
Income before extraordinary items$695,0002,203
Extraordinary gains, net$021
Net income$695,0002,201
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-73,0009,165
Cash dividends$800,000820
Sale, conversion, retirement of capital stock, net$0419
Net operating income$-147,2409,032
2002-12-31 (YTD Data)Rank
Total interest income$39,230,000768
Total interest expense$9,724,0001,156
Net interest income$29,506,000647
Provision for loan and lease losses$1,325,0001,039
Total noninterest income$5,273,0001,005
Gross Fiduciary activities income$1,753,000305
Service charges on deposit accounts$1,859,000867
Trading account gains and fees$0153
Additional Noninterest Income$1,661,0001,524
Total noninterest expense$24,934,000657
Salaries and employee benefits$14,339,000570
Premises and equipment expense$4,976,000467
Additional noninterest expense$5,619,000893
Pre-tax net operating income$8,520,000987
Securities gains (losses)$1,341,000354
Applicable income taxes$2,798,000986
Income before extraordinary items$7,063,000885
Extraordinary gains, net$070
Net income$7,063,000883
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$501,0001,657
Cash dividends$1,100,0002,067
Sale, conversion, retirement of capital stock, net$0862
Net operating income$6,097,480988
2001-12-31 (YTD Data)Rank
Total interest income$41,540,000821
Total interest expense$14,117,0001,135
Net interest income$27,423,000655
Provision for loan and lease losses$2,480,000589
Total noninterest income$4,565,0001,071
Gross Fiduciary activities income$1,579,000326
Service charges on deposit accounts$1,548,000958
Trading account gains and fees$0177
Additional Noninterest Income$1,438,0001,579
Total noninterest expense$22,640,000691
Salaries and employee benefits$13,225,000589
Premises and equipment expense$4,043,000551
Additional noninterest expense$5,372,000904
Pre-tax net operating income$6,868,0001,088
Securities gains (losses)$941,000411
Applicable income taxes$2,137,0001,112
Income before extraordinary items$5,672,000969
Extraordinary gains, net$0105
Net income$5,672,000970
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$153,0003,341
Cash dividends$900,0002,429
Sale, conversion, retirement of capital stock, net$0922
Net operating income$4,985,0701,056
2000-12-31 (YTD Data)Rank
Total interest income$38,146,000926
Total interest expense$16,128,0001,087
Net interest income$22,018,000795
Provision for loan and lease losses$603,0001,600
Total noninterest income$3,168,0001,287
Gross Fiduciary activities income$1,430,000351
Service charges on deposit accounts$938,0001,457
Trading account gains and fees$0180
Additional Noninterest Income$800,0002,148
Total noninterest expense$19,069,000786
Salaries and employee benefits$10,847,000662
Premises and equipment expense$3,216,000659
Additional noninterest expense$5,006,000947
Pre-tax net operating income$5,514,0001,344
Securities gains (losses)$129,000509
Applicable income taxes$1,448,0001,559
Income before extraordinary items$4,195,0001,249
Extraordinary gains, net$038
Net income$4,195,0001,251
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$79,0003,985
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$4,099,5401,274
1999-12-31 (YTD Data)Rank
Total interest income$28,437,0001,148
Total interest expense$11,200,0001,337
Net interest income$17,237,0001,018
Provision for loan and lease losses$270,0002,899
Total noninterest income$2,608,0001,514
Gross Fiduciary activities income$1,215,000416
Service charges on deposit accounts$882,0001,484
Trading account gains and fees$0173
Additional Noninterest Income$511,0002,917
Total noninterest expense$14,182,000984
Salaries and employee benefits$8,395,000824
Premises and equipment expense$2,448,000824
Additional noninterest expense$3,339,0001,381
Pre-tax net operating income$5,393,0001,411
Securities gains (losses)$183,000572
Applicable income taxes$1,489,0001,613
Income before extraordinary items$4,087,0001,326
Extraordinary gains, net$035
Net income$4,087,0001,326
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$58,0004,567
Cash dividends$278,0004,691
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$3,953,4101,341
1998-12-31 (YTD Data)Rank
Total interest income$25,718,0001,257
Total interest expense$9,999,0001,525
Net interest income$15,719,0001,074
Provision for loan and lease losses$1,030,000948
Total noninterest income$2,442,0001,568
Gross Fiduciary activities income$1,007,000460
Service charges on deposit accounts$905,0001,389
Trading account gains and fees$0224
Additional Noninterest Income$530,0002,872
Total noninterest expense$12,650,0001,049
Salaries and employee benefits$7,327,000901
Premises and equipment expense$2,196,000891
Additional noninterest expense$3,127,0001,401
Pre-tax net operating income$4,481,0001,648
Securities gains (losses)$476,000572
Applicable income taxes$1,456,0001,677
Income before extraordinary items$3,501,0001,508
Extraordinary gains, net$032
Net income$3,501,0001,507
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$86,0003,910
Cash dividends$552,0003,299
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$3,163,0401,603
1997-12-31 (YTD Data)Rank
Total interest income$23,321,0001,405
Total interest expense$9,521,0001,625
Net interest income$13,800,0001,253
Provision for loan and lease losses$320,0002,457
Total noninterest income$1,952,0001,802
Gross Fiduciary activities income$710,000557
Service charges on deposit accounts$924,0001,396
Trading account gains and fees$0239
Additional Noninterest Income$318,0003,801
Total noninterest expense$10,839,0001,225
Salaries and employee benefits$6,421,0001,029
Premises and equipment expense$1,759,0001,136
Additional noninterest expense$2,659,0001,607
Pre-tax net operating income$4,593,0001,673
Securities gains (losses)$-37,00010,570
Applicable income taxes$1,645,0001,572
Income before extraordinary items$2,911,0001,820
Extraordinary gains, net$044
Net income$2,911,0001,819
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-75,00010,649
Cash dividends$512,0003,408
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$2,934,6801,758
1996-12-31 (YTD Data)Rank
Total interest income$19,357,0001,747
Total interest expense$8,177,0001,915
Net interest income$11,180,0001,590
Provision for loan and lease losses$09,041
Total noninterest income$1,719,0002,078
Gross Fiduciary activities income$631,000639
Service charges on deposit accounts$708,0001,916
Trading account gains and fees$0262
Additional Noninterest Income$380,0003,499
Total noninterest expense$9,042,0001,569
Salaries and employee benefits$5,219,0001,287
Premises and equipment expense$1,327,0001,527
Additional noninterest expense$2,496,0002,009
Pre-tax net operating income$3,857,0001,873
Securities gains (losses)$2,0003,501
Applicable income taxes$1,447,0001,656
Income before extraordinary items$2,412,0002,060
Extraordinary gains, net$053
Net income$2,412,0002,061
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$212,0002,581
Cash dividends$473,0003,551
Sale, conversion, retirement of capital stock, net$1,000935
Net operating income$2,410,7202,021
1995-12-31 (YTD Data)Rank
Total interest income$15,119,0002,231
Total interest expense$5,661,0002,717
Net interest income$9,458,0001,891
Provision for loan and lease losses$08,958
Total noninterest income$1,641,0002,148
Gross Fiduciary activities income$602,000683
Service charges on deposit accounts$559,0002,416
Trading account gains and fees$0522
Additional Noninterest Income$480,0002,957
Total noninterest expense$8,248,0001,701
Salaries and employee benefits$4,538,0001,463
Premises and equipment expense$1,184,0001,705
Additional noninterest expense$2,526,0001,979
Pre-tax net operating income$2,851,0002,529
Securities gains (losses)$03,831
Applicable income taxes$1,085,0002,214
Income before extraordinary items$1,766,0002,793
Extraordinary gains, net$065
Net income$1,766,0002,792
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$234,0002,266
Cash dividends$433,0003,682
Sale, conversion, retirement of capital stock, net$12,000754
Net operating income$1,766,0002,755
1994-12-31 (YTD Data)Rank
Total interest income$11,124,0002,736
Total interest expense$2,970,0003,999
Net interest income$8,154,0002,213
Provision for loan and lease losses$09,146
Total noninterest income$1,384,0002,444
Gross Fiduciary activities income$571,000698
Service charges on deposit accounts$490,0002,813
Trading account gains and fees$0475
Additional Noninterest Income$323,0003,895
Total noninterest expense$7,254,0001,975
Salaries and employee benefits$4,100,0001,632
Premises and equipment expense$930,0002,174
Additional noninterest expense$2,224,0002,358
Pre-tax net operating income$2,284,0003,071
Securities gains (losses)$48,0001,174
Applicable income taxes$824,0002,704
Income before extraordinary items$1,508,0003,156
Extraordinary gains, net$0249
Net income$1,508,0003,168
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-208,00012,415
Cash dividends$393,0003,817
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,476,8003,256
1993-12-31 (YTD Data)Rank
Total interest income$10,085,0003,055
Total interest expense$2,847,0004,301
Net interest income$7,238,0002,480
Provision for loan and lease losses$1,030,0001,266
Total noninterest income$1,215,0002,881
Gross Fiduciary activities income$500,000767
Service charges on deposit accounts$449,0003,088
Trading account gains and fees$0532
Additional Noninterest Income$266,0004,814
Total noninterest expense$6,395,0002,272
Salaries and employee benefits$3,437,0001,934
Premises and equipment expense$520,0003,731
Additional noninterest expense$2,438,0002,291
Pre-tax net operating income$1,028,0005,790
Securities gains (losses)$470,000939
Applicable income taxes$472,0004,388
Income before extraordinary items$1,026,0004,602
Extraordinary gains, net$460,000506
Net income$1,486,0003,374
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,106,0001,083
Cash dividends$315,0004,258
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$706,4005,801
1992-12-31 (YTD Data)Rank
Total interest income$11,293,0003,112
Total interest expense$4,156,0003,939
Net interest income$7,137,0002,544
Provision for loan and lease losses$2,350,0001,019
Total noninterest income$745,0004,197
Gross Fiduciary activities income$162,0001,139
Service charges on deposit accounts$381,0003,647
Trading account gains and fees$0504
Additional Noninterest Income$202,0005,639
Total noninterest expense$4,822,0002,969
Salaries and employee benefits$2,535,0002,551
Premises and equipment expense$697,0002,934
Additional noninterest expense$1,590,0003,417
Pre-tax net operating income$710,0007,043
Securities gains (losses)$661,000878
Applicable income taxes$466,0004,232
Income before extraordinary items$905,0004,913
Extraordinary gains, net$01,422
Net income$905,0004,962
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,056,0001,506
Cash dividends$157,0005,660
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$468,7407,235

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.