Home > Enterprise Bank and Trust Company > Income and Expense
Enterprise Bank and Trust Company, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,160,000 | 7,814 |
| Total interest expense | $1,305,000 | 7,535 |
| Net interest income | $1,855,000 | 7,902 |
| Provision for loan and lease losses | $47,000 | 6,315 |
| Total noninterest income | $420,000 | 5,952 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $136,000 | 7,213 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $284,000 | 4,253 |
| Total noninterest expense | $1,967,000 | 6,286 |
| Salaries and employee benefits | $987,000 | 6,149 |
| Premises and equipment expense | $380,000 | 4,790 |
| Additional noninterest expense | $600,000 | 7,042 |
| Pre-tax net operating income | $261,000 | 10,407 |
| Securities gains (losses) | $-26,000 | 10,539 |
| Applicable income taxes | $-136,000 | 12,343 |
| Income before extraordinary items | $371,000 | 8,452 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $371,000 | 8,454 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,875 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $397,000 | 8,268 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,477,000 | 9,232 |
| Total interest expense | $1,023,000 | 8,998 |
| Net interest income | $1,454,000 | 9,257 |
| Provision for loan and lease losses | $25,000 | 8,682 |
| Total noninterest income | $643,000 | 4,724 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $111,000 | 8,082 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $532,000 | 3,129 |
| Total noninterest expense | $1,926,000 | 6,539 |
| Salaries and employee benefits | $1,017,000 | 6,029 |
| Premises and equipment expense | $356,000 | 5,161 |
| Additional noninterest expense | $553,000 | 7,742 |
| Pre-tax net operating income | $146,000 | 11,506 |
| Securities gains (losses) | $144,000 | 2,022 |
| Applicable income taxes | $-43,000 | 12,878 |
| Income before extraordinary items | $333,000 | 9,102 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $333,000 | 9,263 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 9,155 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $189,000 | 10,558 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,380,000 | 10,132 |
| Total interest expense | $1,138,000 | 9,829 |
| Net interest income | $1,242,000 | 10,172 |
| Provision for loan and lease losses | $105,000 | 7,133 |
| Total noninterest income | $174,000 | 9,943 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $63,000 | 9,807 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $111,000 | 7,728 |
| Total noninterest expense | $1,639,000 | 7,439 |
| Salaries and employee benefits | $806,000 | 7,219 |
| Premises and equipment expense | $290,000 | 6,114 |
| Additional noninterest expense | $543,000 | 8,049 |
| Pre-tax net operating income | $-328,000 | 13,194 |
| Securities gains (losses) | $3,000 | 7,429 |
| Applicable income taxes | $0 | 12,680 |
| Income before extraordinary items | $-325,000 | 13,270 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-325,000 | 13,265 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 9,186 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-328,000 | 13,167 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.