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Enterprise Bank, Income and Expense

1997-12-31 (YTD Data)Rank
Total interest income$3,557,0007,102
Total interest expense$1,606,0007,111
Net interest income$1,951,0007,023
Provision for loan and lease losses$125,0004,524
Total noninterest income$238,0007,358
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$91,0007,399
Trading account gains and feesNANA
Additional Noninterest Income$147,0005,750
Total noninterest expense$1,588,0006,558
Salaries and employee benefits$814,0006,710
Premises and equipment expense$293,0005,514
Additional noninterest expense$481,0006,666
Pre-tax net operating income$476,0008,059
Securities gains (losses)$03,944
Applicable income taxes$-383,00010,845
Income before extraordinary items$859,0005,226
Extraordinary gains, net$044
Net income$859,0005,228
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$42,0005,428
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$859,0005,161
1996-12-31 (YTD Data)Rank
Total interest income$2,895,0008,138
Total interest expense$1,332,0008,014
Net interest income$1,563,0008,119
Provision for loan and lease losses$56,0006,391
Total noninterest income$245,0007,655
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$140,0006,661
Trading account gains and feesNANA
Additional Noninterest Income$105,0006,983
Total noninterest expense$1,467,0007,200
Salaries and employee benefits$712,0007,451
Premises and equipment expense$269,0005,975
Additional noninterest expense$486,0007,173
Pre-tax net operating income$285,0009,233
Securities gains (losses)$04,148
Applicable income taxes$010,572
Income before extraordinary items$285,0008,550
Extraordinary gains, net$053
Net income$285,0008,547
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0007,797
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$285,0008,484
1995-12-31 (YTD Data)Rank
Total interest income$2,437,0009,064
Total interest expense$1,059,0009,043
Net interest income$1,378,0008,849
Provision for loan and lease losses$115,0004,295
Total noninterest income$184,0008,695
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$106,0007,638
Trading account gains and feesNANA
Additional Noninterest Income$78,0008,022
Total noninterest expense$1,389,0007,620
Salaries and employee benefits$669,0007,935
Premises and equipment expense$263,0006,155
Additional noninterest expense$457,0007,639
Pre-tax net operating income$58,00011,275
Securities gains (losses)$03,831
Applicable income taxes$011,151
Income before extraordinary items$58,00011,240
Extraordinary gains, net$065
Net income$58,00011,239
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0008,036
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$58,00011,215
1994-12-31 (YTD Data)Rank
Total interest income$1,706,00010,343
Total interest expense$748,0009,843
Net interest income$958,00010,529
Provision for loan and lease losses$33,0006,965
Total noninterest income$145,0009,799
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$78,0008,747
Trading account gains and feesNANA
Additional Noninterest Income$67,0008,779
Total noninterest expense$1,250,0008,422
Salaries and employee benefits$590,0008,679
Premises and equipment expense$252,0006,490
Additional noninterest expense$408,0008,753
Pre-tax net operating income$-180,00012,249
Securities gains (losses)$29,0001,487
Applicable income taxes$011,630
Income before extraordinary items$-151,00012,193
Extraordinary gains, net$0249
Net income$-151,00012,193
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-28,00011,511
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$-180,00012,240
1993-12-31 (YTD Data)Rank
Total interest income$1,135,00012,014
Total interest expense$536,00011,497
Net interest income$599,00012,215
Provision for loan and lease losses$253,0003,355
Total noninterest income$146,00010,287
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$76,0009,141
Trading account gains and feesNANA
Additional Noninterest Income$70,0009,084
Total noninterest expense$1,187,0008,942
Salaries and employee benefits$490,0009,769
Premises and equipment expense$238,0006,929
Additional noninterest expense$459,0008,630
Pre-tax net operating income$-695,00012,909
Securities gains (losses)$07,477
Applicable income taxes$012,141
Income before extraordinary items$-695,00012,943
Extraordinary gains, net$03,149
Net income$-695,00012,950
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$127,0004,050
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$-695,00012,896
1992-12-31 (YTD Data)Rank
Total interest income$681,00013,514
Total interest expense$328,00013,408
Net interest income$353,00013,500
Provision for loan and lease losses$59,0008,714
Total noninterest income$91,00011,966
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$51,00010,268
Trading account gains and feesNANA
Additional Noninterest Income$40,00011,059
Total noninterest expense$981,00010,066
Salaries and employee benefits$395,00010,921
Premises and equipment expense$224,0007,300
Additional noninterest expense$362,00010,049
Pre-tax net operating income$-596,00013,349
Securities gains (losses)$08,369
Applicable income taxes$012,680
Income before extraordinary items$-596,00013,416
Extraordinary gains, net$01,422
Net income$-596,00013,415
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$011,197
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$-596,00013,321

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.