Home > Enterprise Bank > Income and Expense
Enterprise Bank, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $9,121,000 | 3,292 |
| Total interest expense | $3,095,000 | 3,854 |
| Net interest income | $6,026,000 | 2,984 |
| Provision for loan and lease losses | $240,000 | 2,662 |
| Total noninterest income | $299,000 | 7,266 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $151,000 | 6,864 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $148,000 | 6,243 |
| Total noninterest expense | $3,500,000 | 3,848 |
| Salaries and employee benefits | $2,123,000 | 3,105 |
| Premises and equipment expense | $397,000 | 4,614 |
| Additional noninterest expense | $980,000 | 4,790 |
| Pre-tax net operating income | $2,585,000 | 2,741 |
| Securities gains (losses) | $-6,000 | 9,509 |
| Applicable income taxes | $857,000 | 2,610 |
| Income before extraordinary items | $1,722,000 | 2,822 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,722,000 | 2,824 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $200,000 | 5,405 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,726,020 | 2,821 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,444,000 | 4,648 |
| Total interest expense | $1,949,000 | 5,958 |
| Net interest income | $4,495,000 | 3,944 |
| Provision for loan and lease losses | $240,000 | 3,470 |
| Total noninterest income | $453,000 | 5,968 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $153,000 | 7,016 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $300,000 | 4,467 |
| Total noninterest expense | $3,070,000 | 4,418 |
| Salaries and employee benefits | $1,727,000 | 3,766 |
| Premises and equipment expense | $384,000 | 4,877 |
| Additional noninterest expense | $959,000 | 5,111 |
| Pre-tax net operating income | $1,638,000 | 3,998 |
| Securities gains (losses) | $41,000 | 3,697 |
| Applicable income taxes | $565,000 | 3,774 |
| Income before extraordinary items | $1,114,000 | 4,279 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,114,000 | 4,400 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $79,000 | 5,061 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,086,940 | 4,153 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,359,000 | 6,024 |
| Total interest expense | $1,910,000 | 7,322 |
| Net interest income | $3,449,000 | 5,070 |
| Provision for loan and lease losses | $240,000 | 4,686 |
| Total noninterest income | $270,000 | 8,178 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $104,000 | 8,390 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $166,000 | 6,287 |
| Total noninterest expense | $2,624,000 | 5,084 |
| Salaries and employee benefits | $1,463,000 | 4,325 |
| Premises and equipment expense | $362,000 | 5,215 |
| Additional noninterest expense | $799,000 | 6,075 |
| Pre-tax net operating income | $855,000 | 6,314 |
| Securities gains (losses) | $106,000 | 2,913 |
| Applicable income taxes | $334,000 | 5,534 |
| Income before extraordinary items | $627,000 | 6,389 |
| Extraordinary gains, net | $168,000 | 509 |
| Net income | $795,000 | 5,451 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $558,100 | 6,503 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.