Home > Entegra Bank > Income and Expense

Entegra Bank, Income and Expense

2019-09-30 (YTD Data)		Rank
Total interest income	$50,349,000	524
Total interest expense	$14,240,000	412
Net interest income	$36,109,000	588
Provision for loan and lease losses	$246,000	1,772
Total noninterest income	$7,701,000	676
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$1,205,000	761
Trading account gains and fees	$0	129
Additional Noninterest Income	$6,496,000	577
Total noninterest expense	$30,814,000	570
Salaries and employee benefits	$17,382,000	569
Premises and equipment expense	$2,596,000	737
Additional noninterest expense	$10,836,000	501
Pre-tax net operating income	$12,750,000	695
Securities gains (losses)	$418,000	346
Applicable income taxes	$2,590,000	661
Income before extraordinary items	$10,578,000	712
Extraordinary gains, net	$0	11
Net income	$10,578,000	714
Minority interest net income	$0	72
Net income of bank and minority interests.	$10,578,000	713
Net charge-offs	$-78,000	4,910
Cash dividends	$5,738,000	552
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$10,243,600	718
2019-06-30 (YTD Data)		Rank
Total interest income	$33,309,000	529
Total interest expense	$9,230,000	417
Net interest income	$24,079,000	593
Provision for loan and lease losses	$246,000	1,394
Total noninterest income	$5,300,000	654
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$799,000	760
Trading account gains and fees	$0	131
Additional Noninterest Income	$4,501,000	549
Total noninterest expense	$21,668,000	535
Salaries and employee benefits	$11,630,000	558
Premises and equipment expense	$1,756,000	729
Additional noninterest expense	$8,282,000	448
Pre-tax net operating income	$7,465,000	742
Securities gains (losses)	$497,000	224
Applicable income taxes	$1,548,000	673
Income before extraordinary items	$6,414,000	745
Extraordinary gains, net	$0	11
Net income	$6,414,000	746
Minority interest net income	$0	69
Net income of bank and minority interests.	$6,414,000	745
Net charge-offs	$37,000	2,040
Cash dividends	$5,350,000	418
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$6,011,430	771
2019-03-31 (YTD Data)		Rank
Total interest income	$16,551,000	529
Total interest expense	$4,381,000	431
Net interest income	$12,170,000	579
Provision for loan and lease losses	$116,000	1,376
Total noninterest income	$3,556,000	529
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$398,000	752
Trading account gains and fees	$0	126
Additional Noninterest Income	$3,158,000	425
Total noninterest expense	$10,920,000	525
Salaries and employee benefits	$5,970,000	541
Premises and equipment expense	$899,000	723
Additional noninterest expense	$4,051,000	448
Pre-tax net operating income	$4,690,000	618
Securities gains (losses)	$403,000	134
Applicable income taxes	$1,047,000	557
Income before extraordinary items	$4,046,000	612
Extraordinary gains, net	$0	5
Net income	$4,046,000	612
Minority interest net income	$0	52
Net income of bank and minority interests.	$4,046,000	611
Net charge-offs	$58,000	1,135
Cash dividends	$78,000	2,521
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$3,727,630	636
2018-12-31 (YTD Data)		Rank
Total interest income	$62,820,000	520
Total interest expense	$12,465,000	439
Net interest income	$50,355,000	540
Provision for loan and lease losses	$1,201,000	766
Total noninterest income	$7,810,000	820
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$1,673,000	749
Trading account gains and fees	$0	126
Additional Noninterest Income	$6,137,000	706
Total noninterest expense	$37,833,000	603
Salaries and employee benefits	$22,443,000	560
Premises and equipment expense	$3,608,000	699
Additional noninterest expense	$11,782,000	593
Pre-tax net operating income	$19,131,000	610
Securities gains (losses)	$-1,114,000	5,320
Applicable income taxes	$3,332,000	617
Income before extraordinary items	$14,685,000	658
Extraordinary gains, net	$0	6
Net income	$14,685,000	656
Minority interest net income	$0	72
Net income of bank and minority interests.	$14,685,000	657
Net charge-offs	$103,000	2,128
Cash dividends	$1,017,000	2,181
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$15,598,480	627
2018-09-30 (YTD Data)		Rank
Total interest income	$46,191,000	521
Total interest expense	$8,539,000	446
Net interest income	$37,652,000	537
Provision for loan and lease losses	$1,054,000	620
Total noninterest income	$5,727,000	838
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$1,242,000	748
Trading account gains and fees	$0	138
Additional Noninterest Income	$4,485,000	728
Total noninterest expense	$28,698,000	589
Salaries and employee benefits	$17,001,000	549
Premises and equipment expense	$2,683,000	707
Additional noninterest expense	$9,014,000	570
Pre-tax net operating income	$13,627,000	640
Securities gains (losses)	$-396,000	5,381
Applicable income taxes	$2,475,000	632
Income before extraordinary items	$10,756,000	669
Extraordinary gains, net	$0	5
Net income	$10,756,000	668
Minority interest net income	$0	66
Net income of bank and minority interests.	$10,756,000	668
Net charge-offs	$195,000	1,272
Cash dividends	$752,000	1,947
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$11,076,760	644
2018-06-30 (YTD Data)		Rank
Total interest income	$30,166,000	523
Total interest expense	$5,060,000	458
Net interest income	$25,106,000	533
Provision for loan and lease losses	$718,000	609
Total noninterest income	$3,679,000	854
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$836,000	743
Trading account gains and fees	$0	130
Additional Noninterest Income	$2,843,000	743
Total noninterest expense	$18,941,000	594
Salaries and employee benefits	$11,169,000	559
Premises and equipment expense	$1,782,000	714
Additional noninterest expense	$5,990,000	570
Pre-tax net operating income	$9,126,000	635
Securities gains (losses)	$-534,000	5,484
Applicable income taxes	$1,571,000	647
Income before extraordinary items	$7,021,000	687
Extraordinary gains, net	$0	6
Net income	$7,021,000	685
Minority interest net income	$0	65
Net income of bank and minority interests.	$7,021,000	686
Net charge-offs	$80,000	1,457
Cash dividends	$488,000	2,045
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$7,458,880	641
2018-03-31 (YTD Data)		Rank
Total interest income	$14,851,000	526
Total interest expense	$2,250,000	474
Net interest income	$12,601,000	526
Provision for loan and lease losses	$361,000	605
Total noninterest income	$1,713,000	890
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$431,000	723
Trading account gains and fees	$0	123
Additional Noninterest Income	$1,282,000	776
Total noninterest expense	$9,345,000	605
Salaries and employee benefits	$5,567,000	570
Premises and equipment expense	$884,000	726
Additional noninterest expense	$2,894,000	590
Pre-tax net operating income	$4,608,000	620
Securities gains (losses)	$-78,000	5,448
Applicable income taxes	$794,000	627
Income before extraordinary items	$3,736,000	638
Extraordinary gains, net	$0	7
Net income	$3,736,000	638
Minority interest net income	$0	52
Net income of bank and minority interests.	$3,736,000	638
Net charge-offs	$81,000	962
Cash dividends	$227,000	1,811
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$3,799,960	627
2017-12-31 (YTD Data)		Rank
Total interest income	$50,509,000	565
Total interest expense	$7,096,000	500
Net interest income	$43,413,000	577
Provision for loan and lease losses	$1,897,000	536
Total noninterest income	$7,792,000	828
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$1,672,000	751
Trading account gains and fees	$686,000	87
Additional Noninterest Income	$5,434,000	773
Total noninterest expense	$36,411,000	595
Salaries and employee benefits	$19,968,000	603
Premises and equipment expense	$3,379,000	738
Additional noninterest expense	$13,064,000	520
Pre-tax net operating income	$12,897,000	789
Securities gains (losses)	$-1,860,000	5,641
Applicable income taxes	$7,853,000	498
Income before extraordinary items	$3,184,000	1,939
Extraordinary gains, net	$0	9
Net income	$3,184,000	1,939
Minority interest net income	$0	76
Net income of bank and minority interests.	$3,184,000	1,940
Net charge-offs	$315,000	1,440
Cash dividends	$20,629,000	231
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$4,374,400	1,492
2017-09-30 (YTD Data)		Rank
Total interest income	$35,607,000	598
Total interest expense	$5,065,000	507
Net interest income	$30,542,000	615
Provision for loan and lease losses	$1,160,000	614
Total noninterest income	$5,754,000	845
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$1,239,000	762
Trading account gains and fees	$445,000	91
Additional Noninterest Income	$4,070,000	783
Total noninterest expense	$25,464,000	655
Salaries and employee benefits	$14,709,000	618
Premises and equipment expense	$2,354,000	800
Additional noninterest expense	$8,401,000	603
Pre-tax net operating income	$9,672,000	805
Securities gains (losses)	$-681,000	5,711
Applicable income taxes	$2,693,000	748
Income before extraordinary items	$6,298,000	942
Extraordinary gains, net	$0	9
Net income	$6,298,000	942
Minority interest net income	$0	71
Net income of bank and minority interests.	$6,298,000	942
Net charge-offs	$408,000	923
Cash dividends	$282,000	2,920
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$6,774,700	863
2017-06-30 (YTD Data)		Rank
Total interest income	$23,357,000	597
Total interest expense	$3,265,000	509
Net interest income	$20,092,000	619
Provision for loan and lease losses	$640,000	717
Total noninterest income	$3,543,000	885
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$803,000	775
Trading account gains and fees	$307,000	89
Additional Noninterest Income	$2,433,000	853
Total noninterest expense	$17,160,000	641
Salaries and employee benefits	$9,821,000	615
Premises and equipment expense	$1,551,000	808
Additional noninterest expense	$5,788,000	592
Pre-tax net operating income	$5,835,000	864
Securities gains (losses)	$-657,000	5,765
Applicable income taxes	$1,491,000	828
Income before extraordinary items	$3,687,000	1,054
Extraordinary gains, net	$0	11
Net income	$3,687,000	1,054
Minority interest net income	$0	71
Net income of bank and minority interests.	$3,687,000	1,054
Net charge-offs	$11,000	2,863
Cash dividends	$282,000	2,568
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$4,153,470	919
2017-03-31 (YTD Data)		Rank
Total interest income	$11,339,000	610
Total interest expense	$1,596,000	503
Net interest income	$9,743,000	635
Provision for loan and lease losses	$315,000	650
Total noninterest income	$1,698,000	904
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$391,000	785
Trading account gains and fees	$207,000	84
Additional Noninterest Income	$1,100,000	892
Total noninterest expense	$8,430,000	660
Salaries and employee benefits	$4,786,000	644
Premises and equipment expense	$789,000	800
Additional noninterest expense	$2,855,000	599
Pre-tax net operating income	$2,696,000	901
Securities gains (losses)	$-693,000	5,844
Applicable income taxes	$558,000	1,001
Income before extraordinary items	$1,445,000	1,262
Extraordinary gains, net	$0	8
Net income	$1,445,000	1,261
Minority interest net income	$0	55
Net income of bank and minority interests.	$1,445,000	1,262
Net charge-offs	$122,000	821
Cash dividends	$137,000	2,208
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$1,943,960	956
2016-12-31 (YTD Data)		Rank
Total interest income	$40,505,000	669
Total interest expense	$5,565,000	535
Net interest income	$34,940,000	689
Provision for loan and lease losses	$274,000	2,099
Total noninterest income	$6,196,000	991
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$1,537,000	817
Trading account gains and fees	$328,000	117
Additional Noninterest Income	$4,331,000	937
Total noninterest expense	$31,397,000	684
Salaries and employee benefits	$17,064,000	696
Premises and equipment expense	$2,959,000	836
Additional noninterest expense	$11,374,000	601
Pre-tax net operating income	$9,465,000	962
Securities gains (losses)	$1,216,000	191
Applicable income taxes	$3,779,000	668
Income before extraordinary items	$6,902,000	1,070
Extraordinary gains, net	$0	5
Net income	$6,902,000	1,069
Minority interest net income	$0	82
Net income of bank and minority interests.	$6,902,000	1,069
Net charge-offs	$430,000	1,189
Cash dividends	$510,000	2,939
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$6,111,600	1,147
2016-09-30 (YTD Data)		Rank
Total interest income	$29,683,000	677
Total interest expense	$4,089,000	545
Net interest income	$25,594,000	701
Provision for loan and lease losses	$100,000	2,703
Total noninterest income	$4,541,000	999
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$1,151,000	820
Trading account gains and fees	$271,000	111
Additional Noninterest Income	$3,119,000	957
Total noninterest expense	$23,771,000	675
Salaries and employee benefits	$12,688,000	703
Premises and equipment expense	$2,171,000	855
Additional noninterest expense	$8,912,000	581
Pre-tax net operating income	$6,264,000	1,075
Securities gains (losses)	$1,105,000	182
Applicable income taxes	$2,967,000	655
Income before extraordinary items	$4,402,000	1,236
Extraordinary gains, net	$0	5
Net income	$4,402,000	1,236
Minority interest net income	$0	71
Net income of bank and minority interests.	$4,402,000	1,236
Net charge-offs	$457,000	853
Cash dividends	$0	3,792
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$3,694,800	1,385
2016-06-30 (YTD Data)		Rank
Total interest income	$19,243,000	694
Total interest expense	$2,675,000	547
Net interest income	$16,568,000	717
Provision for loan and lease losses	$0	4,017
Total noninterest income	$2,946,000	1,003
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$781,000	799
Trading account gains and fees	$178,000	98
Additional Noninterest Income	$1,987,000	968
Total noninterest expense	$16,080,000	671
Salaries and employee benefits	$8,267,000	720
Premises and equipment expense	$1,396,000	886
Additional noninterest expense	$6,417,000	544
Pre-tax net operating income	$3,434,000	1,279
Securities gains (losses)	$698,000	203
Applicable income taxes	$1,328,000	865
Income before extraordinary items	$2,804,000	1,279
Extraordinary gains, net	$0	16
Net income	$2,804,000	1,279
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,804,000	1,280
Net charge-offs	$521,000	580
Cash dividends	$0	3,654
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$2,329,360	1,438
2016-03-31 (YTD Data)		Rank
Total interest income	$8,989,000	744
Total interest expense	$1,286,000	567
Net interest income	$7,703,000	772
Provision for loan and lease losses	$0	3,656
Total noninterest income	$1,408,000	1,009
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$394,000	788
Trading account gains and fees	$74,000	100
Additional Noninterest Income	$940,000	980
Total noninterest expense	$6,987,000	756
Salaries and employee benefits	$4,010,000	743
Premises and equipment expense	$817,000	772
Additional noninterest expense	$2,160,000	755
Pre-tax net operating income	$2,124,000	1,035
Securities gains (losses)	$269,000	230
Applicable income taxes	$899,000	683
Income before extraordinary items	$1,494,000	1,188
Extraordinary gains, net	$0	12
Net income	$1,494,000	1,189
Minority interest net income	$0	62
Net income of bank and minority interests.	$1,494,000	1,189
Net charge-offs	$-37,000	5,644
Cash dividends	$0	2,895
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$1,321,840	1,272
2015-12-31 (YTD Data)		Rank
Total interest income	$33,131,000	776
Total interest expense	$5,441,000	507
Net interest income	$27,690,000	817
Provision for loan and lease losses	$-1,500,000	6,075
Total noninterest income	$5,295,000	1,081
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$1,269,000	984
Trading account gains and fees	$0	159
Additional Noninterest Income	$4,026,000	953
Total noninterest expense	$27,272,000	759
Salaries and employee benefits	$14,625,000	778
Premises and equipment expense	$2,986,000	834
Additional noninterest expense	$9,661,000	694
Pre-tax net operating income	$7,213,000	1,170
Securities gains (losses)	$401,000	431
Applicable income taxes	$-16,559,000	6,171
Income before extraordinary items	$24,173,000	327
Extraordinary gains, net	$0	23
Net income	$24,173,000	327
Minority interest net income	$0	81
Net income of bank and minority interests.	$24,173,000	327
Net charge-offs	$111,000	2,556
Cash dividends	$0	4,291
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$23,772,000	327
2015-09-30 (YTD Data)		Rank
Total interest income	$24,388,000	791
Total interest expense	$4,175,000	498
Net interest income	$20,213,000	847
Provision for loan and lease losses	$-1,500,000	6,187
Total noninterest income	$3,991,000	1,097
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$906,000	1,033
Trading account gains and fees	$0	153
Additional Noninterest Income	$3,085,000	943
Total noninterest expense	$20,644,000	757
Salaries and employee benefits	$11,008,000	794
Premises and equipment expense	$2,167,000	862
Additional noninterest expense	$7,469,000	677
Pre-tax net operating income	$5,060,000	1,266
Securities gains (losses)	$320,000	451
Applicable income taxes	$-16,759,000	6,265
Income before extraordinary items	$22,139,000	289
Extraordinary gains, net	$0	21
Net income	$22,139,000	289
Minority interest net income	$0	78
Net income of bank and minority interests.	$22,139,000	289
Net charge-offs	$-60,000	5,672
Cash dividends	$0	3,825
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$21,819,000	290
2015-06-30 (YTD Data)		Rank
Total interest income	$15,990,000	802
Total interest expense	$2,884,000	470
Net interest income	$13,106,000	862
Provision for loan and lease losses	$-1,500,000	6,280
Total noninterest income	$2,283,000	1,213
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$615,000	998
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,668,000	1,105
Total noninterest expense	$14,579,000	717
Salaries and employee benefits	$7,514,000	773
Premises and equipment expense	$1,433,000	866
Additional noninterest expense	$5,632,000	598
Pre-tax net operating income	$2,310,000	1,686
Securities gains (losses)	$285,000	400
Applicable income taxes	$-17,289,000	6,345
Income before extraordinary items	$19,884,000	248
Extraordinary gains, net	$0	22
Net income	$19,884,000	247
Minority interest net income	$0	75
Net income of bank and minority interests.	$19,884,000	248
Net charge-offs	$121,000	1,559
Cash dividends	$0	3,664
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$19,599,000	250
2015-03-31 (YTD Data)		Rank
Total interest income	$7,882,000	808
Total interest expense	$1,484,000	450
Net interest income	$6,398,000	878
Provision for loan and lease losses	$-1,500,000	6,385
Total noninterest income	$1,331,000	1,052
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$298,000	1,004
Trading account gains and fees	$0	152
Additional Noninterest Income	$1,033,000	902
Total noninterest expense	$6,433,000	815
Salaries and employee benefits	$3,697,000	796
Premises and equipment expense	$702,000	895
Additional noninterest expense	$2,034,000	804
Pre-tax net operating income	$2,796,000	794
Securities gains (losses)	$164,000	419
Applicable income taxes	$225,000	1,702
Income before extraordinary items	$2,735,000	654
Extraordinary gains, net	$0	13
Net income	$2,735,000	653
Minority interest net income	$0	64
Net income of bank and minority interests.	$2,735,000	654
Net charge-offs	$-38,000	5,871
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$2,584,120	672
2014-12-31 (YTD Data)		Rank
Total interest income	$32,383,000	776
Total interest expense	$6,081,000	458
Net interest income	$26,302,000	842
Provision for loan and lease losses	$33,000	4,032
Total noninterest income	$3,136,000	1,517
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$1,203,000	1,098
Trading account gains and fees	$0	180
Additional Noninterest Income	$1,933,000	1,497
Total noninterest expense	$21,451,000	946
Salaries and employee benefits	$11,877,000	921
Premises and equipment expense	$2,690,000	906
Additional noninterest expense	$6,884,000	941
Pre-tax net operating income	$7,954,000	1,032
Securities gains (losses)	$657,000	314
Applicable income taxes	$2,388,000	860
Income before extraordinary items	$6,223,000	1,053
Extraordinary gains, net	$0	17
Net income	$6,223,000	1,051
Minority interest net income	$0	84
Net income of bank and minority interests.	$6,223,000	1,052
Net charge-offs	$3,212,000	322
Cash dividends	$0	4,358
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$5,749,960	1,117
2014-09-30 (YTD Data)		Rank
Total interest income	$24,447,000	774
Total interest expense	$4,576,000	460
Net interest income	$19,871,000	835
Provision for loan and lease losses	$27,000	3,792
Total noninterest income	$2,151,000	1,623
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$888,000	1,123
Trading account gains and fees	$0	174
Additional Noninterest Income	$1,263,000	1,654
Total noninterest expense	$15,787,000	961
Salaries and employee benefits	$8,775,000	930
Premises and equipment expense	$1,964,000	929
Additional noninterest expense	$5,048,000	961
Pre-tax net operating income	$6,208,000	1,007
Securities gains (losses)	$652,000	236
Applicable income taxes	$1,998,000	804
Income before extraordinary items	$4,862,000	1,026
Extraordinary gains, net	$0	15
Net income	$4,862,000	1,026
Minority interest net income	$0	81
Net income of bank and minority interests.	$4,862,000	1,026
Net charge-offs	$2,506,000	317
Cash dividends	$0	3,845
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$4,399,080	1,103
2014-06-30 (YTD Data)		Rank
Total interest income	$16,535,000	759
Total interest expense	$3,037,000	465
Net interest income	$13,498,000	810
Provision for loan and lease losses	$11,000	3,880
Total noninterest income	$1,621,000	1,475
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$509,000	1,262
Trading account gains and fees	$0	172
Additional Noninterest Income	$1,112,000	1,357
Total noninterest expense	$10,691,000	932
Salaries and employee benefits	$6,038,000	907
Premises and equipment expense	$1,309,000	940
Additional noninterest expense	$3,344,000	968
Pre-tax net operating income	$4,417,000	931
Securities gains (losses)	$303,000	353
Applicable income taxes	$1,846,000	614
Income before extraordinary items	$2,874,000	1,121
Extraordinary gains, net	$0	20
Net income	$2,874,000	1,122
Minority interest net income	$0	80
Net income of bank and minority interests.	$2,874,000	1,122
Net charge-offs	$2,701,000	225
Cash dividends	$0	3,668
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$2,680,080	1,164
2014-03-31 (YTD Data)		Rank
Total interest income	$8,706,000	719
Total interest expense	$1,515,000	464
Net interest income	$7,191,000	761
Provision for loan and lease losses	$5,000	3,593
Total noninterest income	$786,000	1,474
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$299,000	1,086
Trading account gains and fees	$0	147
Additional Noninterest Income	$487,000	1,442
Total noninterest expense	$5,479,000	918
Salaries and employee benefits	$3,062,000	906
Premises and equipment expense	$640,000	983
Additional noninterest expense	$1,777,000	896
Pre-tax net operating income	$2,493,000	797
Securities gains (losses)	$14,000	1,064
Applicable income taxes	$300,000	1,346
Income before extraordinary items	$2,207,000	706
Extraordinary gains, net	$0	16
Net income	$2,207,000	707
Minority interest net income	$0	66
Net income of bank and minority interests.	$2,207,000	708
Net charge-offs	$2,300,000	154
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$2,194,680	705
2013-12-31 (YTD Data)		Rank
Total interest income	$32,506,000	764
Total interest expense	$6,498,000	484
Net interest income	$26,008,000	822
Provision for loan and lease losses	$4,358,000	305
Total noninterest income	$1,221,000	2,886
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$1,339,000	1,034
Trading account gains and fees	$0	184
Additional Noninterest Income	$-118,000	6,627
Total noninterest expense	$22,641,000	895
Salaries and employee benefits	$11,119,000	961
Premises and equipment expense	$2,495,000	968
Additional noninterest expense	$9,027,000	763
Pre-tax net operating income	$230,000	5,649
Securities gains (losses)	$358,000	608
Applicable income taxes	$647,000	1,889
Income before extraordinary items	$-59,000	6,304
Extraordinary gains, net	$0	29
Net income	$-59,000	6,305
Minority interest net income	$0	90
Net income of bank and minority interests.	$-59,000	6,306
Net charge-offs	$4,981,000	333
Cash dividends	$0	4,350
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$-288,120	6,418
2013-09-30 (YTD Data)		Rank
Total interest income	$23,956,000	779
Total interest expense	$4,934,000	490
Net interest income	$19,022,000	847
Provision for loan and lease losses	$2,152,000	460
Total noninterest income	$1,583,000	2,132
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$1,004,000	1,031
Trading account gains and fees	$0	180
Additional Noninterest Income	$579,000	2,795
Total noninterest expense	$15,818,000	963
Salaries and employee benefits	$8,157,000	986
Premises and equipment expense	$1,529,000	1,182
Additional noninterest expense	$6,132,000	832
Pre-tax net operating income	$2,635,000	1,957
Securities gains (losses)	$98,000	1,225
Applicable income taxes	$43,000	3,790
Income before extraordinary items	$2,690,000	1,675
Extraordinary gains, net	$0	25
Net income	$2,690,000	1,678
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,690,000	1,679
Net charge-offs	$3,716,000	350
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$2,593,960	1,670
2013-06-30 (YTD Data)		Rank
Total interest income	$16,082,000	771
Total interest expense	$3,357,000	489
Net interest income	$12,725,000	833
Provision for loan and lease losses	$1,588,000	455
Total noninterest income	$1,086,000	2,110
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$667,000	1,012
Trading account gains and fees	$0	157
Additional Noninterest Income	$419,000	2,736
Total noninterest expense	$10,458,000	965
Salaries and employee benefits	$5,462,000	987
Premises and equipment expense	$1,041,000	1,150
Additional noninterest expense	$3,955,000	860
Pre-tax net operating income	$1,765,000	1,922
Securities gains (losses)	$99,000	1,117
Applicable income taxes	$0	4,679
Income before extraordinary items	$1,864,000	1,630
Extraordinary gains, net	$0	22
Net income	$1,864,000	1,632
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,864,000	1,635
Net charge-offs	$2,776,000	347
Cash dividends	$0	3,564
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$1,765,000	1,621
2013-03-31 (YTD Data)		Rank
Total interest income	$7,944,000	782
Total interest expense	$1,716,000	500
Net interest income	$6,228,000	855
Provision for loan and lease losses	$719,000	528
Total noninterest income	$647,000	1,852
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$337,000	989
Trading account gains and fees	$0	148
Additional Noninterest Income	$310,000	2,175
Total noninterest expense	$5,234,000	977
Salaries and employee benefits	$2,728,000	1,005
Premises and equipment expense	$523,000	1,163
Additional noninterest expense	$1,983,000	856
Pre-tax net operating income	$922,000	1,836
Securities gains (losses)	$0	1,966
Applicable income taxes	$0	4,602
Income before extraordinary items	$922,000	1,592
Extraordinary gains, net	$0	10
Net income	$922,000	1,594
Minority interest net income	$0	76
Net income of bank and minority interests.	$922,000	1,594
Net charge-offs	$1,158,000	418
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$922,000	1,534
2012-12-31 (YTD Data)		Rank
Total interest income	$34,807,000	747
Total interest expense	$9,121,000	450
Net interest income	$25,686,000	833
Provision for loan and lease losses	$7,878,000	342
Total noninterest income	$1,124,000	3,063
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$1,637,000	864
Trading account gains and fees	$0	166
Additional Noninterest Income	$-513,000	6,931
Total noninterest expense	$21,745,000	927
Salaries and employee benefits	$9,822,000	1,071
Premises and equipment expense	$1,966,000	1,201
Additional noninterest expense	$9,957,000	717
Pre-tax net operating income	$-2,813,000	6,865
Securities gains (losses)	$3,292,000	153
Applicable income taxes	$0	4,751
Income before extraordinary items	$479,000	4,987
Extraordinary gains, net	$0	29
Net income	$479,000	4,986
Minority interest net income	$0	93
Net income of bank and minority interests.	$479,000	4,987
Net charge-offs	$9,715,000	326
Cash dividends	$0	4,373
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$-2,813,000	6,868
2012-09-30 (YTD Data)		Rank
Total interest income	$26,409,000	752
Total interest expense	$7,294,000	440
Net interest income	$19,115,000	848
Provision for loan and lease losses	$6,193,000	343
Total noninterest income	$326,000	4,741
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$1,252,000	848
Trading account gains and fees	$0	157
Additional Noninterest Income	$-926,000	7,120
Total noninterest expense	$15,929,000	945
Salaries and employee benefits	$7,277,000	1,072
Premises and equipment expense	$1,487,000	1,199
Additional noninterest expense	$7,165,000	736
Pre-tax net operating income	$-2,681,000	7,020
Securities gains (losses)	$2,959,000	131
Applicable income taxes	$0	4,802
Income before extraordinary items	$278,000	5,410
Extraordinary gains, net	$0	20
Net income	$278,000	5,409
Minority interest net income	$0	86
Net income of bank and minority interests.	$278,000	5,409
Net charge-offs	$8,359,000	307
Cash dividends	$0	3,773
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$-2,681,000	7,022
2012-06-30 (YTD Data)		Rank
Total interest income	$17,737,000	757
Total interest expense	$5,192,000	422
Net interest income	$12,545,000	865
Provision for loan and lease losses	$4,597,000	326
Total noninterest income	$489,000	3,282
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$882,000	792
Trading account gains and fees	$0	153
Additional Noninterest Income	$-393,000	7,152
Total noninterest expense	$10,889,000	924
Salaries and employee benefits	$4,834,000	1,078
Premises and equipment expense	$999,000	1,190
Additional noninterest expense	$5,056,000	686
Pre-tax net operating income	$-2,452,000	7,116
Securities gains (losses)	$2,661,000	102
Applicable income taxes	$0	4,770
Income before extraordinary items	$209,000	5,285
Extraordinary gains, net	$0	19
Net income	$209,000	5,284
Minority interest net income	$0	84
Net income of bank and minority interests.	$209,000	5,284
Net charge-offs	$5,774,000	301
Cash dividends	$0	3,576
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$-2,452,000	7,123
2012-03-31 (YTD Data)		Rank
Total interest income	$9,078,000	746
Total interest expense	$2,756,000	410
Net interest income	$6,322,000	860
Provision for loan and lease losses	$3,201,000	238
Total noninterest income	$205,000	3,603
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$418,000	824
Trading account gains and fees	$0	148
Additional Noninterest Income	$-213,000	7,213
Total noninterest expense	$5,909,000	835
Salaries and employee benefits	$2,426,000	1,071
Premises and equipment expense	$488,000	1,227
Additional noninterest expense	$2,995,000	582
Pre-tax net operating income	$-2,583,000	7,256
Securities gains (losses)	$2,656,000	55
Applicable income taxes	$0	4,704
Income before extraordinary items	$73,000	5,699
Extraordinary gains, net	$0	19
Net income	$73,000	5,699
Minority interest net income	$0	78
Net income of bank and minority interests.	$73,000	5,699
Net charge-offs	$3,516,000	247
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$-2,583,000	7,257
2011-12-31 (YTD Data)		Rank
Total interest income	$39,897,000	700
Total interest expense	$14,103,000	392
Net interest income	$25,794,000	849
Provision for loan and lease losses	$24,116,000	195
Total noninterest income	$-2,961,000	7,314
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$1,693,000	859
Trading account gains and fees	$0	146
Additional Noninterest Income	$-4,654,000	7,329
Total noninterest expense	$24,455,000	811
Salaries and employee benefits	$10,161,000	966
Premises and equipment expense	$2,046,000	1,223
Additional noninterest expense	$12,248,000	594
Pre-tax net operating income	$-25,738,000	7,314
Securities gains (losses)	$1,637,000	286
Applicable income taxes	$116,000	3,279
Income before extraordinary items	$-24,217,000	7,309
Extraordinary gains, net	$0	29
Net income	$-24,217,000	7,309
Minority interest net income	$0	96
Net income of bank and minority interests.	$-24,217,000	7,309
Net charge-offs	$24,601,000	215
Cash dividends	$32,000	4,061
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$-25,854,000	7,309
2011-09-30 (YTD Data)		Rank
Total interest income	$30,320,000	709
Total interest expense	$10,969,000	399
Net interest income	$19,351,000	858
Provision for loan and lease losses	$18,856,000	185
Total noninterest income	$-2,182,000	7,394
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$1,273,000	870
Trading account gains and fees	$0	145
Additional Noninterest Income	$-3,455,000	7,412
Total noninterest expense	$18,730,000	792
Salaries and employee benefits	$7,636,000	964
Premises and equipment expense	$1,572,000	1,207
Additional noninterest expense	$9,522,000	563
Pre-tax net operating income	$-20,417,000	7,398
Securities gains (losses)	$1,636,000	223
Applicable income taxes	$116,000	3,097
Income before extraordinary items	$-18,897,000	7,392
Extraordinary gains, net	$0	21
Net income	$-18,897,000	7,392
Minority interest net income	$0	87
Net income of bank and minority interests.	$-18,897,000	7,392
Net charge-offs	$15,715,000	234
Cash dividends	$32,000	3,481
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$-20,533,000	7,395
2011-06-30 (YTD Data)		Rank
Total interest income	$20,372,000	713
Total interest expense	$7,606,000	404
Net interest income	$12,766,000	866
Provision for loan and lease losses	$15,287,000	168
Total noninterest income	$-1,794,000	7,474
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$829,000	881
Trading account gains and fees	$0	153
Additional Noninterest Income	$-2,623,000	7,486
Total noninterest expense	$12,856,000	779
Salaries and employee benefits	$5,088,000	968
Premises and equipment expense	$1,052,000	1,220
Additional noninterest expense	$6,716,000	544
Pre-tax net operating income	$-17,171,000	7,477
Securities gains (losses)	$1,636,000	129
Applicable income taxes	$53,000	3,328
Income before extraordinary items	$-15,588,000	7,466
Extraordinary gains, net	$0	15
Net income	$-15,588,000	7,466
Minority interest net income	$0	89
Net income of bank and minority interests.	$-15,588,000	7,466
Net charge-offs	$11,659,000	242
Cash dividends	$32,000	3,213
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$-17,224,000	7,470
2011-03-31 (YTD Data)		Rank
Total interest income	$10,424,000	698
Total interest expense	$4,128,000	385
Net interest income	$6,296,000	876
Provision for loan and lease losses	$9,765,000	144
Total noninterest income	$79,000	5,303
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$404,000	885
Trading account gains and fees	$0	158
Additional Noninterest Income	$-325,000	7,476
Total noninterest expense	$7,023,000	711
Salaries and employee benefits	$2,429,000	1,034
Premises and equipment expense	$518,000	1,263
Additional noninterest expense	$4,076,000	459
Pre-tax net operating income	$-10,413,000	7,549
Securities gains (losses)	$1,633,000	66
Applicable income taxes	$0	4,545
Income before extraordinary items	$-8,780,000	7,533
Extraordinary gains, net	$0	9
Net income	$-8,780,000	7,533
Minority interest net income	$0	86
Net income of bank and minority interests.	$-8,780,000	7,533
Net charge-offs	$6,095,000	233
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$-10,413,000	7,542
2010-12-31 (YTD Data)		Rank
Total interest income	$47,925,000	626
Total interest expense	$19,996,000	393
Net interest income	$27,929,000	792
Provision for loan and lease losses	$18,926,000	386
Total noninterest income	$-675,000	7,512
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$1,838,000	822
Trading account gains and fees	$0	175
Additional Noninterest Income	$-2,513,000	7,581
Total noninterest expense	$20,057,000	995
Salaries and employee benefits	$10,116,000	965
Premises and equipment expense	$2,164,000	1,199
Additional noninterest expense	$7,777,000	949
Pre-tax net operating income	$-11,729,000	7,397
Securities gains (losses)	$1,666,000	317
Applicable income taxes	$3,837,000	444
Income before extraordinary items	$-13,900,000	7,455
Extraordinary gains, net	$0	29
Net income	$-13,900,000	7,455
Minority interest net income	$0	111
Net income of bank and minority interests.	$-13,900,000	7,455
Net charge-offs	$19,502,000	341
Cash dividends	$245,000	3,116
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$-15,566,000	7,470
2010-09-30 (YTD Data)		Rank
Total interest income	$36,552,000	615
Total interest expense	$15,484,000	393
Net interest income	$21,068,000	786
Provision for loan and lease losses	$13,104,000	403
Total noninterest income	$418,000	4,432
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$1,399,000	829
Trading account gains and fees	$0	165
Additional Noninterest Income	$-981,000	7,653
Total noninterest expense	$15,076,000	978
Salaries and employee benefits	$7,624,000	953
Premises and equipment expense	$1,627,000	1,203
Additional noninterest expense	$5,825,000	913
Pre-tax net operating income	$-6,694,000	7,451
Securities gains (losses)	$1,666,000	263
Applicable income taxes	$-2,491,000	7,627
Income before extraordinary items	$-2,537,000	7,213
Extraordinary gains, net	$0	23
Net income	$-2,537,000	7,212
Minority interest net income	$0	110
Net income of bank and minority interests.	$-2,537,000	7,213
Net charge-offs	$10,867,000	434
Cash dividends	$245,000	2,543
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$-3,603,240	7,319
2010-06-30 (YTD Data)		Rank
Total interest income	$24,432,000	621
Total interest expense	$10,530,000	398
Net interest income	$13,902,000	789
Provision for loan and lease losses	$7,915,000	431
Total noninterest income	$378,000	3,748
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$936,000	835
Trading account gains and fees	$0	152
Additional Noninterest Income	$-558,000	7,720
Total noninterest expense	$9,944,000	992
Salaries and employee benefits	$5,158,000	945
Premises and equipment expense	$1,092,000	1,217
Additional noninterest expense	$3,694,000	959
Pre-tax net operating income	$-3,579,000	7,449
Securities gains (losses)	$1,655,000	164
Applicable income taxes	$-1,107,000	7,627
Income before extraordinary items	$-817,000	7,014
Extraordinary gains, net	$0	19
Net income	$-817,000	7,014
Minority interest net income	$0	105
Net income of bank and minority interests.	$-817,000	7,014
Net charge-offs	$5,965,000	506
Cash dividends	$165,000	2,464
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$-1,876,200	7,304
2010-03-31 (YTD Data)		Rank
Total interest income	$12,660,000	610
Total interest expense	$5,400,000	414
Net interest income	$7,260,000	761
Provision for loan and lease losses	$3,849,000	468
Total noninterest income	$206,000	3,583
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$453,000	864
Trading account gains and fees	$0	175
Additional Noninterest Income	$-247,000	7,825
Total noninterest expense	$5,045,000	985
Salaries and employee benefits	$2,607,000	939
Premises and equipment expense	$542,000	1,262
Additional noninterest expense	$1,896,000	943
Pre-tax net operating income	$-1,428,000	7,510
Securities gains (losses)	$842,000	148
Applicable income taxes	$-411,000	7,682
Income before extraordinary items	$-175,000	6,895
Extraordinary gains, net	$0	16
Net income	$-175,000	6,896
Minority interest net income	$0	91
Net income of bank and minority interests.	$-175,000	6,895
Net charge-offs	$3,364,000	446
Cash dividends	$57,000	2,217
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$-713,880	7,357
2009-12-31 (YTD Data)		Rank
Total interest income	$56,986,000	570
Total interest expense	$25,710,000	433
Net interest income	$31,276,000	683
Provision for loan and lease losses	$21,851,000	460
Total noninterest income	$-2,106,000	7,973
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$1,964,000	876
Trading account gains and fees	$0	211
Additional Noninterest Income	$-4,070,000	7,981
Total noninterest expense	$22,053,000	955
Salaries and employee benefits	$10,698,000	921
Premises and equipment expense	$2,272,000	1,196
Additional noninterest expense	$9,083,000	872
Pre-tax net operating income	$-14,734,000	7,623
Securities gains (losses)	$1,418,000	368
Applicable income taxes	$-5,893,000	7,793
Income before extraordinary items	$-7,423,000	7,455
Extraordinary gains, net	$0	34
Net income	$-7,423,000	7,452
Minority interest net income	$0	115
Net income of bank and minority interests.	$-7,423,000	7,453
Net charge-offs	$17,247,000	457
Cash dividends	$357,000	3,005
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$-8,330,520	7,505
2009-09-30 (YTD Data)		Rank
Total interest income	$43,129,000	581
Total interest expense	$19,819,000	454
Net interest income	$23,310,000	688
Provision for loan and lease losses	$11,139,000	573
Total noninterest income	$1,217,000	2,478
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$1,460,000	882
Trading account gains and fees	$0	212
Additional Noninterest Income	$-243,000	7,891
Total noninterest expense	$17,088,000	923
Salaries and employee benefits	$8,461,000	885
Premises and equipment expense	$1,762,000	1,174
Additional noninterest expense	$6,865,000	820
Pre-tax net operating income	$-3,700,000	7,381
Securities gains (losses)	$1,342,000	292
Applicable income taxes	$-1,472,000	7,658
Income before extraordinary items	$-886,000	6,682
Extraordinary gains, net	$0	27
Net income	$-886,000	6,683
Minority interest net income	$0	118
Net income of bank and minority interests.	$-886,000	6,683
Net charge-offs	$13,682,000	409
Cash dividends	$284,000	2,710
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$-1,744,880	7,080
2009-06-30 (YTD Data)		Rank
Total interest income	$29,114,000	591
Total interest expense	$13,622,000	471
Net interest income	$15,492,000	693
Provision for loan and lease losses	$7,569,000	554
Total noninterest income	$2,392,000	1,156
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$965,000	878
Trading account gains and fees	$0	193
Additional Noninterest Income	$1,427,000	1,143
Total noninterest expense	$11,643,000	921
Salaries and employee benefits	$5,773,000	881
Premises and equipment expense	$1,189,000	1,189
Additional noninterest expense	$4,681,000	826
Pre-tax net operating income	$-1,328,000	7,168
Securities gains (losses)	$1,342,000	223
Applicable income taxes	$-366,000	7,486
Income before extraordinary items	$380,000	3,566
Extraordinary gains, net	$0	21
Net income	$380,000	3,564
Minority interest net income	$0	112
Net income of bank and minority interests.	$380,000	3,565
Net charge-offs	$8,856,000	408
Cash dividends	$210,000	2,606
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$-962,000	7,121
2009-03-31 (YTD Data)		Rank
Total interest income	$14,982,000	585
Total interest expense	$6,948,000	479
Net interest income	$8,034,000	659
Provision for loan and lease losses	$3,276,000	531
Total noninterest income	$1,617,000	876
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$496,000	825
Trading account gains and fees	$0	171
Additional Noninterest Income	$1,121,000	772
Total noninterest expense	$5,440,000	939
Salaries and employee benefits	$2,809,000	909
Premises and equipment expense	$600,000	1,200
Additional noninterest expense	$2,031,000	815
Pre-tax net operating income	$935,000	1,380
Securities gains (losses)	$619,000	268
Applicable income taxes	$412,000	806
Income before extraordinary items	$1,142,000	934
Extraordinary gains, net	$0	15
Net income	$1,142,000	934
Minority interest net income	$0	102
Net income of bank and minority interests.	$1,142,000	936
Net charge-offs	$3,771,000	387
Cash dividends	$100,000	2,226
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$690,130	1,491
2008-12-31 (YTD Data)		Rank
Total interest income	$65,547,000	571
Total interest expense	$32,390,000	489
Net interest income	$33,157,000	654
Provision for loan and lease losses	$6,210,000	860
Total noninterest income	$3,782,000	1,318
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$2,457,000	707
Trading account gains and fees	$0	154
Additional Noninterest Income	$1,325,000	1,751
Total noninterest expense	$21,326,000	935
Salaries and employee benefits	$12,151,000	815
Premises and equipment expense	$2,491,000	1,117
Additional noninterest expense	$6,684,000	955
Pre-tax net operating income	$9,403,000	587
Securities gains (losses)	$964,000	220
Applicable income taxes	$3,295,000	435
Income before extraordinary items	$7,072,000	555
Extraordinary gains, net	$0	39
Net income	$7,072,000	555
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,565,000	1,115
Cash dividends	$602,000	3,078
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$6,416,480	667
2008-09-30 (YTD Data)		Rank
Total interest income	$49,761,000	588
Total interest expense	$24,832,000	508
Net interest income	$24,929,000	673
Provision for loan and lease losses	$3,276,000	849
Total noninterest income	$3,126,000	1,267
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$1,885,000	696
Trading account gains and fees	$0	148
Additional Noninterest Income	$1,241,000	1,562
Total noninterest expense	$16,642,000	888
Salaries and employee benefits	$9,670,000	785
Premises and equipment expense	$1,901,000	1,098
Additional noninterest expense	$5,071,000	900
Pre-tax net operating income	$8,137,000	610
Securities gains (losses)	$710,000	240
Applicable income taxes	$2,846,000	484
Income before extraordinary items	$6,001,000	604
Extraordinary gains, net	$0	31
Net income	$6,001,000	603
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,965,000	835
Cash dividends	$452,000	2,877
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$5,518,200	697
2008-06-30 (YTD Data)		Rank
Total interest income	$33,749,000	582
Total interest expense	$17,065,000	510
Net interest income	$16,684,000	663
Provision for loan and lease losses	$1,954,000	808
Total noninterest income	$2,274,000	1,193
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$1,257,000	687
Trading account gains and fees	$0	149
Additional Noninterest Income	$1,017,000	1,374
Total noninterest expense	$11,096,000	882
Salaries and employee benefits	$6,616,000	784
Premises and equipment expense	$1,228,000	1,134
Additional noninterest expense	$3,252,000	916
Pre-tax net operating income	$5,908,000	596
Securities gains (losses)	$709,000	240
Applicable income taxes	$2,231,000	480
Income before extraordinary items	$4,386,000	629
Extraordinary gains, net	$0	21
Net income	$4,386,000	628
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$621,000	1,153
Cash dividends	$322,000	2,866
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$3,918,060	689
2008-03-31 (YTD Data)		Rank
Total interest income	$17,237,000	585
Total interest expense	$8,851,000	533
Net interest income	$8,386,000	656
Provision for loan and lease losses	$926,000	651
Total noninterest income	$1,260,000	1,106
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$620,000	690
Trading account gains and fees	$0	158
Additional Noninterest Income	$640,000	1,192
Total noninterest expense	$5,446,000	888
Salaries and employee benefits	$3,249,000	793
Premises and equipment expense	$629,000	1,119
Additional noninterest expense	$1,568,000	915
Pre-tax net operating income	$3,274,000	602
Securities gains (losses)	$116,000	644
Applicable income taxes	$1,160,000	513
Income before extraordinary items	$2,230,000	697
Extraordinary gains, net	$0	15
Net income	$2,230,000	698
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$215,000	1,219
Cash dividends	$193,000	2,387
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$2,153,440	683
2007-12-31 (YTD Data)		Rank
Total interest income	$72,332,000	579
Total interest expense	$37,294,000	539
Net interest income	$35,038,000	638
Provision for loan and lease losses	$1,996,000	848
Total noninterest income	$5,863,000	963
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$2,522,000	703
Trading account gains and fees	$0	178
Additional Noninterest Income	$3,341,000	931
Total noninterest expense	$21,529,000	861
Salaries and employee benefits	$12,816,000	767
Premises and equipment expense	$2,396,000	1,108
Additional noninterest expense	$6,317,000	892
Pre-tax net operating income	$17,376,000	514
Securities gains (losses)	$-269,000	8,296
Applicable income taxes	$5,626,000	496
Income before extraordinary items	$11,481,000	567
Extraordinary gains, net	$0	39
Net income	$11,481,000	565
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$536,000	1,612
Cash dividends	$768,000	3,043
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$11,661,230	554
2007-09-30 (YTD Data)		Rank
Total interest income	$54,334,000	580
Total interest expense	$27,830,000	544
Net interest income	$26,504,000	627
Provision for loan and lease losses	$1,177,000	787
Total noninterest income	$4,461,000	948
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$1,867,000	695
Trading account gains and fees	$0	184
Additional Noninterest Income	$2,594,000	918
Total noninterest expense	$15,994,000	863
Salaries and employee benefits	$9,532,000	771
Premises and equipment expense	$1,799,000	1,106
Additional noninterest expense	$4,663,000	876
Pre-tax net operating income	$13,794,000	532
Securities gains (losses)	$-280,000	8,407
Applicable income taxes	$4,321,000	521
Income before extraordinary items	$9,193,000	575
Extraordinary gains, net	$0	33
Net income	$9,193,000	573
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$418,000	1,226
Cash dividends	$586,000	2,730
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$9,383,400	561
2007-06-30 (YTD Data)		Rank
Total interest income	$35,841,000	598
Total interest expense	$18,220,000	563
Net interest income	$17,621,000	648
Provision for loan and lease losses	$785,000	711
Total noninterest income	$3,066,000	954
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$1,265,000	690
Trading account gains and fees	$0	168
Additional Noninterest Income	$1,801,000	925
Total noninterest expense	$10,694,000	870
Salaries and employee benefits	$6,396,000	787
Premises and equipment expense	$1,154,000	1,161
Additional noninterest expense	$3,144,000	892
Pre-tax net operating income	$9,208,000	556
Securities gains (losses)	$-280,000	8,491
Applicable income taxes	$2,697,000	567
Income before extraordinary items	$6,231,000	596
Extraordinary gains, net	$0	29
Net income	$6,231,000	595
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$160,000	1,546
Cash dividends	$396,000	2,799
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$6,427,000	572
2007-03-31 (YTD Data)		Rank
Total interest income	$17,719,000	596
Total interest expense	$8,984,000	562
Net interest income	$8,735,000	647
Provision for loan and lease losses	$390,000	638
Total noninterest income	$1,774,000	826
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$651,000	651
Trading account gains and fees	$0	195
Additional Noninterest Income	$1,123,000	748
Total noninterest expense	$5,386,000	859
Salaries and employee benefits	$3,148,000	806
Premises and equipment expense	$585,000	1,153
Additional noninterest expense	$1,653,000	830
Pre-tax net operating income	$4,733,000	543
Securities gains (losses)	$-280,000	8,596
Applicable income taxes	$1,114,000	664
Income before extraordinary items	$3,339,000	566
Extraordinary gains, net	$0	22
Net income	$3,339,000	566
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$101,000	1,177
Cash dividends	$206,000	2,375
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$3,549,000	530
2006-12-31 (YTD Data)		Rank
Total interest income	$65,584,000	608
Total interest expense	$31,299,000	553
Net interest income	$34,285,000	652
Provision for loan and lease losses	$1,695,000	647
Total noninterest income	$5,660,000	993
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$2,608,000	673
Trading account gains and fees	$0	130
Additional Noninterest Income	$3,052,000	981
Total noninterest expense	$20,187,000	874
Salaries and employee benefits	$12,347,000	765
Premises and equipment expense	$2,124,000	1,205
Additional noninterest expense	$5,716,000	930
Pre-tax net operating income	$18,063,000	591
Securities gains (losses)	$0	1,687
Applicable income taxes	$6,774,000	512
Income before extraordinary items	$11,289,000	671
Extraordinary gains, net	$0	51
Net income	$11,289,000	670
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$196,000	2,211
Cash dividends	$743,000	3,104
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$11,289,000	658
2006-09-30 (YTD Data)		Rank
Total interest income	$47,839,000	631
Total interest expense	$22,380,000	573
Net interest income	$25,459,000	671
Provision for loan and lease losses	$1,256,000	627
Total noninterest income	$4,173,000	1,016
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$1,945,000	681
Trading account gains and fees	$0	126
Additional Noninterest Income	$2,228,000	1,022
Total noninterest expense	$14,986,000	897
Salaries and employee benefits	$9,182,000	793
Premises and equipment expense	$1,535,000	1,264
Additional noninterest expense	$4,269,000	931
Pre-tax net operating income	$13,390,000	617
Securities gains (losses)	$0	1,388
Applicable income taxes	$4,989,000	542
Income before extraordinary items	$8,401,000	702
Extraordinary gains, net	$0	45
Net income	$8,401,000	701
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$169,000	1,702
Cash dividends	$573,000	2,749
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$8,401,000	697
2006-06-30 (YTD Data)		Rank
Total interest income	$30,617,000	640
Total interest expense	$13,840,000	585
Net interest income	$16,777,000	685
Provision for loan and lease losses	$820,000	636
Total noninterest income	$2,884,000	975
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$1,272,000	683
Trading account gains and fees	$0	126
Additional Noninterest Income	$1,612,000	969
Total noninterest expense	$9,983,000	894
Salaries and employee benefits	$6,089,000	798
Premises and equipment expense	$1,048,000	1,233
Additional noninterest expense	$2,846,000	942
Pre-tax net operating income	$8,858,000	617
Securities gains (losses)	$0	1,185
Applicable income taxes	$3,299,000	552
Income before extraordinary items	$5,559,000	707
Extraordinary gains, net	$0	39
Net income	$5,559,000	707
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$134,000	1,431
Cash dividends	$363,000	2,851
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$5,559,000	694
2006-03-31 (YTD Data)		Rank
Total interest income	$14,877,000	641
Total interest expense	$6,620,000	578
Net interest income	$8,257,000	688
Provision for loan and lease losses	$405,000	604
Total noninterest income	$1,551,000	907
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$611,000	685
Trading account gains and fees	$0	115
Additional Noninterest Income	$940,000	843
Total noninterest expense	$5,060,000	887
Salaries and employee benefits	$3,035,000	798
Premises and equipment expense	$523,000	1,243
Additional noninterest expense	$1,502,000	883
Pre-tax net operating income	$4,343,000	620
Securities gains (losses)	$0	955
Applicable income taxes	$1,627,000	549
Income before extraordinary items	$2,716,000	710
Extraordinary gains, net	$0	21
Net income	$2,716,000	709
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$69,000	1,205
Cash dividends	$193,000	2,479
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$2,716,000	696
2005-12-31 (YTD Data)		Rank
Total interest income	$50,295,000	650
Total interest expense	$20,435,000	571
Net interest income	$29,860,000	706
Provision for loan and lease losses	$1,590,000	667
Total noninterest income	$6,319,000	895
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$2,563,000	683
Trading account gains and fees	$0	138
Additional Noninterest Income	$3,756,000	848
Total noninterest expense	$19,377,000	878
Salaries and employee benefits	$11,740,000	762
Premises and equipment expense	$2,082,000	1,183
Additional noninterest expense	$5,555,000	930
Pre-tax net operating income	$15,212,000	670
Securities gains (losses)	$1,000	2,117
Applicable income taxes	$5,679,000	584
Income before extraordinary items	$9,534,000	764
Extraordinary gains, net	$0	46
Net income	$9,534,000	766
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$123,000	3,016
Cash dividends	$320,000	4,291
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$9,533,360	748
2005-09-30 (YTD Data)		Rank
Total interest income	$36,098,000	655
Total interest expense	$14,501,000	568
Net interest income	$21,597,000	714
Provision for loan and lease losses	$1,185,000	648
Total noninterest income	$5,074,000	852
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$1,946,000	662
Trading account gains and fees	$0	126
Additional Noninterest Income	$3,128,000	785
Total noninterest expense	$14,419,000	872
Salaries and employee benefits	$8,594,000	780
Premises and equipment expense	$1,564,000	1,162
Additional noninterest expense	$4,261,000	890
Pre-tax net operating income	$11,067,000	675
Securities gains (losses)	$1,000	2,135
Applicable income taxes	$4,133,000	608
Income before extraordinary items	$6,935,000	778
Extraordinary gains, net	$0	35
Net income	$6,935,000	779
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$99,000	2,563
Cash dividends	$170,000	4,233
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$6,934,360	761
2005-06-30 (YTD Data)		Rank
Total interest income	$23,004,000	667
Total interest expense	$8,929,000	574
Net interest income	$14,075,000	723
Provision for loan and lease losses	$780,000	651
Total noninterest income	$3,784,000	757
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$1,329,000	626
Trading account gains and fees	$0	116
Additional Noninterest Income	$2,455,000	690
Total noninterest expense	$9,519,000	876
Salaries and employee benefits	$5,591,000	796
Premises and equipment expense	$1,044,000	1,144
Additional noninterest expense	$2,884,000	874
Pre-tax net operating income	$7,560,000	647
Securities gains (losses)	$0	2,146
Applicable income taxes	$2,819,000	581
Income before extraordinary items	$4,741,000	747
Extraordinary gains, net	$0	30
Net income	$4,741,000	748
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$95,000	1,979
Cash dividends	$25,000	4,903
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$4,741,000	730
2005-03-31 (YTD Data)		Rank
Total interest income	$10,967,000	685
Total interest expense	$4,153,000	580
Net interest income	$6,814,000	745
Provision for loan and lease losses	$375,000	622
Total noninterest income	$1,770,000	789
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$636,000	631
Trading account gains and fees	$0	115
Additional Noninterest Income	$1,134,000	722
Total noninterest expense	$4,586,000	908
Salaries and employee benefits	$2,693,000	821
Premises and equipment expense	$517,000	1,177
Additional noninterest expense	$1,376,000	913
Pre-tax net operating income	$3,623,000	679
Securities gains (losses)	$0	1,685
Applicable income taxes	$1,356,000	610
Income before extraordinary items	$2,267,000	774
Extraordinary gains, net	$0	24
Net income	$2,267,000	775
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$88,000	1,217
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$2,267,000	753
2004-12-31 (YTD Data)		Rank
Total interest income	$39,668,000	702
Total interest expense	$15,156,000	548
Net interest income	$24,512,000	814
Provision for loan and lease losses	$1,390,000	777
Total noninterest income	$6,425,000	858
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$2,771,000	630
Trading account gains and fees	$0	138
Additional Noninterest Income	$3,654,000	849
Total noninterest expense	$18,326,000	894
Salaries and employee benefits	$10,899,000	784
Premises and equipment expense	$2,006,000	1,144
Additional noninterest expense	$5,421,000	926
Pre-tax net operating income	$11,221,000	782
Securities gains (losses)	$0	3,819
Applicable income taxes	$4,175,000	679
Income before extraordinary items	$7,046,000	937
Extraordinary gains, net	$0	34
Net income	$7,046,000	938
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$336,000	1,828
Cash dividends	$746,000	2,861
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$7,046,000	891
2004-09-30 (YTD Data)		Rank
Total interest income	$29,068,000	716
Total interest expense	$11,242,000	539
Net interest income	$17,826,000	833
Provision for loan and lease losses	$1,015,000	764
Total noninterest income	$4,887,000	865
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$2,030,000	657
Trading account gains and fees	$0	134
Additional Noninterest Income	$2,857,000	830
Total noninterest expense	$13,507,000	906
Salaries and employee benefits	$8,013,000	800
Premises and equipment expense	$1,508,000	1,141
Additional noninterest expense	$3,986,000	935
Pre-tax net operating income	$8,191,000	811
Securities gains (losses)	$-2,000	8,174
Applicable income taxes	$3,045,000	710
Income before extraordinary items	$5,144,000	968
Extraordinary gains, net	$0	26
Net income	$5,144,000	969
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$211,000	1,837
Cash dividends	$572,000	2,494
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$5,145,280	936
2004-06-30 (YTD Data)		Rank
Total interest income	$18,984,000	726
Total interest expense	$7,354,000	544
Net interest income	$11,630,000	842
Provision for loan and lease losses	$670,000	763
Total noninterest income	$2,746,000	1,002
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$1,300,000	671
Trading account gains and fees	$0	130
Additional Noninterest Income	$1,446,000	1,021
Total noninterest expense	$8,899,000	914
Salaries and employee benefits	$5,270,000	807
Premises and equipment expense	$1,007,000	1,145
Additional noninterest expense	$2,622,000	946
Pre-tax net operating income	$4,807,000	908
Securities gains (losses)	$-2,000	8,438
Applicable income taxes	$1,782,000	792
Income before extraordinary items	$3,023,000	1,091
Extraordinary gains, net	$0	21
Net income	$3,023,000	1,092
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$111,000	2,030
Cash dividends	$407,000	2,426
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$3,024,280	1,050
2004-03-31 (YTD Data)		Rank
Total interest income	$9,269,000	755
Total interest expense	$3,705,000	548
Net interest income	$5,564,000	889
Provision for loan and lease losses	$340,000	727
Total noninterest income	$1,447,000	939
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$626,000	680
Trading account gains and fees	$0	121
Additional Noninterest Income	$821,000	906
Total noninterest expense	$4,462,000	920
Salaries and employee benefits	$2,638,000	827
Premises and equipment expense	$478,000	1,224
Additional noninterest expense	$1,346,000	917
Pre-tax net operating income	$2,209,000	975
Securities gains (losses)	$-2,000	8,748
Applicable income taxes	$814,000	881
Income before extraordinary items	$1,393,000	1,175
Extraordinary gains, net	$0	16
Net income	$1,393,000	1,175
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$44,000	2,070
Cash dividends	$150,000	2,469
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$1,394,280	1,111
2003-12-31 (YTD Data)		Rank
Total interest income	$32,433,000	865
Total interest expense	$13,093,000	676
Net interest income	$19,340,000	998
Provision for loan and lease losses	$1,530,000	813
Total noninterest income	$7,554,000	812
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$2,630,000	654
Trading account gains and fees	$0	160
Additional Noninterest Income	$4,924,000	773
Total noninterest expense	$17,277,000	937
Salaries and employee benefits	$9,886,000	864
Premises and equipment expense	$2,043,000	1,120
Additional noninterest expense	$5,348,000	952
Pre-tax net operating income	$8,087,000	1,033
Securities gains (losses)	$249,000	1,179
Applicable income taxes	$3,043,000	910
Income before extraordinary items	$5,293,000	1,217
Extraordinary gains, net	$0	54
Net income	$5,293,000	1,218
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$593,000	1,400
Cash dividends	$0	6,283
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$5,133,640	1,181
2003-09-30 (YTD Data)		Rank
Total interest income	$24,320,000	885
Total interest expense	$9,882,000	703
Net interest income	$14,438,000	1,012
Provision for loan and lease losses	$1,190,000	780
Total noninterest income	$6,221,000	787
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$1,963,000	670
Trading account gains and fees	$0	153
Additional Noninterest Income	$4,258,000	719
Total noninterest expense	$13,067,000	936
Salaries and employee benefits	$7,661,000	840
Premises and equipment expense	$1,519,000	1,130
Additional noninterest expense	$3,887,000	988
Pre-tax net operating income	$6,402,000	1,018
Securities gains (losses)	$192,000	1,253
Applicable income taxes	$2,407,000	922
Income before extraordinary items	$4,187,000	1,188
Extraordinary gains, net	$0	40
Net income	$4,187,000	1,188
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$483,000	1,202
Cash dividends	$0	5,519
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$4,064,120	1,153
2003-06-30 (YTD Data)		Rank
Total interest income	$16,190,000	902
Total interest expense	$6,521,000	734
Net interest income	$9,669,000	1,002
Provision for loan and lease losses	$780,000	781
Total noninterest income	$3,632,000	850
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$1,296,000	661
Trading account gains and fees	$0	150
Additional Noninterest Income	$2,336,000	822
Total noninterest expense	$8,282,000	995
Salaries and employee benefits	$4,761,000	905
Premises and equipment expense	$1,022,000	1,122
Additional noninterest expense	$2,499,000	1,017
Pre-tax net operating income	$4,239,000	1,022
Securities gains (losses)	$168,000	1,153
Applicable income taxes	$1,620,000	930
Income before extraordinary items	$2,787,000	1,205
Extraordinary gains, net	$0	30
Net income	$2,787,000	1,205
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$348,000	1,119
Cash dividends	$0	5,215
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$2,679,480	1,151
2003-03-31 (YTD Data)		Rank
Total interest income	$8,047,000	917
Total interest expense	$3,216,000	755
Net interest income	$4,831,000	1,001
Provision for loan and lease losses	$350,000	821
Total noninterest income	$1,783,000	848
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$636,000	654
Trading account gains and fees	$0	134
Additional Noninterest Income	$1,147,000	811
Total noninterest expense	$4,016,000	1,011
Salaries and employee benefits	$2,277,000	940
Premises and equipment expense	$499,000	1,159
Additional noninterest expense	$1,240,000	989
Pre-tax net operating income	$2,248,000	986
Securities gains (losses)	$50,000	1,389
Applicable income taxes	$862,000	904
Income before extraordinary items	$1,436,000	1,163
Extraordinary gains, net	$0	21
Net income	$1,436,000	1,162
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$141,000	1,173
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$1,404,000	1,098
2002-12-31 (YTD Data)		Rank
Total interest income	$32,323,000	940
Total interest expense	$13,338,000	852
Net interest income	$18,985,000	1,025
Provision for loan and lease losses	$1,080,000	1,255
Total noninterest income	$4,625,000	1,131
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$2,091,000	773
Trading account gains and fees	$0	153
Additional Noninterest Income	$2,534,000	1,117
Total noninterest expense	$14,930,000	1,038
Salaries and employee benefits	$8,559,000	944
Premises and equipment expense	$1,897,000	1,171
Additional noninterest expense	$4,474,000	1,108
Pre-tax net operating income	$7,600,000	1,116
Securities gains (losses)	$99,000	1,763
Applicable income taxes	$2,810,000	978
Income before extraordinary items	$4,889,000	1,291
Extraordinary gains, net	$0	70
Net income	$4,889,000	1,289
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$878,000	1,084
Cash dividends	$0	6,377
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$4,825,640	1,251
2001-12-31 (YTD Data)		Rank
Total interest income	$32,860,000	1,038
Total interest expense	$15,842,000	1,021
Net interest income	$17,018,000	1,053
Provision for loan and lease losses	$1,015,000	1,227
Total noninterest income	$4,855,000	1,019
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$1,797,000	818
Trading account gains and fees	$0	177
Additional Noninterest Income	$3,058,000	935
Total noninterest expense	$13,769,000	1,077
Salaries and employee benefits	$7,971,000	942
Premises and equipment expense	$1,613,000	1,329
Additional noninterest expense	$4,185,000	1,145
Pre-tax net operating income	$7,089,000	1,051
Securities gains (losses)	$118,000	1,614
Applicable income taxes	$2,612,000	944
Income before extraordinary items	$4,595,000	1,177
Extraordinary gains, net	$0	105
Net income	$4,595,000	1,176
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$401,000	1,820
Cash dividends	$0	6,617
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$4,519,480	1,161
2000-12-31 (YTD Data)		Rank
Total interest income	$28,647,000	1,236
Total interest expense	$14,325,000	1,205
Net interest income	$14,322,000	1,225
Provision for loan and lease losses	$785,000	1,294
Total noninterest income	$3,184,000	1,280
Gross Fiduciary activities income	$0	1,332
Service charges on deposit accounts	$1,858,000	734
Trading account gains and fees	$0	180
Additional Noninterest Income	$1,326,000	1,528
Total noninterest expense	$12,564,000	1,110
Salaries and employee benefits	$6,797,000	1,031
Premises and equipment expense	$1,658,000	1,226
Additional noninterest expense	$4,109,000	1,129
Pre-tax net operating income	$4,157,000	1,764
Securities gains (losses)	$81,000	612
Applicable income taxes	$1,515,000	1,499
Income before extraordinary items	$2,723,000	1,916
Extraordinary gains, net	$0	38
Net income	$2,723,000	1,916
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$325,000	1,723
Cash dividends	$0	6,853
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$2,671,160	1,955
1999-12-31 (YTD Data)		Rank
Total interest income	$22,834,000	1,428
Total interest expense	$9,899,000	1,509
Net interest income	$12,935,000	1,353
Provision for loan and lease losses	$725,000	1,272
Total noninterest income	$3,123,000	1,310
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$1,270,000	1,050
Trading account gains and fees	$0	173
Additional Noninterest Income	$1,853,000	1,218
Total noninterest expense	$12,170,000	1,132
Salaries and employee benefits	$6,195,000	1,108
Premises and equipment expense	$1,449,000	1,402
Additional noninterest expense	$4,526,000	1,045
Pre-tax net operating income	$3,163,000	2,294
Securities gains (losses)	$0	3,155
Applicable income taxes	$1,064,000	2,118
Income before extraordinary items	$2,099,000	2,470
Extraordinary gains, net	$0	35
Net income	$2,099,000	2,470
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$336,000	1,661
Cash dividends	$0	7,131
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$2,099,000	2,434
1998-12-31 (YTD Data)		Rank
Total interest income	$20,799,000	1,555
Total interest expense	$9,452,000	1,628
Net interest income	$11,347,000	1,490
Provision for loan and lease losses	$720,000	1,275
Total noninterest income	$3,069,000	1,321
Gross Fiduciary activities income	$0	1,398
Service charges on deposit accounts	$1,249,000	989
Trading account gains and fees	$0	224
Additional Noninterest Income	$1,820,000	1,231
Total noninterest expense	$10,342,000	1,285
Salaries and employee benefits	$5,123,000	1,277
Premises and equipment expense	$1,280,000	1,533
Additional noninterest expense	$3,939,000	1,132
Pre-tax net operating income	$3,354,000	2,148
Securities gains (losses)	$0	4,449
Applicable income taxes	$1,290,000	1,867
Income before extraordinary items	$2,064,000	2,481
Extraordinary gains, net	$0	32
Net income	$2,064,000	2,480
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$70,000	4,298
Cash dividends	$0	7,473
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$2,064,000	2,405
1997-12-31 (YTD Data)		Rank
Total interest income	$18,262,000	1,809
Total interest expense	$8,957,000	1,731
Net interest income	$9,305,000	1,871
Provision for loan and lease losses	$536,000	1,686
Total noninterest income	$2,286,000	1,582
Gross Fiduciary activities income	$0	1,450
Service charges on deposit accounts	$741,000	1,749
Trading account gains and fees	$0	239
Additional Noninterest Income	$1,545,000	1,296
Total noninterest expense	$7,502,000	1,729
Salaries and employee benefits	$3,962,000	1,655
Premises and equipment expense	$1,036,000	1,914
Additional noninterest expense	$2,504,000	1,694
Pre-tax net operating income	$3,553,000	2,117
Securities gains (losses)	$1,000	3,559
Applicable income taxes	$1,463,000	1,744
Income before extraordinary items	$2,091,000	2,490
Extraordinary gains, net	$0	44
Net income	$2,091,000	2,489
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$165,000	2,872
Cash dividends	$0	7,871
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$2,090,360	2,430
1996-12-31 (YTD Data)		Rank
Total interest income	$17,482,000	1,935
Total interest expense	$9,122,000	1,735
Net interest income	$8,360,000	2,146
Provision for loan and lease losses	$161,000	3,912
Total noninterest income	$1,015,000	3,090
Gross Fiduciary activities income	$0	1,526
Service charges on deposit accounts	$420,000	3,206
Trading account gains and fees	$0	262
Additional Noninterest Income	$595,000	2,584
Total noninterest expense	$7,139,000	1,964
Salaries and employee benefits	$3,308,000	2,001
Premises and equipment expense	$709,000	2,756
Additional noninterest expense	$3,122,000	1,666
Pre-tax net operating income	$2,075,000	3,317
Securities gains (losses)	$163,000	763
Applicable income taxes	$805,000	2,818
Income before extraordinary items	$1,433,000	3,334
Extraordinary gains, net	$0	53
Net income	$1,433,000	3,333
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$29,000	6,197
Cash dividends	$0	8,336
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$1,328,680	3,510
1995-12-31 (YTD Data)		Rank
Total interest income	$15,132,000	2,227
Total interest expense	$8,135,000	1,928
Net interest income	$6,997,000	2,561
Provision for loan and lease losses	$113,000	4,343
Total noninterest income	$518,000	5,060
Gross Fiduciary activities income	$0	1,590
Service charges on deposit accounts	$314,000	4,136
Trading account gains and fees	$0	522
Additional Noninterest Income	$204,000	5,077
Total noninterest expense	$4,556,000	2,954
Salaries and employee benefits	$2,176,000	3,062
Premises and equipment expense	$540,000	3,516
Additional noninterest expense	$1,840,000	2,593
Pre-tax net operating income	$2,846,000	2,535
Securities gains (losses)	$47,000	1,345
Applicable income taxes	$1,015,000	2,348
Income before extraordinary items	$1,878,000	2,646
Extraordinary gains, net	$0	65
Net income	$1,878,000	2,645
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$34,000	5,798
Cash dividends	$0	8,717
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$1,847,450	2,653
1994-12-31 (YTD Data)		Rank
Total interest income	$12,455,000	2,434
Total interest expense	$5,921,000	2,110
Net interest income	$6,534,000	2,772
Provision for loan and lease losses	$91,000	4,757
Total noninterest income	$460,000	5,595
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$300,000	4,359
Trading account gains and fees	$0	475
Additional Noninterest Income	$160,000	6,008
Total noninterest expense	$3,881,000	3,520
Salaries and employee benefits	$1,753,000	3,719
Premises and equipment expense	$468,000	4,029
Additional noninterest expense	$1,660,000	3,029
Pre-tax net operating income	$3,022,000	2,359
Securities gains (losses)	$-48,000	10,996
Applicable income taxes	$1,113,000	2,026
Income before extraordinary items	$1,861,000	2,612
Extraordinary gains, net	$0	249
Net income	$1,861,000	2,611
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$60,000	4,750
Cash dividends	$0	8,932
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$1,891,720	2,587
1993-12-31 (YTD Data)		Rank
Total interest income	$12,234,000	2,518
Total interest expense	$6,330,000	2,046
Net interest income	$5,904,000	3,071
Provision for loan and lease losses	$65,000	6,791
Total noninterest income	$479,000	5,764
Gross Fiduciary activities income	$0	1,630
Service charges on deposit accounts	$237,000	5,305
Trading account gains and fees	$0	532
Additional Noninterest Income	$242,000	5,092
Total noninterest expense	$3,349,000	4,077
Salaries and employee benefits	$1,536,000	4,181
Premises and equipment expense	$397,000	4,743
Additional noninterest expense	$1,416,000	3,674
Pre-tax net operating income	$2,969,000	2,310
Securities gains (losses)	$0	7,477
Applicable income taxes	$1,121,000	2,040
Income before extraordinary items	$1,848,000	2,709
Extraordinary gains, net	$-270,000	13,091
Net income	$1,578,000	3,176
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$22,000	7,578
Cash dividends	$0	9,081
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$1,848,000	2,553
1992-12-31 (YTD Data)		Rank
Total interest income	$13,420,000	2,630
Total interest expense	$7,515,000	2,258
Net interest income	$5,905,000	3,102
Provision for loan and lease losses	$7,000	11,393
Total noninterest income	$453,000	6,051
Gross Fiduciary activities income	$0	1,658
Service charges on deposit accounts	$232,000	5,399
Trading account gains and fees	$0	504
Additional Noninterest Income	$221,000	5,344
Total noninterest expense	$2,976,000	4,573
Salaries and employee benefits	$1,314,000	4,771
Premises and equipment expense	$335,000	5,533
Additional noninterest expense	$1,327,000	3,971
Pre-tax net operating income	$3,375,000	1,832
Securities gains (losses)	$0	8,369
Applicable income taxes	$1,221,000	1,726
Income before extraordinary items	$2,154,000	2,134
Extraordinary gains, net	$0	1,422
Net income	$2,154,000	2,160
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	11,020
Cash dividends	$0	8,912
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$2,154,000	1,960

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.