Home > Englewood Bank & Trust > Income and Expense

Englewood Bank & Trust, Income and Expense

2023-06-30 (YTD Data)Rank
Total interest income$12,181,0001,579
Total interest expense$697,0003,180
Net interest income$11,484,0001,308
Provision for loan and lease losses$2,0002,897
Total noninterest income$1,312,0001,689
Gross Fiduciary activities income$428,000522
Service charges on deposit accounts$236,0001,699
Trading account gains and fees$0112
Additional Noninterest Income$648,0001,937
Total noninterest expense$5,697,0001,866
Salaries and employee benefits$2,049,0002,476
Premises and equipment expense$462,0002,111
Additional noninterest expense$648,0001,934
Pre-tax net operating income$7,097,000937
Securities gains (losses)$0938
Applicable income taxes$03,436
Income before extraordinary items$7,097,000789
Extraordinary gains, net$051
Net income$7,097,000801
Minority interest net income$081
Net income of bank and minority interests.$7,097,000789
Net charge-offs$-1,0003,356
Cash dividends$5,000,000429
Sale, conversion, retirement of capital stock, net$0486
Net operating income$7,097,000796
2023-03-31 (YTD Data)Rank
Total interest income$5,786,0001,633
Total interest expense$36,0004,427
Net interest income$5,750,0001,308
Provision for loan and lease losses$2,0002,559
Total noninterest income$656,0001,690
Gross Fiduciary activities income$212,000537
Service charges on deposit accounts$116,0001,738
Trading account gains and fees$097
Additional Noninterest Income$328,0001,916
Total noninterest expense$2,715,0001,941
Salaries and employee benefits$1,088,0002,422
Premises and equipment expense$232,0002,150
Additional noninterest expense$328,0001,916
Pre-tax net operating income$3,689,000942
Securities gains (losses)$0950
Applicable income taxes$03,388
Income before extraordinary items$3,689,000788
Extraordinary gains, net$04
Net income$3,689,000786
Minority interest net income$048
Net income of bank and minority interests.$3,689,000787
Net charge-offs$-1,0003,238
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$3,689,000800
2022-12-31 (YTD Data)Rank
Total interest income$14,905,0001,979
Total interest expense$171,0004,153
Net interest income$14,734,0001,818
Provision for loan and lease losses$03,012
Total noninterest income$2,902,0001,668
Gross Fiduciary activities income$934,000530
Service charges on deposit accounts$457,0001,783
Trading account gains and fees$0116
Additional Noninterest Income$1,511,0001,895
Total noninterest expense$10,279,0001,974
Salaries and employee benefits$3,623,0002,654
Premises and equipment expense$868,0002,182
Additional noninterest expense$1,511,0001,895
Pre-tax net operating income$7,357,0001,583
Securities gains (losses)$2,000598
Applicable income taxes$03,596
Income before extraordinary items$7,359,0001,392
Extraordinary gains, net$05
Net income$7,359,0001,392
Minority interest net income$063
Net income of bank and minority interests.$7,359,0001,392
Net charge-offs$-35,0003,981
Cash dividends$2,000,0001,482
Sale, conversion, retirement of capital stock, net$0568
Net operating income$7,357,0001,415
2022-09-30 (YTD Data)Rank
Total interest income$9,632,0002,122
Total interest expense$132,0004,054
Net interest income$9,500,0002,007
Provision for loan and lease losses$02,835
Total noninterest income$2,277,0001,640
Gross Fiduciary activities income$740,000522
Service charges on deposit accounts$336,0001,826
Trading account gains and fees$0111
Additional Noninterest Income$1,201,0001,869
Total noninterest expense$7,744,0001,962
Salaries and employee benefits$2,755,0002,628
Premises and equipment expense$638,0002,237
Additional noninterest expense$1,201,0001,869
Pre-tax net operating income$4,033,0001,932
Securities gains (losses)$2,000628
Applicable income taxes$03,603
Income before extraordinary items$4,035,0001,712
Extraordinary gains, net$04
Net income$4,035,0001,710
Minority interest net income$057
Net income of bank and minority interests.$4,035,0001,711
Net charge-offs$-36,0003,972
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$0519
Net operating income$4,033,0001,749
2022-06-30 (YTD Data)Rank
Total interest income$5,527,0002,287
Total interest expense$92,0004,001
Net interest income$5,435,0002,197
Provision for loan and lease losses$02,599
Total noninterest income$1,592,0001,582
Gross Fiduciary activities income$537,000460
Service charges on deposit accounts$194,0002,000
Trading account gains and fees$0108
Additional Noninterest Income$861,0001,826
Total noninterest expense$5,160,0001,940
Salaries and employee benefits$1,851,0002,626
Premises and equipment expense$400,0002,331
Additional noninterest expense$2,909,0001,186
Pre-tax net operating income$1,867,0002,296
Securities gains (losses)$2,000556
Applicable income taxes$03,564
Income before extraordinary items$1,869,0002,072
Extraordinary gains, net$04
Net income$1,869,0002,073
Minority interest net income$060
Net income of bank and minority interests.$1,869,0002,072
Net charge-offs$-39,0004,101
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$0494
Net operating income$1,867,0002,110
2022-03-31 (YTD Data)Rank
Total interest income$2,605,0002,346
Total interest expense$57,0003,810
Net interest income$2,548,0002,239
Provision for loan and lease losses$02,285
Total noninterest income$855,0001,519
Gross Fiduciary activities income$314,000451
Service charges on deposit accounts$90,0002,066
Trading account gains and fees$0103
Additional Noninterest Income$451,0001,780
Total noninterest expense$2,522,0001,965
Salaries and employee benefits$883,0002,688
Premises and equipment expense$176,0002,502
Additional noninterest expense$1,463,0001,165
Pre-tax net operating income$881,0002,276
Securities gains (losses)$2,000526
Applicable income taxes$03,450
Income before extraordinary items$883,0002,073
Extraordinary gains, net$04
Net income$883,0002,072
Minority interest net income$050
Net income of bank and minority interests.$883,0002,073
Net charge-offs$-36,0004,319
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$881,0002,094
2021-12-31 (YTD Data)Rank
Total interest income$11,206,0002,298
Total interest expense$210,0004,093
Net interest income$10,996,0002,182
Provision for loan and lease losses$-1,172,0004,546
Total noninterest income$3,718,0001,580
Gross Fiduciary activities income$1,473,000413
Service charges on deposit accounts$322,0002,108
Trading account gains and fees$0132
Additional Noninterest Income$1,923,0001,948
Total noninterest expense$10,585,0001,909
Salaries and employee benefits$3,773,0002,592
Premises and equipment expense$691,0002,535
Additional noninterest expense$6,121,0001,123
Pre-tax net operating income$5,301,0001,969
Securities gains (losses)$1,0002,004
Applicable income taxes$03,710
Income before extraordinary items$5,302,0001,811
Extraordinary gains, net$010
Net income$5,302,0001,811
Minority interest net income$074
Net income of bank and minority interests.$5,302,0001,812
Net charge-offs$-3,0003,394
Cash dividends$03,608
Sale, conversion, retirement of capital stock, net$0582
Net operating income$5,301,0001,776
2021-09-30 (YTD Data)Rank
Total interest income$8,325,0002,368
Total interest expense$159,0004,180
Net interest income$8,166,0002,230
Provision for loan and lease losses$02,963
Total noninterest income$2,803,0001,611
Gross Fiduciary activities income$1,077,000414
Service charges on deposit accounts$229,0002,173
Trading account gains and fees$0132
Additional Noninterest Income$1,497,0001,957
Total noninterest expense$6,920,0002,092
Salaries and employee benefits$2,733,0002,654
Premises and equipment expense$541,0002,496
Additional noninterest expense$3,646,0001,369
Pre-tax net operating income$4,049,0002,040
Securities gains (losses)$1,0001,947
Applicable income taxes$03,719
Income before extraordinary items$4,050,0001,859
Extraordinary gains, net$08
Net income$4,050,0001,858
Minority interest net income$069
Net income of bank and minority interests.$4,050,0001,859
Net charge-offs$3,0002,246
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$4,049,0001,828
2021-06-30 (YTD Data)Rank
Total interest income$5,489,0002,378
Total interest expense$110,0004,208
Net interest income$5,379,0002,227
Provision for loan and lease losses$02,862
Total noninterest income$1,948,0001,548
Gross Fiduciary activities income$698,000416
Service charges on deposit accounts$141,0002,213
Trading account gains and fees$0133
Additional Noninterest Income$1,109,0001,808
Total noninterest expense$4,627,0002,085
Salaries and employee benefits$1,821,0002,658
Premises and equipment expense$357,0002,494
Additional noninterest expense$2,449,0001,338
Pre-tax net operating income$2,700,0002,011
Securities gains (losses)$01,818
Applicable income taxes$03,702
Income before extraordinary items$2,700,0001,835
Extraordinary gains, net$06
Net income$2,700,0001,836
Minority interest net income$067
Net income of bank and minority interests.$2,700,0001,835
Net charge-offs$-7,0003,675
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$2,700,0001,800
2021-03-31 (YTD Data)Rank
Total interest income$2,700,0002,395
Total interest expense$55,0004,270
Net interest income$2,645,0002,235
Provision for loan and lease losses$02,741
Total noninterest income$787,0001,751
Gross Fiduciary activities income$341,000418
Service charges on deposit accounts$70,0002,217
Trading account gains and fees$0127
Additional Noninterest Income$376,0002,215
Total noninterest expense$2,307,0002,068
Salaries and employee benefits$925,0002,620
Premises and equipment expense$179,0002,511
Additional noninterest expense$1,203,0001,325
Pre-tax net operating income$1,125,0002,222
Securities gains (losses)$01,392
Applicable income taxes$03,613
Income before extraordinary items$1,125,0002,065
Extraordinary gains, net$03
Net income$1,125,0002,064
Minority interest net income$055
Net income of bank and minority interests.$1,125,0002,065
Net charge-offs$-4,0003,680
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,125,0002,032
2020-12-31 (YTD Data)Rank
Total interest income$12,062,0002,227
Total interest expense$488,0003,864
Net interest income$11,574,0002,017
Provision for loan and lease losses$04,319
Total noninterest income$2,605,0001,856
Gross Fiduciary activities income$1,189,000430
Service charges on deposit accounts$314,0002,179
Trading account gains and fees$0133
Additional Noninterest Income$1,102,0002,380
Total noninterest expense$8,597,0002,158
Salaries and employee benefits$4,277,0002,388
Premises and equipment expense$705,0002,513
Additional noninterest expense$3,615,0001,663
Pre-tax net operating income$5,582,0001,642
Securities gains (losses)$96,0001,409
Applicable income taxes$03,697
Income before extraordinary items$5,678,0001,486
Extraordinary gains, net$04
Net income$5,678,0001,485
Minority interest net income$072
Net income of bank and minority interests.$5,678,0001,486
Net charge-offs$-194,0004,847
Cash dividends$2,696,0001,232
Sale, conversion, retirement of capital stock, net$0566
Net operating income$5,582,0001,460
2020-09-30 (YTD Data)Rank
Total interest income$9,148,0002,225
Total interest expense$389,0003,879
Net interest income$8,759,0002,001
Provision for loan and lease losses$04,239
Total noninterest income$2,115,0001,753
Gross Fiduciary activities income$887,000428
Service charges on deposit accounts$232,0002,196
Trading account gains and fees$0125
Additional Noninterest Income$996,0002,144
Total noninterest expense$6,550,0002,131
Salaries and employee benefits$3,217,0002,355
Premises and equipment expense$540,0002,484
Additional noninterest expense$2,793,0001,597
Pre-tax net operating income$4,324,0001,586
Securities gains (losses)$96,0001,240
Applicable income taxes$03,696
Income before extraordinary items$4,420,0001,393
Extraordinary gains, net$04
Net income$4,420,0001,394
Minority interest net income$065
Net income of bank and minority interests.$4,420,0001,394
Net charge-offs$-192,0004,908
Cash dividends$1,496,0001,356
Sale, conversion, retirement of capital stock, net$0532
Net operating income$4,324,0001,377
2020-06-30 (YTD Data)Rank
Total interest income$6,162,0002,239
Total interest expense$278,0003,889
Net interest income$5,884,0001,994
Provision for loan and lease losses$04,134
Total noninterest income$1,398,0001,685
Gross Fiduciary activities income$590,000431
Service charges on deposit accounts$158,0002,196
Trading account gains and fees$0123
Additional Noninterest Income$650,0002,094
Total noninterest expense$4,325,0002,142
Salaries and employee benefits$2,139,0002,357
Premises and equipment expense$354,0002,494
Additional noninterest expense$1,832,0001,610
Pre-tax net operating income$2,957,0001,468
Securities gains (losses)$96,0001,003
Applicable income taxes$03,655
Income before extraordinary items$3,053,0001,284
Extraordinary gains, net$04
Net income$3,053,0001,284
Minority interest net income$065
Net income of bank and minority interests.$3,053,0001,284
Net charge-offs$-2,0003,888
Cash dividends$1,496,0001,015
Sale, conversion, retirement of capital stock, net$0504
Net operating income$2,957,0001,287
2020-03-31 (YTD Data)Rank
Total interest income$3,194,0002,152
Total interest expense$156,0003,890
Net interest income$3,038,0001,900
Provision for loan and lease losses$03,711
Total noninterest income$701,0001,599
Gross Fiduciary activities income$288,000437
Service charges on deposit accounts$95,0002,205
Trading account gains and fees$0106
Additional Noninterest Income$318,0001,945
Total noninterest expense$2,146,0002,172
Salaries and employee benefits$1,063,0002,376
Premises and equipment expense$173,0002,542
Additional noninterest expense$910,0001,638
Pre-tax net operating income$1,593,0001,262
Securities gains (losses)$95,000625
Applicable income taxes$03,513
Income before extraordinary items$1,688,0001,077
Extraordinary gains, net$04
Net income$1,688,0001,075
Minority interest net income$056
Net income of bank and minority interests.$1,688,0001,077
Net charge-offs$-1,0003,618
Cash dividends$750,000993
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,593,0001,108
2019-12-31 (YTD Data)Rank
Total interest income$12,851,0002,166
Total interest expense$683,0003,828
Net interest income$12,168,0001,910
Provision for loan and lease losses$03,973
Total noninterest income$2,610,0001,705
Gross Fiduciary activities income$1,103,000439
Service charges on deposit accounts$357,0002,369
Trading account gains and fees$0135
Additional Noninterest Income$1,150,0002,095
Total noninterest expense$7,768,0002,289
Salaries and employee benefits$3,926,0002,479
Premises and equipment expense$664,0002,622
Additional noninterest expense$3,178,0001,823
Pre-tax net operating income$7,010,0001,357
Securities gains (losses)$55,0001,202
Applicable income taxes$03,859
Income before extraordinary items$7,065,0001,237
Extraordinary gains, net$011
Net income$7,065,0001,238
Minority interest net income$076
Net income of bank and minority interests.$7,065,0001,239
Net charge-offs$5,0003,486
Cash dividends$3,475,0001,077
Sale, conversion, retirement of capital stock, net$0626
Net operating income$7,010,0001,211
2019-09-30 (YTD Data)Rank
Total interest income$9,618,0002,195
Total interest expense$510,0003,877
Net interest income$9,108,0001,934
Provision for loan and lease losses$03,836
Total noninterest income$2,030,0001,664
Gross Fiduciary activities income$800,000445
Service charges on deposit accounts$261,0002,418
Trading account gains and fees$0129
Additional Noninterest Income$969,0001,965
Total noninterest expense$5,782,0002,311
Salaries and employee benefits$2,966,0002,467
Premises and equipment expense$497,0002,659
Additional noninterest expense$2,319,0001,861
Pre-tax net operating income$5,356,0001,371
Securities gains (losses)$55,0001,030
Applicable income taxes$03,902
Income before extraordinary items$5,411,0001,234
Extraordinary gains, net$011
Net income$5,411,0001,236
Minority interest net income$072
Net income of bank and minority interests.$5,411,0001,236
Net charge-offs$3,0003,249
Cash dividends$2,000,0001,189
Sale, conversion, retirement of capital stock, net$0590
Net operating income$5,356,0001,215
2019-06-30 (YTD Data)Rank
Total interest income$6,335,0002,214
Total interest expense$312,0003,974
Net interest income$6,023,0001,949
Provision for loan and lease losses$03,685
Total noninterest income$1,293,0001,672
Gross Fiduciary activities income$519,000446
Service charges on deposit accounts$161,0002,505
Trading account gains and fees$0131
Additional Noninterest Income$613,0001,982
Total noninterest expense$3,941,0002,286
Salaries and employee benefits$2,032,0002,436
Premises and equipment expense$323,0002,699
Additional noninterest expense$1,586,0001,843
Pre-tax net operating income$3,375,0001,404
Securities gains (losses)$01,702
Applicable income taxes$03,901
Income before extraordinary items$3,375,0001,271
Extraordinary gains, net$011
Net income$3,375,0001,271
Minority interest net income$069
Net income of bank and minority interests.$3,375,0001,271
Net charge-offs$-3,0004,141
Cash dividends$1,400,0001,149
Sale, conversion, retirement of capital stock, net$0573
Net operating income$3,375,0001,246
2019-03-31 (YTD Data)Rank
Total interest income$3,067,0002,280
Total interest expense$129,0004,178
Net interest income$2,938,0001,983
Provision for loan and lease losses$03,406
Total noninterest income$625,0001,681
Gross Fiduciary activities income$253,000457
Service charges on deposit accounts$81,0002,504
Trading account gains and fees$0126
Additional Noninterest Income$291,0001,994
Total noninterest expense$1,949,0002,315
Salaries and employee benefits$1,010,0002,466
Premises and equipment expense$165,0002,685
Additional noninterest expense$774,0001,871
Pre-tax net operating income$1,614,0001,435
Securities gains (losses)$01,087
Applicable income taxes$03,800
Income before extraordinary items$1,614,0001,288
Extraordinary gains, net$05
Net income$1,614,0001,287
Minority interest net income$052
Net income of bank and minority interests.$1,614,0001,287
Net charge-offs$-3,0004,217
Cash dividends$1,000,000809
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,614,0001,271
2018-12-31 (YTD Data)Rank
Total interest income$11,594,0002,271
Total interest expense$177,0004,904
Net interest income$11,417,0002,022
Provision for loan and lease losses$04,082
Total noninterest income$2,702,0001,653
Gross Fiduciary activities income$978,000467
Service charges on deposit accounts$266,0002,915
Trading account gains and fees$0126
Additional Noninterest Income$1,458,0001,828
Total noninterest expense$7,360,0002,390
Salaries and employee benefits$3,855,0002,513
Premises and equipment expense$623,0002,769
Additional noninterest expense$2,882,0001,990
Pre-tax net operating income$6,759,0001,392
Securities gains (losses)$-438,0005,246
Applicable income taxes$03,978
Income before extraordinary items$6,321,0001,304
Extraordinary gains, net$06
Net income$6,321,0001,303
Minority interest net income$072
Net income of bank and minority interests.$6,321,0001,303
Net charge-offs$-2,0004,252
Cash dividends$4,300,000822
Sale, conversion, retirement of capital stock, net$0671
Net operating income$6,759,0001,245
2018-09-30 (YTD Data)Rank
Total interest income$8,616,0002,277
Total interest expense$116,0005,025
Net interest income$8,500,0002,038
Provision for loan and lease losses$03,948
Total noninterest income$2,100,0001,634
Gross Fiduciary activities income$737,000462
Service charges on deposit accounts$174,0003,142
Trading account gains and fees$0138
Additional Noninterest Income$1,189,0001,752
Total noninterest expense$5,578,0002,375
Salaries and employee benefits$2,926,0002,493
Premises and equipment expense$474,0002,765
Additional noninterest expense$2,178,0001,973
Pre-tax net operating income$5,022,0001,417
Securities gains (losses)$01,118
Applicable income taxes$04,032
Income before extraordinary items$5,022,0001,271
Extraordinary gains, net$05
Net income$5,022,0001,268
Minority interest net income$066
Net income of bank and minority interests.$5,022,0001,270
Net charge-offs$-5,0004,302
Cash dividends$2,800,000823
Sale, conversion, retirement of capital stock, net$0633
Net operating income$5,022,0001,262
2018-06-30 (YTD Data)Rank
Total interest income$5,630,0002,294
Total interest expense$67,0005,130
Net interest income$5,563,0002,071
Provision for loan and lease losses$03,782
Total noninterest income$1,280,0001,736
Gross Fiduciary activities income$456,000472
Service charges on deposit accounts$104,0003,286
Trading account gains and fees$0130
Additional Noninterest Income$720,0001,848
Total noninterest expense$3,726,0002,376
Salaries and employee benefits$1,978,0002,488
Premises and equipment expense$320,0002,763
Additional noninterest expense$1,428,0002,008
Pre-tax net operating income$3,117,0001,480
Securities gains (losses)$0961
Applicable income taxes$04,018
Income before extraordinary items$3,117,0001,324
Extraordinary gains, net$06
Net income$3,117,0001,323
Minority interest net income$065
Net income of bank and minority interests.$3,117,0001,323
Net charge-offs$-2,0004,025
Cash dividends$300,0002,470
Sale, conversion, retirement of capital stock, net$0620
Net operating income$3,117,0001,312
2018-03-31 (YTD Data)Rank
Total interest income$2,739,0002,340
Total interest expense$34,0005,149
Net interest income$2,705,0002,115
Provision for loan and lease losses$03,508
Total noninterest income$652,0001,704
Gross Fiduciary activities income$222,000490
Service charges on deposit accounts$58,0003,164
Trading account gains and fees$0123
Additional Noninterest Income$372,0001,784
Total noninterest expense$1,869,0002,389
Salaries and employee benefits$981,0002,536
Premises and equipment expense$158,0002,819
Additional noninterest expense$730,0001,962
Pre-tax net operating income$1,488,0001,496
Securities gains (losses)$0735
Applicable income taxes$03,948
Income before extraordinary items$1,488,0001,330
Extraordinary gains, net$07
Net income$1,488,0001,330
Minority interest net income$052
Net income of bank and minority interests.$1,488,0001,330
Net charge-offs$4,0002,263
Cash dividends$300,0001,579
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,488,0001,322
2017-12-31 (YTD Data)Rank
Total interest income$10,369,0002,383
Total interest expense$124,0005,208
Net interest income$10,245,0002,187
Provision for loan and lease losses$04,227
Total noninterest income$2,072,0001,982
Gross Fiduciary activities income$755,000506
Service charges on deposit accounts$189,0003,525
Trading account gains and fees$0151
Additional Noninterest Income$1,128,0002,144
Total noninterest expense$6,887,0002,535
Salaries and employee benefits$3,702,0002,601
Premises and equipment expense$557,0003,055
Additional noninterest expense$2,628,0002,169
Pre-tax net operating income$5,430,0001,600
Securities gains (losses)$1,0002,108
Applicable income taxes$04,135
Income before extraordinary items$5,431,0001,270
Extraordinary gains, net$09
Net income$5,431,0001,270
Minority interest net income$076
Net income of bank and minority interests.$5,431,0001,270
Net charge-offs$-187,0005,424
Cash dividends$3,060,0001,007
Sale, conversion, retirement of capital stock, net$0711
Net operating income$5,430,0001,257
2017-09-30 (YTD Data)Rank
Total interest income$7,713,0002,399
Total interest expense$94,0005,246
Net interest income$7,619,0002,208
Provision for loan and lease losses$04,088
Total noninterest income$1,562,0002,013
Gross Fiduciary activities income$551,000517
Service charges on deposit accounts$131,0003,663
Trading account gains and fees$0145
Additional Noninterest Income$880,0002,126
Total noninterest expense$5,274,0002,510
Salaries and employee benefits$2,850,0002,566
Premises and equipment expense$427,0003,051
Additional noninterest expense$1,997,0002,124
Pre-tax net operating income$3,907,0001,680
Securities gains (losses)$1,0002,145
Applicable income taxes$04,172
Income before extraordinary items$3,908,0001,405
Extraordinary gains, net$09
Net income$3,908,0001,403
Minority interest net income$071
Net income of bank and minority interests.$3,908,0001,405
Net charge-offs$-184,0005,475
Cash dividends$1,960,0001,085
Sale, conversion, retirement of capital stock, net$0677
Net operating income$3,907,0001,379
2017-06-30 (YTD Data)Rank
Total interest income$5,093,0002,395
Total interest expense$62,0005,288
Net interest income$5,031,0002,213
Provision for loan and lease losses$03,871
Total noninterest income$1,048,0001,995
Gross Fiduciary activities income$346,000535
Service charges on deposit accounts$83,0003,734
Trading account gains and fees$0139
Additional Noninterest Income$619,0002,078
Total noninterest expense$3,591,0002,492
Salaries and employee benefits$1,887,0002,590
Premises and equipment expense$282,0003,064
Additional noninterest expense$1,422,0002,012
Pre-tax net operating income$2,488,0001,710
Securities gains (losses)$1,0001,756
Applicable income taxes$04,189
Income before extraordinary items$2,489,0001,431
Extraordinary gains, net$011
Net income$2,489,0001,431
Minority interest net income$071
Net income of bank and minority interests.$2,489,0001,432
Net charge-offs$-100,0005,442
Cash dividends$960,0001,374
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,488,0001,415
2017-03-31 (YTD Data)Rank
Total interest income$2,487,0002,432
Total interest expense$29,0005,361
Net interest income$2,458,0002,255
Provision for loan and lease losses$03,537
Total noninterest income$523,0001,983
Gross Fiduciary activities income$167,000547
Service charges on deposit accounts$43,0003,709
Trading account gains and fees$0142
Additional Noninterest Income$313,0002,040
Total noninterest expense$1,777,0002,530
Salaries and employee benefits$922,0002,679
Premises and equipment expense$137,0003,164
Additional noninterest expense$718,0002,003
Pre-tax net operating income$1,204,0001,719
Securities gains (losses)$01,153
Applicable income taxes$04,086
Income before extraordinary items$1,204,0001,463
Extraordinary gains, net$08
Net income$1,204,0001,463
Minority interest net income$055
Net income of bank and minority interests.$1,204,0001,463
Net charge-offs$-6,0004,769
Cash dividends$660,000993
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,204,0001,447
2016-12-31 (YTD Data)Rank
Total interest income$9,045,0002,617
Total interest expense$184,0005,053
Net interest income$8,861,0002,415
Provision for loan and lease losses$04,332
Total noninterest income$1,893,0002,189
Gross Fiduciary activities income$686,000531
Service charges on deposit accounts$179,0003,724
Trading account gains and fees$0170
Additional Noninterest Income$1,028,0002,374
Total noninterest expense$6,670,0002,653
Salaries and employee benefits$3,439,0002,792
Premises and equipment expense$607,0002,991
Additional noninterest expense$2,624,0002,213
Pre-tax net operating income$4,084,0001,913
Securities gains (losses)$23,0002,295
Applicable income taxes$04,278
Income before extraordinary items$4,107,0001,620
Extraordinary gains, net$05
Net income$4,107,0001,618
Minority interest net income$082
Net income of bank and minority interests.$4,107,0001,619
Net charge-offs$196,0001,954
Cash dividends$2,413,0001,208
Sale, conversion, retirement of capital stock, net$0759
Net operating income$4,084,0001,594
2016-09-30 (YTD Data)Rank
Total interest income$6,638,0002,659
Total interest expense$154,0004,989
Net interest income$6,484,0002,469
Provision for loan and lease losses$04,186
Total noninterest income$1,507,0002,118
Gross Fiduciary activities income$521,000524
Service charges on deposit accounts$133,0003,768
Trading account gains and fees$0169
Additional Noninterest Income$853,0002,243
Total noninterest expense$4,969,0002,658
Salaries and employee benefits$2,556,0002,797
Premises and equipment expense$473,0002,944
Additional noninterest expense$1,940,0002,236
Pre-tax net operating income$3,022,0001,953
Securities gains (losses)$75,0001,465
Applicable income taxes$04,325
Income before extraordinary items$3,097,0001,638
Extraordinary gains, net$05
Net income$3,097,0001,637
Minority interest net income$071
Net income of bank and minority interests.$3,097,0001,638
Net charge-offs$57,0002,493
Cash dividends$1,613,0001,222
Sale, conversion, retirement of capital stock, net$0719
Net operating income$3,022,0001,631
2016-06-30 (YTD Data)Rank
Total interest income$4,313,0002,719
Total interest expense$115,0004,897
Net interest income$4,198,0002,535
Provision for loan and lease losses$04,017
Total noninterest income$1,020,0002,081
Gross Fiduciary activities income$347,000527
Service charges on deposit accounts$90,0003,740
Trading account gains and fees$0157
Additional Noninterest Income$583,0002,183
Total noninterest expense$3,303,0002,672
Salaries and employee benefits$1,687,0002,840
Premises and equipment expense$314,0002,953
Additional noninterest expense$1,302,0002,237
Pre-tax net operating income$1,915,0002,010
Securities gains (losses)$55,0001,357
Applicable income taxes$04,338
Income before extraordinary items$1,970,0001,686
Extraordinary gains, net$016
Net income$1,970,0001,687
Minority interest net income$071
Net income of bank and minority interests.$1,970,0001,687
Net charge-offs$52,0002,116
Cash dividends$1,013,0001,287
Sale, conversion, retirement of capital stock, net$0705
Net operating income$1,915,0001,683
2016-03-31 (YTD Data)Rank
Total interest income$2,127,0002,753
Total interest expense$60,0004,887
Net interest income$2,067,0002,565
Provision for loan and lease losses$03,656
Total noninterest income$478,0002,125
Gross Fiduciary activities income$144,000574
Service charges on deposit accounts$46,0003,713
Trading account gains and fees$0142
Additional Noninterest Income$288,0002,134
Total noninterest expense$1,624,0002,708
Salaries and employee benefits$826,0002,888
Premises and equipment expense$162,0002,923
Additional noninterest expense$636,0002,269
Pre-tax net operating income$921,0002,036
Securities gains (losses)$27,0001,105
Applicable income taxes$04,259
Income before extraordinary items$948,0001,701
Extraordinary gains, net$012
Net income$948,0001,702
Minority interest net income$062
Net income of bank and minority interests.$948,0001,702
Net charge-offs$-13,0005,298
Cash dividends$800,000872
Sale, conversion, retirement of capital stock, net$0659
Net operating income$921,0001,704
2015-12-31 (YTD Data)Rank
Total interest income$7,990,0002,837
Total interest expense$231,0004,988
Net interest income$7,759,0002,667
Provision for loan and lease losses$60,0003,437
Total noninterest income$1,647,0002,367
Gross Fiduciary activities income$498,000594
Service charges on deposit accounts$193,0003,767
Trading account gains and fees$0159
Additional Noninterest Income$956,0002,434
Total noninterest expense$6,068,0002,840
Salaries and employee benefits$3,017,0003,019
Premises and equipment expense$618,0003,045
Additional noninterest expense$2,433,0002,398
Pre-tax net operating income$3,278,0002,177
Securities gains (losses)$46,0001,704
Applicable income taxes$04,402
Income before extraordinary items$3,324,0001,877
Extraordinary gains, net$023
Net income$3,324,0001,877
Minority interest net income$081
Net income of bank and minority interests.$3,324,0001,879
Net charge-offs$62,0003,092
Cash dividends$1,200,0001,904
Sale, conversion, retirement of capital stock, net$0804
Net operating income$3,278,0001,861
2015-09-30 (YTD Data)Rank
Total interest income$5,935,0002,877
Total interest expense$172,0005,068
Net interest income$5,763,0002,702
Provision for loan and lease losses$60,0003,107
Total noninterest income$1,200,0002,425
Gross Fiduciary activities income$347,000612
Service charges on deposit accounts$141,0003,827
Trading account gains and fees$0153
Additional Noninterest Income$712,0002,461
Total noninterest expense$4,559,0002,851
Salaries and employee benefits$2,217,0003,094
Premises and equipment expense$489,0002,988
Additional noninterest expense$1,853,0002,357
Pre-tax net operating income$2,344,0002,296
Securities gains (losses)$28,0001,833
Applicable income taxes$04,489
Income before extraordinary items$2,372,0001,975
Extraordinary gains, net$021
Net income$2,372,0001,977
Minority interest net income$078
Net income of bank and minority interests.$2,372,0001,977
Net charge-offs$85,0002,327
Cash dividends$500,0002,312
Sale, conversion, retirement of capital stock, net$0773
Net operating income$2,344,0001,955
2015-06-30 (YTD Data)Rank
Total interest income$3,938,0002,884
Total interest expense$113,0005,145
Net interest income$3,825,0002,710
Provision for loan and lease losses$60,0002,661
Total noninterest income$956,0002,199
Gross Fiduciary activities income$208,000652
Service charges on deposit accounts$91,0003,861
Trading account gains and fees$0157
Additional Noninterest Income$657,0002,051
Total noninterest expense$3,272,0002,721
Salaries and employee benefits$1,462,0003,137
Premises and equipment expense$323,0003,014
Additional noninterest expense$1,487,0002,012
Pre-tax net operating income$1,449,0002,394
Securities gains (losses)$02,636
Applicable income taxes$04,497
Income before extraordinary items$1,449,0002,105
Extraordinary gains, net$022
Net income$1,449,0002,107
Minority interest net income$075
Net income of bank and minority interests.$1,449,0002,107
Net charge-offs$-11,0005,290
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,449,0002,059
2015-03-31 (YTD Data)Rank
Total interest income$1,928,0002,926
Total interest expense$56,0005,203
Net interest income$1,872,0002,748
Provision for loan and lease losses$60,0001,893
Total noninterest income$321,0002,696
Gross Fiduciary activities income$84,000680
Service charges on deposit accounts$43,0003,933
Trading account gains and fees$0152
Additional Noninterest Income$194,0002,676
Total noninterest expense$1,706,0002,646
Salaries and employee benefits$728,0003,160
Premises and equipment expense$162,0003,042
Additional noninterest expense$816,0001,843
Pre-tax net operating income$427,0003,283
Securities gains (losses)$02,027
Applicable income taxes$04,400
Income before extraordinary items$427,0003,005
Extraordinary gains, net$013
Net income$427,0003,008
Minority interest net income$064
Net income of bank and minority interests.$427,0003,008
Net charge-offs$-87,0006,094
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$427,0002,943
2014-12-31 (YTD Data)Rank
Total interest income$7,195,0003,120
Total interest expense$223,0005,379
Net interest income$6,972,0002,900
Provision for loan and lease losses$430,0001,608
Total noninterest income$1,545,0002,462
Gross Fiduciary activities income$318,000696
Service charges on deposit accounts$190,0003,992
Trading account gains and fees$0180
Additional Noninterest Income$1,037,0002,284
Total noninterest expense$5,841,0002,974
Salaries and employee benefits$2,857,0003,180
Premises and equipment expense$670,0002,998
Additional noninterest expense$2,314,0002,560
Pre-tax net operating income$2,246,0002,784
Securities gains (losses)$9,0002,695
Applicable income taxes$04,531
Income before extraordinary items$2,255,0002,477
Extraordinary gains, net$017
Net income$2,255,0002,476
Minority interest net income$084
Net income of bank and minority interests.$2,255,0002,476
Net charge-offs$872,0001,003
Cash dividends$1,600,0001,502
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,246,0002,453
2014-09-30 (YTD Data)Rank
Total interest income$5,312,0003,177
Total interest expense$168,0005,441
Net interest income$5,144,0002,964
Provision for loan and lease losses$415,0001,344
Total noninterest income$1,288,0002,329
Gross Fiduciary activities income$235,000692
Service charges on deposit accounts$140,0004,081
Trading account gains and fees$0174
Additional Noninterest Income$913,0002,060
Total noninterest expense$4,387,0002,982
Salaries and employee benefits$2,111,0003,241
Premises and equipment expense$506,0003,014
Additional noninterest expense$1,770,0002,534
Pre-tax net operating income$1,630,0002,886
Securities gains (losses)$11,0002,296
Applicable income taxes$04,583
Income before extraordinary items$1,641,0002,565
Extraordinary gains, net$015
Net income$1,641,0002,566
Minority interest net income$081
Net income of bank and minority interests.$1,641,0002,565
Net charge-offs$252,0001,749
Cash dividends$600,0002,003
Sale, conversion, retirement of capital stock, net$0819
Net operating income$1,630,0002,533
2014-06-30 (YTD Data)Rank
Total interest income$3,464,0003,237
Total interest expense$113,0005,478
Net interest income$3,351,0003,004
Provision for loan and lease losses$385,0001,040
Total noninterest income$869,0002,295
Gross Fiduciary activities income$154,000698
Service charges on deposit accounts$92,0004,074
Trading account gains and fees$0172
Additional Noninterest Income$623,0002,003
Total noninterest expense$2,884,0003,022
Salaries and employee benefits$1,444,0003,201
Premises and equipment expense$328,0003,094
Additional noninterest expense$1,112,0002,651
Pre-tax net operating income$951,0003,046
Securities gains (losses)$02,580
Applicable income taxes$04,568
Income before extraordinary items$951,0002,739
Extraordinary gains, net$020
Net income$951,0002,743
Minority interest net income$080
Net income of bank and minority interests.$951,0002,743
Net charge-offs$338,0001,172
Cash dividends$100,0003,133
Sale, conversion, retirement of capital stock, net$0794
Net operating income$951,0002,691
2014-03-31 (YTD Data)Rank
Total interest income$1,692,0003,303
Total interest expense$56,0005,568
Net interest income$1,636,0003,068
Provision for loan and lease losses$190,0001,040
Total noninterest income$389,0002,415
Gross Fiduciary activities income$75,000706
Service charges on deposit accounts$44,0004,152
Trading account gains and fees$0147
Additional Noninterest Income$270,0002,157
Total noninterest expense$1,470,0003,001
Salaries and employee benefits$746,0003,151
Premises and equipment expense$158,0003,226
Additional noninterest expense$566,0002,620
Pre-tax net operating income$365,0003,462
Securities gains (losses)$01,715
Applicable income taxes$04,445
Income before extraordinary items$365,0003,192
Extraordinary gains, net$016
Net income$365,0003,194
Minority interest net income$066
Net income of bank and minority interests.$365,0003,194
Net charge-offs$142,0001,150
Cash dividends$100,0002,217
Sale, conversion, retirement of capital stock, net$0747
Net operating income$365,0003,161
2013-12-31 (YTD Data)Rank
Total interest income$6,765,0003,343
Total interest expense$229,0005,760
Net interest income$6,536,0003,055
Provision for loan and lease losses$810,0001,310
Total noninterest income$1,515,0002,578
Gross Fiduciary activities income$272,000720
Service charges on deposit accounts$193,0004,162
Trading account gains and fees$0184
Additional Noninterest Income$1,050,0002,321
Total noninterest expense$5,419,0003,211
Salaries and employee benefits$2,642,0003,405
Premises and equipment expense$647,0003,131
Additional noninterest expense$2,130,0002,837
Pre-tax net operating income$1,822,0003,035
Securities gains (losses)$-64,0006,488
Applicable income taxes$04,631
Income before extraordinary items$1,758,0002,849
Extraordinary gains, net$029
Net income$1,758,0002,851
Minority interest net income$090
Net income of bank and minority interests.$1,758,0002,852
Net charge-offs$4,255,000389
Cash dividends$900,0002,063
Sale, conversion, retirement of capital stock, net$0924
Net operating income$1,822,0002,724
2013-09-30 (YTD Data)Rank
Total interest income$5,085,0003,366
Total interest expense$172,0005,852
Net interest income$4,913,0003,076
Provision for loan and lease losses$570,0001,389
Total noninterest income$1,129,0002,633
Gross Fiduciary activities income$202,000716
Service charges on deposit accounts$143,0004,212
Trading account gains and fees$0180
Additional Noninterest Income$784,0002,366
Total noninterest expense$4,141,0003,178
Salaries and employee benefits$1,948,0003,468
Premises and equipment expense$501,0003,103
Additional noninterest expense$1,692,0002,706
Pre-tax net operating income$1,331,0003,150
Securities gains (losses)$3,0002,773
Applicable income taxes$04,713
Income before extraordinary items$1,334,0002,870
Extraordinary gains, net$025
Net income$1,334,0002,874
Minority interest net income$084
Net income of bank and minority interests.$1,334,0002,874
Net charge-offs$4,051,000322
Cash dividends$400,0002,325
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,331,0002,800
2013-06-30 (YTD Data)Rank
Total interest income$3,405,0003,360
Total interest expense$114,0005,917
Net interest income$3,291,0003,065
Provision for loan and lease losses$350,0001,497
Total noninterest income$759,0002,634
Gross Fiduciary activities income$134,000725
Service charges on deposit accounts$94,0004,220
Trading account gains and fees$0157
Additional Noninterest Income$531,0002,391
Total noninterest expense$2,768,0003,177
Salaries and employee benefits$1,296,0003,485
Premises and equipment expense$336,0003,087
Additional noninterest expense$1,136,0002,663
Pre-tax net operating income$932,0003,026
Securities gains (losses)$3,0002,553
Applicable income taxes$04,679
Income before extraordinary items$935,0002,785
Extraordinary gains, net$022
Net income$935,0002,790
Minority interest net income$082
Net income of bank and minority interests.$935,0002,790
Net charge-offs$2,223,000408
Cash dividends$400,0001,902
Sale, conversion, retirement of capital stock, net$0838
Net operating income$932,0002,683
2013-03-31 (YTD Data)Rank
Total interest income$1,746,0003,321
Total interest expense$58,0005,978
Net interest income$1,688,0003,013
Provision for loan and lease losses$170,0001,510
Total noninterest income$338,0002,835
Gross Fiduciary activities income$63,000744
Service charges on deposit accounts$44,0004,324
Trading account gains and fees$0148
Additional Noninterest Income$231,0002,569
Total noninterest expense$1,368,0003,225
Salaries and employee benefits$660,0003,471
Premises and equipment expense$168,0003,127
Additional noninterest expense$540,0002,792
Pre-tax net operating income$488,0002,916
Securities gains (losses)$2,0001,785
Applicable income taxes$04,602
Income before extraordinary items$490,0002,634
Extraordinary gains, net$010
Net income$490,0002,637
Minority interest net income$076
Net income of bank and minority interests.$490,0002,636
Net charge-offs$481,000789
Cash dividends$400,0001,090
Sale, conversion, retirement of capital stock, net$0789
Net operating income$488,0002,561
2012-12-31 (YTD Data)Rank
Total interest income$7,276,0003,359
Total interest expense$354,0005,747
Net interest income$6,922,0003,002
Provision for loan and lease losses$1,325,0001,450
Total noninterest income$1,458,0002,655
Gross Fiduciary activities income$225,000769
Service charges on deposit accounts$202,0004,244
Trading account gains and fees$0166
Additional Noninterest Income$1,031,0002,329
Total noninterest expense$5,296,0003,323
Salaries and employee benefits$2,461,0003,612
Premises and equipment expense$662,0003,149
Additional noninterest expense$2,173,0002,899
Pre-tax net operating income$1,759,0003,050
Securities gains (losses)$25,0003,094
Applicable income taxes$04,751
Income before extraordinary items$1,784,0002,806
Extraordinary gains, net$029
Net income$1,784,0002,809
Minority interest net income$093
Net income of bank and minority interests.$1,784,0002,808
Net charge-offs$1,323,0001,517
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$1,759,0002,710
2012-09-30 (YTD Data)Rank
Total interest income$5,456,0003,406
Total interest expense$291,0005,731
Net interest income$5,165,0003,068
Provision for loan and lease losses$1,150,0001,283
Total noninterest income$1,021,0002,763
Gross Fiduciary activities income$165,000768
Service charges on deposit accounts$146,0004,366
Trading account gains and fees$0157
Additional Noninterest Income$710,0002,439
Total noninterest expense$3,869,0003,413
Salaries and employee benefits$1,853,0003,617
Premises and equipment expense$499,0003,177
Additional noninterest expense$1,517,0003,082
Pre-tax net operating income$1,167,0003,365
Securities gains (losses)$20,0002,874
Applicable income taxes$04,802
Income before extraordinary items$1,187,0003,103
Extraordinary gains, net$020
Net income$1,187,0003,101
Minority interest net income$086
Net income of bank and minority interests.$1,187,0003,101
Net charge-offs$1,194,0001,297
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$1,167,0002,986
2012-06-30 (YTD Data)Rank
Total interest income$3,662,0003,410
Total interest expense$212,0005,667
Net interest income$3,450,0003,077
Provision for loan and lease losses$950,0001,143
Total noninterest income$677,0002,726
Gross Fiduciary activities income$108,000777
Service charges on deposit accounts$91,0004,495
Trading account gains and fees$0153
Additional Noninterest Income$478,0002,395
Total noninterest expense$2,548,0003,456
Salaries and employee benefits$1,246,0003,609
Premises and equipment expense$328,0003,215
Additional noninterest expense$974,0003,197
Pre-tax net operating income$629,0003,724
Securities gains (losses)$12,0002,678
Applicable income taxes$04,770
Income before extraordinary items$641,0003,504
Extraordinary gains, net$019
Net income$641,0003,505
Minority interest net income$084
Net income of bank and minority interests.$641,0003,505
Net charge-offs$769,0001,360
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$629,0003,372
2012-03-31 (YTD Data)Rank
Total interest income$1,854,0003,412
Total interest expense$114,0005,633
Net interest income$1,740,0003,070
Provision for loan and lease losses$510,0001,029
Total noninterest income$327,0002,809
Gross Fiduciary activities income$53,000782
Service charges on deposit accounts$46,0004,450
Trading account gains and fees$0148
Additional Noninterest Income$228,0002,460
Total noninterest expense$1,318,0003,389
Salaries and employee benefits$635,0003,603
Premises and equipment expense$156,0003,367
Additional noninterest expense$527,0002,967
Pre-tax net operating income$239,0004,238
Securities gains (losses)$02,210
Applicable income taxes$04,704
Income before extraordinary items$239,0004,064
Extraordinary gains, net$019
Net income$239,0004,067
Minority interest net income$078
Net income of bank and minority interests.$239,0004,067
Net charge-offs$648,000924
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$239,0003,909
2011-12-31 (YTD Data)Rank
Total interest income$7,038,0003,658
Total interest expense$523,0005,762
Net interest income$6,515,0003,248
Provision for loan and lease losses$3,761,000999
Total noninterest income$691,0003,797
Gross Fiduciary activities income$193,000749
Service charges on deposit accounts$190,0004,477
Trading account gains and fees$0146
Additional Noninterest Income$308,0003,819
Total noninterest expense$5,152,0003,453
Salaries and employee benefits$2,400,0003,679
Premises and equipment expense$642,0003,400
Additional noninterest expense$2,110,0002,986
Pre-tax net operating income$-1,707,0006,743
Securities gains (losses)$54,0002,538
Applicable income taxes$04,719
Income before extraordinary items$-1,653,0006,785
Extraordinary gains, net$029
Net income$-1,653,0006,785
Minority interest net income$096
Net income of bank and minority interests.$-1,653,0006,785
Net charge-offs$1,926,0001,596
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$-1,707,0006,764
2011-09-30 (YTD Data)Rank
Total interest income$5,280,0003,704
Total interest expense$398,0005,858
Net interest income$4,882,0003,275
Provision for loan and lease losses$2,332,0001,112
Total noninterest income$500,0003,873
Gross Fiduciary activities income$151,000735
Service charges on deposit accounts$140,0004,522
Trading account gains and fees$0145
Additional Noninterest Income$209,0004,037
Total noninterest expense$3,917,0003,421
Salaries and employee benefits$1,785,0003,699
Premises and equipment expense$500,0003,348
Additional noninterest expense$1,632,0002,918
Pre-tax net operating income$-867,0006,755
Securities gains (losses)$42,0002,433
Applicable income taxes$04,740
Income before extraordinary items$-825,0006,802
Extraordinary gains, net$021
Net income$-825,0006,803
Minority interest net income$087
Net income of bank and minority interests.$-825,0006,802
Net charge-offs$1,061,0001,829
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$-867,0006,788
2011-06-30 (YTD Data)Rank
Total interest income$3,535,0003,734
Total interest expense$271,0005,930
Net interest income$3,264,0003,278
Provision for loan and lease losses$1,630,0001,051
Total noninterest income$487,0003,169
Gross Fiduciary activities income$104,000738
Service charges on deposit accounts$93,0004,525
Trading account gains and fees$0153
Additional Noninterest Income$290,0002,924
Total noninterest expense$2,670,0003,404
Salaries and employee benefits$1,213,0003,675
Premises and equipment expense$342,0003,308
Additional noninterest expense$1,115,0002,910
Pre-tax net operating income$-549,0006,813
Securities gains (losses)$11,0002,322
Applicable income taxes$04,697
Income before extraordinary items$-538,0006,861
Extraordinary gains, net$015
Net income$-538,0006,860
Minority interest net income$089
Net income of bank and minority interests.$-538,0006,861
Net charge-offs$804,0001,665
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$-549,0006,854
2011-03-31 (YTD Data)Rank
Total interest income$1,755,0003,777
Total interest expense$139,0005,983
Net interest income$1,616,0003,288
Provision for loan and lease losses$815,000999
Total noninterest income$209,0003,493
Gross Fiduciary activities income$51,000753
Service charges on deposit accounts$47,0004,460
Trading account gains and fees$0158
Additional Noninterest Income$111,0003,390
Total noninterest expense$1,357,0003,363
Salaries and employee benefits$621,0003,622
Premises and equipment expense$174,0003,314
Additional noninterest expense$562,0002,879
Pre-tax net operating income$-347,0006,985
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$-347,0007,035
Extraordinary gains, net$09
Net income$-347,0007,035
Minority interest net income$086
Net income of bank and minority interests.$-347,0007,035
Net charge-offs$528,0001,288
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$-347,0007,020
2010-12-31 (YTD Data)Rank
Total interest income$7,425,0003,757
Total interest expense$894,0005,472
Net interest income$6,531,0003,255
Provision for loan and lease losses$5,806,0001,023
Total noninterest income$851,0003,533
Gross Fiduciary activities income$243,000716
Service charges on deposit accounts$228,0004,183
Trading account gains and fees$0175
Additional Noninterest Income$380,0003,598
Total noninterest expense$15,609,0001,284
Salaries and employee benefits$2,431,0003,661
Premises and equipment expense$774,0003,049
Additional noninterest expense$12,404,000615
Pre-tax net operating income$-14,033,0007,437
Securities gains (losses)$5,0003,469
Applicable income taxes$04,655
Income before extraordinary items$-14,028,0007,457
Extraordinary gains, net$029
Net income$-14,028,0007,457
Minority interest net income$0111
Net income of bank and minority interests.$-14,028,0007,457
Net charge-offs$2,978,0001,474
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$-14,033,0007,446
2010-09-30 (YTD Data)Rank
Total interest income$5,645,0003,793
Total interest expense$712,0005,491
Net interest income$4,933,0003,278
Provision for loan and lease losses$3,210,0001,211
Total noninterest income$731,0003,320
Gross Fiduciary activities income$194,000694
Service charges on deposit accounts$174,0004,218
Trading account gains and fees$0165
Additional Noninterest Income$363,0003,252
Total noninterest expense$3,885,0003,511
Salaries and employee benefits$1,847,0003,658
Premises and equipment expense$584,0003,090
Additional noninterest expense$1,454,0003,315
Pre-tax net operating income$-1,431,0006,928
Securities gains (losses)$4,0003,332
Applicable income taxes$04,726
Income before extraordinary items$-1,427,0007,030
Extraordinary gains, net$023
Net income$-1,427,0007,029
Minority interest net income$0110
Net income of bank and minority interests.$-1,427,0007,030
Net charge-offs$1,059,0002,126
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$-1,431,0006,995
2010-06-30 (YTD Data)Rank
Total interest income$3,694,0003,865
Total interest expense$508,0005,445
Net interest income$3,186,0003,372
Provision for loan and lease losses$2,073,0001,246
Total noninterest income$567,0002,983
Gross Fiduciary activities income$100,000760
Service charges on deposit accounts$117,0004,191
Trading account gains and fees$0152
Additional Noninterest Income$350,0002,604
Total noninterest expense$2,610,0003,505
Salaries and employee benefits$1,293,0003,551
Premises and equipment expense$388,0003,132
Additional noninterest expense$929,0003,406
Pre-tax net operating income$-930,0006,980
Securities gains (losses)$4,0002,840
Applicable income taxes$04,691
Income before extraordinary items$-926,0007,064
Extraordinary gains, net$019
Net income$-926,0007,063
Minority interest net income$0105
Net income of bank and minority interests.$-926,0007,064
Net charge-offs$720,0002,051
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-930,0007,034
2010-03-31 (YTD Data)Rank
Total interest income$1,855,0003,921
Total interest expense$286,0005,296
Net interest income$1,569,0003,433
Provision for loan and lease losses$795,0001,361
Total noninterest income$290,0002,936
Gross Fiduciary activities income$49,000770
Service charges on deposit accounts$58,0004,200
Trading account gains and fees$0175
Additional Noninterest Income$183,0002,525
Total noninterest expense$1,338,0003,459
Salaries and employee benefits$673,0003,497
Premises and equipment expense$193,0003,216
Additional noninterest expense$472,0003,342
Pre-tax net operating income$-274,0006,938
Securities gains (losses)$3,0001,999
Applicable income taxes$04,611
Income before extraordinary items$-271,0007,041
Extraordinary gains, net$016
Net income$-271,0007,042
Minority interest net income$091
Net income of bank and minority interests.$-271,0007,041
Net charge-offs$287,0002,075
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$-274,0007,004
2009-12-31 (YTD Data)Rank
Total interest income$7,868,0003,863
Total interest expense$1,812,0004,724
Net interest income$6,056,0003,437
Provision for loan and lease losses$4,064,0001,644
Total noninterest income$1,295,0002,830
Gross Fiduciary activities income$169,000797
Service charges on deposit accounts$260,0004,153
Trading account gains and fees$0211
Additional Noninterest Income$866,0002,338
Total noninterest expense$5,702,0003,308
Salaries and employee benefits$2,612,0003,572
Premises and equipment expense$904,0002,811
Additional noninterest expense$2,186,0003,097
Pre-tax net operating income$-2,415,0006,748
Securities gains (losses)$120,0001,972
Applicable income taxes$04,388
Income before extraordinary items$-2,295,0006,833
Extraordinary gains, net$034
Net income$-2,295,0006,830
Minority interest net income$0115
Net income of bank and minority interests.$-2,295,0006,831
Net charge-offs$2,805,0001,675
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$-2,415,0006,868
2009-09-30 (YTD Data)Rank
Total interest income$5,906,0003,913
Total interest expense$1,480,0004,638
Net interest income$4,426,0003,515
Provision for loan and lease losses$3,069,0001,458
Total noninterest income$1,022,0002,776
Gross Fiduciary activities income$118,000804
Service charges on deposit accounts$187,0004,247
Trading account gains and fees$0212
Additional Noninterest Income$717,0002,273
Total noninterest expense$4,578,0003,145
Salaries and employee benefits$1,985,0003,559
Premises and equipment expense$724,0002,700
Additional noninterest expense$1,869,0002,716
Pre-tax net operating income$-2,199,0007,102
Securities gains (losses)$120,0001,678
Applicable income taxes$04,592
Income before extraordinary items$-2,079,0007,195
Extraordinary gains, net$027
Net income$-2,079,0007,195
Minority interest net income$0118
Net income of bank and minority interests.$-2,079,0007,194
Net charge-offs$1,038,0002,165
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-2,199,0007,215
2009-06-30 (YTD Data)Rank
Total interest income$3,949,0003,940
Total interest expense$1,065,0004,546
Net interest income$2,884,0003,570
Provision for loan and lease losses$904,0002,187
Total noninterest income$788,0002,546
Gross Fiduciary activities income$59,000841
Service charges on deposit accounts$125,0004,224
Trading account gains and fees$0193
Additional Noninterest Income$604,0001,984
Total noninterest expense$2,838,0003,363
Salaries and employee benefits$1,365,0003,517
Premises and equipment expense$481,0002,737
Additional noninterest expense$992,0003,308
Pre-tax net operating income$-70,0006,024
Securities gains (losses)$120,0001,351
Applicable income taxes$04,657
Income before extraordinary items$50,0005,576
Extraordinary gains, net$021
Net income$50,0005,573
Minority interest net income$0112
Net income of bank and minority interests.$50,0005,573
Net charge-offs$935,0001,688
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$-70,0006,076
2009-03-31 (YTD Data)Rank
Total interest income$1,976,0003,976
Total interest expense$563,0004,510
Net interest income$1,413,0003,619
Provision for loan and lease losses$305,0002,266
Total noninterest income$309,0002,967
Gross Fiduciary activities income$28,000866
Service charges on deposit accounts$61,0004,216
Trading account gains and fees$0171
Additional Noninterest Income$220,0002,380
Total noninterest expense$1,400,0003,321
Salaries and employee benefits$725,0003,363
Premises and equipment expense$222,0002,986
Additional noninterest expense$453,0003,260
Pre-tax net operating income$17,0006,053
Securities gains (losses)$02,434
Applicable income taxes$04,835
Income before extraordinary items$17,0006,201
Extraordinary gains, net$015
Net income$17,0006,203
Minority interest net income$0102
Net income of bank and minority interests.$17,0006,203
Net charge-offs$397,0001,551
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$17,0006,044
2008-12-31 (YTD Data)Rank
Total interest income$9,042,0003,791
Total interest expense$2,873,0004,380
Net interest income$6,169,0003,404
Provision for loan and lease losses$2,549,0001,542
Total noninterest income$2,508,0001,803
Gross Fiduciary activities income$161,000817
Service charges on deposit accounts$311,0003,956
Trading account gains and fees$0154
Additional Noninterest Income$2,036,0001,285
Total noninterest expense$5,808,0003,178
Salaries and employee benefits$3,000,0003,248
Premises and equipment expense$932,0002,795
Additional noninterest expense$1,876,0003,030
Pre-tax net operating income$320,0005,372
Securities gains (losses)$2,0002,962
Applicable income taxes$04,979
Income before extraordinary items$322,0005,014
Extraordinary gains, net$039
Net income$322,0005,013
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,692,0001,082
Cash dividends$613,0003,056
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$320,0005,175
2008-09-30 (YTD Data)Rank
Total interest income$6,854,0003,828
Total interest expense$2,251,0004,375
Net interest income$4,603,0003,438
Provision for loan and lease losses$2,309,0001,073
Total noninterest income$2,268,0001,616
Gross Fiduciary activities income$130,000808
Service charges on deposit accounts$238,0003,950
Trading account gains and fees$0148
Additional Noninterest Income$1,900,0001,150
Total noninterest expense$4,312,0003,176
Salaries and employee benefits$2,345,0003,163
Premises and equipment expense$705,0002,787
Additional noninterest expense$1,262,0003,243
Pre-tax net operating income$250,0005,842
Securities gains (losses)$3,0002,756
Applicable income taxes$05,372
Income before extraordinary items$253,0005,430
Extraordinary gains, net$031
Net income$253,0005,427
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,346,000748
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$250,0005,622
2008-06-30 (YTD Data)Rank
Total interest income$4,661,0003,825
Total interest expense$1,608,0004,312
Net interest income$3,053,0003,445
Provision for loan and lease losses$594,0001,718
Total noninterest income$590,0003,169
Gross Fiduciary activities income$76,000843
Service charges on deposit accounts$170,0003,810
Trading account gains and fees$0149
Additional Noninterest Income$344,0002,812
Total noninterest expense$2,947,0003,112
Salaries and employee benefits$1,631,0003,081
Premises and equipment expense$476,0002,754
Additional noninterest expense$840,0003,214
Pre-tax net operating income$102,0006,392
Securities gains (losses)$3,0002,869
Applicable income taxes$05,627
Income before extraordinary items$105,0006,304
Extraordinary gains, net$021
Net income$105,0006,304
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$110,0002,909
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$102,0006,264
2008-03-31 (YTD Data)Rank
Total interest income$2,377,0003,839
Total interest expense$903,0004,174
Net interest income$1,474,0003,521
Provision for loan and lease losses$223,0001,723
Total noninterest income$293,0003,183
Gross Fiduciary activities income$37,000863
Service charges on deposit accounts$84,0003,792
Trading account gains and fees$0158
Additional Noninterest Income$172,0002,804
Total noninterest expense$1,528,0003,003
Salaries and employee benefits$862,0002,956
Premises and equipment expense$242,0002,723
Additional noninterest expense$424,0003,134
Pre-tax net operating income$16,0006,997
Securities gains (losses)$3,0002,367
Applicable income taxes$05,622
Income before extraordinary items$19,0007,034
Extraordinary gains, net$015
Net income$19,0007,035
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$74,0002,080
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$16,0006,977
2007-12-31 (YTD Data)Rank
Total interest income$10,412,0003,672
Total interest expense$3,772,0004,166
Net interest income$6,640,0003,232
Provision for loan and lease losses$484,0002,373
Total noninterest income$1,138,0003,253
Gross Fiduciary activities income$159,000843
Service charges on deposit accounts$323,0003,947
Trading account gains and fees$0178
Additional Noninterest Income$656,0002,855
Total noninterest expense$6,080,0002,936
Salaries and employee benefits$3,436,0002,860
Premises and equipment expense$987,0002,601
Additional noninterest expense$1,657,0003,146
Pre-tax net operating income$1,214,0004,336
Securities gains (losses)$-8,0007,514
Applicable income taxes$06,070
Income before extraordinary items$1,206,0003,931
Extraordinary gains, net$039
Net income$1,206,0003,933
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$443,0001,834
Cash dividends$1,064,0002,524
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$1,214,0003,910
2007-09-30 (YTD Data)Rank
Total interest income$7,763,0003,691
Total interest expense$2,766,0004,221
Net interest income$4,997,0003,234
Provision for loan and lease losses$228,0002,772
Total noninterest income$823,0003,330
Gross Fiduciary activities income$108,000857
Service charges on deposit accounts$231,0004,024
Trading account gains and fees$0184
Additional Noninterest Income$484,0002,904
Total noninterest expense$4,691,0002,832
Salaries and employee benefits$2,632,0002,781
Premises and equipment expense$790,0002,442
Additional noninterest expense$1,269,0003,037
Pre-tax net operating income$901,0004,593
Securities gains (losses)$01,655
Applicable income taxes$06,220
Income before extraordinary items$901,0004,114
Extraordinary gains, net$033
Net income$901,0004,113
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$296,0001,545
Cash dividends$463,0003,030
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$901,0004,100
2007-06-30 (YTD Data)Rank
Total interest income$5,126,0003,721
Total interest expense$1,787,0004,304
Net interest income$3,339,0003,252
Provision for loan and lease losses$135,0002,802
Total noninterest income$573,0003,260
Gross Fiduciary activities income$73,000867
Service charges on deposit accounts$153,0004,045
Trading account gains and fees$0168
Additional Noninterest Income$347,0002,787
Total noninterest expense$3,198,0002,796
Salaries and employee benefits$1,790,0002,770
Premises and equipment expense$546,0002,363
Additional noninterest expense$862,0002,989
Pre-tax net operating income$579,0004,749
Securities gains (losses)$01,444
Applicable income taxes$06,265
Income before extraordinary items$579,0004,239
Extraordinary gains, net$029
Net income$579,0004,240
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0004,997
Cash dividends$287,0003,203
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$579,0004,226
2007-03-31 (YTD Data)Rank
Total interest income$2,484,0003,792
Total interest expense$859,0004,389
Net interest income$1,625,0003,322
Provision for loan and lease losses$14,0004,851
Total noninterest income$260,0003,434
Gross Fiduciary activities income$36,000880
Service charges on deposit accounts$75,0004,035
Trading account gains and fees$0195
Additional Noninterest Income$149,0003,039
Total noninterest expense$1,625,0002,779
Salaries and employee benefits$913,0002,754
Premises and equipment expense$282,0002,318
Additional noninterest expense$430,0002,979
Pre-tax net operating income$246,0005,093
Securities gains (losses)$01,187
Applicable income taxes$06,196
Income before extraordinary items$246,0004,602
Extraordinary gains, net$022
Net income$246,0004,604
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0004,049
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$246,0004,589
2006-12-31 (YTD Data)Rank
Total interest income$9,514,0003,710
Total interest expense$2,397,0004,930
Net interest income$7,117,0003,058
Provision for loan and lease losses$114,0004,568
Total noninterest income$1,125,0003,281
Gross Fiduciary activities income$84,000960
Service charges on deposit accounts$330,0003,931
Trading account gains and fees$0130
Additional Noninterest Income$711,0002,742
Total noninterest expense$6,709,0002,607
Salaries and employee benefits$3,643,0002,657
Premises and equipment expense$1,071,0002,313
Additional noninterest expense$1,995,0002,575
Pre-tax net operating income$1,419,0004,420
Securities gains (losses)$-189,0008,370
Applicable income taxes$06,600
Income before extraordinary items$1,230,0004,226
Extraordinary gains, net$051
Net income$1,230,0004,226
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$13,0005,380
Cash dividends$760,0003,059
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$1,419,0003,883
2006-09-30 (YTD Data)Rank
Total interest income$7,187,0003,672
Total interest expense$1,627,0005,127
Net interest income$5,560,0002,986
Provision for loan and lease losses$109,0003,958
Total noninterest income$838,0003,297
Gross Fiduciary activities income$59,000968
Service charges on deposit accounts$245,0003,981
Trading account gains and fees$0126
Additional Noninterest Income$534,0002,760
Total noninterest expense$5,123,0002,567
Salaries and employee benefits$2,782,0002,615
Premises and equipment expense$771,0002,414
Additional noninterest expense$1,570,0002,445
Pre-tax net operating income$1,166,0004,367
Securities gains (losses)$-189,0008,531
Applicable income taxes$06,687
Income before extraordinary items$977,0004,229
Extraordinary gains, net$045
Net income$977,0004,232
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0004,856
Cash dividends$760,0002,313
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$1,166,0003,791
2006-06-30 (YTD Data)Rank
Total interest income$4,750,0003,633
Total interest expense$971,0005,304
Net interest income$3,779,0002,940
Provision for loan and lease losses$96,0003,387
Total noninterest income$608,0003,092
Gross Fiduciary activities income$38,000990
Service charges on deposit accounts$164,0003,961
Trading account gains and fees$0126
Additional Noninterest Income$406,0002,544
Total noninterest expense$3,476,0002,538
Salaries and employee benefits$1,834,0002,634
Premises and equipment expense$495,0002,492
Additional noninterest expense$1,147,0002,266
Pre-tax net operating income$815,0004,293
Securities gains (losses)$01,185
Applicable income taxes$06,706
Income before extraordinary items$815,0003,706
Extraordinary gains, net$039
Net income$815,0003,709
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0004,807
Cash dividends$760,0001,780
Sale, conversion, retirement of capital stock, net$0887
Net operating income$815,0003,698
2006-03-31 (YTD Data)Rank
Total interest income$2,355,0003,597
Total interest expense$463,0005,328
Net interest income$1,892,0002,923
Provision for loan and lease losses$51,0003,086
Total noninterest income$306,0003,053
Gross Fiduciary activities income$19,000994
Service charges on deposit accounts$110,0003,276
Trading account gains and fees$0115
Additional Noninterest Income$177,0002,704
Total noninterest expense$1,543,0002,814
Salaries and employee benefits$886,0002,720
Premises and equipment expense$226,0002,708
Additional noninterest expense$431,0002,918
Pre-tax net operating income$604,0003,294
Securities gains (losses)$0955
Applicable income taxes$06,588
Income before extraordinary items$604,0002,724
Extraordinary gains, net$021
Net income$604,0002,724
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0006,481
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$604,0002,709
2005-12-31 (YTD Data)Rank
Total interest income$8,327,0003,642
Total interest expense$1,289,0005,638
Net interest income$7,038,0003,032
Provision for loan and lease losses$149,0004,168
Total noninterest income$1,005,0003,554
Gross Fiduciary activities income$41,0001,072
Service charges on deposit accounts$418,0003,465
Trading account gains and fees$0138
Additional Noninterest Income$546,0003,224
Total noninterest expense$6,156,0002,684
Salaries and employee benefits$3,532,0002,581
Premises and equipment expense$829,0002,803
Additional noninterest expense$1,795,0002,764
Pre-tax net operating income$1,738,0004,038
Securities gains (losses)$02,296
Applicable income taxes$06,964
Income before extraordinary items$1,738,0003,456
Extraordinary gains, net$046
Net income$1,738,0003,457
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-26,0008,338
Cash dividends$1,021,0002,401
Sale, conversion, retirement of capital stock, net$0934
Net operating income$1,738,0003,422
2005-09-30 (YTD Data)Rank
Total interest income$6,063,0003,674
Total interest expense$842,0005,877
Net interest income$5,221,0003,039
Provision for loan and lease losses$55,0005,056
Total noninterest income$706,0003,712
Gross Fiduciary activities income$26,0001,083
Service charges on deposit accounts$305,0003,522
Trading account gains and fees$0126
Additional Noninterest Income$375,0003,390
Total noninterest expense$4,556,0002,689
Salaries and employee benefits$2,558,0002,609
Premises and equipment expense$634,0002,727
Additional noninterest expense$1,364,0002,700
Pre-tax net operating income$1,316,0004,088
Securities gains (losses)$02,317
Applicable income taxes$06,976
Income before extraordinary items$1,316,0003,458
Extraordinary gains, net$035
Net income$1,316,0003,459
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-37,0008,379
Cash dividends$991,0001,826
Sale, conversion, retirement of capital stock, net$0769
Net operating income$1,316,0003,416
2005-06-30 (YTD Data)Rank
Total interest income$3,946,0003,679
Total interest expense$507,0006,010
Net interest income$3,439,0003,040
Provision for loan and lease losses$25,0005,445
Total noninterest income$487,0003,590
Gross Fiduciary activities income$15,0001,108
Service charges on deposit accounts$207,0003,431
Trading account gains and fees$0116
Additional Noninterest Income$265,0003,287
Total noninterest expense$2,979,0002,711
Salaries and employee benefits$1,722,0002,582
Premises and equipment expense$416,0002,741
Additional noninterest expense$841,0002,883
Pre-tax net operating income$922,0003,927
Securities gains (losses)$02,146
Applicable income taxes$06,961
Income before extraordinary items$922,0003,290
Extraordinary gains, net$030
Net income$922,0003,292
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-37,0008,382
Cash dividends$677,0001,793
Sale, conversion, retirement of capital stock, net$0643
Net operating income$922,0003,245
2005-03-31 (YTD Data)Rank
Total interest income$1,894,0003,757
Total interest expense$241,0006,068
Net interest income$1,653,0003,132
Provision for loan and lease losses$9,0005,480
Total noninterest income$209,0003,864
Gross Fiduciary activities income$7,0001,108
Service charges on deposit accounts$98,0003,485
Trading account gains and fees$0115
Additional Noninterest Income$104,0003,652
Total noninterest expense$1,466,0002,778
Salaries and employee benefits$865,0002,587
Premises and equipment expense$212,0002,724
Additional noninterest expense$389,0003,093
Pre-tax net operating income$387,0004,357
Securities gains (losses)$01,685
Applicable income taxes$06,892
Income before extraordinary items$387,0003,699
Extraordinary gains, net$024
Net income$387,0003,701
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-37,0008,559
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$387,0003,659
2004-12-31 (YTD Data)Rank
Total interest income$6,363,0004,081
Total interest expense$1,041,0005,542
Net interest income$5,322,0003,625
Provision for loan and lease losses$07,314
Total noninterest income$687,0004,444
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$336,0004,043
Trading account gains and fees$0138
Additional Noninterest Income$351,0003,962
Total noninterest expense$4,750,0003,275
Salaries and employee benefits$2,705,0003,138
Premises and equipment expense$714,0003,078
Additional noninterest expense$1,331,0003,455
Pre-tax net operating income$1,259,0004,681
Securities gains (losses)$2,0003,489
Applicable income taxes$07,185
Income before extraordinary items$1,261,0004,075
Extraordinary gains, net$034
Net income$1,261,0004,076
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,0006,149
Cash dividends$3,894,000796
Sale, conversion, retirement of capital stock, net$0872
Net operating income$1,259,0004,017
2004-09-30 (YTD Data)Rank
Total interest income$4,661,0004,135
Total interest expense$793,0005,469
Net interest income$3,868,0003,696
Provision for loan and lease losses$07,100
Total noninterest income$471,0004,701
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$242,0004,176
Trading account gains and fees$0134
Additional Noninterest Income$229,0004,237
Total noninterest expense$3,518,0003,290
Salaries and employee benefits$1,995,0003,131
Premises and equipment expense$544,0003,030
Additional noninterest expense$979,0003,489
Pre-tax net operating income$821,0005,126
Securities gains (losses)$03,710
Applicable income taxes$07,220
Income before extraordinary items$821,0004,556
Extraordinary gains, net$026
Net income$821,0004,556
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-22,0008,436
Cash dividends$3,609,000596
Sale, conversion, retirement of capital stock, net$0738
Net operating income$821,0004,470
2004-06-30 (YTD Data)Rank
Total interest income$3,019,0004,233
Total interest expense$530,0005,485
Net interest income$2,489,0003,795
Provision for loan and lease losses$06,885
Total noninterest income$260,0005,185
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$148,0004,361
Trading account gains and fees$0130
Additional Noninterest Income$112,0004,941
Total noninterest expense$2,208,0003,460
Salaries and employee benefits$1,234,0003,356
Premises and equipment expense$351,0003,120
Additional noninterest expense$623,0003,638
Pre-tax net operating income$541,0005,115
Securities gains (losses)$1,0003,212
Applicable income taxes$07,214
Income before extraordinary items$542,0004,517
Extraordinary gains, net$021
Net income$542,0004,518
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-21,0008,447
Cash dividends$3,164,000477
Sale, conversion, retirement of capital stock, net$0638
Net operating income$541,0004,443
2004-03-31 (YTD Data)Rank
Total interest income$1,364,0004,571
Total interest expense$250,0005,710
Net interest income$1,114,0004,142
Provision for loan and lease losses$06,501
Total noninterest income$98,0005,820
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$58,0004,878
Trading account gains and fees$0121
Additional Noninterest Income$40,0005,560
Total noninterest expense$993,0003,782
Salaries and employee benefits$548,0003,731
Premises and equipment expense$164,0003,328
Additional noninterest expense$281,0003,938
Pre-tax net operating income$219,0005,613
Securities gains (losses)$02,934
Applicable income taxes$07,103
Income before extraordinary items$219,0005,117
Extraordinary gains, net$016
Net income$219,0005,117
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-4,0007,741
Cash dividends$3,000,000261
Sale, conversion, retirement of capital stock, net$0464
Net operating income$219,0004,982
2003-12-31 (YTD Data)Rank
Total interest income$6,506,0004,056
Total interest expense$1,392,0005,113
Net interest income$5,114,0003,632
Provision for loan and lease losses$36,0006,612
Total noninterest income$573,0005,089
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$256,0004,704
Trading account gains and fees$0160
Additional Noninterest Income$317,0004,391
Total noninterest expense$4,413,0003,401
Salaries and employee benefits$2,380,0003,400
Premises and equipment expense$761,0002,881
Additional noninterest expense$1,272,0003,564
Pre-tax net operating income$1,238,0004,608
Securities gains (losses)$35,0002,802
Applicable income taxes$07,459
Income before extraordinary items$1,273,0003,984
Extraordinary gains, net$054
Net income$1,273,0003,984
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,0006,397
Cash dividends$742,0002,858
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,238,0003,877
2003-09-30 (YTD Data)Rank
Total interest income$5,014,0004,028
Total interest expense$1,097,0005,089
Net interest income$3,917,0003,584
Provision for loan and lease losses$36,0006,222
Total noninterest income$352,0005,646
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$193,0004,706
Trading account gains and fees$0153
Additional Noninterest Income$159,0005,224
Total noninterest expense$3,286,0003,422
Salaries and employee benefits$1,730,0003,479
Premises and equipment expense$588,0002,827
Additional noninterest expense$968,0003,485
Pre-tax net operating income$947,0004,700
Securities gains (losses)$30,0002,693
Applicable income taxes$07,524
Income before extraordinary items$977,0004,038
Extraordinary gains, net$040
Net income$977,0004,038
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0006,184
Cash dividends$556,0002,523
Sale, conversion, retirement of capital stock, net$0722
Net operating income$947,0003,949
2003-06-30 (YTD Data)Rank
Total interest income$3,424,0003,972
Total interest expense$767,0005,059
Net interest income$2,657,0003,529
Provision for loan and lease losses$24,0006,151
Total noninterest income$230,0005,672
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$129,0004,672
Trading account gains and fees$0150
Additional Noninterest Income$101,0005,311
Total noninterest expense$2,215,0003,375
Salaries and employee benefits$1,169,0003,437
Premises and equipment expense$385,0002,865
Additional noninterest expense$661,0003,402
Pre-tax net operating income$648,0004,631
Securities gains (losses)$30,0002,360
Applicable income taxes$07,529
Income before extraordinary items$678,0003,954
Extraordinary gains, net$030
Net income$678,0003,954
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0005,535
Cash dividends$371,0002,573
Sale, conversion, retirement of capital stock, net$0589
Net operating income$648,0003,890
2003-03-31 (YTD Data)Rank
Total interest income$1,691,0004,038
Total interest expense$390,0005,113
Net interest income$1,301,0003,585
Provision for loan and lease losses$12,0005,906
Total noninterest income$108,0005,715
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$62,0004,671
Trading account gains and fees$0134
Additional Noninterest Income$46,0005,422
Total noninterest expense$1,076,0003,454
Salaries and employee benefits$556,0003,579
Premises and equipment expense$185,0002,937
Additional noninterest expense$335,0003,318
Pre-tax net operating income$321,0004,621
Securities gains (losses)$02,891
Applicable income taxes$07,403
Income before extraordinary items$321,0004,055
Extraordinary gains, net$021
Net income$321,0004,053
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0004,853
Cash dividends$185,0002,328
Sale, conversion, retirement of capital stock, net$0419
Net operating income$321,0003,859
2002-12-31 (YTD Data)Rank
Total interest income$7,037,0004,027
Total interest expense$1,915,0004,947
Net interest income$5,122,0003,597
Provision for loan and lease losses$67,0006,354
Total noninterest income$450,0005,485
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$221,0004,992
Trading account gains and fees$0153
Additional Noninterest Income$229,0004,760
Total noninterest expense$4,284,0003,364
Salaries and employee benefits$2,351,0003,285
Premises and equipment expense$693,0003,027
Additional noninterest expense$1,240,0003,524
Pre-tax net operating income$1,221,0004,663
Securities gains (losses)$4,0004,045
Applicable income taxes$07,681
Income before extraordinary items$1,225,0004,026
Extraordinary gains, net$070
Net income$1,225,0004,026
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0007,046
Cash dividends$1,460,0001,683
Sale, conversion, retirement of capital stock, net$1,747,000315
Net operating income$1,221,0003,928
2001-12-31 (YTD Data)Rank
Total interest income$8,460,0003,832
Total interest expense$2,596,0005,278
Net interest income$5,864,0002,997
Provision for loan and lease losses$151,0004,743
Total noninterest income$600,0004,579
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$271,0004,431
Trading account gains and fees$0177
Additional Noninterest Income$329,0003,914
Total noninterest expense$4,034,0003,403
Salaries and employee benefits$2,274,0003,225
Premises and equipment expense$637,0003,202
Additional noninterest expense$1,123,0003,710
Pre-tax net operating income$2,279,0002,869
Securities gains (losses)$62,0002,166
Applicable income taxes$07,903
Income before extraordinary items$2,341,0002,211
Extraordinary gains, net$0105
Net income$2,341,0002,215
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$16,0006,506
Cash dividends$1,708,0001,497
Sale, conversion, retirement of capital stock, net$0922
Net operating income$2,279,0002,200
2000-12-31 (YTD Data)Rank
Total interest income$8,450,0003,953
Total interest expense$2,494,0005,568
Net interest income$5,956,0002,965
Provision for loan and lease losses$132,0004,658
Total noninterest income$660,0004,160
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$237,0004,662
Trading account gains and feesNANA
Additional Noninterest Income$423,0003,223
Total noninterest expense$4,079,0003,278
Salaries and employee benefits$2,088,0003,349
Premises and equipment expense$666,0003,004
Additional noninterest expense$1,325,0003,126
Pre-tax net operating income$2,405,0002,847
Securities gains (losses)$01,956
Applicable income taxes$08,362
Income before extraordinary items$2,405,0002,158
Extraordinary gains, net$038
Net income$2,405,0002,158
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0007,027
Cash dividends$1,339,0001,802
Sale, conversion, retirement of capital stock, net$90,000707
Net operating income$2,405,0002,159
1999-12-31 (YTD Data)Rank
Total interest income$7,189,0004,296
Total interest expense$2,218,0005,619
Net interest income$4,971,0003,466
Provision for loan and lease losses$182,0003,748
Total noninterest income$631,0004,285
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$231,0004,726
Trading account gains and feesNANA
Additional Noninterest Income$400,0003,422
Total noninterest expense$3,664,0003,573
Salaries and employee benefits$1,949,0003,525
Premises and equipment expense$596,0003,277
Additional noninterest expense$1,119,0003,662
Pre-tax net operating income$1,756,0003,679
Securities gains (losses)$-247,00010,059
Applicable income taxes$08,765
Income before extraordinary items$1,509,0003,229
Extraordinary gains, net$035
Net income$1,509,0003,229
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-18,0009,592
Cash dividends$1,097,0002,123
Sale, conversion, retirement of capital stock, net$177,000736
Net operating income$1,756,0002,840
1998-12-31 (YTD Data)Rank
Total interest income$6,370,0004,778
Total interest expense$2,224,0005,795
Net interest income$4,146,0004,011
Provision for loan and lease losses$60,0006,123
Total noninterest income$535,0004,743
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$273,0004,230
Trading account gains and feesNANA
Additional Noninterest Income$262,0004,307
Total noninterest expense$3,302,0003,796
Salaries and employee benefits$1,789,0003,690
Premises and equipment expense$559,0003,384
Additional noninterest expense$954,0004,113
Pre-tax net operating income$1,319,0004,565
Securities gains (losses)$04,449
Applicable income taxes$224,0005,903
Income before extraordinary items$1,095,0004,202
Extraordinary gains, net$032
Net income$1,095,0004,201
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$16,0006,598
Cash dividends$727,0002,785
Sale, conversion, retirement of capital stock, net$-135,00010,344
Net operating income$1,095,0004,112
1997-12-31 (YTD Data)Rank
Total interest income$6,059,0005,025
Total interest expense$2,244,0005,803
Net interest income$3,815,0004,408
Provision for loan and lease losses$121,0004,616
Total noninterest income$366,0006,025
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$252,0004,642
Trading account gains and feesNANA
Additional Noninterest Income$114,0006,420
Total noninterest expense$3,042,0004,050
Salaries and employee benefits$1,460,0004,351
Premises and equipment expense$558,0003,376
Additional noninterest expense$1,024,0003,819
Pre-tax net operating income$1,018,0005,774
Securities gains (losses)$-92,00010,755
Applicable income taxes$352,0005,279
Income before extraordinary items$574,0006,515
Extraordinary gains, net$044
Net income$574,0006,517
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$94,0003,945
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$26,000896
Net operating income$632,8806,151
1996-12-31 (YTD Data)Rank
Total interest income$5,915,0005,240
Total interest expense$2,479,0005,550
Net interest income$3,436,0004,897
Provision for loan and lease losses$111,0004,854
Total noninterest income$308,0006,841
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$236,0005,026
Trading account gains and feesNANA
Additional Noninterest Income$72,0008,006
Total noninterest expense$2,673,0004,748
Salaries and employee benefits$1,269,0004,951
Premises and equipment expense$481,0003,893
Additional noninterest expense$923,0004,668
Pre-tax net operating income$960,0005,880
Securities gains (losses)$39,0001,512
Applicable income taxes$380,0005,054
Income before extraordinary items$619,0006,162
Extraordinary gains, net$053
Net income$619,0006,165
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$105,0003,829
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$-499,00011,402
Net operating income$594,0406,249
1995-12-31 (YTD Data)Rank
Total interest income$6,020,0005,192
Total interest expense$2,490,0005,589
Net interest income$3,530,0004,836
Provision for loan and lease losses$157,0003,553
Total noninterest income$409,0005,906
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$289,0004,434
Trading account gains and feesNANA
Additional Noninterest Income$120,0006,653
Total noninterest expense$3,018,0004,269
Salaries and employee benefits$1,438,0004,449
Premises and equipment expense$490,0003,822
Additional noninterest expense$1,090,0004,060
Pre-tax net operating income$764,0006,983
Securities gains (losses)$-35,00010,941
Applicable income taxes$277,0006,281
Income before extraordinary items$452,0007,621
Extraordinary gains, net$065
Net income$452,0007,620
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$97,0003,821
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$474,4007,414
1994-12-31 (YTD Data)Rank
Total interest income$5,369,0005,341
Total interest expense$2,111,0005,361
Net interest income$3,258,0005,251
Provision for loan and lease losses$234,0002,763
Total noninterest income$354,0006,627
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$256,0004,953
Trading account gains and feesNANA
Additional Noninterest Income$98,0007,572
Total noninterest expense$2,741,0004,775
Salaries and employee benefits$1,333,0004,773
Premises and equipment expense$445,0004,194
Additional noninterest expense$963,0004,868
Pre-tax net operating income$637,0007,794
Securities gains (losses)$-20,00010,331
Applicable income taxes$231,0006,821
Income before extraordinary items$386,0008,303
Extraordinary gains, net$0249
Net income$386,0008,308
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$193,0002,553
Cash dividends$200,0005,405
Sale, conversion, retirement of capital stock, net$330,000612
Net operating income$398,8008,254
1993-12-31 (YTD Data)Rank
Total interest income$5,225,0005,560
Total interest expense$2,106,0005,595
Net interest income$3,119,0005,490
Provision for loan and lease losses$196,0003,972
Total noninterest income$300,0007,676
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$225,0005,509
Trading account gains and feesNANA
Additional Noninterest Income$75,0008,845
Total noninterest expense$2,695,0004,936
Salaries and employee benefits$1,310,0004,845
Premises and equipment expense$490,0003,933
Additional noninterest expense$895,0005,388
Pre-tax net operating income$528,0008,466
Securities gains (losses)$25,0004,353
Applicable income taxes$185,0007,907
Income before extraordinary items$368,0008,760
Extraordinary gains, net$-28,00012,537
Net income$340,0009,212
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$287,0002,533
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$32,0001,028
Net operating income$351,2508,666
1992-12-31 (YTD Data)Rank
Total interest income$5,751,0005,692
Total interest expense$2,578,0005,839
Net interest income$3,173,0005,449
Provision for loan and lease losses$220,0004,962
Total noninterest income$242,0008,633
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$188,0006,229
Trading account gains and feesNANA
Additional Noninterest Income$54,00010,164
Total noninterest expense$2,710,0004,956
Salaries and employee benefits$1,223,0005,073
Premises and equipment expense$345,0005,424
Additional noninterest expense$1,142,0004,546
Pre-tax net operating income$485,0008,518
Securities gains (losses)$3,0007,429
Applicable income taxes$179,0007,994
Income before extraordinary items$309,0009,194
Extraordinary gains, net$73,000872
Net income$382,0008,522
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$144,0004,990
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$307,0808,850

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.