Home > Enfield Federal Savings and Loan Association > Assets and Liabilities
Enfield Federal Savings and Loan Association, Assets and Liabilities
| 2009-03-31 | Rank | |
| # of Employees: | 70 | 2,386 |
| Assets and Liabilities | ||
| Total Assets: | $325,784,000 | 2,139 |
| Cash and due from depository institutions | $30,657,000 | 2,386 |
| Interest-bearing balances | $26,544,000 | 727 |
| Securities | $44,531,000 | 2,567 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,546 |
| Net loans & leases | $231,201,000 | 2,060 |
| Loan loss allowance | $2,254,000 | 2,720 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $3,646,000 | 3,271 |
| Other real estate owned | $141,000 | 2,386 |
| Goodwill and other intangibles | $1,517,000 | 1,473 |
| All other assets | $14,091,000 | 1,454 |
| Life insurance assets | $7,122,000 | 932 |
| Total liabilities and capital | $325,784,000 | 2,139 |
| Total liabilities | $300,709,000 | 2,095 |
| Total deposits | $226,254,000 | 2,397 |
| Interest-bearing deposits | $207,648,000 | 2,278 |
| Deposits held in domestic offices | $226,254,000 | 2,394 |
| % insured | 89.39% | 1,128 |
| Federal funds purchased & repurchase agreements | $14,164,000 | 919 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $56,436,000 | 962 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $3,855,000 | 1,399 |
| Total equity capital | $25,075,000 | 2,663 |
| Total bank equity capital | $25,075,000 | 2,661 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $0 | 7,555 |
| Surplus | $26,660,000 | 1,235 |
| Undivided profits | $-1,585,000 | 7,316 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $3,807,000 | 2,512 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $1,509,000 | 2,376 |
| Earning assets | $302,276,000 | 2,123 |
| Long-term assets (5+ years) | $0 | 7,384 |
| Average Assets, year-to-date | $316,848,500 | 2,175 |
| Average Assets, quarterly | $316,848,500 | 2,175 |
| Volatile liabilities | $112,949,000 | 1,370 |
| Insider loans | $3,444,000 | 2,182 |
| FHLB advances | $54,030,000 | 895 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $19,649,000 | 3,098 |
| Tier 1 (core) risk-based capital | $24,502,000 | 2,605 |
| Tier 2 risk-based capital | $2,254,000 | 2,391 |
| Total risk weighted assets | $219,555,000 | 2,227 |
| Total unused commitments | $19,649,000 | 3,098 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 67 | 2,507 |
| Assets and Liabilities | ||
| Total Assets: | $307,913,000 | 2,222 |
| Cash and due from depository institutions | $15,065,000 | 2,507 |
| Interest-bearing balances | $12,765,000 | 892 |
| Securities | $47,157,000 | 2,435 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,377 |
| Net loans & leases | $226,402,000 | 2,119 |
| Loan loss allowance | $2,169,000 | 2,733 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $3,730,000 | 3,233 |
| Other real estate owned | $0 | 2,507 |
| Goodwill and other intangibles | $1,537,000 | 1,470 |
| All other assets | $14,022,000 | 1,452 |
| Life insurance assets | $7,053,000 | 937 |
| Total liabilities and capital | $307,913,000 | 2,222 |
| Total liabilities | $283,089,000 | 2,179 |
| Total deposits | $208,720,000 | 2,544 |
| Interest-bearing deposits | $187,871,000 | 2,450 |
| Deposits held in domestic offices | $208,720,000 | 2,542 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,799,000 | 1,028 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $57,183,000 | 1,037 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $3,387,000 | 1,552 |
| Total equity capital | $24,824,000 | 2,664 |
| Total bank equity capital | $24,824,000 | 2,664 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $0 | 7,596 |
| Surplus | $26,660,000 | 1,211 |
| Undivided profits | $-1,836,000 | 7,474 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,256,000 | 3,083 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $1,535,000 | 2,469 |
| Earning assets | $286,324,000 | 2,204 |
| Long-term assets (5+ years) | $0 | 7,429 |
| Average Assets, year-to-date | $295,609,800 | 2,226 |
| Average Assets, quarterly | $304,903,000 | 2,222 |
| Volatile liabilities | $107,803,000 | 1,415 |
| Insider loans | $3,366,000 | 2,245 |
| FHLB advances | $54,777,000 | 992 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $27,169,000 | 2,505 |
| Tier 1 (core) risk-based capital | $24,192,000 | 2,614 |
| Tier 2 risk-based capital | $2,169,000 | 2,434 |
| Total risk weighted assets | $218,163,000 | 2,237 |
| Total unused commitments | $27,169,000 | 2,506 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 67 | 2,535 |
| Assets and Liabilities | ||
| Total Assets: | $301,893,000 | 2,248 |
| Cash and due from depository institutions | $4,345,000 | 2,535 |
| Interest-bearing balances | $550,000 | 3,569 |
| Securities | $44,889,000 | 2,484 |
| Federal funds sold & reverse repurchase agreements | $11,490,000 | 1,042 |
| Net loans & leases | $222,226,000 | 2,146 |
| Loan loss allowance | $2,114,000 | 2,614 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $3,815,000 | 3,168 |
| Other real estate owned | $0 | 2,535 |
| Goodwill and other intangibles | $1,561,000 | 1,520 |
| All other assets | $13,567,000 | 1,475 |
| Life insurance assets | $6,985,000 | 939 |
| Total liabilities and capital | $301,893,000 | 2,248 |
| Total liabilities | $277,453,000 | 2,196 |
| Total deposits | $203,007,000 | 2,579 |
| Interest-bearing deposits | $183,694,000 | 2,458 |
| Deposits held in domestic offices | $203,007,000 | 2,576 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,623,000 | 1,064 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $58,110,000 | 1,044 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $2,713,000 | 1,829 |
| Total equity capital | $24,440,000 | 2,722 |
| Total bank equity capital | $24,440,000 | 2,722 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $1,000 | 7,433 |
| Surplus | $26,659,000 | 1,186 |
| Undivided profits | $-2,220,000 | 7,769 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,324,000 | 3,667 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $1,465,000 | 2,692 |
| Earning assets | $279,155,000 | 2,219 |
| Long-term assets (5+ years) | $0 | 7,485 |
| Average Assets, year-to-date | $292,534,000 | 2,253 |
| Average Assets, quarterly | $298,891,500 | 2,248 |
| Volatile liabilities | $106,377,000 | 1,388 |
| Insider loans | $3,149,000 | 2,366 |
| FHLB advances | $55,517,000 | 1,008 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $24,732,000 | 2,828 |
| Tier 1 (core) risk-based capital | $23,866,000 | 2,691 |
| Tier 2 risk-based capital | $2,114,000 | 2,424 |
| Total risk weighted assets | $214,548,000 | 2,281 |
| Total unused commitments | $24,732,000 | 2,830 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 69 | 2,507 |
| Assets and Liabilities | ||
| Total Assets: | $295,890,000 | 2,262 |
| Cash and due from depository institutions | $5,130,000 | 2,507 |
| Interest-bearing balances | $353,000 | 3,873 |
| Securities | $44,191,000 | 2,561 |
| Federal funds sold & reverse repurchase agreements | $9,136,000 | 1,327 |
| Net loans & leases | $218,848,000 | 2,170 |
| Loan loss allowance | $2,110,000 | 2,553 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $3,889,000 | 3,121 |
| Other real estate owned | $0 | 2,507 |
| Goodwill and other intangibles | $1,587,000 | 1,525 |
| All other assets | $13,109,000 | 1,477 |
| Life insurance assets | $6,918,000 | 950 |
| Total liabilities and capital | $295,890,000 | 2,262 |
| Total liabilities | $271,280,000 | 2,221 |
| Total deposits | $203,243,000 | 2,563 |
| Interest-bearing deposits | $184,821,000 | 2,451 |
| Deposits held in domestic offices | $203,243,000 | 2,560 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,819,000 | 1,269 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $54,839,000 | 1,070 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $2,379,000 | 2,024 |
| Total equity capital | $24,610,000 | 2,726 |
| Total bank equity capital | $24,610,000 | 2,726 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $1,000 | 7,498 |
| Surplus | $26,659,000 | 1,176 |
| Undivided profits | $-2,050,000 | 7,900 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $974,000 | 3,881 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $1,438,000 | 2,677 |
| Earning assets | $272,528,000 | 2,248 |
| Long-term assets (5+ years) | $0 | 7,536 |
| Average Assets, year-to-date | $289,414,330 | 2,271 |
| Average Assets, quarterly | $292,411,000 | 2,274 |
| Volatile liabilities | $99,606,000 | 1,467 |
| Insider loans | $3,043,000 | 2,390 |
| FHLB advances | $52,246,000 | 1,036 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $16,416,000 | 3,710 |
| Tier 1 (core) risk-based capital | $23,560,000 | 2,719 |
| Tier 2 risk-based capital | $2,110,000 | 2,387 |
| Total risk weighted assets | $199,613,000 | 2,420 |
| Total unused commitments | $16,416,000 | 3,710 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 64 | 2,668 |
| Assets and Liabilities | ||
| Total Assets: | $288,932,000 | 2,297 |
| Cash and due from depository institutions | $4,873,000 | 2,668 |
| Interest-bearing balances | $768,000 | 3,258 |
| Securities | $36,402,000 | 2,981 |
| Federal funds sold & reverse repurchase agreements | $14,981,000 | 1,150 |
| Net loans & leases | $213,742,000 | 2,182 |
| Loan loss allowance | $2,076,000 | 2,526 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $3,935,000 | 3,081 |
| Other real estate owned | $0 | 2,668 |
| Goodwill and other intangibles | $1,614,000 | 1,512 |
| All other assets | $13,385,000 | 1,410 |
| Life insurance assets | $6,850,000 | 947 |
| Total liabilities and capital | $288,932,000 | 2,297 |
| Total liabilities | $262,171,000 | 2,277 |
| Total deposits | $190,050,000 | 2,738 |
| Interest-bearing deposits | $170,254,000 | 2,656 |
| Deposits held in domestic offices | $190,050,000 | 2,735 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,678,000 | 1,065 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $55,561,000 | 997 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,882,000 | 1,872 |
| Total equity capital | $26,761,000 | 2,598 |
| Total bank equity capital | $26,761,000 | 2,598 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $1,000 | 7,532 |
| Surplus | $26,659,000 | 1,166 |
| Undivided profits | $101,000 | 7,418 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $654,000 | 4,389 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $1,272,000 | 3,039 |
| Earning assets | $265,893,000 | 2,289 |
| Long-term assets (5+ years) | $0 | 7,572 |
| Average Assets, year-to-date | $286,176,500 | 2,295 |
| Average Assets, quarterly | $286,176,500 | 2,295 |
| Volatile liabilities | $95,405,000 | 1,505 |
| Insider loans | $2,828,000 | 2,475 |
| FHLB advances | $52,968,000 | 978 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $18,878,000 | 3,492 |
| Tier 1 (core) risk-based capital | $25,300,000 | 2,560 |
| Tier 2 risk-based capital | $2,076,000 | 2,367 |
| Total risk weighted assets | $193,805,000 | 2,454 |
| Total unused commitments | $18,878,000 | 3,494 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 65 | 2,654 |
| Assets and Liabilities | ||
| Total Assets: | $283,421,000 | 2,321 |
| Cash and due from depository institutions | $5,149,000 | 2,654 |
| Interest-bearing balances | $967,000 | 2,607 |
| Securities | $46,616,000 | 2,438 |
| Federal funds sold & reverse repurchase agreements | $650,000 | 5,305 |
| Net loans & leases | $215,250,000 | 2,164 |
| Loan loss allowance | $2,015,000 | 2,538 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $4,011,000 | 3,027 |
| Other real estate owned | $0 | 2,654 |
| Goodwill and other intangibles | $1,642,000 | 1,497 |
| All other assets | $10,103,000 | 1,774 |
| Life insurance assets | $4,307,000 | 1,389 |
| Total liabilities and capital | $283,421,000 | 2,321 |
| Total liabilities | $256,930,000 | 2,295 |
| Total deposits | $184,708,000 | 2,774 |
| Interest-bearing deposits | $167,882,000 | 2,647 |
| Deposits held in domestic offices | $184,708,000 | 2,772 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $19,685,000 | 903 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $50,775,000 | 998 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $1,762,000 | 2,724 |
| Total equity capital | $26,491,000 | 2,589 |
| Total bank equity capital | $26,491,000 | 2,589 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,000 | 7,579 |
| Surplus | $26,659,000 | 1,146 |
| Undivided profits | $-169,000 | 7,664 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $819,000 | 3,699 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $1,412,000 | 2,989 |
| Earning assets | $263,483,000 | 2,287 |
| Long-term assets (5+ years) | $0 | 7,609 |
| Average Assets, year-to-date | $282,704,600 | 2,266 |
| Average Assets, quarterly | $280,370,000 | 2,317 |
| Volatile liabilities | $96,038,000 | 1,503 |
| Insider loans | $2,869,000 | 2,416 |
| FHLB advances | $48,182,000 | 981 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $16,850,000 | 3,723 |
| Tier 1 (core) risk-based capital | $25,010,000 | 2,573 |
| Tier 2 risk-based capital | $2,015,000 | 2,390 |
| Total risk weighted assets | $181,456,000 | 2,558 |
| Total unused commitments | $16,850,000 | 3,724 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 64 | 2,692 |
| Assets and Liabilities | ||
| Total Assets: | $277,319,000 | 2,332 |
| Cash and due from depository institutions | $5,775,000 | 2,692 |
| Interest-bearing balances | $1,342,000 | 2,141 |
| Securities | $48,574,000 | 2,347 |
| Federal funds sold & reverse repurchase agreements | $2,480,000 | 3,813 |
| Net loans & leases | $204,992,000 | 2,221 |
| Loan loss allowance | $1,985,000 | 2,522 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $4,089,000 | 2,930 |
| Other real estate owned | $0 | 2,692 |
| Goodwill and other intangibles | $1,672,000 | 1,466 |
| All other assets | $9,737,000 | 1,817 |
| Life insurance assets | $4,266,000 | 1,359 |
| Total liabilities and capital | $277,319,000 | 2,332 |
| Total liabilities | $249,473,000 | 2,316 |
| Total deposits | $183,279,000 | 2,771 |
| Interest-bearing deposits | $166,822,000 | 2,637 |
| Deposits held in domestic offices | $183,279,000 | 2,768 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $26,617,000 | 696 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $37,101,000 | 1,140 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $2,476,000 | 2,088 |
| Total equity capital | $27,846,000 | 2,461 |
| Total bank equity capital | $27,846,000 | 2,461 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,000 | 7,598 |
| Surplus | $26,659,000 | 1,124 |
| Undivided profits | $1,186,000 | 6,841 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $505,000 | 4,334 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $1,465,000 | 3,032 |
| Earning assets | $257,388,000 | 2,306 |
| Long-term assets (5+ years) | $0 | 7,622 |
| Average Assets, year-to-date | $282,525,500 | 2,258 |
| Average Assets, quarterly | $284,802,000 | 2,273 |
| Volatile liabilities | $88,038,000 | 1,609 |
| Insider loans | $2,855,000 | 2,404 |
| FHLB advances | $34,331,000 | 1,143 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $21,933,000 | 3,233 |
| Tier 1 (core) risk-based capital | $26,608,000 | 2,434 |
| Tier 2 risk-based capital | $1,985,000 | 2,397 |
| Total risk weighted assets | $179,736,000 | 2,541 |
| Total unused commitments | $21,933,000 | 3,233 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 68 | 2,595 |
| Assets and Liabilities | ||
| Total Assets: | $292,285,000 | 2,253 |
| Cash and due from depository institutions | $5,721,000 | 2,595 |
| Interest-bearing balances | $1,662,000 | 1,988 |
| Securities | $45,874,000 | 2,454 |
| Federal funds sold & reverse repurchase agreements | $25,865,000 | 580 |
| Net loans & leases | $199,224,000 | 2,271 |
| Loan loss allowance | $1,934,000 | 2,569 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $4,181,000 | 2,862 |
| Other real estate owned | $0 | 2,595 |
| Goodwill and other intangibles | $1,702,000 | 1,460 |
| All other assets | $9,718,000 | 1,828 |
| Life insurance assets | $4,229,000 | 1,364 |
| Total liabilities and capital | $292,285,000 | 2,253 |
| Total liabilities | $249,847,000 | 2,334 |
| Total deposits | $186,291,000 | 2,756 |
| Interest-bearing deposits | $169,773,000 | 2,616 |
| Deposits held in domestic offices | $186,291,000 | 2,754 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $25,337,000 | 722 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $35,704,000 | 1,136 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,515,000 | 1,975 |
| Total equity capital | $42,438,000 | 1,604 |
| Total bank equity capital | $42,438,000 | 1,604 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,000 | 7,652 |
| Surplus | $26,659,000 | 1,131 |
| Undivided profits | $15,778,000 | 2,152 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $821,000 | 3,253 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $1,347,000 | 3,073 |
| Earning assets | $272,625,000 | 2,217 |
| Long-term assets (5+ years) | $0 | 7,662 |
| Average Assets, year-to-date | $284,261,000 | 2,283 |
| Average Assets, quarterly | $288,159,500 | 2,272 |
| Volatile liabilities | $84,552,000 | 1,621 |
| Insider loans | $2,868,000 | 2,370 |
| FHLB advances | $32,934,000 | 1,124 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $18,030,000 | 3,628 |
| Tier 1 (core) risk-based capital | $41,461,000 | 1,554 |
| Tier 2 risk-based capital | $1,934,000 | 2,444 |
| Total risk weighted assets | $174,040,000 | 2,608 |
| Total unused commitments | $18,463,000 | 3,569 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 67 | 2,604 |
| Assets and Liabilities | ||
| Total Assets: | $284,034,000 | 2,312 |
| Cash and due from depository institutions | $6,320,000 | 2,604 |
| Interest-bearing balances | $1,920,000 | 1,990 |
| Securities | $50,057,000 | 2,316 |
| Federal funds sold & reverse repurchase agreements | $13,610,000 | 1,486 |
| Net loans & leases | $198,448,000 | 2,254 |
| Loan loss allowance | $1,874,000 | 2,641 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $4,244,000 | 2,801 |
| Other real estate owned | $0 | 2,604 |
| Goodwill and other intangibles | $1,733,000 | 1,433 |
| All other assets | $9,622,000 | 1,778 |
| Life insurance assets | $4,218,000 | 1,349 |
| Total liabilities and capital | $284,034,000 | 2,312 |
| Total liabilities | $241,183,000 | 2,402 |
| Total deposits | $182,471,000 | 2,797 |
| Interest-bearing deposits | $155,020,000 | 2,819 |
| Deposits held in domestic offices | $182,471,000 | 2,794 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $20,554,000 | 773 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $36,357,000 | 1,078 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $1,801,000 | 2,624 |
| Total equity capital | $42,851,000 | 1,600 |
| Total bank equity capital | $42,851,000 | 1,600 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,000 | 7,681 |
| Surplus | $26,659,000 | 1,115 |
| Undivided profits | $16,191,000 | 2,134 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $824,000 | 3,125 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $1,323,000 | 3,010 |
| Earning assets | $264,035,000 | 2,273 |
| Long-term assets (5+ years) | $0 | 7,689 |
| Average Assets, year-to-date | $280,249,000 | 2,321 |
| Average Assets, quarterly | $280,249,000 | 2,321 |
| Volatile liabilities | $77,438,000 | 1,735 |
| Insider loans | $2,908,000 | 2,315 |
| FHLB advances | $33,587,000 | 1,084 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $16,025,000 | 3,857 |
| Tier 1 (core) risk-based capital | $41,476,000 | 1,538 |
| Tier 2 risk-based capital | $1,874,000 | 2,513 |
| Total risk weighted assets | $171,623,000 | 2,607 |
| Total unused commitments | $16,025,000 | 3,857 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 71 | 2,464 |
| Assets and Liabilities | ||
| Total Assets: | $276,464,000 | 2,355 |
| Cash and due from depository institutions | $6,974,000 | 2,464 |
| Interest-bearing balances | $2,193,000 | 1,786 |
| Securities | $57,144,000 | 2,057 |
| Federal funds sold & reverse repurchase agreements | $2,850,000 | 3,892 |
| Net loans & leases | $194,204,000 | 2,283 |
| Loan loss allowance | $1,814,000 | 2,687 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $4,388,000 | 2,683 |
| Other real estate owned | $0 | 2,464 |
| Goodwill and other intangibles | $1,764,000 | 1,414 |
| All other assets | $9,140,000 | 1,858 |
| Life insurance assets | $4,175,000 | 1,338 |
| Total liabilities and capital | $276,464,000 | 2,355 |
| Total liabilities | $233,811,000 | 2,458 |
| Total deposits | $174,696,000 | 2,887 |
| Interest-bearing deposits | $146,775,000 | 2,898 |
| Deposits held in domestic offices | $174,696,000 | 2,884 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $21,056,000 | 794 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $36,114,000 | 1,136 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $1,945,000 | 2,435 |
| Total equity capital | $42,653,000 | 1,563 |
| Total bank equity capital | $42,653,000 | 1,563 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $1,000 | 7,717 |
| Surplus | $26,659,000 | 1,080 |
| Undivided profits | $15,993,000 | 2,128 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $475,000 | 3,967 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $1,341,000 | 3,089 |
| Earning assets | $256,391,000 | 2,309 |
| Long-term assets (5+ years) | $0 | 7,714 |
| Average Assets, year-to-date | $263,314,600 | 2,366 |
| Average Assets, quarterly | $274,308,500 | 2,341 |
| Volatile liabilities | $93,730,000 | 1,594 |
| Insider loans | $216,000 | 6,512 |
| FHLB advances | $33,344,000 | 1,140 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $17,530,000 | 3,597 |
| Tier 1 (core) risk-based capital | $41,337,000 | 1,531 |
| Tier 2 risk-based capital | $1,814,000 | 2,569 |
| Total risk weighted assets | $168,006,000 | 2,646 |
| Total unused commitments | $17,530,000 | 3,597 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 68 | 2,594 |
| Assets and Liabilities | ||
| Total Assets: | $272,153,000 | 2,370 |
| Cash and due from depository institutions | $6,664,000 | 2,594 |
| Interest-bearing balances | $3,217,000 | 1,338 |
| Securities | $57,605,000 | 2,073 |
| Federal funds sold & reverse repurchase agreements | $12,770,000 | 1,095 |
| Net loans & leases | $179,289,000 | 2,422 |
| Loan loss allowance | $1,755,000 | 2,764 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $4,454,000 | 2,622 |
| Other real estate owned | $0 | 2,594 |
| Goodwill and other intangibles | $1,797,000 | 1,400 |
| All other assets | $9,574,000 | 1,798 |
| Life insurance assets | $4,139,000 | 1,310 |
| Total liabilities and capital | $272,153,000 | 2,370 |
| Total liabilities | $230,020,000 | 2,474 |
| Total deposits | $183,566,000 | 2,724 |
| Interest-bearing deposits | $156,593,000 | 2,718 |
| Deposits held in domestic offices | $183,566,000 | 2,721 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,962,000 | 1,207 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $33,163,000 | 1,256 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $3,329,000 | 1,564 |
| Total equity capital | $42,133,000 | 1,555 |
| Total bank equity capital | $42,133,000 | 1,555 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,000 | 7,777 |
| Surplus | $26,659,000 | 1,078 |
| Undivided profits | $15,473,000 | 2,186 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $324,000 | 4,651 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $1,244,000 | 3,303 |
| Earning assets | $252,881,000 | 2,327 |
| Long-term assets (5+ years) | $0 | 7,763 |
| Average Assets, year-to-date | $260,027,250 | 2,400 |
| Average Assets, quarterly | $264,691,000 | 2,400 |
| Volatile liabilities | $92,441,000 | 1,595 |
| Insider loans | $0 | 7,800 |
| FHLB advances | $30,228,000 | 1,264 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $18,580,000 | 3,505 |
| Tier 1 (core) risk-based capital | $40,883,000 | 1,537 |
| Tier 2 risk-based capital | $1,755,000 | 2,638 |
| Total risk weighted assets | $158,180,000 | 2,772 |
| Total unused commitments | $19,815,000 | 3,376 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 67 | 2,645 |
| Assets and Liabilities | ||
| Total Assets: | $257,229,000 | 2,460 |
| Cash and due from depository institutions | $7,782,000 | 2,645 |
| Interest-bearing balances | $4,065,000 | 1,176 |
| Securities | $57,423,000 | 2,063 |
| Federal funds sold & reverse repurchase agreements | $22,425,000 | 542 |
| Net loans & leases | $154,574,000 | 2,689 |
| Loan loss allowance | $1,697,000 | 2,808 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $4,547,000 | 2,551 |
| Other real estate owned | $0 | 2,645 |
| Goodwill and other intangibles | $1,824,000 | 1,384 |
| All other assets | $8,654,000 | 1,932 |
| Life insurance assets | $4,100,000 | 1,294 |
| Total liabilities and capital | $257,229,000 | 2,460 |
| Total liabilities | $215,749,000 | 2,593 |
| Total deposits | $183,910,000 | 2,709 |
| Interest-bearing deposits | $156,983,000 | 2,708 |
| Deposits held in domestic offices | $183,910,000 | 2,706 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,114,000 | 1,561 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $23,879,000 | 1,602 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,846,000 | 2,285 |
| Total equity capital | $41,480,000 | 1,507 |
| Total bank equity capital | $41,480,000 | 1,507 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $1,000 | 7,805 |
| Surplus | $26,659,000 | 1,059 |
| Undivided profits | $14,820,000 | 2,166 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $331,000 | 4,459 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $996,000 | 3,626 |
| Earning assets | $238,487,000 | 2,427 |
| Long-term assets (5+ years) | $0 | 7,786 |
| Average Assets, year-to-date | $255,985,330 | 2,435 |
| Average Assets, quarterly | $257,517,000 | 2,436 |
| Volatile liabilities | $78,078,000 | 1,824 |
| Insider loans | $0 | 7,848 |
| FHLB advances | $20,945,000 | 1,637 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $14,523,000 | 3,983 |
| Tier 1 (core) risk-based capital | $40,753,000 | 1,490 |
| Tier 2 risk-based capital | $1,697,000 | 2,678 |
| Total risk weighted assets | $148,388,000 | 2,910 |
| Total unused commitments | $14,819,000 | 3,935 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 64 | 2,743 |
| Assets and Liabilities | ||
| Total Assets: | $257,805,000 | 2,433 |
| Cash and due from depository institutions | $9,412,000 | 2,743 |
| Interest-bearing balances | $4,530,000 | 1,186 |
| Securities | $55,064,000 | 2,160 |
| Federal funds sold & reverse repurchase agreements | $30,700,000 | 443 |
| Net loans & leases | $148,112,000 | 2,744 |
| Loan loss allowance | $1,636,000 | 2,859 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $4,441,000 | 2,542 |
| Other real estate owned | $0 | 2,743 |
| Goodwill and other intangibles | $1,842,000 | 1,350 |
| All other assets | $8,234,000 | 1,957 |
| Life insurance assets | $4,059,000 | 1,273 |
| Total liabilities and capital | $257,805,000 | 2,433 |
| Total liabilities | $216,093,000 | 2,582 |
| Total deposits | $182,042,000 | 2,723 |
| Interest-bearing deposits | $155,871,000 | 2,695 |
| Deposits held in domestic offices | $182,042,000 | 2,720 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,325,000 | 1,342 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $24,576,000 | 1,507 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $2,150,000 | 2,060 |
| Total equity capital | $41,712,000 | 1,483 |
| Total bank equity capital | $41,712,000 | 1,483 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,000 | 7,816 |
| Surplus | $26,659,000 | 1,029 |
| Undivided profits | $15,052,000 | 2,151 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $600,000 | 3,340 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $960,000 | 3,543 |
| Earning assets | $238,406,000 | 2,410 |
| Long-term assets (5+ years) | $0 | 7,792 |
| Average Assets, year-to-date | $255,363,500 | 2,439 |
| Average Assets, quarterly | $255,363,500 | 2,439 |
| Volatile liabilities | $74,502,000 | 1,805 |
| Insider loans | $0 | 7,878 |
| FHLB advances | $21,642,000 | 1,560 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $16,755,000 | 3,682 |
| Tier 1 (core) risk-based capital | $40,543,000 | 1,457 |
| Tier 2 risk-based capital | $1,636,000 | 2,724 |
| Total risk weighted assets | $146,728,000 | 2,885 |
| Total unused commitments | $16,755,000 | 3,683 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 60 | 2,895 |
| Assets and Liabilities | ||
| Total Assets: | $252,922,000 | 2,468 |
| Cash and due from depository institutions | $9,889,000 | 2,895 |
| Interest-bearing balances | $5,128,000 | 1,066 |
| Securities | $51,898,000 | 2,287 |
| Federal funds sold & reverse repurchase agreements | $31,160,000 | 408 |
| Net loans & leases | $146,355,000 | 2,745 |
| Loan loss allowance | $1,577,000 | 2,892 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $3,865,000 | 2,820 |
| Other real estate owned | $0 | 2,895 |
| Goodwill and other intangibles | $1,868,000 | 1,336 |
| All other assets | $7,887,000 | 2,044 |
| Life insurance assets | $4,012,000 | 147 |
| Total liabilities and capital | $252,922,000 | 2,468 |
| Total liabilities | $211,436,000 | 2,609 |
| Total deposits | $178,098,000 | 2,754 |
| Interest-bearing deposits | $151,355,000 | 2,733 |
| Deposits held in domestic offices | $178,098,000 | 2,750 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,020,000 | 1,233 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $23,244,000 | 1,602 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,074,000 | 3,327 |
| Total equity capital | $41,486,000 | 1,471 |
| Total bank equity capital | $41,486,000 | 1,471 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $1,000 | 7,853 |
| Surplus | $26,659,000 | 1,005 |
| Undivided profits | $14,826,000 | 2,158 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $806,000 | 2,766 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $939,000 | 3,645 |
| Earning assets | $234,541,000 | 2,427 |
| Long-term assets (5+ years) | $0 | 7,839 |
| Average Assets, year-to-date | $223,725,400 | 2,632 |
| Average Assets, quarterly | $236,333,500 | 2,586 |
| Volatile liabilities | $91,878,000 | 1,478 |
| Insider loans | $0 | 7,892 |
| FHLB advances | $20,310,000 | 1,620 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $16,390,000 | 3,697 |
| Tier 1 (core) risk-based capital | $40,181,000 | 1,441 |
| Tier 2 risk-based capital | $1,577,000 | 2,760 |
| Total risk weighted assets | $137,144,000 | 3,031 |
| Total unused commitments | $16,390,000 | 3,699 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 57 | 2,996 |
| Assets and Liabilities | ||
| Total Assets: | $219,745,000 | 2,728 |
| Cash and due from depository institutions | $9,691,000 | 2,996 |
| Interest-bearing balances | $5,815,000 | 976 |
| Securities | $51,929,000 | 2,253 |
| Federal funds sold & reverse repurchase agreements | $2,575,000 | 3,357 |
| Net loans & leases | $143,162,000 | 2,770 |
| Loan loss allowance | $1,517,000 | 2,988 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $2,769,000 | 3,568 |
| Other real estate owned | $0 | 2,996 |
| Goodwill and other intangibles | $1,869,000 | 1,307 |
| All other assets | $7,750,000 | 2,008 |
| Life insurance assets | $3,979,000 | 144 |
| Total liabilities and capital | $219,745,000 | 2,728 |
| Total liabilities | $192,433,000 | 2,772 |
| Total deposits | $163,065,000 | 2,926 |
| Interest-bearing deposits | $149,369,000 | 2,691 |
| Deposits held in domestic offices | $163,065,000 | 2,922 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,513,000 | 1,545 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $21,510,000 | 1,685 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,345,000 | 1,842 |
| Total equity capital | $27,312,000 | 2,254 |
| Total bank equity capital | $27,312,000 | 2,254 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,000 | 7,876 |
| Surplus | $10,160,000 | 2,155 |
| Undivided profits | $17,151,000 | 1,946 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $731,000 | 3,020 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $945,000 | 3,614 |
| Earning assets | $203,481,000 | 2,697 |
| Long-term assets (5+ years) | $0 | 7,872 |
| Average Assets, year-to-date | $216,426,250 | 2,692 |
| Average Assets, quarterly | $221,521,000 | 2,685 |
| Volatile liabilities | $59,328,000 | 2,070 |
| Insider loans | $0 | 7,932 |
| FHLB advances | $20,969,000 | 1,623 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $7,021,000 | 5,368 |
| Tier 1 (core) risk-based capital | $25,774,000 | 2,288 |
| Tier 2 risk-based capital | $1,517,000 | 2,813 |
| Total risk weighted assets | $121,456,000 | 3,277 |
| Total unused commitments | $7,827,000 | 5,174 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 58 | 2,951 |
| Assets and Liabilities | ||
| Total Assets: | $223,297,000 | 2,646 |
| Cash and due from depository institutions | $10,825,000 | 2,951 |
| Interest-bearing balances | $5,920,000 | 907 |
| Securities | $53,316,000 | 2,231 |
| Federal funds sold & reverse repurchase agreements | $8,585,000 | 1,367 |
| Net loans & leases | $138,900,000 | 2,758 |
| Loan loss allowance | $1,467,000 | 3,036 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $2,521,000 | 3,755 |
| Other real estate owned | $0 | 2,951 |
| Goodwill and other intangibles | $1,893,000 | 1,290 |
| All other assets | $7,257,000 | 2,055 |
| Life insurance assets | $3,944,000 | 144 |
| Total liabilities and capital | $223,297,000 | 2,646 |
| Total liabilities | $196,255,000 | 2,691 |
| Total deposits | $168,858,000 | 2,774 |
| Interest-bearing deposits | $155,848,000 | 2,572 |
| Deposits held in domestic offices | $168,858,000 | 2,771 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,811,000 | 1,855 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $22,143,000 | 1,655 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,443,000 | 2,494 |
| Total equity capital | $27,042,000 | 2,224 |
| Total bank equity capital | $27,042,000 | 2,224 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,000 | 7,881 |
| Surplus | $10,160,000 | 2,106 |
| Undivided profits | $16,881,000 | 1,954 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $462,000 | 3,836 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $890,000 | 3,504 |
| Earning assets | $206,721,000 | 2,613 |
| Long-term assets (5+ years) | $0 | 7,884 |
| Average Assets, year-to-date | $215,320,000 | 2,684 |
| Average Assets, quarterly | $218,249,500 | 2,671 |
| Volatile liabilities | $60,017,000 | 1,967 |
| Insider loans | $0 | 7,951 |
| FHLB advances | $21,602,000 | 1,589 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $15,290,000 | 3,740 |
| Tier 1 (core) risk-based capital | $25,362,000 | 2,256 |
| Tier 2 risk-based capital | $1,467,000 | 2,864 |
| Total risk weighted assets | $119,418,000 | 3,253 |
| Total unused commitments | $15,290,000 | 3,741 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 57 | 2,959 |
| Assets and Liabilities | ||
| Total Assets: | $213,202,000 | 2,735 |
| Cash and due from depository institutions | $10,554,000 | 2,959 |
| Interest-bearing balances | $6,142,000 | 907 |
| Securities | $52,861,000 | 2,290 |
| Federal funds sold & reverse repurchase agreements | $5,575,000 | 2,124 |
| Net loans & leases | $132,555,000 | 2,822 |
| Loan loss allowance | $1,437,000 | 3,078 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $2,513,000 | 3,742 |
| Other real estate owned | $0 | 2,959 |
| Goodwill and other intangibles | $1,910,000 | 1,270 |
| All other assets | $7,234,000 | 2,033 |
| Life insurance assets | $3,904,000 | 143 |
| Total liabilities and capital | $213,202,000 | 2,735 |
| Total liabilities | $186,714,000 | 2,791 |
| Total deposits | $164,639,000 | 2,824 |
| Interest-bearing deposits | $150,066,000 | 2,672 |
| Deposits held in domestic offices | $164,639,000 | 2,819 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,244,000 | 1,674 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $16,161,000 | 1,917 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,670,000 | 2,234 |
| Total equity capital | $26,488,000 | 2,208 |
| Total bank equity capital | $26,488,000 | 2,208 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,000 | 7,942 |
| Surplus | $10,160,000 | 2,057 |
| Undivided profits | $16,327,000 | 1,965 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $465,000 | 3,861 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $926,000 | 3,272 |
| Earning assets | $197,133,000 | 2,723 |
| Long-term assets (5+ years) | $0 | 7,945 |
| Average Assets, year-to-date | $211,331,500 | 2,740 |
| Average Assets, quarterly | $211,331,500 | 2,740 |
| Volatile liabilities | $53,189,000 | 2,065 |
| Insider loans | $3,117,000 | 1,946 |
| FHLB advances | $15,620,000 | 1,854 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $17,247,000 | 3,448 |
| Tier 1 (core) risk-based capital | $24,995,000 | 2,236 |
| Tier 2 risk-based capital | $1,409,000 | 2,920 |
| Total risk weighted assets | $112,700,000 | 3,369 |
| Total unused commitments | $17,525,000 | 3,422 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 56 | 3,021 |
| Assets and Liabilities | ||
| Total Assets: | $209,461,000 | 2,772 |
| Cash and due from depository institutions | $11,249,000 | 3,021 |
| Interest-bearing balances | $6,226,000 | 909 |
| Securities | $53,789,000 | 2,273 |
| Federal funds sold & reverse repurchase agreements | $3,850,000 | 2,729 |
| Net loans & leases | $129,096,000 | 2,858 |
| Loan loss allowance | $1,355,000 | 3,197 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,545,000 | 3,692 |
| Other real estate owned | $0 | 3,021 |
| Goodwill and other intangibles | $1,937,000 | 1,259 |
| All other assets | $6,995,000 | 2,057 |
| Life insurance assets | $3,704,000 | 151 |
| Total liabilities and capital | $209,461,000 | 2,772 |
| Total liabilities | $183,071,000 | 2,826 |
| Total deposits | $165,122,000 | 2,803 |
| Interest-bearing deposits | $152,119,000 | 2,612 |
| Deposits held in domestic offices | $165,122,000 | 2,798 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,756,000 | 1,812 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $13,024,000 | 2,229 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $1,169,000 | 2,805 |
| Total equity capital | $26,390,000 | 2,214 |
| Total bank equity capital | $26,390,000 | 2,214 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,000 | 7,988 |
| Surplus | $10,160,000 | 2,021 |
| Undivided profits | $16,229,000 | 2,007 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $606,000 | 3,389 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $808,000 | 3,682 |
| Earning assets | $192,961,000 | 2,756 |
| Long-term assets (5+ years) | $0 | 7,981 |
| Average Assets, year-to-date | $205,990,200 | 2,703 |
| Average Assets, quarterly | $208,966,000 | 2,749 |
| Volatile liabilities | $49,640,000 | 2,129 |
| Insider loans | $3,131,000 | 1,924 |
| FHLB advances | $12,483,000 | 2,173 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $16,781,000 | 3,363 |
| Tier 1 (core) risk-based capital | $24,622,000 | 2,243 |
| Tier 2 risk-based capital | $1,355,000 | 3,007 |
| Total risk weighted assets | $108,600,000 | 3,446 |
| Total unused commitments | $16,781,000 | 3,365 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 56 | 3,024 |
| Assets and Liabilities | ||
| Total Assets: | $208,471,000 | 2,744 |
| Cash and due from depository institutions | $13,484,000 | 3,024 |
| Interest-bearing balances | $7,390,000 | 795 |
| Securities | $53,804,000 | 2,253 |
| Federal funds sold & reverse repurchase agreements | $4,800,000 | 2,178 |
| Net loans & leases | $124,937,000 | 2,897 |
| Loan loss allowance | $1,417,000 | 3,089 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $2,562,000 | 3,632 |
| Other real estate owned | $0 | 3,024 |
| Goodwill and other intangibles | $1,964,000 | 1,220 |
| All other assets | $6,920,000 | 2,027 |
| Life insurance assets | $3,665,000 | 149 |
| Total liabilities and capital | $208,471,000 | 2,744 |
| Total liabilities | $182,396,000 | 2,801 |
| Total deposits | $167,091,000 | 2,755 |
| Interest-bearing deposits | $154,448,000 | 2,545 |
| Deposits held in domestic offices | $167,091,000 | 2,749 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,513,000 | 1,906 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $10,406,000 | 2,519 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,386,000 | 2,517 |
| Total equity capital | $26,075,000 | 2,229 |
| Total bank equity capital | $26,075,000 | 2,229 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $1,000 | 8,031 |
| Surplus | $10,160,000 | 1,989 |
| Undivided profits | $15,914,000 | 2,061 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $193,000 | 5,701 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $842,000 | 3,688 |
| Earning assets | $190,931,000 | 2,743 |
| Long-term assets (5+ years) | $0 | 8,028 |
| Average Assets, year-to-date | $205,122,500 | 2,698 |
| Average Assets, quarterly | $209,049,500 | 2,708 |
| Volatile liabilities | $48,028,000 | 2,176 |
| Insider loans | $3,200,000 | 1,829 |
| FHLB advances | $9,801,000 | 2,514 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $14,445,000 | 3,661 |
| Tier 1 (core) risk-based capital | $24,241,000 | 2,254 |
| Tier 2 risk-based capital | $1,333,000 | 3,021 |
| Total risk weighted assets | $106,536,000 | 3,452 |
| Total unused commitments | $14,645,000 | 3,635 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 58 | 2,954 |
| Assets and Liabilities | ||
| Total Assets: | $209,628,000 | 2,703 |
| Cash and due from depository institutions | $14,261,000 | 2,954 |
| Interest-bearing balances | $8,017,000 | 772 |
| Securities | $50,080,000 | 2,436 |
| Federal funds sold & reverse repurchase agreements | $10,000,000 | 1,082 |
| Net loans & leases | $123,742,000 | 2,868 |
| Loan loss allowance | $1,333,000 | 3,221 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,614,000 | 3,542 |
| Other real estate owned | $0 | 2,954 |
| Goodwill and other intangibles | $1,991,000 | 1,198 |
| All other assets | $6,940,000 | 2,027 |
| Life insurance assets | $3,626,000 | 146 |
| Total liabilities and capital | $209,628,000 | 2,703 |
| Total liabilities | $184,412,000 | 2,755 |
| Total deposits | $172,482,000 | 2,649 |
| Interest-bearing deposits | $158,352,000 | 2,448 |
| Deposits held in domestic offices | $172,482,000 | 2,644 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $620,000 | 3,113 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $10,220,000 | 2,519 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $1,090,000 | 2,783 |
| Total equity capital | $25,216,000 | 2,202 |
| Total bank equity capital | $25,216,000 | 2,202 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $1,000 | 8,087 |
| Surplus | $10,160,000 | 1,947 |
| Undivided profits | $15,055,000 | 2,044 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $444,000 | 4,261 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $790,000 | 3,652 |
| Earning assets | $191,839,000 | 2,712 |
| Long-term assets (5+ years) | $0 | 8,066 |
| Average Assets, year-to-date | $204,006,330 | 2,717 |
| Average Assets, quarterly | $206,388,500 | 2,712 |
| Volatile liabilities | $46,819,000 | 2,176 |
| Insider loans | $2,485,000 | 2,267 |
| FHLB advances | $9,615,000 | 2,517 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $9,618,000 | 4,519 |
| Tier 1 (core) risk-based capital | $23,868,000 | 2,237 |
| Tier 2 risk-based capital | $1,333,000 | 2,989 |
| Total risk weighted assets | $107,731,000 | 3,387 |
| Total unused commitments | $9,618,000 | 4,519 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 56 | 3,036 |
| Assets and Liabilities | ||
| Total Assets: | $203,149,000 | 2,747 |
| Cash and due from depository institutions | $16,977,000 | 3,036 |
| Interest-bearing balances | $8,562,000 | 835 |
| Securities | $47,828,000 | 2,550 |
| Federal funds sold & reverse repurchase agreements | $5,570,000 | 2,586 |
| Net loans & leases | $121,405,000 | 2,869 |
| Loan loss allowance | $1,301,000 | 3,247 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $2,643,000 | 3,484 |
| Other real estate owned | $0 | 3,036 |
| Goodwill and other intangibles | $1,955,000 | 1,207 |
| All other assets | $6,771,000 | 1,951 |
| Life insurance assets | $3,738,000 | 147 |
| Total liabilities and capital | $203,149,000 | 2,747 |
| Total liabilities | $177,412,000 | 2,810 |
| Total deposits | $164,363,000 | 2,740 |
| Interest-bearing deposits | $152,293,000 | 2,541 |
| Deposits held in domestic offices | $164,363,000 | 2,736 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $788,000 | 2,619 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $10,531,000 | 2,343 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $1,730,000 | 2,186 |
| Total equity capital | $25,737,000 | 2,203 |
| Total bank equity capital | $25,737,000 | 2,203 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $1,000 | 8,119 |
| Surplus | $10,160,000 | 1,912 |
| Undivided profits | $15,576,000 | 2,092 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $937,000 | 2,788 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $528,000 | 350 |
| Income earned, not collected on loans | $784,000 | 3,621 |
| Earning assets | $183,365,000 | 2,785 |
| Long-term assets (5+ years) | $0 | 8,096 |
| Average Assets, year-to-date | $201,195,500 | 2,746 |
| Average Assets, quarterly | $201,195,500 | 2,746 |
| Volatile liabilities | $42,403,000 | 2,261 |
| Insider loans | $2,344,000 | 2,330 |
| FHLB advances | $9,926,000 | 2,363 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $9,837,000 | 4,431 |
| Tier 1 (core) risk-based capital | $23,535,000 | 2,237 |
| Tier 2 risk-based capital | $1,301,000 | 3,014 |
| Total risk weighted assets | $104,596,000 | 3,403 |
| Total unused commitments | $9,837,000 | 4,438 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 57 | 3,010 |
| Assets and Liabilities | ||
| Total Assets: | $199,242,000 | 2,783 |
| Cash and due from depository institutions | $16,690,000 | 3,010 |
| Interest-bearing balances | $8,843,000 | 731 |
| Securities | $50,235,000 | 2,488 |
| Federal funds sold & reverse repurchase agreements | $1,730,000 | 4,253 |
| Net loans & leases | $119,446,000 | 2,884 |
| Loan loss allowance | $1,348,000 | 3,172 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $2,704,000 | 3,407 |
| Other real estate owned | $0 | 3,010 |
| Goodwill and other intangibles | $2,106,000 | 1,153 |
| All other assets | $6,331,000 | 2,084 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $199,242,000 | 2,783 |
| Total liabilities | $174,011,000 | 2,855 |
| Total deposits | $164,497,000 | 2,727 |
| Interest-bearing deposits | $150,897,000 | 2,537 |
| Deposits held in domestic offices | $164,497,000 | 2,724 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $867,000 | 2,761 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $7,839,000 | 2,786 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $808,000 | 3,560 |
| Total equity capital | $25,231,000 | 2,198 |
| Total bank equity capital | $25,231,000 | 2,198 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $1,000 | 8,179 |
| Surplus | $10,175,000 | 1,889 |
| Undivided profits | $15,055,000 | 2,125 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,264,000 | 2,250 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $745,000 | 3,904 |
| Earning assets | $180,254,000 | 2,802 |
| Long-term assets (5+ years) | $0 | 8,140 |
| Average Assets, year-to-date | $168,821,600 | 3,087 |
| Average Assets, quarterly | $181,847,000 | 2,975 |
| Volatile liabilities | $39,039,000 | 2,389 |
| Insider loans | $2,548,000 | 2,142 |
| FHLB advances | $7,234,000 | 2,732 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $8,782,000 | 4,568 |
| Tier 1 (core) risk-based capital | $23,254,000 | 2,243 |
| Tier 2 risk-based capital | $1,248,000 | 3,100 |
| Total risk weighted assets | $100,215,000 | 3,521 |
| Total unused commitments | $8,782,000 | 4,571 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 44 | 3,774 |
| Assets and Liabilities | ||
| Total Assets: | $164,452,000 | 3,235 |
| Cash and due from depository institutions | $7,026,000 | 3,774 |
| Interest-bearing balances | $163,000 | 4,896 |
| Securities | $49,281,000 | 2,471 |
| Federal funds sold & reverse repurchase agreements | $1,660,000 | 4,694 |
| Net loans & leases | $97,712,000 | 3,387 |
| Loan loss allowance | $1,128,000 | 3,617 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,406,000 | 3,707 |
| Other real estate owned | $0 | 3,774 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $6,367,000 | 2,061 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $164,452,000 | 3,235 |
| Total liabilities | $142,910,000 | 3,315 |
| Total deposits | $133,100,000 | 3,271 |
| Interest-bearing deposits | $133,100,000 | 2,864 |
| Deposits held in domestic offices | $133,100,000 | 3,268 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $8,207,000 | 2,670 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,603,000 | 2,289 |
| Total equity capital | $21,542,000 | 2,544 |
| Total bank equity capital | $21,542,000 | 2,544 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $1,000 | 8,232 |
| Surplus | $6,825,000 | 2,656 |
| Undivided profits | $14,716,000 | 2,169 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $156,000 | 6,388 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $570,000 | 5,059 |
| Earning assets | $148,816,000 | 3,255 |
| Long-term assets (5+ years) | $0 | 8,204 |
| Average Assets, year-to-date | $161,216,500 | 3,221 |
| Average Assets, quarterly | $164,628,500 | 3,217 |
| Volatile liabilities | $48,723,000 | 1,953 |
| Insider loans | $2,123,000 | 2,463 |
| FHLB advances | $7,541,000 | 2,639 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $13,467,000 | 3,635 |
| Tier 1 (core) risk-based capital | $21,679,000 | 2,397 |
| Tier 2 risk-based capital | $1,070,000 | 3,489 |
| Total risk weighted assets | $85,787,000 | 3,940 |
| Total unused commitments | $13,467,000 | 3,640 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 49 | 3,450 |
| Assets and Liabilities | ||
| Total Assets: | $164,805,000 | 3,212 |
| Cash and due from depository institutions | $7,107,000 | 3,450 |
| Interest-bearing balances | $155,000 | 5,001 |
| Securities | $48,636,000 | 2,453 |
| Federal funds sold & reverse repurchase agreements | $6,415,000 | 2,444 |
| Net loans & leases | $94,177,000 | 3,472 |
| Loan loss allowance | $1,068,000 | 3,725 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,515,000 | 3,558 |
| Other real estate owned | $0 | 3,450 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $5,955,000 | 2,092 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $164,805,000 | 3,212 |
| Total liabilities | $143,098,000 | 3,296 |
| Total deposits | $132,448,000 | 3,274 |
| Interest-bearing deposits | $125,100,000 | 2,986 |
| Deposits held in domestic offices | $132,448,000 | 3,270 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $8,509,000 | 2,589 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $2,141,000 | 1,900 |
| Total equity capital | $21,707,000 | 2,520 |
| Total bank equity capital | $21,707,000 | 2,520 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $1,000 | 8,259 |
| Surplus | $6,825,000 | 2,625 |
| Undivided profits | $14,881,000 | 2,176 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $282,000 | 5,484 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $503,000 | 5,369 |
| Earning assets | $149,383,000 | 3,226 |
| Long-term assets (5+ years) | $0 | 8,230 |
| Average Assets, year-to-date | $160,138,000 | 3,240 |
| Average Assets, quarterly | $162,982,000 | 3,219 |
| Volatile liabilities | $33,760,000 | 2,611 |
| Insider loans | $2,198,000 | 2,400 |
| FHLB advances | $7,843,000 | 2,551 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $11,117,000 | 3,979 |
| Tier 1 (core) risk-based capital | $21,499,000 | 2,377 |
| Tier 2 risk-based capital | $1,037,000 | 3,528 |
| Total risk weighted assets | $82,941,000 | 3,999 |
| Total unused commitments | $12,560,000 | 3,725 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 47 | 3,537 |
| Assets and Liabilities | ||
| Total Assets: | $161,159,000 | 3,239 |
| Cash and due from depository institutions | $8,844,000 | 3,537 |
| Interest-bearing balances | $154,000 | 4,893 |
| Securities | $45,947,000 | 2,544 |
| Federal funds sold & reverse repurchase agreements | $4,240,000 | 3,585 |
| Net loans & leases | $93,580,000 | 3,445 |
| Loan loss allowance | $1,008,000 | 3,827 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $2,584,000 | 3,449 |
| Other real estate owned | $0 | 3,537 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $5,964,000 | 2,036 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $161,159,000 | 3,239 |
| Total liabilities | $139,047,000 | 3,321 |
| Total deposits | $130,328,000 | 3,284 |
| Interest-bearing deposits | $123,038,000 | 3,022 |
| Deposits held in domestic offices | $130,328,000 | 3,280 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $8,142,000 | 2,540 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $577,000 | 4,751 |
| Total equity capital | $22,112,000 | 2,413 |
| Total bank equity capital | $22,112,000 | 2,413 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,000 | 8,301 |
| Surplus | $6,804,000 | 2,584 |
| Undivided profits | $15,307,000 | 2,062 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $245,000 | 5,696 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $387,000 | 6,288 |
| Earning assets | $143,921,000 | 3,298 |
| Long-term assets (5+ years) | $0 | 8,263 |
| Average Assets, year-to-date | $157,804,500 | 3,265 |
| Average Assets, quarterly | $157,804,500 | 3,265 |
| Volatile liabilities | $35,020,000 | 2,488 |
| Insider loans | $0 | 8,373 |
| FHLB advances | $8,142,000 | 2,405 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $7,631,000 | 4,758 |
| Tier 1 (core) risk-based capital | $21,999,000 | 2,274 |
| Tier 2 risk-based capital | $1,008,000 | 3,535 |
| Total risk weighted assets | $82,271,000 | 3,972 |
| Total unused commitments | $7,631,000 | 4,771 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 47 | 3,530 |
| Assets and Liabilities | ||
| Total Assets: | $154,450,000 | 3,297 |
| Cash and due from depository institutions | $7,426,000 | 3,530 |
| Interest-bearing balances | $1,026,000 | 3,060 |
| Securities | $45,843,000 | 2,506 |
| Federal funds sold & reverse repurchase agreements | $300,000 | 6,628 |
| Net loans & leases | $92,462,000 | 3,458 |
| Loan loss allowance | $950,000 | 3,945 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,620,000 | 3,383 |
| Other real estate owned | $0 | 3,530 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $5,799,000 | 2,052 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $154,450,000 | 3,297 |
| Total liabilities | $132,406,000 | 3,421 |
| Total deposits | $123,455,000 | 3,394 |
| Interest-bearing deposits | $123,455,000 | 2,953 |
| Deposits held in domestic offices | $123,455,000 | 3,390 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $8,428,000 | 2,521 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $523,000 | 5,092 |
| Total equity capital | $22,044,000 | 2,400 |
| Total bank equity capital | $22,044,000 | 2,400 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $1,000 | 8,336 |
| Surplus | $6,804,000 | 2,544 |
| Undivided profits | $15,239,000 | 2,037 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $247,000 | 5,531 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $421,000 | 6,184 |
| Earning assets | $139,631,000 | 3,318 |
| Long-term assets (5+ years) | $0 | 8,289 |
| Average Assets, year-to-date | $144,034,800 | 3,369 |
| Average Assets, quarterly | $152,035,000 | 3,304 |
| Volatile liabilities | $30,764,000 | 2,746 |
| Insider loans | $2,107,000 | 2,427 |
| FHLB advances | $8,428,000 | 2,367 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $8,745,000 | 4,378 |
| Tier 1 (core) risk-based capital | $21,855,000 | 2,260 |
| Tier 2 risk-based capital | $950,000 | 3,663 |
| Total risk weighted assets | $80,227,000 | 4,018 |
| Total unused commitments | $8,745,000 | 4,380 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 38 | 4,210 |
| Assets and Liabilities | ||
| Total Assets: | $132,024,000 | 3,639 |
| Cash and due from depository institutions | $6,535,000 | 4,210 |
| Interest-bearing balances | $19,000 | 6,338 |
| Securities | $37,879,000 | 2,785 |
| Federal funds sold & reverse repurchase agreements | $1,720,000 | 5,073 |
| Net loans & leases | $78,512,000 | 3,824 |
| Loan loss allowance | $682,000 | 4,824 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $1,672,000 | 4,550 |
| Other real estate owned | $80,000 | 4,210 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $5,626,000 | 1,979 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $132,024,000 | 3,639 |
| Total liabilities | $117,708,000 | 3,663 |
| Total deposits | $113,345,000 | 3,522 |
| Interest-bearing deposits | $113,345,000 | 3,048 |
| Deposits held in domestic offices | $113,345,000 | 3,517 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $3,985,000 | 3,402 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $378,000 | 6,274 |
| Total equity capital | $14,316,000 | 3,325 |
| Total bank equity capital | $14,316,000 | 3,325 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $0 | 8,780 |
| Surplus | $0 | 8,858 |
| Undivided profits | $14,316,000 | 1,983 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $210,000 | 5,889 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $345,000 | 7,145 |
| Earning assets | $118,130,000 | 3,711 |
| Long-term assets (5+ years) | $0 | 8,482 |
| Average Assets, year-to-date | $125,492,200 | 3,643 |
| Average Assets, quarterly | $129,592,500 | 3,656 |
| Volatile liabilities | $21,936,000 | 3,415 |
| Insider loans | $2,091,000 | 2,303 |
| FHLB advances | $3,985,000 | 3,215 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $5,328,000 | 5,392 |
| Tier 1 (core) risk-based capital | $14,235,000 | 3,206 |
| Tier 2 risk-based capital | $682,000 | 4,525 |
| Total risk weighted assets | $68,904,000 | 4,385 |
| Total unused commitments | $5,328,000 | 5,399 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 36 | 4,445 |
| Assets and Liabilities | ||
| Total Assets: | $120,587,000 | 3,799 |
| Cash and due from depository institutions | $4,947,000 | 4,445 |
| Interest-bearing balances | $2,192,000 | 1,597 |
| Securities | $41,942,000 | 2,581 |
| Federal funds sold & reverse repurchase agreements | $2,080,000 | 4,144 |
| Net loans & leases | $65,131,000 | 4,321 |
| Loan loss allowance | $597,000 | 5,132 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $1,282,000 | 5,295 |
| Other real estate owned | $68,000 | 4,445 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $5,137,000 | 1,760 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $120,587,000 | 3,799 |
| Total liabilities | $106,873,000 | 3,854 |
| Total deposits | $106,640,000 | 3,583 |
| Interest-bearing deposits | $104,130,000 | 3,181 |
| Deposits held in domestic offices | $106,640,000 | 3,579 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $233,000 | 7,942 |
| Total equity capital | $13,714,000 | 3,342 |
| Total bank equity capital | $13,714,000 | 3,342 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $0 | 9,055 |
| Surplus | $0 | 9,124 |
| Undivided profits | $13,714,000 | 1,973 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,024,000 | 2,242 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $59,000 | 9,413 |
| Earning assets | $111,345,000 | 3,786 |
| Long-term assets (5+ years) | $0 | 8,706 |
| Average Assets, year-to-date | $120,239,800 | 3,652 |
| Average Assets, quarterly | $120,807,000 | 3,750 |
| Volatile liabilities | $14,101,000 | 4,641 |
| Insider loans | $2,313,000 | 2,039 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $2,872,000 | 6,614 |
| Tier 1 (core) risk-based capital | $13,783,000 | 3,222 |
| Tier 2 risk-based capital | $597,000 | 4,825 |
| Total risk weighted assets | $54,424,000 | 5,013 |
| Total unused commitments | $2,872,000 | 6,618 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 33 | 4,901 |
| Assets and Liabilities | ||
| Total Assets: | $119,357,000 | 3,775 |
| Cash and due from depository institutions | $4,671,000 | 4,901 |
| Interest-bearing balances | $2,050,000 | 1,692 |
| Securities | $38,431,000 | 2,905 |
| Federal funds sold & reverse repurchase agreements | $5,340,000 | 1,779 |
| Net loans & leases | $64,885,000 | 4,237 |
| Loan loss allowance | $411,000 | 6,337 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $960,000 | 6,160 |
| Other real estate owned | $110,000 | 4,901 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $4,960,000 | 1,800 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $119,357,000 | 3,775 |
| Total liabilities | $106,698,000 | 3,807 |
| Total deposits | $106,547,000 | 3,520 |
| Interest-bearing deposits | $105,454,000 | 3,098 |
| Deposits held in domestic offices | $106,547,000 | 3,518 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $151,000 | 8,735 |
| Total equity capital | $12,659,000 | 3,482 |
| Total bank equity capital | $12,659,000 | 3,482 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $0 | 9,357 |
| Surplus | $0 | 9,427 |
| Undivided profits | $12,659,000 | 1,974 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $341,000 | 4,504 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $0 | 10,095 |
| Earning assets | $110,706,000 | 3,737 |
| Long-term assets (5+ years) | $0 | 8,976 |
| Average Assets, year-to-date | $120,510,800 | 3,628 |
| Average Assets, quarterly | $120,489,500 | 3,711 |
| Volatile liabilities | $12,650,000 | 4,758 |
| Insider loans | $2,285,000 | 1,994 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $2,724,000 | 6,859 |
| Tier 1 (core) risk-based capital | $13,249,000 | 3,318 |
| Tier 2 risk-based capital | $411,000 | 5,966 |
| Total risk weighted assets | $51,977,000 | 5,073 |
| Total unused commitments | $3,724,000 | 6,210 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 27 | 5,705 |
| Assets and Liabilities | ||
| Total Assets: | $118,631,000 | 3,753 |
| Cash and due from depository institutions | $5,442,000 | 5,705 |
| Interest-bearing balances | $2,830,000 | 1,812 |
| Securities | $40,506,000 | 2,806 |
| Federal funds sold & reverse repurchase agreements | $3,000,000 | 4,801 |
| Net loans & leases | $67,031,000 | 3,922 |
| Loan loss allowance | $284,000 | 7,560 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,008,000 | 5,942 |
| Other real estate owned | $155,000 | 5,705 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $1,489,000 | 4,497 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $118,631,000 | 3,753 |
| Total liabilities | $106,166,000 | 3,756 |
| Total deposits | $106,070,000 | 3,527 |
| Interest-bearing deposits | $105,024,000 | 3,073 |
| Deposits held in domestic offices | $106,070,000 | 3,521 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $96,000 | 9,773 |
| Total equity capital | $12,465,000 | 3,583 |
| Total bank equity capital | $12,465,000 | 3,583 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $0 | 9,564 |
| Surplus | $0 | 9,669 |
| Undivided profits | $12,465,000 | 2,093 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $628,000 | 3,408 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $0 | 10,330 |
| Earning assets | $113,367,000 | 3,625 |
| Long-term assets (5+ years) | $0 | 9,173 |
| Average Assets, year-to-date | $115,741,400 | 3,638 |
| Average Assets, quarterly | $117,300,000 | 3,717 |
| Volatile liabilities | $11,747,000 | 4,520 |
| Insider loans | $2,257,000 | 1,893 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $2,471,000 | 7,007 |
| Tier 1 (core) risk-based capital | $12,474,000 | 3,412 |
| Tier 2 risk-based capital | $284,000 | 7,188 |
| Total risk weighted assets | $47,350,000 | 5,274 |
| Total unused commitments | $2,971,000 | 6,603 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 25 | 6,227 |
| Assets and Liabilities | ||
| Total Assets: | $113,710,000 | 3,858 |
| Cash and due from depository institutions | $4,313,000 | 6,227 |
| Interest-bearing balances | $2,669,000 | 1,466 |
| Securities | $36,332,000 | 3,082 |
| Federal funds sold & reverse repurchase agreements | $400,000 | 7,411 |
| Net loans & leases | $69,947,000 | 3,836 |
| Loan loss allowance | $414,000 | 6,432 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $933,000 | 6,172 |
| Other real estate owned | $322,000 | 6,227 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $1,463,000 | 4,557 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $113,710,000 | 3,858 |
| Total liabilities | $102,005,000 | 3,858 |
| Total deposits | $101,858,000 | 3,640 |
| Interest-bearing deposits | $101,109,000 | 3,158 |
| Deposits held in domestic offices | $101,858,000 | 3,632 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $147,000 | 9,653 |
| Total equity capital | $11,705,000 | 3,743 |
| Total bank equity capital | $11,705,000 | 3,743 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $0 | 9,968 |
| Surplus | $0 | 10,084 |
| Undivided profits | $11,705,000 | 2,212 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $484,000 | 4,143 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $0 | 10,814 |
| Earning assets | $109,348,000 | 3,717 |
| Long-term assets (5+ years) | $0 | 9,550 |
| Average Assets, year-to-date | $113,954,800 | 3,683 |
| Average Assets, quarterly | $114,048,500 | 3,790 |
| Volatile liabilities | $9,743,000 | 5,089 |
| Insider loans | $850,000 | 3,972 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $2,184,000 | 7,223 |
| Tier 1 (core) risk-based capital | $11,706,000 | 3,610 |
| Tier 2 risk-based capital | $414,000 | 5,872 |
| Total risk weighted assets | $47,896,000 | 5,202 |
| Total unused commitments | $2,184,000 | 7,230 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 26 | 6,375 |
| Assets and Liabilities | ||
| Total Assets: | $112,748,000 | 3,961 |
| Cash and due from depository institutions | $2,029,000 | 6,375 |
| Interest-bearing balances | $573,000 | 2,939 |
| Securities | $34,830,000 | 3,479 |
| Federal funds sold & reverse repurchase agreements | $600,000 | 7,205 |
| Net loans & leases | $72,275,000 | 3,729 |
| Loan loss allowance | $535,000 | 5,635 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,048,000 | 5,855 |
| Other real estate owned | $421,000 | 6,375 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,545,000 | 4,484 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $112,748,000 | 3,961 |
| Total liabilities | $101,978,000 | 3,942 |
| Total deposits | $101,892,000 | 3,708 |
| Interest-bearing deposits | $101,435,000 | 3,224 |
| Deposits held in domestic offices | $101,892,000 | 3,695 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $86,000 | 10,806 |
| Total equity capital | $10,770,000 | 4,085 |
| Total bank equity capital | $10,770,000 | 4,085 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $0 | 10,450 |
| Surplus | $0 | 10,586 |
| Undivided profits | $10,770,000 | 2,369 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $899,000 | 2,904 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $0 | 11,352 |
| Earning assets | $108,278,000 | 3,801 |
| Long-term assets (5+ years) | $0 | 9,965 |
| Average Assets, year-to-date | $113,480,800 | 3,778 |
| Average Assets, quarterly | $113,046,500 | 3,907 |
| Volatile liabilities | $8,347,000 | 5,463 |
| Insider loans | $1,004,000 | 3,645 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $263,000 | 10,282 |
| Tier 1 (core) risk-based capital | $10,770,000 | 3,969 |
| Tier 2 risk-based capital | $414,000 | 5,984 |
| Total risk weighted assets | $47,212,000 | 5,303 |
| Total unused commitments | $263,000 | 10,292 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 27 | 6,461 |
| Assets and Liabilities | ||
| Total Assets: | $113,861,000 | 3,915 |
| Cash and due from depository institutions | $3,069,000 | 6,461 |
| Interest-bearing balances | $1,108,000 | 2,423 |
| Securities | $31,512,000 | 3,919 |
| Federal funds sold & reverse repurchase agreements | $3,500,000 | 3,879 |
| Net loans & leases | $72,540,000 | 3,626 |
| Loan loss allowance | $629,000 | 5,107 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,071,000 | 5,812 |
| Other real estate owned | $701,000 | 6,461 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,468,000 | 4,749 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $113,861,000 | 3,915 |
| Total liabilities | $103,455,000 | 3,877 |
| Total deposits | $103,369,000 | 3,698 |
| Interest-bearing deposits | $103,297,000 | 3,191 |
| Deposits held in domestic offices | $103,369,000 | 3,690 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $86,000 | 11,330 |
| Total equity capital | $10,406,000 | 4,186 |
| Total bank equity capital | $10,406,000 | 4,186 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $0 | 10,908 |
| Surplus | $0 | 11,041 |
| Undivided profits | $10,406,000 | 2,503 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,295,000 | 2,134 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $0 | 11,856 |
| Earning assets | $108,660,000 | 3,779 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $112,978,000 | 3,796 |
| Average Assets, quarterly | $114,118,000 | 3,864 |
| Volatile liabilities | $7,794,000 | 5,390 |
| Insider loans | $1,051,000 | 3,616 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $705,000 | 9,596 |
| Tier 1 (core) risk-based capital | $10,406,000 | 4,064 |
| Tier 2 risk-based capital | $396,000 | 6,224 |
| Total risk weighted assets | $47,493,000 | 5,238 |
| Total unused commitments | $1,205,000 | 8,615 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 23 | 7,461 |
| Assets and Liabilities | ||
| Total Assets: | $112,740,000 | 3,928 |
| Cash and due from depository institutions | $2,448,000 | 7,461 |
| Interest-bearing balances | $1,004,000 | 2,414 |
| Securities | $29,810,000 | 4,285 |
| Federal funds sold & reverse repurchase agreements | $1,300,000 | 4,851 |
| Net loans & leases | $75,488,000 | 3,425 |
| Loan loss allowance | $792,000 | 4,366 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,061,000 | 5,890 |
| Other real estate owned | $1,223,000 | 7,461 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,410,000 | 5,187 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $112,740,000 | 3,928 |
| Total liabilities | $102,917,000 | 3,907 |
| Total deposits | $102,883,000 | 3,690 |
| Interest-bearing deposits | $102,853,000 | 3,169 |
| Deposits held in domestic offices | $102,883,000 | 3,682 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $34,000 | 12,399 |
| Total equity capital | $9,823,000 | 4,126 |
| Total bank equity capital | $9,823,000 | 4,126 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $0 | 11,459 |
| Surplus | $0 | 11,565 |
| Undivided profits | $9,823,000 | 2,388 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,776,000 | 1,707 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $0 | 12,493 |
| Earning assets | $107,602,000 | 3,758 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $115,317,200 | 3,759 |
| Average Assets, quarterly | $113,930,500 | 3,859 |
| Volatile liabilities | $7,424,000 | 5,356 |
| Insider loans | $1,245,000 | 3,145 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $599,000 | 10,070 |
| Tier 1 (core) risk-based capital | $9,823,000 | 4,201 |
| Tier 2 risk-based capital | $575,000 | 4,707 |
| Total risk weighted assets | $49,171,000 | 5,022 |
| Total unused commitments | $599,000 | 10,077 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 22 | 7,996 |
| Assets and Liabilities | ||
| Total Assets: | $114,678,000 | 3,925 |
| Cash and due from depository institutions | $11,652,000 | 7,996 |
| Interest-bearing balances | $9,413,000 | 665 |
| Securities | $18,480,000 | 6,483 |
| Federal funds sold & reverse repurchase agreements | $2,000,000 | 5,709 |
| Net loans & leases | $78,883,000 | 3,200 |
| Loan loss allowance | $795,000 | 4,504 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,017,000 | 6,057 |
| Other real estate owned | $1,180,000 | 7,996 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,466,000 | 4,522 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $114,678,000 | 3,925 |
| Total liabilities | $105,818,000 | 3,870 |
| Total deposits | $105,784,000 | 3,681 |
| Interest-bearing deposits | $105,760,000 | 3,223 |
| Deposits held in domestic offices | $105,784,000 | 3,674 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $34,000 | 13,012 |
| Total equity capital | $8,860,000 | 4,582 |
| Total bank equity capital | $8,860,000 | 4,582 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $0 | 11,979 |
| Surplus | $0 | 12,104 |
| Undivided profits | $8,860,000 | 2,679 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,349,000 | 1,696 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $0 | 13,162 |
| Earning assets | $108,776,000 | 3,809 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $111,794,000 | 3,906 |
| Average Assets, quarterly | $114,232,500 | 3,909 |
| Volatile liabilities | $7,603,000 | 4,981 |
| Insider loans | $419,000 | 6,257 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $389,000 | 10,889 |
| Tier 1 (core) risk-based capital | $8,667,000 | 4,573 |
| Tier 2 risk-based capital | $585,000 | 4,619 |
| Total risk weighted assets | $52,111,000 | 4,716 |
| Total unused commitments | $1,389,000 | 8,508 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 22 | 8,155 |
| Assets and Liabilities | ||
| Total Assets: | $108,152,000 | 4,218 |
| Cash and due from depository institutions | $6,638,000 | 8,155 |
| Interest-bearing balances | $4,175,000 | 1,660 |
| Securities | $13,045,000 | 7,976 |
| Federal funds sold & reverse repurchase agreements | $2,500,000 | 5,662 |
| Net loans & leases | $81,404,000 | 3,206 |
| Loan loss allowance | $434,000 | 7,111 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,064,000 | 5,960 |
| Other real estate owned | $2,508,000 | 8,155 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $993,000 | 6,384 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $108,152,000 | 4,218 |
| Total liabilities | $100,270,000 | 4,169 |
| Total deposits | $100,230,000 | 3,994 |
| Interest-bearing deposits | $100,215,000 | 3,527 |
| Deposits held in domestic offices | $100,230,000 | 3,986 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $40,000 | 13,600 |
| Total equity capital | $7,882,000 | 4,859 |
| Total bank equity capital | $7,882,000 | 4,859 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $0 | 12,472 |
| Surplus | $0 | 12,588 |
| Undivided profits | $7,882,000 | 2,797 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,358,000 | 2,951 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $0 | 13,791 |
| Earning assets | $101,124,000 | 4,129 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $105,718,400 | 4,213 |
| Average Assets, quarterly | $107,316,500 | 4,210 |
| Volatile liabilities | $7,064,000 | 5,261 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $1,480,000 | 8,162 |
| Tier 1 (core) risk-based capital | $7,882,000 | 4,770 |
| Tier 2 risk-based capital | $393,000 | 6,328 |
| Total risk weighted assets | $53,809,000 | 4,636 |
| Total unused commitments | $1,480,000 | 8,191 |
| Derivatives | $0 | 651 |