Home > ENCORE BANK > Income and Expense
ENCORE BANK, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $192,555,000 | 312 |
| Total interest expense | $137,874,000 | 191 |
| Net interest income | $54,681,000 | 624 |
| Provision for loan and lease losses | $5,187,000 | 321 |
| Total noninterest income | $13,781,000 | 600 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $1,186,000 | 880 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $12,595,000 | 454 |
| Total noninterest expense | $74,518,000 | 397 |
| Salaries and employee benefits | $42,514,000 | 372 |
| Premises and equipment expense | $7,615,000 | 385 |
| Additional noninterest expense | $12,595,000 | 454 |
| Pre-tax net operating income | $-11,243,000 | 4,587 |
| Securities gains (losses) | $2,865,000 | 34 |
| Applicable income taxes | $-795,000 | 4,538 |
| Income before extraordinary items | $-7,583,000 | 4,558 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $-7,583,000 | 4,558 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $-7,583,000 | 4,558 |
| Net charge-offs | $160,000 | 1,274 |
| Cash dividends | $0 | 3,459 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $-10,190,150 | 4,573 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $139,152,000 | 317 |
| Total interest expense | $97,238,000 | 192 |
| Net interest income | $41,914,000 | 623 |
| Provision for loan and lease losses | $3,257,000 | 343 |
| Total noninterest income | $9,497,000 | 639 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $854,000 | 911 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $8,643,000 | 492 |
| Total noninterest expense | $52,262,000 | 422 |
| Salaries and employee benefits | $30,735,000 | 395 |
| Premises and equipment expense | $5,579,000 | 394 |
| Additional noninterest expense | $8,643,000 | 492 |
| Pre-tax net operating income | $-4,108,000 | 4,570 |
| Securities gains (losses) | $5,140,000 | 15 |
| Applicable income taxes | $-795,000 | 4,582 |
| Income before extraordinary items | $1,827,000 | 2,609 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $1,827,000 | 2,638 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,827,000 | 2,610 |
| Net charge-offs | $154,000 | 997 |
| Cash dividends | $0 | 3,078 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $-3,313,000 | 4,585 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $88,046,000 | 314 |
| Total interest expense | $58,827,000 | 186 |
| Net interest income | $29,219,000 | 596 |
| Provision for loan and lease losses | $1,098,000 | 486 |
| Total noninterest income | $5,845,000 | 663 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $533,000 | 932 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,312,000 | 513 |
| Total noninterest expense | $37,146,000 | 385 |
| Salaries and employee benefits | $20,915,000 | 379 |
| Premises and equipment expense | $3,661,000 | 394 |
| Additional noninterest expense | $5,312,000 | 513 |
| Pre-tax net operating income | $-3,180,000 | 4,603 |
| Securities gains (losses) | $5,117,000 | 17 |
| Applicable income taxes | $-1,170,000 | 4,626 |
| Income before extraordinary items | $3,107,000 | 1,523 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $3,107,000 | 1,541 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,107,000 | 1,523 |
| Net charge-offs | $147,000 | 789 |
| Cash dividends | $0 | 2,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $-2,010,000 | 4,615 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $41,292,000 | 330 |
| Total interest expense | $25,917,000 | 185 |
| Net interest income | $15,375,000 | 581 |
| Provision for loan and lease losses | $1,612,000 | 268 |
| Total noninterest income | $3,022,000 | 644 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $231,000 | 1,044 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,791,000 | 489 |
| Total noninterest expense | $19,797,000 | 372 |
| Salaries and employee benefits | $11,474,000 | 352 |
| Premises and equipment expense | $1,793,000 | 415 |
| Additional noninterest expense | $2,791,000 | 489 |
| Pre-tax net operating income | $-3,012,000 | 4,670 |
| Securities gains (losses) | $4,395,000 | 11 |
| Applicable income taxes | $-689,000 | 4,644 |
| Income before extraordinary items | $2,072,000 | 1,245 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,072,000 | 1,245 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $2,072,000 | 1,245 |
| Net charge-offs | $-3,000 | 3,659 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $-2,323,000 | 4,651 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $95,444,000 | 432 |
| Total interest expense | $28,784,000 | 207 |
| Net interest income | $66,660,000 | 531 |
| Provision for loan and lease losses | $16,388,000 | 135 |
| Total noninterest income | $8,739,000 | 830 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $641,000 | 1,439 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $8,098,000 | 649 |
| Total noninterest expense | $64,102,000 | 437 |
| Salaries and employee benefits | $39,244,000 | 397 |
| Premises and equipment expense | $5,899,000 | 470 |
| Additional noninterest expense | $8,098,000 | 649 |
| Pre-tax net operating income | $-5,091,000 | 4,703 |
| Securities gains (losses) | $628,000 | 61 |
| Applicable income taxes | $-2,477,000 | 4,691 |
| Income before extraordinary items | $-1,986,000 | 4,659 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $-1,986,000 | 4,658 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $-1,986,000 | 4,659 |
| Net charge-offs | $167,000 | 1,007 |
| Cash dividends | $0 | 3,475 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $-2,482,120 | 4,671 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $61,941,000 | 468 |
| Total interest expense | $14,167,000 | 204 |
| Net interest income | $47,774,000 | 537 |
| Provision for loan and lease losses | $13,462,000 | 114 |
| Total noninterest income | $6,725,000 | 830 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $443,000 | 1,525 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,282,000 | 648 |
| Total noninterest expense | $44,420,000 | 463 |
| Salaries and employee benefits | $28,112,000 | 409 |
| Premises and equipment expense | $3,688,000 | 553 |
| Additional noninterest expense | $6,282,000 | 648 |
| Pre-tax net operating income | $-3,383,000 | 4,745 |
| Securities gains (losses) | $628,000 | 55 |
| Applicable income taxes | $-1,487,000 | 4,729 |
| Income before extraordinary items | $-1,268,000 | 4,686 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-1,268,000 | 4,686 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $-1,268,000 | 4,686 |
| Net charge-offs | $-51,000 | 4,105 |
| Cash dividends | $0 | 3,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $-1,764,120 | 4,716 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $34,293,000 | 523 |
| Total interest expense | $6,079,000 | 223 |
| Net interest income | $28,214,000 | 575 |
| Provision for loan and lease losses | $9,312,000 | 92 |
| Total noninterest income | $4,535,000 | 811 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $265,000 | 1,620 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,270,000 | 658 |
| Total noninterest expense | $27,364,000 | 492 |
| Salaries and employee benefits | $17,961,000 | 420 |
| Premises and equipment expense | $2,216,000 | 614 |
| Additional noninterest expense | $7,187,000 | 566 |
| Pre-tax net operating income | $-3,927,000 | 4,768 |
| Securities gains (losses) | $474,000 | 55 |
| Applicable income taxes | $-1,369,000 | 4,753 |
| Income before extraordinary items | $-2,084,000 | 4,734 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-2,084,000 | 4,734 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $-2,084,000 | 4,734 |
| Net charge-offs | $-47,000 | 4,165 |
| Cash dividends | $0 | 2,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $-2,458,460 | 4,754 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $14,530,000 | 579 |
| Total interest expense | $2,523,000 | 233 |
| Net interest income | $12,007,000 | 644 |
| Provision for loan and lease losses | $2,538,000 | 104 |
| Total noninterest income | $2,462,000 | 776 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $114,000 | 1,772 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,348,000 | 628 |
| Total noninterest expense | $12,478,000 | 536 |
| Salaries and employee benefits | $8,500,000 | 441 |
| Premises and equipment expense | $1,084,000 | 627 |
| Additional noninterest expense | $2,894,000 | 668 |
| Pre-tax net operating income | $-547,000 | 4,758 |
| Securities gains (losses) | $6,000 | 441 |
| Applicable income taxes | $-325,000 | 4,760 |
| Income before extraordinary items | $-216,000 | 4,710 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-216,000 | 4,709 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $-216,000 | 4,710 |
| Net charge-offs | $-48,000 | 4,389 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $-220,740 | 4,725 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $39,665,000 | 839 |
| Total interest expense | $8,887,000 | 310 |
| Net interest income | $30,778,000 | 948 |
| Provision for loan and lease losses | $5,157,000 | 107 |
| Total noninterest income | $10,434,000 | 810 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $251,000 | 2,384 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $10,183,000 | 668 |
| Total noninterest expense | $37,717,000 | 683 |
| Salaries and employee benefits | $25,028,000 | 591 |
| Premises and equipment expense | $3,105,000 | 834 |
| Additional noninterest expense | $9,584,000 | 810 |
| Pre-tax net operating income | $-1,662,000 | 4,814 |
| Securities gains (losses) | $1,769,000 | 154 |
| Applicable income taxes | $-585,000 | 4,815 |
| Income before extraordinary items | $692,000 | 4,031 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $692,000 | 4,030 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $692,000 | 4,031 |
| Net charge-offs | $13,000 | 2,203 |
| Cash dividends | $0 | 3,608 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $-1,077,000 | 4,791 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $26,881,000 | 931 |
| Total interest expense | $6,421,000 | 337 |
| Net interest income | $20,460,000 | 1,078 |
| Provision for loan and lease losses | $2,777,000 | 138 |
| Total noninterest income | $7,080,000 | 889 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $160,000 | 2,604 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,920,000 | 734 |
| Total noninterest expense | $24,937,000 | 781 |
| Salaries and employee benefits | $16,283,000 | 678 |
| Premises and equipment expense | $1,957,000 | 977 |
| Additional noninterest expense | $6,697,000 | 857 |
| Pre-tax net operating income | $-174,000 | 4,809 |
| Securities gains (losses) | $1,598,000 | 142 |
| Applicable income taxes | $121,000 | 2,844 |
| Income before extraordinary items | $1,303,000 | 3,302 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,303,000 | 3,301 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,303,000 | 3,302 |
| Net charge-offs | $27,000 | 1,611 |
| Cash dividends | $0 | 3,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $-167,160 | 4,803 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $16,146,000 | 995 |
| Total interest expense | $4,156,000 | 372 |
| Net interest income | $11,990,000 | 1,184 |
| Provision for loan and lease losses | $1,162,000 | 269 |
| Total noninterest income | $4,947,000 | 862 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $87,000 | 2,834 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,860,000 | 704 |
| Total noninterest expense | $15,356,000 | 825 |
| Salaries and employee benefits | $9,919,000 | 746 |
| Premises and equipment expense | $1,235,000 | 1,011 |
| Additional noninterest expense | $4,202,000 | 886 |
| Pre-tax net operating income | $419,000 | 4,106 |
| Securities gains (losses) | $810,000 | 187 |
| Applicable income taxes | $162,000 | 2,446 |
| Income before extraordinary items | $1,067,000 | 3,058 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,067,000 | 3,056 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $1,067,000 | 3,058 |
| Net charge-offs | $37,000 | 1,256 |
| Cash dividends | $0 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $362,300 | 4,108 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $7,182,000 | 1,106 |
| Total interest expense | $2,064,000 | 391 |
| Net interest income | $5,118,000 | 1,342 |
| Provision for loan and lease losses | $245,000 | 693 |
| Total noninterest income | $2,655,000 | 815 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $43,000 | 2,836 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,612,000 | 675 |
| Total noninterest expense | $7,216,000 | 869 |
| Salaries and employee benefits | $4,810,000 | 763 |
| Premises and equipment expense | $592,000 | 1,056 |
| Additional noninterest expense | $1,814,000 | 980 |
| Pre-tax net operating income | $312,000 | 3,747 |
| Securities gains (losses) | $678,000 | 150 |
| Applicable income taxes | $181,000 | 1,874 |
| Income before extraordinary items | $809,000 | 2,501 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $809,000 | 2,499 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $809,000 | 2,501 |
| Net charge-offs | $-1,000 | 3,038 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $253,040 | 3,819 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $21,128,000 | 1,432 |
| Total interest expense | $6,619,000 | 718 |
| Net interest income | $14,509,000 | 1,697 |
| Provision for loan and lease losses | $4,370,000 | 632 |
| Total noninterest income | $3,796,000 | 1,514 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $93,000 | 3,627 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,703,000 | 1,275 |
| Total noninterest expense | $14,990,000 | 1,408 |
| Salaries and employee benefits | $9,398,000 | 1,319 |
| Premises and equipment expense | $974,000 | 2,069 |
| Additional noninterest expense | $4,618,000 | 1,369 |
| Pre-tax net operating income | $-1,055,000 | 4,913 |
| Securities gains (losses) | $4,031,000 | 127 |
| Applicable income taxes | $499,000 | 1,944 |
| Income before extraordinary items | $2,477,000 | 2,567 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,477,000 | 2,566 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,477,000 | 2,567 |
| Net charge-offs | $119,000 | 1,881 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $-868,730 | 4,895 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $14,897,000 | 1,513 |
| Total interest expense | $4,746,000 | 812 |
| Net interest income | $10,151,000 | 1,794 |
| Provision for loan and lease losses | $1,377,000 | 1,129 |
| Total noninterest income | $1,947,000 | 1,817 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $55,000 | 3,885 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,892,000 | 1,540 |
| Total noninterest expense | $8,796,000 | 1,717 |
| Salaries and employee benefits | $5,697,000 | 1,565 |
| Premises and equipment expense | $618,000 | 2,292 |
| Additional noninterest expense | $2,481,000 | 1,748 |
| Pre-tax net operating income | $1,925,000 | 2,636 |
| Securities gains (losses) | $2,050,000 | 179 |
| Applicable income taxes | $822,000 | 1,336 |
| Income before extraordinary items | $3,153,000 | 1,831 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,153,000 | 1,831 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $3,153,000 | 1,831 |
| Net charge-offs | $122,000 | 1,541 |
| Cash dividends | $0 | 3,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $1,533,500 | 2,754 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $9,210,000 | 1,622 |
| Total interest expense | $2,991,000 | 928 |
| Net interest income | $6,219,000 | 1,900 |
| Provision for loan and lease losses | $275,000 | 2,139 |
| Total noninterest income | $607,000 | 2,596 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $33,000 | 4,002 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $574,000 | 2,246 |
| Total noninterest expense | $4,976,000 | 1,942 |
| Salaries and employee benefits | $3,254,000 | 1,761 |
| Premises and equipment expense | $380,000 | 2,396 |
| Additional noninterest expense | $1,342,000 | 2,060 |
| Pre-tax net operating income | $1,575,000 | 2,329 |
| Securities gains (losses) | $-48,000 | 4,918 |
| Applicable income taxes | $303,000 | 1,738 |
| Income before extraordinary items | $1,224,000 | 2,518 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,224,000 | 2,517 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,224,000 | 2,518 |
| Net charge-offs | $23,000 | 2,125 |
| Cash dividends | $0 | 3,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $1,262,400 | 2,447 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $3,920,000 | 1,840 |
| Total interest expense | $1,361,000 | 1,109 |
| Net interest income | $2,559,000 | 2,189 |
| Provision for loan and lease losses | $0 | 3,711 |
| Total noninterest income | $56,000 | 4,282 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $15,000 | 4,249 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $41,000 | 3,987 |
| Total noninterest expense | $2,184,000 | 2,137 |
| Salaries and employee benefits | $1,452,000 | 1,932 |
| Premises and equipment expense | $166,000 | 2,620 |
| Additional noninterest expense | $566,000 | 2,338 |
| Pre-tax net operating income | $431,000 | 2,966 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $100,000 | 1,936 |
| Income before extraordinary items | $331,000 | 3,159 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $331,000 | 3,159 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $331,000 | 3,160 |
| Net charge-offs | $-3,000 | 4,005 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $331,000 | 3,132 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $8,740,000 | 2,826 |
| Total interest expense | $3,748,000 | 1,549 |
| Net interest income | $4,992,000 | 3,405 |
| Provision for loan and lease losses | $4,073,000 | 300 |
| Total noninterest income | $49,000 | 4,994 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $38,000 | 4,636 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $11,000 | 4,988 |
| Total noninterest expense | $6,829,000 | 2,492 |
| Salaries and employee benefits | $4,793,000 | 2,169 |
| Premises and equipment expense | $509,000 | 3,064 |
| Additional noninterest expense | $1,527,000 | 3,060 |
| Pre-tax net operating income | $-5,861,000 | 5,175 |
| Securities gains (losses) | $-489,000 | 5,139 |
| Applicable income taxes | $-1,258,000 | 5,163 |
| Income before extraordinary items | $-5,092,000 | 5,164 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $-5,092,000 | 5,164 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-5,092,000 | 5,164 |
| Net charge-offs | $114,000 | 2,125 |
| Cash dividends | $80,000 | 3,796 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $-4,700,800 | 5,160 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $5,574,000 | 3,118 |
| Total interest expense | $2,593,000 | 1,656 |
| Net interest income | $2,981,000 | 3,840 |
| Provision for loan and lease losses | $2,915,000 | 307 |
| Total noninterest income | $25,000 | 5,118 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $28,000 | 4,715 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-3,000 | 5,193 |
| Total noninterest expense | $4,375,000 | 2,761 |
| Salaries and employee benefits | $3,137,000 | 2,382 |
| Premises and equipment expense | $319,000 | 3,395 |
| Additional noninterest expense | $919,000 | 3,477 |
| Pre-tax net operating income | $-4,284,000 | 5,255 |
| Securities gains (losses) | $-419,000 | 5,218 |
| Applicable income taxes | $-926,000 | 5,248 |
| Income before extraordinary items | $-3,777,000 | 5,244 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $-3,777,000 | 5,244 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $-3,777,000 | 5,244 |
| Net charge-offs | $-15,000 | 4,529 |
| Cash dividends | $80,000 | 3,404 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $-3,441,800 | 5,240 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $3,287,000 | 3,330 |
| Total interest expense | $1,583,000 | 1,727 |
| Net interest income | $1,704,000 | 4,095 |
| Provision for loan and lease losses | $532,000 | 821 |
| Total noninterest income | $-2,000 | 5,266 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $15,000 | 4,832 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-17,000 | 5,256 |
| Total noninterest expense | $2,575,000 | 2,990 |
| Salaries and employee benefits | $1,749,000 | 2,697 |
| Premises and equipment expense | $205,000 | 3,473 |
| Additional noninterest expense | $621,000 | 3,477 |
| Pre-tax net operating income | $-1,405,000 | 5,278 |
| Securities gains (losses) | $-381,000 | 5,265 |
| Applicable income taxes | $-340,000 | 5,275 |
| Income before extraordinary items | $-1,446,000 | 5,275 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $-1,446,000 | 5,274 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $-1,446,000 | 5,274 |
| Net charge-offs | $-11,000 | 4,508 |
| Cash dividends | $80,000 | 3,226 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $-1,137,390 | 5,262 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $1,513,000 | 3,492 |
| Total interest expense | $749,000 | 1,751 |
| Net interest income | $764,000 | 4,271 |
| Provision for loan and lease losses | $130,000 | 1,293 |
| Total noninterest income | $-35,000 | 5,333 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $8,000 | 4,849 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-43,000 | 5,328 |
| Total noninterest expense | $909,000 | 3,666 |
| Salaries and employee benefits | $576,000 | 3,437 |
| Premises and equipment expense | $87,000 | 3,762 |
| Additional noninterest expense | $246,000 | 3,885 |
| Pre-tax net operating income | $-310,000 | 5,295 |
| Securities gains (losses) | $-10,000 | 5,097 |
| Applicable income taxes | $-86,000 | 5,293 |
| Income before extraordinary items | $-234,000 | 5,279 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $-234,000 | 5,277 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $-234,000 | 5,277 |
| Net charge-offs | $-7,000 | 4,527 |
| Cash dividends | $80,000 | 2,509 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $-226,100 | 5,278 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $5,529,000 | 3,587 |
| Total interest expense | $2,238,000 | 1,791 |
| Net interest income | $3,291,000 | 4,188 |
| Provision for loan and lease losses | $30,000 | 3,682 |
| Total noninterest income | $127,000 | 4,901 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $41,000 | 4,828 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $86,000 | 4,670 |
| Total noninterest expense | $2,481,000 | 4,283 |
| Salaries and employee benefits | $1,200,000 | 4,468 |
| Premises and equipment expense | $295,000 | 4,055 |
| Additional noninterest expense | $986,000 | 3,918 |
| Pre-tax net operating income | $907,000 | 4,135 |
| Securities gains (losses) | $-39,000 | 4,794 |
| Applicable income taxes | $86,000 | 3,159 |
| Income before extraordinary items | $782,000 | 4,160 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $782,000 | 4,159 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $782,000 | 4,159 |
| Net charge-offs | $43,000 | 2,712 |
| Cash dividends | $507,000 | 2,938 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 664 |
| Net operating income | $817,100 | 4,123 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $3,996,000 | 3,674 |
| Total interest expense | $1,544,000 | 1,836 |
| Net interest income | $2,452,000 | 4,242 |
| Provision for loan and lease losses | $0 | 3,948 |
| Total noninterest income | $102,000 | 4,931 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $33,000 | 4,849 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $69,000 | 4,690 |
| Total noninterest expense | $1,868,000 | 4,301 |
| Salaries and employee benefits | $935,000 | 4,444 |
| Premises and equipment expense | $210,000 | 4,158 |
| Additional noninterest expense | $723,000 | 3,978 |
| Pre-tax net operating income | $686,000 | 4,205 |
| Securities gains (losses) | $-41,000 | 5,103 |
| Applicable income taxes | $68,000 | 3,208 |
| Income before extraordinary items | $577,000 | 4,251 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $577,000 | 4,250 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $577,000 | 4,250 |
| Net charge-offs | $0 | 3,489 |
| Cash dividends | $427,000 | 2,536 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 626 |
| Net operating income | $613,490 | 4,186 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $2,612,000 | 3,703 |
| Total interest expense | $950,000 | 1,847 |
| Net interest income | $1,662,000 | 4,242 |
| Provision for loan and lease losses | $0 | 3,782 |
| Total noninterest income | $75,000 | 4,924 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $22,000 | 4,902 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $53,000 | 4,637 |
| Total noninterest expense | $1,297,000 | 4,267 |
| Salaries and employee benefits | $654,000 | 4,429 |
| Premises and equipment expense | $147,000 | 4,119 |
| Additional noninterest expense | $496,000 | 3,966 |
| Pre-tax net operating income | $440,000 | 4,253 |
| Securities gains (losses) | $-4,000 | 4,827 |
| Applicable income taxes | $46,000 | 3,184 |
| Income before extraordinary items | $390,000 | 4,242 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $390,000 | 4,240 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $390,000 | 4,241 |
| Net charge-offs | $-18,000 | 4,712 |
| Cash dividends | $355,000 | 2,322 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 615 |
| Net operating income | $393,560 | 4,241 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,270,000 | 3,752 |
| Total interest expense | $450,000 | 1,852 |
| Net interest income | $820,000 | 4,286 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $46,000 | 4,840 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $11,000 | 4,942 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $35,000 | 4,460 |
| Total noninterest expense | $683,000 | 4,246 |
| Salaries and employee benefits | $349,000 | 4,389 |
| Premises and equipment expense | $76,000 | 4,119 |
| Additional noninterest expense | $258,000 | 3,917 |
| Pre-tax net operating income | $183,000 | 4,418 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $8,000 | 3,565 |
| Income before extraordinary items | $175,000 | 4,340 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $175,000 | 4,338 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $175,000 | 4,340 |
| Net charge-offs | $-9,000 | 4,705 |
| Cash dividends | $277,000 | 1,675 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 569 |
| Net operating income | $175,000 | 4,343 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $4,900,000 | 3,785 |
| Total interest expense | $1,560,000 | 1,859 |
| Net interest income | $3,340,000 | 4,253 |
| Provision for loan and lease losses | $115,000 | 2,950 |
| Total noninterest income | $61,000 | 5,430 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $53,000 | 4,925 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $8,000 | 5,480 |
| Total noninterest expense | $2,602,000 | 4,361 |
| Salaries and employee benefits | $1,330,000 | 4,492 |
| Premises and equipment expense | $288,000 | 4,236 |
| Additional noninterest expense | $984,000 | 4,041 |
| Pre-tax net operating income | $684,000 | 4,488 |
| Securities gains (losses) | $169,000 | 444 |
| Applicable income taxes | $995,000 | 1,882 |
| Income before extraordinary items | $-142,000 | 5,437 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-142,000 | 5,437 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-142,000 | 5,437 |
| Net charge-offs | $-52,000 | 5,149 |
| Cash dividends | $744,000 | 2,555 |
| Sale, conversion, retirement of capital stock, net | $8,000 | 678 |
| Net operating income | $-250,160 | 5,471 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $3,610,000 | 3,849 |
| Total interest expense | $1,132,000 | 1,891 |
| Net interest income | $2,478,000 | 4,303 |
| Provision for loan and lease losses | $0 | 4,088 |
| Total noninterest income | $108,000 | 5,135 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $41,000 | 4,953 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $67,000 | 4,904 |
| Total noninterest expense | $1,916,000 | 4,405 |
| Salaries and employee benefits | $998,000 | 4,506 |
| Premises and equipment expense | $207,000 | 4,322 |
| Additional noninterest expense | $711,000 | 4,113 |
| Pre-tax net operating income | $670,000 | 4,272 |
| Securities gains (losses) | $98,000 | 602 |
| Applicable income taxes | $124,000 | 3,050 |
| Income before extraordinary items | $644,000 | 4,109 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $644,000 | 4,108 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $644,000 | 4,109 |
| Net charge-offs | $-84,000 | 5,297 |
| Cash dividends | $671,000 | 2,112 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 642 |
| Net operating income | $561,680 | 4,284 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $2,385,000 | 3,867 |
| Total interest expense | $734,000 | 1,901 |
| Net interest income | $1,651,000 | 4,320 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $74,000 | 5,147 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $26,000 | 5,023 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $48,000 | 4,897 |
| Total noninterest expense | $1,273,000 | 4,443 |
| Salaries and employee benefits | $668,000 | 4,537 |
| Premises and equipment expense | $143,000 | 4,291 |
| Additional noninterest expense | $462,000 | 4,179 |
| Pre-tax net operating income | $452,000 | 4,239 |
| Securities gains (losses) | $70,000 | 540 |
| Applicable income taxes | $87,000 | 3,008 |
| Income before extraordinary items | $435,000 | 4,054 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $435,000 | 4,053 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $435,000 | 4,054 |
| Net charge-offs | $-122,000 | 5,484 |
| Cash dividends | $600,000 | 1,787 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 625 |
| Net operating income | $376,900 | 4,222 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,174,000 | 3,905 |
| Total interest expense | $355,000 | 1,932 |
| Net interest income | $819,000 | 4,348 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $37,000 | 5,196 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $15,000 | 4,958 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $22,000 | 4,979 |
| Total noninterest expense | $624,000 | 4,512 |
| Salaries and employee benefits | $326,000 | 4,626 |
| Premises and equipment expense | $70,000 | 4,374 |
| Additional noninterest expense | $228,000 | 4,245 |
| Pre-tax net operating income | $232,000 | 4,194 |
| Securities gains (losses) | $36,000 | 401 |
| Applicable income taxes | $43,000 | 2,982 |
| Income before extraordinary items | $225,000 | 3,995 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $225,000 | 3,993 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $225,000 | 3,995 |
| Net charge-offs | $-188,000 | 5,715 |
| Cash dividends | $529,000 | 1,155 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 587 |
| Net operating income | $194,760 | 4,151 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $4,665,000 | 3,932 |
| Total interest expense | $1,267,000 | 2,042 |
| Net interest income | $3,398,000 | 4,299 |
| Provision for loan and lease losses | $90,000 | 3,218 |
| Total noninterest income | $99,000 | 5,495 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $80,000 | 4,772 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $19,000 | 5,603 |
| Total noninterest expense | $2,535,000 | 4,530 |
| Salaries and employee benefits | $1,354,000 | 4,574 |
| Premises and equipment expense | $280,000 | 4,418 |
| Additional noninterest expense | $901,000 | 4,346 |
| Pre-tax net operating income | $872,000 | 4,238 |
| Securities gains (losses) | $359,000 | 577 |
| Applicable income taxes | $220,000 | 2,869 |
| Income before extraordinary items | $1,011,000 | 3,868 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,011,000 | 3,866 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,011,000 | 3,867 |
| Net charge-offs | $44,000 | 3,225 |
| Cash dividends | $364,000 | 3,287 |
| Sale, conversion, retirement of capital stock, net | $12,000 | 694 |
| Net operating income | $716,620 | 4,279 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $3,490,000 | 3,959 |
| Total interest expense | $929,000 | 2,084 |
| Net interest income | $2,561,000 | 4,321 |
| Provision for loan and lease losses | $35,000 | 3,592 |
| Total noninterest income | $110,000 | 5,331 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $49,000 | 5,017 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $61,000 | 5,150 |
| Total noninterest expense | $1,935,000 | 4,511 |
| Salaries and employee benefits | $1,032,000 | 4,567 |
| Premises and equipment expense | $206,000 | 4,473 |
| Additional noninterest expense | $697,000 | 4,327 |
| Pre-tax net operating income | $701,000 | 4,239 |
| Securities gains (losses) | $199,000 | 804 |
| Applicable income taxes | $161,000 | 2,948 |
| Income before extraordinary items | $739,000 | 3,963 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $739,000 | 3,961 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $739,000 | 3,963 |
| Net charge-offs | $-5,000 | 4,742 |
| Cash dividends | $207,000 | 3,133 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 665 |
| Net operating income | $575,820 | 4,237 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $2,331,000 | 3,993 |
| Total interest expense | $600,000 | 2,133 |
| Net interest income | $1,731,000 | 4,324 |
| Provision for loan and lease losses | $35,000 | 3,191 |
| Total noninterest income | $166,000 | 4,636 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $39,000 | 4,870 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $127,000 | 4,177 |
| Total noninterest expense | $1,399,000 | 4,429 |
| Salaries and employee benefits | $693,000 | 4,592 |
| Premises and equipment expense | $136,000 | 4,536 |
| Additional noninterest expense | $570,000 | 3,989 |
| Pre-tax net operating income | $463,000 | 4,270 |
| Securities gains (losses) | $125,000 | 829 |
| Applicable income taxes | $99,000 | 3,006 |
| Income before extraordinary items | $489,000 | 3,995 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $489,000 | 3,993 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $489,000 | 3,994 |
| Net charge-offs | $32,000 | 2,473 |
| Cash dividends | $181,000 | 2,930 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 649 |
| Net operating income | $385,250 | 4,242 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,190,000 | 3,961 |
| Total interest expense | $293,000 | 2,175 |
| Net interest income | $897,000 | 4,276 |
| Provision for loan and lease losses | $35,000 | 2,443 |
| Total noninterest income | $39,000 | 5,347 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $37,000 | 4,018 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $2,000 | 5,890 |
| Total noninterest expense | $648,000 | 4,590 |
| Salaries and employee benefits | $344,000 | 4,637 |
| Premises and equipment expense | $68,000 | 4,552 |
| Additional noninterest expense | $236,000 | 4,348 |
| Pre-tax net operating income | $253,000 | 4,123 |
| Securities gains (losses) | $66,000 | 701 |
| Applicable income taxes | $53,000 | 2,946 |
| Income before extraordinary items | $266,000 | 3,820 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $266,000 | 3,817 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $266,000 | 3,818 |
| Net charge-offs | $-5,000 | 4,858 |
| Cash dividends | $104,000 | 2,357 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 596 |
| Net operating income | $211,220 | 4,109 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $4,598,000 | 4,032 |
| Total interest expense | $1,192,000 | 2,131 |
| Net interest income | $3,406,000 | 4,397 |
| Provision for loan and lease losses | $440,000 | 1,494 |
| Total noninterest income | $108,000 | 5,650 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $75,000 | 5,037 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $33,000 | 5,663 |
| Total noninterest expense | $2,746,000 | 4,513 |
| Salaries and employee benefits | $1,221,000 | 4,857 |
| Premises and equipment expense | $430,000 | 3,770 |
| Additional noninterest expense | $1,095,000 | 4,105 |
| Pre-tax net operating income | $328,000 | 5,230 |
| Securities gains (losses) | $99,000 | 1,182 |
| Applicable income taxes | $-89,000 | 5,993 |
| Income before extraordinary items | $516,000 | 4,785 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $516,000 | 4,786 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $516,000 | 4,786 |
| Net charge-offs | $424,000 | 1,310 |
| Cash dividends | $238,000 | 3,586 |
| Sale, conversion, retirement of capital stock, net | $11,000 | 731 |
| Net operating income | $417,000 | 4,936 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $3,433,000 | 4,081 |
| Total interest expense | $893,000 | 2,149 |
| Net interest income | $2,540,000 | 4,451 |
| Provision for loan and lease losses | $185,000 | 2,029 |
| Total noninterest income | $125,000 | 5,412 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $61,000 | 4,996 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $64,000 | 5,244 |
| Total noninterest expense | $2,046,000 | 4,551 |
| Salaries and employee benefits | $926,000 | 4,873 |
| Premises and equipment expense | $307,000 | 3,912 |
| Additional noninterest expense | $813,000 | 4,145 |
| Pre-tax net operating income | $434,000 | 4,901 |
| Securities gains (losses) | $82,000 | 1,155 |
| Applicable income taxes | $5,000 | 4,269 |
| Income before extraordinary items | $511,000 | 4,531 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $511,000 | 4,533 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $511,000 | 4,534 |
| Net charge-offs | $212,000 | 1,495 |
| Cash dividends | $167,000 | 3,226 |
| Sale, conversion, retirement of capital stock, net | $8,000 | 704 |
| Net operating income | $429,820 | 4,707 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $2,263,000 | 4,133 |
| Total interest expense | $598,000 | 2,157 |
| Net interest income | $1,665,000 | 4,518 |
| Provision for loan and lease losses | $15,000 | 3,621 |
| Total noninterest income | $94,000 | 5,351 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $42,000 | 4,986 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $52,000 | 5,140 |
| Total noninterest expense | $1,355,000 | 4,614 |
| Salaries and employee benefits | $616,000 | 4,930 |
| Premises and equipment expense | $212,000 | 3,864 |
| Additional noninterest expense | $527,000 | 4,242 |
| Pre-tax net operating income | $389,000 | 4,502 |
| Securities gains (losses) | $91,000 | 894 |
| Applicable income taxes | $57,000 | 3,378 |
| Income before extraordinary items | $423,000 | 4,224 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $423,000 | 4,226 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $423,000 | 4,227 |
| Net charge-offs | $-127,000 | 5,968 |
| Cash dividends | $97,000 | 3,238 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 688 |
| Net operating income | $342,920 | 4,461 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,108,000 | 4,189 |
| Total interest expense | $300,000 | 2,170 |
| Net interest income | $808,000 | 4,587 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $35,000 | 5,631 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $22,000 | 4,927 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $13,000 | 5,642 |
| Total noninterest expense | $661,000 | 4,693 |
| Salaries and employee benefits | $309,000 | 4,963 |
| Premises and equipment expense | $106,000 | 3,910 |
| Additional noninterest expense | $246,000 | 4,391 |
| Pre-tax net operating income | $182,000 | 4,572 |
| Securities gains (losses) | $66,000 | 735 |
| Applicable income taxes | $31,000 | 3,307 |
| Income before extraordinary items | $217,000 | 4,158 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $217,000 | 4,160 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $217,000 | 4,161 |
| Net charge-offs | $-93,000 | 6,110 |
| Cash dividends | $26,000 | 2,729 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 636 |
| Net operating income | $159,580 | 4,543 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $4,717,000 | 4,096 |
| Total interest expense | $1,231,000 | 2,210 |
| Net interest income | $3,486,000 | 4,487 |
| Provision for loan and lease losses | $2,400,000 | 411 |
| Total noninterest income | $-30,000 | 6,424 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $136,000 | 4,536 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $-166,000 | 6,412 |
| Total noninterest expense | $2,531,000 | 4,875 |
| Salaries and employee benefits | $1,243,000 | 5,012 |
| Premises and equipment expense | $421,000 | 3,977 |
| Additional noninterest expense | $867,000 | 4,750 |
| Pre-tax net operating income | $-1,475,000 | 6,401 |
| Securities gains (losses) | $-495,000 | 6,449 |
| Applicable income taxes | $-891,000 | 6,417 |
| Income before extraordinary items | $-1,079,000 | 6,378 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $-1,079,000 | 6,378 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-1,079,000 | 6,378 |
| Net charge-offs | $1,715,000 | 584 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $12,000 | 777 |
| Net operating income | $-762,200 | 6,337 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $3,612,000 | 4,083 |
| Total interest expense | $928,000 | 2,232 |
| Net interest income | $2,684,000 | 4,463 |
| Provision for loan and lease losses | $2,400,000 | 293 |
| Total noninterest income | $52,000 | 6,233 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $74,000 | 5,078 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $-22,000 | 6,434 |
| Total noninterest expense | $1,916,000 | 4,890 |
| Salaries and employee benefits | $941,000 | 5,017 |
| Premises and equipment expense | $317,000 | 4,027 |
| Additional noninterest expense | $658,000 | 4,738 |
| Pre-tax net operating income | $-1,580,000 | 6,512 |
| Securities gains (losses) | $-173,000 | 6,482 |
| Applicable income taxes | $-760,000 | 6,534 |
| Income before extraordinary items | $-993,000 | 6,478 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-993,000 | 6,477 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-993,000 | 6,477 |
| Net charge-offs | $1,776,000 | 422 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $12,000 | 722 |
| Net operating income | $-882,280 | 6,466 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,462,000 | 4,045 |
| Total interest expense | $622,000 | 2,255 |
| Net interest income | $1,840,000 | 4,413 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $53,000 | 6,057 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $41,000 | 5,316 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $12,000 | 6,143 |
| Total noninterest expense | $1,290,000 | 4,897 |
| Salaries and employee benefits | $639,000 | 5,020 |
| Premises and equipment expense | $211,000 | 4,066 |
| Additional noninterest expense | $440,000 | 4,761 |
| Pre-tax net operating income | $603,000 | 3,863 |
| Securities gains (losses) | $11,000 | 1,900 |
| Applicable income taxes | $92,000 | 3,072 |
| Income before extraordinary items | $522,000 | 3,869 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $522,000 | 3,874 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $522,000 | 3,875 |
| Net charge-offs | $-52,000 | 6,159 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $9,000 | 682 |
| Net operating income | $512,650 | 3,857 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,156,000 | 4,231 |
| Total interest expense | $315,000 | 2,270 |
| Net interest income | $841,000 | 4,661 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $30,000 | 5,986 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $20,000 | 5,361 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $10,000 | 5,976 |
| Total noninterest expense | $671,000 | 4,844 |
| Salaries and employee benefits | $330,000 | 5,025 |
| Premises and equipment expense | $110,000 | 4,008 |
| Additional noninterest expense | $231,000 | 4,662 |
| Pre-tax net operating income | $200,000 | 4,478 |
| Securities gains (losses) | $4,000 | 1,399 |
| Applicable income taxes | $9,000 | 3,854 |
| Income before extraordinary items | $195,000 | 4,301 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $195,000 | 4,301 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $195,000 | 4,303 |
| Net charge-offs | $-44,000 | 6,277 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 626 |
| Net operating income | $191,160 | 4,276 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $4,809,000 | 4,176 |
| Total interest expense | $1,264,000 | 2,473 |
| Net interest income | $3,545,000 | 4,549 |
| Provision for loan and lease losses | $24,000 | 4,658 |
| Total noninterest income | $-510,000 | 6,775 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $100,000 | 5,259 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $-610,000 | 6,750 |
| Total noninterest expense | $2,626,000 | 4,920 |
| Salaries and employee benefits | $1,254,000 | 5,169 |
| Premises and equipment expense | $386,000 | 4,305 |
| Additional noninterest expense | $986,000 | 4,606 |
| Pre-tax net operating income | $385,000 | 5,257 |
| Securities gains (losses) | $-598,000 | 6,723 |
| Applicable income taxes | $-295,000 | 6,594 |
| Income before extraordinary items | $82,000 | 6,046 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $82,000 | 6,046 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $82,000 | 6,048 |
| Net charge-offs | $-195,000 | 6,623 |
| Cash dividends | $947,000 | 2,007 |
| Sale, conversion, retirement of capital stock, net | $24,000 | 769 |
| Net operating income | $464,720 | 4,912 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $3,585,000 | 4,243 |
| Total interest expense | $943,000 | 2,551 |
| Net interest income | $2,642,000 | 4,616 |
| Provision for loan and lease losses | $24,000 | 4,429 |
| Total noninterest income | $-438,000 | 6,854 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $20,000 | 6,404 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $-458,000 | 6,839 |
| Total noninterest expense | $2,038,000 | 4,852 |
| Salaries and employee benefits | $953,000 | 5,165 |
| Premises and equipment expense | $278,000 | 4,434 |
| Additional noninterest expense | $807,000 | 4,451 |
| Pre-tax net operating income | $142,000 | 5,857 |
| Securities gains (losses) | $-399,000 | 6,821 |
| Applicable income taxes | $-254,000 | 6,760 |
| Income before extraordinary items | $-3,000 | 6,346 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $-3,000 | 6,347 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-3,000 | 6,347 |
| Net charge-offs | $-196,000 | 6,718 |
| Cash dividends | $129,000 | 3,203 |
| Sale, conversion, retirement of capital stock, net | $18,000 | 720 |
| Net operating income | $252,360 | 5,370 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,402,000 | 4,225 |
| Total interest expense | $633,000 | 2,598 |
| Net interest income | $1,769,000 | 4,615 |
| Provision for loan and lease losses | $24,000 | 4,187 |
| Total noninterest income | $-363,000 | 6,907 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $14,000 | 6,410 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-377,000 | 6,885 |
| Total noninterest expense | $1,352,000 | 4,882 |
| Salaries and employee benefits | $636,000 | 5,189 |
| Premises and equipment expense | $171,000 | 4,607 |
| Additional noninterest expense | $545,000 | 4,431 |
| Pre-tax net operating income | $30,000 | 6,170 |
| Securities gains (losses) | $-416,000 | 6,903 |
| Applicable income taxes | $-242,000 | 6,824 |
| Income before extraordinary items | $-144,000 | 6,558 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-144,000 | 6,560 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-144,000 | 6,560 |
| Net charge-offs | $-42,000 | 6,506 |
| Cash dividends | $53,000 | 3,266 |
| Sale, conversion, retirement of capital stock, net | $12,000 | 686 |
| Net operating income | $122,240 | 5,622 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,206,000 | 4,245 |
| Total interest expense | $324,000 | 2,620 |
| Net interest income | $882,000 | 4,642 |
| Provision for loan and lease losses | $17,000 | 3,689 |
| Total noninterest income | $-74,000 | 6,951 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $6,000 | 6,510 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-80,000 | 6,914 |
| Total noninterest expense | $636,000 | 5,076 |
| Salaries and employee benefits | $318,000 | 5,238 |
| Premises and equipment expense | $79,000 | 4,814 |
| Additional noninterest expense | $239,000 | 4,752 |
| Pre-tax net operating income | $155,000 | 4,820 |
| Securities gains (losses) | $45,000 | 962 |
| Applicable income taxes | $19,000 | 3,634 |
| Income before extraordinary items | $181,000 | 4,438 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $181,000 | 4,441 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $181,000 | 4,440 |
| Net charge-offs | $-10,000 | 6,196 |
| Cash dividends | $26,000 | 2,529 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 645 |
| Net operating income | $140,500 | 4,731 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $5,674,000 | 3,981 |
| Total interest expense | $1,648,000 | 2,529 |
| Net interest income | $4,026,000 | 4,399 |
| Provision for loan and lease losses | $184,000 | 4,026 |
| Total noninterest income | $-410,000 | 6,979 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $124,000 | 5,098 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $-534,000 | 6,939 |
| Total noninterest expense | $2,676,000 | 5,007 |
| Salaries and employee benefits | $1,225,000 | 5,354 |
| Premises and equipment expense | $294,000 | 5,015 |
| Additional noninterest expense | $1,157,000 | 4,441 |
| Pre-tax net operating income | $756,000 | 4,410 |
| Securities gains (losses) | $-6,000 | 6,705 |
| Applicable income taxes | $13,000 | 4,327 |
| Income before extraordinary items | $737,000 | 4,392 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $737,000 | 4,389 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $737,000 | 4,391 |
| Net charge-offs | $836,000 | 2,009 |
| Cash dividends | $1,618,000 | 1,406 |
| Sale, conversion, retirement of capital stock, net | $24,000 | 816 |
| Net operating income | $742,880 | 4,210 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $4,370,000 | 3,980 |
| Total interest expense | $1,296,000 | 2,536 |
| Net interest income | $3,074,000 | 4,408 |
| Provision for loan and lease losses | $46,000 | 4,982 |
| Total noninterest income | $-23,000 | 6,982 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $86,000 | 5,293 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-109,000 | 6,929 |
| Total noninterest expense | $2,099,000 | 4,941 |
| Salaries and employee benefits | $942,000 | 5,313 |
| Premises and equipment expense | $0 | 7,157 |
| Additional noninterest expense | $1,157,000 | 3,740 |
| Pre-tax net operating income | $906,000 | 3,809 |
| Securities gains (losses) | $-568,000 | 7,122 |
| Applicable income taxes | $-62,000 | 6,871 |
| Income before extraordinary items | $400,000 | 4,983 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $400,000 | 4,984 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $400,000 | 4,984 |
| Net charge-offs | $-140,000 | 7,070 |
| Cash dividends | $715,000 | 1,654 |
| Sale, conversion, retirement of capital stock, net | $13,000 | 817 |
| Net operating income | $968,000 | 3,334 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,986,000 | 3,944 |
| Total interest expense | $920,000 | 2,468 |
| Net interest income | $2,066,000 | 4,398 |
| Provision for loan and lease losses | $33,000 | 4,837 |
| Total noninterest income | $-113,000 | 7,109 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $50,000 | 5,517 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-163,000 | 7,052 |
| Total noninterest expense | $1,450,000 | 4,893 |
| Salaries and employee benefits | $631,000 | 5,342 |
| Premises and equipment expense | $148,000 | 5,076 |
| Additional noninterest expense | $671,000 | 4,111 |
| Pre-tax net operating income | $470,000 | 4,207 |
| Securities gains (losses) | $-229,000 | 7,154 |
| Applicable income taxes | $-35,000 | 6,920 |
| Income before extraordinary items | $276,000 | 4,930 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $276,000 | 4,933 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $276,000 | 4,933 |
| Net charge-offs | $-80,000 | 7,057 |
| Cash dividends | $689,000 | 1,308 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $505,000 | 3,771 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,585,000 | 3,827 |
| Total interest expense | $507,000 | 2,339 |
| Net interest income | $1,078,000 | 4,314 |
| Provision for loan and lease losses | $30,000 | 4,088 |
| Total noninterest income | $-19,000 | 7,144 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $26,000 | 5,450 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-45,000 | 7,087 |
| Total noninterest expense | $729,000 | 4,899 |
| Salaries and employee benefits | $322,000 | 5,330 |
| Premises and equipment expense | $47,000 | 5,945 |
| Additional noninterest expense | $360,000 | 3,904 |
| Pre-tax net operating income | $300,000 | 3,839 |
| Securities gains (losses) | $-363,000 | 7,256 |
| Applicable income taxes | $-95,000 | 7,163 |
| Income before extraordinary items | $32,000 | 6,192 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $32,000 | 6,190 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $32,000 | 6,192 |
| Net charge-offs | $-78,000 | 7,147 |
| Cash dividends | $663,000 | 696 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $264,320 | 3,718 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $6,970,000 | 3,682 |
| Total interest expense | $2,473,000 | 2,331 |
| Net interest income | $4,497,000 | 4,206 |
| Provision for loan and lease losses | $271,000 | 4,262 |
| Total noninterest income | $-117,000 | 7,088 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $154,000 | 4,846 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-271,000 | 6,993 |
| Total noninterest expense | $3,060,000 | 4,828 |
| Salaries and employee benefits | $1,205,000 | 5,508 |
| Premises and equipment expense | $313,000 | 5,141 |
| Additional noninterest expense | $1,542,000 | 3,788 |
| Pre-tax net operating income | $1,049,000 | 3,635 |
| Securities gains (losses) | $-58,000 | 7,038 |
| Applicable income taxes | $119,000 | 3,264 |
| Income before extraordinary items | $872,000 | 3,804 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $872,000 | 3,808 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $872,000 | 3,807 |
| Net charge-offs | $933,000 | 2,442 |
| Cash dividends | $742,000 | 1,970 |
| Sale, conversion, retirement of capital stock, net | $18,000 | 960 |
| Net operating income | $923,040 | 3,566 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $5,322,000 | 3,685 |
| Total interest expense | $1,933,000 | 2,341 |
| Net interest income | $3,389,000 | 4,216 |
| Provision for loan and lease losses | $190,000 | 4,206 |
| Total noninterest income | $82,000 | 6,438 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $121,000 | 4,779 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $-39,000 | 6,990 |
| Total noninterest expense | $2,250,000 | 4,886 |
| Salaries and employee benefits | $889,000 | 5,551 |
| Premises and equipment expense | $246,000 | 5,085 |
| Additional noninterest expense | $1,115,000 | 3,878 |
| Pre-tax net operating income | $1,031,000 | 3,252 |
| Securities gains (losses) | $157,000 | 1,394 |
| Applicable income taxes | $234,000 | 2,516 |
| Income before extraordinary items | $954,000 | 3,160 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $954,000 | 3,160 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $954,000 | 3,160 |
| Net charge-offs | $305,000 | 3,236 |
| Cash dividends | $715,000 | 1,461 |
| Sale, conversion, retirement of capital stock, net | $14,000 | 906 |
| Net operating income | $828,400 | 3,327 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,626,000 | 3,655 |
| Total interest expense | $1,326,000 | 2,367 |
| Net interest income | $2,300,000 | 4,181 |
| Provision for loan and lease losses | $130,000 | 4,080 |
| Total noninterest income | $67,000 | 6,323 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $89,000 | 4,601 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-22,000 | 7,071 |
| Total noninterest expense | $1,500,000 | 4,945 |
| Salaries and employee benefits | $594,000 | 5,588 |
| Premises and equipment expense | $163,000 | 5,141 |
| Additional noninterest expense | $743,000 | 3,926 |
| Pre-tax net operating income | $737,000 | 3,088 |
| Securities gains (losses) | $76,000 | 1,322 |
| Applicable income taxes | $162,000 | 2,429 |
| Income before extraordinary items | $651,000 | 3,039 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $651,000 | 3,042 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $651,000 | 3,042 |
| Net charge-offs | $310,000 | 2,650 |
| Cash dividends | $688,000 | 1,134 |
| Sale, conversion, retirement of capital stock, net | $9,000 | 857 |
| Net operating income | $590,200 | 3,130 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,866,000 | 3,599 |
| Total interest expense | $684,000 | 2,360 |
| Net interest income | $1,182,000 | 4,082 |
| Provision for loan and lease losses | $60,000 | 3,936 |
| Total noninterest income | $70,000 | 5,483 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $44,000 | 4,568 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $26,000 | 5,544 |
| Total noninterest expense | $720,000 | 5,082 |
| Salaries and employee benefits | $295,000 | 5,644 |
| Premises and equipment expense | $90,000 | 4,962 |
| Additional noninterest expense | $335,000 | 4,218 |
| Pre-tax net operating income | $472,000 | 2,664 |
| Securities gains (losses) | $41,000 | 825 |
| Applicable income taxes | $106,000 | 2,116 |
| Income before extraordinary items | $407,000 | 2,625 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $407,000 | 2,624 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $407,000 | 2,625 |
| Net charge-offs | $231,000 | 1,994 |
| Cash dividends | $662,000 | 573 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 788 |
| Net operating income | $374,610 | 2,747 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $7,988,000 | 3,560 |
| Total interest expense | $3,279,000 | 2,405 |
| Net interest income | $4,709,000 | 4,119 |
| Provision for loan and lease losses | $2,345,000 | 1,878 |
| Total noninterest income | $280,000 | 5,496 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $244,000 | 4,056 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $36,000 | 6,325 |
| Total noninterest expense | $2,821,000 | 5,199 |
| Salaries and employee benefits | $1,232,000 | 5,610 |
| Premises and equipment expense | $335,000 | 5,180 |
| Additional noninterest expense | $1,254,000 | 4,493 |
| Pre-tax net operating income | $-177,000 | 6,005 |
| Securities gains (losses) | $441,000 | 981 |
| Applicable income taxes | $-284,000 | 7,041 |
| Income before extraordinary items | $548,000 | 4,185 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $548,000 | 4,186 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $548,000 | 4,187 |
| Net charge-offs | $4,097,000 | 1,187 |
| Cash dividends | $106,000 | 3,665 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 1,198 |
| Net operating income | $107,000 | 5,458 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $6,069,000 | 3,586 |
| Total interest expense | $2,538,000 | 2,435 |
| Net interest income | $3,531,000 | 4,176 |
| Provision for loan and lease losses | $1,635,000 | 1,875 |
| Total noninterest income | $212,000 | 5,595 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $196,000 | 3,990 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $16,000 | 6,762 |
| Total noninterest expense | $2,098,000 | 5,229 |
| Salaries and employee benefits | $938,000 | 5,605 |
| Premises and equipment expense | $255,000 | 5,199 |
| Additional noninterest expense | $905,000 | 4,588 |
| Pre-tax net operating income | $10,000 | 5,936 |
| Securities gains (losses) | $372,000 | 931 |
| Applicable income taxes | $-145,000 | 7,142 |
| Income before extraordinary items | $527,000 | 4,016 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $527,000 | 4,019 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $527,000 | 4,019 |
| Net charge-offs | $2,891,000 | 1,170 |
| Cash dividends | $79,000 | 3,286 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 1,080 |
| Net operating income | $155,000 | 5,323 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,139,000 | 3,556 |
| Total interest expense | $1,788,000 | 2,406 |
| Net interest income | $2,351,000 | 4,188 |
| Provision for loan and lease losses | $900,000 | 2,046 |
| Total noninterest income | $139,000 | 5,619 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $130,000 | 3,991 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $9,000 | 6,884 |
| Total noninterest expense | $1,415,000 | 5,224 |
| Salaries and employee benefits | $634,000 | 5,596 |
| Premises and equipment expense | $171,000 | 5,228 |
| Additional noninterest expense | $610,000 | 4,545 |
| Pre-tax net operating income | $175,000 | 5,062 |
| Securities gains (losses) | $225,000 | 878 |
| Applicable income taxes | $-61,000 | 7,113 |
| Income before extraordinary items | $461,000 | 3,545 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $461,000 | 3,542 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $461,000 | 3,544 |
| Net charge-offs | $1,913,000 | 1,161 |
| Cash dividends | $53,000 | 3,149 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 1,012 |
| Net operating income | $236,000 | 4,511 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,126,000 | 3,556 |
| Total interest expense | $946,000 | 2,378 |
| Net interest income | $1,180,000 | 4,210 |
| Provision for loan and lease losses | $835,000 | 1,323 |
| Total noninterest income | $67,000 | 5,704 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $63,000 | 4,037 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $4,000 | 7,081 |
| Total noninterest expense | $716,000 | 5,236 |
| Salaries and employee benefits | $316,000 | 5,671 |
| Premises and equipment expense | $87,000 | 5,262 |
| Additional noninterest expense | $313,000 | 4,469 |
| Pre-tax net operating income | $-304,000 | 6,976 |
| Securities gains (losses) | $98,000 | 794 |
| Applicable income taxes | $-171,000 | 7,537 |
| Income before extraordinary items | $-35,000 | 6,552 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-35,000 | 6,554 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-35,000 | 6,553 |
| Net charge-offs | $1,798,000 | 695 |
| Cash dividends | $26,000 | 2,462 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 953 |
| Net operating income | $-97,720 | 6,685 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $10,078,000 | 3,215 |
| Total interest expense | $5,135,000 | 2,203 |
| Net interest income | $4,943,000 | 3,978 |
| Provision for loan and lease losses | $3,950,000 | 1,667 |
| Total noninterest income | $143,000 | 6,632 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $238,000 | 4,314 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $-95,000 | 7,587 |
| Total noninterest expense | $2,947,000 | 5,238 |
| Salaries and employee benefits | $1,229,000 | 5,784 |
| Premises and equipment expense | $328,000 | 5,453 |
| Additional noninterest expense | $1,390,000 | 4,297 |
| Pre-tax net operating income | $-1,811,000 | 6,569 |
| Securities gains (losses) | $499,000 | 885 |
| Applicable income taxes | $-948,000 | 7,260 |
| Income before extraordinary items | $-364,000 | 5,985 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-364,000 | 5,983 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-364,000 | 5,983 |
| Net charge-offs | $1,469,000 | 2,396 |
| Cash dividends | $354,000 | 3,016 |
| Sale, conversion, retirement of capital stock, net | $14,000 | 1,250 |
| Net operating income | $-683,360 | 6,188 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $7,923,000 | 3,138 |
| Total interest expense | $4,074,000 | 2,189 |
| Net interest income | $3,849,000 | 3,887 |
| Provision for loan and lease losses | $3,170,000 | 1,433 |
| Total noninterest income | $159,000 | 6,247 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $176,000 | 4,372 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $-17,000 | 7,693 |
| Total noninterest expense | $2,216,000 | 5,229 |
| Salaries and employee benefits | $970,000 | 5,664 |
| Premises and equipment expense | $252,000 | 5,451 |
| Additional noninterest expense | $994,000 | 4,411 |
| Pre-tax net operating income | $-1,378,000 | 6,818 |
| Securities gains (losses) | $391,000 | 829 |
| Applicable income taxes | $-703,000 | 7,445 |
| Income before extraordinary items | $-284,000 | 6,223 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-284,000 | 6,224 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-284,000 | 6,223 |
| Net charge-offs | $1,277,000 | 1,940 |
| Cash dividends | $328,000 | 2,520 |
| Sale, conversion, retirement of capital stock, net | $22,000 | 1,072 |
| Net operating income | $-534,240 | 6,448 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $5,398,000 | 3,105 |
| Total interest expense | $2,857,000 | 2,180 |
| Net interest income | $2,541,000 | 3,896 |
| Provision for loan and lease losses | $640,000 | 2,613 |
| Total noninterest income | $133,000 | 5,930 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $118,000 | 4,321 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $15,000 | 7,005 |
| Total noninterest expense | $1,496,000 | 5,259 |
| Salaries and employee benefits | $646,000 | 5,734 |
| Premises and equipment expense | $171,000 | 5,466 |
| Additional noninterest expense | $679,000 | 4,347 |
| Pre-tax net operating income | $538,000 | 3,196 |
| Securities gains (losses) | $240,000 | 906 |
| Applicable income taxes | $9,000 | 4,050 |
| Income before extraordinary items | $769,000 | 2,304 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $769,000 | 2,301 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $769,000 | 2,303 |
| Net charge-offs | $306,000 | 2,900 |
| Cash dividends | $301,000 | 2,178 |
| Sale, conversion, retirement of capital stock, net | $15,000 | 1,044 |
| Net operating income | $531,400 | 2,879 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,763,000 | 3,077 |
| Total interest expense | $1,532,000 | 2,131 |
| Net interest income | $1,231,000 | 3,989 |
| Provision for loan and lease losses | $140,000 | 3,413 |
| Total noninterest income | $68,000 | 5,878 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $59,000 | 4,277 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $9,000 | 6,953 |
| Total noninterest expense | $756,000 | 5,156 |
| Salaries and employee benefits | $311,000 | 5,884 |
| Premises and equipment expense | $88,000 | 5,427 |
| Additional noninterest expense | $357,000 | 3,895 |
| Pre-tax net operating income | $403,000 | 2,789 |
| Securities gains (losses) | $169,000 | 737 |
| Applicable income taxes | $58,000 | 2,756 |
| Income before extraordinary items | $514,000 | 2,080 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $514,000 | 2,081 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $514,000 | 2,081 |
| Net charge-offs | $89,000 | 2,993 |
| Cash dividends | $275,000 | 1,436 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 938 |
| Net operating income | $361,900 | 2,620 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $11,900,000 | 3,073 |
| Total interest expense | $6,817,000 | 2,243 |
| Net interest income | $5,083,000 | 3,913 |
| Provision for loan and lease losses | $1,160,000 | 2,492 |
| Total noninterest income | $293,000 | 5,861 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $266,000 | 4,232 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $27,000 | 7,241 |
| Total noninterest expense | $2,480,000 | 5,670 |
| Salaries and employee benefits | $1,212,000 | 5,963 |
| Premises and equipment expense | $336,000 | 5,523 |
| Additional noninterest expense | $932,000 | 5,048 |
| Pre-tax net operating income | $1,736,000 | 2,760 |
| Securities gains (losses) | $247,000 | 627 |
| Applicable income taxes | $260,000 | 2,554 |
| Income before extraordinary items | $1,723,000 | 2,271 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,723,000 | 2,272 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $477,000 | 2,866 |
| Cash dividends | $106,000 | 4,927 |
| Sale, conversion, retirement of capital stock, net | $27,000 | 1,223 |
| Net operating income | $1,508,110 | 2,652 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $8,680,000 | 3,198 |
| Total interest expense | $5,137,000 | 2,333 |
| Net interest income | $3,543,000 | 4,131 |
| Provision for loan and lease losses | $480,000 | 2,786 |
| Total noninterest income | $217,000 | 5,957 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $195,000 | 4,311 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $22,000 | 7,355 |
| Total noninterest expense | $1,847,000 | 5,692 |
| Salaries and employee benefits | $919,000 | 5,923 |
| Premises and equipment expense | $251,000 | 5,570 |
| Additional noninterest expense | $677,000 | 5,055 |
| Pre-tax net operating income | $1,433,000 | 2,935 |
| Securities gains (losses) | $65,000 | 1,251 |
| Applicable income taxes | $254,000 | 2,651 |
| Income before extraordinary items | $1,244,000 | 2,686 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,244,000 | 2,683 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $100,000 | 3,956 |
| Cash dividends | $79,000 | 4,544 |
| Sale, conversion, retirement of capital stock, net | $19,000 | 1,088 |
| Net operating income | $1,190,050 | 2,917 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $5,671,000 | 3,298 |
| Total interest expense | $3,423,000 | 2,413 |
| Net interest income | $2,248,000 | 4,263 |
| Provision for loan and lease losses | $130,000 | 3,857 |
| Total noninterest income | $143,000 | 6,060 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $124,000 | 4,405 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $19,000 | 7,234 |
| Total noninterest expense | $1,216,000 | 5,751 |
| Salaries and employee benefits | $615,000 | 5,979 |
| Premises and equipment expense | $165,000 | 5,639 |
| Additional noninterest expense | $436,000 | 5,160 |
| Pre-tax net operating income | $1,045,000 | 2,861 |
| Securities gains (losses) | $65,000 | 1,253 |
| Applicable income taxes | $197,000 | 2,701 |
| Income before extraordinary items | $913,000 | 2,775 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $913,000 | 2,774 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $104,000 | 2,979 |
| Cash dividends | $53,000 | 4,425 |
| Sale, conversion, retirement of capital stock, net | $12,000 | 1,002 |
| Net operating income | $859,700 | 2,853 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,788,000 | 3,436 |
| Total interest expense | $1,699,000 | 2,580 |
| Net interest income | $1,089,000 | 4,353 |
| Provision for loan and lease losses | $60,000 | 3,470 |
| Total noninterest income | $74,000 | 6,016 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $63,000 | 4,343 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $11,000 | 7,150 |
| Total noninterest expense | $599,000 | 5,815 |
| Salaries and employee benefits | $308,000 | 6,011 |
| Premises and equipment expense | $82,000 | 5,672 |
| Additional noninterest expense | $209,000 | 5,244 |
| Pre-tax net operating income | $504,000 | 3,061 |
| Securities gains (losses) | $39,000 | 1,222 |
| Applicable income taxes | $95,000 | 2,858 |
| Income before extraordinary items | $448,000 | 2,937 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $448,000 | 2,939 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 2,520 |
| Cash dividends | $26,000 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 922 |
| Net operating income | $415,630 | 3,036 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $10,044,000 | 3,756 |
| Total interest expense | $6,322,000 | 2,878 |
| Net interest income | $3,722,000 | 4,836 |
| Provision for loan and lease losses | $180,000 | 4,023 |
| Total noninterest income | $281,000 | 6,156 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $263,000 | 4,357 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $18,000 | 7,853 |
| Total noninterest expense | $2,187,000 | 5,968 |
| Salaries and employee benefits | $1,143,000 | 6,111 |
| Premises and equipment expense | $309,000 | 5,705 |
| Additional noninterest expense | $735,000 | 5,600 |
| Pre-tax net operating income | $1,636,000 | 3,739 |
| Securities gains (losses) | $19,000 | 1,121 |
| Applicable income taxes | $248,000 | 3,630 |
| Income before extraordinary items | $1,407,000 | 3,568 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,407,000 | 3,566 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 5,454 |
| Cash dividends | $106,000 | 5,318 |
| Sale, conversion, retirement of capital stock, net | $20,000 | 1,183 |
| Net operating income | $1,390,850 | 3,585 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $7,270,000 | 3,854 |
| Total interest expense | $4,562,000 | 2,970 |
| Net interest income | $2,708,000 | 4,962 |
| Provision for loan and lease losses | $120,000 | 3,851 |
| Total noninterest income | $213,000 | 6,174 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $197,000 | 4,371 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $16,000 | 7,805 |
| Total noninterest expense | $1,630,000 | 5,966 |
| Salaries and employee benefits | $878,000 | 6,041 |
| Premises and equipment expense | $223,000 | 5,808 |
| Additional noninterest expense | $529,000 | 5,658 |
| Pre-tax net operating income | $1,171,000 | 4,004 |
| Securities gains (losses) | $9,000 | 1,036 |
| Applicable income taxes | $178,000 | 3,852 |
| Income before extraordinary items | $1,002,000 | 3,887 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,002,000 | 3,886 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 3,856 |
| Cash dividends | $79,000 | 4,801 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 1,090 |
| Net operating income | $994,350 | 3,890 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $4,644,000 | 3,988 |
| Total interest expense | $2,915,000 | 3,074 |
| Net interest income | $1,729,000 | 5,118 |
| Provision for loan and lease losses | $60,000 | 3,990 |
| Total noninterest income | $137,000 | 6,282 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $126,000 | 4,462 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $11,000 | 7,835 |
| Total noninterest expense | $1,073,000 | 6,041 |
| Salaries and employee benefits | $588,000 | 6,078 |
| Premises and equipment expense | $147,000 | 5,868 |
| Additional noninterest expense | $338,000 | 5,780 |
| Pre-tax net operating income | $733,000 | 4,210 |
| Securities gains (losses) | $7,000 | 933 |
| Applicable income taxes | $96,000 | 4,166 |
| Income before extraordinary items | $644,000 | 4,018 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $644,000 | 4,018 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $53,000 | 4,662 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 1,000 |
| Net operating income | $637,910 | 4,028 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,241,000 | 4,082 |
| Total interest expense | $1,394,000 | 3,178 |
| Net interest income | $847,000 | 5,192 |
| Provision for loan and lease losses | $30,000 | 3,737 |
| Total noninterest income | $72,000 | 6,185 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $61,000 | 4,494 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $11,000 | 7,311 |
| Total noninterest expense | $540,000 | 6,074 |
| Salaries and employee benefits | $298,000 | 6,078 |
| Premises and equipment expense | $72,000 | 5,967 |
| Additional noninterest expense | $170,000 | 5,750 |
| Pre-tax net operating income | $349,000 | 4,322 |
| Securities gains (losses) | $7,000 | 755 |
| Applicable income taxes | $40,000 | 4,358 |
| Income before extraordinary items | $316,000 | 4,052 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $316,000 | 4,053 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,049 |
| Cash dividends | $26,000 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 852 |
| Net operating income | $309,770 | 4,074 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $7,724,000 | 4,289 |
| Total interest expense | $4,496,000 | 3,294 |
| Net interest income | $3,228,000 | 5,314 |
| Provision for loan and lease losses | $120,000 | 4,374 |
| Total noninterest income | $309,000 | 6,124 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $275,000 | 4,287 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $34,000 | 7,619 |
| Total noninterest expense | $2,063,000 | 6,070 |
| Salaries and employee benefits | $1,158,000 | 6,016 |
| Premises and equipment expense | $291,000 | 5,817 |
| Additional noninterest expense | $614,000 | 6,007 |
| Pre-tax net operating income | $1,354,000 | 4,522 |
| Securities gains (losses) | $5,000 | 1,264 |
| Applicable income taxes | $129,000 | 4,768 |
| Income before extraordinary items | $1,230,000 | 4,226 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,230,000 | 4,226 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-64,000 | 8,410 |
| Cash dividends | $106,000 | 5,391 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 1,199 |
| Net operating income | $1,225,450 | 4,216 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $5,585,000 | 4,379 |
| Total interest expense | $3,157,000 | 3,360 |
| Net interest income | $2,428,000 | 5,344 |
| Provision for loan and lease losses | $90,000 | 4,225 |
| Total noninterest income | $241,000 | 6,092 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $213,000 | 4,269 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $28,000 | 7,587 |
| Total noninterest expense | $1,566,000 | 6,017 |
| Salaries and employee benefits | $880,000 | 5,947 |
| Premises and equipment expense | $217,000 | 5,851 |
| Additional noninterest expense | $469,000 | 5,951 |
| Pre-tax net operating income | $1,013,000 | 4,687 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $103,000 | 4,896 |
| Income before extraordinary items | $910,000 | 4,390 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $910,000 | 4,394 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,298 |
| Cash dividends | $79,000 | 4,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $910,000 | 4,382 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,572,000 | 4,452 |
| Total interest expense | $1,946,000 | 3,459 |
| Net interest income | $1,626,000 | 5,361 |
| Provision for loan and lease losses | $60,000 | 4,062 |
| Total noninterest income | $156,000 | 6,166 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $143,000 | 4,236 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $13,000 | 7,912 |
| Total noninterest expense | $1,048,000 | 6,028 |
| Salaries and employee benefits | $587,000 | 5,974 |
| Premises and equipment expense | $144,000 | 5,879 |
| Additional noninterest expense | $317,000 | 5,902 |
| Pre-tax net operating income | $674,000 | 4,719 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $65,000 | 4,998 |
| Income before extraordinary items | $609,000 | 4,406 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $609,000 | 4,410 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,365 |
| Cash dividends | $53,000 | 4,748 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $609,000 | 4,397 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,707,000 | 4,537 |
| Total interest expense | $882,000 | 3,593 |
| Net interest income | $825,000 | 5,309 |
| Provision for loan and lease losses | $30,000 | 3,822 |
| Total noninterest income | $81,000 | 6,046 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $74,000 | 4,113 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $7,000 | 7,855 |
| Total noninterest expense | $533,000 | 5,988 |
| Salaries and employee benefits | $297,000 | 5,962 |
| Premises and equipment expense | $72,000 | 5,891 |
| Additional noninterest expense | $164,000 | 5,789 |
| Pre-tax net operating income | $343,000 | 4,634 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $29,000 | 5,067 |
| Income before extraordinary items | $314,000 | 4,304 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $314,000 | 4,304 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,292 |
| Cash dividends | $26,000 | 3,777 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $314,000 | 4,290 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $6,267,000 | 4,489 |
| Total interest expense | $2,778,000 | 3,543 |
| Net interest income | $3,489,000 | 5,030 |
| Provision for loan and lease losses | $215,000 | 3,469 |
| Total noninterest income | $353,000 | 5,989 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $321,000 | 4,026 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $32,000 | 7,812 |
| Total noninterest expense | $2,201,000 | 5,782 |
| Salaries and employee benefits | $1,142,000 | 5,939 |
| Premises and equipment expense | $293,000 | 5,796 |
| Additional noninterest expense | $766,000 | 5,304 |
| Pre-tax net operating income | $1,426,000 | 4,505 |
| Securities gains (losses) | $3,000 | 1,899 |
| Applicable income taxes | $219,000 | 4,545 |
| Income before extraordinary items | $1,210,000 | 4,328 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,210,000 | 4,330 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $168,000 | 2,547 |
| Cash dividends | $106,000 | 5,442 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,207,450 | 4,302 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $4,658,000 | 4,478 |
| Total interest expense | $1,957,000 | 3,568 |
| Net interest income | $2,701,000 | 4,957 |
| Provision for loan and lease losses | $185,000 | 3,084 |
| Total noninterest income | $261,000 | 6,064 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $239,000 | 4,067 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $22,000 | 7,899 |
| Total noninterest expense | $1,687,000 | 5,681 |
| Salaries and employee benefits | $877,000 | 5,847 |
| Premises and equipment expense | $255,000 | 5,370 |
| Additional noninterest expense | $555,000 | 5,376 |
| Pre-tax net operating income | $1,090,000 | 4,555 |
| Securities gains (losses) | $4,000 | 1,810 |
| Applicable income taxes | $174,000 | 4,624 |
| Income before extraordinary items | $920,000 | 4,399 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $920,000 | 4,399 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 2,817 |
| Cash dividends | $79,000 | 4,833 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $916,640 | 4,371 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,102,000 | 4,407 |
| Total interest expense | $1,270,000 | 3,490 |
| Net interest income | $1,832,000 | 4,891 |
| Provision for loan and lease losses | $155,000 | 2,569 |
| Total noninterest income | $158,000 | 6,238 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $147,000 | 4,204 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $11,000 | 8,096 |
| Total noninterest expense | $1,145,000 | 5,616 |
| Salaries and employee benefits | $596,000 | 5,772 |
| Premises and equipment expense | $172,000 | 5,325 |
| Additional noninterest expense | $377,000 | 5,287 |
| Pre-tax net operating income | $690,000 | 4,664 |
| Securities gains (losses) | $4,000 | 1,659 |
| Applicable income taxes | $106,000 | 4,740 |
| Income before extraordinary items | $588,000 | 4,473 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $588,000 | 4,474 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,519 |
| Cash dividends | $53,000 | 4,694 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $584,600 | 4,434 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,575,000 | 4,323 |
| Total interest expense | $628,000 | 3,396 |
| Net interest income | $947,000 | 4,801 |
| Provision for loan and lease losses | $125,000 | 1,680 |
| Total noninterest income | $84,000 | 6,049 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $71,000 | 4,223 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $13,000 | 7,447 |
| Total noninterest expense | $607,000 | 5,487 |
| Salaries and employee benefits | $312,000 | 5,668 |
| Premises and equipment expense | $87,000 | 5,339 |
| Additional noninterest expense | $208,000 | 4,944 |
| Pre-tax net operating income | $299,000 | 5,006 |
| Securities gains (losses) | $4,000 | 1,261 |
| Applicable income taxes | $47,000 | 4,839 |
| Income before extraordinary items | $256,000 | 4,804 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $256,000 | 4,805 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,095 |
| Cash dividends | $26,000 | 3,666 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $252,640 | 4,808 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $5,945,000 | 4,293 |
| Total interest expense | $1,920,000 | 3,772 |
| Net interest income | $4,025,000 | 4,467 |
| Provision for loan and lease losses | $172,000 | 4,028 |
| Total noninterest income | $290,000 | 6,477 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $290,000 | 4,391 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $0 | 8,822 |
| Total noninterest expense | $2,207,000 | 5,687 |
| Salaries and employee benefits | $1,161,000 | 5,795 |
| Premises and equipment expense | $292,000 | 5,749 |
| Additional noninterest expense | $754,000 | 5,292 |
| Pre-tax net operating income | $1,936,000 | 3,579 |
| Securities gains (losses) | $12,000 | 2,733 |
| Applicable income taxes | $445,000 | 3,529 |
| Income before extraordinary items | $1,503,000 | 3,635 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,503,000 | 3,636 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 8,361 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,493,760 | 3,593 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,381,000 | 4,313 |
| Total interest expense | $1,363,000 | 3,883 |
| Net interest income | $3,018,000 | 4,447 |
| Provision for loan and lease losses | $140,000 | 3,657 |
| Total noninterest income | $241,000 | 6,293 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $218,000 | 4,420 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $23,000 | 7,956 |
| Total noninterest expense | $1,641,000 | 5,683 |
| Salaries and employee benefits | $865,000 | 5,773 |
| Premises and equipment expense | $211,000 | 5,832 |
| Additional noninterest expense | $565,000 | 5,246 |
| Pre-tax net operating income | $1,478,000 | 3,606 |
| Securities gains (losses) | $2,000 | 3,384 |
| Applicable income taxes | $347,000 | 3,529 |
| Income before extraordinary items | $1,133,000 | 3,689 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,133,000 | 3,689 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 8,336 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,131,460 | 3,621 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,855,000 | 4,395 |
| Total interest expense | $854,000 | 4,081 |
| Net interest income | $2,001,000 | 4,476 |
| Provision for loan and lease losses | $105,000 | 3,376 |
| Total noninterest income | $158,000 | 6,352 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $142,000 | 4,457 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $16,000 | 7,964 |
| Total noninterest expense | $1,070,000 | 5,785 |
| Salaries and employee benefits | $563,000 | 5,890 |
| Premises and equipment expense | $135,000 | 5,977 |
| Additional noninterest expense | $372,000 | 5,310 |
| Pre-tax net operating income | $984,000 | 3,574 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $236,000 | 3,491 |
| Income before extraordinary items | $748,000 | 3,703 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $748,000 | 3,703 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,524 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $748,000 | 3,613 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,391,000 | 4,506 |
| Total interest expense | $412,000 | 4,234 |
| Net interest income | $979,000 | 4,549 |
| Provision for loan and lease losses | $50,000 | 3,283 |
| Total noninterest income | $74,000 | 6,458 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $67,000 | 4,509 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $7,000 | 8,076 |
| Total noninterest expense | $542,000 | 5,776 |
| Salaries and employee benefits | $273,000 | 6,035 |
| Premises and equipment expense | $75,000 | 5,696 |
| Additional noninterest expense | $194,000 | 5,186 |
| Pre-tax net operating income | $461,000 | 3,732 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $109,000 | 3,644 |
| Income before extraordinary items | $352,000 | 3,839 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $352,000 | 3,838 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,358 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $352,000 | 3,724 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,989,000 | 4,904 |
| Total interest expense | $1,752,000 | 4,432 |
| Net interest income | $3,237,000 | 5,062 |
| Provision for loan and lease losses | $555,000 | 1,989 |
| Total noninterest income | $295,000 | 6,631 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $260,000 | 4,661 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $35,000 | 7,968 |
| Total noninterest expense | $2,110,000 | 5,808 |
| Salaries and employee benefits | $1,152,000 | 5,773 |
| Premises and equipment expense | $299,000 | 5,671 |
| Additional noninterest expense | $659,000 | 5,694 |
| Pre-tax net operating income | $867,000 | 5,499 |
| Securities gains (losses) | $22,000 | 3,160 |
| Applicable income taxes | $182,000 | 5,054 |
| Income before extraordinary items | $707,000 | 5,565 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $707,000 | 5,567 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $585,000 | 1,419 |
| Cash dividends | $115,000 | 5,454 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $689,400 | 5,459 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,669,000 | 5,023 |
| Total interest expense | $1,332,000 | 4,513 |
| Net interest income | $2,337,000 | 5,214 |
| Provision for loan and lease losses | $235,000 | 2,982 |
| Total noninterest income | $216,000 | 6,712 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $190,000 | 4,753 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $26,000 | 8,003 |
| Total noninterest expense | $1,613,000 | 5,725 |
| Salaries and employee benefits | $891,000 | 5,628 |
| Premises and equipment expense | $227,000 | 5,617 |
| Additional noninterest expense | $495,000 | 5,673 |
| Pre-tax net operating income | $705,000 | 5,481 |
| Securities gains (losses) | $15,000 | 3,125 |
| Applicable income taxes | $150,000 | 5,091 |
| Income before extraordinary items | $570,000 | 5,532 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $570,000 | 5,532 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $144,000 | 2,669 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $558,150 | 5,400 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,435,000 | 5,074 |
| Total interest expense | $920,000 | 4,521 |
| Net interest income | $1,515,000 | 5,293 |
| Provision for loan and lease losses | $160,000 | 2,893 |
| Total noninterest income | $133,000 | 6,869 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $114,000 | 4,956 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $19,000 | 7,898 |
| Total noninterest expense | $1,115,000 | 5,601 |
| Salaries and employee benefits | $612,000 | 5,553 |
| Premises and equipment expense | $156,000 | 5,529 |
| Additional noninterest expense | $347,000 | 5,499 |
| Pre-tax net operating income | $373,000 | 6,032 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $72,000 | 5,530 |
| Income before extraordinary items | $301,000 | 6,088 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $301,000 | 6,087 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $102,000 | 2,471 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $301,000 | 5,887 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,232,000 | 5,064 |
| Total interest expense | $469,000 | 4,543 |
| Net interest income | $763,000 | 5,262 |
| Provision for loan and lease losses | $60,000 | 3,248 |
| Total noninterest income | $60,000 | 7,024 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $51,000 | 5,142 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $9,000 | 7,987 |
| Total noninterest expense | $589,000 | 5,405 |
| Salaries and employee benefits | $302,000 | 5,605 |
| Premises and equipment expense | $80,000 | 5,448 |
| Additional noninterest expense | $207,000 | 4,839 |
| Pre-tax net operating income | $174,000 | 6,173 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $35,000 | 5,559 |
| Income before extraordinary items | $139,000 | 6,191 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $139,000 | 6,190 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,250 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $139,000 | 6,015 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $5,303,000 | 4,972 |
| Total interest expense | $2,312,000 | 4,356 |
| Net interest income | $2,991,000 | 5,293 |
| Provision for loan and lease losses | $401,000 | 2,827 |
| Total noninterest income | $284,000 | 6,589 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $234,000 | 4,860 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $50,000 | 7,605 |
| Total noninterest expense | $2,132,000 | 5,645 |
| Salaries and employee benefits | $1,128,000 | 5,720 |
| Premises and equipment expense | $306,000 | 5,510 |
| Additional noninterest expense | $698,000 | 5,412 |
| Pre-tax net operating income | $742,000 | 5,954 |
| Securities gains (losses) | $77,000 | 2,005 |
| Applicable income taxes | $224,000 | 4,949 |
| Income before extraordinary items | $595,000 | 5,983 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $595,000 | 5,982 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $839,000 | 1,116 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $538,790 | 6,071 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,656,000 | 5,194 |
| Total interest expense | $2,920,000 | 4,836 |
| Net interest income | $2,736,000 | 5,395 |
| Provision for loan and lease losses | $426,000 | 2,480 |
| Total noninterest income | $256,000 | 6,808 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $221,000 | 4,932 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $35,000 | 8,190 |
| Total noninterest expense | $1,999,000 | 5,729 |
| Salaries and employee benefits | $1,066,000 | 5,759 |
| Premises and equipment expense | $303,000 | 5,484 |
| Additional noninterest expense | $630,000 | 5,668 |
| Pre-tax net operating income | $567,000 | 6,296 |
| Securities gains (losses) | $39,000 | 2,590 |
| Applicable income taxes | $228,000 | 4,774 |
| Income before extraordinary items | $378,000 | 6,697 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $378,000 | 6,698 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $108,000 | 3,927 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $353,040 | 6,701 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,038,000 | 5,702 |
| Total interest expense | $2,850,000 | 5,116 |
| Net interest income | $2,188,000 | 6,286 |
| Provision for loan and lease losses | $1,019,000 | 1,041 |
| Total noninterest income | $181,000 | 7,473 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $162,000 | 5,596 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $19,000 | 8,999 |
| Total noninterest expense | $1,817,000 | 6,030 |
| Salaries and employee benefits | $1,001,000 | 5,913 |
| Premises and equipment expense | $290,000 | 5,532 |
| Additional noninterest expense | $526,000 | 6,235 |
| Pre-tax net operating income | $-467,000 | 9,516 |
| Securities gains (losses) | $3,000 | 1,519 |
| Applicable income taxes | $-188,000 | 9,685 |
| Income before extraordinary items | $-276,000 | 9,430 |
| Extraordinary gains, net | $-37,000 | 9,879 |
| Net income | $-313,000 | 9,452 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $875,000 | 830 |
| Cash dividends | $29,000 | 6,599 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $-277,920 | 9,430 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,694,000 | 6,619 |
| Total interest expense | $1,850,000 | 6,263 |
| Net interest income | $1,844,000 | 6,921 |
| Provision for loan and lease losses | $127,000 | 4,627 |
| Total noninterest income | $132,000 | 8,357 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $113,000 | 6,486 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $19,000 | 9,296 |
| Total noninterest expense | $1,559,000 | 6,627 |
| Salaries and employee benefits | $830,000 | 6,615 |
| Premises and equipment expense | $247,000 | 6,077 |
| Additional noninterest expense | $482,000 | 6,648 |
| Pre-tax net operating income | $290,000 | 8,148 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $45,000 | 7,725 |
| Income before extraordinary items | $245,000 | 7,964 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $245,000 | 7,962 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 5,344 |
| Cash dividends | $38,000 | 6,757 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $245,000 | 7,939 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,998,000 | 8,686 |
| Total interest expense | $917,000 | 8,644 |
| Net interest income | $1,081,000 | 8,609 |
| Provision for loan and lease losses | $184,000 | 3,684 |
| Total noninterest income | $37,000 | 10,013 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $28,000 | 8,551 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $9,000 | 10,010 |
| Total noninterest expense | $1,064,000 | 7,925 |
| Salaries and employee benefits | $567,000 | 7,944 |
| Premises and equipment expense | $168,000 | 7,274 |
| Additional noninterest expense | $329,000 | 7,852 |
| Pre-tax net operating income | $-130,000 | 9,937 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $-18,000 | 10,049 |
| Income before extraordinary items | $-112,000 | 9,968 |
| Extraordinary gains, net | $-132,000 | 10,437 |
| Net income | $-244,000 | 10,072 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $-112,000 | 9,934 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $259,000 | 10,814 |
| Total interest expense | $50,000 | 10,822 |
| Net interest income | $209,000 | 10,770 |
| Provision for loan and lease losses | $60,000 | 6,153 |
| Total noninterest income | $8,000 | 10,802 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $3,000 | 9,403 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,000 | 10,669 |
| Total noninterest expense | $437,000 | 10,371 |
| Salaries and employee benefits | $260,000 | 10,211 |
| Premises and equipment expense | $60,000 | 9,951 |
| Additional noninterest expense | $117,000 | 10,374 |
| Pre-tax net operating income | $-283,000 | 10,622 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $-93,000 | 10,699 |
| Income before extraordinary items | $-187,000 | 10,596 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $-187,000 | 10,596 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $-187,000 | 10,568 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.