Home > Encore Bank > Income and Expense
Encore Bank, Income and Expense
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $3,934,000 | 1,739 |
| Total interest expense | $458,000 | 1,827 |
| Net interest income | $3,476,000 | 1,711 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $219,000 | 3,043 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $87,000 | 2,531 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $132,000 | 2,998 |
| Total noninterest expense | $2,307,000 | 2,053 |
| Salaries and employee benefits | $1,202,000 | 2,186 |
| Premises and equipment expense | $332,000 | 1,718 |
| Additional noninterest expense | $773,000 | 1,870 |
| Pre-tax net operating income | $1,388,000 | 1,583 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $342,000 | 1,118 |
| Income before extraordinary items | $1,046,000 | 1,769 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $1,046,000 | 1,768 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,046,000 | 1,769 |
| Net charge-offs | $1,000 | 2,559 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $1,046,000 | 1,755 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $15,098,000 | 1,755 |
| Total interest expense | $1,648,000 | 1,781 |
| Net interest income | $13,450,000 | 1,732 |
| Provision for loan and lease losses | $200,000 | 2,355 |
| Total noninterest income | $986,000 | 2,965 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $410,000 | 2,353 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $576,000 | 2,992 |
| Total noninterest expense | $9,984,000 | 1,919 |
| Salaries and employee benefits | $5,360,000 | 1,985 |
| Premises and equipment expense | $1,360,000 | 1,656 |
| Additional noninterest expense | $3,264,000 | 1,820 |
| Pre-tax net operating income | $4,252,000 | 1,953 |
| Securities gains (losses) | $8,000 | 1,669 |
| Applicable income taxes | $1,221,000 | 1,704 |
| Income before extraordinary items | $3,039,000 | 2,018 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $3,039,000 | 2,016 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $3,039,000 | 2,018 |
| Net charge-offs | $35,000 | 3,157 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $3,033,320 | 2,001 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $11,240,000 | 1,764 |
| Total interest expense | $1,190,000 | 1,812 |
| Net interest income | $10,050,000 | 1,737 |
| Provision for loan and lease losses | $200,000 | 2,013 |
| Total noninterest income | $762,000 | 2,941 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $318,000 | 2,316 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $444,000 | 2,970 |
| Total noninterest expense | $7,504,000 | 1,912 |
| Salaries and employee benefits | $4,027,000 | 1,992 |
| Premises and equipment expense | $1,033,000 | 1,642 |
| Additional noninterest expense | $2,444,000 | 1,814 |
| Pre-tax net operating income | $3,108,000 | 2,009 |
| Securities gains (losses) | $8,000 | 1,697 |
| Applicable income taxes | $1,125,000 | 1,365 |
| Income before extraordinary items | $1,991,000 | 2,415 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,991,000 | 2,414 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,991,000 | 2,415 |
| Net charge-offs | $-7,000 | 4,638 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,985,880 | 2,399 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $7,308,000 | 1,795 |
| Total interest expense | $762,000 | 1,845 |
| Net interest income | $6,546,000 | 1,763 |
| Provision for loan and lease losses | $200,000 | 1,539 |
| Total noninterest income | $540,000 | 2,862 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $226,000 | 2,193 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $314,000 | 2,881 |
| Total noninterest expense | $5,058,000 | 1,889 |
| Salaries and employee benefits | $2,687,000 | 1,994 |
| Premises and equipment expense | $694,000 | 1,632 |
| Additional noninterest expense | $1,677,000 | 1,759 |
| Pre-tax net operating income | $1,828,000 | 2,167 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $657,000 | 1,462 |
| Income before extraordinary items | $1,171,000 | 2,571 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,171,000 | 2,570 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,171,000 | 2,571 |
| Net charge-offs | $-5,000 | 4,564 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,171,000 | 2,548 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $3,580,000 | 1,813 |
| Total interest expense | $377,000 | 1,831 |
| Net interest income | $3,203,000 | 1,790 |
| Provision for loan and lease losses | $125,000 | 1,284 |
| Total noninterest income | $267,000 | 2,856 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $112,000 | 2,217 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $155,000 | 2,889 |
| Total noninterest expense | $2,540,000 | 1,900 |
| Salaries and employee benefits | $1,348,000 | 2,020 |
| Premises and equipment expense | $349,000 | 1,641 |
| Additional noninterest expense | $843,000 | 1,760 |
| Pre-tax net operating income | $805,000 | 2,274 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $283,000 | 1,538 |
| Income before extraordinary items | $522,000 | 2,683 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $522,000 | 2,683 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $522,000 | 2,683 |
| Net charge-offs | $-1,000 | 3,990 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $522,000 | 2,668 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $13,433,000 | 1,883 |
| Total interest expense | $1,699,000 | 1,617 |
| Net interest income | $11,734,000 | 1,896 |
| Provision for loan and lease losses | $508,000 | 1,451 |
| Total noninterest income | $985,000 | 3,066 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $433,000 | 2,332 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $552,000 | 3,116 |
| Total noninterest expense | $9,284,000 | 2,038 |
| Salaries and employee benefits | $5,152,000 | 2,053 |
| Premises and equipment expense | $1,371,000 | 1,652 |
| Additional noninterest expense | $2,761,000 | 2,119 |
| Pre-tax net operating income | $2,927,000 | 2,437 |
| Securities gains (losses) | $21,000 | 2,341 |
| Applicable income taxes | $1,006,000 | 1,636 |
| Income before extraordinary items | $1,942,000 | 2,848 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,942,000 | 2,846 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,942,000 | 2,847 |
| Net charge-offs | $-25,000 | 5,173 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $1,928,140 | 2,808 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $9,910,000 | 1,915 |
| Total interest expense | $1,299,000 | 1,595 |
| Net interest income | $8,611,000 | 1,945 |
| Provision for loan and lease losses | $380,000 | 1,391 |
| Total noninterest income | $750,000 | 3,039 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $316,000 | 2,376 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $434,000 | 3,063 |
| Total noninterest expense | $7,217,000 | 1,978 |
| Salaries and employee benefits | $3,829,000 | 2,058 |
| Premises and equipment expense | $1,112,000 | 1,547 |
| Additional noninterest expense | $2,276,000 | 1,947 |
| Pre-tax net operating income | $1,764,000 | 2,822 |
| Securities gains (losses) | $21,000 | 2,282 |
| Applicable income taxes | $589,000 | 1,906 |
| Income before extraordinary items | $1,196,000 | 3,217 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,196,000 | 3,217 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,196,000 | 3,217 |
| Net charge-offs | $-24,000 | 5,141 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,181,930 | 3,175 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $6,545,000 | 1,933 |
| Total interest expense | $891,000 | 1,560 |
| Net interest income | $5,654,000 | 1,979 |
| Provision for loan and lease losses | $260,000 | 1,376 |
| Total noninterest income | $513,000 | 2,994 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $203,000 | 2,417 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $310,000 | 2,979 |
| Total noninterest expense | $4,817,000 | 1,982 |
| Salaries and employee benefits | $2,537,000 | 2,069 |
| Premises and equipment expense | $738,000 | 1,550 |
| Additional noninterest expense | $1,542,000 | 1,928 |
| Pre-tax net operating income | $1,090,000 | 2,923 |
| Securities gains (losses) | $-1,000 | 5,765 |
| Applicable income taxes | $349,000 | 1,998 |
| Income before extraordinary items | $740,000 | 3,333 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $740,000 | 3,331 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $740,000 | 3,331 |
| Net charge-offs | $-24,000 | 5,269 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $740,680 | 3,268 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $3,298,000 | 1,915 |
| Total interest expense | $459,000 | 1,516 |
| Net interest income | $2,839,000 | 1,964 |
| Provision for loan and lease losses | $135,000 | 1,285 |
| Total noninterest income | $211,000 | 3,281 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $103,000 | 2,378 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $108,000 | 3,447 |
| Total noninterest expense | $2,389,000 | 2,004 |
| Salaries and employee benefits | $1,271,000 | 2,076 |
| Premises and equipment expense | $367,000 | 1,566 |
| Additional noninterest expense | $751,000 | 1,948 |
| Pre-tax net operating income | $526,000 | 2,952 |
| Securities gains (losses) | $1,000 | 1,958 |
| Applicable income taxes | $164,000 | 2,024 |
| Income before extraordinary items | $363,000 | 3,302 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $363,000 | 3,299 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $363,000 | 3,300 |
| Net charge-offs | $19,000 | 2,012 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $362,310 | 3,242 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $12,210,000 | 2,003 |
| Total interest expense | $1,762,000 | 1,550 |
| Net interest income | $10,448,000 | 2,054 |
| Provision for loan and lease losses | $515,000 | 1,317 |
| Total noninterest income | $897,000 | 3,260 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $407,000 | 2,487 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $490,000 | 3,314 |
| Total noninterest expense | $9,511,000 | 1,984 |
| Salaries and employee benefits | $5,004,000 | 2,055 |
| Premises and equipment expense | $1,488,000 | 1,544 |
| Additional noninterest expense | $3,019,000 | 1,995 |
| Pre-tax net operating income | $1,319,000 | 3,700 |
| Securities gains (losses) | $101,000 | 1,162 |
| Applicable income taxes | $-376,000 | 6,065 |
| Income before extraordinary items | $1,796,000 | 2,913 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,796,000 | 2,915 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,796,000 | 2,915 |
| Net charge-offs | $-61,000 | 5,625 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,695,000 | 2,973 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $9,065,000 | 2,028 |
| Total interest expense | $1,328,000 | 1,555 |
| Net interest income | $7,737,000 | 2,086 |
| Provision for loan and lease losses | $360,000 | 1,343 |
| Total noninterest income | $711,000 | 3,175 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $303,000 | 2,508 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $408,000 | 3,191 |
| Total noninterest expense | $7,219,000 | 1,968 |
| Salaries and employee benefits | $3,822,000 | 2,030 |
| Premises and equipment expense | $1,118,000 | 1,551 |
| Additional noninterest expense | $2,279,000 | 1,970 |
| Pre-tax net operating income | $869,000 | 3,969 |
| Securities gains (losses) | $101,000 | 1,034 |
| Applicable income taxes | $-522,000 | 6,218 |
| Income before extraordinary items | $1,492,000 | 2,782 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,492,000 | 2,782 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,492,000 | 2,783 |
| Net charge-offs | $-59,000 | 5,662 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,391,000 | 2,861 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $6,082,000 | 2,011 |
| Total interest expense | $908,000 | 1,527 |
| Net interest income | $5,174,000 | 2,079 |
| Provision for loan and lease losses | $256,000 | 1,263 |
| Total noninterest income | $458,000 | 3,243 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $195,000 | 2,545 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $263,000 | 3,235 |
| Total noninterest expense | $4,801,000 | 1,988 |
| Salaries and employee benefits | $2,552,000 | 2,048 |
| Premises and equipment expense | $731,000 | 1,590 |
| Additional noninterest expense | $1,518,000 | 1,979 |
| Pre-tax net operating income | $575,000 | 3,961 |
| Securities gains (losses) | $101,000 | 843 |
| Applicable income taxes | $-609,000 | 6,310 |
| Income before extraordinary items | $1,285,000 | 2,306 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,285,000 | 2,308 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,285,000 | 2,308 |
| Net charge-offs | $-4,000 | 4,963 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,184,000 | 2,402 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $3,032,000 | 2,015 |
| Total interest expense | $463,000 | 1,501 |
| Net interest income | $2,569,000 | 2,075 |
| Provision for loan and lease losses | $136,000 | 1,197 |
| Total noninterest income | $261,000 | 2,972 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $99,000 | 2,487 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $162,000 | 2,911 |
| Total noninterest expense | $2,383,000 | 1,994 |
| Salaries and employee benefits | $1,270,000 | 2,052 |
| Premises and equipment expense | $356,000 | 1,660 |
| Additional noninterest expense | $757,000 | 1,969 |
| Pre-tax net operating income | $311,000 | 3,819 |
| Securities gains (losses) | $74,000 | 692 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $385,000 | 3,195 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $385,000 | 3,198 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $385,000 | 3,198 |
| Net charge-offs | $47,000 | 1,607 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $311,000 | 3,493 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $11,785,000 | 2,069 |
| Total interest expense | $1,832,000 | 1,599 |
| Net interest income | $9,953,000 | 2,136 |
| Provision for loan and lease losses | $531,000 | 1,404 |
| Total noninterest income | $853,000 | 3,381 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $384,000 | 2,763 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $469,000 | 3,351 |
| Total noninterest expense | $12,081,000 | 1,590 |
| Salaries and employee benefits | $4,722,000 | 2,163 |
| Premises and equipment expense | $1,494,000 | 1,577 |
| Additional noninterest expense | $5,865,000 | 1,119 |
| Pre-tax net operating income | $-1,806,000 | 6,421 |
| Securities gains (losses) | $25,000 | 2,199 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $-1,781,000 | 6,417 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $-1,781,000 | 6,416 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-1,781,000 | 6,416 |
| Net charge-offs | $71,000 | 3,490 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-1,806,000 | 6,418 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $8,779,000 | 2,099 |
| Total interest expense | $1,369,000 | 1,619 |
| Net interest income | $7,410,000 | 2,161 |
| Provision for loan and lease losses | $428,000 | 1,322 |
| Total noninterest income | $699,000 | 3,249 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $265,000 | 2,959 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $434,000 | 3,105 |
| Total noninterest expense | $9,833,000 | 1,464 |
| Salaries and employee benefits | $3,545,000 | 2,167 |
| Premises and equipment expense | $1,137,000 | 1,566 |
| Additional noninterest expense | $5,151,000 | 943 |
| Pre-tax net operating income | $-2,152,000 | 6,536 |
| Securities gains (losses) | $39,000 | 1,599 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $-2,113,000 | 6,528 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-2,113,000 | 6,527 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-2,113,000 | 6,527 |
| Net charge-offs | $57,000 | 3,160 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $-2,152,000 | 6,532 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $5,762,000 | 2,122 |
| Total interest expense | $924,000 | 1,622 |
| Net interest income | $4,838,000 | 2,183 |
| Provision for loan and lease losses | $293,000 | 1,328 |
| Total noninterest income | $517,000 | 3,048 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $165,000 | 3,041 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $352,000 | 2,822 |
| Total noninterest expense | $4,531,000 | 2,087 |
| Salaries and employee benefits | $2,324,000 | 2,195 |
| Premises and equipment expense | $745,000 | 1,593 |
| Additional noninterest expense | $1,462,000 | 2,065 |
| Pre-tax net operating income | $531,000 | 4,071 |
| Securities gains (losses) | $31,000 | 1,431 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $562,000 | 3,747 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $562,000 | 3,752 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $562,000 | 3,754 |
| Net charge-offs | $49,000 | 2,805 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $531,000 | 3,787 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,880,000 | 2,121 |
| Total interest expense | $462,000 | 1,638 |
| Net interest income | $2,418,000 | 2,188 |
| Provision for loan and lease losses | $177,000 | 1,085 |
| Total noninterest income | $282,000 | 2,891 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $83,000 | 3,026 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $199,000 | 2,561 |
| Total noninterest expense | $2,185,000 | 2,167 |
| Salaries and employee benefits | $1,099,000 | 2,308 |
| Premises and equipment expense | $367,000 | 1,641 |
| Additional noninterest expense | $719,000 | 2,097 |
| Pre-tax net operating income | $338,000 | 3,607 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $338,000 | 3,325 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $338,000 | 3,328 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $338,000 | 3,328 |
| Net charge-offs | $42,000 | 2,002 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $338,000 | 3,287 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $10,618,000 | 2,289 |
| Total interest expense | $1,841,000 | 1,833 |
| Net interest income | $8,777,000 | 2,394 |
| Provision for loan and lease losses | $932,000 | 1,168 |
| Total noninterest income | $1,484,000 | 2,605 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $267,000 | 3,580 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,217,000 | 2,119 |
| Total noninterest expense | $9,556,000 | 1,976 |
| Salaries and employee benefits | $4,252,000 | 2,344 |
| Premises and equipment expense | $1,669,000 | 1,426 |
| Additional noninterest expense | $3,635,000 | 1,744 |
| Pre-tax net operating income | $-227,000 | 6,374 |
| Securities gains (losses) | $78,000 | 1,497 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $-149,000 | 6,372 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-149,000 | 6,373 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $-149,000 | 6,374 |
| Net charge-offs | $276,000 | 2,664 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $-227,000 | 6,393 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $7,490,000 | 2,445 |
| Total interest expense | $1,394,000 | 1,868 |
| Net interest income | $6,096,000 | 2,573 |
| Provision for loan and lease losses | $709,000 | 1,174 |
| Total noninterest income | $1,046,000 | 2,755 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $167,000 | 3,951 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $879,000 | 2,225 |
| Total noninterest expense | $6,524,000 | 2,161 |
| Salaries and employee benefits | $3,172,000 | 2,371 |
| Premises and equipment expense | $1,288,000 | 1,392 |
| Additional noninterest expense | $2,064,000 | 2,243 |
| Pre-tax net operating income | $-91,000 | 6,405 |
| Securities gains (losses) | $265,000 | 697 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $174,000 | 5,735 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $174,000 | 5,736 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $174,000 | 5,736 |
| Net charge-offs | $245,000 | 2,340 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-91,000 | 6,421 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $4,886,000 | 2,488 |
| Total interest expense | $861,000 | 2,012 |
| Net interest income | $4,025,000 | 2,596 |
| Provision for loan and lease losses | $469,000 | 1,225 |
| Total noninterest income | $659,000 | 2,875 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $102,000 | 4,073 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $557,000 | 2,326 |
| Total noninterest expense | $4,392,000 | 2,141 |
| Salaries and employee benefits | $2,119,000 | 2,374 |
| Premises and equipment expense | $893,000 | 1,333 |
| Additional noninterest expense | $1,380,000 | 2,236 |
| Pre-tax net operating income | $-177,000 | 6,536 |
| Securities gains (losses) | $601,000 | 306 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $424,000 | 4,226 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $424,000 | 4,228 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $424,000 | 4,229 |
| Net charge-offs | $42,000 | 3,498 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $-177,000 | 6,555 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,435,000 | 2,505 |
| Total interest expense | $444,000 | 2,009 |
| Net interest income | $1,991,000 | 2,621 |
| Provision for loan and lease losses | $231,000 | 1,208 |
| Total noninterest income | $263,000 | 3,194 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $50,000 | 4,085 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $213,000 | 2,694 |
| Total noninterest expense | $2,205,000 | 2,158 |
| Salaries and employee benefits | $1,068,000 | 2,376 |
| Premises and equipment expense | $476,000 | 1,286 |
| Additional noninterest expense | $661,000 | 2,341 |
| Pre-tax net operating income | $-182,000 | 6,710 |
| Securities gains (losses) | $356,000 | 286 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $174,000 | 4,505 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $174,000 | 4,507 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $174,000 | 4,507 |
| Net charge-offs | $-12,000 | 6,270 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $-182,000 | 6,716 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $8,707,000 | 2,898 |
| Total interest expense | $1,525,000 | 2,673 |
| Net interest income | $7,182,000 | 2,919 |
| Provision for loan and lease losses | $890,000 | 1,912 |
| Total noninterest income | $943,000 | 3,345 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $168,000 | 4,582 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $775,000 | 2,729 |
| Total noninterest expense | $8,246,000 | 2,293 |
| Salaries and employee benefits | $3,659,000 | 2,668 |
| Premises and equipment expense | $1,472,000 | 1,606 |
| Additional noninterest expense | $3,115,000 | 2,080 |
| Pre-tax net operating income | $-1,011,000 | 6,672 |
| Securities gains (losses) | $1,729,000 | 314 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $718,000 | 4,445 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $718,000 | 4,442 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $718,000 | 4,444 |
| Net charge-offs | $512,000 | 2,623 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-1,011,000 | 6,685 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $6,618,000 | 2,931 |
| Total interest expense | $1,180,000 | 2,717 |
| Net interest income | $5,438,000 | 2,940 |
| Provision for loan and lease losses | $689,000 | 1,877 |
| Total noninterest income | $728,000 | 3,336 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $118,000 | 4,760 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $610,000 | 2,654 |
| Total noninterest expense | $5,958,000 | 2,383 |
| Salaries and employee benefits | $2,688,000 | 2,740 |
| Premises and equipment expense | $1,095,000 | 1,622 |
| Additional noninterest expense | $2,175,000 | 2,227 |
| Pre-tax net operating income | $-481,000 | 6,681 |
| Securities gains (losses) | $1,078,000 | 370 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $597,000 | 4,376 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $597,000 | 4,375 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $597,000 | 4,374 |
| Net charge-offs | $303,000 | 2,806 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-481,000 | 6,689 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $4,431,000 | 2,944 |
| Total interest expense | $834,000 | 2,683 |
| Net interest income | $3,597,000 | 2,974 |
| Provision for loan and lease losses | $477,000 | 1,875 |
| Total noninterest income | $522,000 | 3,163 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $76,000 | 4,824 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $446,000 | 2,488 |
| Total noninterest expense | $3,832,000 | 2,469 |
| Salaries and employee benefits | $1,774,000 | 2,770 |
| Premises and equipment expense | $721,000 | 1,647 |
| Additional noninterest expense | $1,337,000 | 2,426 |
| Pre-tax net operating income | $-190,000 | 6,622 |
| Securities gains (losses) | $240,000 | 989 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $50,000 | 6,231 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $50,000 | 6,231 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $50,000 | 6,231 |
| Net charge-offs | $217,000 | 2,655 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-190,000 | 6,633 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,176,000 | 3,009 |
| Total interest expense | $424,000 | 2,740 |
| Net interest income | $1,752,000 | 3,057 |
| Provision for loan and lease losses | $202,000 | 1,986 |
| Total noninterest income | $87,000 | 5,145 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $35,000 | 4,954 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $52,000 | 4,667 |
| Total noninterest expense | $1,640,000 | 2,828 |
| Salaries and employee benefits | $902,000 | 2,734 |
| Premises and equipment expense | $408,000 | 1,458 |
| Additional noninterest expense | $330,000 | 4,145 |
| Pre-tax net operating income | $-3,000 | 6,448 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $-3,000 | 6,546 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-3,000 | 6,546 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-3,000 | 6,546 |
| Net charge-offs | $37,000 | 3,263 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-3,000 | 6,437 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $8,430,000 | 3,184 |
| Total interest expense | $2,075,000 | 2,699 |
| Net interest income | $6,355,000 | 3,317 |
| Provision for loan and lease losses | $940,000 | 2,507 |
| Total noninterest income | $1,186,000 | 2,823 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $128,000 | 5,152 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,058,000 | 2,064 |
| Total noninterest expense | $7,984,000 | 2,379 |
| Salaries and employee benefits | $3,393,000 | 2,816 |
| Premises and equipment expense | $1,491,000 | 1,663 |
| Additional noninterest expense | $3,100,000 | 2,148 |
| Pre-tax net operating income | $-1,383,000 | 6,686 |
| Securities gains (losses) | $540,000 | 748 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $-843,000 | 6,597 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-843,000 | 6,598 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-843,000 | 6,597 |
| Net charge-offs | $208,000 | 4,252 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-1,383,000 | 6,704 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $6,220,000 | 3,264 |
| Total interest expense | $1,600,000 | 2,729 |
| Net interest income | $4,620,000 | 3,407 |
| Provision for loan and lease losses | $239,000 | 3,921 |
| Total noninterest income | $630,000 | 3,426 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $88,000 | 5,318 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $542,000 | 2,584 |
| Total noninterest expense | $5,546,000 | 2,544 |
| Salaries and employee benefits | $2,578,000 | 2,782 |
| Premises and equipment expense | $1,109,000 | 1,701 |
| Additional noninterest expense | $1,859,000 | 2,615 |
| Pre-tax net operating income | $-535,000 | 6,633 |
| Securities gains (losses) | $240,000 | 1,074 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $-295,000 | 6,575 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-295,000 | 6,576 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-295,000 | 6,576 |
| Net charge-offs | $162,000 | 3,944 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-535,000 | 6,663 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,991,000 | 3,398 |
| Total interest expense | $1,086,000 | 2,777 |
| Net interest income | $2,905,000 | 3,564 |
| Provision for loan and lease losses | $191,000 | 3,604 |
| Total noninterest income | $401,000 | 3,546 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $55,000 | 5,408 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $346,000 | 2,674 |
| Total noninterest expense | $3,714,000 | 2,557 |
| Salaries and employee benefits | $1,729,000 | 2,788 |
| Premises and equipment expense | $712,000 | 1,772 |
| Additional noninterest expense | $1,273,000 | 2,602 |
| Pre-tax net operating income | $-599,000 | 6,832 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $-599,000 | 6,882 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-599,000 | 6,881 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-599,000 | 6,882 |
| Net charge-offs | $181,000 | 3,213 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-599,000 | 6,873 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,827,000 | 3,649 |
| Total interest expense | $574,000 | 2,727 |
| Net interest income | $1,253,000 | 3,935 |
| Provision for loan and lease losses | $92,000 | 3,460 |
| Total noninterest income | $195,000 | 3,639 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $25,000 | 5,503 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $170,000 | 2,711 |
| Total noninterest expense | $1,771,000 | 2,680 |
| Salaries and employee benefits | $861,000 | 2,811 |
| Premises and equipment expense | $324,000 | 1,990 |
| Additional noninterest expense | $586,000 | 2,766 |
| Pre-tax net operating income | $-415,000 | 7,034 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-415,000 | 7,086 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-415,000 | 7,087 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-415,000 | 7,087 |
| Net charge-offs | $43,000 | 3,481 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-415,000 | 7,072 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $0 | 7,656 |
| Total interest expense | $0 | 7,641 |
| Net interest income | $0 | 7,648 |
| Provision for loan and lease losses | $0 | 7,042 |
| Total noninterest income | $0 | 7,282 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $0 | 6,799 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $0 | 6,957 |
| Total noninterest expense | $0 | 7,654 |
| Salaries and employee benefits | $0 | 7,638 |
| Premises and equipment expense | $0 | 7,632 |
| Additional noninterest expense | $0 | 7,653 |
| Pre-tax net operating income | $0 | 5,767 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $0 | 5,960 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $0 | 5,960 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $0 | 5,960 |
| Net charge-offs | $0 | 6,851 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $0 | 5,831 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $1,299,000 | 7,013 |
| Total interest expense | $390,000 | 6,605 |
| Net interest income | $909,000 | 7,063 |
| Provision for loan and lease losses | $192,000 | 4,939 |
| Total noninterest income | $23,000 | 7,303 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $2,000 | 6,867 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $21,000 | 6,636 |
| Total noninterest expense | $1,319,000 | 6,299 |
| Salaries and employee benefits | $680,000 | 6,255 |
| Premises and equipment expense | $247,000 | 5,262 |
| Additional noninterest expense | $392,000 | 6,488 |
| Pre-tax net operating income | $-579,000 | 6,590 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $-230,000 | 7,226 |
| Income before extraordinary items | $-349,000 | 6,575 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-349,000 | 6,575 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-349,000 | 6,575 |
| Net charge-offs | $171,000 | 4,385 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-349,000 | 6,499 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $889,000 | 7,037 |
| Total interest expense | $273,000 | 6,631 |
| Net interest income | $616,000 | 7,095 |
| Provision for loan and lease losses | $177,000 | 4,419 |
| Total noninterest income | $14,000 | 7,395 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $1,000 | 6,923 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $13,000 | 6,724 |
| Total noninterest expense | $919,000 | 6,251 |
| Salaries and employee benefits | $451,000 | 6,312 |
| Premises and equipment expense | $166,000 | 5,284 |
| Additional noninterest expense | $302,000 | 6,274 |
| Pre-tax net operating income | $-466,000 | 6,720 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $-184,000 | 7,307 |
| Income before extraordinary items | $-282,000 | 6,671 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-282,000 | 6,673 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-282,000 | 6,672 |
| Net charge-offs | $173,000 | 3,682 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-282,000 | 6,621 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $456,000 | 7,094 |
| Total interest expense | $146,000 | 6,654 |
| Net interest income | $310,000 | 7,170 |
| Provision for loan and lease losses | $182,000 | 3,121 |
| Total noninterest income | $5,000 | 7,561 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $0 | 7,028 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $5,000 | 6,997 |
| Total noninterest expense | $478,000 | 6,262 |
| Salaries and employee benefits | $225,000 | 6,402 |
| Premises and equipment expense | $84,000 | 5,347 |
| Additional noninterest expense | $169,000 | 6,072 |
| Pre-tax net operating income | $-345,000 | 7,031 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $-134,000 | 7,495 |
| Income before extraordinary items | $-211,000 | 6,946 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-211,000 | 6,947 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-211,000 | 6,946 |
| Net charge-offs | $152,000 | 2,709 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-211,000 | 6,908 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $1,555,000 | 7,382 |
| Total interest expense | $646,000 | 6,803 |
| Net interest income | $909,000 | 7,526 |
| Provision for loan and lease losses | $235,000 | 5,593 |
| Total noninterest income | $52,000 | 7,382 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $8,000 | 7,035 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $44,000 | 6,494 |
| Total noninterest expense | $1,806,000 | 6,444 |
| Salaries and employee benefits | $1,013,000 | 6,211 |
| Premises and equipment expense | $375,000 | 5,154 |
| Additional noninterest expense | $418,000 | 7,043 |
| Pre-tax net operating income | $-1,080,000 | 6,282 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $-408,000 | 6,966 |
| Income before extraordinary items | $-672,000 | 6,181 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-672,000 | 6,180 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-672,000 | 6,180 |
| Net charge-offs | $161,000 | 5,242 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-672,000 | 6,184 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,065,000 | 7,555 |
| Total interest expense | $479,000 | 6,948 |
| Net interest income | $586,000 | 7,708 |
| Provision for loan and lease losses | $158,000 | 5,455 |
| Total noninterest income | $42,000 | 7,478 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $6,000 | 7,095 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $36,000 | 6,563 |
| Total noninterest expense | $1,302,000 | 6,548 |
| Salaries and employee benefits | $746,000 | 6,287 |
| Premises and equipment expense | $284,000 | 5,174 |
| Additional noninterest expense | $272,000 | 7,249 |
| Pre-tax net operating income | $-832,000 | 6,558 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-832,000 | 6,646 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-832,000 | 6,647 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-832,000 | 6,647 |
| Net charge-offs | $0 | 6,987 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-832,000 | 6,646 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $638,000 | 7,722 |
| Total interest expense | $309,000 | 7,098 |
| Net interest income | $329,000 | 7,884 |
| Provision for loan and lease losses | $58,000 | 5,972 |
| Total noninterest income | $33,000 | 7,461 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $4,000 | 7,159 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $29,000 | 6,432 |
| Total noninterest expense | $889,000 | 6,549 |
| Salaries and employee benefits | $522,000 | 6,246 |
| Premises and equipment expense | $192,000 | 5,183 |
| Additional noninterest expense | $175,000 | 7,353 |
| Pre-tax net operating income | $-585,000 | 6,710 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-585,000 | 6,838 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-585,000 | 6,838 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-585,000 | 6,838 |
| Net charge-offs | $0 | 6,628 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-585,000 | 6,826 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $310,000 | 7,800 |
| Total interest expense | $155,000 | 7,190 |
| Net interest income | $155,000 | 7,960 |
| Provision for loan and lease losses | $28,000 | 5,652 |
| Total noninterest income | $9,000 | 7,788 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $3,000 | 7,123 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $6,000 | 7,210 |
| Total noninterest expense | $442,000 | 6,546 |
| Salaries and employee benefits | $271,000 | 6,213 |
| Premises and equipment expense | $95,000 | 5,244 |
| Additional noninterest expense | $76,000 | 7,442 |
| Pre-tax net operating income | $-306,000 | 7,074 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-306,000 | 7,216 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-306,000 | 7,216 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-306,000 | 7,217 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-306,000 | 7,163 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $851,000 | 8,064 |
| Total interest expense | $441,000 | 7,767 |
| Net interest income | $410,000 | 8,137 |
| Provision for loan and lease losses | $188,000 | 5,283 |
| Total noninterest income | $38,000 | 7,826 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,000 | 7,298 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $37,000 | 7,038 |
| Total noninterest expense | $1,775,000 | 6,517 |
| Salaries and employee benefits | $1,101,000 | 6,206 |
| Premises and equipment expense | $380,000 | 5,225 |
| Additional noninterest expense | $294,000 | 7,478 |
| Pre-tax net operating income | $-1,515,000 | 7,219 |
| Securities gains (losses) | $2,000 | 2,962 |
| Applicable income taxes | $-585,000 | 7,549 |
| Income before extraordinary items | $-928,000 | 6,954 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-928,000 | 6,956 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,039 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-929,280 | 7,078 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $610,000 | 8,173 |
| Total interest expense | $290,000 | 7,949 |
| Net interest income | $320,000 | 8,216 |
| Provision for loan and lease losses | $76,000 | 5,486 |
| Total noninterest income | $21,000 | 8,014 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $1,000 | 7,351 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $20,000 | 7,419 |
| Total noninterest expense | $1,348,000 | 6,502 |
| Salaries and employee benefits | $824,000 | 6,216 |
| Premises and equipment expense | $296,000 | 5,143 |
| Additional noninterest expense | $228,000 | 7,456 |
| Pre-tax net operating income | $-1,083,000 | 7,575 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $-1,083,000 | 7,545 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-1,083,000 | 7,543 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-1,083,000 | 7,660 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $381,000 | 8,259 |
| Total interest expense | $170,000 | 8,113 |
| Net interest income | $211,000 | 8,287 |
| Provision for loan and lease losses | $45,000 | 5,277 |
| Total noninterest income | $13,000 | 8,114 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $0 | 7,428 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $13,000 | 7,530 |
| Total noninterest expense | $888,000 | 6,572 |
| Salaries and employee benefits | $528,000 | 6,364 |
| Premises and equipment expense | $203,000 | 5,100 |
| Additional noninterest expense | $157,000 | 7,438 |
| Pre-tax net operating income | $-709,000 | 7,746 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $-709,000 | 7,842 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-709,000 | 7,841 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-709,000 | 7,820 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $172,000 | 8,344 |
| Total interest expense | $62,000 | 8,274 |
| Net interest income | $110,000 | 8,332 |
| Provision for loan and lease losses | $37,000 | 4,177 |
| Total noninterest income | $0 | 8,338 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $0 | 7,431 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $0 | 8,220 |
| Total noninterest expense | $408,000 | 6,767 |
| Salaries and employee benefits | $205,000 | 6,952 |
| Premises and equipment expense | $118,000 | 4,678 |
| Additional noninterest expense | $85,000 | 7,339 |
| Pre-tax net operating income | $-335,000 | 7,943 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $-335,000 | 8,022 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-335,000 | 8,021 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-335,000 | 7,993 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $298,000 | 8,457 |
| Total interest expense | $51,000 | 8,426 |
| Net interest income | $247,000 | 8,438 |
| Provision for loan and lease losses | $30,000 | 6,068 |
| Total noninterest income | $2,000 | 8,386 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $0 | 7,508 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $2,000 | 8,265 |
| Total noninterest expense | $1,006,000 | 7,650 |
| Salaries and employee benefits | $558,000 | 7,649 |
| Premises and equipment expense | $228,000 | 6,458 |
| Additional noninterest expense | $220,000 | 7,938 |
| Pre-tax net operating income | $-787,000 | 7,958 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $-287,000 | 8,203 |
| Income before extraordinary items | $-500,000 | 7,880 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-500,000 | 7,879 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $9,832,000 | 192 |
| Net operating income | $-500,000 | 7,870 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $148,000 | 8,523 |
| Total interest expense | $17,000 | 8,514 |
| Net interest income | $131,000 | 8,508 |
| Provision for loan and lease losses | $23,000 | 5,748 |
| Total noninterest income | $0 | 8,457 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $0 | 7,525 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $0 | 8,377 |
| Total noninterest expense | $517,000 | 8,075 |
| Salaries and employee benefits | $310,000 | 7,999 |
| Premises and equipment expense | $111,000 | 7,265 |
| Additional noninterest expense | $96,000 | 8,351 |
| Pre-tax net operating income | $-409,000 | 8,018 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $-409,000 | 8,082 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-409,000 | 8,078 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $9,562,000 | 143 |
| Net operating income | $-409,000 | 8,065 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $37,000 | 8,604 |
| Total interest expense | $3,000 | 8,585 |
| Net interest income | $34,000 | 8,598 |
| Provision for loan and lease losses | $1,000 | 6,174 |
| Total noninterest income | $0 | 8,515 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $0 | 7,560 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $0 | 8,426 |
| Total noninterest expense | $118,000 | 8,564 |
| Salaries and employee benefits | $68,000 | 8,544 |
| Premises and equipment expense | $27,000 | 8,257 |
| Additional noninterest expense | $23,000 | 8,585 |
| Pre-tax net operating income | $-85,000 | 7,954 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $-85,000 | 7,975 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-85,000 | 7,974 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $9,562,000 | 106 |
| Net operating income | $-85,000 | 7,965 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.