Home > Encore Bank > Net charge- offs to loans
Encore Bank, Net charge- offs to loans
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2263% | 3,221 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4502% | 1,989 |
| Percentage Net Loans Charged-off:Construction & development | -0.0138% | 5,952 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,477 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.5198% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6207% | 1,413 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8359% | 643 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5947% | 1,398 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4941% | 6,595 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0829% | 5,969 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0829% | 5,886 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1204% | 951 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2794% | 2,552 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5822% | 1,440 |
| Percentage Net Loans Charged-off:Construction & development | -0.0207% | 6,004 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,722 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.1790% | 158 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7439% | 1,110 |
| Percentage Net Loans Charged-off: Home equity loans | 1.6547% | 344 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6328% | 1,193 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7478% | 6,720 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1240% | 2,742 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1240% | 2,571 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1136% | 749 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8164% | 2,114 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0199% | 1,587 |
| Percentage Net Loans Charged-off:Construction & development | 0.1014% | 2,788 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3996% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.6962% | 498 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9786% | 1,263 |
| Percentage Net Loans Charged-off: Home equity loans | 3.2657% | 267 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6933% | 1,699 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0990% | 3,793 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0116% | 4,937 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0114% | 4,792 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4045% | 884 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8341% | 1,906 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0256% | 1,417 |
| Percentage Net Loans Charged-off:Construction & development | 0.1419% | 2,467 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.9321% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8717% | 1,356 |
| Percentage Net Loans Charged-off: Home equity loans | 2.2250% | 366 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7015% | 1,541 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1669% | 3,157 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1618% | 6,685 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1596% | 6,673 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4875% | 760 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7639% | 1,970 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8840% | 1,556 |
| Percentage Net Loans Charged-off:Construction & development | -0.0313% | 6,412 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4001% | 739 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8489% | 1,336 |
| Percentage Net Loans Charged-off: Home equity loans | 2.0582% | 413 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6960% | 1,482 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3502% | 2,412 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0487% | 6,195 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0478% | 6,185 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7138% | 585 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7703% | 1,672 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8472% | 1,350 |
| Percentage Net Loans Charged-off:Construction & development | -1.0287% | 6,700 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1748% | 701 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9484% | 1,005 |
| Percentage Net Loans Charged-off: Home equity loans | 1.8399% | 378 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8349% | 1,049 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4962% | 1,633 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1011% | 3,147 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0978% | 2,938 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9295% | 405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.1748% | 288 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.9140% | 181 |
| Percentage Net Loans Charged-off:Construction & development | 13.2520% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | 11.3023% | 19 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.7584% | 550 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5842% | 872 |
| Percentage Net Loans Charged-off: Home equity loans | 2.6901% | 348 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4337% | 977 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0628% | 4,509 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9602% | 2,217 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2370% | 1,337 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.8132% | 189 |
| Percentage Net Loans Charged-off: Total real estate loans | 5.6033% | 125 |
| Percentage Net Loans Charged-off:Construction & development | 12.2017% | 399 |
| Percentage Net Loans Charged-off: Commercial real estate | 14.0860% | 14 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.6086% | 407 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4730% | 854 |
| Percentage Net Loans Charged-off: Home equity loans | 2.8225% | 327 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2865% | 975 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1191% | 3,883 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3954% | 1,494 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2438% | 1,202 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.2933% | 284 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.9371% | 186 |
| Percentage Net Loans Charged-off:Construction & development | 8.7740% | 581 |
| Percentage Net Loans Charged-off: Commercial real estate | 12.2106% | 24 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.7117% | 385 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5724% | 777 |
| Percentage Net Loans Charged-off: Home equity loans | 2.3568% | 377 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4627% | 839 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1790% | 3,283 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9901% | 1,027 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3820% | 937 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.3709% | 710 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.6258% | 544 |
| Percentage Net Loans Charged-off:Construction & development | 1.3400% | 1,391 |
| Percentage Net Loans Charged-off: Commercial real estate | 7.1251% | 89 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.3671% | 204 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9620% | 1,054 |
| Percentage Net Loans Charged-off: Home equity loans | 3.4047% | 243 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6142% | 1,320 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8608% | 1,651 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7320% | 2,201 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0557% | 1,084 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3298% | 1,875 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5054% | 1,365 |
| Percentage Net Loans Charged-off:Construction & development | 4.7947% | 1,289 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3850% | 1,970 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.2373% | 328 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1257% | 1,179 |
| Percentage Net Loans Charged-off: Home equity loans | 2.1585% | 472 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9726% | 1,260 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0679% | 7,270 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5092% | 1,864 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3350% | 1,419 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2797% | 1,607 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1841% | 1,368 |
| Percentage Net Loans Charged-off:Construction & development | 3.1271% | 1,390 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0966% | 2,318 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.1973% | 203 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0320% | 1,046 |
| Percentage Net Loans Charged-off: Home equity loans | 1.7111% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9307% | 1,102 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9993% | 1,532 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6177% | 1,595 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4036% | 1,176 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9888% | 1,776 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9063% | 1,480 |
| Percentage Net Loans Charged-off:Construction & development | 1.1406% | 1,728 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1489% | 1,670 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.8395% | 137 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0385% | 944 |
| Percentage Net Loans Charged-off: Home equity loans | 1.7154% | 402 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9371% | 983 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4627% | 1,608 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5897% | 1,517 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5686% | 931 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4925% | 2,230 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4068% | 1,797 |
| Percentage Net Loans Charged-off:Construction & development | 0.5535% | 1,440 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1835% | 974 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4490% | 1,306 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2690% | 381 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3250% | 1,429 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6514% | 1,716 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8800% | 1,222 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7329% | 665 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3031% | 918 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6062% | 1,444 |
| Percentage Net Loans Charged-off:Construction & development | 1.0436% | 1,545 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.3866% | 153 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6024% | 1,029 |
| Percentage Net Loans Charged-off: Home equity loans | 2.2522% | 238 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3464% | 1,506 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.3774% | 271 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7024% | 1,261 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3920% | 1,123 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8150% | 1,058 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5337% | 1,109 |
| Percentage Net Loans Charged-off:Construction & development | 0.8317% | 1,182 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6647% | 218 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6086% | 768 |
| Percentage Net Loans Charged-off: Home equity loans | 2.2325% | 188 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3551% | 1,099 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.6503% | 563 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5646% | 1,137 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3909% | 958 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7677% | 915 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3502% | 1,220 |
| Percentage Net Loans Charged-off:Construction & development | 0.3969% | 1,091 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.9523% | 119 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4297% | 877 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2664% | 255 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2966% | 1,056 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.5196% | 344 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6368% | 995 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1213% | 1,120 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3754% | 1,364 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2334% | 1,144 |
| Percentage Net Loans Charged-off:Construction & development | 0.0196% | 1,082 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.0756% | 53 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3250% | 813 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2026% | 439 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3450% | 721 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6524% | 1,030 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5035% | 587 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1192% | 883 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1893% | 2,746 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1323% | 1,808 |
| Percentage Net Loans Charged-off:Construction & development | 0.0400% | 1,380 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2097% | 1,206 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2491% | 1,031 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0138% | 3,851 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3969% | 1,078 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4268% | 924 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1604% | 2,352 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1046% | 1,445 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1796% | 996 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2144% | 827 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0426% | 2,958 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2175% | 1,104 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1490% | 2,144 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1082% | 1,151 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1842% | 832 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2206% | 695 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,722 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0026% | 1,282 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |