Home > Encore Bank > Assets and Liabilities
Encore Bank, Assets and Liabilities
| 2012-06-30 | Rank | |
| # of Employees: | 259 | 565 |
| Assets and Liabilities | ||
| Total Assets: | $1,632,413,000 | 418 |
| Cash and due from depository institutions | $244,507,000 | 565 |
| Interest-bearing balances | $227,573,000 | 188 |
| Securities | $247,229,000 | 628 |
| Federal funds sold & reverse repurchase agreements | $1,222,000 | 2,335 |
| Net loans & leases | $1,035,058,000 | 407 |
| Loan loss allowance | $17,731,000 | 447 |
| Trading account assets | $0 | 211 |
| Bank premises and fixed assets | $8,086,000 | 1,453 |
| Other real estate owned | $3,629,000 | 565 |
| Goodwill and other intangibles | $35,549,000 | 228 |
| All other assets | $57,133,000 | 421 |
| Life insurance assets | $16,794,000 | 435 |
| Total liabilities and capital | $1,632,413,000 | 418 |
| Total liabilities | $1,444,161,000 | 422 |
| Total deposits | $1,220,568,000 | 449 |
| Interest-bearing deposits | $777,700,000 | 565 |
| Deposits held in domestic offices | $1,220,568,000 | 447 |
| % insured | 63.46% | 7,045 |
| Federal funds purchased & repurchase agreements | $8,734,000 | 931 |
| Trading liabilities | $0 | 130 |
| Other borrowed funds | $208,483,000 | 167 |
| Subordinated debt | $0 | 180 |
| All other liabilities | $6,376,000 | 875 |
| Total equity capital | $188,252,000 | 400 |
| Total bank equity capital | $188,252,000 | 400 |
| Perpetual preferred stock | $0 | 254 |
| Common stock | $250,000 | 4,372 |
| Surplus | $191,059,000 | 256 |
| Undivided profits | $-3,057,000 | 6,557 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 171 |
| Memoranda | ||
| Noncurrent loans and leases | $9,039,000 | 1,217 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $369,000 | 531 |
| Income earned, not collected on loans | $4,886,000 | 503 |
| Earning assets | $1,511,082,000 | 408 |
| Long-term assets (5+ years) | $434,230,000 | 469 |
| Average Assets, year-to-date | $1,576,027,670 | 430 |
| Average Assets, quarterly | $1,606,860,000 | 427 |
| Volatile liabilities | $122,449,000 | 439 |
| Insider loans | $3,250,000 | 1,839 |
| FHLB advances | $208,483,000 | 135 |
| Loans and leases held for sale | $0 | 2,185 |
| Unused loan commitments | $208,274,000 | 425 |
| Tier 1 (core) risk-based capital | $144,990,000 | 462 |
| Tier 2 risk-based capital | $13,495,000 | 405 |
| Total risk weighted assets | $1,076,335,000 | 411 |
| Total unused commitments | $208,274,000 | 425 |
| Derivatives | $0 | 1,332 |
| 2012-03-31 | Rank | |
| # of Employees: | 256 | 569 |
| Assets and Liabilities | ||
| Total Assets: | $1,581,307,000 | 431 |
| Cash and due from depository institutions | $166,188,000 | 569 |
| Interest-bearing balances | $150,054,000 | 276 |
| Securities | $278,507,000 | 573 |
| Federal funds sold & reverse repurchase agreements | $1,382,000 | 2,570 |
| Net loans & leases | $1,029,542,000 | 403 |
| Loan loss allowance | $17,977,000 | 445 |
| Trading account assets | $0 | 215 |
| Bank premises and fixed assets | $8,331,000 | 1,420 |
| Other real estate owned | $3,954,000 | 569 |
| Goodwill and other intangibles | $35,638,000 | 228 |
| All other assets | $57,765,000 | 414 |
| Life insurance assets | $16,653,000 | 428 |
| Total liabilities and capital | $1,581,307,000 | 431 |
| Total liabilities | $1,397,321,000 | 432 |
| Total deposits | $1,170,817,000 | 459 |
| Interest-bearing deposits | $786,290,000 | 566 |
| Deposits held in domestic offices | $1,170,817,000 | 458 |
| % insured | 63.46% | 7,104 |
| Federal funds purchased & repurchase agreements | $12,621,000 | 780 |
| Trading liabilities | $0 | 123 |
| Other borrowed funds | $208,350,000 | 171 |
| Subordinated debt | $0 | 185 |
| All other liabilities | $5,533,000 | 966 |
| Total equity capital | $183,986,000 | 403 |
| Total bank equity capital | $183,986,000 | 402 |
| Perpetual preferred stock | $0 | 259 |
| Common stock | $250,000 | 4,419 |
| Surplus | $190,660,000 | 249 |
| Undivided profits | $-6,924,000 | 6,850 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $6,635,000 | 1,658 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $384,000 | 520 |
| Income earned, not collected on loans | $4,826,000 | 506 |
| Earning assets | $1,459,485,000 | 422 |
| Long-term assets (5+ years) | $449,309,000 | 440 |
| Average Assets, year-to-date | $1,547,835,000 | 435 |
| Average Assets, quarterly | $1,547,835,000 | 435 |
| Volatile liabilities | $105,271,000 | 502 |
| Insider loans | $3,276,000 | 1,855 |
| FHLB advances | $208,350,000 | 132 |
| Loans and leases held for sale | $1,350,000 | 1,147 |
| Unused loan commitments | $197,458,000 | 426 |
| Tier 1 (core) risk-based capital | $138,571,000 | 475 |
| Tier 2 risk-based capital | $13,385,000 | 406 |
| Total risk weighted assets | $1,064,820,000 | 412 |
| Total unused commitments | $197,458,000 | 426 |
| Derivatives | $0 | 1,297 |
| 2011-12-31 | Rank | |
| # of Employees: | 257 | 576 |
| Assets and Liabilities | ||
| Total Assets: | $1,514,363,000 | 443 |
| Cash and due from depository institutions | $127,800,000 | 576 |
| Interest-bearing balances | $114,403,000 | 338 |
| Securities | $270,431,000 | 560 |
| Federal funds sold & reverse repurchase agreements | $1,269,000 | 2,355 |
| Net loans & leases | $1,007,296,000 | 417 |
| Loan loss allowance | $17,968,000 | 442 |
| Trading account assets | $0 | 205 |
| Bank premises and fixed assets | $6,391,000 | 1,819 |
| Other real estate owned | $2,090,000 | 576 |
| Goodwill and other intangibles | $35,729,000 | 222 |
| All other assets | $63,357,000 | 403 |
| Life insurance assets | $16,508,000 | 421 |
| Total liabilities and capital | $1,514,363,000 | 443 |
| Total liabilities | $1,334,803,000 | 447 |
| Total deposits | $1,108,170,000 | 479 |
| Interest-bearing deposits | $768,183,000 | 579 |
| Deposits held in domestic offices | $1,108,170,000 | 478 |
| % insured | 63.46% | 7,146 |
| Federal funds purchased & repurchase agreements | $10,483,000 | 865 |
| Trading liabilities | $0 | 115 |
| Other borrowed funds | $208,219,000 | 180 |
| Subordinated debt | $0 | 193 |
| All other liabilities | $7,931,000 | 721 |
| Total equity capital | $179,560,000 | 409 |
| Total bank equity capital | $179,560,000 | 409 |
| Perpetual preferred stock | $0 | 263 |
| Common stock | $250,000 | 4,446 |
| Surplus | $190,261,000 | 251 |
| Undivided profits | $-10,951,000 | 7,031 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 168 |
| Memoranda | ||
| Noncurrent loans and leases | $10,789,000 | 1,159 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $391,000 | 518 |
| Income earned, not collected on loans | $5,133,000 | 499 |
| Earning assets | $1,393,399,000 | 433 |
| Long-term assets (5+ years) | $449,876,000 | 339 |
| Average Assets, year-to-date | $1,469,469,800 | 455 |
| Average Assets, quarterly | $1,488,114,000 | 449 |
| Volatile liabilities | $89,735,000 | 615 |
| Insider loans | $2,931,000 | 2,055 |
| FHLB advances | $208,219,000 | 142 |
| Loans and leases held for sale | $1,778,000 | 931 |
| Unused loan commitments | $175,117,000 | 454 |
| Tier 1 (core) risk-based capital | $132,088,000 | 492 |
| Tier 2 risk-based capital | $13,310,000 | 412 |
| Total risk weighted assets | $1,058,524,000 | 418 |
| Total unused commitments | $175,117,000 | 454 |
| Derivatives | $0 | 1,191 |
| 2011-09-30 | Rank | |
| # of Employees: | 259 | 563 |
| Assets and Liabilities | ||
| Total Assets: | $1,461,865,000 | 462 |
| Cash and due from depository institutions | $114,515,000 | 563 |
| Interest-bearing balances | $100,719,000 | 422 |
| Securities | $267,606,000 | 560 |
| Federal funds sold & reverse repurchase agreements | $1,207,000 | 2,559 |
| Net loans & leases | $967,507,000 | 423 |
| Loan loss allowance | $18,007,000 | 454 |
| Trading account assets | $0 | 209 |
| Bank premises and fixed assets | $6,365,000 | 1,845 |
| Other real estate owned | $5,135,000 | 563 |
| Goodwill and other intangibles | $35,823,000 | 226 |
| All other assets | $63,707,000 | 402 |
| Life insurance assets | $16,363,000 | 419 |
| Total liabilities and capital | $1,461,865,000 | 462 |
| Total liabilities | $1,283,861,000 | 465 |
| Total deposits | $1,055,914,000 | 507 |
| Interest-bearing deposits | $768,209,000 | 586 |
| Deposits held in domestic offices | $1,055,914,000 | 505 |
| % insured | 63.46% | 7,236 |
| Federal funds purchased & repurchase agreements | $11,337,000 | 842 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $208,087,000 | 178 |
| Subordinated debt | $0 | 206 |
| All other liabilities | $8,523,000 | 688 |
| Total equity capital | $178,004,000 | 424 |
| Total bank equity capital | $178,004,000 | 424 |
| Perpetual preferred stock | $0 | 266 |
| Common stock | $250,000 | 4,493 |
| Surplus | $189,831,000 | 254 |
| Undivided profits | $-12,077,000 | 7,141 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 175 |
| Memoranda | ||
| Noncurrent loans and leases | $18,054,000 | 812 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $412,000 | 521 |
| Income earned, not collected on loans | $4,506,000 | 572 |
| Earning assets | $1,337,039,000 | 453 |
| Long-term assets (5+ years) | $425,297,000 | 347 |
| Average Assets, year-to-date | $1,458,246,500 | 458 |
| Average Assets, quarterly | $1,460,978,000 | 459 |
| Volatile liabilities | $92,066,000 | 610 |
| Insider loans | $2,911,000 | 2,090 |
| FHLB advances | $208,087,000 | 138 |
| Loans and leases held for sale | $7,278,000 | 392 |
| Unused loan commitments | $206,062,000 | 417 |
| Tier 1 (core) risk-based capital | $128,404,000 | 513 |
| Tier 2 risk-based capital | $12,787,000 | 428 |
| Total risk weighted assets | $1,016,158,000 | 433 |
| Total unused commitments | $206,062,000 | 417 |
| Derivatives | $0 | 1,195 |
| 2011-06-30 | Rank | |
| # of Employees: | 257 | 577 |
| Assets and Liabilities | ||
| Total Assets: | $1,460,091,000 | 467 |
| Cash and due from depository institutions | $104,813,000 | 577 |
| Interest-bearing balances | $91,789,000 | 421 |
| Securities | $287,623,000 | 515 |
| Federal funds sold & reverse repurchase agreements | $904,000 | 2,847 |
| Net loans & leases | $952,320,000 | 439 |
| Loan loss allowance | $19,110,000 | 449 |
| Trading account assets | $0 | 213 |
| Bank premises and fixed assets | $6,455,000 | 1,823 |
| Other real estate owned | $7,200,000 | 577 |
| Goodwill and other intangibles | $35,919,000 | 228 |
| All other assets | $64,857,000 | 398 |
| Life insurance assets | $16,217,000 | 421 |
| Total liabilities and capital | $1,460,091,000 | 467 |
| Total liabilities | $1,283,730,000 | 476 |
| Total deposits | $1,053,882,000 | 505 |
| Interest-bearing deposits | $808,263,000 | 554 |
| Deposits held in domestic offices | $1,053,882,000 | 503 |
| % insured | 63.46% | 7,304 |
| Federal funds purchased & repurchase agreements | $14,923,000 | 740 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $207,956,000 | 181 |
| Subordinated debt | $0 | 212 |
| All other liabilities | $6,969,000 | 768 |
| Total equity capital | $176,361,000 | 421 |
| Total bank equity capital | $176,361,000 | 421 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $250,000 | 4,549 |
| Surplus | $189,395,000 | 259 |
| Undivided profits | $-13,284,000 | 7,223 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 179 |
| Memoranda | ||
| Noncurrent loans and leases | $16,551,000 | 903 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $295,000 | 622 |
| Income earned, not collected on loans | $4,826,000 | 534 |
| Earning assets | $1,332,636,000 | 464 |
| Long-term assets (5+ years) | $448,406,000 | 331 |
| Average Assets, year-to-date | $1,457,040,330 | 468 |
| Average Assets, quarterly | $1,455,880,500 | 471 |
| Volatile liabilities | $96,755,000 | 608 |
| Insider loans | $20,526,000 | 247 |
| FHLB advances | $207,956,000 | 145 |
| Loans and leases held for sale | $863,000 | 930 |
| Unused loan commitments | $175,644,000 | 462 |
| Tier 1 (core) risk-based capital | $125,399,000 | 518 |
| Tier 2 risk-based capital | $12,800,000 | 436 |
| Total risk weighted assets | $1,016,013,000 | 438 |
| Total unused commitments | $175,644,000 | 462 |
| Derivatives | $0 | 1,174 |
| 2011-03-31 | Rank | |
| # of Employees: | 253 | 586 |
| Assets and Liabilities | ||
| Total Assets: | $1,451,670,000 | 480 |
| Cash and due from depository institutions | $67,584,000 | 586 |
| Interest-bearing balances | $49,109,000 | 815 |
| Securities | $342,605,000 | 422 |
| Federal funds sold & reverse repurchase agreements | $856,000 | 3,285 |
| Net loans & leases | $919,941,000 | 461 |
| Loan loss allowance | $19,008,000 | 458 |
| Trading account assets | $0 | 208 |
| Bank premises and fixed assets | $6,659,000 | 1,768 |
| Other real estate owned | $7,311,000 | 586 |
| Goodwill and other intangibles | $36,015,000 | 230 |
| All other assets | $70,699,000 | 370 |
| Life insurance assets | $16,077,000 | 422 |
| Total liabilities and capital | $1,451,670,000 | 480 |
| Total liabilities | $1,279,662,000 | 482 |
| Total deposits | $1,051,607,000 | 515 |
| Interest-bearing deposits | $823,177,000 | 559 |
| Deposits held in domestic offices | $1,051,607,000 | 514 |
| % insured | 63.46% | 7,352 |
| Federal funds purchased & repurchase agreements | $13,754,000 | 789 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $207,828,000 | 185 |
| Subordinated debt | $0 | 214 |
| All other liabilities | $6,473,000 | 808 |
| Total equity capital | $172,008,000 | 422 |
| Total bank equity capital | $172,008,000 | 422 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $250,000 | 4,596 |
| Surplus | $188,949,000 | 260 |
| Undivided profits | $-17,191,000 | 7,345 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 181 |
| Memoranda | ||
| Noncurrent loans and leases | $27,726,000 | 615 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $319,000 | 589 |
| Income earned, not collected on loans | $5,107,000 | 515 |
| Earning assets | $1,312,511,000 | 477 |
| Long-term assets (5+ years) | $478,015,000 | 303 |
| Average Assets, year-to-date | $1,455,515,000 | 471 |
| Average Assets, quarterly | $1,455,515,000 | 471 |
| Volatile liabilities | $98,148,000 | 624 |
| Insider loans | $20,591,000 | 254 |
| FHLB advances | $207,828,000 | 142 |
| Loans and leases held for sale | $2,913,000 | 452 |
| Unused loan commitments | $172,426,000 | 472 |
| Tier 1 (core) risk-based capital | $120,689,000 | 535 |
| Tier 2 risk-based capital | $12,573,000 | 450 |
| Total risk weighted assets | $997,542,000 | 448 |
| Total unused commitments | $172,426,000 | 473 |
| Derivatives | $0 | 1,153 |
| 2010-12-31 | Rank | |
| # of Employees: | 281 | 512 |
| Assets and Liabilities | ||
| Total Assets: | $1,461,111,000 | 473 |
| Cash and due from depository institutions | $63,000,000 | 512 |
| Interest-bearing balances | $49,478,000 | 749 |
| Securities | $359,401,000 | 392 |
| Federal funds sold & reverse repurchase agreements | $1,098,000 | 2,994 |
| Net loans & leases | $914,656,000 | 478 |
| Loan loss allowance | $18,639,000 | 475 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $6,915,000 | 1,737 |
| Other real estate owned | $9,298,000 | 512 |
| Goodwill and other intangibles | $36,111,000 | 233 |
| All other assets | $70,632,000 | 374 |
| Life insurance assets | $15,935,000 | 416 |
| Total liabilities and capital | $1,461,111,000 | 473 |
| Total liabilities | $1,288,801,000 | 480 |
| Total deposits | $1,061,413,000 | 512 |
| Interest-bearing deposits | $834,322,000 | 555 |
| Deposits held in domestic offices | $1,061,413,000 | 510 |
| % insured | 63.46% | 7,379 |
| Federal funds purchased & repurchase agreements | $12,074,000 | 883 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $207,703,000 | 194 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $7,611,000 | 713 |
| Total equity capital | $172,310,000 | 421 |
| Total bank equity capital | $172,310,000 | 420 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $250,000 | 4,659 |
| Surplus | $188,571,000 | 259 |
| Undivided profits | $-16,511,000 | 7,425 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $28,712,000 | 620 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $759,000 | 432 |
| Income earned, not collected on loans | $5,191,000 | 516 |
| Earning assets | $1,324,633,000 | 471 |
| Long-term assets (5+ years) | $513,617,000 | 282 |
| Average Assets, year-to-date | $1,596,837,200 | 431 |
| Average Assets, quarterly | $1,552,653,500 | 444 |
| Volatile liabilities | $250,148,000 | 542 |
| Insider loans | $20,643,000 | 253 |
| FHLB advances | $207,703,000 | 151 |
| Loans and leases held for sale | $12,838,000 | 288 |
| Unused loan commitments | $173,352,000 | 474 |
| Tier 1 (core) risk-based capital | $138,464,000 | 468 |
| Tier 2 risk-based capital | $12,705,000 | 458 |
| Total risk weighted assets | $1,008,698,000 | 458 |
| Total unused commitments | $173,352,000 | 474 |
| Derivatives | $0 | 1,176 |
| 2010-09-30 | Rank | |
| # of Employees: | 279 | 517 |
| Assets and Liabilities | ||
| Total Assets: | $1,644,196,000 | 420 |
| Cash and due from depository institutions | $248,690,000 | 517 |
| Interest-bearing balances | $231,866,000 | 182 |
| Securities | $253,965,000 | 527 |
| Federal funds sold & reverse repurchase agreements | $993,000 | 3,287 |
| Net loans & leases | $1,015,128,000 | 427 |
| Loan loss allowance | $20,967,000 | 422 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $7,167,000 | 1,703 |
| Other real estate owned | $10,852,000 | 517 |
| Goodwill and other intangibles | $36,222,000 | 226 |
| All other assets | $71,179,000 | 369 |
| Life insurance assets | $15,786,000 | 409 |
| Total liabilities and capital | $1,644,196,000 | 420 |
| Total liabilities | $1,470,418,000 | 422 |
| Total deposits | $1,242,333,000 | 431 |
| Interest-bearing deposits | $1,014,609,000 | 461 |
| Deposits held in domestic offices | $1,242,333,000 | 430 |
| % insured | 63.46% | 7,363 |
| Federal funds purchased & repurchase agreements | $13,242,000 | 859 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $207,576,000 | 207 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $7,267,000 | 795 |
| Total equity capital | $173,778,000 | 408 |
| Total bank equity capital | $173,778,000 | 408 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $250,000 | 4,741 |
| Surplus | $188,237,000 | 255 |
| Undivided profits | $-14,709,000 | 7,518 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $51,698,000 | 367 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $792,000 | 407 |
| Income earned, not collected on loans | $5,268,000 | 521 |
| Earning assets | $1,501,952,000 | 409 |
| Long-term assets (5+ years) | $399,947,000 | 337 |
| Average Assets, year-to-date | $1,630,768,750 | 415 |
| Average Assets, quarterly | $1,631,695,000 | 419 |
| Volatile liabilities | $312,269,000 | 451 |
| Insider loans | $23,533,000 | 209 |
| FHLB advances | $207,576,000 | 163 |
| Loans and leases held for sale | $111,506,000 | 69 |
| Unused loan commitments | $193,078,000 | 427 |
| Tier 1 (core) risk-based capital | $137,517,000 | 453 |
| Tier 2 risk-based capital | $13,825,000 | 437 |
| Total risk weighted assets | $1,097,141,000 | 433 |
| Total unused commitments | $193,078,000 | 427 |
| Derivatives | $0 | 1,218 |
| 2010-06-30 | Rank | |
| # of Employees: | 278 | 514 |
| Assets and Liabilities | ||
| Total Assets: | $1,619,194,000 | 420 |
| Cash and due from depository institutions | $329,340,000 | 514 |
| Interest-bearing balances | $314,624,000 | 134 |
| Securities | $140,784,000 | 952 |
| Federal funds sold & reverse repurchase agreements | $902,000 | 3,440 |
| Net loans & leases | $1,024,004,000 | 429 |
| Loan loss allowance | $26,675,000 | 352 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $7,441,000 | 1,675 |
| Other real estate owned | $13,602,000 | 514 |
| Goodwill and other intangibles | $36,333,000 | 228 |
| All other assets | $66,788,000 | 388 |
| Life insurance assets | $15,637,000 | 415 |
| Total liabilities and capital | $1,619,194,000 | 420 |
| Total liabilities | $1,443,734,000 | 424 |
| Total deposits | $1,217,176,000 | 432 |
| Interest-bearing deposits | $1,007,337,000 | 457 |
| Deposits held in domestic offices | $1,217,176,000 | 431 |
| % insured | 78.00% | 6,520 |
| Federal funds purchased & repurchase agreements | $12,153,000 | 877 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $207,451,000 | 221 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $6,954,000 | 785 |
| Total equity capital | $175,460,000 | 396 |
| Total bank equity capital | $175,460,000 | 396 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $250,000 | 4,785 |
| Surplus | $181,826,000 | 261 |
| Undivided profits | $-6,616,000 | 7,345 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $65,509,000 | 298 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $689,000 | 434 |
| Income earned, not collected on loans | $4,961,000 | 546 |
| Earning assets | $1,480,314,000 | 418 |
| Long-term assets (5+ years) | $377,669,000 | 356 |
| Average Assets, year-to-date | $1,626,293,000 | 415 |
| Average Assets, quarterly | $1,625,345,500 | 421 |
| Volatile liabilities | $324,233,000 | 444 |
| Insider loans | $23,600,000 | 209 |
| FHLB advances | $207,451,000 | 181 |
| Loans and leases held for sale | $77,914,000 | 74 |
| Unused loan commitments | $139,584,000 | 546 |
| Tier 1 (core) risk-based capital | $139,404,000 | 442 |
| Tier 2 risk-based capital | $13,612,000 | 445 |
| Total risk weighted assets | $1,074,170,000 | 440 |
| Total unused commitments | $139,584,000 | 546 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 276 | 521 |
| Assets and Liabilities | ||
| Total Assets: | $1,631,497,000 | 434 |
| Cash and due from depository institutions | $256,191,000 | 521 |
| Interest-bearing balances | $237,772,000 | 177 |
| Securities | $223,282,000 | 594 |
| Federal funds sold & reverse repurchase agreements | $1,695,000 | 3,166 |
| Net loans & leases | $1,031,122,000 | 447 |
| Loan loss allowance | $25,132,000 | 380 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $9,208,000 | 1,351 |
| Other real estate owned | $11,054,000 | 521 |
| Goodwill and other intangibles | $36,444,000 | 231 |
| All other assets | $62,501,000 | 428 |
| Life insurance assets | $15,489,000 | 417 |
| Total liabilities and capital | $1,631,497,000 | 434 |
| Total liabilities | $1,454,227,000 | 435 |
| Total deposits | $1,229,343,000 | 442 |
| Interest-bearing deposits | $1,030,020,000 | 456 |
| Deposits held in domestic offices | $1,229,343,000 | 440 |
| % insured | 78.00% | 6,588 |
| Federal funds purchased & repurchase agreements | $9,224,000 | 1,050 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $209,336,000 | 238 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $6,324,000 | 868 |
| Total equity capital | $177,270,000 | 399 |
| Total bank equity capital | $177,270,000 | 399 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $250,000 | 4,857 |
| Surplus | $171,418,000 | 278 |
| Undivided profits | $5,602,000 | 4,070 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $40,712,000 | 498 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $987,000 | 342 |
| Income earned, not collected on loans | $5,327,000 | 528 |
| Earning assets | $1,493,871,000 | 427 |
| Long-term assets (5+ years) | $439,063,000 | 309 |
| Average Assets, year-to-date | $1,629,842,500 | 431 |
| Average Assets, quarterly | $1,629,842,500 | 431 |
| Volatile liabilities | $325,768,000 | 462 |
| Insider loans | $21,179,000 | 267 |
| FHLB advances | $209,336,000 | 190 |
| Loans and leases held for sale | $81,953,000 | 63 |
| Unused loan commitments | $147,010,000 | 547 |
| Tier 1 (core) risk-based capital | $141,462,000 | 444 |
| Tier 2 risk-based capital | $13,761,000 | 460 |
| Total risk weighted assets | $1,087,935,000 | 458 |
| Total unused commitments | $147,010,000 | 547 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 276 | 523 |
| Assets and Liabilities | ||
| Total Assets: | $1,628,188,000 | 432 |
| Cash and due from depository institutions | $189,780,000 | 523 |
| Interest-bearing balances | $172,984,000 | 190 |
| Securities | $254,155,000 | 515 |
| Federal funds sold & reverse repurchase agreements | $7,396,000 | 1,161 |
| Net loans & leases | $1,052,763,000 | 446 |
| Loan loss allowance | $26,501,000 | 365 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $15,351,000 | 795 |
| Other real estate owned | $14,662,000 | 523 |
| Goodwill and other intangibles | $36,554,000 | 231 |
| All other assets | $57,527,000 | 459 |
| Life insurance assets | $15,339,000 | 417 |
| Total liabilities and capital | $1,628,188,000 | 432 |
| Total liabilities | $1,449,165,000 | 436 |
| Total deposits | $1,222,122,000 | 439 |
| Interest-bearing deposits | $1,020,331,000 | 473 |
| Deposits held in domestic offices | $1,222,122,000 | 437 |
| % insured | 78.00% | 6,606 |
| Federal funds purchased & repurchase agreements | $10,674,000 | 1,006 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $209,938,000 | 263 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $6,431,000 | 840 |
| Total equity capital | $179,023,000 | 390 |
| Total bank equity capital | $179,023,000 | 390 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $250,000 | 4,909 |
| Surplus | $171,222,000 | 276 |
| Undivided profits | $7,551,000 | 3,468 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $40,345,000 | 489 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,005,000 | 322 |
| Income earned, not collected on loans | $5,490,000 | 525 |
| Earning assets | $1,487,298,000 | 424 |
| Long-term assets (5+ years) | $447,253,000 | 298 |
| Average Assets, year-to-date | $1,596,455,000 | 430 |
| Average Assets, quarterly | $1,611,235,500 | 436 |
| Volatile liabilities | $316,285,000 | 484 |
| Insider loans | $5,057,000 | 1,525 |
| FHLB advances | $209,938,000 | 209 |
| Loans and leases held for sale | $1,058,000 | 984 |
| Unused loan commitments | $139,580,000 | 584 |
| Tier 1 (core) risk-based capital | $143,479,000 | 428 |
| Tier 2 risk-based capital | $14,194,000 | 466 |
| Total risk weighted assets | $1,127,933,000 | 456 |
| Total unused commitments | $139,580,000 | 584 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 271 | 545 |
| Assets and Liabilities | ||
| Total Assets: | $1,594,283,000 | 450 |
| Cash and due from depository institutions | $159,272,000 | 545 |
| Interest-bearing balances | $144,238,000 | 222 |
| Securities | $247,730,000 | 525 |
| Federal funds sold & reverse repurchase agreements | $6,818,000 | 1,360 |
| Net loans & leases | $1,078,595,000 | 454 |
| Loan loss allowance | $27,574,000 | 357 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $15,803,000 | 775 |
| Other real estate owned | $7,006,000 | 545 |
| Goodwill and other intangibles | $28,749,000 | 268 |
| All other assets | $50,310,000 | 465 |
| Life insurance assets | $15,182,000 | 427 |
| Total liabilities and capital | $1,594,283,000 | 450 |
| Total liabilities | $1,424,294,000 | 454 |
| Total deposits | $1,196,095,000 | 458 |
| Interest-bearing deposits | $1,014,629,000 | 470 |
| Deposits held in domestic offices | $1,196,095,000 | 456 |
| % insured | 78.00% | 6,732 |
| Federal funds purchased & repurchase agreements | $11,542,000 | 1,003 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $209,950,000 | 286 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $6,707,000 | 889 |
| Total equity capital | $169,989,000 | 424 |
| Total bank equity capital | $169,989,000 | 424 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $250,000 | 4,974 |
| Surplus | $162,951,000 | 289 |
| Undivided profits | $6,788,000 | 3,820 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $38,369,000 | 507 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $990,000 | 291 |
| Income earned, not collected on loans | $5,736,000 | 547 |
| Earning assets | $1,477,381,000 | 447 |
| Long-term assets (5+ years) | $410,712,000 | 328 |
| Average Assets, year-to-date | $1,588,521,750 | 446 |
| Average Assets, quarterly | $1,602,151,000 | 443 |
| Volatile liabilities | $313,373,000 | 514 |
| Insider loans | $5,390,000 | 1,433 |
| FHLB advances | $209,950,000 | 225 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $168,008,000 | 533 |
| Tier 1 (core) risk-based capital | $141,426,000 | 451 |
| Tier 2 risk-based capital | $14,287,000 | 481 |
| Total risk weighted assets | $1,128,333,000 | 472 |
| Total unused commitments | $168,008,000 | 534 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 275 | 546 |
| Assets and Liabilities | ||
| Total Assets: | $1,610,019,000 | 449 |
| Cash and due from depository institutions | $142,849,000 | 546 |
| Interest-bearing balances | $124,959,000 | 207 |
| Securities | $237,364,000 | 538 |
| Federal funds sold & reverse repurchase agreements | $3,263,000 | 2,564 |
| Net loans & leases | $1,124,774,000 | 453 |
| Loan loss allowance | $25,214,000 | 375 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $16,285,000 | 768 |
| Other real estate owned | $8,117,000 | 546 |
| Goodwill and other intangibles | $28,869,000 | 286 |
| All other assets | $48,498,000 | 493 |
| Life insurance assets | $15,019,000 | 442 |
| Total liabilities and capital | $1,610,019,000 | 449 |
| Total liabilities | $1,439,183,000 | 458 |
| Total deposits | $1,208,386,000 | 461 |
| Interest-bearing deposits | $1,032,336,000 | 468 |
| Deposits held in domestic offices | $1,208,386,000 | 459 |
| % insured | 78.00% | 4,314 |
| Federal funds purchased & repurchase agreements | $13,256,000 | 943 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $209,962,000 | 297 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $7,579,000 | 828 |
| Total equity capital | $170,836,000 | 420 |
| Total bank equity capital | $170,836,000 | 420 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $250,000 | 5,036 |
| Surplus | $162,627,000 | 292 |
| Undivided profits | $7,959,000 | 3,445 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $28,552,000 | 620 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $5,720,000 | 545 |
| Earning assets | $1,490,360,000 | 442 |
| Long-term assets (5+ years) | $416,994,000 | 322 |
| Average Assets, year-to-date | $1,586,601,330 | 457 |
| Average Assets, quarterly | $1,589,926,500 | 456 |
| Volatile liabilities | $340,582,000 | 484 |
| Insider loans | $15,942,000 | 431 |
| FHLB advances | $209,962,000 | 237 |
| Loans and leases held for sale | $1,168,000 | 1,125 |
| Unused loan commitments | $129,772,000 | 687 |
| Tier 1 (core) risk-based capital | $142,658,000 | 453 |
| Tier 2 risk-based capital | $14,687,000 | 476 |
| Total risk weighted assets | $1,163,017,000 | 474 |
| Total unused commitments | $129,772,000 | 688 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 274 | 549 |
| Assets and Liabilities | ||
| Total Assets: | $1,569,834,000 | 465 |
| Cash and due from depository institutions | $120,294,000 | 549 |
| Interest-bearing balances | $100,982,000 | 222 |
| Securities | $188,914,000 | 658 |
| Federal funds sold & reverse repurchase agreements | $3,290,000 | 3,024 |
| Net loans & leases | $1,158,760,000 | 444 |
| Loan loss allowance | $26,664,000 | 344 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $16,723,000 | 748 |
| Other real estate owned | $5,654,000 | 549 |
| Goodwill and other intangibles | $28,990,000 | 300 |
| All other assets | $47,209,000 | 494 |
| Life insurance assets | $14,870,000 | 444 |
| Total liabilities and capital | $1,569,834,000 | 465 |
| Total liabilities | $1,414,793,000 | 465 |
| Total deposits | $1,163,232,000 | 474 |
| Interest-bearing deposits | $959,207,000 | 505 |
| Deposits held in domestic offices | $1,163,232,000 | 472 |
| % insured | 78.00% | 4,327 |
| Federal funds purchased & repurchase agreements | $35,010,000 | 545 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $209,988,000 | 319 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $6,563,000 | 921 |
| Total equity capital | $155,041,000 | 460 |
| Total bank equity capital | $155,041,000 | 460 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $250,000 | 5,065 |
| Surplus | $147,524,000 | 299 |
| Undivided profits | $7,267,000 | 3,685 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $34,698,000 | 477 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $5,807,000 | 546 |
| Earning assets | $1,451,946,000 | 461 |
| Long-term assets (5+ years) | $385,972,000 | 357 |
| Average Assets, year-to-date | $1,574,892,500 | 468 |
| Average Assets, quarterly | $1,574,892,500 | 468 |
| Volatile liabilities | $380,091,000 | 437 |
| Insider loans | $15,040,000 | 468 |
| FHLB advances | $209,973,000 | 251 |
| Loans and leases held for sale | $6,340,000 | 401 |
| Unused loan commitments | $153,971,000 | 633 |
| Tier 1 (core) risk-based capital | $126,524,000 | 508 |
| Tier 2 risk-based capital | $14,780,000 | 472 |
| Total risk weighted assets | $1,169,972,000 | 481 |
| Total unused commitments | $153,971,000 | 633 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 272 | 554 |
| Assets and Liabilities | ||
| Total Assets: | $1,579,951,000 | 463 |
| Cash and due from depository institutions | $114,502,000 | 554 |
| Interest-bearing balances | $91,459,000 | 167 |
| Securities | $171,025,000 | 713 |
| Federal funds sold & reverse repurchase agreements | $3,549,000 | 2,385 |
| Net loans & leases | $1,193,449,000 | 444 |
| Loan loss allowance | $25,105,000 | 343 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $17,147,000 | 733 |
| Other real estate owned | $2,929,000 | 554 |
| Goodwill and other intangibles | $29,110,000 | 309 |
| All other assets | $48,240,000 | 493 |
| Life insurance assets | $14,686,000 | 449 |
| Total liabilities and capital | $1,579,951,000 | 463 |
| Total liabilities | $1,432,060,000 | 460 |
| Total deposits | $1,152,433,000 | 465 |
| Interest-bearing deposits | $970,809,000 | 491 |
| Deposits held in domestic offices | $1,152,433,000 | 463 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $61,979,000 | 393 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $210,047,000 | 337 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $7,601,000 | 833 |
| Total equity capital | $147,891,000 | 475 |
| Total bank equity capital | $147,891,000 | 475 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $250,000 | 5,098 |
| Surplus | $142,277,000 | 302 |
| Undivided profits | $5,364,000 | 4,280 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $31,176,000 | 451 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $5,565,000 | 592 |
| Earning assets | $1,459,482,000 | 453 |
| Long-term assets (5+ years) | $378,533,000 | 356 |
| Average Assets, year-to-date | $1,479,099,600 | 473 |
| Average Assets, quarterly | $1,525,432,500 | 470 |
| Volatile liabilities | $346,433,000 | 491 |
| Insider loans | $15,104,000 | 474 |
| FHLB advances | $209,985,000 | 275 |
| Loans and leases held for sale | $150,000 | 1,509 |
| Unused loan commitments | $188,801,000 | 547 |
| Tier 1 (core) risk-based capital | $120,150,000 | 525 |
| Tier 2 risk-based capital | $14,901,000 | 465 |
| Total risk weighted assets | $1,182,697,000 | 470 |
| Total unused commitments | $188,801,000 | 547 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 278 | 549 |
| Assets and Liabilities | ||
| Total Assets: | $1,470,914,000 | 485 |
| Cash and due from depository institutions | $34,476,000 | 549 |
| Interest-bearing balances | $13,471,000 | 543 |
| Securities | $153,738,000 | 755 |
| Federal funds sold & reverse repurchase agreements | $5,562,000 | 2,078 |
| Net loans & leases | $1,184,274,000 | 443 |
| Loan loss allowance | $14,620,000 | 478 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $17,488,000 | 708 |
| Other real estate owned | $2,394,000 | 549 |
| Goodwill and other intangibles | $29,348,000 | 338 |
| All other assets | $43,634,000 | 509 |
| Life insurance assets | $14,539,000 | 447 |
| Total liabilities and capital | $1,470,914,000 | 485 |
| Total liabilities | $1,324,219,000 | 488 |
| Total deposits | $1,067,593,000 | 490 |
| Interest-bearing deposits | $918,895,000 | 508 |
| Deposits held in domestic offices | $1,067,593,000 | 488 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $54,322,000 | 442 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $195,104,000 | 387 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $7,200,000 | 844 |
| Total equity capital | $146,695,000 | 488 |
| Total bank equity capital | $146,695,000 | 488 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $250,000 | 5,145 |
| Surplus | $131,842,000 | 306 |
| Undivided profits | $14,603,000 | 2,265 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $21,163,000 | 527 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $5,647,000 | 609 |
| Earning assets | $1,357,045,000 | 478 |
| Long-term assets (5+ years) | $347,784,000 | 379 |
| Average Assets, year-to-date | $1,453,886,750 | 479 |
| Average Assets, quarterly | $1,464,777,000 | 486 |
| Volatile liabilities | $299,341,000 | 537 |
| Insider loans | $14,521,000 | 481 |
| FHLB advances | $194,996,000 | 339 |
| Loans and leases held for sale | $448,000 | 1,067 |
| Unused loan commitments | $229,480,000 | 507 |
| Tier 1 (core) risk-based capital | $117,615,000 | 541 |
| Tier 2 risk-based capital | $14,582,000 | 459 |
| Total risk weighted assets | $1,166,143,000 | 471 |
| Total unused commitments | $229,480,000 | 507 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 324 | 469 |
| Assets and Liabilities | ||
| Total Assets: | $1,458,640,000 | 489 |
| Cash and due from depository institutions | $50,250,000 | 469 |
| Interest-bearing balances | $28,297,000 | 211 |
| Securities | $145,265,000 | 828 |
| Federal funds sold & reverse repurchase agreements | $10,716,000 | 1,141 |
| Net loans & leases | $1,157,096,000 | 457 |
| Loan loss allowance | $12,055,000 | 537 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $16,840,000 | 723 |
| Other real estate owned | $2,273,000 | 469 |
| Goodwill and other intangibles | $34,381,000 | 316 |
| All other assets | $41,819,000 | 518 |
| Life insurance assets | $14,398,000 | 452 |
| Total liabilities and capital | $1,458,640,000 | 489 |
| Total liabilities | $1,306,530,000 | 488 |
| Total deposits | $1,082,029,000 | 483 |
| Interest-bearing deposits | $931,283,000 | 491 |
| Deposits held in domestic offices | $1,082,029,000 | 481 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $40,103,000 | 572 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $172,154,000 | 414 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $12,244,000 | 568 |
| Total equity capital | $152,110,000 | 472 |
| Total bank equity capital | $152,110,000 | 472 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $250,000 | 5,187 |
| Surplus | $137,988,000 | 302 |
| Undivided profits | $13,872,000 | 2,382 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $12,358,000 | 724 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $5,417,000 | 625 |
| Earning assets | $1,341,374,000 | 483 |
| Long-term assets (5+ years) | $349,958,000 | 374 |
| Average Assets, year-to-date | $1,448,211,000 | 483 |
| Average Assets, quarterly | $1,472,603,500 | 479 |
| Volatile liabilities | $279,659,000 | 568 |
| Insider loans | $14,221,000 | 491 |
| FHLB advances | $172,000,000 | 365 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $271,129,000 | 471 |
| Tier 1 (core) risk-based capital | $118,243,000 | 532 |
| Tier 2 risk-based capital | $12,055,000 | 514 |
| Total risk weighted assets | $1,139,806,000 | 474 |
| Total unused commitments | $271,129,000 | 471 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 301 | 503 |
| Assets and Liabilities | ||
| Total Assets: | $1,486,567,000 | 478 |
| Cash and due from depository institutions | $56,935,000 | 503 |
| Interest-bearing balances | $41,042,000 | 178 |
| Securities | $131,575,000 | 919 |
| Federal funds sold & reverse repurchase agreements | $58,769,000 | 261 |
| Net loans & leases | $1,146,826,000 | 447 |
| Loan loss allowance | $11,603,000 | 506 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $16,547,000 | 726 |
| Other real estate owned | $2,319,000 | 503 |
| Goodwill and other intangibles | $34,562,000 | 321 |
| All other assets | $39,034,000 | 538 |
| Life insurance assets | $14,256,000 | 447 |
| Total liabilities and capital | $1,486,567,000 | 478 |
| Total liabilities | $1,340,461,000 | 471 |
| Total deposits | $1,143,609,000 | 459 |
| Interest-bearing deposits | $981,194,000 | 466 |
| Deposits held in domestic offices | $1,143,609,000 | 457 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $63,644,000 | 413 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $125,201,000 | 493 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $8,007,000 | 827 |
| Total equity capital | $146,106,000 | 505 |
| Total bank equity capital | $146,106,000 | 505 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $250,000 | 5,208 |
| Surplus | $132,726,000 | 299 |
| Undivided profits | $13,130,000 | 2,616 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $14,414,000 | 548 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $5,673,000 | 619 |
| Earning assets | $1,378,212,000 | 472 |
| Long-term assets (5+ years) | $314,831,000 | 412 |
| Average Assets, year-to-date | $1,442,996,500 | 485 |
| Average Assets, quarterly | $1,442,996,500 | 485 |
| Volatile liabilities | $297,105,000 | 522 |
| Insider loans | $13,333,000 | 524 |
| FHLB advances | $125,000,000 | 440 |
| Loans and leases held for sale | $1,928,000 | 696 |
| Unused loan commitments | $259,597,000 | 502 |
| Tier 1 (core) risk-based capital | $111,969,000 | 563 |
| Tier 2 risk-based capital | $11,603,000 | 508 |
| Total risk weighted assets | $1,123,905,000 | 473 |
| Total unused commitments | $259,597,000 | 503 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 309 | 497 |
| Assets and Liabilities | ||
| Total Assets: | $1,399,426,000 | 500 |
| Cash and due from depository institutions | $37,397,000 | 497 |
| Interest-bearing balances | $19,941,000 | 302 |
| Securities | $142,597,000 | 833 |
| Federal funds sold & reverse repurchase agreements | $41,017,000 | 322 |
| Net loans & leases | $1,087,503,000 | 469 |
| Loan loss allowance | $11,161,000 | 508 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $16,559,000 | 722 |
| Other real estate owned | $1,108,000 | 497 |
| Goodwill and other intangibles | $34,723,000 | 317 |
| All other assets | $38,522,000 | 536 |
| Life insurance assets | $14,091,000 | 450 |
| Total liabilities and capital | $1,399,426,000 | 500 |
| Total liabilities | $1,255,181,000 | 497 |
| Total deposits | $1,073,785,000 | 477 |
| Interest-bearing deposits | $935,012,000 | 484 |
| Deposits held in domestic offices | $1,073,785,000 | 474 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $53,148,000 | 465 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $120,247,000 | 489 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $8,001,000 | 823 |
| Total equity capital | $144,245,000 | 501 |
| Total bank equity capital | $144,245,000 | 501 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $250,000 | 5,240 |
| Surplus | $132,391,000 | 300 |
| Undivided profits | $11,604,000 | 2,838 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $13,328,000 | 463 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $6,193,000 | 621 |
| Earning assets | $1,291,058,000 | 495 |
| Long-term assets (5+ years) | $403,884,000 | 307 |
| Average Assets, year-to-date | $1,347,547,000 | 491 |
| Average Assets, quarterly | $1,390,733,000 | 498 |
| Volatile liabilities | $279,695,000 | 568 |
| Insider loans | $7,625,000 | 986 |
| FHLB advances | $120,000,000 | 437 |
| Loans and leases held for sale | $1,396,000 | 788 |
| Unused loan commitments | $260,045,000 | 501 |
| Tier 1 (core) risk-based capital | $110,039,000 | 566 |
| Tier 2 risk-based capital | $11,161,000 | 518 |
| Total risk weighted assets | $1,051,211,000 | 506 |
| Total unused commitments | $260,045,000 | 501 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 326 | 464 |
| Assets and Liabilities | ||
| Total Assets: | $1,382,040,000 | 491 |
| Cash and due from depository institutions | $20,847,000 | 464 |
| Interest-bearing balances | $3,517,000 | 1,286 |
| Securities | $149,046,000 | 795 |
| Federal funds sold & reverse repurchase agreements | $100,630,000 | 155 |
| Net loans & leases | $1,021,666,000 | 474 |
| Loan loss allowance | $10,711,000 | 507 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $15,510,000 | 760 |
| Other real estate owned | $1,035,000 | 464 |
| Goodwill and other intangibles | $34,912,000 | 303 |
| All other assets | $38,394,000 | 526 |
| Life insurance assets | $13,951,000 | 439 |
| Total liabilities and capital | $1,382,040,000 | 491 |
| Total liabilities | $1,240,108,000 | 492 |
| Total deposits | $1,065,600,000 | 473 |
| Interest-bearing deposits | $916,466,000 | 484 |
| Deposits held in domestic offices | $1,065,600,000 | 471 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $46,066,000 | 498 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $120,293,000 | 456 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $8,149,000 | 793 |
| Total equity capital | $141,932,000 | 504 |
| Total bank equity capital | $141,932,000 | 504 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $250,000 | 5,247 |
| Surplus | $132,169,000 | 296 |
| Undivided profits | $9,513,000 | 3,296 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,761,000 | 546 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $6,887,000 | 579 |
| Earning assets | $1,274,859,000 | 490 |
| Long-term assets (5+ years) | $242,653,000 | 503 |
| Average Assets, year-to-date | $1,334,577,250 | 492 |
| Average Assets, quarterly | $1,333,773,500 | 504 |
| Volatile liabilities | $264,718,000 | 567 |
| Insider loans | $5,621,000 | 1,324 |
| FHLB advances | $120,000,000 | 403 |
| Loans and leases held for sale | $2,244,000 | 563 |
| Unused loan commitments | $250,809,000 | 520 |
| Tier 1 (core) risk-based capital | $107,658,000 | 573 |
| Tier 2 risk-based capital | $10,711,000 | 524 |
| Total risk weighted assets | $992,479,000 | 521 |
| Total unused commitments | $250,809,000 | 520 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 333 | 476 |
| Assets and Liabilities | ||
| Total Assets: | $1,285,507,000 | 537 |
| Cash and due from depository institutions | $27,084,000 | 476 |
| Interest-bearing balances | $4,180,000 | 1,193 |
| Securities | $161,218,000 | 730 |
| Federal funds sold & reverse repurchase agreements | $9,862,000 | 1,605 |
| Net loans & leases | $996,674,000 | 494 |
| Loan loss allowance | $10,168,000 | 532 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $15,461,000 | 757 |
| Other real estate owned | $2,114,000 | 476 |
| Goodwill and other intangibles | $35,106,000 | 316 |
| All other assets | $37,988,000 | 534 |
| Life insurance assets | $13,818,000 | 435 |
| Total liabilities and capital | $1,285,507,000 | 537 |
| Total liabilities | $1,156,386,000 | 535 |
| Total deposits | $1,021,614,000 | 500 |
| Interest-bearing deposits | $914,413,000 | 499 |
| Deposits held in domestic offices | $1,021,614,000 | 499 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $55,413,000 | 442 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $70,340,000 | 674 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $9,019,000 | 726 |
| Total equity capital | $129,121,000 | 557 |
| Total bank equity capital | $129,121,000 | 557 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $250,000 | 5,279 |
| Surplus | $121,978,000 | 317 |
| Undivided profits | $6,893,000 | 3,934 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $11,301,000 | 385 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $5,642,000 | 683 |
| Earning assets | $1,171,934,000 | 536 |
| Long-term assets (5+ years) | $233,213,000 | 513 |
| Average Assets, year-to-date | $1,318,756,330 | 510 |
| Average Assets, quarterly | $1,299,754,500 | 524 |
| Volatile liabilities | $267,786,000 | 562 |
| Insider loans | $5,621,000 | 1,308 |
| FHLB advances | $70,000,000 | 604 |
| Loans and leases held for sale | $54,004,000 | 105 |
| Unused loan commitments | $261,842,000 | 513 |
| Tier 1 (core) risk-based capital | $94,763,000 | 659 |
| Tier 2 risk-based capital | $10,168,000 | 564 |
| Total risk weighted assets | $952,026,000 | 545 |
| Total unused commitments | $261,842,000 | 513 |
| Derivatives | $43,885,000 | 296 |