Home > Encore Bank > Assets and Liabilities
Encore Bank, Assets and Liabilities
| 2007-03-31 | Rank | |
| # of Employees: | 320 | 490 |
| Assets and Liabilities | ||
| Total Assets: | $1,292,268,000 | 528 |
| Cash and due from depository institutions | $30,975,000 | 490 |
| Interest-bearing balances | $8,000,000 | 792 |
| Securities | $204,847,000 | 615 |
| Federal funds sold & reverse repurchase agreements | $888,000 | 5,944 |
| Net loans & leases | $969,016,000 | 498 |
| Loan loss allowance | $9,790,000 | 540 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $12,712,000 | 902 |
| Other real estate owned | $2,124,000 | 490 |
| Goodwill and other intangibles | $35,303,000 | 302 |
| All other assets | $36,403,000 | 539 |
| Life insurance assets | $13,684,000 | 425 |
| Total liabilities and capital | $1,292,268,000 | 528 |
| Total liabilities | $1,165,468,000 | 521 |
| Total deposits | $998,939,000 | 513 |
| Interest-bearing deposits | $884,908,000 | 509 |
| Deposits held in domestic offices | $998,939,000 | 511 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $55,119,000 | 443 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $102,386,000 | 468 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $9,024,000 | 742 |
| Total equity capital | $126,800,000 | 560 |
| Total bank equity capital | $126,800,000 | 560 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $250,000 | 5,292 |
| Surplus | $121,837,000 | 310 |
| Undivided profits | $4,713,000 | 4,830 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,558,000 | 437 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $5,589,000 | 669 |
| Earning assets | $1,182,751,000 | 527 |
| Long-term assets (5+ years) | $306,819,000 | 384 |
| Average Assets, year-to-date | $1,314,017,000 | 514 |
| Average Assets, quarterly | $1,314,017,000 | 514 |
| Volatile liabilities | $343,012,000 | 431 |
| Insider loans | $2,263,000 | 2,782 |
| FHLB advances | $102,000,000 | 410 |
| Loans and leases held for sale | $46,013,000 | 111 |
| Unused loan commitments | $271,254,000 | 505 |
| Tier 1 (core) risk-based capital | $92,210,000 | 669 |
| Tier 2 risk-based capital | $9,790,000 | 570 |
| Total risk weighted assets | $915,830,000 | 552 |
| Total unused commitments | $271,254,000 | 505 |
| Derivatives | $40,000,000 | 304 |
| 2006-12-31 | Rank | |
| # of Employees: | 316 | 501 |
| Assets and Liabilities | ||
| Total Assets: | $1,335,766,000 | 506 |
| Cash and due from depository institutions | $30,330,000 | 501 |
| Interest-bearing balances | $3,766,000 | 1,314 |
| Securities | $256,257,000 | 494 |
| Federal funds sold & reverse repurchase agreements | $8,764,000 | 1,881 |
| Net loans & leases | $957,097,000 | 499 |
| Loan loss allowance | $9,056,000 | 573 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $12,290,000 | 931 |
| Other real estate owned | $585,000 | 501 |
| Goodwill and other intangibles | $35,487,000 | 290 |
| All other assets | $34,956,000 | 555 |
| Life insurance assets | $13,551,000 | 421 |
| Total liabilities and capital | $1,335,766,000 | 506 |
| Total liabilities | $1,212,005,000 | 498 |
| Total deposits | $1,032,042,000 | 495 |
| Interest-bearing deposits | $985,802,000 | 450 |
| Deposits held in domestic offices | $1,032,042,000 | 493 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $56,300,000 | 447 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $115,432,000 | 446 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $8,231,000 | 784 |
| Total equity capital | $123,761,000 | 557 |
| Total bank equity capital | $123,761,000 | 557 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $250,000 | 5,317 |
| Surplus | $121,631,000 | 303 |
| Undivided profits | $1,880,000 | 6,504 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $9,507,000 | 352 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $6,101,000 | 624 |
| Earning assets | $1,225,884,000 | 508 |
| Long-term assets (5+ years) | $0 | 7,714 |
| Average Assets, year-to-date | $1,320,696,200 | 496 |
| Average Assets, quarterly | $1,316,568,500 | 507 |
| Volatile liabilities | $843,932,000 | 263 |
| Insider loans | $9,015,000 | 754 |
| FHLB advances | $115,000,000 | 394 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $267,829,000 | 496 |
| Tier 1 (core) risk-based capital | $89,924,000 | 679 |
| Tier 2 risk-based capital | $9,056,000 | 603 |
| Total risk weighted assets | $884,258,000 | 563 |
| Total unused commitments | $267,829,000 | 496 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 308 | 509 |
| Assets and Liabilities | ||
| Total Assets: | $1,297,371,000 | 523 |
| Cash and due from depository institutions | $28,067,000 | 509 |
| Interest-bearing balances | $4,585,000 | 1,052 |
| Securities | $269,160,000 | 483 |
| Federal funds sold & reverse repurchase agreements | $18,398,000 | 745 |
| Net loans & leases | $898,798,000 | 523 |
| Loan loss allowance | $10,124,000 | 519 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $11,905,000 | 952 |
| Other real estate owned | $880,000 | 509 |
| Goodwill and other intangibles | $34,945,000 | 295 |
| All other assets | $35,218,000 | 562 |
| Life insurance assets | $13,419,000 | 409 |
| Total liabilities and capital | $1,297,371,000 | 523 |
| Total liabilities | $1,176,413,000 | 517 |
| Total deposits | $941,836,000 | 531 |
| Interest-bearing deposits | $910,617,000 | 481 |
| Deposits held in domestic offices | $941,836,000 | 530 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $70,961,000 | 397 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $156,494,000 | 368 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $7,122,000 | 854 |
| Total equity capital | $120,958,000 | 567 |
| Total bank equity capital | $120,958,000 | 567 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $250,000 | 5,362 |
| Surplus | $121,631,000 | 309 |
| Undivided profits | $-923,000 | 8,254 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,371,000 | 566 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $6,190,000 | 613 |
| Earning assets | $1,190,941,000 | 519 |
| Long-term assets (5+ years) | $0 | 7,763 |
| Average Assets, year-to-date | $1,316,928,750 | 506 |
| Average Assets, quarterly | $1,311,871,000 | 515 |
| Volatile liabilities | $824,518,000 | 277 |
| Insider loans | $9,015,000 | 752 |
| FHLB advances | $156,000,000 | 321 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $334,942,000 | 437 |
| Tier 1 (core) risk-based capital | $87,985,000 | 698 |
| Tier 2 risk-based capital | $10,124,000 | 558 |
| Total risk weighted assets | $837,880,000 | 589 |
| Total unused commitments | $334,942,000 | 437 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 336 | 474 |
| Assets and Liabilities | ||
| Total Assets: | $1,326,371,000 | 518 |
| Cash and due from depository institutions | $41,607,000 | 474 |
| Interest-bearing balances | $22,646,000 | 228 |
| Securities | $285,980,000 | 468 |
| Federal funds sold & reverse repurchase agreements | $5,123,000 | 2,205 |
| Net loans & leases | $904,842,000 | 521 |
| Loan loss allowance | $9,541,000 | 544 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $12,158,000 | 905 |
| Other real estate owned | $1,037,000 | 474 |
| Goodwill and other intangibles | $35,175,000 | 297 |
| All other assets | $40,449,000 | 503 |
| Life insurance assets | $13,302,000 | 400 |
| Total liabilities and capital | $1,326,371,000 | 518 |
| Total liabilities | $1,207,862,000 | 506 |
| Total deposits | $914,112,000 | 543 |
| Interest-bearing deposits | $882,291,000 | 481 |
| Deposits held in domestic offices | $914,112,000 | 542 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $85,837,000 | 344 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $199,625,000 | 329 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $8,288,000 | 724 |
| Total equity capital | $118,509,000 | 564 |
| Total bank equity capital | $118,509,000 | 564 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $250,000 | 5,367 |
| Surplus | $121,631,000 | 311 |
| Undivided profits | $-3,372,000 | 8,629 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,315,000 | 799 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $5,690,000 | 596 |
| Earning assets | $1,218,591,000 | 510 |
| Long-term assets (5+ years) | $0 | 7,786 |
| Average Assets, year-to-date | $1,323,448,000 | 505 |
| Average Assets, quarterly | $1,327,389,000 | 509 |
| Volatile liabilities | $831,763,000 | 271 |
| Insider loans | $9,764,000 | 691 |
| FHLB advances | $199,000,000 | 276 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $284,334,000 | 491 |
| Tier 1 (core) risk-based capital | $85,609,000 | 703 |
| Tier 2 risk-based capital | $9,541,000 | 580 |
| Total risk weighted assets | $847,574,000 | 583 |
| Total unused commitments | $284,334,000 | 491 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 335 | 473 |
| Assets and Liabilities | ||
| Total Assets: | $1,328,407,000 | 497 |
| Cash and due from depository institutions | $57,266,000 | 473 |
| Interest-bearing balances | $32,113,000 | 173 |
| Securities | $305,273,000 | 449 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $875,088,000 | 519 |
| Loan loss allowance | $8,991,000 | 569 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $12,476,000 | 847 |
| Other real estate owned | $902,000 | 473 |
| Goodwill and other intangibles | $35,361,000 | 287 |
| All other assets | $42,041,000 | 480 |
| Life insurance assets | $13,185,000 | 391 |
| Total liabilities and capital | $1,328,407,000 | 497 |
| Total liabilities | $1,211,765,000 | 491 |
| Total deposits | $834,549,000 | 573 |
| Interest-bearing deposits | $774,694,000 | 538 |
| Deposits held in domestic offices | $834,549,000 | 571 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $45,113,000 | 494 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $322,961,000 | 222 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $9,142,000 | 668 |
| Total equity capital | $116,642,000 | 560 |
| Total bank equity capital | $116,642,000 | 560 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $250,000 | 5,367 |
| Surplus | $121,631,000 | 303 |
| Undivided profits | $-5,239,000 | 8,722 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,570,000 | 1,029 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $5,458,000 | 589 |
| Earning assets | $1,212,474,000 | 503 |
| Long-term assets (5+ years) | $0 | 7,792 |
| Average Assets, year-to-date | $1,321,986,500 | 498 |
| Average Assets, quarterly | $1,321,986,500 | 498 |
| Volatile liabilities | $862,582,000 | 266 |
| Insider loans | $4,723,000 | 1,442 |
| FHLB advances | $322,000,000 | 179 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $304,500,000 | 462 |
| Tier 1 (core) risk-based capital | $82,693,000 | 713 |
| Tier 2 risk-based capital | $8,991,000 | 590 |
| Total risk weighted assets | $822,075,000 | 575 |
| Total unused commitments | $304,500,000 | 462 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 343 | 462 |
| Assets and Liabilities | ||
| Total Assets: | $1,315,566,000 | 499 |
| Cash and due from depository institutions | $35,998,000 | 462 |
| Interest-bearing balances | $12,843,000 | 439 |
| Securities | $323,076,000 | 434 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $864,578,000 | 512 |
| Loan loss allowance | $8,719,000 | 573 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $12,683,000 | 818 |
| Other real estate owned | $1,515,000 | 462 |
| Goodwill and other intangibles | $35,472,000 | 281 |
| All other assets | $42,244,000 | 473 |
| Life insurance assets | $13,068,000 | 53 |
| Total liabilities and capital | $1,315,566,000 | 499 |
| Total liabilities | $1,201,176,000 | 488 |
| Total deposits | $817,153,000 | 575 |
| Interest-bearing deposits | $731,675,000 | 555 |
| Deposits held in domestic offices | $817,153,000 | 574 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $50,136,000 | 462 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $326,193,000 | 226 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $7,694,000 | 732 |
| Total equity capital | $114,390,000 | 562 |
| Total bank equity capital | $114,390,000 | 562 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $250,000 | 5,389 |
| Surplus | $121,631,000 | 298 |
| Undivided profits | $-7,491,000 | 8,800 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,208,000 | 820 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $5,336,000 | 603 |
| Earning assets | $1,200,497,000 | 498 |
| Long-term assets (5+ years) | $0 | 7,839 |
| Average Assets, year-to-date | $1,293,030,000 | 483 |
| Average Assets, quarterly | $1,309,164,000 | 495 |
| Volatile liabilities | $850,205,000 | 264 |
| Insider loans | $4,723,000 | 1,430 |
| FHLB advances | $325,000,000 | 183 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $242,447,000 | 519 |
| Tier 1 (core) risk-based capital | $79,898,000 | 727 |
| Tier 2 risk-based capital | $8,719,000 | 595 |
| Total risk weighted assets | $807,906,000 | 587 |
| Total unused commitments | $242,447,000 | 519 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 356 | 436 |
| Assets and Liabilities | ||
| Total Assets: | $1,302,762,000 | 494 |
| Cash and due from depository institutions | $27,693,000 | 436 |
| Interest-bearing balances | $11,588,000 | 498 |
| Securities | $344,275,000 | 411 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $830,316,000 | 517 |
| Loan loss allowance | $8,086,000 | 609 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $12,473,000 | 810 |
| Other real estate owned | $1,345,000 | 436 |
| Goodwill and other intangibles | $39,057,000 | 254 |
| All other assets | $47,603,000 | 434 |
| Life insurance assets | $12,949,000 | 53 |
| Total liabilities and capital | $1,302,762,000 | 494 |
| Total liabilities | $1,186,477,000 | 485 |
| Total deposits | $788,376,000 | 585 |
| Interest-bearing deposits | $719,159,000 | 558 |
| Deposits held in domestic offices | $788,376,000 | 584 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $49,411,000 | 466 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $340,891,000 | 222 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $7,799,000 | 716 |
| Total equity capital | $116,285,000 | 548 |
| Total bank equity capital | $116,285,000 | 548 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $250,000 | 5,403 |
| Surplus | $126,491,000 | 286 |
| Undivided profits | $-10,456,000 | 8,838 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $10,323,000 | 285 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $5,129,000 | 596 |
| Earning assets | $1,186,179,000 | 492 |
| Long-term assets (5+ years) | $0 | 7,872 |
| Average Assets, year-to-date | $1,287,396,000 | 481 |
| Average Assets, quarterly | $1,305,318,500 | 484 |
| Volatile liabilities | $819,864,000 | 269 |
| Insider loans | $0 | 7,932 |
| FHLB advances | $339,000,000 | 180 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $260,470,000 | 485 |
| Tier 1 (core) risk-based capital | $78,400,000 | 724 |
| Tier 2 risk-based capital | $8,086,000 | 619 |
| Total risk weighted assets | $780,340,000 | 577 |
| Total unused commitments | $260,470,000 | 485 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 336 | 465 |
| Assets and Liabilities | ||
| Total Assets: | $1,307,875,000 | 478 |
| Cash and due from depository institutions | $20,072,000 | 465 |
| Interest-bearing balances | $17,154,000 | 324 |
| Securities | $373,058,000 | 379 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $837,181,000 | 506 |
| Loan loss allowance | $7,957,000 | 601 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $12,567,000 | 783 |
| Other real estate owned | $1,162,000 | 465 |
| Goodwill and other intangibles | $18,902,000 | 377 |
| All other assets | $44,933,000 | 444 |
| Life insurance assets | $12,827,000 | 52 |
| Total liabilities and capital | $1,307,875,000 | 478 |
| Total liabilities | $1,207,418,000 | 470 |
| Total deposits | $796,591,000 | 571 |
| Interest-bearing deposits | $736,127,000 | 524 |
| Deposits held in domestic offices | $796,591,000 | 570 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $30,326,000 | 605 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $373,710,000 | 217 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $6,791,000 | 741 |
| Total equity capital | $100,457,000 | 603 |
| Total bank equity capital | $100,457,000 | 603 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $250,000 | 5,399 |
| Surplus | $112,241,000 | 295 |
| Undivided profits | $-12,034,000 | 8,856 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,097,000 | 835 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $5,069,000 | 565 |
| Earning assets | $1,227,393,000 | 464 |
| Long-term assets (5+ years) | $0 | 7,884 |
| Average Assets, year-to-date | $1,282,274,000 | 474 |
| Average Assets, quarterly | $1,287,584,500 | 480 |
| Volatile liabilities | $810,472,000 | 262 |
| Insider loans | $0 | 7,951 |
| FHLB advances | $373,000,000 | 174 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $242,154,000 | 496 |
| Tier 1 (core) risk-based capital | $82,505,000 | 676 |
| Tier 2 risk-based capital | $7,957,000 | 614 |
| Total risk weighted assets | $762,585,000 | 567 |
| Total unused commitments | $242,154,000 | 496 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 345 | 443 |
| Assets and Liabilities | ||
| Total Assets: | $1,267,294,000 | 481 |
| Cash and due from depository institutions | $26,767,000 | 443 |
| Interest-bearing balances | $20,191,000 | 276 |
| Securities | $401,306,000 | 358 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $763,070,000 | 533 |
| Loan loss allowance | $7,995,000 | 598 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $11,631,000 | 847 |
| Other real estate owned | $1,086,000 | 443 |
| Goodwill and other intangibles | $18,735,000 | 370 |
| All other assets | $44,699,000 | 435 |
| Life insurance assets | $12,704,000 | 51 |
| Total liabilities and capital | $1,267,294,000 | 481 |
| Total liabilities | $1,168,315,000 | 469 |
| Total deposits | $737,428,000 | 599 |
| Interest-bearing deposits | $683,410,000 | 555 |
| Deposits held in domestic offices | $737,428,000 | 598 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $25,843,000 | 641 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $398,756,000 | 205 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $6,288,000 | 789 |
| Total equity capital | $98,979,000 | 598 |
| Total bank equity capital | $98,979,000 | 598 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $250,000 | 5,439 |
| Surplus | $112,241,000 | 294 |
| Undivided profits | $-13,512,000 | 8,919 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,026,000 | 867 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $4,902,000 | 561 |
| Earning assets | $1,184,567,000 | 468 |
| Long-term assets (5+ years) | $0 | 7,945 |
| Average Assets, year-to-date | $1,269,473,500 | 474 |
| Average Assets, quarterly | $1,269,473,500 | 474 |
| Volatile liabilities | $812,450,000 | 255 |
| Insider loans | $0 | 8,007 |
| FHLB advances | $398,000,000 | 162 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $210,653,000 | 537 |
| Tier 1 (core) risk-based capital | $81,364,000 | 669 |
| Tier 2 risk-based capital | $7,995,000 | 613 |
| Total risk weighted assets | $699,211,000 | 599 |
| Total unused commitments | $210,653,000 | 537 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 205 | 777 |
| Assets and Liabilities | ||
| Total Assets: | $1,271,653,000 | 477 |
| Cash and due from depository institutions | $27,087,000 | 777 |
| Interest-bearing balances | $22,754,000 | 237 |
| Securities | $480,144,000 | 324 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $706,776,000 | 565 |
| Loan loss allowance | $7,658,000 | 629 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $9,595,000 | 1,050 |
| Other real estate owned | $1,851,000 | 777 |
| Goodwill and other intangibles | $5,189,000 | 752 |
| All other assets | $41,011,000 | 457 |
| Life insurance assets | $12,582,000 | 53 |
| Total liabilities and capital | $1,271,653,000 | 477 |
| Total liabilities | $1,182,140,000 | 463 |
| Total deposits | $731,834,000 | 594 |
| Interest-bearing deposits | $693,478,000 | 549 |
| Deposits held in domestic offices | $731,834,000 | 593 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $25,843,000 | 645 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $418,803,000 | 200 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $5,660,000 | 834 |
| Total equity capital | $89,513,000 | 658 |
| Total bank equity capital | $89,513,000 | 658 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $250,000 | 5,455 |
| Surplus | $102,741,000 | 309 |
| Undivided profits | $-13,478,000 | 8,967 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,360,000 | 638 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $4,949,000 | 542 |
| Earning assets | $1,209,674,000 | 465 |
| Long-term assets (5+ years) | $0 | 7,981 |
| Average Assets, year-to-date | $1,266,366,400 | 464 |
| Average Assets, quarterly | $1,246,917,500 | 482 |
| Volatile liabilities | $825,956,000 | 255 |
| Insider loans | $0 | 8,048 |
| FHLB advances | $418,000,000 | 156 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $177,652,000 | 598 |
| Tier 1 (core) risk-based capital | $83,963,000 | 636 |
| Tier 2 risk-based capital | $7,658,000 | 642 |
| Total risk weighted assets | $665,053,000 | 635 |
| Total unused commitments | $177,652,000 | 598 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 209 | 758 |
| Assets and Liabilities | ||
| Total Assets: | $1,222,182,000 | 492 |
| Cash and due from depository institutions | $25,524,000 | 758 |
| Interest-bearing balances | $21,960,000 | 256 |
| Securities | $471,481,000 | 325 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $680,767,000 | 569 |
| Loan loss allowance | $7,315,000 | 662 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $9,350,000 | 1,044 |
| Other real estate owned | $1,851,000 | 758 |
| Goodwill and other intangibles | $5,226,000 | 727 |
| All other assets | $27,983,000 | 583 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $1,222,182,000 | 492 |
| Total liabilities | $1,134,971,000 | 479 |
| Total deposits | $715,645,000 | 601 |
| Interest-bearing deposits | $689,169,000 | 548 |
| Deposits held in domestic offices | $715,645,000 | 597 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $25,843,000 | 652 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $386,044,000 | 218 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $7,439,000 | 682 |
| Total equity capital | $87,211,000 | 665 |
| Total bank equity capital | $87,211,000 | 665 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $250,000 | 5,481 |
| Surplus | $102,741,000 | 313 |
| Undivided profits | $-15,780,000 | 9,017 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,461,000 | 1,160 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $4,728,000 | 570 |
| Earning assets | $1,174,208,000 | 477 |
| Long-term assets (5+ years) | $0 | 8,028 |
| Average Assets, year-to-date | $1,265,044,750 | 466 |
| Average Assets, quarterly | $1,255,160,000 | 482 |
| Volatile liabilities | $766,258,000 | 259 |
| Insider loans | $0 | 8,077 |
| FHLB advances | $385,000,000 | 164 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $178,195,000 | 588 |
| Tier 1 (core) risk-based capital | $81,619,000 | 647 |
| Tier 2 risk-based capital | $7,315,000 | 653 |
| Total risk weighted assets | $633,074,000 | 649 |
| Total unused commitments | $178,195,000 | 589 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 190 | 835 |
| Assets and Liabilities | ||
| Total Assets: | $1,288,138,000 | 470 |
| Cash and due from depository institutions | $16,052,000 | 835 |
| Interest-bearing balances | $12,843,000 | 482 |
| Securities | $547,784,000 | 292 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $680,197,000 | 561 |
| Loan loss allowance | $6,698,000 | 700 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $8,035,000 | 1,218 |
| Other real estate owned | $3,467,000 | 835 |
| Goodwill and other intangibles | $5,115,000 | 719 |
| All other assets | $27,488,000 | 608 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $1,288,138,000 | 470 |
| Total liabilities | $1,204,178,000 | 457 |
| Total deposits | $759,349,000 | 573 |
| Interest-bearing deposits | $731,990,000 | 506 |
| Deposits held in domestic offices | $759,349,000 | 570 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $90,843,000 | 311 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $345,110,000 | 230 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $8,876,000 | 578 |
| Total equity capital | $83,960,000 | 655 |
| Total bank equity capital | $83,960,000 | 655 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $250,000 | 5,518 |
| Surplus | $102,741,000 | 307 |
| Undivided profits | $-19,031,000 | 9,073 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,195,000 | 878 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $4,989,000 | 511 |
| Earning assets | $1,240,824,000 | 450 |
| Long-term assets (5+ years) | $0 | 8,066 |
| Average Assets, year-to-date | $1,279,332,330 | 462 |
| Average Assets, quarterly | $1,258,012,000 | 476 |
| Volatile liabilities | $767,288,000 | 257 |
| Insider loans | $0 | 8,164 |
| FHLB advances | $344,000,000 | 183 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $126,973,000 | 753 |
| Tier 1 (core) risk-based capital | $79,798,000 | 645 |
| Tier 2 risk-based capital | $6,698,000 | 700 |
| Total risk weighted assets | $630,802,000 | 638 |
| Total unused commitments | $126,973,000 | 754 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 188 | 851 |
| Assets and Liabilities | ||
| Total Assets: | $1,227,886,000 | 486 |
| Cash and due from depository institutions | $17,800,000 | 851 |
| Interest-bearing balances | $16,739,000 | 433 |
| Securities | $469,967,000 | 332 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $697,152,000 | 541 |
| Loan loss allowance | $5,898,000 | 792 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $8,215,000 | 1,170 |
| Other real estate owned | $5,765,000 | 851 |
| Goodwill and other intangibles | $232,000 | 2,470 |
| All other assets | $28,755,000 | 561 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $1,227,886,000 | 486 |
| Total liabilities | $1,144,050,000 | 474 |
| Total deposits | $734,238,000 | 583 |
| Interest-bearing deposits | $709,343,000 | 524 |
| Deposits held in domestic offices | $734,238,000 | 580 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $90,843,000 | 309 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $311,000,000 | 238 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $7,969,000 | 676 |
| Total equity capital | $83,836,000 | 666 |
| Total bank equity capital | $83,836,000 | 666 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $250,000 | 5,529 |
| Surplus | $102,741,000 | 302 |
| Undivided profits | $-19,155,000 | 9,114 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,979,000 | 1,008 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $4,934,000 | 522 |
| Earning assets | $1,183,858,000 | 461 |
| Long-term assets (5+ years) | $0 | 8,096 |
| Average Assets, year-to-date | $1,274,929,500 | 466 |
| Average Assets, quarterly | $1,274,929,500 | 466 |
| Volatile liabilities | $714,072,000 | 262 |
| Insider loans | $0 | 8,165 |
| FHLB advances | $311,000,000 | 195 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $111,514,000 | 801 |
| Tier 1 (core) risk-based capital | $83,031,000 | 618 |
| Tier 2 risk-based capital | $5,898,000 | 793 |
| Total risk weighted assets | $641,589,000 | 631 |
| Total unused commitments | $111,514,000 | 801 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 183 | 891 |
| Assets and Liabilities | ||
| Total Assets: | $1,321,973,000 | 455 |
| Cash and due from depository institutions | $31,886,000 | 891 |
| Interest-bearing balances | $29,754,000 | 221 |
| Securities | $582,598,000 | 278 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $668,298,000 | 556 |
| Loan loss allowance | $5,604,000 | 836 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $7,569,000 | 1,257 |
| Other real estate owned | $5,963,000 | 891 |
| Goodwill and other intangibles | $251,000 | 2,429 |
| All other assets | $25,408,000 | 632 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,321,973,000 | 455 |
| Total liabilities | $1,241,243,000 | 445 |
| Total deposits | $745,433,000 | 578 |
| Interest-bearing deposits | $719,554,000 | 510 |
| Deposits held in domestic offices | $745,433,000 | 576 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $90,843,000 | 313 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $383,000,000 | 213 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $21,967,000 | 360 |
| Total equity capital | $80,730,000 | 683 |
| Total bank equity capital | $80,730,000 | 683 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $250,000 | 5,570 |
| Surplus | $102,741,000 | 306 |
| Undivided profits | $-22,261,000 | 9,178 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,794,000 | 1,102 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $3,223,000 | 810 |
| Earning assets | $1,280,650,000 | 429 |
| Long-term assets (5+ years) | $0 | 8,140 |
| Average Assets, year-to-date | $1,367,144,200 | 426 |
| Average Assets, quarterly | $1,326,936,000 | 449 |
| Volatile liabilities | $779,973,000 | 241 |
| Insider loans | $0 | 8,219 |
| FHLB advances | $383,000,000 | 162 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $70,608,000 | 1,117 |
| Tier 1 (core) risk-based capital | $81,529,000 | 622 |
| Tier 2 risk-based capital | $5,604,000 | 828 |
| Total risk weighted assets | $637,773,000 | 628 |
| Total unused commitments | $95,610,000 | 877 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 184 | 903 |
| Assets and Liabilities | ||
| Total Assets: | $1,331,899,000 | 462 |
| Cash and due from depository institutions | $28,126,000 | 903 |
| Interest-bearing balances | $25,753,000 | 298 |
| Securities | $669,856,000 | 249 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $586,408,000 | 621 |
| Loan loss allowance | $4,208,000 | 1,100 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $11,829,000 | 750 |
| Other real estate owned | $7,222,000 | 903 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $28,458,000 | 577 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,331,899,000 | 462 |
| Total liabilities | $1,255,606,000 | 444 |
| Total deposits | $983,902,000 | 452 |
| Interest-bearing deposits | $963,889,000 | 400 |
| Deposits held in domestic offices | $983,902,000 | 451 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $90,843,000 | 320 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $175,000,000 | 339 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $5,861,000 | 858 |
| Total equity capital | $76,293,000 | 726 |
| Total bank equity capital | $76,293,000 | 726 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $250,000 | 5,605 |
| Surplus | $102,741,000 | 314 |
| Undivided profits | $-26,698,000 | 9,237 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,082,000 | 650 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $2,898,000 | 938 |
| Earning assets | $1,282,017,000 | 435 |
| Long-term assets (5+ years) | $0 | 8,204 |
| Average Assets, year-to-date | $1,378,437,000 | 432 |
| Average Assets, quarterly | $1,336,093,000 | 457 |
| Volatile liabilities | $672,634,000 | 262 |
| Insider loans | $0 | 8,298 |
| FHLB advances | $175,000,000 | 279 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $82,995,000 | 998 |
| Tier 1 (core) risk-based capital | $77,462,000 | 657 |
| Tier 2 risk-based capital | $4,208,000 | 1,044 |
| Total risk weighted assets | $607,938,000 | 645 |
| Total unused commitments | $82,995,000 | 999 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 173 | 953 |
| Assets and Liabilities | ||
| Total Assets: | $1,340,287,000 | 452 |
| Cash and due from depository institutions | $20,991,000 | 953 |
| Interest-bearing balances | $18,877,000 | 449 |
| Securities | $700,125,000 | 238 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $564,042,000 | 632 |
| Loan loss allowance | $4,619,000 | 989 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $24,716,000 | 328 |
| Other real estate owned | $1,671,000 | 953 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $28,742,000 | 563 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,340,287,000 | 452 |
| Total liabilities | $1,251,541,000 | 445 |
| Total deposits | $887,301,000 | 487 |
| Interest-bearing deposits | $872,166,000 | 436 |
| Deposits held in domestic offices | $887,301,000 | 486 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $90,843,000 | 310 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $253,000,000 | 255 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $20,397,000 | 409 |
| Total equity capital | $88,746,000 | 639 |
| Total bank equity capital | $88,746,000 | 639 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $250,000 | 5,617 |
| Surplus | $110,887,000 | 295 |
| Undivided profits | $-22,391,000 | 9,267 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,538,000 | 714 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $2,976,000 | 899 |
| Earning assets | $1,283,044,000 | 434 |
| Long-term assets (5+ years) | $0 | 8,230 |
| Average Assets, year-to-date | $1,393,949,670 | 430 |
| Average Assets, quarterly | $1,396,195,500 | 434 |
| Volatile liabilities | $723,499,000 | 248 |
| Insider loans | $0 | 8,352 |
| FHLB advances | $253,000,000 | 206 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $72,832,000 | 1,081 |
| Tier 1 (core) risk-based capital | $84,377,000 | 603 |
| Tier 2 risk-based capital | $4,619,000 | 934 |
| Total risk weighted assets | $592,440,000 | 649 |
| Total unused commitments | $137,832,000 | 679 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 152 | 1,100 |
| Assets and Liabilities | ||
| Total Assets: | $1,452,104,000 | 423 |
| Cash and due from depository institutions | $13,925,000 | 1,100 |
| Interest-bearing balances | $12,805,000 | 664 |
| Securities | $781,047,000 | 212 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $592,750,000 | 594 |
| Loan loss allowance | $4,785,000 | 949 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $23,958,000 | 339 |
| Other real estate owned | $3,835,000 | 1,100 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $36,589,000 | 477 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,452,105,000 | 423 |
| Total liabilities | $1,361,498,000 | 411 |
| Total deposits | $835,936,000 | 509 |
| Interest-bearing deposits | $824,101,000 | 452 |
| Deposits held in domestic offices | $835,936,000 | 508 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $156,743,000 | 228 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $358,250,000 | 212 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $10,569,000 | 601 |
| Total equity capital | $90,607,000 | 611 |
| Total bank equity capital | $90,607,000 | 611 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $250,000 | 5,636 |
| Surplus | $110,887,000 | 291 |
| Undivided profits | $-20,530,000 | 9,310 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,671,000 | 583 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $3,490,000 | 772 |
| Earning assets | $1,386,602,000 | 408 |
| Long-term assets (5+ years) | $0 | 8,263 |
| Average Assets, year-to-date | $1,420,781,000 | 426 |
| Average Assets, quarterly | $1,420,781,000 | 426 |
| Volatile liabilities | $857,704,000 | 220 |
| Insider loans | $0 | 8,373 |
| FHLB advances | $358,250,000 | 164 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $42,777,000 | 1,571 |
| Tier 1 (core) risk-based capital | $83,565,000 | 594 |
| Tier 2 risk-based capital | $4,785,000 | 887 |
| Total risk weighted assets | $625,440,000 | 605 |
| Total unused commitments | $67,777,000 | 1,123 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 127 | 1,344 |
| Assets and Liabilities | ||
| Total Assets: | $1,389,458,000 | 437 |
| Cash and due from depository institutions | $26,471,000 | 1,344 |
| Interest-bearing balances | $10,101,000 | 773 |
| Securities | $702,268,000 | 229 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $597,538,000 | 585 |
| Loan loss allowance | $4,668,000 | 946 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $23,206,000 | 343 |
| Other real estate owned | $3,506,000 | 1,344 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $36,469,000 | 476 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,389,458,000 | 437 |
| Total liabilities | $1,300,469,000 | 421 |
| Total deposits | $760,197,000 | 546 |
| Interest-bearing deposits | $749,041,000 | 482 |
| Deposits held in domestic offices | $760,197,000 | 544 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $156,743,000 | 224 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $372,250,000 | 206 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $11,279,000 | 574 |
| Total equity capital | $88,989,000 | 612 |
| Total bank equity capital | $88,989,000 | 612 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $250,000 | 5,651 |
| Surplus | $110,887,000 | 280 |
| Undivided profits | $-22,148,000 | 9,352 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,483,000 | 462 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $3,639,000 | 750 |
| Earning assets | $1,309,907,000 | 420 |
| Long-term assets (5+ years) | $0 | 8,289 |
| Average Assets, year-to-date | $1,308,900,000 | 435 |
| Average Assets, quarterly | $1,397,247,000 | 432 |
| Volatile liabilities | $845,353,000 | 221 |
| Insider loans | $0 | 8,414 |
| FHLB advances | $372,250,000 | 159 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $66,070,000 | 1,098 |
| Tier 1 (core) risk-based capital | $81,963,000 | 591 |
| Tier 2 risk-based capital | $4,668,000 | 891 |
| Total risk weighted assets | $615,209,000 | 606 |
| Total unused commitments | $66,070,000 | 1,099 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 94 | 1,794 |
| Assets and Liabilities | ||
| Total Assets: | $1,197,593,000 | 468 |
| Cash and due from depository institutions | $17,948,000 | 1,794 |
| Interest-bearing balances | $17,555,000 | 392 |
| Securities | $359,147,000 | 356 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $732,148,000 | 480 |
| Loan loss allowance | $3,003,000 | 1,375 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $40,625,000 | 212 |
| Other real estate owned | $11,342,000 | 1,794 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $36,383,000 | 463 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,197,593,000 | 468 |
| Total liabilities | $1,143,501,000 | 452 |
| Total deposits | $828,371,000 | 488 |
| Interest-bearing deposits | $818,921,000 | 437 |
| Deposits held in domestic offices | $828,371,000 | 486 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $306,250,000 | 223 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $8,880,000 | 672 |
| Total equity capital | $54,092,000 | 907 |
| Total bank equity capital | $54,092,000 | 907 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $250,000 | 5,779 |
| Surplus | $87,487,000 | 306 |
| Undivided profits | $-33,645,000 | 9,614 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,815,000 | 1,661 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $5,376,000 | 563 |
| Earning assets | $1,108,850,000 | 460 |
| Long-term assets (5+ years) | $0 | 8,482 |
| Average Assets, year-to-date | $1,196,376,000 | 450 |
| Average Assets, quarterly | $1,248,629,500 | 450 |
| Volatile liabilities | $566,897,000 | 297 |
| Insider loans | $0 | 8,624 |
| FHLB advances | $306,250,000 | 166 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $5,000,000 | 5,513 |
| Tier 1 (core) risk-based capital | $51,161,000 | 887 |
| Tier 2 risk-based capital | $3,003,000 | 1,282 |
| Total risk weighted assets | $648,047,000 | 569 |
| Total unused commitments | $15,000,000 | 3,045 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 104 | 1,591 |
| Assets and Liabilities | ||
| Total Assets: | $858,366,000 | 604 |
| Cash and due from depository institutions | $60,974,000 | 1,591 |
| Interest-bearing balances | $60,558,000 | 86 |
| Securities | $356,328,000 | 350 |
| Federal funds sold & reverse repurchase agreements | $425,000 | 6,290 |
| Net loans & leases | $350,708,000 | 912 |
| Loan loss allowance | $2,631,000 | 1,472 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $46,404,000 | 174 |
| Other real estate owned | $13,422,000 | 1,591 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $30,105,000 | 440 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $858,366,000 | 604 |
| Total liabilities | $799,028,000 | 595 |
| Total deposits | $771,787,000 | 518 |
| Interest-bearing deposits | $766,735,000 | 454 |
| Deposits held in domestic offices | $771,787,000 | 514 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $27,241,000 | 337 |
| Total equity capital | $59,338,000 | 802 |
| Total bank equity capital | $59,338,000 | 802 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $250,000 | 5,952 |
| Surplus | $87,487,000 | 303 |
| Undivided profits | $-28,399,000 | 9,904 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,394,000 | 1,728 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $2,612,000 | 947 |
| Earning assets | $768,019,000 | 618 |
| Long-term assets (5+ years) | $0 | 8,706 |
| Average Assets, year-to-date | $826,318,200 | 598 |
| Average Assets, quarterly | $807,275,500 | 630 |
| Volatile liabilities | $220,751,000 | 553 |
| Insider loans | $0 | 8,879 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $0 | 9,597 |
| Tier 1 (core) risk-based capital | $62,053,000 | 725 |
| Tier 2 risk-based capital | $2,631,000 | 1,382 |
| Total risk weighted assets | $445,890,000 | 758 |
| Total unused commitments | $0 | 9,600 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 156 | 1,080 |
| Assets and Liabilities | ||
| Total Assets: | $831,057,000 | 625 |
| Cash and due from depository institutions | $8,397,000 | 1,080 |
| Interest-bearing balances | $7,857,000 | 526 |
| Securities | $266,343,000 | 483 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $458,544,000 | 709 |
| Loan loss allowance | $1,469,000 | 2,430 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $72,090,000 | 131 |
| Other real estate owned | $15,348,000 | 1,080 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $10,335,000 | 967 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $831,057,000 | 625 |
| Total liabilities | $784,340,000 | 605 |
| Total deposits | $594,105,000 | 641 |
| Interest-bearing deposits | $593,836,000 | 572 |
| Deposits held in domestic offices | $594,105,000 | 637 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $60,039,000 | 452 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $122,498,000 | 441 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $7,698,000 | 708 |
| Total equity capital | $46,717,000 | 968 |
| Total bank equity capital | $46,717,000 | 968 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $250,000 | 6,159 |
| Surplus | $60,162,000 | 400 |
| Undivided profits | $-13,695,000 | 10,209 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $868,000 | 2,457 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $2,243,000 | 937 |
| Earning assets | $732,744,000 | 642 |
| Long-term assets (5+ years) | $0 | 8,976 |
| Average Assets, year-to-date | $740,434,600 | 659 |
| Average Assets, quarterly | $847,170,000 | 611 |
| Volatile liabilities | $235,720,000 | 535 |
| Insider loans | $0 | 9,133 |
| FHLB advances | $33,500,000 | 281 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $333,000 | 9,406 |
| Tier 1 (core) risk-based capital | $65,724,000 | 683 |
| Tier 2 risk-based capital | $1,469,000 | 2,223 |
| Total risk weighted assets | $426,211,000 | 771 |
| Total unused commitments | $333,000 | 9,410 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 182 | 916 |
| Assets and Liabilities | ||
| Total Assets: | $577,505,000 | 825 |
| Cash and due from depository institutions | $21,254,000 | 916 |
| Interest-bearing balances | $17,346,000 | 326 |
| Securities | $201,632,000 | 611 |
| Federal funds sold & reverse repurchase agreements | $7,200,000 | 2,399 |
| Net loans & leases | $172,590,000 | 1,628 |
| Loan loss allowance | $1,536,000 | 2,298 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $77,451,000 | 113 |
| Other real estate owned | $68,953,000 | 916 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $28,425,000 | 432 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $577,505,000 | 825 |
| Total liabilities | $476,142,000 | 895 |
| Total deposits | $385,552,000 | 948 |
| Interest-bearing deposits | $385,394,000 | 814 |
| Deposits held in domestic offices | $385,552,000 | 945 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $89,404,000 | 430 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,186,000 | 3,065 |
| Total equity capital | $101,363,000 | 493 |
| Total bank equity capital | $101,363,000 | 493 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $250,000 | 6,262 |
| Surplus | $55,162,000 | 415 |
| Undivided profits | $45,951,000 | 559 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,699,000 | 1,497 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $848,000 | 2,664 |
| Earning assets | $398,768,000 | 1,077 |
| Long-term assets (5+ years) | $0 | 9,173 |
| Average Assets, year-to-date | $1,277,392,600 | 414 |
| Average Assets, quarterly | $643,415,500 | 732 |
| Volatile liabilities | $117,116,000 | 748 |
| Insider loans | $0 | 9,309 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $39,076,000 | 1,359 |
| Tier 1 (core) risk-based capital | $103,777,000 | 441 |
| Tier 2 risk-based capital | $1,536,000 | 2,069 |
| Total risk weighted assets | $319,362,000 | 927 |
| Total unused commitments | $41,239,000 | 1,305 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 193 | 916 |
| Assets and Liabilities | ||
| Total Assets: | $3,075,516,000 | 225 |
| Cash and due from depository institutions | $61,389,000 | 916 |
| Interest-bearing balances | $57,044,000 | 93 |
| Securities | $1,485,054,000 | 121 |
| Federal funds sold & reverse repurchase agreements | $783,150,000 | 31 |
| Net loans & leases | $612,121,000 | 543 |
| Loan loss allowance | $1,536,000 | 2,289 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $28,642,000 | 261 |
| Other real estate owned | $71,123,000 | 916 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $34,037,000 | 359 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $3,075,516,000 | 225 |
| Total liabilities | $2,863,500,000 | 224 |
| Total deposits | $1,670,580,000 | 259 |
| Interest-bearing deposits | $1,670,580,000 | 227 |
| Deposits held in domestic offices | $1,670,580,000 | 255 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,234,725,000 | 68 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $89,543,000 | 410 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $-131,348,000 | 10,946 |
| Total equity capital | $212,016,000 | 257 |
| Total bank equity capital | $212,016,000 | 257 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $250,000 | 6,532 |
| Surplus | $55,162,000 | 403 |
| Undivided profits | $156,604,000 | 181 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,526,000 | 1,737 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $2,574,000 | 840 |
| Earning assets | $2,937,369,000 | 217 |
| Long-term assets (5+ years) | $0 | 9,550 |
| Average Assets, year-to-date | $2,812,123,200 | 231 |
| Average Assets, quarterly | $2,926,110,500 | 230 |
| Volatile liabilities | $1,471,150,000 | 148 |
| Insider loans | $0 | 9,792 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $4,065,000 | 5,716 |
| Tier 1 (core) risk-based capital | $169,663,000 | 280 |
| Tier 2 risk-based capital | $1,536,000 | 1,955 |
| Total risk weighted assets | $667,524,000 | 502 |
| Total unused commitments | $4,065,000 | 5,725 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 160 | 1,154 |
| Assets and Liabilities | ||
| Total Assets: | $2,686,769,000 | 272 |
| Cash and due from depository institutions | $18,516,000 | 1,154 |
| Interest-bearing balances | $15,836,000 | 246 |
| Securities | $2,020,862,000 | 89 |
| Federal funds sold & reverse repurchase agreements | $9,302,000 | 1,389 |
| Net loans & leases | $548,375,000 | 635 |
| Loan loss allowance | $5,195,000 | 844 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $12,363,000 | 609 |
| Other real estate owned | $29,726,000 | 1,154 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $47,625,000 | 315 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $2,686,769,000 | 272 |
| Total liabilities | $2,543,208,000 | 265 |
| Total deposits | $1,423,828,000 | 328 |
| Interest-bearing deposits | $1,423,828,000 | 297 |
| Deposits held in domestic offices | $1,423,828,000 | 325 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,105,997,000 | 85 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $121,309,000 | 349 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $-107,926,000 | 11,480 |
| Total equity capital | $143,561,000 | 377 |
| Total bank equity capital | $143,561,000 | 377 |
| Perpetual preferred stock | $24,860,000 | 28 |
| Common stock | $250,000 | 6,897 |
| Surplus | $30,301,000 | 653 |
| Undivided profits | $88,150,000 | 310 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $11,301,000 | 391 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $2,813,000 | 793 |
| Earning assets | $2,594,375,000 | 260 |
| Long-term assets (5+ years) | $0 | 9,965 |
| Average Assets, year-to-date | $2,438,931,200 | 281 |
| Average Assets, quarterly | $2,675,528,500 | 270 |
| Volatile liabilities | $1,343,169,000 | 164 |
| Insider loans | $0 | 10,271 |
| FHLB advances | $55,000,000 | 197 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $2,779,000 | 6,639 |
| Tier 1 (core) risk-based capital | $143,551,000 | 357 |
| Tier 2 risk-based capital | $836,000 | 3,513 |
| Total risk weighted assets | $506,492,000 | 654 |
| Total unused commitments | $2,779,000 | 6,653 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 141 | 1,358 |
| Assets and Liabilities | ||
| Total Assets: | $1,998,987,000 | 348 |
| Cash and due from depository institutions | $20,681,000 | 1,358 |
| Interest-bearing balances | $12,260,000 | 367 |
| Securities | $1,278,501,000 | 153 |
| Federal funds sold & reverse repurchase agreements | $3,400,000 | 3,981 |
| Net loans & leases | $432,240,000 | 756 |
| Loan loss allowance | $8,339,000 | 631 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $12,510,000 | 599 |
| Other real estate owned | $61,750,000 | 1,358 |
| Goodwill and other intangibles | $22,377,000 | 217 |
| All other assets | $167,528,000 | 139 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,998,987,000 | 348 |
| Total liabilities | $1,833,046,000 | 348 |
| Total deposits | $1,378,414,000 | 354 |
| Interest-bearing deposits | $1,360,421,000 | 322 |
| Deposits held in domestic offices | $1,378,414,000 | 349 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $334,231,000 | 206 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $83,694,000 | 425 |
| Subordinated debt | $1,000,000 | 254 |
| All other liabilities | $35,707,000 | 314 |
| Total equity capital | $165,941,000 | 356 |
| Total bank equity capital | $165,941,000 | 356 |
| Perpetual preferred stock | $24,860,000 | 27 |
| Common stock | $250,000 | 7,258 |
| Surplus | $30,301,000 | 656 |
| Undivided profits | $110,530,000 | 267 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $14,538,000 | 342 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $2,604,000 | 889 |
| Earning assets | $1,726,401,000 | 362 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $1,990,452,400 | 339 |
| Average Assets, quarterly | $2,002,500,500 | 342 |
| Volatile liabilities | $533,500,000 | 296 |
| Insider loans | $0 | 10,773 |
| FHLB advances | $15,000,000 | 345 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $5,215,000 | 4,872 |
| Tier 1 (core) risk-based capital | $116,281,000 | 436 |
| Tier 2 risk-based capital | $1,696,000 | 1,830 |
| Total risk weighted assets | $554,516,000 | 633 |
| Total unused commitments | $676,127,000 | 263 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 155 | 1,276 |
| Assets and Liabilities | ||
| Total Assets: | $1,971,358,000 | 342 |
| Cash and due from depository institutions | $133,184,000 | 1,276 |
| Interest-bearing balances | $131,791,000 | 67 |
| Securities | $1,142,042,000 | 175 |
| Federal funds sold & reverse repurchase agreements | $77,774,000 | 211 |
| Net loans & leases | $293,870,000 | 988 |
| Loan loss allowance | $8,338,000 | 631 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $13,155,000 | 561 |
| Other real estate owned | $105,785,000 | 1,276 |
| Goodwill and other intangibles | $24,196,000 | 184 |
| All other assets | $181,352,000 | 129 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,971,358,000 | 342 |
| Total liabilities | $1,803,782,000 | 341 |
| Total deposits | $1,275,205,000 | 367 |
| Interest-bearing deposits | $1,260,909,000 | 331 |
| Deposits held in domestic offices | $1,275,205,000 | 362 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $301,172,000 | 220 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $213,739,000 | 239 |
| Subordinated debt | $2,346,000 | 229 |
| All other liabilities | $11,320,000 | 563 |
| Total equity capital | $167,576,000 | 328 |
| Total bank equity capital | $167,576,000 | 328 |
| Perpetual preferred stock | $21,996,000 | 32 |
| Common stock | $250,000 | 7,667 |
| Surplus | $30,301,000 | 617 |
| Undivided profits | $115,029,000 | 241 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $13,336,000 | 381 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $2,309,000 | 872 |
| Earning assets | $1,645,477,000 | 368 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $1,966,276,000 | 337 |
| Average Assets, quarterly | $1,968,286,500 | 338 |
| Volatile liabilities | $613,234,000 | 269 |
| Insider loans | $0 | 11,229 |
| FHLB advances | $105,000,000 | 120 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $1,102,000 | 8,916 |
| Tier 1 (core) risk-based capital | $150,672,000 | 347 |
| Tier 2 risk-based capital | $3,676,000 | 926 |
| Total risk weighted assets | $613,226,000 | 554 |
| Total unused commitments | $1,102,000 | 8,926 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 181 | 1,133 |
| Assets and Liabilities | ||
| Total Assets: | $1,963,892,000 | 334 |
| Cash and due from depository institutions | $532,663,000 | 1,133 |
| Interest-bearing balances | $529,370,000 | 34 |
| Securities | $855,413,000 | 223 |
| Federal funds sold & reverse repurchase agreements | $114,100,000 | 167 |
| Net loans & leases | $161,822,000 | 1,699 |
| Loan loss allowance | $11,287,000 | 536 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $12,856,000 | 569 |
| Other real estate owned | $135,593,000 | 1,133 |
| Goodwill and other intangibles | $26,027,000 | 156 |
| All other assets | $125,418,000 | 168 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,963,892,000 | 334 |
| Total liabilities | $1,809,114,000 | 342 |
| Total deposits | $1,180,231,000 | 407 |
| Interest-bearing deposits | $1,166,447,000 | 368 |
| Deposits held in domestic offices | $1,180,231,000 | 402 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $616,550,000 | 109 |
| Subordinated debt | $2,346,000 | 229 |
| All other liabilities | $9,987,000 | 616 |
| Total equity capital | $154,778,000 | 334 |
| Total bank equity capital | $154,778,000 | 334 |
| Perpetual preferred stock | $19,462,000 | 34 |
| Common stock | $250,000 | 8,072 |
| Surplus | $30,301,000 | 588 |
| Undivided profits | $104,765,000 | 255 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $13,199,000 | 483 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $2,074,000 | 844 |
| Earning assets | $1,660,705,000 | 361 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $1,972,167,000 | 325 |
| Average Assets, quarterly | $1,966,226,500 | 331 |
| Volatile liabilities | $709,199,000 | 229 |
| Insider loans | $0 | 11,728 |
| FHLB advances | $500,000,000 | 37 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $2,856,000 | 6,535 |
| Tier 1 (core) risk-based capital | $143,279,000 | 339 |
| Tier 2 risk-based capital | $3,800,000 | 900 |
| Total risk weighted assets | $554,047,000 | 598 |
| Total unused commitments | $2,856,000 | 6,556 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 240 | 880 |
| Assets and Liabilities | ||
| Total Assets: | $1,976,972,000 | 345 |
| Cash and due from depository institutions | $23,225,000 | 880 |
| Interest-bearing balances | $21,406,000 | 373 |
| Securities | $1,406,929,000 | 116 |
| Federal funds sold & reverse repurchase agreements | $63,865,000 | 354 |
| Net loans & leases | $115,655,000 | 2,357 |
| Loan loss allowance | $10,737,000 | 589 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $14,458,000 | 526 |
| Other real estate owned | $213,830,000 | 880 |
| Goodwill and other intangibles | $27,925,000 | 142 |
| All other assets | $111,085,000 | 184 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,976,972,000 | 345 |
| Total liabilities | $1,836,782,000 | 348 |
| Total deposits | $1,694,757,000 | 314 |
| Interest-bearing deposits | $1,673,124,000 | 280 |
| Deposits held in domestic offices | $1,694,757,000 | 311 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $117,178,000 | 269 |
| Subordinated debt | $2,346,000 | 242 |
| All other liabilities | $22,501,000 | 389 |
| Total equity capital | $140,190,000 | 343 |
| Total bank equity capital | $140,190,000 | 343 |
| Perpetual preferred stock | $17,219,000 | 33 |
| Common stock | $250,000 | 8,487 |
| Surplus | $30,301,000 | 575 |
| Undivided profits | $92,420,000 | 238 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $18,656,000 | 463 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $2,042,000 | 950 |
| Earning assets | $1,607,855,000 | 367 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $2,456,905,800 | 285 |
| Average Assets, quarterly | $2,127,986,000 | 329 |
| Volatile liabilities | $233,155,000 | 431 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $2,050,000 | 7,254 |
| Tier 1 (core) risk-based capital | $131,753,000 | 344 |
| Tier 2 risk-based capital | $8,047,000 | 527 |
| Total risk weighted assets | $501,151,000 | 665 |
| Total unused commitments | $2,050,000 | 7,285 |
| Derivatives | $0 | 651 |