Home > Encino State Bank > Assets and Liabilities
Encino State Bank, Assets and Liabilities
| 2004-09-30 | Rank | |
| # of Employees: | 45 | 3,649 |
| Assets and Liabilities | ||
| Total Assets: | $189,076,000 | 2,972 |
| Cash and due from depository institutions | $13,214,000 | 3,649 |
| Interest-bearing balances | $100,000 | 5,125 |
| Securities | $55,820,000 | 2,197 |
| Federal funds sold & reverse repurchase agreements | $25,000,000 | 448 |
| Net loans & leases | $92,544,000 | 3,701 |
| Loan loss allowance | $771,000 | 4,796 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $575,000 | 6,867 |
| Other real estate owned | $0 | 3,649 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $1,923,000 | 4,949 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $189,076,000 | 2,972 |
| Total liabilities | $179,754,000 | 2,837 |
| Total deposits | $179,487,000 | 2,582 |
| Interest-bearing deposits | $112,263,000 | 3,302 |
| Deposits held in domestic offices | $179,487,000 | 2,577 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $0 | 5,863 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $267,000 | 6,489 |
| Total equity capital | $9,322,000 | 5,233 |
| Total bank equity capital | $9,322,000 | 5,233 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $8,157,000 | 414 |
| Surplus | $0 | 8,313 |
| Undivided profits | $1,165,000 | 7,268 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,979 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $556,000 | 5,116 |
| Earning assets | $173,464,000 | 2,965 |
| Long-term assets (5+ years) | $53,290,000 | 1,799 |
| Average Assets, year-to-date | $182,875,750 | 2,963 |
| Average Assets, quarterly | $188,995,500 | 2,948 |
| Volatile liabilities | $27,171,000 | 3,318 |
| Insider loans | $6,483,000 | 902 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $23,506,000 | 2,688 |
| Tier 1 (core) risk-based capital | $9,507,000 | 5,027 |
| Tier 2 risk-based capital | $890,000 | 4,085 |
| Total risk weighted assets | $110,995,000 | 3,347 |
| Total unused commitments | $23,506,000 | 2,692 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 41 | 3,953 |
| Assets and Liabilities | ||
| Total Assets: | $188,915,000 | 2,944 |
| Cash and due from depository institutions | $14,278,000 | 3,953 |
| Interest-bearing balances | $100,000 | 5,164 |
| Securities | $63,985,000 | 1,952 |
| Federal funds sold & reverse repurchase agreements | $12,000,000 | 895 |
| Net loans & leases | $95,606,000 | 3,559 |
| Loan loss allowance | $748,000 | 4,892 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $664,000 | 6,657 |
| Other real estate owned | $0 | 3,953 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $2,382,000 | 4,349 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $188,915,000 | 2,944 |
| Total liabilities | $178,093,000 | 2,832 |
| Total deposits | $177,875,000 | 2,574 |
| Interest-bearing deposits | $120,120,000 | 3,111 |
| Deposits held in domestic offices | $177,875,000 | 2,569 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $218,000 | 6,633 |
| Total equity capital | $10,822,000 | 4,591 |
| Total bank equity capital | $10,822,000 | 4,591 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $8,157,000 | 407 |
| Surplus | $0 | 8,370 |
| Undivided profits | $2,665,000 | 5,921 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $712,000 | 3,976 |
| Earning assets | $171,691,000 | 2,961 |
| Long-term assets (5+ years) | $56,191,000 | 1,763 |
| Average Assets, year-to-date | $180,809,000 | 2,998 |
| Average Assets, quarterly | $184,969,000 | 2,970 |
| Volatile liabilities | $27,870,000 | 3,182 |
| Insider loans | $6,055,000 | 935 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $23,758,000 | 2,673 |
| Tier 1 (core) risk-based capital | $11,395,000 | 4,344 |
| Tier 2 risk-based capital | $868,000 | 4,147 |
| Total risk weighted assets | $112,826,000 | 3,259 |
| Total unused commitments | $23,758,000 | 2,676 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 43 | 3,816 |
| Assets and Liabilities | ||
| Total Assets: | $181,023,000 | 3,022 |
| Cash and due from depository institutions | $12,989,000 | 3,816 |
| Interest-bearing balances | $100,000 | 5,261 |
| Securities | $51,966,000 | 2,358 |
| Federal funds sold & reverse repurchase agreements | $21,325,000 | 655 |
| Net loans & leases | $92,773,000 | 3,570 |
| Loan loss allowance | $713,000 | 4,991 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $702,000 | 6,559 |
| Other real estate owned | $0 | 3,816 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $1,268,000 | 5,829 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $181,023,000 | 3,022 |
| Total liabilities | $169,962,000 | 2,905 |
| Total deposits | $169,548,000 | 2,664 |
| Interest-bearing deposits | $102,858,000 | 3,576 |
| Deposits held in domestic offices | $169,548,000 | 2,661 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $414,000 | 5,389 |
| Total equity capital | $11,061,000 | 4,596 |
| Total bank equity capital | $11,061,000 | 4,596 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $8,154,000 | 398 |
| Surplus | $0 | 8,403 |
| Undivided profits | $2,907,000 | 5,937 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,089 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $541,000 | 4,913 |
| Earning assets | $166,164,000 | 3,017 |
| Long-term assets (5+ years) | $49,471,000 | 1,903 |
| Average Assets, year-to-date | $176,756,000 | 3,050 |
| Average Assets, quarterly | $176,756,000 | 3,050 |
| Volatile liabilities | $24,580,000 | 3,393 |
| Insider loans | $6,197,000 | 895 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $24,169,000 | 2,568 |
| Tier 1 (core) risk-based capital | $11,146,000 | 4,387 |
| Tier 2 risk-based capital | $835,000 | 4,212 |
| Total risk weighted assets | $110,441,000 | 3,249 |
| Total unused commitments | $24,169,000 | 2,577 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 44 | 3,755 |
| Assets and Liabilities | ||
| Total Assets: | $172,489,000 | 3,122 |
| Cash and due from depository institutions | $12,931,000 | 3,755 |
| Interest-bearing balances | $100,000 | 5,208 |
| Securities | $44,390,000 | 2,749 |
| Federal funds sold & reverse repurchase agreements | $21,600,000 | 518 |
| Net loans & leases | $91,217,000 | 3,595 |
| Loan loss allowance | $703,000 | 5,025 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $743,000 | 6,473 |
| Other real estate owned | $0 | 3,755 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $1,608,000 | 5,254 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $172,489,000 | 3,122 |
| Total liabilities | $162,163,000 | 3,022 |
| Total deposits | $161,888,000 | 2,774 |
| Interest-bearing deposits | $107,625,000 | 3,403 |
| Deposits held in domestic offices | $161,888,000 | 2,771 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $275,000 | 6,305 |
| Total equity capital | $10,326,000 | 4,773 |
| Total bank equity capital | $10,326,000 | 4,773 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $7,885,000 | 423 |
| Surplus | $0 | 8,463 |
| Undivided profits | $2,441,000 | 6,241 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,180 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $667,000 | 4,307 |
| Earning assets | $157,307,000 | 3,120 |
| Long-term assets (5+ years) | $45,159,000 | 2,070 |
| Average Assets, year-to-date | $156,082,600 | 3,285 |
| Average Assets, quarterly | $167,662,500 | 3,172 |
| Volatile liabilities | $26,030,000 | 3,252 |
| Insider loans | $5,707,000 | 948 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $20,470,000 | 2,811 |
| Tier 1 (core) risk-based capital | $10,640,000 | 4,508 |
| Tier 2 risk-based capital | $805,000 | 4,311 |
| Total risk weighted assets | $106,266,000 | 3,351 |
| Total unused commitments | $20,470,000 | 2,815 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 45 | 3,705 |
| Assets and Liabilities | ||
| Total Assets: | $162,836,000 | 3,256 |
| Cash and due from depository institutions | $12,418,000 | 3,705 |
| Interest-bearing balances | $100,000 | 5,286 |
| Securities | $38,964,000 | 2,992 |
| Federal funds sold & reverse repurchase agreements | $23,300,000 | 620 |
| Net loans & leases | $86,132,000 | 3,749 |
| Loan loss allowance | $805,000 | 4,622 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $791,000 | 6,379 |
| Other real estate owned | $0 | 3,705 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $1,231,000 | 5,987 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $162,836,000 | 3,256 |
| Total liabilities | $152,930,000 | 3,149 |
| Total deposits | $152,718,000 | 2,904 |
| Interest-bearing deposits | $100,526,000 | 3,623 |
| Deposits held in domestic offices | $152,718,000 | 2,902 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $212,000 | 7,208 |
| Total equity capital | $9,906,000 | 4,881 |
| Total bank equity capital | $9,906,000 | 4,881 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $7,532,000 | 444 |
| Surplus | $0 | 8,515 |
| Undivided profits | $2,374,000 | 6,348 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,319 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $522,000 | 5,375 |
| Earning assets | $148,496,000 | 3,262 |
| Long-term assets (5+ years) | $39,931,000 | 2,257 |
| Average Assets, year-to-date | $151,981,000 | 3,362 |
| Average Assets, quarterly | $158,874,000 | 3,296 |
| Volatile liabilities | $25,654,000 | 3,229 |
| Insider loans | $4,723,000 | 1,133 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $21,735,000 | 2,690 |
| Tier 1 (core) risk-based capital | $10,056,000 | 4,680 |
| Tier 2 risk-based capital | $805,000 | 4,309 |
| Total risk weighted assets | $100,458,000 | 3,477 |
| Total unused commitments | $21,735,000 | 2,694 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 41 | 3,997 |
| Assets and Liabilities | ||
| Total Assets: | $154,912,000 | 3,364 |
| Cash and due from depository institutions | $16,715,000 | 3,997 |
| Interest-bearing balances | $100,000 | 5,348 |
| Securities | $36,917,000 | 3,060 |
| Federal funds sold & reverse repurchase agreements | $8,700,000 | 1,844 |
| Net loans & leases | $90,689,000 | 3,565 |
| Loan loss allowance | $790,000 | 4,630 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $834,000 | 6,257 |
| Other real estate owned | $0 | 3,997 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $1,057,000 | 6,289 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $154,912,000 | 3,364 |
| Total liabilities | $144,964,000 | 3,262 |
| Total deposits | $144,809,000 | 3,045 |
| Interest-bearing deposits | $99,223,000 | 3,659 |
| Deposits held in domestic offices | $144,809,000 | 3,041 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $155,000 | 7,838 |
| Total equity capital | $9,948,000 | 4,875 |
| Total bank equity capital | $9,948,000 | 4,875 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $7,528,000 | 437 |
| Surplus | $0 | 8,544 |
| Undivided profits | $2,420,000 | 6,347 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,340 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $684,000 | 4,236 |
| Earning assets | $136,406,000 | 3,476 |
| Long-term assets (5+ years) | $56,101,000 | 1,665 |
| Average Assets, year-to-date | $148,362,670 | 3,433 |
| Average Assets, quarterly | $152,260,000 | 3,380 |
| Volatile liabilities | $27,277,000 | 3,054 |
| Insider loans | $3,823,000 | 1,443 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $20,984,000 | 2,708 |
| Tier 1 (core) risk-based capital | $9,948,000 | 4,654 |
| Tier 2 risk-based capital | $790,000 | 4,342 |
| Total risk weighted assets | $101,435,000 | 3,433 |
| Total unused commitments | $20,984,000 | 2,717 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 43 | 3,808 |
| Assets and Liabilities | ||
| Total Assets: | $149,608,000 | 3,418 |
| Cash and due from depository institutions | $17,503,000 | 3,808 |
| Interest-bearing balances | $100,000 | 5,237 |
| Securities | $28,226,000 | 3,690 |
| Federal funds sold & reverse repurchase agreements | $18,550,000 | 866 |
| Net loans & leases | $83,587,000 | 3,738 |
| Loan loss allowance | $745,000 | 4,774 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $804,000 | 6,333 |
| Other real estate owned | $0 | 3,808 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $938,000 | 6,611 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $149,608,000 | 3,418 |
| Total liabilities | $139,918,000 | 3,305 |
| Total deposits | $139,576,000 | 3,102 |
| Interest-bearing deposits | $97,624,000 | 3,684 |
| Deposits held in domestic offices | $139,576,000 | 3,097 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $342,000 | 6,191 |
| Total equity capital | $9,690,000 | 4,870 |
| Total bank equity capital | $9,690,000 | 4,870 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $7,527,000 | 428 |
| Surplus | $0 | 8,583 |
| Undivided profits | $2,163,000 | 6,502 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,370 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $495,000 | 5,400 |
| Earning assets | $130,463,000 | 3,574 |
| Long-term assets (5+ years) | $46,666,000 | 1,859 |
| Average Assets, year-to-date | $145,088,000 | 3,490 |
| Average Assets, quarterly | $145,088,000 | 3,490 |
| Volatile liabilities | $28,224,000 | 2,944 |
| Insider loans | $4,326,000 | 1,217 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $11,417,000 | 3,874 |
| Tier 1 (core) risk-based capital | $9,690,000 | 4,673 |
| Tier 2 risk-based capital | $745,000 | 4,480 |
| Total risk weighted assets | $94,009,000 | 3,570 |
| Total unused commitments | $11,417,000 | 3,888 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 41 | 3,959 |
| Assets and Liabilities | ||
| Total Assets: | $140,568,000 | 3,573 |
| Cash and due from depository institutions | $16,423,000 | 3,959 |
| Interest-bearing balances | $100,000 | 5,143 |
| Securities | $36,909,000 | 2,994 |
| Federal funds sold & reverse repurchase agreements | $8,200,000 | 1,771 |
| Net loans & leases | $77,509,000 | 3,966 |
| Loan loss allowance | $715,000 | 4,832 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $496,000 | 7,249 |
| Other real estate owned | $0 | 3,959 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $1,031,000 | 6,420 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $140,568,000 | 3,573 |
| Total liabilities | $131,103,000 | 3,449 |
| Total deposits | $130,944,000 | 3,217 |
| Interest-bearing deposits | $90,995,000 | 3,840 |
| Deposits held in domestic offices | $130,944,000 | 3,213 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $159,000 | 7,968 |
| Total equity capital | $9,465,000 | 4,909 |
| Total bank equity capital | $9,465,000 | 4,909 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $7,513,000 | 425 |
| Surplus | $0 | 8,619 |
| Undivided profits | $1,952,000 | 6,688 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,375 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $545,000 | 5,296 |
| Earning assets | $122,718,000 | 3,726 |
| Long-term assets (5+ years) | $41,102,000 | 2,000 |
| Average Assets, year-to-date | $134,367,800 | 3,556 |
| Average Assets, quarterly | $137,776,000 | 3,602 |
| Volatile liabilities | $27,950,000 | 2,948 |
| Insider loans | $5,356,000 | 949 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $19,392,000 | 2,688 |
| Tier 1 (core) risk-based capital | $9,465,000 | 4,701 |
| Tier 2 risk-based capital | $715,000 | 4,541 |
| Total risk weighted assets | $86,963,000 | 3,775 |
| Total unused commitments | $19,392,000 | 2,693 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 36 | 4,380 |
| Assets and Liabilities | ||
| Total Assets: | $121,426,000 | 3,922 |
| Cash and due from depository institutions | $7,333,000 | 4,380 |
| Interest-bearing balances | $200,000 | 4,452 |
| Securities | $33,918,000 | 3,053 |
| Federal funds sold & reverse repurchase agreements | $18,325,000 | 766 |
| Net loans & leases | $60,367,000 | 4,646 |
| Loan loss allowance | $620,000 | 5,127 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $536,000 | 7,213 |
| Other real estate owned | $0 | 4,380 |
| Goodwill and other intangibles | $2,000 | 3,071 |
| All other assets | $945,000 | 6,766 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $121,426,000 | 3,922 |
| Total liabilities | $112,900,000 | 3,812 |
| Total deposits | $112,693,000 | 3,541 |
| Interest-bearing deposits | $80,594,000 | 4,121 |
| Deposits held in domestic offices | $112,693,000 | 3,535 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $207,000 | 7,832 |
| Total equity capital | $8,526,000 | 5,106 |
| Total bank equity capital | $8,526,000 | 5,106 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $7,446,000 | 432 |
| Surplus | $0 | 8,858 |
| Undivided profits | $1,080,000 | 7,494 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,611 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $503,000 | 5,933 |
| Earning assets | $112,810,000 | 3,864 |
| Long-term assets (5+ years) | $21,601,000 | 3,144 |
| Average Assets, year-to-date | $123,634,400 | 3,706 |
| Average Assets, quarterly | $123,576,000 | 3,823 |
| Volatile liabilities | $24,874,000 | 3,145 |
| Insider loans | $2,210,000 | 2,203 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $19,443,000 | 2,545 |
| Tier 1 (core) risk-based capital | $8,523,000 | 4,945 |
| Tier 2 risk-based capital | $620,000 | 4,808 |
| Total risk weighted assets | $71,597,000 | 4,256 |
| Total unused commitments | $19,443,000 | 2,552 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 36 | 4,445 |
| Assets and Liabilities | ||
| Total Assets: | $114,775,000 | 3,981 |
| Cash and due from depository institutions | $6,078,000 | 4,445 |
| Interest-bearing balances | $200,000 | 3,847 |
| Securities | $47,710,000 | 2,282 |
| Federal funds sold & reverse repurchase agreements | $9,500,000 | 1,252 |
| Net loans & leases | $49,911,000 | 5,167 |
| Loan loss allowance | $477,000 | 5,886 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $552,000 | 7,292 |
| Other real estate owned | $0 | 4,445 |
| Goodwill and other intangibles | $6,000 | 3,090 |
| All other assets | $1,018,000 | 6,111 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $114,775,000 | 3,981 |
| Total liabilities | $107,170,000 | 3,839 |
| Total deposits | $106,885,000 | 3,570 |
| Interest-bearing deposits | $76,710,000 | 4,155 |
| Deposits held in domestic offices | $106,885,000 | 3,566 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $285,000 | 7,431 |
| Total equity capital | $7,605,000 | 5,473 |
| Total bank equity capital | $7,605,000 | 5,473 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $7,401,000 | 445 |
| Surplus | $0 | 9,124 |
| Undivided profits | $204,000 | 8,703 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,688 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $267,000 | 7,262 |
| Earning assets | $107,321,000 | 3,899 |
| Long-term assets (5+ years) | $4,937,000 | 6,024 |
| Average Assets, year-to-date | $99,990,400 | 4,290 |
| Average Assets, quarterly | $112,412,500 | 4,005 |
| Volatile liabilities | $22,309,000 | 3,395 |
| Insider loans | $2,455,000 | 1,922 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $16,977,000 | 2,634 |
| Tier 1 (core) risk-based capital | $7,599,000 | 5,368 |
| Tier 2 risk-based capital | $477,000 | 5,578 |
| Total risk weighted assets | $63,256,700 | 4,512 |
| Total unused commitments | $16,977,000 | 2,638 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 30 | 5,233 |
| Assets and Liabilities | ||
| Total Assets: | $85,630,000 | 4,986 |
| Cash and due from depository institutions | $3,740,000 | 5,233 |
| Interest-bearing balances | $300,000 | 3,579 |
| Securities | $41,336,000 | 2,723 |
| Federal funds sold & reverse repurchase agreements | $2,800,000 | 3,006 |
| Net loans & leases | $36,297,000 | 6,178 |
| Loan loss allowance | $375,000 | 6,665 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $610,000 | 7,275 |
| Other real estate owned | $0 | 5,233 |
| Goodwill and other intangibles | $9,000 | 3,149 |
| All other assets | $838,000 | 6,752 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $85,630,000 | 4,986 |
| Total liabilities | $79,283,000 | 4,885 |
| Total deposits | $79,110,000 | 4,599 |
| Interest-bearing deposits | $57,498,000 | 5,174 |
| Deposits held in domestic offices | $79,110,000 | 4,594 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $173,000 | 8,422 |
| Total equity capital | $6,347,000 | 6,037 |
| Total bank equity capital | $6,347,000 | 6,037 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $7,339,000 | 483 |
| Surplus | $0 | 9,427 |
| Undivided profits | $-992,000 | 9,848 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,001 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $154,000 | 8,387 |
| Earning assets | $80,733,000 | 4,859 |
| Long-term assets (5+ years) | $3,584,000 | 6,893 |
| Average Assets, year-to-date | $72,718,000 | 5,411 |
| Average Assets, quarterly | $83,800,500 | 5,037 |
| Volatile liabilities | $12,801,000 | 4,716 |
| Insider loans | $1,567,000 | 2,719 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $11,298,000 | 3,463 |
| Tier 1 (core) risk-based capital | $6,338,000 | 6,072 |
| Tier 2 risk-based capital | $375,000 | 6,296 |
| Total risk weighted assets | $47,411,600 | 5,392 |
| Total unused commitments | $11,298,000 | 3,469 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 25 | 6,003 |
| Assets and Liabilities | ||
| Total Assets: | $55,490,000 | 6,580 |
| Cash and due from depository institutions | $3,093,000 | 6,003 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $24,256,000 | 4,244 |
| Federal funds sold & reverse repurchase agreements | $7,100,000 | 2,435 |
| Net loans & leases | $20,143,000 | 7,976 |
| Loan loss allowance | $232,000 | 8,156 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $661,000 | 7,100 |
| Other real estate owned | $0 | 6,003 |
| Goodwill and other intangibles | $46,000 | 2,930 |
| All other assets | $191,000 | 9,945 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $55,490,000 | 6,580 |
| Total liabilities | $50,225,000 | 6,515 |
| Total deposits | $50,090,000 | 6,314 |
| Interest-bearing deposits | $39,194,000 | 6,655 |
| Deposits held in domestic offices | $50,090,000 | 6,311 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $135,000 | 9,352 |
| Total equity capital | $5,265,000 | 6,886 |
| Total bank equity capital | $5,265,000 | 6,886 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $6,532,000 | 531 |
| Surplus | $0 | 9,669 |
| Undivided profits | $-1,267,000 | 10,297 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,467 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $83,000 | 9,598 |
| Earning assets | $51,499,000 | 6,514 |
| Long-term assets (5+ years) | $2,266,000 | 7,584 |
| Average Assets, year-to-date | $37,292,400 | 7,817 |
| Average Assets, quarterly | $50,016,500 | 6,896 |
| Volatile liabilities | $6,840,000 | 6,128 |
| Insider loans | $478,000 | 5,407 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $5,122,000 | 5,277 |
| Tier 1 (core) risk-based capital | $5,219,000 | 6,738 |
| Tier 2 risk-based capital | $232,000 | 7,808 |
| Total risk weighted assets | $27,983,800 | 7,155 |
| Total unused commitments | $5,122,000 | 5,287 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 14 | 8,372 |
| Assets and Liabilities | ||
| Total Assets: | $24,367,000 | 9,419 |
| Cash and due from depository institutions | $2,043,000 | 8,372 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $6,950,000 | 8,470 |
| Federal funds sold & reverse repurchase agreements | $10,700,000 | 1,259 |
| Net loans & leases | $3,859,000 | 10,703 |
| Loan loss allowance | $30,000 | 10,726 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $543,000 | 7,741 |
| Other real estate owned | $0 | 8,372 |
| Goodwill and other intangibles | $59,000 | 2,868 |
| All other assets | $213,000 | 10,289 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $24,367,000 | 9,419 |
| Total liabilities | $19,618,000 | 9,622 |
| Total deposits | $19,564,000 | 9,526 |
| Interest-bearing deposits | $16,304,000 | 9,531 |
| Deposits held in domestic offices | $19,564,000 | 9,525 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $54,000 | 10,666 |
| Total equity capital | $4,749,000 | 7,371 |
| Total bank equity capital | $4,749,000 | 7,371 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $5,163,000 | 684 |
| Surplus | $0 | 10,084 |
| Undivided profits | $-414,000 | 10,574 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 10,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $14,000 | 10,704 |
| Earning assets | $21,509,000 | 9,490 |
| Long-term assets (5+ years) | $0 | 9,550 |
| Average Assets, year-to-date | $24,367,000 | 9,296 |
| Average Assets, quarterly | $24,367,000 | 9,366 |
| Volatile liabilities | $3,478,000 | 8,128 |
| Insider loans | $488,000 | 5,490 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $1,842,000 | 7,608 |
| Tier 1 (core) risk-based capital | $4,690,000 | 7,287 |
| Tier 2 risk-based capital | $30,000 | 10,688 |
| Total risk weighted assets | $7,973,800 | 10,331 |
| Total unused commitments | $1,842,000 | 7,616 |
| Derivatives | $0 | 533 |