Home > Encino Savings Bank, FSB > Income and Expense
Encino Savings Bank, FSB, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $7,491,000 | 4,048 |
| Total interest expense | $5,395,000 | 2,398 |
| Net interest income | $2,096,000 | 7,429 |
| Provision for loan and lease losses | $231,000 | 3,607 |
| Total noninterest income | $567,000 | 5,152 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $567,000 | 2,994 |
| Total noninterest expense | $4,436,000 | 3,161 |
| Salaries and employee benefits | $1,353,000 | 4,711 |
| Premises and equipment expense | $789,000 | 2,589 |
| Additional noninterest expense | $2,294,000 | 2,420 |
| Pre-tax net operating income | $-2,004,000 | 13,083 |
| Securities gains (losses) | $-10,000 | 12,776 |
| Applicable income taxes | $147,000 | 8,722 |
| Income before extraordinary items | $-2,161,000 | 13,095 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-2,161,000 | 13,097 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $147,000 | 3,724 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-2,151,000 | 13,073 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $9,910,000 | 3,515 |
| Total interest expense | $7,216,000 | 2,339 |
| Net interest income | $2,694,000 | 6,220 |
| Provision for loan and lease losses | $2,433,000 | 993 |
| Total noninterest income | $707,000 | 4,384 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $707,000 | 2,524 |
| Total noninterest expense | $3,140,000 | 4,335 |
| Salaries and employee benefits | $1,401,000 | 4,496 |
| Premises and equipment expense | $760,000 | 2,732 |
| Additional noninterest expense | $979,000 | 5,131 |
| Pre-tax net operating income | $-2,172,000 | 13,655 |
| Securities gains (losses) | $-9,000 | 13,256 |
| Applicable income taxes | $0 | 12,680 |
| Income before extraordinary items | $-2,181,000 | 13,691 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-2,181,000 | 13,687 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $506,000 | 2,445 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-2,172,000 | 13,642 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.