Home > Emprise Bank > Net charge- offs to loans
Emprise Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0432% | 1,463 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0019% | 1,017 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 532 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0064% | 631 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0425% | 4,381 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0117% | 510 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0386% | 1,409 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6788% | 949 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6937% | 823 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0440% | 1,259 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0021% | 824 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0070% | 516 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0077% | 466 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0563% | 1,060 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7021% | 819 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7121% | 752 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0474% | 1,036 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0033% | 634 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0111% | 378 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0122% | 340 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0089% | 1,123 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1472% | 517 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1586% | 513 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0587% | 788 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0051% | 424 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0171% | 252 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1899% | 37 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0012% | 3,748 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0079% | 3,696 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3943% | 428 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4097% | 382 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0207% | 1,673 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0043% | 3,519 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 506 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0134% | 3,931 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0192% | 4,386 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0128% | 3,950 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0139% | 3,642 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2027% | 1,693 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2212% | 1,557 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0187% | 1,467 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0072% | 3,696 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 378 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0224% | 4,096 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0735% | 4,544 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0167% | 4,051 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0169% | 3,624 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2328% | 1,461 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2550% | 1,314 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0095% | 1,627 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0114% | 3,802 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0352% | 4,147 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1338% | 3,427 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0244% | 4,061 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0326% | 3,657 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2685% | 1,267 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2941% | 1,141 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0152% | 1,237 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0007% | 3,224 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0022% | 3,535 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0112% | 3,279 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0012% | 3,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0540% | 3,919 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2061% | 1,275 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2233% | 1,159 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0328% | 1,580 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0135% | 968 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 744 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0380% | 499 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3154% | 57 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0069% | 830 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0591% | 1,099 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1559% | 1,718 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1737% | 1,530 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0341% | 1,392 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0174% | 826 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 641 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0479% | 409 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3328% | 53 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0160% | 610 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0497% | 968 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2074% | 1,368 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2254% | 1,192 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0287% | 1,378 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0022% | 3,474 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 544 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0059% | 3,705 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0160% | 3,352 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0048% | 3,708 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0728% | 765 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3604% | 947 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3740% | 831 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0049% | 1,737 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0008% | 3,396 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0021% | 3,652 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0105% | 3,366 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0012% | 3,657 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0212% | 726 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0904% | 1,478 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0994% | 1,343 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4302% | 387 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5634% | 107 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2265% | 98 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0174% | 1,188 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0025% | 3,280 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0197% | 1,083 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0495% | 1,712 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2746% | 1,805 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2438% | 1,772 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0459% | 1,963 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0306% | 1,021 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0554% | 528 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0228% | 937 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0033% | 3,317 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0259% | 850 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0797% | 1,321 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3348% | 1,548 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2866% | 1,553 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0903% | 1,349 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0537% | 688 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0927% | 370 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0287% | 787 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0321% | 711 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1528% | 995 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3919% | 1,475 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3563% | 1,415 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0437% | 1,595 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0012% | 3,661 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0021% | 3,845 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0023% | 3,909 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1043% | 839 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5623% | 1,198 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4920% | 1,183 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0783% | 1,978 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0149% | 1,725 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,108 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0059% | 1,730 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0669% | 339 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0018% | 3,995 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2379% | 1,338 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9639% | 853 |
| Percentage Net Loans Charged-off: Credit card loans | 5.2221% | 94 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6366% | 1,190 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0596% | 1,966 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0006% | 3,696 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 880 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0022% | 3,959 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0063% | 3,466 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0016% | 3,957 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2631% | 1,039 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8821% | 880 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3476% | 172 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6425% | 1,092 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0837% | 1,524 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0004% | 1,668 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 706 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0005% | 3,874 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0047% | 326 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0012% | 3,952 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2612% | 907 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8791% | 839 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9731% | 286 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7710% | 874 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0161% | 2,151 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0017% | 1,213 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0011% | 4,013 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0012% | 4,072 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0514% | 4,350 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5343% | 1,237 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4858% | 311 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4374% | 1,295 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1460% | 1,308 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0006% | 3,890 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0002% | 4,341 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0014% | 4,145 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0949% | 3,837 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0109% | 1,753 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3026% | 1,100 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3782% | 1,827 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9229% | 315 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2117% | 2,286 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0960% | 1,532 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0035% | 4,027 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0003% | 4,389 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0088% | 4,356 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0795% | 3,844 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0004% | 1,689 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1213% | 4,700 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4012% | 1,623 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3044% | 261 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1959% | 2,172 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1289% | 1,147 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0067% | 4,188 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0005% | 4,457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0172% | 4,575 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1529% | 3,947 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0006% | 1,440 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1530% | 4,800 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4680% | 1,395 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5100% | 230 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2441% | 1,871 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0215% | 4,597 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0184% | 4,688 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0493% | 5,007 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3535% | 4,064 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0089% | 4,487 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1567% | 4,857 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2413% | 1,831 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0186% | 255 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0447% | 2,219 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2034% | 1,270 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0273% | 4,945 |
| Percentage Net Loans Charged-off:Construction & development | -0.1529% | 4,854 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0256% | 4,982 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0034% | 2,333 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0098% | 3,765 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0052% | 2,182 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1242% | 575 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5540% | 1,625 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7952% | 225 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2895% | 2,214 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0257% | 2,927 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0413% | 5,083 |
| Percentage Net Loans Charged-off:Construction & development | -0.2009% | 4,947 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0329% | 5,092 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0092% | 4,657 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0790% | 4,041 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,002 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0899% | 1,552 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6221% | 1,331 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8692% | 206 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3546% | 1,857 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0364% | 2,467 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0018% | 1,982 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0112% | 743 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0075% | 4,559 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0650% | 4,008 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,712 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0655% | 4,645 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7249% | 1,122 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7838% | 221 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4733% | 1,448 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0214% | 2,350 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0119% | 1,347 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0417% | 396 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0128% | 4,753 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1214% | 4,157 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0013% | 1,239 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1234% | 4,959 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5608% | 1,325 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8771% | 219 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2705% | 1,738 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1039% | 2,234 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0314% | 2,143 |
| Percentage Net Loans Charged-off:Construction & development | 0.1789% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0136% | 5,013 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0297% | 2,200 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1284% | 500 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0165% | 2,346 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2250% | 1,476 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3590% | 2,197 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7269% | 357 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1855% | 2,679 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4706% | 686 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0954% | 1,996 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0157% | 2,219 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0111% | 5,006 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0498% | 1,671 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1514% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0361% | 1,772 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2520% | 1,144 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3479% | 1,977 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4017% | 393 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2150% | 2,259 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4393% | 589 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0179% | 3,145 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0059% | 2,233 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0033% | 937 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0114% | 1,965 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1372% | 383 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0058% | 4,838 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1171% | 5,087 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4013% | 1,726 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1131% | 275 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1840% | 2,208 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2967% | 609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0129% | 2,692 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0156% | 1,536 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0109% | 571 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0282% | 1,345 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2894% | 220 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0073% | 4,895 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0962% | 5,071 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0847% | 2,306 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6618% | 439 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0106% | 2,329 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2524% | 523 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2428% | 1,236 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0020% | 3,272 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 805 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0121% | 5,177 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0169% | 2,805 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0761% | 727 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0085% | 2,816 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1853% | 511 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3314% | 2,137 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3811% | 428 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1858% | 2,599 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4328% | 638 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3131% | 850 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0021% | 2,983 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 691 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0162% | 5,304 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0214% | 2,509 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0657% | 681 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0151% | 2,469 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6158% | 327 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3046% | 2,032 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2433% | 414 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1736% | 2,420 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3495% | 627 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4078% | 636 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0118% | 5,087 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0595% | 5,705 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0291% | 2,177 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0996% | 564 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0190% | 2,169 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2126% | 214 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2272% | 2,138 |
| Percentage Net Loans Charged-off: Credit card loans | -0.0427% | 1,111 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2653% | 1,872 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2864% | 587 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0245% | 2,673 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0055% | 2,014 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0542% | 5,818 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0696% | 1,369 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2131% | 325 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0488% | 1,398 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0287% | 1,081 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1073% | 2,266 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 478 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1227% | 2,087 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2470% | 523 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0523% | 3,788 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0170% | 3,563 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,139 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0433% | 1,846 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0011% | 3,585 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0720% | 4,544 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0126% | 3,261 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0127% | 4,743 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4038% | 2,078 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0543% | 319 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1539% | 2,947 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6165% | 562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0304% | 3,878 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0139% | 5,572 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 983 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0381% | 5,829 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0015% | 3,240 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0257% | 4,457 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0059% | 3,035 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0052% | 4,554 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4326% | 1,840 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4009% | 260 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1335% | 2,806 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5844% | 523 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0268% | 3,655 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0039% | 5,296 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 833 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0399% | 5,893 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0283% | 2,623 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0327% | 4,502 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0383% | 2,394 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0011% | 2,005 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1754% | 2,527 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7708% | 339 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0674% | 5,345 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5047% | 500 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0349% | 2,904 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0073% | 2,447 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0384% | 6,030 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0555% | 1,824 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0326% | 4,525 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0701% | 1,644 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0368% | 1,226 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0356% | 2,680 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7792% | 299 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2326% | 5,714 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4599% | 436 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0389% | 4,686 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0065% | 5,959 |
| Percentage Net Loans Charged-off:Construction & development | -0.2324% | 5,715 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0811% | 6,306 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0096% | 5,154 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1271% | 2,795 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0606% | 1,302 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1395% | 2,589 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0098% | 5,020 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3947% | 2,386 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0393% | 229 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0212% | 5,589 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5732% | 618 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0070% | 5,028 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0369% | 6,257 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,483 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0952% | 6,382 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0090% | 3,670 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0876% | 1,128 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0060% | 5,973 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0459% | 5,315 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4014% | 2,138 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1384% | 220 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0237% | 5,487 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4973% | 621 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0820% | 3,547 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0612% | 3,095 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,279 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1410% | 1,478 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0017% | 3,360 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1463% | 912 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0266% | 6,181 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0286% | 5,099 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4708% | 1,844 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6676% | 177 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0359% | 5,428 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4528% | 585 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0533% | 3,294 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0028% | 5,614 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0065% | 6,088 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,565 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2485% | 612 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0503% | 6,331 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0050% | 4,828 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6274% | 1,417 |
| Percentage Net Loans Charged-off: Credit card loans | 4.7544% | 135 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0438% | 5,422 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5221% | 463 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1474% | 4,218 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1083% | 3,956 |
| Percentage Net Loans Charged-off:Construction & development | 0.2717% | 2,009 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0748% | 2,800 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1293% | 3,460 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2291% | 1,371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1065% | 3,435 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0431% | 3,412 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7692% | 1,728 |
| Percentage Net Loans Charged-off: Credit card loans | 4.7469% | 160 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1448% | 3,548 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5396% | 747 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1319% | 4,064 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0817% | 3,956 |
| Percentage Net Loans Charged-off:Construction & development | 0.1898% | 1,926 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1051% | 2,359 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0486% | 3,799 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1751% | 1,302 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0192% | 3,890 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0909% | 2,855 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6268% | 1,866 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4995% | 246 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1866% | 3,077 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5294% | 681 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1120% | 4,060 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1107% | 3,491 |
| Percentage Net Loans Charged-off:Construction & development | 0.2786% | 1,653 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1737% | 1,849 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0274% | 3,615 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1637% | 1,163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0047% | 6,399 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0416% | 5,698 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5433% | 1,949 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3606% | 262 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1114% | 3,169 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3752% | 705 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1395% | 3,264 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1619% | 2,660 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3182% | 1,140 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0575% | 2,746 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3461% | 783 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0119% | 6,456 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0497% | 5,675 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4446% | 1,931 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5237% | 321 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1248% | 2,569 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3483% | 565 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3519% | 3,640 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3801% | 3,053 |
| Percentage Net Loans Charged-off:Construction & development | 0.9333% | 2,174 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5588% | 1,878 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2033% | 881 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1080% | 4,023 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2369% | 1,574 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0735% | 4,128 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1649% | 3,560 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7560% | 2,100 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6716% | 409 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4378% | 2,718 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3715% | 913 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2499% | 3,867 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2598% | 3,295 |
| Percentage Net Loans Charged-off:Construction & development | 0.5851% | 2,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3338% | 1,979 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2625% | 716 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1312% | 3,555 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2829% | 1,321 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0899% | 3,665 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1622% | 3,164 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4875% | 2,591 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5701% | 305 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0516% | 4,220 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2613% | 949 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2961% | 3,394 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3309% | 2,791 |
| Percentage Net Loans Charged-off:Construction & development | 0.7706% | 1,767 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5016% | 1,509 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3750% | 550 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0638% | 3,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2758% | 1,163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0053% | 3,804 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2217% | 2,653 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3403% | 2,880 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7557% | 382 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0057% | 3,949 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1554% | 995 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5599% | 2,091 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6618% | 1,605 |
| Percentage Net Loans Charged-off:Construction & development | 2.2086% | 953 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0058% | 789 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0041% | 3,121 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0754% | 976 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0158% | 6,860 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4874% | 1,648 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4213% | 2,280 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7750% | 372 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0745% | 3,024 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1173% | 6,199 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2658% | 4,706 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2794% | 3,821 |
| Percentage Net Loans Charged-off:Construction & development | 1.6268% | 2,215 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0643% | 3,342 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1477% | 3,781 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2130% | 1,603 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1286% | 3,762 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0831% | 4,431 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0455% | 2,076 |
| Percentage Net Loans Charged-off: Credit card loans | 4.8837% | 304 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1913% | 1,408 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3375% | 3,955 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3679% | 3,126 |
| Percentage Net Loans Charged-off:Construction & development | 2.1386% | 1,807 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1009% | 2,770 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1690% | 3,327 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1658% | 1,488 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1700% | 3,182 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0944% | 3,979 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1814% | 1,711 |
| Percentage Net Loans Charged-off: Credit card loans | 5.0043% | 307 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2324% | 1,217 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3509% | 3,600 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3675% | 2,856 |
| Percentage Net Loans Charged-off:Construction & development | 1.5251% | 1,780 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1659% | 2,090 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2301% | 2,664 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2494% | 1,169 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2245% | 2,579 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1168% | 3,450 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5425% | 1,291 |
| Percentage Net Loans Charged-off: Credit card loans | 5.2670% | 303 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1460% | 1,175 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3822% | 2,903 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4481% | 2,154 |
| Percentage Net Loans Charged-off:Construction & development | 1.5368% | 1,326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3336% | 1,256 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3782% | 1,782 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1874% | 866 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4349% | 1,595 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0477% | 2,718 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5446% | 1,276 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1724% | 536 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3696% | 4,368 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3162% | 3,559 |
| Percentage Net Loans Charged-off:Construction & development | 1.6021% | 2,253 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1934% | 2,465 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0846% | 4,088 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0355% | 1,872 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0984% | 3,788 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4855% | 3,776 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7261% | 3,409 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0197% | 500 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2992% | 1,457 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1701% | 5,032 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1396% | 3,987 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,101 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2578% | 1,791 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0711% | 3,727 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0909% | 3,357 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1430% | 4,037 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6482% | 3,277 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8532% | 612 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2870% | 1,283 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1709% | 4,517 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1209% | 3,629 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,667 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2637% | 1,402 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0068% | 3,820 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0087% | 3,544 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1971% | 3,296 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6453% | 3,091 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0931% | 575 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3046% | 1,115 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1623% | 3,667 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0896% | 2,972 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1881% | 971 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0161% | 2,660 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0205% | 2,430 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2016% | 2,277 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7851% | 2,382 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6897% | 537 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3905% | 810 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4466% | 2,594 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5800% | 1,497 |
| Percentage Net Loans Charged-off:Construction & development | 1.2188% | 1,438 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8843% | 569 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0101% | 4,056 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0177% | 1,372 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0080% | 3,851 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1329% | 3,842 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5213% | 3,629 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0236% | 378 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1699% | 1,400 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3665% | 2,206 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4536% | 1,264 |
| Percentage Net Loans Charged-off:Construction & development | 0.9168% | 1,130 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7145% | 425 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0137% | 7,822 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0242% | 1,069 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0240% | 7,852 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1470% | 3,049 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5222% | 3,167 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9638% | 464 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1671% | 1,179 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0560% | 4,571 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0191% | 3,408 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0563% | 1,062 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0239% | 7,903 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0304% | 7,907 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0562% | 2,859 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4491% | 3,041 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2680% | 398 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1469% | 1,082 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0992% | 3,025 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0522% | 2,095 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1351% | 540 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0354% | 7,965 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0450% | 7,979 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1719% | 1,683 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5207% | 2,412 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4663% | 349 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0149% | 1,029 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0780% | 4,367 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1205% | 1,905 |
| Percentage Net Loans Charged-off:Construction & development | -0.0637% | 7,700 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2830% | 672 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0302% | 8,010 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0391% | 8,023 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0653% | 7,391 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3023% | 4,007 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7794% | 300 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2652% | 1,100 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0739% | 3,655 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1105% | 1,392 |
| Percentage Net Loans Charged-off:Construction & development | -0.0067% | 7,595 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2595% | 444 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0575% | 8,090 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0749% | 8,090 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1281% | 7,490 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2135% | 4,018 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2964% | 507 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2859% | 925 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0038% | 5,316 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2189% | 688 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4863% | 239 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0805% | 8,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1057% | 8,162 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7503% | 7,958 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1965% | 3,687 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5440% | 432 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3189% | 823 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3021% | 8,369 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0228% | 7,966 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0846% | 8,195 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1115% | 8,198 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.4651% | 8,076 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2192% | 3,032 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4667% | 235 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3004% | 639 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4778% | 787 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3073% | 461 |
| Percentage Net Loans Charged-off:Construction & development | 0.9963% | 136 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3091% | 435 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0440% | 2,041 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0581% | 1,771 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0312% | 989 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2425% | 4,232 |
| Percentage Net Loans Charged-off: Credit card loans | 4.3100% | 229 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3623% | 891 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4863% | 620 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0740% | 1,295 |
| Percentage Net Loans Charged-off:Construction & development | 0.1929% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0642% | 684 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0760% | 1,361 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1036% | 1,119 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4952% | 549 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3322% | 3,284 |
| Percentage Net Loans Charged-off: Credit card loans | 4.5665% | 202 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2783% | 857 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3660% | 847 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1062% | 935 |
| Percentage Net Loans Charged-off:Construction & development | 0.2948% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0871% | 516 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0812% | 1,151 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1109% | 945 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9450% | 796 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3494% | 2,941 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0241% | 253 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2935% | 748 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4082% | 689 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0665% | 902 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0694% | 8,252 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3083% | 375 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4201% | 280 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2232% | 524 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2852% | 2,801 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5212% | 587 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2145% | 677 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0778% | 4,110 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0335% | 2,324 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0655% | 894 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0100% | 2,798 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0134% | 2,541 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0338% | 3,812 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2359% | 4,896 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2969% | 510 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3633% | 917 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0711% | 3,698 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0277% | 2,157 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0855% | 665 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0382% | 8,256 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0511% | 8,279 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0383% | 3,158 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2055% | 4,565 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1029% | 333 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3495% | 831 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0693% | 3,458 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0420% | 1,614 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1273% | 474 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0549% | 8,300 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0733% | 8,332 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0549% | 2,605 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1323% | 4,575 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9301% | 504 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2513% | 758 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0106% | 4,319 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0348% | 8,275 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1138% | 8,505 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1723% | 8,551 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0420% | 7,114 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2946% | 3,212 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0886% | 327 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4167% | 503 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0720% | 4,749 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0131% | 8,166 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0104% | 1,453 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0574% | 8,491 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0837% | 8,527 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0989% | 3,609 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3699% | 4,467 |
| Percentage Net Loans Charged-off: Credit card loans | 5.0042% | 338 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4855% | 821 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0824% | 3,960 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0154% | 8,179 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0139% | 1,118 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0695% | 8,531 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1004% | 8,589 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1384% | 2,829 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4176% | 3,791 |
| Percentage Net Loans Charged-off: Credit card loans | 6.3143% | 227 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4515% | 749 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1197% | 3,098 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0080% | 7,985 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0233% | 850 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0625% | 8,522 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0922% | 8,593 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2685% | 2,022 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6163% | 2,808 |
| Percentage Net Loans Charged-off: Credit card loans | 5.9586% | 253 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3628% | 727 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0336% | 4,079 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0096% | 8,110 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0467% | 464 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1030% | 8,661 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1504% | 8,701 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0071% | 6,907 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7143% | 2,373 |
| Percentage Net Loans Charged-off: Credit card loans | 6.5147% | 271 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1788% | 688 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7695% | 854 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0303% | 8,536 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0842% | 8,741 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0681% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1379% | 8,794 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4555% | 731 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1848% | 1,904 |
| Percentage Net Loans Charged-off: Credit card loans | 6.0589% | 279 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4523% | 1,023 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0390% | 485 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0303% | 8,551 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0827% | 8,755 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0928% | 335 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1412% | 8,833 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.3547% | 431 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2241% | 1,691 |
| Percentage Net Loans Charged-off: Credit card loans | 6.5189% | 265 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4407% | 939 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5845% | 271 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0232% | 8,497 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0611% | 8,716 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1408% | 240 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1245% | 8,857 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.2344% | 254 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3739% | 1,432 |
| Percentage Net Loans Charged-off: Credit card loans | 5.9733% | 330 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3737% | 866 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.8732% | 135 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0433% | 1,491 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1084% | 987 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2844% | 131 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0570% | 1,168 |
| Percentage Net Loans Charged-off: Commercial and industrial | 9.3379% | 107 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9432% | 912 |
| Percentage Net Loans Charged-off: Credit card loans | 7.6997% | 257 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3987% | 650 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1536% | 4,254 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0056% | 3,883 |
| Percentage Net Loans Charged-off:Construction & development | 0.0681% | 700 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0056% | 8,388 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0527% | 494 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0174% | 8,598 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2702% | 3,524 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7893% | 3,035 |
| Percentage Net Loans Charged-off: Credit card loans | 4.9855% | 508 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7875% | 822 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3729% | 2,191 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0089% | 3,540 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0155% | 2,808 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0172% | 2,631 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2284% | 1,540 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9613% | 2,365 |
| Percentage Net Loans Charged-off: Credit card loans | 5.6435% | 368 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4080% | 1,088 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1417% | 3,894 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0366% | 508 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0577% | 397 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0620% | 347 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2987% | 601 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7489% | 562 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0833% | 302 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1201% | 282 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3597% | 1,938 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3407% | 67 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5438% | 47 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5739% | 46 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2043% | 668 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8589% | 531 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1039% | 203 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4045% | 179 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4465% | 1,660 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3191% | 75 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5084% | 38 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5244% | 42 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4486% | 382 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0989% | 433 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9005% | 290 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3454% | 60 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1581% | 4,398 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0143% | 805 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0233% | 734 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0239% | 685 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0985% | 711 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9602% | 574 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3039% | 604 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0269% | 68 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 31 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2265% | 3,731 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2418% | 3,390 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3967% | 2,312 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1099% | 12,183 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2257% | 6,938 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |