Home > Emprise Bank > Loan Charge- Offs and Recoveries
Emprise Bank, Loan Charge- Offs and Recoveries
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $447,000 | 2,440 |
| Loans secured by real estate, total | $242,000 | 1,529 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $242,000 | 1,528 |
| Construction and land development | $61,000 | 682 |
| Secured by farmland | $11,000 | 426 |
| Total charge-offs secured by 1-4 family residential properties | $11,000 | 4,001 |
| Secured by multifamily residential properties | $0 | 764 |
| Secured by nonfarm nonresidential properties | $159,000 | 1,043 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $76,000 | 3,620 |
| Loans to individuals | $128,000 | 2,081 |
| Credit card loan charge offs | $14,000 | 1,850 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $114,000 | 1,928 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | NA | NA |
| Lease financing receivables | $1,000 | 366 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,635 |
| Total recoveries | $223,000 | 1,695 |
| Loans secured by real estate, total | $82,000 | 1,164 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $82,000 | 1,163 |
| Construction and land development | $9,000 | 607 |
| Secured by farmland | $12,000 | 345 |
| Secured by 1-4 family residential properties - total recoveries | $33,000 | 1,030 |
| Secured by multifamily residential properties | $0 | 535 |
| Secured by nonfarm nonresidential properties | $28,000 | 1,092 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $81,000 | 1,818 |
| Loans to individuals | $60,000 | 1,730 |
| Credit card loan recoveries | $8,000 | 1,104 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $52,000 | 1,732 |
| Loans to foreign governments and official institutions | $0 | 38 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 365 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,965 |
| Net charge-offs | $224,000 | 2,916 |
| Loans secured by real estate, total | $160,000 | 1,647 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $160,000 | 1,645 |
| Construction and land development | $52,000 | 639 |
| Secured by farmland | $-1,000 | 10,940 |
| Secured by 1-4 family residential properties- net charge-offs | $-22,000 | 12,938 |
| Secured by multifamily residential properties | $0 | 715 |
| Secured by nonfarm nonresidential properties | $131,000 | 1,005 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $-5,000 | 10,933 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $68,000 | 2,345 |
| Credit card loan net charge offs | $6,000 | 2,292 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $62,000 | 2,076 |
| Loans to foreign governments and official institutions | $0 | 28 |
| Other loans | NA | NA |
| Lease financing receivables | $1,000 | 300 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,260 |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $584,000 | 2,625 |
| Loans secured by real estate, total | $226,000 | 2,016 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $226,000 | 2,016 |
| Construction and land development | $0 | 1,669 |
| Secured by farmland | $0 | 904 |
| Total charge-offs secured by 1-4 family residential properties | $189,000 | 1,065 |
| Secured by multifamily residential properties | $0 | 893 |
| Secured by nonfarm nonresidential properties | $37,000 | 2,447 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $191,000 | 2,771 |
| Loans to individuals | $113,000 | 2,805 |
| Credit card loan charge offs | $0 | 4,333 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $113,000 | 2,467 |
| Loans to foreign governments and official institutions | $0 | 43 |
| Other loans | NA | NA |
| Lease financing receivables | $54,000 | 244 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $3,000 | 1,790 |
| Total recoveries | $182,000 | 2,118 |
| Loans secured by real estate, total | $88,000 | 1,051 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $88,000 | 1,050 |
| Construction and land development | $21,000 | 510 |
| Secured by farmland | $2,000 | 686 |
| Secured by 1-4 family residential properties - total recoveries | $21,000 | 1,439 |
| Secured by multifamily residential properties | $0 | 476 |
| Secured by nonfarm nonresidential properties | $44,000 | 801 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $31,000 | 3,701 |
| Loans to individuals | $60,000 | 1,809 |
| Credit card loan recoveries | $0 | 2,868 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $60,000 | 1,635 |
| Loans to foreign governments and official institutions | $0 | 47 |
| Other loans | NA | NA |
| Lease financing receivables | $3,000 | 323 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $3,000 | 1,575 |
| Net charge-offs | $402,000 | 2,819 |
| Loans secured by real estate, total | $138,000 | 2,319 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $138,000 | 2,319 |
| Construction and land development | $-21,000 | 13,767 |
| Secured by farmland | $-2,000 | 11,451 |
| Secured by 1-4 family residential properties- net charge-offs | $168,000 | 1,030 |
| Secured by multifamily residential properties | $0 | 849 |
| Secured by nonfarm nonresidential properties | $-7,000 | 13,370 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $160,000 | 2,572 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $53,000 | 3,518 |
| Credit card loan net charge offs | $0 | 4,099 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $53,000 | 3,088 |
| Loans to foreign governments and official institutions | $0 | 37 |
| Other loans | NA | NA |
| Lease financing receivables | $51,000 | 209 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,543 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.