Home > Emprise Bank > Income and Expense
Emprise Bank, Income and Expense
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,328,000 | 4,850 |
| Total interest expense | $335,000 | 5,169 |
| Net interest income | $993,000 | 4,643 |
| Provision for loan and lease losses | $15,000 | 4,875 |
| Total noninterest income | $251,000 | 3,450 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $152,000 | 2,533 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $99,000 | 3,751 |
| Total noninterest expense | $814,000 | 4,504 |
| Salaries and employee benefits | $384,000 | 4,970 |
| Premises and equipment expense | $133,000 | 4,011 |
| Additional noninterest expense | $297,000 | 3,831 |
| Pre-tax net operating income | $415,000 | 4,163 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $17,000 | 5,779 |
| Income before extraordinary items | $398,000 | 3,634 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $398,000 | 3,636 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 8,217 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $398,000 | 3,595 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,757,000 | 5,017 |
| Total interest expense | $1,302,000 | 4,889 |
| Net interest income | $3,455,000 | 4,949 |
| Provision for loan and lease losses | $60,000 | 5,645 |
| Total noninterest income | $1,011,000 | 3,509 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $536,000 | 2,978 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $475,000 | 3,410 |
| Total noninterest expense | $3,548,000 | 4,130 |
| Salaries and employee benefits | $1,844,000 | 4,257 |
| Premises and equipment expense | $521,000 | 3,956 |
| Additional noninterest expense | $1,183,000 | 3,789 |
| Pre-tax net operating income | $858,000 | 5,625 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $32,000 | 6,314 |
| Income before extraordinary items | $826,000 | 5,188 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $826,000 | 5,190 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 5,222 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $826,000 | 5,116 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,512,000 | 5,046 |
| Total interest expense | $989,000 | 4,810 |
| Net interest income | $2,523,000 | 5,031 |
| Provision for loan and lease losses | $45,000 | 5,471 |
| Total noninterest income | $725,000 | 3,645 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $370,000 | 3,196 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $355,000 | 3,414 |
| Total noninterest expense | $2,615,000 | 4,154 |
| Salaries and employee benefits | $1,353,000 | 4,304 |
| Premises and equipment expense | $378,000 | 4,042 |
| Additional noninterest expense | $884,000 | 3,776 |
| Pre-tax net operating income | $588,000 | 5,951 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $23,000 | 6,442 |
| Income before extraordinary items | $565,000 | 5,520 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $565,000 | 5,520 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,882 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $565,000 | 5,448 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,340,000 | 5,057 |
| Total interest expense | $674,000 | 4,774 |
| Net interest income | $1,666,000 | 5,056 |
| Provision for loan and lease losses | $30,000 | 5,293 |
| Total noninterest income | $391,000 | 4,147 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $206,000 | 3,565 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $185,000 | 3,904 |
| Total noninterest expense | $1,700,000 | 4,265 |
| Salaries and employee benefits | $907,000 | 4,292 |
| Premises and equipment expense | $225,000 | 4,416 |
| Additional noninterest expense | $568,000 | 3,908 |
| Pre-tax net operating income | $327,000 | 6,327 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $13,000 | 6,532 |
| Income before extraordinary items | $314,000 | 5,930 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $314,000 | 5,930 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,943 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $314,000 | 5,841 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,160,000 | 5,118 |
| Total interest expense | $358,000 | 4,646 |
| Net interest income | $802,000 | 5,209 |
| Provision for loan and lease losses | $15,000 | 5,048 |
| Total noninterest income | $199,000 | 4,074 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $97,000 | 3,656 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $102,000 | 3,674 |
| Total noninterest expense | $845,000 | 4,313 |
| Salaries and employee benefits | $454,000 | 4,322 |
| Premises and equipment expense | $108,000 | 4,563 |
| Additional noninterest expense | $283,000 | 3,919 |
| Pre-tax net operating income | $141,000 | 6,564 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $6,000 | 6,520 |
| Income before extraordinary items | $135,000 | 6,250 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $135,000 | 6,249 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,968 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $135,000 | 6,146 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $5,086,000 | 4,832 |
| Total interest expense | $1,723,000 | 4,485 |
| Net interest income | $3,363,000 | 4,922 |
| Provision for loan and lease losses | $49,000 | 6,327 |
| Total noninterest income | $901,000 | 3,950 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $438,000 | 3,442 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $463,000 | 3,708 |
| Total noninterest expense | $3,274,000 | 4,338 |
| Salaries and employee benefits | $1,691,000 | 4,459 |
| Premises and equipment expense | $462,000 | 4,307 |
| Additional noninterest expense | $1,121,000 | 3,927 |
| Pre-tax net operating income | $941,000 | 5,325 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $39,000 | 6,450 |
| Income before extraordinary items | $902,000 | 4,934 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $902,000 | 4,935 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 4,417 |
| Cash dividends | $575,000 | 3,295 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $902,000 | 4,775 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,890,000 | 4,821 |
| Total interest expense | $1,343,000 | 4,490 |
| Net interest income | $2,547,000 | 4,912 |
| Provision for loan and lease losses | $34,000 | 6,318 |
| Total noninterest income | $700,000 | 3,943 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $340,000 | 3,358 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $360,000 | 3,731 |
| Total noninterest expense | $2,494,000 | 4,279 |
| Salaries and employee benefits | $1,296,000 | 4,380 |
| Premises and equipment expense | $365,000 | 4,145 |
| Additional noninterest expense | $833,000 | 3,957 |
| Pre-tax net operating income | $719,000 | 5,436 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $27,000 | 6,632 |
| Income before extraordinary items | $692,000 | 5,024 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $692,000 | 5,024 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 4,569 |
| Cash dividends | $575,000 | 2,483 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $692,000 | 4,831 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,641,000 | 4,802 |
| Total interest expense | $927,000 | 4,497 |
| Net interest income | $1,714,000 | 4,871 |
| Provision for loan and lease losses | $20,000 | 6,304 |
| Total noninterest income | $426,000 | 4,095 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $231,000 | 3,259 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $195,000 | 4,088 |
| Total noninterest expense | $1,671,000 | 4,260 |
| Salaries and employee benefits | $862,000 | 4,384 |
| Premises and equipment expense | $243,000 | 4,137 |
| Additional noninterest expense | $566,000 | 3,873 |
| Pre-tax net operating income | $449,000 | 5,582 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $18,000 | 6,667 |
| Income before extraordinary items | $431,000 | 5,207 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $431,000 | 5,207 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 3,533 |
| Cash dividends | $575,000 | 1,963 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $431,000 | 4,999 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,317,000 | 4,833 |
| Total interest expense | $489,000 | 4,405 |
| Net interest income | $828,000 | 4,968 |
| Provision for loan and lease losses | $5,000 | 6,526 |
| Total noninterest income | $230,000 | 3,823 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $107,000 | 3,373 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $123,000 | 3,561 |
| Total noninterest expense | $808,000 | 4,341 |
| Salaries and employee benefits | $427,000 | 4,414 |
| Premises and equipment expense | $112,000 | 4,395 |
| Additional noninterest expense | $269,000 | 3,983 |
| Pre-tax net operating income | $245,000 | 5,336 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $10,000 | 6,563 |
| Income before extraordinary items | $235,000 | 4,884 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $235,000 | 4,884 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 2,164 |
| Cash dividends | $425,000 | 1,395 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $235,000 | 4,686 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $5,672,000 | 4,727 |
| Total interest expense | $2,224,000 | 4,483 |
| Net interest income | $3,448,000 | 4,799 |
| Provision for loan and lease losses | $12,000 | 7,731 |
| Total noninterest income | $614,000 | 4,664 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $421,000 | 3,408 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $193,000 | 5,108 |
| Total noninterest expense | $3,245,000 | 4,194 |
| Salaries and employee benefits | $1,693,000 | 4,280 |
| Premises and equipment expense | $463,000 | 4,186 |
| Additional noninterest expense | $1,089,000 | 3,917 |
| Pre-tax net operating income | $805,000 | 5,753 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $30,000 | 6,839 |
| Income before extraordinary items | $775,000 | 5,289 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $775,000 | 5,288 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 6,133 |
| Cash dividends | $340,000 | 4,122 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $775,000 | 5,154 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $6,849,000 | 4,499 |
| Total interest expense | $3,631,000 | 4,095 |
| Net interest income | $3,218,000 | 4,827 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $841,000 | 3,721 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $390,000 | 3,479 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $451,000 | 3,305 |
| Total noninterest expense | $3,153,000 | 4,174 |
| Salaries and employee benefits | $1,655,000 | 4,196 |
| Premises and equipment expense | $472,000 | 4,086 |
| Additional noninterest expense | $1,026,000 | 3,979 |
| Pre-tax net operating income | $906,000 | 5,171 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $53,000 | 6,661 |
| Income before extraordinary items | $853,000 | 4,711 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $853,000 | 4,714 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 5,462 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $853,000 | 4,593 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $7,260,000 | 4,445 |
| Total interest expense | $3,636,000 | 4,276 |
| Net interest income | $3,624,000 | 4,491 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $825,000 | 3,593 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $328,000 | 3,788 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $497,000 | 2,962 |
| Total noninterest expense | $3,030,000 | 4,195 |
| Salaries and employee benefits | $1,573,000 | 4,198 |
| Premises and equipment expense | $458,000 | 4,074 |
| Additional noninterest expense | $999,000 | 4,001 |
| Pre-tax net operating income | $1,419,000 | 4,226 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $58,000 | 7,112 |
| Income before extraordinary items | $1,361,000 | 3,512 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,361,000 | 3,511 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 5,868 |
| Cash dividends | $925,000 | 2,424 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,361,000 | 3,500 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $6,623,000 | 4,602 |
| Total interest expense | $3,112,000 | 4,469 |
| Net interest income | $3,511,000 | 4,650 |
| Provision for loan and lease losses | $60,000 | 6,124 |
| Total noninterest income | $832,000 | 3,520 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $300,000 | 3,989 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $532,000 | 2,848 |
| Total noninterest expense | $2,871,000 | 4,368 |
| Salaries and employee benefits | $1,539,000 | 4,244 |
| Premises and equipment expense | $392,000 | 4,609 |
| Additional noninterest expense | $940,000 | 4,220 |
| Pre-tax net operating income | $1,412,000 | 4,267 |
| Securities gains (losses) | $7,000 | 1,949 |
| Applicable income taxes | $412,000 | 4,087 |
| Income before extraordinary items | $1,007,000 | 4,418 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,007,000 | 4,419 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 6,102 |
| Cash dividends | $900,000 | 2,448 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,002,030 | 4,398 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $7,091,000 | 4,357 |
| Total interest expense | $3,620,000 | 4,004 |
| Net interest income | $3,471,000 | 4,637 |
| Provision for loan and lease losses | $60,000 | 6,123 |
| Total noninterest income | $726,000 | 3,873 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $292,000 | 4,005 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $434,000 | 3,258 |
| Total noninterest expense | $2,727,000 | 4,473 |
| Salaries and employee benefits | $1,444,000 | 4,370 |
| Premises and equipment expense | $376,000 | 4,640 |
| Additional noninterest expense | $907,000 | 4,270 |
| Pre-tax net operating income | $1,410,000 | 4,381 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $536,000 | 3,676 |
| Income before extraordinary items | $874,000 | 4,921 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $874,000 | 4,921 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 7,204 |
| Cash dividends | $500,000 | 3,496 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $874,000 | 4,836 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,662,000 | 4,688 |
| Total interest expense | $3,486,000 | 4,149 |
| Net interest income | $3,176,000 | 5,084 |
| Provision for loan and lease losses | $45,000 | 6,862 |
| Total noninterest income | $651,000 | 4,187 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $262,000 | 4,497 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $389,000 | 3,344 |
| Total noninterest expense | $2,629,000 | 4,578 |
| Salaries and employee benefits | $1,404,000 | 4,492 |
| Premises and equipment expense | $416,000 | 4,318 |
| Additional noninterest expense | $809,000 | 4,683 |
| Pre-tax net operating income | $1,153,000 | 5,371 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $412,000 | 4,796 |
| Income before extraordinary items | $741,000 | 5,717 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $741,000 | 5,719 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 7,835 |
| Cash dividends | $710,000 | 2,760 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $741,000 | 5,672 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,657,000 | 5,405 |
| Total interest expense | $2,739,000 | 5,160 |
| Net interest income | $2,918,000 | 5,555 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $625,000 | 4,448 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $230,000 | 5,107 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $395,000 | 3,429 |
| Total noninterest expense | $2,528,000 | 4,956 |
| Salaries and employee benefits | $1,342,000 | 4,749 |
| Premises and equipment expense | $351,000 | 5,008 |
| Additional noninterest expense | $835,000 | 5,039 |
| Pre-tax net operating income | $1,015,000 | 5,683 |
| Securities gains (losses) | $-1,000 | 9,274 |
| Applicable income taxes | $357,000 | 5,258 |
| Income before extraordinary items | $657,000 | 5,960 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $657,000 | 5,962 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 10,018 |
| Cash dividends | $460,000 | 3,586 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $657,650 | 5,894 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,275,000 | 5,758 |
| Total interest expense | $2,590,000 | 5,411 |
| Net interest income | $2,685,000 | 5,987 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $581,000 | 4,684 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $223,000 | 5,297 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $358,000 | 3,552 |
| Total noninterest expense | $2,307,000 | 5,341 |
| Salaries and employee benefits | $1,208,000 | 5,189 |
| Premises and equipment expense | $288,000 | 5,805 |
| Additional noninterest expense | $811,000 | 5,198 |
| Pre-tax net operating income | $959,000 | 6,161 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $309,000 | 5,889 |
| Income before extraordinary items | $650,000 | 6,316 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $650,000 | 6,314 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 8,178 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $650,000 | 6,293 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,857,000 | 5,791 |
| Total interest expense | $2,112,000 | 5,358 |
| Net interest income | $2,745,000 | 6,015 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $510,000 | 5,224 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $217,000 | 5,563 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $293,000 | 4,145 |
| Total noninterest expense | $2,411,000 | 5,318 |
| Salaries and employee benefits | $1,203,000 | 5,227 |
| Premises and equipment expense | $287,000 | 5,908 |
| Additional noninterest expense | $921,000 | 5,081 |
| Pre-tax net operating income | $844,000 | 6,654 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $311,000 | 5,743 |
| Income before extraordinary items | $533,000 | 7,053 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $533,000 | 7,065 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 11,066 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $533,000 | 7,095 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,691,000 | 6,098 |
| Total interest expense | $1,962,000 | 5,925 |
| Net interest income | $2,729,000 | 6,109 |
| Provision for loan and lease losses | $90,000 | 6,008 |
| Total noninterest income | $255,000 | 8,291 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $194,000 | 6,072 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $61,000 | 9,494 |
| Total noninterest expense | $2,229,000 | 5,801 |
| Salaries and employee benefits | $1,027,000 | 5,978 |
| Premises and equipment expense | $287,000 | 6,076 |
| Additional noninterest expense | $915,000 | 5,293 |
| Pre-tax net operating income | $665,000 | 7,544 |
| Securities gains (losses) | $1,000 | 7,052 |
| Applicable income taxes | $240,000 | 6,952 |
| Income before extraordinary items | $426,000 | 8,172 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $426,000 | 8,335 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 8,808 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $425,360 | 7,910 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,549,000 | 6,836 |
| Total interest expense | $2,022,000 | 7,063 |
| Net interest income | $2,527,000 | 6,537 |
| Provision for loan and lease losses | $190,000 | 5,357 |
| Total noninterest income | $222,000 | 8,990 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $162,000 | 6,817 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $60,000 | 9,797 |
| Total noninterest expense | $2,086,000 | 6,169 |
| Salaries and employee benefits | $1,016,000 | 5,942 |
| Premises and equipment expense | $261,000 | 6,590 |
| Additional noninterest expense | $809,000 | 6,020 |
| Pre-tax net operating income | $473,000 | 8,609 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $192,000 | 7,715 |
| Income before extraordinary items | $281,000 | 9,532 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $281,000 | 9,667 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-23,000 | 13,151 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $281,000 | 9,163 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.