Home > Emprise Bank > Income and Expense
Emprise Bank, Income and Expense
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,833,000 | 5,829 |
| Total interest expense | $432,000 | 6,066 |
| Net interest income | $1,401,000 | 5,622 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $422,000 | 3,972 |
| Gross Fiduciary activities income | $136,000 | 720 |
| Service charges on deposit accounts | $150,000 | 4,337 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $136,000 | 4,504 |
| Total noninterest expense | $1,373,000 | 4,958 |
| Salaries and employee benefits | $861,000 | 4,466 |
| Premises and equipment expense | $131,000 | 6,070 |
| Additional noninterest expense | $381,000 | 5,234 |
| Pre-tax net operating income | $450,000 | 5,574 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $19,000 | 6,311 |
| Income before extraordinary items | $431,000 | 5,116 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $431,000 | 5,116 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 4,719 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $431,000 | 5,029 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $929,000 | 5,823 |
| Total interest expense | $221,000 | 6,064 |
| Net interest income | $708,000 | 5,592 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $221,000 | 3,817 |
| Gross Fiduciary activities income | $65,000 | 747 |
| Service charges on deposit accounts | $72,000 | 4,358 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $84,000 | 4,069 |
| Total noninterest expense | $699,000 | 4,929 |
| Salaries and employee benefits | $437,000 | 4,447 |
| Premises and equipment expense | $58,000 | 6,408 |
| Additional noninterest expense | $204,000 | 5,003 |
| Pre-tax net operating income | $230,000 | 5,488 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $10,000 | 6,242 |
| Income before extraordinary items | $220,000 | 5,102 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $220,000 | 5,101 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,405 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $220,000 | 4,971 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,082,000 | 5,574 |
| Total interest expense | $1,046,000 | 5,984 |
| Net interest income | $3,036,000 | 5,275 |
| Provision for loan and lease losses | $7,000 | 7,463 |
| Total noninterest income | $849,000 | 4,087 |
| Gross Fiduciary activities income | $123,000 | 919 |
| Service charges on deposit accounts | $307,000 | 4,245 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $419,000 | 3,890 |
| Total noninterest expense | $2,784,000 | 4,853 |
| Salaries and employee benefits | $1,745,000 | 4,354 |
| Premises and equipment expense | $217,000 | 6,578 |
| Additional noninterest expense | $822,000 | 4,957 |
| Pre-tax net operating income | $1,094,000 | 4,938 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $44,000 | 6,374 |
| Income before extraordinary items | $1,050,000 | 4,505 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,050,000 | 4,507 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,233 |
| Cash dividends | $2,346,000 | 1,219 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,050,000 | 4,334 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,107,000 | 5,580 |
| Total interest expense | $810,000 | 6,038 |
| Net interest income | $2,297,000 | 5,262 |
| Provision for loan and lease losses | $7,000 | 7,290 |
| Total noninterest income | $636,000 | 4,146 |
| Gross Fiduciary activities income | $64,000 | 986 |
| Service charges on deposit accounts | $227,000 | 4,294 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $345,000 | 3,800 |
| Total noninterest expense | $2,080,000 | 4,852 |
| Salaries and employee benefits | $1,295,000 | 4,382 |
| Premises and equipment expense | $174,000 | 6,404 |
| Additional noninterest expense | $611,000 | 4,943 |
| Pre-tax net operating income | $846,000 | 4,984 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $35,000 | 6,476 |
| Income before extraordinary items | $811,000 | 4,557 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $811,000 | 4,557 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 5,594 |
| Cash dividends | $1,196,000 | 1,539 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $811,000 | 4,383 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,101,000 | 5,572 |
| Total interest expense | $558,000 | 6,059 |
| Net interest income | $1,543,000 | 5,249 |
| Provision for loan and lease losses | $7,000 | 6,972 |
| Total noninterest income | $387,000 | 4,336 |
| Gross Fiduciary activities income | $43,000 | 993 |
| Service charges on deposit accounts | $152,000 | 4,248 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $192,000 | 4,111 |
| Total noninterest expense | $1,395,000 | 4,822 |
| Salaries and employee benefits | $877,000 | 4,328 |
| Premises and equipment expense | $119,000 | 6,291 |
| Additional noninterest expense | $399,000 | 5,014 |
| Pre-tax net operating income | $528,000 | 5,178 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $23,000 | 6,516 |
| Income before extraordinary items | $505,000 | 4,778 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $505,000 | 4,777 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 4,844 |
| Cash dividends | $828,000 | 1,529 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $505,000 | 4,570 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,035,000 | 5,653 |
| Total interest expense | $279,000 | 6,164 |
| Net interest income | $756,000 | 5,291 |
| Provision for loan and lease losses | $7,000 | 6,361 |
| Total noninterest income | $161,000 | 4,712 |
| Gross Fiduciary activities income | $18,000 | 1,032 |
| Service charges on deposit accounts | $72,000 | 4,314 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $71,000 | 4,573 |
| Total noninterest expense | $719,000 | 4,718 |
| Salaries and employee benefits | $451,000 | 4,238 |
| Premises and equipment expense | $60,000 | 6,275 |
| Additional noninterest expense | $208,000 | 4,818 |
| Pre-tax net operating income | $191,000 | 5,949 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $8,000 | 6,684 |
| Income before extraordinary items | $183,000 | 5,539 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $183,000 | 5,538 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 3,542 |
| Cash dividends | $460,000 | 1,302 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $183,000 | 5,342 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,652,000 | 5,418 |
| Total interest expense | $1,459,000 | 5,823 |
| Net interest income | $3,193,000 | 5,087 |
| Provision for loan and lease losses | $30,000 | 7,191 |
| Total noninterest income | $798,000 | 4,011 |
| Gross Fiduciary activities income | $93,000 | 1,006 |
| Service charges on deposit accounts | $290,000 | 4,302 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $415,000 | 3,633 |
| Total noninterest expense | $2,828,000 | 4,659 |
| Salaries and employee benefits | $1,737,000 | 4,206 |
| Premises and equipment expense | $260,000 | 6,001 |
| Additional noninterest expense | $831,000 | 4,798 |
| Pre-tax net operating income | $1,133,000 | 4,866 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $48,000 | 6,561 |
| Income before extraordinary items | $1,085,000 | 4,363 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,085,000 | 4,363 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 8,649 |
| Cash dividends | $1,087,000 | 2,097 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,085,000 | 4,255 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $6,009,000 | 4,954 |
| Total interest expense | $2,479,000 | 5,427 |
| Net interest income | $3,530,000 | 4,527 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $830,000 | 3,752 |
| Gross Fiduciary activities income | $96,000 | 1,007 |
| Service charges on deposit accounts | $287,000 | 4,267 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $447,000 | 3,326 |
| Total noninterest expense | $2,906,000 | 4,436 |
| Salaries and employee benefits | $1,756,000 | 3,980 |
| Premises and equipment expense | $278,000 | 5,763 |
| Additional noninterest expense | $872,000 | 4,498 |
| Pre-tax net operating income | $1,454,000 | 3,939 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $122,000 | 5,750 |
| Income before extraordinary items | $1,332,000 | 3,528 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,332,000 | 3,530 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 8,788 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,332,000 | 3,431 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $6,306,000 | 4,915 |
| Total interest expense | $2,481,000 | 5,582 |
| Net interest income | $3,825,000 | 4,326 |
| Provision for loan and lease losses | $12,000 | 7,853 |
| Total noninterest income | $746,000 | 3,830 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $272,000 | 4,308 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $474,000 | 3,035 |
| Total noninterest expense | $2,952,000 | 4,290 |
| Salaries and employee benefits | $1,850,000 | 3,693 |
| Premises and equipment expense | $298,000 | 5,442 |
| Additional noninterest expense | $804,000 | 4,730 |
| Pre-tax net operating income | $1,607,000 | 3,878 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $70,000 | 6,932 |
| Income before extraordinary items | $1,537,000 | 3,196 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,537,000 | 3,194 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 6,934 |
| Cash dividends | $1,179,000 | 2,024 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,537,000 | 3,182 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $5,730,000 | 5,107 |
| Total interest expense | $2,378,000 | 5,370 |
| Net interest income | $3,352,000 | 4,782 |
| Provision for loan and lease losses | $32,000 | 7,174 |
| Total noninterest income | $793,000 | 3,642 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $277,000 | 4,214 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $516,000 | 2,900 |
| Total noninterest expense | $2,822,000 | 4,437 |
| Salaries and employee benefits | $1,704,000 | 3,917 |
| Premises and equipment expense | $310,000 | 5,372 |
| Additional noninterest expense | $808,000 | 4,750 |
| Pre-tax net operating income | $1,291,000 | 4,544 |
| Securities gains (losses) | $3,000 | 2,393 |
| Applicable income taxes | $-46,000 | 9,816 |
| Income before extraordinary items | $1,340,000 | 3,550 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,340,000 | 3,550 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 7,271 |
| Cash dividends | $857,000 | 2,551 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,337,000 | 3,524 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,324,000 | 4,810 |
| Total interest expense | $2,769,000 | 5,005 |
| Net interest income | $3,555,000 | 4,537 |
| Provision for loan and lease losses | $48,000 | 6,686 |
| Total noninterest income | $708,000 | 3,943 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $279,000 | 4,157 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $429,000 | 3,284 |
| Total noninterest expense | $2,596,000 | 4,637 |
| Salaries and employee benefits | $1,604,000 | 4,032 |
| Premises and equipment expense | $247,000 | 6,000 |
| Additional noninterest expense | $745,000 | 4,922 |
| Pre-tax net operating income | $1,619,000 | 3,952 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $620,000 | 3,318 |
| Income before extraordinary items | $999,000 | 4,539 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $999,000 | 4,538 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $93,000 | 3,769 |
| Cash dividends | $702,000 | 2,833 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $999,000 | 4,430 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,003,000 | 5,077 |
| Total interest expense | $2,598,000 | 5,266 |
| Net interest income | $3,405,000 | 4,828 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $624,000 | 4,301 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $253,000 | 4,626 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $371,000 | 3,446 |
| Total noninterest expense | $2,454,000 | 4,848 |
| Salaries and employee benefits | $1,487,000 | 4,286 |
| Premises and equipment expense | $253,000 | 6,016 |
| Additional noninterest expense | $714,000 | 5,140 |
| Pre-tax net operating income | $1,575,000 | 4,297 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $602,000 | 3,656 |
| Income before extraordinary items | $973,000 | 4,794 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $973,000 | 4,793 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,643 |
| Cash dividends | $909,000 | 2,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $973,000 | 4,736 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,703,000 | 5,368 |
| Total interest expense | $2,461,000 | 5,570 |
| Net interest income | $3,242,000 | 5,139 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $710,000 | 4,072 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $275,000 | 4,494 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $435,000 | 3,214 |
| Total noninterest expense | $2,450,000 | 5,082 |
| Salaries and employee benefits | $1,452,000 | 4,446 |
| Premises and equipment expense | $275,000 | 5,903 |
| Additional noninterest expense | $723,000 | 5,610 |
| Pre-tax net operating income | $1,502,000 | 4,338 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $560,000 | 3,785 |
| Income before extraordinary items | $942,000 | 4,720 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $942,000 | 4,721 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 6,880 |
| Cash dividends | $756,000 | 2,601 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $942,000 | 4,668 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,327,000 | 5,716 |
| Total interest expense | $2,286,000 | 5,917 |
| Net interest income | $3,041,000 | 5,439 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $641,000 | 4,362 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $320,000 | 4,061 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $321,000 | 3,847 |
| Total noninterest expense | $2,415,000 | 5,153 |
| Salaries and employee benefits | $1,380,000 | 4,622 |
| Premises and equipment expense | $243,000 | 6,462 |
| Additional noninterest expense | $792,000 | 5,289 |
| Pre-tax net operating income | $1,267,000 | 5,061 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $471,000 | 4,379 |
| Income before extraordinary items | $796,000 | 5,472 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $796,000 | 5,470 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 10,260 |
| Cash dividends | $805,000 | 2,396 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $796,000 | 5,444 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,595,000 | 6,053 |
| Total interest expense | $1,682,000 | 6,385 |
| Net interest income | $2,913,000 | 5,723 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $576,000 | 4,798 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $325,000 | 4,084 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $251,000 | 4,591 |
| Total noninterest expense | $2,402,000 | 5,345 |
| Salaries and employee benefits | $1,349,000 | 4,722 |
| Premises and equipment expense | $254,000 | 6,450 |
| Additional noninterest expense | $799,000 | 5,708 |
| Pre-tax net operating income | $1,087,000 | 5,617 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $401,000 | 4,753 |
| Income before extraordinary items | $686,000 | 5,994 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $686,000 | 6,009 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 10,077 |
| Cash dividends | $345,000 | 4,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $686,000 | 6,060 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,498,000 | 6,316 |
| Total interest expense | $1,656,000 | 6,725 |
| Net interest income | $2,842,000 | 5,899 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $586,000 | 5,036 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $337,000 | 4,010 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $249,000 | 5,015 |
| Total noninterest expense | $2,395,000 | 5,462 |
| Salaries and employee benefits | $1,342,000 | 4,744 |
| Premises and equipment expense | $223,000 | 7,222 |
| Additional noninterest expense | $830,000 | 5,755 |
| Pre-tax net operating income | $1,033,000 | 5,764 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $405,000 | 4,955 |
| Income before extraordinary items | $628,000 | 6,574 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $628,000 | 6,731 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 10,864 |
| Cash dividends | $483,000 | 3,204 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $628,000 | 6,333 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,866,000 | 6,521 |
| Total interest expense | $2,038,000 | 7,033 |
| Net interest income | $2,828,000 | 6,011 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $563,000 | 5,201 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $346,000 | 3,957 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $217,000 | 5,400 |
| Total noninterest expense | $2,296,000 | 5,693 |
| Salaries and employee benefits | $1,323,000 | 4,746 |
| Premises and equipment expense | $146,000 | 9,235 |
| Additional noninterest expense | $827,000 | 5,908 |
| Pre-tax net operating income | $1,095,000 | 5,284 |
| Securities gains (losses) | $2,000 | 7,695 |
| Applicable income taxes | $442,000 | 4,429 |
| Income before extraordinary items | $655,000 | 6,196 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $655,000 | 6,266 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-72,000 | 13,628 |
| Cash dividends | $483,000 | 2,898 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $653,720 | 5,854 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.