Home > Emprise Bank > Income and Expense
Emprise Bank, Income and Expense
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,141,000 | 5,324 |
| Total interest expense | $182,000 | 6,764 |
| Net interest income | $959,000 | 4,746 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $242,000 | 3,540 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $190,000 | 2,108 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $52,000 | 5,105 |
| Total noninterest expense | $663,000 | 5,189 |
| Salaries and employee benefits | $338,000 | 5,408 |
| Premises and equipment expense | $93,000 | 5,112 |
| Additional noninterest expense | $232,000 | 4,619 |
| Pre-tax net operating income | $538,000 | 3,488 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $21,000 | 5,628 |
| Income before extraordinary items | $517,000 | 2,975 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $517,000 | 2,976 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 3,216 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $517,000 | 2,929 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,223,000 | 5,388 |
| Total interest expense | $825,000 | 6,177 |
| Net interest income | $3,398,000 | 5,004 |
| Provision for loan and lease losses | $21,000 | 6,700 |
| Total noninterest income | $793,000 | 4,078 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $623,000 | 2,620 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $170,000 | 5,444 |
| Total noninterest expense | $3,035,000 | 4,617 |
| Salaries and employee benefits | $1,690,000 | 4,543 |
| Premises and equipment expense | $388,000 | 4,861 |
| Additional noninterest expense | $957,000 | 4,510 |
| Pre-tax net operating income | $1,135,000 | 4,933 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $38,000 | 6,208 |
| Income before extraordinary items | $1,097,000 | 4,455 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,097,000 | 4,456 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $77,000 | 4,036 |
| Cash dividends | $790,000 | 2,752 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,097,000 | 4,381 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,120,000 | 5,416 |
| Total interest expense | $641,000 | 6,078 |
| Net interest income | $2,479,000 | 5,088 |
| Provision for loan and lease losses | $21,000 | 6,290 |
| Total noninterest income | $557,000 | 4,271 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $441,000 | 2,769 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $116,000 | 5,640 |
| Total noninterest expense | $2,206,000 | 4,686 |
| Salaries and employee benefits | $1,188,000 | 4,717 |
| Premises and equipment expense | $296,000 | 4,794 |
| Additional noninterest expense | $722,000 | 4,416 |
| Pre-tax net operating income | $809,000 | 5,154 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $32,000 | 6,249 |
| Income before extraordinary items | $777,000 | 4,703 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $777,000 | 4,703 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 5,064 |
| Cash dividends | $540,000 | 2,573 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $777,000 | 4,622 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,077,000 | 5,426 |
| Total interest expense | $434,000 | 6,055 |
| Net interest income | $1,643,000 | 5,106 |
| Provision for loan and lease losses | $18,000 | 5,953 |
| Total noninterest income | $322,000 | 4,640 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $250,000 | 3,153 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $72,000 | 5,800 |
| Total noninterest expense | $1,492,000 | 4,684 |
| Salaries and employee benefits | $810,000 | 4,674 |
| Premises and equipment expense | $204,000 | 4,697 |
| Additional noninterest expense | $478,000 | 4,472 |
| Pre-tax net operating income | $455,000 | 5,539 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $18,000 | 6,344 |
| Income before extraordinary items | $437,000 | 5,088 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $437,000 | 5,088 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 4,658 |
| Cash dividends | $290,000 | 2,957 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $437,000 | 4,996 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,029,000 | 5,492 |
| Total interest expense | $218,000 | 6,107 |
| Net interest income | $811,000 | 5,158 |
| Provision for loan and lease losses | $9,000 | 5,706 |
| Total noninterest income | $150,000 | 4,772 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $101,000 | 3,555 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $49,000 | 5,162 |
| Total noninterest expense | $730,000 | 4,778 |
| Salaries and employee benefits | $408,000 | 4,667 |
| Premises and equipment expense | $90,000 | 5,166 |
| Additional noninterest expense | $232,000 | 4,564 |
| Pre-tax net operating income | $222,000 | 5,585 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $9,000 | 6,307 |
| Income before extraordinary items | $213,000 | 5,174 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $213,000 | 5,174 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 3,346 |
| Cash dividends | $250,000 | 1,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $213,000 | 5,052 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,294,000 | 5,393 |
| Total interest expense | $922,000 | 6,338 |
| Net interest income | $3,372,000 | 4,916 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $671,000 | 4,660 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $469,000 | 3,269 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $202,000 | 5,264 |
| Total noninterest expense | $2,994,000 | 4,607 |
| Salaries and employee benefits | $1,533,000 | 4,780 |
| Premises and equipment expense | $390,000 | 4,807 |
| Additional noninterest expense | $1,071,000 | 4,052 |
| Pre-tax net operating income | $1,049,000 | 5,051 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $30,000 | 6,608 |
| Income before extraordinary items | $1,019,000 | 4,599 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,019,000 | 4,600 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 5,519 |
| Cash dividends | $1,850,000 | 1,474 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,019,000 | 4,421 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,288,000 | 5,395 |
| Total interest expense | $726,000 | 6,360 |
| Net interest income | $2,562,000 | 4,886 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $516,000 | 4,660 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $357,000 | 3,229 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $159,000 | 5,224 |
| Total noninterest expense | $2,311,000 | 4,510 |
| Salaries and employee benefits | $1,173,000 | 4,696 |
| Premises and equipment expense | $290,000 | 4,832 |
| Additional noninterest expense | $848,000 | 3,900 |
| Pre-tax net operating income | $767,000 | 5,261 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $31,000 | 6,549 |
| Income before extraordinary items | $736,000 | 4,843 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $736,000 | 4,843 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 5,966 |
| Cash dividends | $100,000 | 4,694 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $736,000 | 4,655 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,099,000 | 5,576 |
| Total interest expense | $456,000 | 6,645 |
| Net interest income | $1,643,000 | 5,008 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $322,000 | 4,802 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $220,000 | 3,392 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $102,000 | 5,294 |
| Total noninterest expense | $1,462,000 | 4,674 |
| Salaries and employee benefits | $718,000 | 4,973 |
| Premises and equipment expense | $170,000 | 5,234 |
| Additional noninterest expense | $574,000 | 3,835 |
| Pre-tax net operating income | $503,000 | 5,290 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $21,000 | 6,569 |
| Income before extraordinary items | $482,000 | 4,896 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $482,000 | 4,896 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,006 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $482,000 | 4,674 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $805,000 | 6,437 |
| Total interest expense | $176,000 | 7,410 |
| Net interest income | $629,000 | 5,902 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $110,000 | 5,671 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $78,000 | 4,130 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $32,000 | 6,104 |
| Total noninterest expense | $545,000 | 5,673 |
| Salaries and employee benefits | $276,000 | 5,902 |
| Premises and equipment expense | $62,000 | 6,190 |
| Additional noninterest expense | $207,000 | 4,839 |
| Pre-tax net operating income | $194,000 | 5,912 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $8,000 | 6,684 |
| Income before extraordinary items | $186,000 | 5,500 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $186,000 | 5,498 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,386 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $186,000 | 5,303 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,590,000 | 6,260 |
| Total interest expense | $970,000 | 7,011 |
| Net interest income | $2,620,000 | 5,756 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $458,000 | 5,451 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $315,000 | 4,119 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $143,000 | 5,705 |
| Total noninterest expense | $2,019,000 | 5,840 |
| Salaries and employee benefits | $1,129,000 | 5,718 |
| Premises and equipment expense | $225,000 | 6,455 |
| Additional noninterest expense | $665,000 | 5,579 |
| Pre-tax net operating income | $1,059,000 | 5,059 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $42,000 | 6,656 |
| Income before extraordinary items | $1,017,000 | 4,544 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,017,000 | 4,544 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,516 |
| Cash dividends | $600,000 | 3,138 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,017,000 | 4,425 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,173,000 | 6,222 |
| Total interest expense | $1,443,000 | 7,091 |
| Net interest income | $2,730,000 | 5,405 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $453,000 | 5,340 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $335,000 | 3,881 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $118,000 | 6,034 |
| Total noninterest expense | $2,126,000 | 5,515 |
| Salaries and employee benefits | $1,261,000 | 5,133 |
| Premises and equipment expense | $237,000 | 6,249 |
| Additional noninterest expense | $628,000 | 5,679 |
| Pre-tax net operating income | $1,057,000 | 4,765 |
| Securities gains (losses) | $22,000 | 3,077 |
| Applicable income taxes | $111,000 | 5,875 |
| Income before extraordinary items | $968,000 | 4,362 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $968,000 | 4,363 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 6,506 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $948,200 | 4,305 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,461,000 | 6,122 |
| Total interest expense | $1,619,000 | 6,916 |
| Net interest income | $2,842,000 | 5,354 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $424,000 | 5,378 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $301,000 | 4,048 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $123,000 | 5,927 |
| Total noninterest expense | $2,164,000 | 5,398 |
| Salaries and employee benefits | $1,322,000 | 4,841 |
| Premises and equipment expense | $247,000 | 6,097 |
| Additional noninterest expense | $595,000 | 5,826 |
| Pre-tax net operating income | $1,102,000 | 4,987 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $43,000 | 7,354 |
| Income before extraordinary items | $1,059,000 | 4,214 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,059,000 | 4,215 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,352 |
| Cash dividends | $790,000 | 2,696 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,059,000 | 4,218 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,301,000 | 6,101 |
| Total interest expense | $1,572,000 | 6,788 |
| Net interest income | $2,729,000 | 5,504 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $393,000 | 5,677 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $291,000 | 4,075 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $102,000 | 6,585 |
| Total noninterest expense | $2,035,000 | 5,630 |
| Salaries and employee benefits | $1,175,000 | 5,246 |
| Premises and equipment expense | $252,000 | 6,012 |
| Additional noninterest expense | $608,000 | 5,775 |
| Pre-tax net operating income | $1,087,000 | 5,057 |
| Securities gains (losses) | $21,000 | 1,369 |
| Applicable income taxes | $-42,000 | 9,802 |
| Income before extraordinary items | $1,150,000 | 4,001 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,150,000 | 4,003 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 9,384 |
| Cash dividends | $890,000 | 2,490 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,129,000 | 4,016 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,512,000 | 6,048 |
| Total interest expense | $1,702,000 | 6,760 |
| Net interest income | $2,810,000 | 5,401 |
| Provision for loan and lease losses | $-120,000 | 10,333 |
| Total noninterest income | $414,000 | 5,504 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $320,000 | 3,742 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $94,000 | 6,772 |
| Total noninterest expense | $2,077,000 | 5,456 |
| Salaries and employee benefits | $1,258,000 | 4,891 |
| Premises and equipment expense | $233,000 | 6,215 |
| Additional noninterest expense | $586,000 | 5,845 |
| Pre-tax net operating income | $1,267,000 | 4,713 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $424,000 | 4,270 |
| Income before extraordinary items | $843,000 | 5,020 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $843,000 | 5,020 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 7,603 |
| Cash dividends | $1,200,000 | 1,939 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $843,000 | 4,937 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,751,000 | 5,998 |
| Total interest expense | $2,006,000 | 6,260 |
| Net interest income | $2,745,000 | 5,676 |
| Provision for loan and lease losses | $-120,000 | 10,788 |
| Total noninterest income | $413,000 | 5,621 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $294,000 | 4,150 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $119,000 | 6,301 |
| Total noninterest expense | $1,979,000 | 5,698 |
| Salaries and employee benefits | $1,134,000 | 5,337 |
| Premises and equipment expense | $260,000 | 5,919 |
| Additional noninterest expense | $585,000 | 5,902 |
| Pre-tax net operating income | $1,299,000 | 4,965 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $370,000 | 5,133 |
| Income before extraordinary items | $929,000 | 4,949 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $929,000 | 4,950 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-28,000 | 10,339 |
| Cash dividends | $1,200,000 | 1,883 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $929,000 | 4,894 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,159,000 | 5,804 |
| Total interest expense | $2,525,000 | 5,472 |
| Net interest income | $2,634,000 | 5,987 |
| Provision for loan and lease losses | $-120,000 | 11,291 |
| Total noninterest income | $400,000 | 5,950 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $293,000 | 4,295 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $107,000 | 6,940 |
| Total noninterest expense | $2,037,000 | 5,872 |
| Salaries and employee benefits | $1,161,000 | 5,351 |
| Premises and equipment expense | $260,000 | 6,104 |
| Additional noninterest expense | $616,000 | 6,255 |
| Pre-tax net operating income | $1,117,000 | 5,357 |
| Securities gains (losses) | $5,000 | 2,986 |
| Applicable income taxes | $306,000 | 5,765 |
| Income before extraordinary items | $816,000 | 5,232 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $816,000 | 5,232 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 10,584 |
| Cash dividends | $1,180,000 | 1,916 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $812,350 | 5,179 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,879,000 | 6,100 |
| Total interest expense | $2,331,000 | 5,838 |
| Net interest income | $2,548,000 | 6,230 |
| Provision for loan and lease losses | $-120,000 | 11,750 |
| Total noninterest income | $384,000 | 6,139 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $276,000 | 4,594 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $108,000 | 6,996 |
| Total noninterest expense | $2,097,000 | 5,779 |
| Salaries and employee benefits | $1,121,000 | 5,519 |
| Premises and equipment expense | $278,000 | 5,953 |
| Additional noninterest expense | $698,000 | 5,864 |
| Pre-tax net operating income | $955,000 | 6,176 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $280,000 | 6,252 |
| Income before extraordinary items | $675,000 | 6,149 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $675,000 | 6,147 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 10,150 |
| Cash dividends | $400,000 | 3,839 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $675,000 | 6,126 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,889,000 | 6,842 |
| Total interest expense | $1,362,000 | 7,339 |
| Net interest income | $2,527,000 | 6,429 |
| Provision for loan and lease losses | $-40,000 | 11,942 |
| Total noninterest income | $435,000 | 5,815 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $281,000 | 4,598 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $154,000 | 6,138 |
| Total noninterest expense | $2,146,000 | 5,865 |
| Salaries and employee benefits | $1,100,000 | 5,646 |
| Premises and equipment expense | $302,000 | 5,687 |
| Additional noninterest expense | $744,000 | 6,034 |
| Pre-tax net operating income | $856,000 | 6,604 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $254,000 | 6,467 |
| Income before extraordinary items | $602,000 | 6,523 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $602,000 | 6,541 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-30,000 | 11,561 |
| Cash dividends | $465,000 | 3,396 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $602,000 | 6,578 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,824,000 | 7,086 |
| Total interest expense | $1,346,000 | 7,719 |
| Net interest income | $2,478,000 | 6,589 |
| Provision for loan and lease losses | $-77,000 | 12,849 |
| Total noninterest income | $510,000 | 5,527 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $321,000 | 4,182 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $189,000 | 5,846 |
| Total noninterest expense | $2,307,000 | 5,650 |
| Salaries and employee benefits | $1,121,000 | 5,551 |
| Premises and equipment expense | $341,000 | 5,335 |
| Additional noninterest expense | $845,000 | 5,656 |
| Pre-tax net operating income | $758,000 | 7,044 |
| Securities gains (losses) | $24,000 | 4,420 |
| Applicable income taxes | $250,000 | 6,790 |
| Income before extraordinary items | $532,000 | 7,292 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $532,000 | 7,463 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-150,000 | 13,048 |
| Cash dividends | $700,000 | 2,369 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $515,680 | 7,186 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,695,000 | 6,678 |
| Total interest expense | $1,961,000 | 7,195 |
| Net interest income | $2,734,000 | 6,149 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $724,000 | 4,294 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $341,000 | 4,011 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $383,000 | 3,813 |
| Total noninterest expense | $2,439,000 | 5,416 |
| Salaries and employee benefits | $1,209,000 | 5,122 |
| Premises and equipment expense | $362,000 | 5,215 |
| Additional noninterest expense | $868,000 | 5,685 |
| Pre-tax net operating income | $1,019,000 | 5,551 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $368,000 | 5,114 |
| Income before extraordinary items | $651,000 | 6,227 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $651,000 | 6,298 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 9,883 |
| Cash dividends | $825,000 | 1,848 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $651,000 | 5,868 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.