Home > Empire State Bank > Income and Expense
Empire State Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $28,207,000 | 1,473 |
| Total interest expense | $11,434,000 | 1,176 |
| Net interest income | $16,773,000 | 1,666 |
| Provision for loan and lease losses | $20,000 | 3,063 |
| Total noninterest income | $1,093,000 | 2,639 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $243,000 | 2,469 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $850,000 | 2,442 |
| Total noninterest expense | $15,048,000 | 1,523 |
| Salaries and employee benefits | $7,412,000 | 1,704 |
| Premises and equipment expense | $2,656,000 | 958 |
| Additional noninterest expense | $850,000 | 2,442 |
| Pre-tax net operating income | $2,798,000 | 2,590 |
| Securities gains (losses) | $0 | 988 |
| Applicable income taxes | $643,000 | 1,733 |
| Income before extraordinary items | $2,155,000 | 2,702 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,155,000 | 2,730 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $2,155,000 | 2,704 |
| Net charge-offs | $245,000 | 1,065 |
| Cash dividends | $0 | 3,459 |
| Sale, conversion, retirement of capital stock, net | $127,000 | 395 |
| Net operating income | $2,155,000 | 2,725 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $20,760,000 | 1,459 |
| Total interest expense | $7,662,000 | 1,199 |
| Net interest income | $13,098,000 | 1,629 |
| Provision for loan and lease losses | $103,000 | 2,112 |
| Total noninterest income | $759,000 | 2,731 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $168,000 | 2,562 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $591,000 | 2,521 |
| Total noninterest expense | $11,287,000 | 1,506 |
| Salaries and employee benefits | $5,667,000 | 1,675 |
| Premises and equipment expense | $2,010,000 | 960 |
| Additional noninterest expense | $591,000 | 2,520 |
| Pre-tax net operating income | $2,467,000 | 2,460 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $568,000 | 1,662 |
| Income before extraordinary items | $1,899,000 | 2,573 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $1,899,000 | 2,599 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,899,000 | 2,574 |
| Net charge-offs | $250,000 | 790 |
| Cash dividends | $0 | 3,078 |
| Sale, conversion, retirement of capital stock, net | $100,000 | 380 |
| Net operating income | $1,899,000 | 2,593 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $13,615,000 | 1,445 |
| Total interest expense | $4,715,000 | 1,158 |
| Net interest income | $8,900,000 | 1,610 |
| Provision for loan and lease losses | $17,000 | 2,651 |
| Total noninterest income | $503,000 | 2,691 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $103,000 | 2,653 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $400,000 | 2,453 |
| Total noninterest expense | $7,313,000 | 1,531 |
| Salaries and employee benefits | $3,810,000 | 1,660 |
| Premises and equipment expense | $1,281,000 | 979 |
| Additional noninterest expense | $400,000 | 2,449 |
| Pre-tax net operating income | $2,073,000 | 2,208 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $476,000 | 1,529 |
| Income before extraordinary items | $1,597,000 | 2,335 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,597,000 | 2,362 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,597,000 | 2,335 |
| Net charge-offs | $239,000 | 620 |
| Cash dividends | $0 | 2,952 |
| Sale, conversion, retirement of capital stock, net | $31,000 | 419 |
| Net operating income | $1,597,000 | 2,344 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $6,544,000 | 1,477 |
| Total interest expense | $2,164,000 | 1,131 |
| Net interest income | $4,380,000 | 1,639 |
| Provision for loan and lease losses | $-17,000 | 4,454 |
| Total noninterest income | $174,000 | 3,106 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $45,000 | 2,828 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $129,000 | 2,897 |
| Total noninterest expense | $3,572,000 | 1,580 |
| Salaries and employee benefits | $1,855,000 | 1,718 |
| Premises and equipment expense | $641,000 | 1,008 |
| Additional noninterest expense | $129,000 | 2,897 |
| Pre-tax net operating income | $999,000 | 2,303 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $230,000 | 1,584 |
| Income before extraordinary items | $769,000 | 2,428 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $769,000 | 2,428 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $769,000 | 2,428 |
| Net charge-offs | $239,000 | 401 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 416 |
| Net operating income | $769,000 | 2,449 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $21,213,000 | 1,500 |
| Total interest expense | $2,952,000 | 1,196 |
| Net interest income | $18,261,000 | 1,548 |
| Provision for loan and lease losses | $-79,000 | 4,342 |
| Total noninterest income | $3,170,000 | 1,577 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $205,000 | 2,723 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,965,000 | 1,270 |
| Total noninterest expense | $13,831,000 | 1,596 |
| Salaries and employee benefits | $7,274,000 | 1,687 |
| Premises and equipment expense | $2,631,000 | 968 |
| Additional noninterest expense | $2,965,000 | 1,270 |
| Pre-tax net operating income | $7,679,000 | 1,532 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $1,547,000 | 1,237 |
| Income before extraordinary items | $6,132,000 | 1,607 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $6,132,000 | 1,605 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $6,132,000 | 1,606 |
| Net charge-offs | $-70,000 | 4,186 |
| Cash dividends | $0 | 3,475 |
| Sale, conversion, retirement of capital stock, net | $43,000 | 506 |
| Net operating income | $6,132,000 | 1,632 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $15,197,000 | 1,496 |
| Total interest expense | $1,561,000 | 1,273 |
| Net interest income | $13,636,000 | 1,531 |
| Provision for loan and lease losses | $-178,000 | 4,494 |
| Total noninterest income | $2,813,000 | 1,439 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $157,000 | 2,714 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,656,000 | 1,155 |
| Total noninterest expense | $10,339,000 | 1,590 |
| Salaries and employee benefits | $5,391,000 | 1,706 |
| Premises and equipment expense | $1,944,000 | 971 |
| Additional noninterest expense | $2,656,000 | 1,155 |
| Pre-tax net operating income | $6,288,000 | 1,435 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $1,221,000 | 1,221 |
| Income before extraordinary items | $5,067,000 | 1,472 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $5,067,000 | 1,472 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $5,067,000 | 1,472 |
| Net charge-offs | $-69,000 | 4,193 |
| Cash dividends | $0 | 3,099 |
| Sale, conversion, retirement of capital stock, net | $38,000 | 455 |
| Net operating income | $5,067,000 | 1,507 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $9,918,000 | 1,482 |
| Total interest expense | $745,000 | 1,434 |
| Net interest income | $9,173,000 | 1,484 |
| Provision for loan and lease losses | $-178,000 | 4,522 |
| Total noninterest income | $2,547,000 | 1,191 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $102,000 | 2,750 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,445,000 | 956 |
| Total noninterest expense | $6,958,000 | 1,563 |
| Salaries and employee benefits | $3,564,000 | 1,702 |
| Premises and equipment expense | $1,263,000 | 987 |
| Additional noninterest expense | $2,131,000 | 1,532 |
| Pre-tax net operating income | $4,940,000 | 1,217 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $965,000 | 1,033 |
| Income before extraordinary items | $3,975,000 | 1,241 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,975,000 | 1,240 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $3,975,000 | 1,241 |
| Net charge-offs | $-65,000 | 4,274 |
| Cash dividends | $0 | 2,961 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 476 |
| Net operating income | $3,975,000 | 1,261 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $4,926,000 | 1,458 |
| Total interest expense | $344,000 | 1,490 |
| Net interest income | $4,582,000 | 1,451 |
| Provision for loan and lease losses | $-113,000 | 4,533 |
| Total noninterest income | $504,000 | 2,066 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $47,000 | 2,821 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $457,000 | 1,764 |
| Total noninterest expense | $3,472,000 | 1,562 |
| Salaries and employee benefits | $1,721,000 | 1,755 |
| Premises and equipment expense | $642,000 | 986 |
| Additional noninterest expense | $1,109,000 | 1,463 |
| Pre-tax net operating income | $1,727,000 | 1,488 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $326,000 | 1,246 |
| Income before extraordinary items | $1,401,000 | 1,523 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,401,000 | 1,522 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $1,401,000 | 1,523 |
| Net charge-offs | $-2,000 | 3,266 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 434 |
| Net operating income | $1,401,000 | 1,542 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $20,561,000 | 1,450 |
| Total interest expense | $1,798,000 | 1,436 |
| Net interest income | $18,763,000 | 1,442 |
| Provision for loan and lease losses | $670,000 | 821 |
| Total noninterest income | $1,264,000 | 2,730 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $244,000 | 2,423 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,020,000 | 2,607 |
| Total noninterest expense | $12,564,000 | 1,692 |
| Salaries and employee benefits | $6,576,000 | 1,795 |
| Premises and equipment expense | $2,270,000 | 1,085 |
| Additional noninterest expense | $3,718,000 | 1,668 |
| Pre-tax net operating income | $6,793,000 | 1,670 |
| Securities gains (losses) | $0 | 2,062 |
| Applicable income taxes | $1,285,000 | 1,438 |
| Income before extraordinary items | $5,508,000 | 1,759 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $5,508,000 | 1,758 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $5,508,000 | 1,760 |
| Net charge-offs | $254,000 | 907 |
| Cash dividends | $0 | 3,608 |
| Sale, conversion, retirement of capital stock, net | $32,000 | 529 |
| Net operating income | $5,508,000 | 1,729 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $15,302,000 | 1,488 |
| Total interest expense | $1,451,000 | 1,436 |
| Net interest income | $13,851,000 | 1,484 |
| Provision for loan and lease losses | $590,000 | 721 |
| Total noninterest income | $855,000 | 2,880 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $177,000 | 2,464 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $678,000 | 2,747 |
| Total noninterest expense | $9,256,000 | 1,711 |
| Salaries and employee benefits | $4,844,000 | 1,829 |
| Premises and equipment expense | $1,674,000 | 1,108 |
| Additional noninterest expense | $2,738,000 | 1,698 |
| Pre-tax net operating income | $4,860,000 | 1,805 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $912,000 | 1,536 |
| Income before extraordinary items | $3,948,000 | 1,890 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $3,948,000 | 1,889 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $3,948,000 | 1,890 |
| Net charge-offs | $252,000 | 707 |
| Cash dividends | $0 | 3,251 |
| Sale, conversion, retirement of capital stock, net | $14,000 | 514 |
| Net operating income | $3,948,000 | 1,868 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $10,172,000 | 1,487 |
| Total interest expense | $1,074,000 | 1,384 |
| Net interest income | $9,098,000 | 1,483 |
| Provision for loan and lease losses | $510,000 | 597 |
| Total noninterest income | $377,000 | 3,304 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $115,000 | 2,451 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $262,000 | 3,251 |
| Total noninterest expense | $5,881,000 | 1,760 |
| Salaries and employee benefits | $3,038,000 | 1,907 |
| Premises and equipment expense | $1,102,000 | 1,114 |
| Additional noninterest expense | $1,741,000 | 1,744 |
| Pre-tax net operating income | $3,084,000 | 1,851 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $574,000 | 1,559 |
| Income before extraordinary items | $2,510,000 | 1,934 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,510,000 | 1,933 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $2,510,000 | 1,934 |
| Net charge-offs | $254,000 | 571 |
| Cash dividends | $0 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 495 |
| Net operating income | $2,510,000 | 1,899 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $5,173,000 | 1,461 |
| Total interest expense | $585,000 | 1,342 |
| Net interest income | $4,588,000 | 1,466 |
| Provision for loan and lease losses | $390,000 | 449 |
| Total noninterest income | $209,000 | 3,176 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $52,000 | 2,592 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $157,000 | 3,085 |
| Total noninterest expense | $2,894,000 | 1,766 |
| Salaries and employee benefits | $1,461,000 | 1,955 |
| Premises and equipment expense | $542,000 | 1,139 |
| Additional noninterest expense | $891,000 | 1,688 |
| Pre-tax net operating income | $1,513,000 | 1,862 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $281,000 | 1,556 |
| Income before extraordinary items | $1,232,000 | 1,964 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $1,232,000 | 1,964 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,232,000 | 1,964 |
| Net charge-offs | $134,000 | 544 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 466 |
| Net operating income | $1,232,000 | 1,927 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $18,788,000 | 1,579 |
| Total interest expense | $3,903,000 | 1,194 |
| Net interest income | $14,885,000 | 1,663 |
| Provision for loan and lease losses | $2,781,000 | 845 |
| Total noninterest income | $591,000 | 3,444 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $226,000 | 2,611 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $365,000 | 3,455 |
| Total noninterest expense | $10,657,000 | 1,864 |
| Salaries and employee benefits | $5,341,000 | 2,050 |
| Premises and equipment expense | $1,685,000 | 1,392 |
| Additional noninterest expense | $3,631,000 | 1,655 |
| Pre-tax net operating income | $2,038,000 | 2,928 |
| Securities gains (losses) | $194,000 | 1,047 |
| Applicable income taxes | $369,000 | 2,152 |
| Income before extraordinary items | $1,863,000 | 2,908 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,863,000 | 2,906 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,863,000 | 2,908 |
| Net charge-offs | $867,000 | 707 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $16,000 | 531 |
| Net operating income | $1,701,980 | 2,977 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $14,005,000 | 1,589 |
| Total interest expense | $3,194,000 | 1,169 |
| Net interest income | $10,811,000 | 1,704 |
| Provision for loan and lease losses | $2,181,000 | 843 |
| Total noninterest income | $432,000 | 3,465 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $172,000 | 2,587 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $260,000 | 3,485 |
| Total noninterest expense | $7,753,000 | 1,888 |
| Salaries and employee benefits | $3,897,000 | 2,075 |
| Premises and equipment expense | $1,198,000 | 1,445 |
| Additional noninterest expense | $2,658,000 | 1,661 |
| Pre-tax net operating income | $1,309,000 | 3,135 |
| Securities gains (losses) | $194,000 | 904 |
| Applicable income taxes | $275,000 | 2,165 |
| Income before extraordinary items | $1,228,000 | 3,097 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,228,000 | 3,096 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,228,000 | 3,097 |
| Net charge-offs | $552,000 | 706 |
| Cash dividends | $0 | 3,384 |
| Sale, conversion, retirement of capital stock, net | $12,000 | 500 |
| Net operating income | $1,068,920 | 3,223 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $9,243,000 | 1,617 |
| Total interest expense | $2,341,000 | 1,162 |
| Net interest income | $6,902,000 | 1,771 |
| Provision for loan and lease losses | $1,701,000 | 786 |
| Total noninterest income | $288,000 | 3,440 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $135,000 | 2,409 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $153,000 | 3,573 |
| Total noninterest expense | $5,083,000 | 1,910 |
| Salaries and employee benefits | $2,590,000 | 2,084 |
| Premises and equipment expense | $785,000 | 1,451 |
| Additional noninterest expense | $1,708,000 | 1,710 |
| Pre-tax net operating income | $406,000 | 3,904 |
| Securities gains (losses) | $194,000 | 714 |
| Applicable income taxes | $100,000 | 2,528 |
| Income before extraordinary items | $500,000 | 3,656 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $500,000 | 3,656 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $500,000 | 3,656 |
| Net charge-offs | $171,000 | 1,094 |
| Cash dividends | $0 | 3,237 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 473 |
| Net operating income | $338,980 | 3,947 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $4,507,000 | 1,643 |
| Total interest expense | $1,306,000 | 1,147 |
| Net interest income | $3,201,000 | 1,823 |
| Provision for loan and lease losses | $951,000 | 635 |
| Total noninterest income | $188,000 | 3,093 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $106,000 | 2,054 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $82,000 | 3,395 |
| Total noninterest expense | $2,627,000 | 1,874 |
| Salaries and employee benefits | $1,354,000 | 2,033 |
| Premises and equipment expense | $377,000 | 1,517 |
| Additional noninterest expense | $896,000 | 1,660 |
| Pre-tax net operating income | $-189,000 | 4,915 |
| Securities gains (losses) | $194,000 | 393 |
| Applicable income taxes | $-11,000 | 4,855 |
| Income before extraordinary items | $16,000 | 4,672 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $16,000 | 4,672 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $16,000 | 4,672 |
| Net charge-offs | $-1,000 | 3,618 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 451 |
| Net operating income | $-178,000 | 4,912 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $17,906,000 | 1,670 |
| Total interest expense | $6,057,000 | 1,047 |
| Net interest income | $11,849,000 | 1,945 |
| Provision for loan and lease losses | $325,000 | 1,875 |
| Total noninterest income | $995,000 | 2,827 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $488,000 | 1,959 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $507,000 | 3,006 |
| Total noninterest expense | $10,018,000 | 1,922 |
| Salaries and employee benefits | $5,285,000 | 2,026 |
| Premises and equipment expense | $1,498,000 | 1,502 |
| Additional noninterest expense | $3,235,000 | 1,790 |
| Pre-tax net operating income | $2,501,000 | 2,727 |
| Securities gains (losses) | $53,000 | 1,217 |
| Applicable income taxes | $512,000 | 1,962 |
| Income before extraordinary items | $2,042,000 | 2,873 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,042,000 | 2,873 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,042,000 | 2,874 |
| Net charge-offs | $144,000 | 1,956 |
| Cash dividends | $465,000 | 3,052 |
| Sale, conversion, retirement of capital stock, net | $35,000 | 554 |
| Net operating income | $1,999,600 | 2,861 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $13,409,000 | 1,688 |
| Total interest expense | $4,506,000 | 1,058 |
| Net interest income | $8,903,000 | 1,964 |
| Provision for loan and lease losses | $285,000 | 1,644 |
| Total noninterest income | $681,000 | 2,964 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $359,000 | 1,985 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $322,000 | 3,204 |
| Total noninterest expense | $7,422,000 | 1,945 |
| Salaries and employee benefits | $3,946,000 | 2,038 |
| Premises and equipment expense | $1,114,000 | 1,521 |
| Additional noninterest expense | $2,362,000 | 1,830 |
| Pre-tax net operating income | $1,877,000 | 2,824 |
| Securities gains (losses) | $53,000 | 1,045 |
| Applicable income taxes | $388,000 | 2,023 |
| Income before extraordinary items | $1,542,000 | 2,918 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,542,000 | 2,919 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,542,000 | 2,919 |
| Net charge-offs | $0 | 3,455 |
| Cash dividends | $345,000 | 2,812 |
| Sale, conversion, retirement of capital stock, net | $28,000 | 517 |
| Net operating income | $1,499,600 | 2,927 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $8,839,000 | 1,702 |
| Total interest expense | $2,936,000 | 1,068 |
| Net interest income | $5,903,000 | 1,972 |
| Provision for loan and lease losses | $180,000 | 1,640 |
| Total noninterest income | $451,000 | 2,936 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $242,000 | 1,950 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $209,000 | 3,225 |
| Total noninterest expense | $4,908,000 | 1,962 |
| Salaries and employee benefits | $2,620,000 | 2,048 |
| Premises and equipment expense | $715,000 | 1,582 |
| Additional noninterest expense | $1,573,000 | 1,859 |
| Pre-tax net operating income | $1,266,000 | 2,763 |
| Securities gains (losses) | $53,000 | 736 |
| Applicable income taxes | $266,000 | 1,962 |
| Income before extraordinary items | $1,053,000 | 2,878 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,053,000 | 2,877 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,053,000 | 2,877 |
| Net charge-offs | $0 | 3,172 |
| Cash dividends | $225,000 | 2,793 |
| Sale, conversion, retirement of capital stock, net | $19,000 | 508 |
| Net operating income | $1,010,600 | 2,910 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $4,426,000 | 1,697 |
| Total interest expense | $1,430,000 | 1,065 |
| Net interest income | $2,996,000 | 1,959 |
| Provision for loan and lease losses | $85,000 | 1,613 |
| Total noninterest income | $152,000 | 3,414 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $123,000 | 1,929 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $29,000 | 4,409 |
| Total noninterest expense | $2,460,000 | 1,969 |
| Salaries and employee benefits | $1,323,000 | 2,047 |
| Premises and equipment expense | $348,000 | 1,638 |
| Additional noninterest expense | $789,000 | 1,841 |
| Pre-tax net operating income | $603,000 | 2,810 |
| Securities gains (losses) | $53,000 | 376 |
| Applicable income taxes | $132,000 | 1,932 |
| Income before extraordinary items | $524,000 | 2,841 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $524,000 | 2,840 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $524,000 | 2,840 |
| Net charge-offs | $0 | 2,740 |
| Cash dividends | $105,000 | 2,393 |
| Sale, conversion, retirement of capital stock, net | $9,000 | 467 |
| Net operating income | $481,600 | 2,934 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $14,760,000 | 1,883 |
| Total interest expense | $3,678,000 | 1,216 |
| Net interest income | $11,082,000 | 2,072 |
| Provision for loan and lease losses | $1,865,000 | 536 |
| Total noninterest income | $1,190,000 | 2,623 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $677,000 | 1,575 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $513,000 | 3,030 |
| Total noninterest expense | $8,742,000 | 2,104 |
| Salaries and employee benefits | $4,902,000 | 2,130 |
| Premises and equipment expense | $1,068,000 | 1,961 |
| Additional noninterest expense | $2,772,000 | 2,052 |
| Pre-tax net operating income | $1,665,000 | 3,378 |
| Securities gains (losses) | $-67,000 | 4,913 |
| Applicable income taxes | $272,000 | 2,457 |
| Income before extraordinary items | $1,326,000 | 3,536 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,326,000 | 3,534 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,326,000 | 3,535 |
| Net charge-offs | $1,489,000 | 434 |
| Cash dividends | $160,000 | 3,670 |
| Sale, conversion, retirement of capital stock, net | $39,000 | 566 |
| Net operating income | $1,381,610 | 3,487 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $10,334,000 | 1,971 |
| Total interest expense | $2,521,000 | 1,243 |
| Net interest income | $7,813,000 | 2,164 |
| Provision for loan and lease losses | $1,340,000 | 522 |
| Total noninterest income | $852,000 | 2,721 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $472,000 | 1,695 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $380,000 | 3,082 |
| Total noninterest expense | $6,262,000 | 2,176 |
| Salaries and employee benefits | $3,502,000 | 2,204 |
| Premises and equipment expense | $762,000 | 2,033 |
| Additional noninterest expense | $1,998,000 | 2,123 |
| Pre-tax net operating income | $1,063,000 | 3,673 |
| Securities gains (losses) | $-11,000 | 4,792 |
| Applicable income taxes | $200,000 | 2,539 |
| Income before extraordinary items | $852,000 | 3,799 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $852,000 | 3,797 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $852,000 | 3,798 |
| Net charge-offs | $1,489,000 | 340 |
| Cash dividends | $120,000 | 3,303 |
| Sale, conversion, retirement of capital stock, net | $30,000 | 530 |
| Net operating income | $860,910 | 3,783 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $6,526,000 | 2,048 |
| Total interest expense | $1,560,000 | 1,253 |
| Net interest income | $4,966,000 | 2,262 |
| Provision for loan and lease losses | $630,000 | 666 |
| Total noninterest income | $594,000 | 2,653 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $295,000 | 1,771 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $299,000 | 2,902 |
| Total noninterest expense | $4,044,000 | 2,245 |
| Salaries and employee benefits | $2,223,000 | 2,298 |
| Premises and equipment expense | $484,000 | 2,122 |
| Additional noninterest expense | $1,337,000 | 2,128 |
| Pre-tax net operating income | $886,000 | 3,334 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $317,000 | 1,819 |
| Income before extraordinary items | $569,000 | 3,798 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $569,000 | 3,796 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $569,000 | 3,797 |
| Net charge-offs | $51,000 | 1,761 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $20,000 | 515 |
| Net operating income | $569,000 | 3,803 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $3,115,000 | 2,112 |
| Total interest expense | $661,000 | 1,374 |
| Net interest income | $2,454,000 | 2,283 |
| Provision for loan and lease losses | $305,000 | 669 |
| Total noninterest income | $295,000 | 2,649 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $146,000 | 1,786 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $149,000 | 2,855 |
| Total noninterest expense | $1,910,000 | 2,355 |
| Salaries and employee benefits | $1,040,000 | 2,434 |
| Premises and equipment expense | $232,000 | 2,220 |
| Additional noninterest expense | $638,000 | 2,177 |
| Pre-tax net operating income | $534,000 | 3,010 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $181,000 | 1,665 |
| Income before extraordinary items | $353,000 | 3,443 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $353,000 | 3,442 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $353,000 | 3,443 |
| Net charge-offs | $19,000 | 1,687 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 483 |
| Net operating income | $353,000 | 3,436 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $10,752,000 | 2,303 |
| Total interest expense | $1,801,000 | 1,666 |
| Net interest income | $8,951,000 | 2,419 |
| Provision for loan and lease losses | $1,983,000 | 521 |
| Total noninterest income | $2,886,000 | 1,634 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $520,000 | 1,972 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,366,000 | 1,376 |
| Total noninterest expense | $7,222,000 | 2,460 |
| Salaries and employee benefits | $3,941,000 | 2,494 |
| Premises and equipment expense | $910,000 | 2,242 |
| Additional noninterest expense | $2,371,000 | 2,338 |
| Pre-tax net operating income | $2,632,000 | 2,676 |
| Securities gains (losses) | $52,000 | 878 |
| Applicable income taxes | $1,286,000 | 1,670 |
| Income before extraordinary items | $1,398,000 | 3,242 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,398,000 | 3,240 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,398,000 | 3,242 |
| Net charge-offs | $1,586,000 | 490 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $91,000 | 508 |
| Net operating income | $1,364,720 | 3,261 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $7,868,000 | 2,346 |
| Total interest expense | $1,276,000 | 1,732 |
| Net interest income | $6,592,000 | 2,475 |
| Provision for loan and lease losses | $1,493,000 | 509 |
| Total noninterest income | $2,503,000 | 1,476 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $400,000 | 1,954 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,103,000 | 1,230 |
| Total noninterest expense | $5,489,000 | 2,441 |
| Salaries and employee benefits | $2,971,000 | 2,498 |
| Premises and equipment expense | $693,000 | 2,231 |
| Additional noninterest expense | $1,825,000 | 2,304 |
| Pre-tax net operating income | $2,113,000 | 2,644 |
| Securities gains (losses) | $52,000 | 857 |
| Applicable income taxes | $765,000 | 1,710 |
| Income before extraordinary items | $1,400,000 | 2,972 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,400,000 | 2,971 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,400,000 | 2,972 |
| Net charge-offs | $729,000 | 609 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $68,000 | 463 |
| Net operating income | $1,366,200 | 2,981 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $5,176,000 | 2,362 |
| Total interest expense | $781,000 | 1,803 |
| Net interest income | $4,395,000 | 2,448 |
| Provision for loan and lease losses | $1,320,000 | 404 |
| Total noninterest income | $2,300,000 | 1,201 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $263,000 | 1,960 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $2,037,000 | 958 |
| Total noninterest expense | $3,774,000 | 2,389 |
| Salaries and employee benefits | $2,002,000 | 2,487 |
| Premises and equipment expense | $482,000 | 2,181 |
| Additional noninterest expense | $1,290,000 | 2,189 |
| Pre-tax net operating income | $1,601,000 | 2,387 |
| Securities gains (losses) | $52,000 | 644 |
| Applicable income taxes | $600,000 | 1,531 |
| Income before extraordinary items | $1,053,000 | 2,742 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,053,000 | 2,742 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,053,000 | 2,742 |
| Net charge-offs | $670,000 | 455 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $41,000 | 452 |
| Net operating income | $1,019,720 | 2,769 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $2,471,000 | 2,450 |
| Total interest expense | $356,000 | 1,930 |
| Net interest income | $2,115,000 | 2,524 |
| Provision for loan and lease losses | $195,000 | 957 |
| Total noninterest income | $253,000 | 2,945 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $132,000 | 1,953 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $121,000 | 3,210 |
| Total noninterest expense | $1,846,000 | 2,456 |
| Salaries and employee benefits | $1,021,000 | 2,489 |
| Premises and equipment expense | $254,000 | 2,122 |
| Additional noninterest expense | $571,000 | 2,405 |
| Pre-tax net operating income | $327,000 | 3,708 |
| Securities gains (losses) | $52,000 | 342 |
| Applicable income taxes | $164,000 | 2,037 |
| Income before extraordinary items | $215,000 | 4,039 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $215,000 | 4,038 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $215,000 | 4,039 |
| Net charge-offs | $-1,000 | 3,990 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $15,000 | 467 |
| Net operating income | $181,720 | 4,243 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $8,823,000 | 2,656 |
| Total interest expense | $1,317,000 | 1,978 |
| Net interest income | $7,506,000 | 2,749 |
| Provision for loan and lease losses | $573,000 | 1,359 |
| Total noninterest income | $1,262,000 | 2,701 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $561,000 | 1,908 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $701,000 | 2,827 |
| Total noninterest expense | $6,975,000 | 2,558 |
| Salaries and employee benefits | $3,901,000 | 2,545 |
| Premises and equipment expense | $960,000 | 2,215 |
| Additional noninterest expense | $2,114,000 | 2,652 |
| Pre-tax net operating income | $1,220,000 | 3,789 |
| Securities gains (losses) | $154,000 | 1,043 |
| Applicable income taxes | $468,000 | 2,308 |
| Income before extraordinary items | $906,000 | 4,020 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $906,000 | 4,018 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $906,000 | 4,019 |
| Net charge-offs | $94,000 | 2,655 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $40,000 | 607 |
| Net operating income | $804,360 | 4,114 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $6,418,000 | 2,725 |
| Total interest expense | $954,000 | 2,031 |
| Net interest income | $5,464,000 | 2,803 |
| Provision for loan and lease losses | $388,000 | 1,384 |
| Total noninterest income | $767,000 | 3,007 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $420,000 | 1,908 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $347,000 | 3,381 |
| Total noninterest expense | $5,123,000 | 2,589 |
| Salaries and employee benefits | $2,850,000 | 2,583 |
| Premises and equipment expense | $715,000 | 2,221 |
| Additional noninterest expense | $1,558,000 | 2,692 |
| Pre-tax net operating income | $720,000 | 4,200 |
| Securities gains (losses) | $154,000 | 960 |
| Applicable income taxes | $396,000 | 2,250 |
| Income before extraordinary items | $478,000 | 4,553 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $478,000 | 4,553 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $478,000 | 4,553 |
| Net charge-offs | $97,000 | 2,090 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $29,000 | 578 |
| Net operating income | $379,440 | 4,740 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $4,147,000 | 2,799 |
| Total interest expense | $605,000 | 2,116 |
| Net interest income | $3,542,000 | 2,873 |
| Provision for loan and lease losses | $288,000 | 1,320 |
| Total noninterest income | $520,000 | 2,969 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $298,000 | 1,808 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $222,000 | 3,456 |
| Total noninterest expense | $3,384,000 | 2,627 |
| Salaries and employee benefits | $1,892,000 | 2,605 |
| Premises and equipment expense | $472,000 | 2,241 |
| Additional noninterest expense | $1,020,000 | 2,735 |
| Pre-tax net operating income | $390,000 | 4,472 |
| Securities gains (losses) | $154,000 | 720 |
| Applicable income taxes | $266,000 | 2,235 |
| Income before extraordinary items | $278,000 | 4,711 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $278,000 | 4,712 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $278,000 | 4,712 |
| Net charge-offs | $51,000 | 2,129 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $20,000 | 559 |
| Net operating income | $179,440 | 5,040 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $2,037,000 | 2,829 |
| Total interest expense | $292,000 | 2,185 |
| Net interest income | $1,745,000 | 2,913 |
| Provision for loan and lease losses | $138,000 | 1,275 |
| Total noninterest income | $243,000 | 3,063 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $146,000 | 1,834 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $97,000 | 3,597 |
| Total noninterest expense | $1,679,000 | 2,642 |
| Salaries and employee benefits | $968,000 | 2,578 |
| Premises and equipment expense | $239,000 | 2,232 |
| Additional noninterest expense | $472,000 | 2,874 |
| Pre-tax net operating income | $171,000 | 4,605 |
| Securities gains (losses) | $78,000 | 634 |
| Applicable income taxes | $133,000 | 2,203 |
| Income before extraordinary items | $116,000 | 4,878 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $116,000 | 4,878 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $116,000 | 4,878 |
| Net charge-offs | $-4,000 | 4,749 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 527 |
| Net operating income | $66,080 | 5,242 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $7,654,000 | 2,922 |
| Total interest expense | $1,093,000 | 2,276 |
| Net interest income | $6,561,000 | 3,012 |
| Provision for loan and lease losses | $70,000 | 3,350 |
| Total noninterest income | $1,267,000 | 2,716 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $559,000 | 1,950 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $708,000 | 2,819 |
| Total noninterest expense | $7,439,000 | 2,450 |
| Salaries and employee benefits | $4,107,000 | 2,442 |
| Premises and equipment expense | $964,000 | 2,235 |
| Additional noninterest expense | $2,368,000 | 2,447 |
| Pre-tax net operating income | $319,000 | 5,247 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $145,000 | 3,136 |
| Income before extraordinary items | $174,000 | 5,527 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $174,000 | 5,529 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $174,000 | 5,530 |
| Net charge-offs | $-31,000 | 5,445 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $49,000 | 603 |
| Net operating income | $174,000 | 5,483 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $5,684,000 | 2,966 |
| Total interest expense | $814,000 | 2,311 |
| Net interest income | $4,870,000 | 3,053 |
| Provision for loan and lease losses | $70,000 | 2,996 |
| Total noninterest income | $1,007,000 | 2,654 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $409,000 | 2,006 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $598,000 | 2,672 |
| Total noninterest expense | $5,138,000 | 2,609 |
| Salaries and employee benefits | $2,780,000 | 2,636 |
| Premises and equipment expense | $731,000 | 2,246 |
| Additional noninterest expense | $1,627,000 | 2,621 |
| Pre-tax net operating income | $669,000 | 4,347 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $263,000 | 2,602 |
| Income before extraordinary items | $406,000 | 4,835 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $406,000 | 4,838 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $406,000 | 4,840 |
| Net charge-offs | $-29,000 | 5,446 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $36,000 | 571 |
| Net operating income | $406,000 | 4,779 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $3,785,000 | 2,969 |
| Total interest expense | $532,000 | 2,353 |
| Net interest income | $3,253,000 | 3,054 |
| Provision for loan and lease losses | $20,000 | 3,492 |
| Total noninterest income | $564,000 | 2,897 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $270,000 | 1,977 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $294,000 | 3,085 |
| Total noninterest expense | $3,350,000 | 2,674 |
| Salaries and employee benefits | $1,846,000 | 2,660 |
| Premises and equipment expense | $492,000 | 2,247 |
| Additional noninterest expense | $1,012,000 | 2,776 |
| Pre-tax net operating income | $447,000 | 4,331 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $171,000 | 2,613 |
| Income before extraordinary items | $276,000 | 4,796 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $276,000 | 4,798 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $276,000 | 4,799 |
| Net charge-offs | $-29,000 | 5,584 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $24,000 | 561 |
| Net operating income | $276,000 | 4,733 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,916,000 | 2,939 |
| Total interest expense | $260,000 | 2,415 |
| Net interest income | $1,656,000 | 3,002 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $253,000 | 3,024 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $132,000 | 2,009 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $121,000 | 3,317 |
| Total noninterest expense | $1,668,000 | 2,692 |
| Salaries and employee benefits | $931,000 | 2,664 |
| Premises and equipment expense | $257,000 | 2,195 |
| Additional noninterest expense | $480,000 | 2,875 |
| Pre-tax net operating income | $241,000 | 4,198 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $97,000 | 2,477 |
| Income before extraordinary items | $144,000 | 4,724 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $144,000 | 4,726 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $144,000 | 4,728 |
| Net charge-offs | $-38,000 | 5,871 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $12,000 | 529 |
| Net operating income | $144,000 | 4,650 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $7,058,000 | 3,159 |
| Total interest expense | $998,000 | 2,572 |
| Net interest income | $6,060,000 | 3,223 |
| Provision for loan and lease losses | $340,000 | 1,855 |
| Total noninterest income | $1,243,000 | 2,792 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $436,000 | 2,524 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $807,000 | 2,629 |
| Total noninterest expense | $6,176,000 | 2,854 |
| Salaries and employee benefits | $3,355,000 | 2,846 |
| Premises and equipment expense | $709,000 | 2,899 |
| Additional noninterest expense | $2,112,000 | 2,754 |
| Pre-tax net operating income | $787,000 | 4,495 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $65,000 | 3,606 |
| Income before extraordinary items | $722,000 | 4,440 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $722,000 | 4,440 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $722,000 | 4,441 |
| Net charge-offs | $586,000 | 1,321 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $81,000 | 565 |
| Net operating income | $722,000 | 4,393 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $5,245,000 | 3,211 |
| Total interest expense | $745,000 | 2,618 |
| Net interest income | $4,500,000 | 3,269 |
| Provision for loan and lease losses | $95,000 | 2,852 |
| Total noninterest income | $598,000 | 3,519 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $315,000 | 2,620 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $283,000 | 3,723 |
| Total noninterest expense | $4,451,000 | 2,949 |
| Salaries and employee benefits | $2,322,000 | 3,027 |
| Premises and equipment expense | $507,000 | 3,010 |
| Additional noninterest expense | $1,622,000 | 2,725 |
| Pre-tax net operating income | $552,000 | 4,673 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $64,000 | 3,544 |
| Income before extraordinary items | $488,000 | 4,654 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $488,000 | 4,654 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $488,000 | 4,655 |
| Net charge-offs | $407,000 | 1,334 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 798 |
| Net operating income | $488,000 | 4,597 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,494,000 | 3,216 |
| Total interest expense | $494,000 | 2,651 |
| Net interest income | $3,000,000 | 3,271 |
| Provision for loan and lease losses | $75,000 | 2,610 |
| Total noninterest income | $394,000 | 3,538 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $210,000 | 2,594 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $184,000 | 3,761 |
| Total noninterest expense | $2,938,000 | 2,983 |
| Salaries and employee benefits | $1,545,000 | 3,052 |
| Premises and equipment expense | $328,000 | 3,094 |
| Additional noninterest expense | $1,065,000 | 2,739 |
| Pre-tax net operating income | $381,000 | 4,598 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $46,000 | 3,470 |
| Income before extraordinary items | $335,000 | 4,566 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $335,000 | 4,569 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $335,000 | 4,570 |
| Net charge-offs | $40,000 | 2,969 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 746 |
| Net operating income | $335,000 | 4,514 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,702,000 | 3,290 |
| Total interest expense | $240,000 | 2,763 |
| Net interest income | $1,462,000 | 3,335 |
| Provision for loan and lease losses | $50,000 | 2,211 |
| Total noninterest income | $214,000 | 3,352 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $105,000 | 2,571 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $109,000 | 3,444 |
| Total noninterest expense | $1,440,000 | 3,048 |
| Salaries and employee benefits | $775,000 | 3,062 |
| Premises and equipment expense | $165,000 | 3,141 |
| Additional noninterest expense | $500,000 | 2,886 |
| Pre-tax net operating income | $186,000 | 4,592 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $25,000 | 3,376 |
| Income before extraordinary items | $161,000 | 4,579 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $161,000 | 4,583 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $161,000 | 4,583 |
| Net charge-offs | $17,000 | 2,586 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 699 |
| Net operating income | $161,000 | 4,528 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $6,430,000 | 3,460 |
| Total interest expense | $1,034,000 | 2,868 |
| Net interest income | $5,396,000 | 3,520 |
| Provision for loan and lease losses | $1,000,000 | 1,089 |
| Total noninterest income | $1,092,000 | 3,045 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $404,000 | 2,793 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $688,000 | 2,891 |
| Total noninterest expense | $5,746,000 | 3,080 |
| Salaries and employee benefits | $2,861,000 | 3,210 |
| Premises and equipment expense | $679,000 | 3,025 |
| Additional noninterest expense | $2,206,000 | 2,772 |
| Pre-tax net operating income | $-258,000 | 6,389 |
| Securities gains (losses) | $16,000 | 2,449 |
| Applicable income taxes | $109,000 | 3,358 |
| Income before extraordinary items | $-351,000 | 6,450 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-351,000 | 6,450 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $-351,000 | 6,451 |
| Net charge-offs | $484,000 | 2,049 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 867 |
| Net operating income | $-367,000 | 6,445 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $4,776,000 | 3,513 |
| Total interest expense | $788,000 | 2,919 |
| Net interest income | $3,988,000 | 3,573 |
| Provision for loan and lease losses | $970,000 | 908 |
| Total noninterest income | $892,000 | 2,971 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $291,000 | 2,892 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $601,000 | 2,737 |
| Total noninterest expense | $4,340,000 | 3,068 |
| Salaries and employee benefits | $2,176,000 | 3,198 |
| Premises and equipment expense | $509,000 | 3,065 |
| Additional noninterest expense | $1,655,000 | 2,750 |
| Pre-tax net operating income | $-430,000 | 6,595 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $108,000 | 3,261 |
| Income before extraordinary items | $-538,000 | 6,648 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $-538,000 | 6,649 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-538,000 | 6,649 |
| Net charge-offs | $291,000 | 2,153 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 819 |
| Net operating income | $-538,000 | 6,632 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,144,000 | 3,553 |
| Total interest expense | $535,000 | 2,920 |
| Net interest income | $2,609,000 | 3,613 |
| Provision for loan and lease losses | $970,000 | 692 |
| Total noninterest income | $705,000 | 2,749 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $176,000 | 3,057 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $529,000 | 2,395 |
| Total noninterest expense | $2,961,000 | 3,028 |
| Salaries and employee benefits | $1,470,000 | 3,189 |
| Premises and equipment expense | $333,000 | 3,121 |
| Additional noninterest expense | $1,158,000 | 2,622 |
| Pre-tax net operating income | $-617,000 | 6,721 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $48,000 | 3,529 |
| Income before extraordinary items | $-665,000 | 6,759 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-665,000 | 6,761 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-665,000 | 6,760 |
| Net charge-offs | $196,000 | 2,117 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 789 |
| Net operating income | $-665,000 | 6,736 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,614,000 | 3,518 |
| Total interest expense | $288,000 | 2,868 |
| Net interest income | $1,326,000 | 3,594 |
| Provision for loan and lease losses | $970,000 | 412 |
| Total noninterest income | $372,000 | 2,663 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $89,000 | 3,016 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $283,000 | 2,302 |
| Total noninterest expense | $1,507,000 | 3,000 |
| Salaries and employee benefits | $738,000 | 3,206 |
| Premises and equipment expense | $163,000 | 3,192 |
| Additional noninterest expense | $606,000 | 2,520 |
| Pre-tax net operating income | $-779,000 | 6,917 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $8,000 | 4,015 |
| Income before extraordinary items | $-787,000 | 6,922 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-787,000 | 6,923 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-787,000 | 6,923 |
| Net charge-offs | $-1,000 | 5,189 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 740 |
| Net operating income | $-787,000 | 6,913 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $6,954,000 | 3,462 |
| Total interest expense | $1,422,000 | 2,837 |
| Net interest income | $5,532,000 | 3,569 |
| Provision for loan and lease losses | $568,000 | 2,541 |
| Total noninterest income | $1,160,000 | 3,022 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $353,000 | 3,165 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $807,000 | 2,674 |
| Total noninterest expense | $6,001,000 | 3,036 |
| Salaries and employee benefits | $2,897,000 | 3,207 |
| Premises and equipment expense | $744,000 | 2,894 |
| Additional noninterest expense | $2,360,000 | 2,698 |
| Pre-tax net operating income | $123,000 | 5,868 |
| Securities gains (losses) | $30,000 | 3,019 |
| Applicable income taxes | $39,000 | 3,973 |
| Income before extraordinary items | $114,000 | 6,023 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $114,000 | 6,018 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $114,000 | 6,021 |
| Net charge-offs | $689,000 | 2,249 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 927 |
| Net operating income | $91,500 | 5,928 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $5,272,000 | 3,499 |
| Total interest expense | $1,112,000 | 2,842 |
| Net interest income | $4,160,000 | 3,619 |
| Provision for loan and lease losses | $396,000 | 2,611 |
| Total noninterest income | $997,000 | 2,800 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $263,000 | 3,219 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $734,000 | 2,396 |
| Total noninterest expense | $4,488,000 | 3,055 |
| Salaries and employee benefits | $2,152,000 | 3,251 |
| Premises and equipment expense | $555,000 | 2,943 |
| Additional noninterest expense | $1,781,000 | 2,696 |
| Pre-tax net operating income | $273,000 | 5,402 |
| Securities gains (losses) | $30,000 | 2,708 |
| Applicable income taxes | $37,000 | 3,929 |
| Income before extraordinary items | $266,000 | 5,466 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $266,000 | 5,465 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $266,000 | 5,465 |
| Net charge-offs | $457,000 | 2,303 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 896 |
| Net operating income | $239,600 | 5,373 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,557,000 | 3,496 |
| Total interest expense | $778,000 | 2,830 |
| Net interest income | $2,779,000 | 3,624 |
| Provision for loan and lease losses | $216,000 | 2,877 |
| Total noninterest income | $519,000 | 3,176 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $177,000 | 3,204 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $342,000 | 2,881 |
| Total noninterest expense | $2,951,000 | 3,102 |
| Salaries and employee benefits | $1,424,000 | 3,279 |
| Premises and equipment expense | $359,000 | 2,999 |
| Additional noninterest expense | $1,168,000 | 2,755 |
| Pre-tax net operating income | $131,000 | 5,699 |
| Securities gains (losses) | $30,000 | 2,327 |
| Applicable income taxes | $20,000 | 3,998 |
| Income before extraordinary items | $141,000 | 5,687 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $141,000 | 5,686 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $141,000 | 5,686 |
| Net charge-offs | $299,000 | 2,329 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 863 |
| Net operating income | $114,600 | 5,698 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,781,000 | 3,520 |
| Total interest expense | $412,000 | 2,808 |
| Net interest income | $1,369,000 | 3,681 |
| Provision for loan and lease losses | $191,000 | 2,084 |
| Total noninterest income | $357,000 | 2,652 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $99,000 | 2,942 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $258,000 | 2,300 |
| Total noninterest expense | $1,555,000 | 2,960 |
| Salaries and employee benefits | $762,000 | 3,137 |
| Premises and equipment expense | $178,000 | 3,056 |
| Additional noninterest expense | $615,000 | 2,593 |
| Pre-tax net operating income | $-20,000 | 6,534 |
| Securities gains (losses) | $5,000 | 1,907 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $-15,000 | 6,601 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-15,000 | 6,601 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-15,000 | 6,601 |
| Net charge-offs | $288,000 | 1,530 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 805 |
| Net operating income | $-20,000 | 6,536 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $7,543,000 | 3,488 |
| Total interest expense | $2,161,000 | 2,610 |
| Net interest income | $5,382,000 | 3,731 |
| Provision for loan and lease losses | $938,000 | 2,511 |
| Total noninterest income | $1,293,000 | 2,662 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $454,000 | 2,779 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $839,000 | 2,370 |
| Total noninterest expense | $5,644,000 | 3,205 |
| Salaries and employee benefits | $2,756,000 | 3,315 |
| Premises and equipment expense | $703,000 | 3,204 |
| Additional noninterest expense | $2,185,000 | 2,884 |
| Pre-tax net operating income | $93,000 | 5,793 |
| Securities gains (losses) | $69,000 | 2,347 |
| Applicable income taxes | $-54,000 | 6,743 |
| Income before extraordinary items | $216,000 | 5,501 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $216,000 | 5,503 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $216,000 | 5,503 |
| Net charge-offs | $999,000 | 2,361 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $-1,000 | 7,252 |
| Net operating income | $147,000 | 5,586 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $5,685,000 | 3,512 |
| Total interest expense | $1,692,000 | 2,606 |
| Net interest income | $3,993,000 | 3,773 |
| Provision for loan and lease losses | $225,000 | 3,970 |
| Total noninterest income | $909,000 | 2,770 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $338,000 | 2,789 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $571,000 | 2,492 |
| Total noninterest expense | $4,208,000 | 3,234 |
| Salaries and employee benefits | $2,033,000 | 3,350 |
| Premises and equipment expense | $521,000 | 3,258 |
| Additional noninterest expense | $1,654,000 | 2,879 |
| Pre-tax net operating income | $469,000 | 4,565 |
| Securities gains (losses) | $69,000 | 2,085 |
| Applicable income taxes | $59,000 | 3,532 |
| Income before extraordinary items | $479,000 | 4,393 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $479,000 | 4,394 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $479,000 | 4,394 |
| Net charge-offs | $242,000 | 3,490 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $-4,000 | 7,348 |
| Net operating income | $417,590 | 4,470 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,796,000 | 3,540 |
| Total interest expense | $1,174,000 | 2,612 |
| Net interest income | $2,622,000 | 3,823 |
| Provision for loan and lease losses | $140,000 | 4,013 |
| Total noninterest income | $630,000 | 2,718 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $203,000 | 2,978 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $427,000 | 2,341 |
| Total noninterest expense | $2,788,000 | 3,281 |
| Salaries and employee benefits | $1,334,000 | 3,410 |
| Premises and equipment expense | $340,000 | 3,328 |
| Additional noninterest expense | $1,114,000 | 2,913 |
| Pre-tax net operating income | $324,000 | 4,507 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $36,000 | 3,546 |
| Income before extraordinary items | $288,000 | 4,507 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $288,000 | 4,505 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $288,000 | 4,507 |
| Net charge-offs | $140,000 | 3,489 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $-6,000 | 7,439 |
| Net operating income | $288,000 | 4,434 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,895,000 | 3,560 |
| Total interest expense | $588,000 | 2,679 |
| Net interest income | $1,307,000 | 3,831 |
| Provision for loan and lease losses | $10,000 | 5,371 |
| Total noninterest income | $238,000 | 3,249 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $103,000 | 2,917 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $135,000 | 3,081 |
| Total noninterest expense | $1,443,000 | 3,206 |
| Salaries and employee benefits | $665,000 | 3,454 |
| Premises and equipment expense | $189,000 | 3,127 |
| Additional noninterest expense | $589,000 | 2,757 |
| Pre-tax net operating income | $92,000 | 5,232 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $10,000 | 3,778 |
| Income before extraordinary items | $82,000 | 5,258 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $82,000 | 5,256 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $82,000 | 5,258 |
| Net charge-offs | $100,000 | 2,729 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $-7,000 | 7,515 |
| Net operating income | $82,000 | 5,199 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $7,834,000 | 3,610 |
| Total interest expense | $2,726,000 | 2,801 |
| Net interest income | $5,108,000 | 3,895 |
| Provision for loan and lease losses | $614,000 | 3,807 |
| Total noninterest income | $886,000 | 3,445 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $347,000 | 3,356 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $539,000 | 3,079 |
| Total noninterest expense | $5,285,000 | 3,447 |
| Salaries and employee benefits | $2,467,000 | 3,615 |
| Premises and equipment expense | $769,000 | 3,065 |
| Additional noninterest expense | $2,049,000 | 3,192 |
| Pre-tax net operating income | $95,000 | 5,490 |
| Securities gains (losses) | $467,000 | 941 |
| Applicable income taxes | $55,000 | 3,582 |
| Income before extraordinary items | $507,000 | 4,298 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $507,000 | 4,299 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $507,000 | 4,299 |
| Net charge-offs | $421,000 | 3,874 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $13,000 | 1,137 |
| Net operating income | $86,700 | 5,524 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $5,850,000 | 3,689 |
| Total interest expense | $2,086,000 | 2,860 |
| Net interest income | $3,764,000 | 4,002 |
| Provision for loan and lease losses | $344,000 | 4,135 |
| Total noninterest income | $543,000 | 3,897 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $240,000 | 3,583 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $303,000 | 3,544 |
| Total noninterest expense | $3,932,000 | 3,473 |
| Salaries and employee benefits | $1,836,000 | 3,678 |
| Premises and equipment expense | $581,000 | 3,103 |
| Additional noninterest expense | $1,515,000 | 3,191 |
| Pre-tax net operating income | $31,000 | 5,865 |
| Securities gains (losses) | $308,000 | 1,063 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $339,000 | 4,704 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $339,000 | 4,707 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $339,000 | 4,707 |
| Net charge-offs | $393,000 | 3,379 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $12,000 | 1,045 |
| Net operating income | $31,000 | 5,884 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,913,000 | 3,709 |
| Total interest expense | $1,410,000 | 2,927 |
| Net interest income | $2,503,000 | 4,013 |
| Provision for loan and lease losses | $179,000 | 4,411 |
| Total noninterest income | $358,000 | 3,873 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $152,000 | 3,673 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $206,000 | 3,466 |
| Total noninterest expense | $2,609,000 | 3,506 |
| Salaries and employee benefits | $1,193,000 | 3,778 |
| Premises and equipment expense | $392,000 | 3,110 |
| Additional noninterest expense | $1,024,000 | 3,132 |
| Pre-tax net operating income | $73,000 | 5,667 |
| Securities gains (losses) | $146,000 | 1,149 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $219,000 | 4,765 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $219,000 | 4,765 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $219,000 | 4,765 |
| Net charge-offs | $259,000 | 3,228 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $9,000 | 967 |
| Net operating income | $73,000 | 5,610 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,937,000 | 3,802 |
| Total interest expense | $709,000 | 3,035 |
| Net interest income | $1,228,000 | 4,083 |
| Provision for loan and lease losses | $59,000 | 4,729 |
| Total noninterest income | $164,000 | 4,080 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $75,000 | 3,697 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $89,000 | 3,720 |
| Total noninterest expense | $1,239,000 | 3,677 |
| Salaries and employee benefits | $575,000 | 3,943 |
| Premises and equipment expense | $196,000 | 3,173 |
| Additional noninterest expense | $468,000 | 3,368 |
| Pre-tax net operating income | $94,000 | 5,120 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $94,000 | 5,066 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $94,000 | 5,067 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $94,000 | 5,066 |
| Net charge-offs | $-1,000 | 6,806 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 972 |
| Net operating income | $94,000 | 4,948 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $7,508,000 | 3,996 |
| Total interest expense | $3,293,000 | 3,185 |
| Net interest income | $4,215,000 | 4,419 |
| Provision for loan and lease losses | $1,175,000 | 3,248 |
| Total noninterest income | $1,000,000 | 3,338 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $295,000 | 3,899 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $705,000 | 2,653 |
| Total noninterest expense | $5,629,000 | 3,343 |
| Salaries and employee benefits | $2,333,000 | 3,895 |
| Premises and equipment expense | $1,012,000 | 2,542 |
| Additional noninterest expense | $2,284,000 | 2,974 |
| Pre-tax net operating income | $-1,589,000 | 6,475 |
| Securities gains (losses) | $457,000 | 934 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $-1,132,000 | 6,421 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-1,132,000 | 6,422 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-1,132,000 | 6,422 |
| Net charge-offs | $213,000 | 4,927 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $935,000 | 443 |
| Net operating income | $-1,589,000 | 6,596 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $5,524,000 | 4,093 |
| Total interest expense | $2,547,000 | 3,251 |
| Net interest income | $2,977,000 | 4,612 |
| Provision for loan and lease losses | $283,000 | 4,670 |
| Total noninterest income | $807,000 | 3,235 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $223,000 | 3,902 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $584,000 | 2,564 |
| Total noninterest expense | $3,840,000 | 3,608 |
| Salaries and employee benefits | $1,746,000 | 3,937 |
| Premises and equipment expense | $581,000 | 3,242 |
| Additional noninterest expense | $1,513,000 | 3,262 |
| Pre-tax net operating income | $-339,000 | 6,173 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-339,000 | 6,281 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-339,000 | 6,282 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-339,000 | 6,281 |
| Net charge-offs | $15,000 | 6,364 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $627,000 | 399 |
| Net operating income | $-339,000 | 6,270 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,629,000 | 4,171 |
| Total interest expense | $1,753,000 | 3,297 |
| Net interest income | $1,876,000 | 4,764 |
| Provision for loan and lease losses | $180,000 | 4,468 |
| Total noninterest income | $585,000 | 3,093 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $153,000 | 3,840 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $432,000 | 2,436 |
| Total noninterest expense | $2,555,000 | 3,656 |
| Salaries and employee benefits | $1,146,000 | 4,008 |
| Premises and equipment expense | $399,000 | 3,191 |
| Additional noninterest expense | $1,010,000 | 3,270 |
| Pre-tax net operating income | $-274,000 | 6,391 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-274,000 | 6,509 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-274,000 | 6,508 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-274,000 | 6,508 |
| Net charge-offs | $11,000 | 5,942 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $626,000 | 323 |
| Net operating income | $-274,000 | 6,490 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,801,000 | 4,228 |
| Total interest expense | $932,000 | 3,247 |
| Net interest income | $869,000 | 4,985 |
| Provision for loan and lease losses | $83,000 | 4,188 |
| Total noninterest income | $213,000 | 3,687 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $74,000 | 3,855 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $139,000 | 3,091 |
| Total noninterest expense | $1,183,000 | 3,805 |
| Salaries and employee benefits | $560,000 | 4,109 |
| Premises and equipment expense | $209,000 | 3,117 |
| Additional noninterest expense | $414,000 | 3,481 |
| Pre-tax net operating income | $-184,000 | 6,855 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-184,000 | 7,003 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-184,000 | 7,004 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-184,000 | 7,004 |
| Net charge-offs | $11,000 | 4,708 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 994 |
| Net operating income | $-184,000 | 6,925 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $6,627,000 | 4,651 |
| Total interest expense | $3,259,000 | 4,017 |
| Net interest income | $3,368,000 | 5,078 |
| Provision for loan and lease losses | $244,000 | 4,947 |
| Total noninterest income | $693,000 | 4,162 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $278,000 | 4,153 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $415,000 | 3,518 |
| Total noninterest expense | $5,657,000 | 3,249 |
| Salaries and employee benefits | $2,357,000 | 3,948 |
| Premises and equipment expense | $804,000 | 3,175 |
| Additional noninterest expense | $2,496,000 | 2,345 |
| Pre-tax net operating income | $-1,840,000 | 7,309 |
| Securities gains (losses) | $7,000 | 2,644 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $-1,833,000 | 7,325 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,833,000 | 7,323 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 6,714 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $9,000 | 1,325 |
| Net operating income | $-1,840,000 | 7,427 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $4,821,000 | 4,802 |
| Total interest expense | $2,282,000 | 4,327 |
| Net interest income | $2,539,000 | 5,113 |
| Provision for loan and lease losses | $129,000 | 4,833 |
| Total noninterest income | $501,000 | 4,326 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $196,000 | 4,299 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $305,000 | 3,661 |
| Total noninterest expense | $4,401,000 | 3,120 |
| Salaries and employee benefits | $1,763,000 | 3,986 |
| Premises and equipment expense | $613,000 | 3,138 |
| Additional noninterest expense | $2,025,000 | 2,142 |
| Pre-tax net operating income | $-1,490,000 | 7,728 |
| Securities gains (losses) | $7,000 | 2,502 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $-1,483,000 | 7,697 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-1,483,000 | 7,696 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 6,089 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 1,179 |
| Net operating income | $-1,490,000 | 7,797 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,050,000 | 5,024 |
| Total interest expense | $1,434,000 | 4,635 |
| Net interest income | $1,616,000 | 5,256 |
| Provision for loan and lease losses | $83,000 | 4,560 |
| Total noninterest income | $286,000 | 4,739 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $117,000 | 4,532 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $169,000 | 4,096 |
| Total noninterest expense | $2,314,000 | 3,805 |
| Salaries and employee benefits | $1,155,000 | 4,069 |
| Premises and equipment expense | $415,000 | 3,115 |
| Additional noninterest expense | $744,000 | 3,545 |
| Pre-tax net operating income | $-495,000 | 7,604 |
| Securities gains (losses) | $7,000 | 2,608 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $-488,000 | 7,680 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-488,000 | 7,680 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,853 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $-1,000 | 8,358 |
| Net operating income | $-495,000 | 7,669 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,435,000 | 5,324 |
| Total interest expense | $688,000 | 4,925 |
| Net interest income | $747,000 | 5,495 |
| Provision for loan and lease losses | $-7,000 | 8,371 |
| Total noninterest income | $125,000 | 4,991 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $48,000 | 4,876 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $77,000 | 4,274 |
| Total noninterest expense | $1,155,000 | 3,813 |
| Salaries and employee benefits | $577,000 | 4,088 |
| Premises and equipment expense | $199,000 | 3,248 |
| Additional noninterest expense | $379,000 | 3,453 |
| Pre-tax net operating income | $-276,000 | 7,877 |
| Securities gains (losses) | $7,000 | 2,110 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $-269,000 | 7,942 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-269,000 | 7,941 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 895 |
| Net operating income | $-276,000 | 7,925 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $6,264,000 | 5,076 |
| Total interest expense | $3,562,000 | 4,291 |
| Net interest income | $2,702,000 | 5,764 |
| Provision for loan and lease losses | $43,000 | 5,808 |
| Total noninterest income | $603,000 | 4,631 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $146,000 | 5,476 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $457,000 | 3,489 |
| Total noninterest expense | $3,905,000 | 4,197 |
| Salaries and employee benefits | $2,046,000 | 4,320 |
| Premises and equipment expense | $674,000 | 3,533 |
| Additional noninterest expense | $1,185,000 | 4,108 |
| Pre-tax net operating income | $-643,000 | 7,898 |
| Securities gains (losses) | $-12,000 | 7,599 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $-655,000 | 7,979 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-655,000 | 7,977 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $19,000 | 1,194 |
| Net operating income | $-643,000 | 7,963 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $4,678,000 | 5,111 |
| Total interest expense | $2,701,000 | 4,279 |
| Net interest income | $1,977,000 | 5,875 |
| Provision for loan and lease losses | $36,000 | 5,408 |
| Total noninterest income | $416,000 | 4,818 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $103,000 | 5,584 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $313,000 | 3,654 |
| Total noninterest expense | $2,778,000 | 4,335 |
| Salaries and employee benefits | $1,460,000 | 4,461 |
| Premises and equipment expense | $479,000 | 3,663 |
| Additional noninterest expense | $839,000 | 4,239 |
| Pre-tax net operating income | $-421,000 | 8,030 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $-421,000 | 8,093 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-421,000 | 8,089 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $14,000 | 1,051 |
| Net operating income | $-421,000 | 8,075 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,053,000 | 5,198 |
| Total interest expense | $1,767,000 | 4,343 |
| Net interest income | $1,286,000 | 5,973 |
| Provision for loan and lease losses | $9,000 | 5,815 |
| Total noninterest income | $244,000 | 5,124 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $62,000 | 5,767 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $182,000 | 3,963 |
| Total noninterest expense | $1,813,000 | 4,419 |
| Salaries and employee benefits | $939,000 | 4,616 |
| Premises and equipment expense | $324,000 | 3,653 |
| Additional noninterest expense | $550,000 | 4,280 |
| Pre-tax net operating income | $-292,000 | 8,148 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $-292,000 | 8,196 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-292,000 | 8,195 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 965 |
| Net operating income | $-292,000 | 8,183 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,494,000 | 5,269 |
| Total interest expense | $875,000 | 4,347 |
| Net interest income | $619,000 | 6,093 |
| Provision for loan and lease losses | $4,000 | 5,479 |
| Total noninterest income | $102,000 | 5,507 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $27,000 | 5,944 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $75,000 | 4,329 |
| Total noninterest expense | $905,000 | 4,423 |
| Salaries and employee benefits | $487,000 | 4,530 |
| Premises and equipment expense | $165,000 | 3,612 |
| Additional noninterest expense | $253,000 | 4,497 |
| Pre-tax net operating income | $-188,000 | 8,290 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $-188,000 | 8,317 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-188,000 | 8,315 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 817 |
| Net operating income | $-188,000 | 8,304 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $4,652,000 | 5,747 |
| Total interest expense | $2,506,000 | 4,816 |
| Net interest income | $2,146,000 | 6,399 |
| Provision for loan and lease losses | $476,000 | 1,992 |
| Total noninterest income | $407,000 | 5,567 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $52,000 | 6,858 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $355,000 | 3,971 |
| Total noninterest expense | $3,443,000 | 4,454 |
| Salaries and employee benefits | $1,817,000 | 4,584 |
| Premises and equipment expense | $660,000 | 3,492 |
| Additional noninterest expense | $966,000 | 4,625 |
| Pre-tax net operating income | $-1,366,000 | 8,506 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $-1,366,000 | 8,535 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-1,366,000 | 8,534 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,238 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $15,000 | 1,123 |
| Net operating income | $-1,366,000 | 8,527 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $3,201,000 | 5,980 |
| Total interest expense | $1,653,000 | 5,077 |
| Net interest income | $1,548,000 | 6,548 |
| Provision for loan and lease losses | $394,000 | 1,725 |
| Total noninterest income | $263,000 | 5,889 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $25,000 | 7,196 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $238,000 | 4,179 |
| Total noninterest expense | $2,608,000 | 4,401 |
| Salaries and employee benefits | $1,400,000 | 4,483 |
| Premises and equipment expense | $485,000 | 3,552 |
| Additional noninterest expense | $723,000 | 4,599 |
| Pre-tax net operating income | $-1,191,000 | 8,617 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $-1,191,000 | 8,631 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $-1,191,000 | 8,631 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $11,000 | 952 |
| Net operating income | $-1,191,000 | 8,624 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,880,000 | 6,276 |
| Total interest expense | $907,000 | 5,488 |
| Net interest income | $973,000 | 6,722 |
| Provision for loan and lease losses | $50,000 | 4,407 |
| Total noninterest income | $160,000 | 6,120 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $12,000 | 7,358 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $148,000 | 4,341 |
| Total noninterest expense | $1,740,000 | 4,422 |
| Salaries and employee benefits | $926,000 | 4,522 |
| Premises and equipment expense | $328,000 | 3,512 |
| Additional noninterest expense | $486,000 | 4,579 |
| Pre-tax net operating income | $-657,000 | 8,616 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $6,000 | 6,279 |
| Income before extraordinary items | $-663,000 | 8,636 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-663,000 | 8,635 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 815 |
| Net operating income | $-663,000 | 8,627 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $838,000 | 6,530 |
| Total interest expense | $374,000 | 5,862 |
| Net interest income | $464,000 | 6,872 |
| Provision for loan and lease losses | $32,000 | 3,778 |
| Total noninterest income | $82,000 | 6,027 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $6,000 | 7,374 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $76,000 | 4,256 |
| Total noninterest expense | $873,000 | 4,416 |
| Salaries and employee benefits | $491,000 | 4,331 |
| Premises and equipment expense | $156,000 | 3,660 |
| Additional noninterest expense | $226,000 | 4,786 |
| Pre-tax net operating income | $-359,000 | 8,643 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $5,000 | 6,088 |
| Income before extraordinary items | $-364,000 | 8,665 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-364,000 | 8,664 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 629 |
| Net operating income | $-364,000 | 8,656 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,910,000 | 7,536 |
| Total interest expense | $630,000 | 7,244 |
| Net interest income | $1,280,000 | 7,582 |
| Provision for loan and lease losses | $74,000 | 5,234 |
| Total noninterest income | $409,000 | 5,679 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $24,000 | 7,422 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $385,000 | 3,836 |
| Total noninterest expense | $3,142,000 | 4,617 |
| Salaries and employee benefits | $1,625,000 | 4,805 |
| Premises and equipment expense | $560,000 | 3,858 |
| Additional noninterest expense | $957,000 | 4,568 |
| Pre-tax net operating income | $-1,527,000 | 8,721 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $11,000 | 6,510 |
| Income before extraordinary items | $-1,538,000 | 8,741 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $-1,538,000 | 8,741 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $85,000 | 744 |
| Net operating income | $-1,538,000 | 8,724 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,231,000 | 7,792 |
| Total interest expense | $387,000 | 7,530 |
| Net interest income | $844,000 | 7,824 |
| Provision for loan and lease losses | $56,000 | 5,041 |
| Total noninterest income | $312,000 | 5,688 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $18,000 | 7,477 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $294,000 | 3,839 |
| Total noninterest expense | $2,376,000 | 4,578 |
| Salaries and employee benefits | $1,208,000 | 4,807 |
| Premises and equipment expense | $0 | 8,827 |
| Additional noninterest expense | $1,168,000 | 3,110 |
| Pre-tax net operating income | $-1,276,000 | 8,762 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $6,000 | 6,656 |
| Income before extraordinary items | $-1,282,000 | 8,782 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-1,282,000 | 8,782 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $75,000 | 592 |
| Net operating income | $-1,282,000 | 8,763 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $678,000 | 8,057 |
| Total interest expense | $202,000 | 7,819 |
| Net interest income | $476,000 | 8,070 |
| Provision for loan and lease losses | $36,000 | 4,958 |
| Total noninterest income | $184,000 | 5,922 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $13,000 | 7,465 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $171,000 | 4,041 |
| Total noninterest expense | $1,538,000 | 4,654 |
| Salaries and employee benefits | $772,000 | 4,930 |
| Premises and equipment expense | $0 | 8,833 |
| Additional noninterest expense | $766,000 | 3,136 |
| Pre-tax net operating income | $-914,000 | 8,766 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $6,000 | 6,566 |
| Income before extraordinary items | $-920,000 | 8,791 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-920,000 | 8,791 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $70,000 | 466 |
| Net operating income | $-920,000 | 8,770 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $290,000 | 8,309 |
| Total interest expense | $89,000 | 7,975 |
| Net interest income | $201,000 | 8,342 |
| Provision for loan and lease losses | $16,000 | 4,844 |
| Total noninterest income | $55,000 | 6,909 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $3,000 | 7,690 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $52,000 | 5,105 |
| Total noninterest expense | $704,000 | 4,982 |
| Salaries and employee benefits | $387,000 | 4,948 |
| Premises and equipment expense | $125,000 | 4,196 |
| Additional noninterest expense | $192,000 | 5,230 |
| Pre-tax net operating income | $-464,000 | 8,842 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $6,000 | 6,318 |
| Income before extraordinary items | $-470,000 | 8,861 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $-470,000 | 8,861 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $-470,000 | 8,845 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $246,000 | 8,872 |
| Total interest expense | $65,000 | 8,808 |
| Net interest income | $181,000 | 8,874 |
| Provision for loan and lease losses | $32,000 | 6,387 |
| Total noninterest income | $85,000 | 8,249 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $3,000 | 7,847 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $82,000 | 6,739 |
| Total noninterest expense | $2,117,000 | 5,830 |
| Salaries and employee benefits | $914,000 | 6,556 |
| Premises and equipment expense | $244,000 | 6,252 |
| Additional noninterest expense | $959,000 | 4,501 |
| Pre-tax net operating income | $-1,883,000 | 8,889 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $-1,883,000 | 8,908 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-1,883,000 | 8,909 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $15,099,000 | 50 |
| Net operating income | $-1,883,000 | 8,894 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $75,000 | 8,973 |
| Total interest expense | $11,000 | 8,941 |
| Net interest income | $64,000 | 8,969 |
| Provision for loan and lease losses | $16,000 | 6,508 |
| Total noninterest income | $21,000 | 8,796 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $1,000 | 7,910 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $20,000 | 8,070 |
| Total noninterest expense | $1,408,000 | 6,177 |
| Salaries and employee benefits | $552,000 | 7,125 |
| Premises and equipment expense | $105,000 | 7,429 |
| Additional noninterest expense | $751,000 | 4,283 |
| Pre-tax net operating income | $-1,339,000 | 8,938 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $-1,339,000 | 8,954 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $-1,339,000 | 8,955 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $15,099,000 | 40 |
| Net operating income | $-1,339,000 | 8,939 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,000 | 9,076 |
| Total interest expense | $0 | 9,056 |
| Net interest income | $2,000 | 9,067 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $0 | 9,031 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $0 | 7,979 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $0 | 8,943 |
| Total noninterest expense | $515,000 | 7,768 |
| Salaries and employee benefits | $191,000 | 8,407 |
| Premises and equipment expense | $1,000 | 9,045 |
| Additional noninterest expense | $323,000 | 5,746 |
| Pre-tax net operating income | $-513,000 | 8,909 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $-513,000 | 8,937 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-513,000 | 8,938 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $15,099,000 | 28 |
| Net operating income | $-513,000 | 8,918 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.