Home > Empire National Bank > Income and Expense

Empire National Bank, Income and Expense

2020-09-30 (YTD Data)Rank
Total interest income$25,573,000955
Total interest expense$4,352,000879
Net interest income$21,221,000949
Provision for loan and lease losses$2,122,000858
Total noninterest income$1,254,0002,271
Gross Fiduciary activities income$0981
Service charges on deposit accounts$337,0001,741
Trading account gains and fees$0125
Additional Noninterest Income$917,0002,231
Total noninterest expense$14,375,0001,132
Salaries and employee benefits$8,370,0001,127
Premises and equipment expense$1,683,0001,066
Additional noninterest expense$4,322,0001,116
Pre-tax net operating income$5,978,0001,213
Securities gains (losses)$23,0001,862
Applicable income taxes$1,142,0001,084
Income before extraordinary items$4,859,0001,308
Extraordinary gains, net$04
Net income$4,859,0001,308
Minority interest net income$065
Net income of bank and minority interests.$4,859,0001,308
Net charge-offs$611,000666
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$335,000262
Net operating income$4,840,3701,269
2020-06-30 (YTD Data)Rank
Total interest income$17,717,000932
Total interest expense$3,500,000792
Net interest income$14,217,000950
Provision for loan and lease losses$1,222,000960
Total noninterest income$907,0002,130
Gross Fiduciary activities income$0970
Service charges on deposit accounts$248,0001,644
Trading account gains and fees$0123
Additional Noninterest Income$659,0002,081
Total noninterest expense$10,190,0001,077
Salaries and employee benefits$5,842,0001,067
Premises and equipment expense$1,104,0001,075
Additional noninterest expense$3,244,0001,026
Pre-tax net operating income$3,712,0001,230
Securities gains (losses)$15,0001,767
Applicable income taxes$732,0001,044
Income before extraordinary items$2,995,0001,308
Extraordinary gains, net$04
Net income$2,995,0001,308
Minority interest net income$065
Net income of bank and minority interests.$2,995,0001,308
Net charge-offs$526,000573
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$225,000244
Net operating income$2,983,0001,272
2020-03-31 (YTD Data)Rank
Total interest income$9,062,000920
Total interest expense$2,494,000640
Net interest income$6,568,000998
Provision for loan and lease losses$622,000780
Total noninterest income$495,0001,953
Gross Fiduciary activities income$0941
Service charges on deposit accounts$157,0001,587
Trading account gains and fees$0106
Additional Noninterest Income$338,0001,881
Total noninterest expense$5,609,0001,010
Salaries and employee benefits$3,261,000995
Premises and equipment expense$561,0001,079
Additional noninterest expense$1,787,000964
Pre-tax net operating income$832,0002,099
Securities gains (losses)$15,0001,209
Applicable income taxes$155,0001,606
Income before extraordinary items$692,0002,189
Extraordinary gains, net$04
Net income$692,0002,188
Minority interest net income$056
Net income of bank and minority interests.$692,0002,189
Net charge-offs$02,581
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$79,000270
Net operating income$679,7002,185
2019-12-31 (YTD Data)Rank
Total interest income$38,254,000883
Total interest expense$12,109,000582
Net interest income$26,145,0001,008
Provision for loan and lease losses$168,0002,520
Total noninterest income$1,945,0001,999
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$546,0001,803
Trading account gains and fees$0135
Additional Noninterest Income$1,399,0001,873
Total noninterest expense$21,587,0001,026
Salaries and employee benefits$12,245,0001,016
Premises and equipment expense$2,522,000978
Additional noninterest expense$6,820,000988
Pre-tax net operating income$6,335,0001,479
Securities gains (losses)$89,000990
Applicable income taxes$1,200,0001,276
Income before extraordinary items$5,224,0001,546
Extraordinary gains, net$011
Net income$5,224,0001,548
Minority interest net income$076
Net income of bank and minority interests.$5,224,0001,548
Net charge-offs$269,0001,439
Cash dividends$03,944
Sale, conversion, retirement of capital stock, net$640,000262
Net operating income$5,151,9101,525
2019-09-30 (YTD Data)Rank
Total interest income$28,873,000883
Total interest expense$9,362,000575
Net interest income$19,511,0001,019
Provision for loan and lease losses$168,0002,165
Total noninterest income$1,483,0001,988
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$398,0001,839
Trading account gains and fees$0129
Additional Noninterest Income$1,085,0001,818
Total noninterest expense$16,566,0001,002
Salaries and employee benefits$9,302,0001,007
Premises and equipment expense$1,891,000975
Additional noninterest expense$5,373,000940
Pre-tax net operating income$4,260,0001,636
Securities gains (losses)$79,000891
Applicable income taxes$863,0001,349
Income before extraordinary items$3,476,0001,727
Extraordinary gains, net$011
Net income$3,476,0001,728
Minority interest net income$072
Net income of bank and minority interests.$3,476,0001,728
Net charge-offs$257,0001,125
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$446,000239
Net operating income$3,412,8001,720
2019-06-30 (YTD Data)Rank
Total interest income$19,326,000879
Total interest expense$6,228,000565
Net interest income$13,098,0001,009
Provision for loan and lease losses$168,0001,718
Total noninterest income$1,012,0001,940
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$250,0001,905
Trading account gains and fees$0131
Additional Noninterest Income$762,0001,757
Total noninterest expense$11,254,000982
Salaries and employee benefits$6,313,000989
Premises and equipment expense$1,255,000981
Additional noninterest expense$3,686,000923
Pre-tax net operating income$2,688,0001,681
Securities gains (losses)$01,702
Applicable income taxes$530,0001,404
Income before extraordinary items$2,158,0001,801
Extraordinary gains, net$011
Net income$2,158,0001,800
Minority interest net income$069
Net income of bank and minority interests.$2,158,0001,801
Net charge-offs$74,0001,579
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$263,000237
Net operating income$2,158,0001,775
2019-03-31 (YTD Data)Rank
Total interest income$9,579,000883
Total interest expense$3,031,000559
Net interest income$6,548,0001,012
Provision for loan and lease losses$03,406
Total noninterest income$434,0002,076
Gross Fiduciary activities income$0972
Service charges on deposit accounts$125,0001,898
Trading account gains and fees$0126
Additional Noninterest Income$309,0001,941
Total noninterest expense$5,667,000975
Salaries and employee benefits$3,235,000974
Premises and equipment expense$633,000972
Additional noninterest expense$1,799,000932
Pre-tax net operating income$1,315,0001,686
Securities gains (losses)$01,087
Applicable income taxes$259,0001,379
Income before extraordinary items$1,056,0001,789
Extraordinary gains, net$05
Net income$1,056,0001,787
Minority interest net income$052
Net income of bank and minority interests.$1,056,0001,788
Net charge-offs$02,740
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$84,000252
Net operating income$1,056,0001,773
2018-12-31 (YTD Data)Rank
Total interest income$35,181,000893
Total interest expense$8,838,000581
Net interest income$26,343,000987
Provision for loan and lease losses$682,0001,177
Total noninterest income$1,782,0002,112
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$533,0001,883
Trading account gains and fees$0126
Additional Noninterest Income$1,249,0002,001
Total noninterest expense$21,974,000988
Salaries and employee benefits$12,304,000986
Premises and equipment expense$2,648,000928
Additional noninterest expense$7,022,000958
Pre-tax net operating income$5,469,0001,666
Securities gains (losses)$-50,0004,848
Applicable income taxes$968,0001,418
Income before extraordinary items$4,451,0001,733
Extraordinary gains, net$06
Net income$4,451,0001,732
Minority interest net income$072
Net income of bank and minority interests.$4,451,0001,732
Net charge-offs$94,0002,189
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$698,000272
Net operating income$4,492,0001,721
2018-09-30 (YTD Data)Rank
Total interest income$25,694,000906
Total interest expense$6,070,000590
Net interest income$19,624,000993
Provision for loan and lease losses$452,0001,203
Total noninterest income$1,367,0002,101
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$415,0001,855
Trading account gains and fees$0138
Additional Noninterest Income$952,0001,992
Total noninterest expense$16,469,000979
Salaries and employee benefits$9,200,000994
Premises and equipment expense$1,992,000929
Additional noninterest expense$5,277,000941
Pre-tax net operating income$4,070,0001,672
Securities gains (losses)$01,118
Applicable income taxes$705,0001,489
Income before extraordinary items$3,365,0001,740
Extraordinary gains, net$05
Net income$3,365,0001,739
Minority interest net income$066
Net income of bank and minority interests.$3,365,0001,739
Net charge-offs$100,0001,731
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$500,000257
Net operating income$3,365,0001,725
2018-06-30 (YTD Data)Rank
Total interest income$16,592,000927
Total interest expense$3,602,000614
Net interest income$12,990,000997
Provision for loan and lease losses$227,0001,407
Total noninterest income$931,0002,088
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$287,0001,809
Trading account gains and fees$0130
Additional Noninterest Income$644,0001,971
Total noninterest expense$11,282,000964
Salaries and employee benefits$6,426,000953
Premises and equipment expense$1,338,000925
Additional noninterest expense$3,518,000935
Pre-tax net operating income$2,412,0001,827
Securities gains (losses)$0961
Applicable income taxes$410,0001,594
Income before extraordinary items$2,002,0001,877
Extraordinary gains, net$06
Net income$2,002,0001,875
Minority interest net income$065
Net income of bank and minority interests.$2,002,0001,876
Net charge-offs$89,0001,393
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$336,000227
Net operating income$2,002,0001,870
2018-03-31 (YTD Data)Rank
Total interest income$8,078,000936
Total interest expense$1,647,000627
Net interest income$6,431,0001,000
Provision for loan and lease losses$227,000852
Total noninterest income$432,0002,155
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$148,0001,773
Trading account gains and fees$0123
Additional Noninterest Income$284,0002,086
Total noninterest expense$5,769,000952
Salaries and employee benefits$3,330,000937
Premises and equipment expense$687,000910
Additional noninterest expense$1,752,000927
Pre-tax net operating income$867,0002,251
Securities gains (losses)$0735
Applicable income taxes$117,0002,041
Income before extraordinary items$750,0002,270
Extraordinary gains, net$07
Net income$750,0002,269
Minority interest net income$052
Net income of bank and minority interests.$750,0002,270
Net charge-offs$11,0001,925
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$225,000183
Net operating income$750,0002,260
2017-12-31 (YTD Data)Rank
Total interest income$29,632,000972
Total interest expense$3,817,000872
Net interest income$25,815,000976
Provision for loan and lease losses$644,0001,223
Total noninterest income$1,478,0002,417
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$505,0002,014
Trading account gains and fees$0151
Additional Noninterest Income$973,0002,328
Total noninterest expense$19,385,0001,080
Salaries and employee benefits$10,449,0001,120
Premises and equipment expense$2,839,000860
Additional noninterest expense$6,097,0001,063
Pre-tax net operating income$7,264,0001,275
Securities gains (losses)$-1,596,0005,637
Applicable income taxes$3,424,000872
Income before extraordinary items$2,244,0002,495
Extraordinary gains, net$09
Net income$2,244,0002,495
Minority interest net income$076
Net income of bank and minority interests.$2,244,0002,495
Net charge-offs$568,0001,010
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$-81,0005,613
Net operating income$3,265,4401,885
2017-09-30 (YTD Data)Rank
Total interest income$22,013,000976
Total interest expense$2,529,000955
Net interest income$19,484,000968
Provision for loan and lease losses$434,0001,299
Total noninterest income$1,039,0002,518
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$376,0002,031
Trading account gains and fees$0145
Additional Noninterest Income$663,0002,464
Total noninterest expense$14,812,0001,068
Salaries and employee benefits$8,031,0001,110
Premises and equipment expense$2,132,000866
Additional noninterest expense$4,649,0001,043
Pre-tax net operating income$5,277,0001,325
Securities gains (losses)$-28,0005,529
Applicable income taxes$1,786,000994
Income before extraordinary items$3,463,0001,531
Extraordinary gains, net$09
Net income$3,463,0001,530
Minority interest net income$071
Net income of bank and minority interests.$3,463,0001,531
Net charge-offs$551,000754
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$394,000271
Net operating income$3,481,4801,513
2017-06-30 (YTD Data)Rank
Total interest income$14,434,000984
Total interest expense$1,437,0001,081
Net interest income$12,997,000963
Provision for loan and lease losses$270,0001,306
Total noninterest income$652,0002,599
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$248,0002,036
Trading account gains and fees$0139
Additional Noninterest Income$404,0002,562
Total noninterest expense$9,811,0001,078
Salaries and employee benefits$5,294,0001,125
Premises and equipment expense$1,409,000880
Additional noninterest expense$3,108,0001,040
Pre-tax net operating income$3,568,0001,298
Securities gains (losses)$01,906
Applicable income taxes$1,229,000956
Income before extraordinary items$2,339,0001,504
Extraordinary gains, net$011
Net income$2,339,0001,503
Minority interest net income$071
Net income of bank and minority interests.$2,339,0001,504
Net charge-offs$199,0001,057
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$258,000253
Net operating income$2,339,0001,489
2017-03-31 (YTD Data)Rank
Total interest income$6,919,0001,009
Total interest expense$606,0001,226
Net interest income$6,313,000990
Provision for loan and lease losses$130,0001,262
Total noninterest income$308,0002,678
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$124,0002,050
Trading account gains and fees$0142
Additional Noninterest Income$184,0002,679
Total noninterest expense$4,871,0001,091
Salaries and employee benefits$2,649,0001,132
Premises and equipment expense$709,000886
Additional noninterest expense$1,513,0001,056
Pre-tax net operating income$1,620,0001,368
Securities gains (losses)$01,153
Applicable income taxes$554,0001,008
Income before extraordinary items$1,066,0001,593
Extraordinary gains, net$08
Net income$1,066,0001,592
Minority interest net income$055
Net income of bank and minority interests.$1,066,0001,593
Net charge-offs$02,943
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$122,000233
Net operating income$1,066,0001,574
2016-12-31 (YTD Data)Rank
Total interest income$24,868,0001,077
Total interest expense$2,209,0001,299
Net interest income$22,659,0001,048
Provision for loan and lease losses$632,0001,263
Total noninterest income$1,131,0002,838
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$393,0002,497
Trading account gains and fees$0170
Additional Noninterest Income$738,0002,761
Total noninterest expense$17,964,0001,150
Salaries and employee benefits$9,643,0001,188
Premises and equipment expense$2,822,000876
Additional noninterest expense$5,499,0001,170
Pre-tax net operating income$5,194,0001,576
Securities gains (losses)$346,000592
Applicable income taxes$1,960,0001,063
Income before extraordinary items$3,580,0001,810
Extraordinary gains, net$05
Net income$3,580,0001,809
Minority interest net income$082
Net income of bank and minority interests.$3,580,0001,809
Net charge-offs$101,0002,599
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$283,000353
Net operating income$3,355,1001,868
2016-09-30 (YTD Data)Rank
Total interest income$18,321,0001,096
Total interest expense$1,603,0001,332
Net interest income$16,718,0001,069
Provision for loan and lease losses$332,0001,521
Total noninterest income$861,0002,832
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$280,0002,586
Trading account gains and fees$0169
Additional Noninterest Income$581,0002,687
Total noninterest expense$13,543,0001,153
Salaries and employee benefits$7,299,0001,175
Premises and equipment expense$2,065,000893
Additional noninterest expense$4,179,0001,169
Pre-tax net operating income$3,704,0001,652
Securities gains (losses)$216,000759
Applicable income taxes$1,385,0001,144
Income before extraordinary items$2,535,0001,928
Extraordinary gains, net$05
Net income$2,535,0001,928
Minority interest net income$071
Net income of bank and minority interests.$2,535,0001,928
Net charge-offs$111,0001,984
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$217,000321
Net operating income$2,394,6001,956
2016-06-30 (YTD Data)Rank
Total interest income$11,917,0001,115
Total interest expense$1,029,0001,381
Net interest income$10,888,0001,093
Provision for loan and lease losses$192,0001,672
Total noninterest income$593,0002,771
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$192,0002,501
Trading account gains and fees$0157
Additional Noninterest Income$401,0002,655
Total noninterest expense$8,864,0001,167
Salaries and employee benefits$4,744,0001,204
Premises and equipment expense$1,324,000927
Additional noninterest expense$2,796,0001,165
Pre-tax net operating income$2,425,0001,671
Securities gains (losses)$197,000610
Applicable income taxes$925,0001,139
Income before extraordinary items$1,697,0001,905
Extraordinary gains, net$016
Net income$1,697,0001,904
Minority interest net income$071
Net income of bank and minority interests.$1,697,0001,904
Net charge-offs$03,689
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$138,000326
Net operating income$1,568,9501,975
2016-03-31 (YTD Data)Rank
Total interest income$5,784,0001,143
Total interest expense$480,0001,466
Net interest income$5,304,0001,114
Provision for loan and lease losses$175,0001,061
Total noninterest income$301,0002,720
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$103,0002,378
Trading account gains and fees$0142
Additional Noninterest Income$198,0002,629
Total noninterest expense$4,353,0001,186
Salaries and employee benefits$2,316,0001,229
Premises and equipment expense$667,000932
Additional noninterest expense$1,370,0001,176
Pre-tax net operating income$1,077,0001,824
Securities gains (losses)$-18,0006,017
Applicable income taxes$376,0001,282
Income before extraordinary items$683,0002,236
Extraordinary gains, net$012
Net income$683,0002,236
Minority interest net income$062
Net income of bank and minority interests.$683,0002,236
Net charge-offs$03,094
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$59,000321
Net operating income$694,5202,156
2015-12-31 (YTD Data)Rank
Total interest income$21,504,0001,193
Total interest expense$1,642,0001,645
Net interest income$19,862,0001,146
Provision for loan and lease losses$867,000922
Total noninterest income$1,076,0002,944
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$389,0002,563
Trading account gains and fees$0159
Additional Noninterest Income$687,0002,864
Total noninterest expense$15,900,0001,246
Salaries and employee benefits$8,130,0001,332
Premises and equipment expense$2,577,000938
Additional noninterest expense$5,193,0001,231
Pre-tax net operating income$4,171,0001,804
Securities gains (losses)$-71,0006,054
Applicable income taxes$1,470,0001,254
Income before extraordinary items$2,630,0002,251
Extraordinary gains, net$023
Net income$2,630,0002,251
Minority interest net income$081
Net income of bank and minority interests.$2,630,0002,252
Net charge-offs$52,0003,211
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$44,000615
Net operating income$2,675,4402,179
2015-09-30 (YTD Data)Rank
Total interest income$15,952,0001,206
Total interest expense$1,185,0001,723
Net interest income$14,767,0001,159
Provision for loan and lease losses$617,000877
Total noninterest income$834,0002,910
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$303,0002,508
Trading account gains and fees$0153
Additional Noninterest Income$531,0002,835
Total noninterest expense$11,910,0001,259
Salaries and employee benefits$6,032,0001,356
Premises and equipment expense$1,924,000955
Additional noninterest expense$3,954,0001,221
Pre-tax net operating income$3,074,0001,863
Securities gains (losses)$-71,0006,171
Applicable income taxes$1,076,0001,301
Income before extraordinary items$1,927,0002,330
Extraordinary gains, net$021
Net income$1,927,0002,331
Minority interest net income$078
Net income of bank and minority interests.$1,927,0002,331
Net charge-offs$52,0002,750
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$44,000550
Net operating income$1,972,4402,251
2015-06-30 (YTD Data)Rank
Total interest income$10,409,0001,227
Total interest expense$759,0001,782
Net interest income$9,650,0001,188
Provision for loan and lease losses$357,000989
Total noninterest income$548,0002,938
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$213,0002,390
Trading account gains and fees$0157
Additional Noninterest Income$335,0002,921
Total noninterest expense$7,770,0001,283
Salaries and employee benefits$3,896,0001,394
Premises and equipment expense$1,229,000999
Additional noninterest expense$2,645,0001,212
Pre-tax net operating income$2,071,0001,849
Securities gains (losses)$-71,0006,259
Applicable income taxes$715,0001,312
Income before extraordinary items$1,285,0002,306
Extraordinary gains, net$022
Net income$1,285,0002,308
Minority interest net income$075
Net income of bank and minority interests.$1,285,0002,308
Net charge-offs$41,0002,481
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$30,000526
Net operating income$1,330,4402,199
2015-03-31 (YTD Data)Rank
Total interest income$5,015,0001,262
Total interest expense$377,0001,794
Net interest income$4,638,0001,218
Provision for loan and lease losses$127,0001,237
Total noninterest income$269,0002,929
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$108,0002,347
Trading account gains and fees$0152
Additional Noninterest Income$161,0002,922
Total noninterest expense$3,766,0001,316
Salaries and employee benefits$1,934,0001,407
Premises and equipment expense$603,0001,014
Additional noninterest expense$1,229,0001,282
Pre-tax net operating income$1,014,0001,831
Securities gains (losses)$-71,0006,359
Applicable income taxes$337,0001,335
Income before extraordinary items$606,0002,373
Extraordinary gains, net$013
Net income$606,0002,376
Minority interest net income$064
Net income of bank and minority interests.$606,0002,375
Net charge-offs$35,0001,797
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$15,000503
Net operating income$651,4402,198
2014-12-31 (YTD Data)Rank
Total interest income$18,540,0001,369
Total interest expense$1,677,0001,723
Net interest income$16,863,0001,325
Provision for loan and lease losses$243,0002,240
Total noninterest income$1,006,0003,106
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$453,0002,436
Trading account gains and fees$0180
Additional Noninterest Income$553,0003,127
Total noninterest expense$13,760,0001,396
Salaries and employee benefits$6,740,0001,558
Premises and equipment expense$2,340,0001,033
Additional noninterest expense$4,680,0001,369
Pre-tax net operating income$3,866,0001,883
Securities gains (losses)$27,0002,144
Applicable income taxes$2,010,000978
Income before extraordinary items$1,883,0002,827
Extraordinary gains, net$017
Net income$1,883,0002,825
Minority interest net income$084
Net income of bank and minority interests.$1,883,0002,827
Net charge-offs$34,0004,035
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$52,000631
Net operating income$1,865,7202,794
2014-09-30 (YTD Data)Rank
Total interest income$13,788,0001,385
Total interest expense$1,300,0001,688
Net interest income$12,488,0001,339
Provision for loan and lease losses$195,0002,112
Total noninterest income$801,0003,037
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$341,0002,454
Trading account gains and fees$0174
Additional Noninterest Income$460,0003,023
Total noninterest expense$10,111,0001,430
Salaries and employee benefits$4,934,0001,580
Premises and equipment expense$1,749,0001,039
Additional noninterest expense$3,428,0001,405
Pre-tax net operating income$2,983,0001,865
Securities gains (losses)$4,0002,611
Applicable income taxes$1,232,0001,133
Income before extraordinary items$1,755,0002,443
Extraordinary gains, net$015
Net income$1,755,0002,444
Minority interest net income$081
Net income of bank and minority interests.$1,755,0002,443
Net charge-offs$34,0003,540
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$41,000593
Net operating income$1,752,4402,399
2014-06-30 (YTD Data)Rank
Total interest income$9,113,0001,387
Total interest expense$919,0001,632
Net interest income$8,194,0001,355
Provision for loan and lease losses$120,0002,134
Total noninterest income$545,0002,965
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$231,0002,407
Trading account gains and fees$0172
Additional Noninterest Income$314,0002,979
Total noninterest expense$6,767,0001,429
Salaries and employee benefits$3,415,0001,527
Premises and equipment expense$1,139,0001,074
Additional noninterest expense$2,213,0001,436
Pre-tax net operating income$1,852,0001,935
Securities gains (losses)$4,0002,221
Applicable income taxes$773,0001,162
Income before extraordinary items$1,083,0002,495
Extraordinary gains, net$020
Net income$1,083,0002,498
Minority interest net income$080
Net income of bank and minority interests.$1,083,0002,499
Net charge-offs$36,0003,036
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$31,000543
Net operating income$1,080,4402,462
2014-03-31 (YTD Data)Rank
Total interest income$4,374,0001,447
Total interest expense$466,0001,628
Net interest income$3,908,0001,411
Provision for loan and lease losses$03,817
Total noninterest income$279,0002,909
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$118,0002,341
Trading account gains and fees$0147
Additional Noninterest Income$161,0002,866
Total noninterest expense$3,395,0001,432
Salaries and employee benefits$1,740,0001,509
Premises and equipment expense$563,0001,108
Additional noninterest expense$1,092,0001,440
Pre-tax net operating income$792,0002,102
Securities gains (losses)$01,715
Applicable income taxes$333,0001,248
Income before extraordinary items$459,0002,731
Extraordinary gains, net$016
Net income$459,0002,734
Minority interest net income$066
Net income of bank and minority interests.$459,0002,734
Net charge-offs$03,660
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$18,000486
Net operating income$459,0002,689
2013-12-31 (YTD Data)Rank
Total interest income$16,216,0001,544
Total interest expense$1,779,0001,895
Net interest income$14,437,0001,505
Provision for loan and lease losses$05,091
Total noninterest income$1,047,0003,114
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$432,0002,666
Trading account gains and fees$0184
Additional Noninterest Income$615,0003,084
Total noninterest expense$13,030,0001,495
Salaries and employee benefits$6,341,0001,630
Premises and equipment expense$2,166,0001,099
Additional noninterest expense$4,523,0001,466
Pre-tax net operating income$2,454,0002,498
Securities gains (losses)$-149,0006,592
Applicable income taxes$995,0001,465
Income before extraordinary items$1,310,0003,400
Extraordinary gains, net$029
Net income$1,310,0003,401
Minority interest net income$090
Net income of bank and minority interests.$1,310,0003,403
Net charge-offs$232,0002,841
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$101,000538
Net operating income$1,405,3603,221
2013-09-30 (YTD Data)Rank
Total interest income$11,958,0001,578
Total interest expense$1,329,0001,948
Net interest income$10,629,0001,542
Provision for loan and lease losses$04,941
Total noninterest income$777,0003,191
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$313,0002,745
Trading account gains and fees$0180
Additional Noninterest Income$464,0003,128
Total noninterest expense$9,746,0001,501
Salaries and employee benefits$4,729,0001,640
Premises and equipment expense$1,580,0001,128
Additional noninterest expense$3,437,0001,439
Pre-tax net operating income$1,660,0002,741
Securities gains (losses)$4,0002,720
Applicable income taxes$739,0001,524
Income before extraordinary items$925,0003,571
Extraordinary gains, net$025
Net income$925,0003,573
Minority interest net income$084
Net income of bank and minority interests.$925,0003,575
Net charge-offs$232,0002,401
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$122,000433
Net operating income$922,4403,494
2013-06-30 (YTD Data)Rank
Total interest income$7,838,0001,598
Total interest expense$880,0001,980
Net interest income$6,958,0001,560
Provision for loan and lease losses$04,788
Total noninterest income$530,0003,187
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$212,0002,685
Trading account gains and fees$0157
Additional Noninterest Income$318,0003,124
Total noninterest expense$6,472,0001,505
Salaries and employee benefits$3,122,0001,663
Premises and equipment expense$1,061,0001,123
Additional noninterest expense$2,289,0001,430
Pre-tax net operating income$1,016,0002,870
Securities gains (losses)$4,0002,503
Applicable income taxes$457,0001,608
Income before extraordinary items$563,0003,720
Extraordinary gains, net$022
Net income$563,0003,722
Minority interest net income$082
Net income of bank and minority interests.$563,0003,723
Net charge-offs$232,0001,945
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$95,000379
Net operating income$560,4403,630
2013-03-31 (YTD Data)Rank
Total interest income$3,943,0001,600
Total interest expense$444,0002,009
Net interest income$3,499,0001,547
Provision for loan and lease losses$04,409
Total noninterest income$266,0003,175
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$104,0002,709
Trading account gains and fees$0148
Additional Noninterest Income$162,0003,075
Total noninterest expense$3,310,0001,495
Salaries and employee benefits$1,624,0001,621
Premises and equipment expense$537,0001,131
Additional noninterest expense$1,149,0001,417
Pre-tax net operating income$455,0003,060
Securities gains (losses)$01,966
Applicable income taxes$204,0001,696
Income before extraordinary items$251,0003,883
Extraordinary gains, net$010
Net income$251,0003,882
Minority interest net income$076
Net income of bank and minority interests.$251,0003,885
Net charge-offs$232,0001,240
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$67,000288
Net operating income$251,0003,776
2012-12-31 (YTD Data)Rank
Total interest income$15,696,0001,691
Total interest expense$2,268,0001,925
Net interest income$13,428,0001,643
Provision for loan and lease losses$285,0003,474
Total noninterest income$606,0004,158
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$379,0003,044
Trading account gains and fees$0166
Additional Noninterest Income$227,0004,424
Total noninterest expense$12,533,0001,555
Salaries and employee benefits$6,009,0001,680
Premises and equipment expense$2,207,0001,078
Additional noninterest expense$4,317,0001,559
Pre-tax net operating income$1,216,0003,689
Securities gains (losses)$1,336,000397
Applicable income taxes$-1,072,0006,974
Income before extraordinary items$3,624,0001,578
Extraordinary gains, net$029
Net income$3,624,0001,579
Minority interest net income$093
Net income of bank and minority interests.$3,624,0001,579
Net charge-offs$25,0005,294
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$427,000335
Net operating income$2,288,0002,227
2012-09-30 (YTD Data)Rank
Total interest income$11,926,0001,699
Total interest expense$1,796,0001,899
Net interest income$10,130,0001,649
Provision for loan and lease losses$285,0003,041
Total noninterest income$452,0004,205
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$287,0003,052
Trading account gains and fees$0157
Additional Noninterest Income$165,0004,502
Total noninterest expense$9,383,0001,557
Salaries and employee benefits$4,490,0001,674
Premises and equipment expense$1,662,0001,085
Additional noninterest expense$3,231,0001,554
Pre-tax net operating income$914,0003,796
Securities gains (losses)$1,256,000314
Applicable income taxes$-1,078,0007,094
Income before extraordinary items$3,248,0001,389
Extraordinary gains, net$020
Net income$3,248,0001,390
Minority interest net income$086
Net income of bank and minority interests.$3,248,0001,390
Net charge-offs$25,0004,951
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$347,000280
Net operating income$1,992,0001,992
2012-06-30 (YTD Data)Rank
Total interest income$7,936,0001,705
Total interest expense$1,225,0001,923
Net interest income$6,711,0001,648
Provision for loan and lease losses$05,619
Total noninterest income$305,0004,177
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$197,0002,985
Trading account gains and fees$0153
Additional Noninterest Income$108,0004,551
Total noninterest expense$6,285,0001,552
Salaries and employee benefits$2,964,0001,695
Premises and equipment expense$1,113,0001,073
Additional noninterest expense$2,208,0001,538
Pre-tax net operating income$731,0003,457
Securities gains (losses)$1,162,000241
Applicable income taxes$-1,208,0007,175
Income before extraordinary items$3,101,000984
Extraordinary gains, net$019
Net income$3,101,000984
Minority interest net income$084
Net income of bank and minority interests.$3,101,000984
Net charge-offs$25,0004,496
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$275,000233
Net operating income$1,939,0001,439
2012-03-31 (YTD Data)Rank
Total interest income$3,847,0001,775
Total interest expense$650,0001,876
Net interest income$3,197,0001,746
Provision for loan and lease losses$05,254
Total noninterest income$153,0004,185
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$104,0002,850
Trading account gains and fees$0148
Additional Noninterest Income$49,0004,748
Total noninterest expense$2,993,0001,613
Salaries and employee benefits$1,454,0001,727
Premises and equipment expense$535,0001,120
Additional noninterest expense$1,004,0001,647
Pre-tax net operating income$357,0003,516
Securities gains (losses)$02,210
Applicable income taxes$04,704
Income before extraordinary items$357,0003,310
Extraordinary gains, net$019
Net income$357,0003,314
Minority interest net income$078
Net income of bank and minority interests.$357,0003,314
Net charge-offs$04,730
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$208,000160
Net operating income$357,0003,138
2011-12-31 (YTD Data)Rank
Total interest income$14,763,0001,909
Total interest expense$2,515,0002,302
Net interest income$12,248,0001,818
Provision for loan and lease losses$06,496
Total noninterest income$513,0004,347
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$335,0003,380
Trading account gains and fees$0146
Additional Noninterest Income$178,0004,611
Total noninterest expense$10,990,0001,760
Salaries and employee benefits$5,367,0001,817
Premises and equipment expense$2,171,0001,146
Additional noninterest expense$3,452,0001,956
Pre-tax net operating income$1,771,0002,739
Securities gains (losses)$2,119,000227
Applicable income taxes$-719,0007,123
Income before extraordinary items$4,609,0001,078
Extraordinary gains, net$029
Net income$4,609,0001,078
Minority interest net income$096
Net income of bank and minority interests.$4,609,0001,078
Net charge-offs$06,441
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$841,000349
Net operating income$2,490,0001,792
2011-09-30 (YTD Data)Rank
Total interest income$10,859,0001,972
Total interest expense$1,872,0002,411
Net interest income$8,987,0001,853
Provision for loan and lease losses$06,393
Total noninterest income$372,0004,461
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$240,0003,487
Trading account gains and fees$0145
Additional Noninterest Income$132,0004,725
Total noninterest expense$8,111,0001,788
Salaries and employee benefits$4,024,0001,822
Premises and equipment expense$1,547,0001,234
Additional noninterest expense$2,540,0001,994
Pre-tax net operating income$1,248,0002,928
Securities gains (losses)$1,932,000191
Applicable income taxes$04,740
Income before extraordinary items$3,180,0001,221
Extraordinary gains, net$021
Net income$3,180,0001,221
Minority interest net income$087
Net income of bank and minority interests.$3,180,0001,221
Net charge-offs$06,185
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$196,000454
Net operating income$1,248,0002,553
2011-06-30 (YTD Data)Rank
Total interest income$7,181,0001,996
Total interest expense$1,254,0002,472
Net interest income$5,927,0001,866
Provision for loan and lease losses$06,217
Total noninterest income$242,0004,525
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$158,0003,487
Trading account gains and fees$0153
Additional Noninterest Income$84,0004,816
Total noninterest expense$5,332,0001,832
Salaries and employee benefits$2,653,0001,854
Premises and equipment expense$1,025,0001,252
Additional noninterest expense$1,654,0002,058
Pre-tax net operating income$837,0002,849
Securities gains (losses)$-5,0007,014
Applicable income taxes$04,697
Income before extraordinary items$832,0002,605
Extraordinary gains, net$015
Net income$832,0002,605
Minority interest net income$089
Net income of bank and minority interests.$832,0002,605
Net charge-offs$05,875
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$129,000372
Net operating income$837,0002,515
2011-03-31 (YTD Data)Rank
Total interest income$3,529,0002,035
Total interest expense$630,0002,536
Net interest income$2,899,0001,901
Provision for loan and lease losses$05,840
Total noninterest income$117,0004,642
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$78,0003,476
Trading account gains and fees$0158
Additional Noninterest Income$39,0005,037
Total noninterest expense$2,626,0001,863
Salaries and employee benefits$1,303,0001,902
Premises and equipment expense$509,0001,283
Additional noninterest expense$814,0002,069
Pre-tax net operating income$390,0003,026
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$390,0002,730
Extraordinary gains, net$09
Net income$390,0002,729
Minority interest net income$086
Net income of bank and minority interests.$390,0002,730
Net charge-offs$05,107
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$65,000318
Net operating income$390,0002,663
2010-12-31 (YTD Data)Rank
Total interest income$13,999,0002,156
Total interest expense$2,845,0002,713
Net interest income$11,154,0001,946
Provision for loan and lease losses$772,0003,446
Total noninterest income$516,0004,501
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$317,0003,522
Trading account gains and fees$0175
Additional Noninterest Income$199,0004,597
Total noninterest expense$10,739,0001,832
Salaries and employee benefits$5,540,0001,754
Premises and equipment expense$2,030,0001,277
Additional noninterest expense$3,169,0002,191
Pre-tax net operating income$159,0005,309
Securities gains (losses)$1,786,000288
Applicable income taxes$04,655
Income before extraordinary items$1,945,0002,072
Extraordinary gains, net$029
Net income$1,945,0002,073
Minority interest net income$0111
Net income of bank and minority interests.$1,945,0002,074
Net charge-offs$21,0006,360
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$258,000584
Net operating income$159,0005,289
2010-09-30 (YTD Data)Rank
Total interest income$10,375,0002,236
Total interest expense$2,167,0002,787
Net interest income$8,208,0002,014
Provision for loan and lease losses$608,0003,225
Total noninterest income$384,0004,592
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$232,0003,647
Trading account gains and fees$0165
Additional Noninterest Income$152,0004,637
Total noninterest expense$7,934,0001,849
Salaries and employee benefits$4,192,0001,753
Premises and equipment expense$1,527,0001,297
Additional noninterest expense$2,215,0002,284
Pre-tax net operating income$50,0005,796
Securities gains (losses)$732,000539
Applicable income taxes$04,726
Income before extraordinary items$782,0003,321
Extraordinary gains, net$023
Net income$782,0003,319
Minority interest net income$0110
Net income of bank and minority interests.$782,0003,321
Net charge-offs$06,672
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$202,000501
Net operating income$50,0005,805
2010-06-30 (YTD Data)Rank
Total interest income$6,741,0002,317
Total interest expense$1,477,0002,833
Net interest income$5,264,0002,096
Provision for loan and lease losses$205,0004,179
Total noninterest income$260,0004,528
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$149,0003,706
Trading account gains and fees$0152
Additional Noninterest Income$111,0004,471
Total noninterest expense$5,198,0001,886
Salaries and employee benefits$2,801,0001,750
Premises and equipment expense$988,0001,342
Additional noninterest expense$1,409,0002,374
Pre-tax net operating income$121,0005,377
Securities gains (losses)$196,000964
Applicable income taxes$04,691
Income before extraordinary items$317,0004,202
Extraordinary gains, net$019
Net income$317,0004,201
Minority interest net income$0105
Net income of bank and minority interests.$317,0004,201
Net charge-offs$06,372
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$134,000435
Net operating income$121,0005,280
2010-03-31 (YTD Data)Rank
Total interest income$3,222,0002,470
Total interest expense$729,0002,970
Net interest income$2,493,0002,242
Provision for loan and lease losses$112,0003,823
Total noninterest income$144,0004,358
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$71,0003,802
Trading account gains and fees$0175
Additional Noninterest Income$73,0004,060
Total noninterest expense$2,529,0001,955
Salaries and employee benefits$1,401,0001,785
Premises and equipment expense$495,0001,374
Additional noninterest expense$633,0002,583
Pre-tax net operating income$-4,0006,292
Securities gains (losses)$106,000761
Applicable income taxes$04,611
Income before extraordinary items$102,0004,942
Extraordinary gains, net$016
Net income$102,0004,943
Minority interest net income$091
Net income of bank and minority interests.$102,0004,942
Net charge-offs$05,610
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$67,000358
Net operating income$-4,0006,321
2009-12-31 (YTD Data)Rank
Total interest income$8,514,0003,661
Total interest expense$1,983,0004,480
Net interest income$6,531,0003,223
Provision for loan and lease losses$2,824,0002,054
Total noninterest income$384,0005,191
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$250,0004,231
Trading account gains and fees$0211
Additional Noninterest Income$134,0005,252
Total noninterest expense$9,708,0002,080
Salaries and employee benefits$5,211,0001,895
Premises and equipment expense$1,901,0001,432
Additional noninterest expense$2,596,0002,661
Pre-tax net operating income$-5,617,0007,237
Securities gains (losses)$84,0002,282
Applicable income taxes$-2,0006,165
Income before extraordinary items$-5,531,0007,311
Extraordinary gains, net$034
Net income$-5,531,0007,311
Minority interest net income$0115
Net income of bank and minority interests.$-5,531,0007,311
Net charge-offs$07,246
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$5,340,000170
Net operating income$-5,615,0007,334
2009-09-30 (YTD Data)Rank
Total interest income$5,585,0004,066
Total interest expense$1,306,0004,953
Net interest income$4,279,0003,613
Provision for loan and lease losses$1,071,0002,692
Total noninterest income$257,0005,469
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$177,0004,354
Trading account gains and fees$0212
Additional Noninterest Income$80,0005,686
Total noninterest expense$7,288,0002,070
Salaries and employee benefits$3,969,0001,885
Premises and equipment expense$1,418,0001,443
Additional noninterest expense$1,901,0002,676
Pre-tax net operating income$-3,823,0007,398
Securities gains (losses)$72,0002,060
Applicable income taxes$-2,0006,572
Income before extraordinary items$-3,749,0007,457
Extraordinary gains, net$027
Net income$-3,749,0007,457
Minority interest net income$0118
Net income of bank and minority interests.$-3,749,0007,457
Net charge-offs$06,987
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$205,000576
Net operating income$-3,821,0007,477
2009-06-30 (YTD Data)Rank
Total interest income$3,136,0004,591
Total interest expense$708,0005,545
Net interest income$2,428,0004,009
Provision for loan and lease losses$688,0002,521
Total noninterest income$160,0005,609
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$111,0004,448
Trading account gains and fees$0193
Additional Noninterest Income$49,0005,874
Total noninterest expense$4,842,0002,096
Salaries and employee benefits$2,622,0001,932
Premises and equipment expense$931,0001,497
Additional noninterest expense$1,289,0002,667
Pre-tax net operating income$-2,942,0007,560
Securities gains (losses)$58,0001,817
Applicable income taxes$-2,0006,717
Income before extraordinary items$-2,882,0007,623
Extraordinary gains, net$021
Net income$-2,882,0007,622
Minority interest net income$0112
Net income of bank and minority interests.$-2,882,0007,622
Net charge-offs$06,628
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$135,000545
Net operating income$-2,940,0007,642
2009-03-31 (YTD Data)Rank
Total interest income$1,361,0005,021
Total interest expense$296,0006,045
Net interest income$1,065,0004,383
Provision for loan and lease losses$292,0002,395
Total noninterest income$71,0005,797
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$52,0004,522
Trading account gains and fees$0171
Additional Noninterest Income$19,0006,215
Total noninterest expense$2,294,0002,154
Salaries and employee benefits$1,287,0001,997
Premises and equipment expense$454,0001,562
Additional noninterest expense$553,0002,756
Pre-tax net operating income$-1,450,0007,741
Securities gains (losses)$6,0002,034
Applicable income taxes$04,835
Income before extraordinary items$-1,444,0007,821
Extraordinary gains, net$015
Net income$-1,444,0007,822
Minority interest net income$0102
Net income of bank and minority interests.$-1,444,0007,822
Net charge-offs$05,728
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$66,000434
Net operating income$-1,450,0007,812
2008-12-31 (YTD Data)Rank
Total interest income$2,119,0007,247
Total interest expense$457,0007,741
Net interest income$1,662,0006,808
Provision for loan and lease losses$641,0003,382
Total noninterest income$143,0006,940
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$106,0005,814
Trading account gains and fees$0154
Additional Noninterest Income$37,0007,038
Total noninterest expense$8,234,0002,322
Salaries and employee benefits$4,644,0002,189
Premises and equipment expense$1,444,0001,900
Additional noninterest expense$2,146,0002,686
Pre-tax net operating income$-7,070,0007,904
Securities gains (losses)$1,0003,084
Applicable income taxes$6,0004,630
Income before extraordinary items$-7,075,0007,910
Extraordinary gains, net$039
Net income$-7,075,0007,910
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,039
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$36,151,00044
Net operating income$-7,076,0007,948
2008-09-30 (YTD Data)Rank
Total interest income$1,266,0007,627
Total interest expense$254,0008,032
Net interest income$1,012,0007,246
Provision for loan and lease losses$291,0003,606
Total noninterest income$81,0007,330
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$57,0006,283
Trading account gains and fees$0148
Additional Noninterest Income$24,0007,304
Total noninterest expense$6,175,0002,319
Salaries and employee benefits$3,525,0002,188
Premises and equipment expense$1,038,0001,968
Additional noninterest expense$1,612,0002,602
Pre-tax net operating income$-5,373,0008,143
Securities gains (losses)$03,106
Applicable income taxes$3,0005,129
Income before extraordinary items$-5,376,0008,139
Extraordinary gains, net$031
Net income$-5,376,0008,138
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,534
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$36,079,00023
Net operating income$-5,376,0008,174
2008-06-30 (YTD Data)Rank
Total interest income$741,0007,840
Total interest expense$100,0008,259
Net interest income$641,0007,364
Provision for loan and lease losses$95,0004,331
Total noninterest income$36,0007,759
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$21,0006,831
Trading account gains and fees$0149
Additional Noninterest Income$15,0007,431
Total noninterest expense$4,386,0002,185
Salaries and employee benefits$2,653,0001,962
Premises and equipment expense$591,0002,287
Additional noninterest expense$1,142,0002,449
Pre-tax net operating income$-3,804,0008,263
Securities gains (losses)$03,233
Applicable income taxes$2,0005,394
Income before extraordinary items$-3,806,0008,293
Extraordinary gains, net$021
Net income$-3,806,0008,292
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,998
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$36,018,00014
Net operating income$-3,806,0008,286
2008-03-31 (YTD Data)Rank
Total interest income$463,0007,674
Total interest expense$24,0008,394
Net interest income$439,0006,820
Provision for loan and lease losses$3,0005,879
Total noninterest income$08,338
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$07,431
Trading account gains and fees$0158
Additional Noninterest Income$08,220
Total noninterest expense$2,375,0002,017
Salaries and employee benefits$1,618,0001,631
Premises and equipment expense$238,0002,764
Additional noninterest expense$519,0002,631
Pre-tax net operating income$-1,939,0008,368
Securities gains (losses)$02,688
Applicable income taxes$05,622
Income before extraordinary items$-1,939,0008,382
Extraordinary gains, net$015
Net income$-1,939,0008,382
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,009
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$35,988,0008
Net operating income$-1,939,0008,379

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.