Home > Empire Banking Company > Income and Expense
Empire Banking Company, Income and Expense
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,711,000 | 5,176 |
| Total interest expense | $2,840,000 | 4,915 |
| Net interest income | $2,871,000 | 5,300 |
| Provision for loan and lease losses | $230,000 | 3,213 |
| Total noninterest income | $493,000 | 4,977 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $417,000 | 3,020 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $76,000 | 7,301 |
| Total noninterest expense | $2,084,000 | 5,444 |
| Salaries and employee benefits | $1,068,000 | 5,527 |
| Premises and equipment expense | $404,000 | 4,396 |
| Additional noninterest expense | $612,000 | 5,673 |
| Pre-tax net operating income | $1,050,000 | 5,274 |
| Securities gains (losses) | $7,000 | 3,223 |
| Applicable income taxes | $230,000 | 5,833 |
| Income before extraordinary items | $827,000 | 5,087 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $827,000 | 5,087 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $111,000 | 3,452 |
| Cash dividends | $67,000 | 6,672 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $821,540 | 5,022 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,295,000 | 5,563 |
| Total interest expense | $2,644,000 | 5,194 |
| Net interest income | $2,651,000 | 5,824 |
| Provision for loan and lease losses | $251,000 | 2,923 |
| Total noninterest income | $539,000 | 4,745 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $436,000 | 2,987 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $103,000 | 6,713 |
| Total noninterest expense | $2,151,000 | 5,374 |
| Salaries and employee benefits | $1,095,000 | 5,497 |
| Premises and equipment expense | $404,000 | 4,422 |
| Additional noninterest expense | $652,000 | 5,491 |
| Pre-tax net operating income | $788,000 | 6,589 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $94,000 | 8,505 |
| Income before extraordinary items | $694,000 | 5,937 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $694,000 | 5,939 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $224,000 | 2,372 |
| Cash dividends | $83,000 | 6,731 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $694,000 | 5,893 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,489,000 | 6,411 |
| Total interest expense | $2,217,000 | 6,017 |
| Net interest income | $2,272,000 | 6,613 |
| Provision for loan and lease losses | $631,000 | 1,449 |
| Total noninterest income | $426,000 | 5,738 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $363,000 | 3,643 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $63,000 | 8,357 |
| Total noninterest expense | $1,801,000 | 6,385 |
| Salaries and employee benefits | $965,000 | 6,153 |
| Premises and equipment expense | $311,000 | 5,439 |
| Additional noninterest expense | $525,000 | 6,876 |
| Pre-tax net operating income | $266,000 | 9,364 |
| Securities gains (losses) | $4,000 | 3,123 |
| Applicable income taxes | $23,000 | 10,151 |
| Income before extraordinary items | $247,000 | 8,861 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $247,000 | 8,863 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $771,000 | 1,044 |
| Cash dividends | $82,000 | 7,013 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $243,360 | 8,834 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,162,000 | 6,831 |
| Total interest expense | $1,841,000 | 6,810 |
| Net interest income | $2,321,000 | 6,636 |
| Provision for loan and lease losses | $643,000 | 1,283 |
| Total noninterest income | $373,000 | 6,241 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $311,000 | 4,169 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $62,000 | 8,656 |
| Total noninterest expense | $1,515,000 | 7,224 |
| Salaries and employee benefits | $830,000 | 6,950 |
| Premises and equipment expense | $225,000 | 6,752 |
| Additional noninterest expense | $460,000 | 7,608 |
| Pre-tax net operating income | $536,000 | 8,241 |
| Securities gains (losses) | $-17,000 | 10,458 |
| Applicable income taxes | $-30,000 | 11,590 |
| Income before extraordinary items | $549,000 | 6,906 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $549,000 | 6,904 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $401,000 | 1,596 |
| Cash dividends | $83,000 | 7,133 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $566,000 | 6,791 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,501,000 | 7,321 |
| Total interest expense | $1,396,000 | 7,217 |
| Net interest income | $2,105,000 | 7,313 |
| Provision for loan and lease losses | $131,000 | 3,877 |
| Total noninterest income | $343,000 | 6,746 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $260,000 | 4,896 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $83,000 | 8,126 |
| Total noninterest expense | $1,475,000 | 7,671 |
| Salaries and employee benefits | $767,000 | 7,406 |
| Premises and equipment expense | $213,000 | 7,166 |
| Additional noninterest expense | $495,000 | 7,892 |
| Pre-tax net operating income | $842,000 | 6,663 |
| Securities gains (losses) | $-11,000 | 9,904 |
| Applicable income taxes | $160,000 | 8,112 |
| Income before extraordinary items | $671,000 | 6,090 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $671,000 | 6,107 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $159,000 | 2,877 |
| Cash dividends | $383,000 | 3,857 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $679,910 | 6,103 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,406,000 | 7,667 |
| Total interest expense | $1,269,000 | 8,002 |
| Net interest income | $2,137,000 | 7,338 |
| Provision for loan and lease losses | $56,000 | 7,224 |
| Total noninterest income | $315,000 | 7,443 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $254,000 | 5,049 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $61,000 | 9,494 |
| Total noninterest expense | $1,426,000 | 8,090 |
| Salaries and employee benefits | $744,000 | 7,682 |
| Premises and equipment expense | $182,000 | 8,093 |
| Additional noninterest expense | $500,000 | 8,208 |
| Pre-tax net operating income | $970,000 | 6,021 |
| Securities gains (losses) | $8,000 | 5,699 |
| Applicable income taxes | $261,000 | 6,630 |
| Income before extraordinary items | $717,000 | 6,010 |
| Extraordinary gains, net | $36,000 | 2,367 |
| Net income | $753,000 | 5,961 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 6,409 |
| Cash dividends | $778,000 | 2,205 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $711,160 | 5,771 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,374,000 | 8,371 |
| Total interest expense | $1,376,000 | 8,936 |
| Net interest income | $1,998,000 | 7,778 |
| Provision for loan and lease losses | $114,000 | 6,935 |
| Total noninterest income | $253,000 | 8,443 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $198,000 | 6,035 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $55,000 | 10,088 |
| Total noninterest expense | $1,323,000 | 8,582 |
| Salaries and employee benefits | $699,000 | 7,993 |
| Premises and equipment expense | $170,000 | 8,562 |
| Additional noninterest expense | $454,000 | 8,930 |
| Pre-tax net operating income | $814,000 | 6,501 |
| Securities gains (losses) | $40,000 | 4,499 |
| Applicable income taxes | $232,000 | 6,961 |
| Income before extraordinary items | $622,000 | 6,421 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $622,000 | 6,488 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $95,000 | 6,045 |
| Cash dividends | $127,000 | 6,088 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $592,800 | 6,270 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.