Home > Empire Banking Company > Assets and Liabilities
Empire Banking Company, Assets and Liabilities
| 1998-12-31 | Rank | |
| # of Employees: | 31 | 5,204 |
| Assets and Liabilities | ||
| Total Assets: | $70,170,000 | 5,709 |
| Cash and due from depository institutions | $2,681,000 | 5,204 |
| Interest-bearing balances | $67,000 | 5,375 |
| Securities | $9,551,000 | 7,240 |
| Federal funds sold & reverse repurchase agreements | $2,550,000 | 5,240 |
| Net loans & leases | $52,641,000 | 4,786 |
| Loan loss allowance | $600,000 | 4,993 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,503,000 | 4,765 |
| Other real estate owned | $103,000 | 5,204 |
| Goodwill and other intangibles | $3,000 | 3,377 |
| All other assets | $1,138,000 | 5,480 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $70,170,000 | 5,709 |
| Total liabilities | $62,995,000 | 5,678 |
| Total deposits | $59,696,000 | 5,651 |
| Interest-bearing deposits | $46,153,000 | 6,018 |
| Deposits held in domestic offices | $59,696,000 | 5,648 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $3,044,000 | 2,833 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $255,000 | 7,976 |
| Total equity capital | $7,175,000 | 5,674 |
| Total bank equity capital | $7,175,000 | 5,674 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $270,000 | 6,192 |
| Surplus | $5,930,000 | 2,464 |
| Undivided profits | $975,000 | 8,256 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,379,000 | 1,820 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $767,000 | 3,015 |
| Earning assets | $64,809,000 | 5,666 |
| Long-term assets (5+ years) | $12,910,000 | 4,113 |
| Average Assets, year-to-date | $69,972,600 | 5,474 |
| Average Assets, quarterly | $70,097,500 | 5,629 |
| Volatile liabilities | $13,022,000 | 4,194 |
| Insider loans | $2,696,000 | 1,600 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $9,330,000 | 3,786 |
| Tier 1 (core) risk-based capital | $7,134,000 | 5,512 |
| Tier 2 risk-based capital | $600,000 | 4,592 |
| Total risk weighted assets | $54,615,000 | 4,765 |
| Total unused commitments | $9,330,000 | 3,793 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 33 | 5,163 |
| Assets and Liabilities | ||
| Total Assets: | $70,087,000 | 5,731 |
| Cash and due from depository institutions | $3,610,000 | 5,163 |
| Interest-bearing balances | $51,000 | 5,325 |
| Securities | $13,442,000 | 6,405 |
| Federal funds sold & reverse repurchase agreements | $4,775,000 | 2,828 |
| Net loans & leases | $45,459,000 | 5,330 |
| Loan loss allowance | $481,000 | 5,859 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,556,000 | 4,596 |
| Other real estate owned | $84,000 | 5,163 |
| Goodwill and other intangibles | $3,000 | 3,490 |
| All other assets | $1,158,000 | 5,462 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $70,087,000 | 5,731 |
| Total liabilities | $63,420,000 | 5,671 |
| Total deposits | $59,459,000 | 5,696 |
| Interest-bearing deposits | $47,765,000 | 5,942 |
| Deposits held in domestic offices | $59,459,000 | 5,690 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $3,659,000 | 2,278 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $302,000 | 7,764 |
| Total equity capital | $6,667,000 | 5,979 |
| Total bank equity capital | $6,667,000 | 5,979 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $270,000 | 6,458 |
| Surplus | $4,863,000 | 2,854 |
| Undivided profits | $1,534,000 | 7,788 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $656,000 | 3,390 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $650,000 | 3,644 |
| Earning assets | $63,727,000 | 5,755 |
| Long-term assets (5+ years) | $13,841,000 | 3,546 |
| Average Assets, year-to-date | $64,854,200 | 5,841 |
| Average Assets, quarterly | $67,964,000 | 5,795 |
| Volatile liabilities | $12,146,000 | 4,368 |
| Insider loans | $1,963,000 | 2,094 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $3,634,000 | 6,011 |
| Tier 1 (core) risk-based capital | $6,644,000 | 5,853 |
| Tier 2 risk-based capital | $481,000 | 5,313 |
| Total risk weighted assets | $48,858,600 | 5,130 |
| Total unused commitments | $3,634,000 | 6,019 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 33 | 5,392 |
| Assets and Liabilities | ||
| Total Assets: | $60,587,000 | 6,485 |
| Cash and due from depository institutions | $2,784,000 | 5,392 |
| Interest-bearing balances | $29,000 | 5,743 |
| Securities | $11,912,000 | 7,308 |
| Federal funds sold & reverse repurchase agreements | $3,510,000 | 3,430 |
| Net loans & leases | $39,744,000 | 5,895 |
| Loan loss allowance | $394,000 | 6,856 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,521,000 | 4,653 |
| Other real estate owned | $0 | 5,392 |
| Goodwill and other intangibles | $4,000 | 3,337 |
| All other assets | $1,112,000 | 5,787 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $60,587,000 | 6,485 |
| Total liabilities | $54,551,000 | 6,463 |
| Total deposits | $50,749,000 | 6,520 |
| Interest-bearing deposits | $37,637,000 | 7,145 |
| Deposits held in domestic offices | $50,749,000 | 6,511 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $3,602,000 | 2,152 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $200,000 | 9,260 |
| Total equity capital | $6,036,000 | 6,425 |
| Total bank equity capital | $6,036,000 | 6,425 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $270,000 | 6,818 |
| Surplus | $4,863,000 | 2,930 |
| Undivided profits | $903,000 | 9,051 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $795,000 | 3,180 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $589,000 | 3,931 |
| Earning assets | $55,195,000 | 6,504 |
| Long-term assets (5+ years) | $13,364,000 | 3,532 |
| Average Assets, year-to-date | $56,630,200 | 6,609 |
| Average Assets, quarterly | $59,281,500 | 6,528 |
| Volatile liabilities | $8,836,000 | 5,250 |
| Insider loans | $1,912,000 | 2,206 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $2,629,000 | 6,785 |
| Tier 1 (core) risk-based capital | $6,032,000 | 6,339 |
| Tier 2 risk-based capital | $394,000 | 6,192 |
| Total risk weighted assets | $41,959,700 | 5,769 |
| Total unused commitments | $2,629,000 | 6,799 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 24 | 6,946 |
| Assets and Liabilities | ||
| Total Assets: | $51,625,000 | 7,288 |
| Cash and due from depository institutions | $1,099,000 | 6,946 |
| Interest-bearing balances | $18,000 | 6,219 |
| Securities | $10,079,000 | 8,267 |
| Federal funds sold & reverse repurchase agreements | $1,870,000 | 5,763 |
| Net loans & leases | $36,721,000 | 6,173 |
| Loan loss allowance | $534,000 | 5,772 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $792,000 | 6,854 |
| Other real estate owned | $0 | 6,946 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,064,000 | 6,120 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $51,625,000 | 7,288 |
| Total liabilities | $46,539,000 | 7,258 |
| Total deposits | $43,616,000 | 7,334 |
| Interest-bearing deposits | $32,866,000 | 7,889 |
| Deposits held in domestic offices | $43,616,000 | 7,330 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $2,723,000 | 2,142 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $200,000 | 9,698 |
| Total equity capital | $5,086,000 | 7,297 |
| Total bank equity capital | $5,086,000 | 7,297 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $270,000 | 7,180 |
| Surplus | $4,063,000 | 3,379 |
| Undivided profits | $753,000 | 9,775 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,140,000 | 2,381 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $663,000 | 3,574 |
| Earning assets | $48,688,000 | 7,155 |
| Long-term assets (5+ years) | $10,182,000 | 3,998 |
| Average Assets, year-to-date | $50,313,400 | 7,204 |
| Average Assets, quarterly | $51,419,000 | 7,255 |
| Volatile liabilities | $7,957,000 | 5,320 |
| Insider loans | $2,036,000 | 2,096 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $2,943,000 | 6,419 |
| Tier 1 (core) risk-based capital | $5,071,000 | 7,182 |
| Tier 2 risk-based capital | $469,860 | 5,544 |
| Total risk weighted assets | $37,524,460 | 6,248 |
| Total unused commitments | $2,943,000 | 6,434 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 25 | 7,052 |
| Assets and Liabilities | ||
| Total Assets: | $47,691,000 | 7,714 |
| Cash and due from depository institutions | $1,719,000 | 7,052 |
| Interest-bearing balances | $12,000 | 6,637 |
| Securities | $10,760,000 | 8,482 |
| Federal funds sold & reverse repurchase agreements | $1,210,000 | 5,028 |
| Net loans & leases | $32,612,000 | 6,658 |
| Loan loss allowance | $292,000 | 8,511 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $702,000 | 7,374 |
| Other real estate owned | $0 | 7,052 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $688,000 | 8,349 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $47,691,000 | 7,714 |
| Total liabilities | $43,177,000 | 7,703 |
| Total deposits | $41,958,000 | 7,606 |
| Interest-bearing deposits | $30,387,000 | 8,378 |
| Deposits held in domestic offices | $41,958,000 | 7,597 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $1,034,000 | 3,098 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $185,000 | 9,298 |
| Total equity capital | $4,514,000 | 7,636 |
| Total bank equity capital | $4,514,000 | 7,636 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $270,000 | 7,591 |
| Surplus | $3,563,000 | 3,671 |
| Undivided profits | $681,000 | 9,830 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $368,000 | 5,086 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $375,000 | 5,475 |
| Earning assets | $44,594,000 | 7,596 |
| Long-term assets (5+ years) | $8,639,000 | 4,503 |
| Average Assets, year-to-date | $47,106,000 | 7,668 |
| Average Assets, quarterly | $47,407,000 | 7,711 |
| Volatile liabilities | $7,711,000 | 5,226 |
| Insider loans | $1,936,000 | 2,147 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $4,351,000 | 5,312 |
| Tier 1 (core) risk-based capital | $4,605,000 | 7,622 |
| Tier 2 risk-based capital | $292,000 | 7,620 |
| Total risk weighted assets | $33,888,000 | 6,656 |
| Total unused commitments | $4,351,000 | 5,319 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 23 | 7,764 |
| Assets and Liabilities | ||
| Total Assets: | $45,998,000 | 8,121 |
| Cash and due from depository institutions | $1,549,000 | 7,764 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $9,294,000 | 9,349 |
| Federal funds sold & reverse repurchase agreements | $3,870,000 | 3,558 |
| Net loans & leases | $29,708,000 | 7,041 |
| Loan loss allowance | $320,000 | 8,402 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $689,000 | 7,576 |
| Other real estate owned | $0 | 7,764 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $888,000 | 6,706 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $45,998,000 | 8,121 |
| Total liabilities | $41,681,000 | 8,129 |
| Total deposits | $41,419,000 | 7,980 |
| Interest-bearing deposits | $30,293,000 | 8,751 |
| Deposits held in domestic offices | $41,419,000 | 7,973 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $262,000 | 8,148 |
| Total equity capital | $4,317,000 | 7,985 |
| Total bank equity capital | $4,317,000 | 7,985 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $270,000 | 7,995 |
| Surplus | $3,563,000 | 3,614 |
| Undivided profits | $484,000 | 10,891 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $481,000 | 5,015 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $369,000 | 5,028 |
| Earning assets | $42,872,000 | 8,027 |
| Long-term assets (5+ years) | $9,000,000 | 4,669 |
| Average Assets, year-to-date | $44,623,200 | 8,117 |
| Average Assets, quarterly | $45,728,500 | 8,096 |
| Volatile liabilities | $7,625,000 | 4,970 |
| Insider loans | $1,719,000 | 2,371 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $3,172,000 | 6,217 |
| Tier 1 (core) risk-based capital | $4,317,000 | 7,924 |
| Tier 2 risk-based capital | $320,000 | 7,295 |
| Total risk weighted assets | $31,359,700 | 7,064 |
| Total unused commitments | $3,172,000 | 6,238 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 23 | 7,923 |
| Assets and Liabilities | ||
| Total Assets: | $42,517,000 | 8,671 |
| Cash and due from depository institutions | $1,224,000 | 7,923 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $9,500,000 | 9,368 |
| Federal funds sold & reverse repurchase agreements | $1,590,000 | 7,325 |
| Net loans & leases | $28,628,000 | 7,277 |
| Loan loss allowance | $306,000 | 8,705 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $709,000 | 7,589 |
| Other real estate owned | $0 | 7,923 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $866,000 | 6,997 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $42,517,000 | 8,671 |
| Total liabilities | $38,175,000 | 8,748 |
| Total deposits | $37,918,000 | 8,617 |
| Interest-bearing deposits | $29,200,000 | 9,172 |
| Deposits held in domestic offices | $37,918,000 | 8,611 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $257,000 | 8,911 |
| Total equity capital | $4,342,000 | 7,837 |
| Total bank equity capital | $4,342,000 | 7,837 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $270,000 | 8,401 |
| Surplus | $3,063,000 | 3,904 |
| Undivided profits | $1,009,000 | 9,557 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $195,000 | 8,433 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $422,000 | 4,809 |
| Earning assets | $39,718,000 | 8,551 |
| Long-term assets (5+ years) | $10,754,000 | 4,149 |
| Average Assets, year-to-date | $40,568,800 | 8,763 |
| Average Assets, quarterly | $41,913,500 | 8,695 |
| Volatile liabilities | $6,162,000 | 5,783 |
| Insider loans | $358,000 | 2,507 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $2,791,000 | 6,310 |
| Tier 1 (core) risk-based capital | $4,342,000 | 7,778 |
| Tier 2 risk-based capital | $306,000 | 7,509 |
| Total risk weighted assets | $30,051,300 | 7,313 |
| Total unused commitments | $2,791,000 | 6,338 |
| Derivatives | $0 | 651 |